31 Judith Cummins debates involving HM Treasury

Wed 18th Dec 2024
Tue 17th Dec 2024
Wed 11th Dec 2024
Finance Bill
Commons Chamber

Committee of the whole House (day 2)
Wed 27th Nov 2024
Wed 4th Sep 2024
Budget Responsibility Bill
Commons Chamber

Committee of the whole House
Tue 30th Jul 2024

Christmas Adjournment

Judith Cummins Excerpts
Thursday 19th December 2024

(3 days, 10 hours ago)

Commons Chamber
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None Portrait Several hon. Members rose—
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Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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I ask Members to invoke the spirit of Christmas and help each other out by keeping their contributions to around four minutes so that we can get everybody in.

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None Portrait Several hon. Members rose—
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Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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Before I call the next speaker, I will have to impose a four-minute time limit.

Jenny Riddell-Carpenter Portrait Jenny Riddell-Carpenter (Suffolk Coastal) (Lab)
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Thank you, Madam Deputy Speaker, for the opportunity to participate in today’s debate. As we approach the festive season, I extend my warmest wishes to everyone in the House—to you Madam Deputy Speaker, and to the dedicated staff who help make this place so special and kind.

Christmas offers a timely opportunity to reflect on the achievements, community spirit and remarkable individuals who make up the heart of our constituencies. I would like to express my deepest gratitude to the individuals, charities, businesses and organisations that make Suffolk Coastal such a special place. One such group is Pitstop in Felixstowe, where Liss and her team of volunteers do exceptional work supporting young families in need. Their work goes beyond providing material things such as food and clothes. They work to ensure that no family feels isolated or alone. That is especially important during the holidays, but important at any time of year.

The Woodbridge branch of the Salvation Army is a shining example of our community giving back. During my recent visit, I had the pleasure of meeting Alan, Tanya and their team of volunteers, who work tirelessly to provide food and essential supplies to those facing hardship or loneliness. A few weeks ago, I held a pop- up surgery at the Salvation Army’s food bank. Citizens Advice was there to provide financial support to those in need. I was able to provide financial advice and give support to people who face real and pressing poverty, and to those who had unexpectedly found themselves on hard times. That was a pretty normal surgery experience for me.

Then I met Edward. Edward is 42 and street homeless. He was a fisherman previously, in Aldeburgh. He had a stable job, a home and a relationship. When things started to go wrong for him, as they do for us all at some time in our lives, it affected his mental health, which meant that he turned to drugs. The drugs took over his life, and it spiralled from there. When I met Edward the other week, he was clean. He had managed to get clean on his own, and had been sofa surfing, but then, naturally, the good will of his friends ran out. When that luck ran out, he had moved into a disused caravan on private land that he had found near Woodbridge. His only coat had been stolen some days earlier. My team were able to get him some emergency help, and it was the Salvation Army that so kindly stepped in and bought him a brand-new coat from Mountain Warehouse on the same day. He was later placed in emergency temporary accommodation, and he is now being supported by the council; but it was that friendship and support from the Salvation Army that gave him the first glimmer of hope that he had felt in months, with a warm meal, a new coat, and a safe place to begin the journey to find temporary accommodation. I want to place on record my sincere thanks to the Salvation Army, and, indeed, to all those groups that do so much to support our constituents.

Woodbridge is one of the many beautiful market towns in my constituency that tourists flock to, and just the other week it was voted the happiest place in the country in which to live. As someone who lives in Woodbridge, I wholeheartedly and unapologetically agree. However, whenever I talk about the beauty of Suffolk Coastal I feel a desperate need to talk about the other side of the constituency as well, and Edward’s story is a real reminder of that. I fear that many people do not see the poverty or the struggles facing so many people in my constituency. In Suffolk Coastal we have 23% of children on free school meals, but in Southwold, the place that the tourists coo over, we have 39%, and in just one primary school in Southwold one in two children receive it.

We have food banks in every single town in my constituency, and they are growing in each of our villages and parishes. We have a housing waiting list that only increases each year, with 150 households in east Suffolk living in temporary accommodation—which means that this Christmas, 188 children will be living in hotels or B&Bs. That is no way for any child to live at any time of year. The work of our community to fix some of the most pressing issues must be commended; I have already talked about the work of some of our amazing food banks, and it does not stop there.

As you can imagine, Madam Deputy Speaker—

Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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Order. The hon. Lady’s time is up.

Financial Assistance to Ukraine Bill

Judith Cummins Excerpts
Darren Jones Portrait Darren Jones
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I beg to move, That the Bill be now read the Third time.

