Inheritance Tax

Paul Holmes Excerpts

Wednesday 14th October 2026 Commons Chamber

[Daisy Cooper]

The hon. Gentleman’s first question was broader and was asking about the capacity of businesses generally to pay for advance tax planning. Hopefully we can all agree that the tax code in this country is so complicated that unfortunately people must seek expert tax advice. Our tax system could be much simpler. The point that I was trying to make is that there are problems and loopholes with this particular tax. We have one of the highest headline rates of inheritance tax in the OECD, yet only 4% of estates end up paying it. The burden often falls on those who cannot take advantage of the loopholes and exemptions that are available to those with access to expensive tax advice.

We would reform inheritance tax to make it fairer, but let us be clear: a mini-Budget style approach to tax cuts is not the way to do it. There is a better alternative. If we want to help people who are being squeezed by the cost of living, the fairest and most effective approach is to cut income tax. We Liberal Democrats have done that before; when in power, we would do that again. In Government, we cut tax for millions of people, taking 3.4 million people out of income tax altogether. Today, we Liberal Democrats are committed to raising both the income tax personal allowance and the national insurance threshold to £15,000 over five years—[Interruption.] Conservative Members ask where we are going to find money for that—I will tell them.

[Paul Holmes (Hamble Valley) (Con)]

The hon. Lady is making an excellent case for her leadership campaign. If the Liberal Democrats got into government and put these policies forward, does she believe that the leader of the Liberal Democrats would be there to do it?

[Daisy Cooper]

Yes. Of all political parties represented in this Chamber, the official Opposition will know that the leader of the Liberal Democrats was an excellent climate Minister in the coalition Government. Our party leader is an economist and would never, ever have done what the hon. Gentleman’s party did with the mini-Budget.

Our Liberal Democrat policy would take a further 2.5 million people out of paying income tax altogether. While the Conservatives’ proposal would benefit only around 30,000 people, funded through a mini-Budget style approach to tax cuts, our plans would deliver tax cuts to more than 30 million people across the country. Crucially, we would pay for that responsibly through the growth dividend generated by a new growth and defence partnership with the European Union.

[Daisy Cooper]

I know exactly where Carlisle Avenue is. Based on the demographic of that ward, I might go and knock on that door and ask if their mortgage went up after the Liz Truss mini-Budget.

We Liberal Democrats are clear: rebuilding our relationship with Europe is the single biggest lever available to increase economic growth, to boost living standards and to cut personal tax. For as long as the Conservative party refuses to acknowledge that, it will remain an anti-growth, anti-business party. We Liberal Democrats know that economic growth is not an end in itself. As we grow the economy, it is incumbent on all parties to ensure that the benefits of that growth are shared widely across the country.

[Paul Holmes]

In the hon. Lady’s view, what would be the greatest thing to increase growth and business growth in this country? Would it be rejoining the European Union, or would it be halving national insurance contributions by businesses for people aged 18 to 24?

[Daisy Cooper]

I can tell the hon. Member that, based on the statistics, the thing that would bring the biggest amount of growth would be having a closer relationship with Europe. He will know that we Liberal Democrats opposed the rise in national insurance contributions, and we have said that we would like to see the reversal of the lower threshold as an immediate move to give businesses back the incentive to give young people jobs, given the crisis of young people not in education, employment or training. That is why our plans link the additional growth generated by a stronger partnership with Europe directly to tax cuts for working people. That is the fair way to help families facing the cost of living crisis, the responsible way to cut taxes and the honest way to pay for tax cuts, unlike the Conservatives’ unfunded promises.

--- Later in debate ---

[Richard Baker (Glenrothes and Mid Fife) (Lab)]

I know from bitter personal experience that a period of opposition is an opportunity for a political party to reflect on what went wrong in government, so that it can take a different approach and seek to win the trust of the country again. Unfortunately, it appears that the Conservative party is instead using its time in opposition to double down on the mistakes made in government. Of course, we must support our farms and our family businesses, but the complete abolition of inheritance tax, not only on farms and family businesses but on all family homes, does not represent sound stewardship of this nation’s finances. I am afraid that it is a proposal all too worthy of one of the key architects of Liz Truss’s disastrous mini-Budget.

For me, the key question about the proposal is its impact on my constituents in Glenrothes and Mid Fife. They are already paying the price of the SNP’s failures in education and health services, with still too many people in pain on NHS waiting lists. Medium-sized and large businesses in Scotland are paying some £54 million more each in year in business rates than their counterparts in England, and if the Scottish economy under the SNP had grown at the same rate as Manchester’s with Andy Burnham over the past 10 years, it would be £33 billion bigger.