Once again, I extend my gratitude to Members from across the House for contributing to today’s debate and facilitating the swift passage of the Bill. Today, and throughout the Bill’s passage so far, this House has made clear its strong feelings on the plight of the Ukrainian people. Members of all political stripes have spoken eloquently in favour of continued support for Ukraine in its ongoing fight against Russia’s tyrannical, unprovoked and illegal aggression. Since Russia’s full-scale invasion of Ukraine in February 2022, no matter which party has been in office, the UK Government have remained committed to fully supporting Ukraine for as long as it takes.

The G7 extraordinary revenue acceleration scheme and this Bill, which facilitates the UK’s contribution, are another demonstration of the UK delivering on that promise. Beyond the ERA, the UK has now committed £12.8 billion in military, humanitarian and economic support to Ukraine. Earlier this year, the Government announced that we will continue to provide guaranteed military support of £3 billion per year to Ukraine for as long as it takes, and our ERA commitment goes further still. As hon. Members will know, the Bill unlocks the UK’s contribution of £2.26 billion, which constitutes a fair and proportionate contribution to the scheme based on our GDP share within the G7 and EU. It remains crucial that we pass the Bill as swiftly as possible to begin disbursing funds this winter to meet Ukraine’s urgent needs. Taken together, the ERA will provide Ukraine with an additional $50 billion in support. I pay tribute to our G7 partners for their collective determination to bring the ERA to fruition in just a few short months. We all remain united in our support for Ukraine against Russian provocation.

We in this House recognise the sacrifice that the people of Ukraine are making. They are fighting not only for their own survival and national identity, but for the security of Europe and the United Kingdom. The Bill will enable the Government to provide Ukraine with the essential support it requires to continue its battle against Putin’s unjust and illegal aggression.

At this point, Madam Deputy Speaker, given that this is probably my last contribution to the House this year, I wish you and the House a very merry Christmas, and say to the Ukrainian people that we hold them all in our hearts over this difficult period. I commend the Bill to the House.

Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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I call the shadow Minister.

Richard Fuller Portrait Richard Fuller
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On behalf of the official Opposition, I thank the Government for bringing forward the Bill and concluding its stages in this House before we break for Christmas. I also thank the Chief Secretary to the Treasury, the right hon. Member for Bristol North West (Darren Jones), for the way he has handled the discussions on the Bill at each stage, providing Members with all the information they need at any stage and in answer to all questions. He has done an exemplary job.

I note the uniformity of support across this House from Members, whichever party they represent. However, it goes deeper than that: since former Prime Minister Boris Johnson galvanised the west into defence of Ukraine, through former Prime Minister Liz Truss, to my right hon. Friend the Member for Richmond and Northallerton (Rishi Sunak), and now, with our current Prime Minister, the right hon. and learned Member for Holborn and St Pancras (Keir Starmer), the United Kingdom Government have been determined in support of the people of Ukraine. It says something of the depth of support in this country for the people of Ukraine that if we swept away a large proportion of the Members of this House and replaced them with different representatives from across the country, the resolve in support for Ukraine would remain the same.

We must not give up our efforts. Since we started our debates, there have been further actions in Ukraine. I will quote the latest summary from the Institute for the Study of War, which demonstrates the urgent need for the support set out in the Bill that we are passing today:

“on December 14…Russian forces fielded more than 100 pieces of equipment in a recent assault in the Siversk direction and noted that there were 55 combat engagements in this direction on December 13—a significant increase in tempo in this area of the frontline.”

It goes on:

“The GUR reported that a contingent consisting of Russian and North Korean servicemen in Kursk Oblast lost 200 personnel as of December 14 and that Ukrainian drones swarmed a North Korean position, which is consistent with recent reports of North Korean forces engaging in attritional infantry assaults.”

Our support, the military support the United Kingdom provides under this measure, is desperately needed, but the need goes further. Since Russia’s invasion of Ukraine, an estimated 8 million Ukrainian citizens have been displaced and 6 million people have left the country as refugees, with many still unable to return. As hon. Members have said, over 200,000 Ukrainian citizens are living in the United Kingdom. Our thoughts and prayers are with them and their families. We should also note the work of British charities and non-governmental organisations, including the British Red Cross, which estimates that, with other Red Cross and Red Crescent societies around the world, assistance has been provided to over 18 million people in Ukraine.

As we take our break, many of us will be celebrating Christmas. I hope that the Christian message of peace and hope will resonate in the new year, and that all of us in western Europe and particularly in Ukraine can look forward to a peaceful future.

Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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I call the Liberal Democrat spokesperson.

National Insurance Contributions (Secondary Class 1 Contributions) Bill

Judith Cummins Excerpts
Graham Stuart Portrait Graham Stuart
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I talked about the need for fiscal discipline, one element of which is taking at least £12 billion of savings out of the benefits system, because we cannot continue with more and more of us out of work and out of the workforce. Most importantly, I also said that we have to grow the economy first, because that is the only way to sustain it. This Budget had the opposite effect, as the OBR has laid out.

Judith Cummins Portrait The First Deputy Chairman of Ways and Means (Judith Cummins)
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Order. I remind Members that this debate in Committee is about national insurance contributions.

Jim Dickson Portrait Jim Dickson
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I thank the right hon. Member for Beverley and Holderness for his comments. He praised the Conservative party as the most successful party in western democracy because it always takes a pragmatic and hard-headed view of matters such as the public finances, but I am afraid that he has just revealed why it is no longer in government. None of what he said added up. The £12 billion of welfare savings that we were repeatedly promised when he was in government were never realised, and none of what his party has proposed since makes those numbers any more likely to be achieved.

This week, The Guardian reported on a poll by the University of Bristol of 5,000 voters—a large sample—that found that fewer than a quarter of respondents thought that the changes to tax announced at the Budget were “not necessary”. Nearly 50% of people polled thought the changes were “necessary”. So the British people, showing admirable common sense, understand the steps that need to be taken to address our country’s problems.

Based on that polling, the kindest thing to say about the Conservative party is that it is out of touch. Indeed, we learned this week that the Leader of the Opposition is apparently toying with the idea of flat tax, which would be a big gift to the already wealthy. According to estimates from the Tax Policy Associates, such a change would mean average earners would pay £1,200 a year more and those earning above £200,000 would pay £30,000 a year less.

Judith Cummins Portrait The First Deputy Chairman
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Order. The hon. Gentleman is making an interesting speech, but I remind hon. Members that in order to be in scope for the debate, the majority of their remarks need to address the issue in front of us, which is national insurance contributions.

Jim Dickson Portrait Jim Dickson
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Thank you for your advice, Madam Chair.

In closing, in raising national insurance, the Labour Government are taking the tough choices to fix our public finances. As I said at Second Reading, the Bill is a crucial part of our plan to fix the foundations of this country. It provides a major part of the funding needed to fix our public services after 14 years of decline under the previous Government.

Finance Bill

Judith Cummins Excerpts
[Judith Cummins in the Chair]
Judith Cummins Portrait The First Deputy Chairman of Ways and Means (Judith Cummins)
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I remind Members that in Committee they should not address the Chair as Madam Deputy Speaker. Please use our names when addressing the Chair. “Madam Chair”, “Chair” and “Madam Chairman” are also acceptable.

Clause 47

Removal of exemption for private school fees

Question proposed, That the clause stand part of the Bill.

Nusrat Ghani Portrait The Chairman
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With this it will be convenient to consider the following:

Clauses 48 and 49 stand part.

New clause 8—Statements on charging VAT on private school fees

“(1) The Secretary of State must, within six months of this Act being passed, make a statement to Parliament about the removal of the exemption for private school fees introduced by section 47 of this Act, and other changes to private school fees introduced by sections 48 and 49 of this Act.

(2) The statement under subsection (1) must include details of the impact on—

(a) pupils with special educational needs and disabilities,

(b) small rural schools, and

(c) faith schools.

(3) The Secretary of State must, within 18 months of this Act being passed, make a statement about the impact of the removal of the exemption on schools that take part in the music and dance scheme.”

This new clause requires the Secretary of State to make a statement about the impact of charging VAT on private school fees.

New clause 9—Pupils with SEND without an Education Health and Care Plan: review of VAT provisions—

“(1) The Chancellor of the Exchequer must, within six months of the passing of this Act and every six months thereafter, lay before Parliament a review of the impact of the measures contained in sections 47 to 49 of this Act on pupils with special educational needs and disabilities.

(2) The review must consider in particular the impact of those measures on—

(a) children with special needs who do not have an education health and care plan (EHCP); and

(b) the number of children whose families have applied for an EHCP.”

This new clause would require the Government to produce an impact assessment of the effect of the VAT provisions in the Act on pupils who have special educational needs but do not have an Education Health and Care Plan.

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James Murray Portrait James Murray
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I thank the hon. Gentleman for raising the continuity of education allowance, because the Government greatly value the contribution of our diplomatic staff and serving personnel. The continuity of education allowance is therefore provided to ensure that the need for frequent mobility does not interfere with the education of their children. As he may know, the Ministry of Defence and the Foreign, Commonwealth and Development Office have increased the funding allocated to the continuity of education allowance, to account for the impact of any private school fee increases on the proportion of fees covered by the CEA, in line with how the allowance normally operates.

The Government have carefully considered the impacts of the policies set out in clause 47 and received a wide range of representations covering topics that have already been raised in the debate today. The Government received more than 17,000 consultation responses, and my officials and I have met those representing schools, local authorities and devolved Governments. As a result of these representations, the Government have made several changes to the legislation, including to clarify the treatment of nurseries. In deciding on the final design of the policy, we have made sure that schools are treated fairly and consistently.

A number of hon. Members have raised with me concerns about the impact of this measure on particular types of schools and on different pupils, so I am glad to have this chance to address some of those points. First, to protect pupils with special educational needs that can be met only in a private school, the local authorities and devolved Governments that fund these places will be compensated for the VAT they are charged on those pupils’ fees. Secondly, as I just mentioned in response to the intervention on military and diplomatic families, the Ministry of Defence and the Foreign Office have agreed to increase the funding allocated to the continuity of education allowance to account for the impact of private school fee increases.

The Government are aware that while many schools have always offered schemes enabling the prepayment of fees, there were concerning reports of some parents using such schemes in an attempt to avoid these fees being subject to VAT. The Government believe that allowing fees paid from the date of the July statement to the date this policy comes into force to be paid without charging VAT on them would be unfair on the vast majority of families who will be unable to pay years-worth of fees in advance. The changes made by clause 48 will therefore introduce anti-forestalling provisions that will apply to all prepayments of private school fees and boarding services on or after 29 July 2024 and before 30 October 2024. Finally, clause 49 sets out the commencement date for these changes, which will apply to any fees paid on or after 29 July 2024 relating to the term starting in January 2025.

To conclude, the reason the Government are raising funding from the changes we are debating today is to increase investment in the state education system. Every parent aspires for high-quality education for their children. The removal of the VAT exemption for private schools will help to support the Government’s investment in schools and ensure that every child has a chance to thrive. We are determined to be a Government who enable the aspirations of all parents to be met and who ensure that all children have the opportunity to succeed. I therefore commend these clauses to the Committee.

James Wild Portrait James Wild (North West Norfolk) (Con)
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I rise to speak on behalf of the Opposition, and particularly to new clause 8. Let me start by briefly considering the context in which we are debating the Bill. It comes after a Budget in which the Chancellor said that we must have

“an economy that is growing, creating wealth and opportunity for all”—[Official Report, 30 October 2024; Vol. 755, c. 811.]

But that is not what this Finance Bill delivers. Instead, the Budget is forecast to deliver lower growth, higher borrowing and higher inflation.

The Minister referred to choices, and the Government have indeed made choices. They have chosen to tax enterprise, to tax the wealth creators and to tax the farmers who are, again, outside Parliament protesting against the family farm tax—I wonder whether, on one of his rare jaunts to this country, the Prime Minister has gone out to speak to them. Rather than promote opportunity, it was the Government’s choice to bring in a new tax on aspiration.

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Judith Cummins Portrait The First Deputy Chairman
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Order. May I remind Members that interventions need to be on the point and to pose a question?

Rachel Gilmour Portrait Rachel Gilmour
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Blundell’s school is also in Tiverton. Would the hon. Member be surprised to hear that when canvassing in Tiverton, in areas that might be considered relatively poor, I met numerous grandparents who were saving money every month to help their children to pay for a better future for their own children at Blundell’s school, through bursaries?

Farming and Inheritance Tax

Judith Cummins Excerpts
Wednesday 4th December 2024

(2 weeks, 4 days ago)

Commons Chamber
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Samantha Niblett Portrait Samantha Niblett (South Derbyshire) (Lab)
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I am quite astonished because, as we sat in a pub car park in the run-up to the general election, farmers in my constituency told me—I kid you not—that they know they do better under a Labour Government but they often vote Conservative. It feels like the Conservatives have taken their loyalty for granted. The right hon. Gentleman has been talking about how hard things are, and I agree with him. Farmers talk about their margins, and those margins are tight, but who caused them to be in that situation? We are now in a position of power—

Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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Order. I remind Members that interventions need to be interventions. They should be brief and ask a question that is relevant to the speech being made.

David Mundell Portrait David Mundell
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I do not know whether the hon. Member for South Derbyshire (Samantha Niblett) was here for the speech of the hon. Member for Penrith and Solway, but he set out exactly what happened to him as a Labour MP, having given farmers assurances about what Labour would do in government and the farmers finding that they had been betrayed. Now, the choice is not final, as he said, and hopefully this debate has shown the passion of both farmers and those who represent rural constituencies.

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None Portrait Several hon. Members rose—
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Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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Order. Members will be aware that I am starting the wind-ups at 4.40 pm precisely. For the last few minutes, I call Lewis Cocking.

Lewis Cocking Portrait Lewis Cocking (Broxbourne) (Con)
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Thank you, Madam Deputy Speaker. Broxbourne is not known for its farms, but this year’s boundary changes have seen my agricultural land increase. This tax will also affect thousands of my constituents through the supply chain and buying food at supermarkets. However, I want to concentrate on something we keep hearing from Labour Members. We are told that the farmers represented by Opposition MPs or Conservative MPs are completely against the policy, and we are told time and again by Labour Members, as a number have stood up to say today, that they have spoken to their farmers, who seem happy about it, and they are going to vote with the Government. So I thought I would go out there and put that to the test.

As I have said, my seat has had boundary changes and farms have moved into my constituency. If this one farm had remained in the original seat before the general election, it would now be represented by a Labour Member, but it is not: it moved into my constituency and it is represented by a Conservative Member. I asked this farmer, when I went to visit them, if they are completely against this policy. They said, “Yep, absolutely, Lewis. This will destroy our family farm.” I asked them if, pre-boundary changes, they were in their old seat and had a Labour Member of Parliament, their view would still be the same. They said to me, “Don’t be so silly, Lewis; of course it would be the same.” So I do not understand which farmers Labour Members are speaking to, because their views cannot be different from the views of my farmers. Thousands of them from across the country, including my constituency and the wider Hertfordshire area, came to Westminster to show their displeasure with the Government, so will Labour Members please think again, vote with us today and stand up for their farmers?

Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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I call the shadow Minister.

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Daniel Zeichner Portrait Daniel Zeichner
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No. I am afraid that the right hon. Gentleman came in late, and if you turn up late, you do not get to speak. [Interruption.] I recognise the frustration and anxiety being felt by farmers around the country. [Interruption.]

Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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Order. I am sure that hon. Members want to listen to the Minister. I know that my constituents certainly do, and farmers across the country certainly will.

Daniel Zeichner Portrait Daniel Zeichner
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Thank you, Madam Deputy Speaker. I am not sure that Conservative Members do want to listen, really.

As a result of the anxiety that we know people are feeling, it is right that the Prime Minister, the Environment Secretary and I have all met with the NFU president Tom Bradshaw to talk about the proposed reforms. The Government have and will continue to engage with the NFU, the CLA, the Tenant Farmers Association and other stakeholders. The reforms will not be introduced until April 2026, so there is plenty of time for people to plan for change and to get, as they always should when running major businesses, professional advice about succession planning.

Let us be honest: last month’s protests were not just about APR. Rural communities have felt ignored and let down by this place after decades of failure. The Conservatives sold out British farmers in trade deals with New Zealand and Australia. I listened to the shadow Secretary of State, the right hon. Member for Louth and Horncastle (Victoria Atkins)—did we get any apology for the trade deals? Not a word; no contrition. They have learned nothing. They left farmers facing spiralling energy bills because they refused to invest in cheaper home-grown British power—a decision that sent fertiliser and animal feed costs soaring.

The Conservatives were so incompetent that they failed to get £300 million earmarked for farmers out the door, leaving farmers out of pocket as the money sat idle in Treasury coffers. The disastrous kamikaze Budget crashed Britain’s economy and sent interest rates and mortgages skyrocketing, at massive cost to our farmers and rural communities. As a result of all that, public services are broken; hospital waiting lists are at record highs; schools in rural areas are crumbling—if Conservative Members use them, of course—and roads across country areas are cratered with potholes.

Rural communities are rightly feeling ignored and left behind. This Government will not accept that. These reforms will disincentivise the wealthy from buying up agricultural land to shield their wealth from inheritance tax, and they will also raise the money needed to fix those public services. This is a turning point for national renewal. The Budget also commits £5 billion to agriculture over the next two years.

National Insurance Contributions (Secondary Class 1 Contributions) Bill

Judith Cummins Excerpts
Second Reading
Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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The reasoned amendment in the name of Mel Stride has been selected.

Finance Bill

Judith Cummins Excerpts
2nd reading
Wednesday 27th November 2024

(3 weeks, 4 days ago)

Commons Chamber
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Tom Hayes Portrait Tom Hayes
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You talk about increasing inflation, yet we saw record levels of inflation—11%—under the Conservative Government, one third of which was caused by our exposure to gas shocks. Does he agree with this Labour Government that we need to invest in clean energy, so that we are no longer left vulnerable to foreign dictators and their control of fossil fuel markets?

Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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Order. Before the hon. Member answers that intervention, I remind Members not to use the word “you”. Moreover, this is a debate on the Second Reading of the Finance Bill, so can we please make comments, interventions and speeches relevant to the Finance Bill?

Jerome Mayhew Portrait Jerome Mayhew
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I am grateful for that intervention. Inflation 11% was a direct consequence of the Russian invasion of Ukraine, as everyone knows, but what is important is that the Conservative Government took the difficult decision to get it down to a target of 2%. It is already creeping up under Labour, and it will be higher than it otherwise would have been as a direct consequence of these measures. Do not trust my word for that; that comes directly from the OBR. Again, the OBR tells us that mortgage rises will occur directly because of the decisions of Government Members. Union activity will be up, with the consequential impact on productivity and efficiency of our private sector. The size of the state will go up and, shamefully, the tax take will be the highest since records began. I will not support this Finance Bill, or its Second Reading, so Labour Members will have to take the consequences of their own decisions.

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Scott Arthur Portrait Dr Arthur
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My hon. Friend mentioned partygate, but it goes far beyond that. We have to remember that the dodgy contracts that went to mates and donors brought our country into utter disrepute. In this Finance Bill debate, does he recognise the financial impact of that on the country?

Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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Order. I once again remind Members that interventions should be on what is in front of us: the Second Reading of the Finance Bill.

Josh Simons Portrait Josh Simons
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I absolutely take that point, but I will remind Conservative Members of the simple argument I am making in case they have lost the thread of it. I am going through the measures in the Budget that may have been lost by media scrutiny of some of the bigger measures. My question is: how would they pay for those measures? If they support them, they need to answer that question posed by the Bill today. As the Minister said earlier, the first words in Labour’s manifesto were about restoring economic stability. If Conservative Members support some of the measures I am describing, they must themselves answer the question of how they would pay for them.

I will mention three more measures before I close. These measures specifically benefit the region that I am proud to represent in the north-west, and they will drive growth not just here in London and the south-east, but right across the country, including in Wigan and the towns across Makerfield. The first measure is the electrification of the Wigan to Bolton line, which will mean that constituents in Hindley will benefit from more reliable train services that do not get cancelled, as they have repeatedly been over the past two weeks due to the weather.

The second measure is an increase in the household support fund of £66 million in the north-west. That will specifically help those just above the pension credit threshold who none the less need support this winter.

The third and final measure is the integrated settlement with our trailblazing Labour Mayor Andy Burnham in Greater Manchester, meaning that we can cap bus fares at £2. It also means that we will trailblaze the Live Well centres, which working people will benefit from and those out of work will be provided with the holistic support they need to get back into work.

Those are the measures that this Finance Bill supports. The question for Conservative Members is: will they support the measures that pay for those provisions? If they will not, they will continue to be the party that does not restore economic stability, that crashed the economy and that sent mortgage rates spiralling. The first and most important thing this Labour Government have done and will always do is protect the economic stability of this nation.

A person’s character is most on display in watching what they do when nobody else is looking. I cannot remember who said that—either a former Prime Minister or a baseball coach in the United States. A Government’s character is often in the things that get less attention, that demonstrate whose side that Government are on. In the provisions, the Government have demonstrated that they are on the side of miners, carers, commuters and workers in Makerfield, Greater Manchester and the north-west. What this Finance Bill shows me is that this is a Government who will tear down any barrier that gets in the way of us delivering for working people in the United Kingdom.

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Chris Vince Portrait Chris Vince
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I don’t really want to give away my dog’s name—I don’t know why.

Thank you, Madam Deputy Speaker, for the opportunity to speak in support of the Bill. This is not just another piece of legislation; it is a crucial step towards boosting growth in some of our most dynamic industries, from the creative sector to financial services. It is aimed at repairing our public finances and bringing much-needed economic and fiscal stability, and it considers every person from every walk of life to create a fairer future for everyone. Last week the Chancellor outlined the Government’s plans for growth, focusing on high-growth sectors that will drive our economy forward. The Bill is a key part of that vision, introducing important tax changes to support the UK’s creative industries, speed up our shift to clean energy and enhance our financial markets.

For too long the burden of taxation has fallen disproportionately on working people. The Bill addresses that imbalance—it finds that balance and the fairest way to do it. By choosing not to extend the freeze on income tax and national insurance thresholds, the Government are ensuring that personal tax thresholds will rise with inflation from April 2028. That protects hard-working families from what I would consider stealth tax increases. The Bill also delivers on the promise to maintain the fuel duty freeze and a temporary 5p cut. I know that is welcome for residents and motorists in Harlow, as they have suffered for many years with the appalling state of the roads. We all know about the dreaded potholes, and the Government are doing what they can on that as well.

I will not go on too much about the removal of the VAT exemption on private schools, because I spent a lot of time talking about that on Monday. However, I am delighted that it will generate additional revenue to invest in our public services, including our schools. A number of schools in Harlow have suffered with reinforced autoclaved aerated concrete, and one school—Sir Frederick Gibberd college—is having to be completely rebuilt because of the previous Government’s failings.

This Finance Bill is more than just a collection of tax adjustments; it is a forward-looking plan that lays the foundation for a resilient economy. It reflects the Government’s commitment to supporting key industries that are vital to our nation, investing in sectors that promise sustainable growth, and ensuring that the UK remains at the forefront of global innovation. It creates a fair and balanced future for all.

Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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I call the shadow Minister.

Budget Responsibility Bill

Judith Cummins Excerpts
Darren Jones Portrait Darren Jones
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I beg to move, That the Bill be now read the Third time.

I will not take up too much more time, but I will provide a final reminder of how important this legislation is. At the general election, the Government received a mandate for economic growth. Sustained growth is the only route to improve prosperity and to improve the living standards of the British people. It is now our national mission.

Economic stability is key to achieving this. We have seen what happens without it, when huge, unfunded fiscal commitments are made without proper scrutiny and when key economic institutions such as the OBR are sidelined. We cannot let ourselves get into that position again. Unfunded, unassessed spending commitments not only threaten the public finances, they can threaten people’s incomes and mortgages, as we saw under the previous Government.

I therefore encourage Conservative Members—who have told us today that, after 14 years of Conservative government, the economy has never been so good—to reflect, if only for a moment, on why they lost all credibility for economic competence and suffered the worst election result in their history.

Once again, I congratulate all my hon. Friends and other hon. Members on their excellent maiden speeches today. I thank hon. and right hon. Members on both sides of the House for their contributions, and I thank the Clerks and officials who have supported the Bill’s rapid passage.

The Budget Responsibly Bill forms a small but vital part of our plan to restore economic stability and deliver economic growth. For these reasons, I commend it to the House.

Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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I call the shadow Minister.

--- Later in debate ---
Alan Mak Portrait Alan Mak
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I think the answer from the Chief Secretary to the Treasury is no, which confirms everything we already knew. It means that the people can never trust Labour with our economy, that Labour will raise taxes and cut investment at every opportunity and that Labour’s honeymoon is well and truly over.

Question put and agreed to.

Bill accordingly read the Third time and passed.

House of Commons Commission

Resolved,

That

(1) in pursuance of section 1(2)(d) of the House of Commons (Administration) Act 1978, Rachel Blake be appointed to the House of Commons Commission, and

(2) in pursuance of section 1(2B) of that Act, the appointment of Shrinivas Honap as an external member of the Commission be extended to 30 September 2026.—(Lucy Powell.)

Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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I call Tim Farron to present a petition. The Member is not present.

Budget Responsibility Bill

Judith Cummins Excerpts
2nd reading
Tuesday 30th July 2024

(4 months, 3 weeks ago)

Commons Chamber
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Stella Creasy Portrait Ms Creasy
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The right hon. Member pre-empts many of my concerns. There is a very strong story to tell about good fiscal discipline, but it is not possible to do that independently in a modern, global economy, so the scrutiny that we can provide in this place of a whole range of regulations does matter. Those include financial regulations—I think particularly about the City and issues around a financial transaction tax, for example. I have not yet convinced him of the merits of working more closely with Europe, but I am confident that one day we can do so. I agree with him, however, that this House should be fully part of that, just as I believe in the principles behind the Bill—that disinfectant comes from transparency and our ability to see what is going on. That is why the Government are so right to bring this legislation forward.

Let me move on to some areas where it is right to ask what we mean by fiscally significant. The right hon. Member and I might disagree about the deal we do in resetting our relationship with Europe, but there can be no doubt that that will have a clear economic impact on this country. I think of the hauliers who are considering whether they will give up bringing goods to the UK because of the Brexit border tax. The previous Government admitted that that measure was inflationary and could have a significant impact not just on our food security, but on our economy, pushing up the cost of living. Many of our constituents know that there is still too much month at the end of their money, and we should challenge any measure that makes that harder. That will also inflect our tax take.

The point I am getting to is that if we are talking about measures that are so fiscally significant that they count for 1% of GDP, a trade deal would easily meet that criterion. We need to be clear in the Bill what we ask of the Office for Budget Responsibility—which, after all, has provided evidence on the impact, for example, of leaving the European Union—and whether we consider its role in such matters. If we are going to put everything on the books, let us make sure that the public understand fully the decisions that we make and where the information comes from.

Another area in which we as a House need to act is our outgoings, especially when we are being asked to make very difficult choices about some of the most vulnerable in our communities, such as people who rely on welfare, or pensioners who rely on the winter fuel payment. We have to be honest: this country is pretty much bankrupt as a result of the previous Administration. If somebody in that dire financial position came into one of our surgeries, we would sit with them and talk about a debt relief order. We would look at their costs and particularly at consolidating the debts that they may have.

Many colleagues here will know that for many years I have been concerned about legal loan sharking. That is not just in people’s private lives, but in the public sector, and I consider the private finance initiative to be the legal loan sharking of the public sector. If we are talking about fiscally significant measures—measures that meet the test of £28 billion—we should consider that we have £151 billion of outgoings committed to private finance companies in this country, against £57 billion-worth of assets. Most people can see that those figures do not add up.

Local authorities spend around £18 billion every two to five years on PFI repayments, of which about £4 billion is interest costs. That would suggest an average interest rate of around 35%. If somebody came into a surgery with a loan at a 35% interest rate, we would encourage them to go to a debt relief order. Our country is no different, and this matters because, individually, local authorities might not meet that fiscally significant threshold, but collectively, they will for us. We are not going to let hospitals and schools go bust and go out of business. Parklands high school in Liverpool was built under PFI. It was closed because there was not a demand for the places, but Liverpool city council is still playing £12,000 a day for that closed school. It has repayments of £42 million left and the company that owns it is making a profit of around £340,000 a year from the scheme.

Private finance companies are on our books, and they should be on our books nationally. They should be considered fiscally significant. We can do things to consolidate those loans and to reduce the outgoings that will come. My contribution to the Bill and the amendments that I might table, depending on what Ministers say, will relate to the fact that I think we need to be clear that everything that is fiscally significant—decisions that we might not proceed with and ones that we do—should be subject to that level of scrutiny.

The National Audit Office has given us plenty of information about the poor value for money of private finance initiatives. Many Members who have these schools and hospitals in their constituencies will have seen this at first hand. There is evidence from the Department of Health and Social Care about what could be done to consolidate loans that probably would generate savings that would be fiscally significant, when we talk about the sums involved. It would be fantastic to see the Office for Budget Responsibility pick this matter up as part of our knowing how much we have to pay out as a country; how much of a contribution we need to make. This money is going to private companies that, on the whole, are not paying tax in this country, so it is not generating revenue that can go back into paying for the repairs that need to come.

The previous Government started to look at these issues and then walked away. I know that this Government, with their commitment to fiscal discipline and fiscal transparency, will want to be open about the benefits, costs and fiscal significance both of the trade deals that we might make and of private finance initiatives. I look forward to hearing from Ministers about that. This is a very different world—[Interruption.] The shadow Minister is smiling. I am sure that he misses his colleague from Spelthorne, but I know he will not miss the opportunity to say sorry to all our constituents for the mess we have been left in and the reason why we need this legislation on the discipline of the OBR, and for the failure to tackle the long-term problems that have left legal loan sharks and poor trading opportunities for our constituents, because they are going to pick up the pieces for generations to come.

Judith Cummins Portrait Madam Deputy Speaker (Judith Cummins)
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I call the Liberal Democrat spokesperson.

Autumn Statement

Judith Cummins Excerpts
Thursday 17th November 2022

(2 years, 1 month ago)

Commons Chamber
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Jeremy Hunt Portrait Jeremy Hunt
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It is not possible to be Health Secretary without visiting Kettering hospital and my hon. Friend is a formidable advocate for it. I remember the visit well, with how crowded the hospital was and why there is such a big need for a new hospital. We are committed to the new hospitals programme, and I will write to him with precise details about where Kettering stands in that process.

Judith Cummins Portrait Judith Cummins (Bradford South) (Lab)
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For absolute clarity, is the Chancellor confirming today that Transport for the North’s preferred option for Northern Powerhouse Rail with a stop in Bradford is now scrapped under this Conservative Government?

Jeremy Hunt Portrait Jeremy Hunt
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I am confirming that core Northern Powerhouse Rail will go ahead and that we are protecting our capital budget so that we can make as many other worthwhile additions to our transport infrastructure as possible.