My constituents need fiscal policies that meet their priorities, protecting both the economy and public services. The Opposition’s proposal does not meet that test. The latest available figures show that inheritance tax is payable on fewer than one in 20 estates. Just 1,620 of those estates were in Scotland, and in Glenrothes and Mid Fife, so few estates pay inheritance tax that HMRC withholds the figures to protect confidentiality. In other words, the number of people in my constituency who would benefit from the proposal is so diminishingly small that it is not possible for HMRC to publish the figures. With so few people in Glenrothes and Mid Fife qualifying for the theoretical benefit of the policy, we must look at the costs.

The Opposition have said that the proposal would cost £6 billion, but as a number of hon. Friends have mentioned, Tax Policy Associates estimates that the cost could be up to £11 billion a year once behaviours as a result of the tax change are taken into consideration. Forty per cent. of the benefit of the cut would go to the richest 5%. Once again, the Conservatives are the party of the few and not the many.

Given the pressures being felt by UK households because of the challenges facing the global economy, the cost of living increases for families across the country and the challenges facing key public services such as social care, how on earth can this be a policy priority? How can the abolition of inheritance tax, not just on farms and family businesses but on all family homes, be a priority for any Government who truly have the interests of the whole country at heart?

My constituents need actions like those already taken by this Government, which include scrapping VAT on energy bills, action on business rates, which is needed in Scotland as well, and procurement changes to back British businesses and jobs. They do not need billions of pounds of investment in policies that will benefit precious few people in the communities I represent. Our pensioners and our older people need a Government who are prepared to act on real priorities, such as social care.

It is highly regrettable that the First Minister of Scotland has spent more time propagating factually incorrect statements on the proposal to adjust the triple lock than on dealing with the reality of social care in Scotland. Just as in England, in Scotland people who require care support face high social care charges, services are under-resourced and social care workers are underpaid.

[Paul Holmes]

The hon. Gentleman mentioned the Government’s pledge to reduce energy bills. When he stood at the election, did he exalt the policy of reducing energy bills by £300 that was put forward by the former Prime Minister? Now that that has been reduced to £45, has he apologised for the bit that he has not delivered on?

[Richard Baker]

We are already acting. We have already cut VAT from energy bills. What we are not going to do is invest up to £11 billion in priorities that do not represent the needs of people who are facing those high energy bills at the moment. It is this Government who are showing that they are prepared to take action on the real priorities of my constituents and this country. The spending proposals from the Opposition show, regrettably, just how far they remain from being a credible party of Government again.

Business Rates: Retail, Hospitality and Leisure

Paul Holmes Excerpts

Monday 19th January 2026 Commons Chamber

[Dan Tomlinson]

York high street, in my hon. Friend’s constituency, is a beautiful and wonderful place where there are many fantastic businesses. I worked there for a time. I know that Members in all parts of the House value the businesses that keep their high streets vibrant and thriving. We are taking steps, and we took steps in the Budget, to support high street businesses through our £4.3 billion of support, and we will continue to engage with Members and with businesses on the further steps that we can take to support them.

[Paul Holmes (Hamble Valley) (Con)]

The Minister is talking in numbers, but out there on the doorsteps and in the streets and high streets, I have met a café owner and a publican whose businesses are busier than ever—they are selling more drinks and more food—but whose top line is shrinking because of the decisions being made by this Government. One landlady was in tears as she spoke to me about whether she should carry on, directly because of this Government’s policies. What advice would the Minister give her?

[Dan Tomlinson]

I hope that when the hon. Member was conversing with businesses in his constituency, he explained that this year, if a pub has a rateable value of less than £100,000, the policy as set out in the Budget will have capped those increases at 15%. I think it important for Members to do all that they can to help business owners pick through the complexities of the business rates system. It is a complicated system: there are many different reliefs, and there is a difference between the tax rates that are paid, the relief that is applied and the rateable value of the property. Of course some businesses are seeing their rateable values increase as we unwind from the pandemic, but that is precisely why the Government included that package of support in the Budget.

Finance (No. 2) Bill

Paul Holmes Excerpts

Committee of the whole House
Tuesday 13th January 2026 Commons Chamber

[Mike Wood]

It is a genuine pleasure to follow the hon. Member for Burton and Uttoxeter (Jacob Collier), who made some excellent points. Before I begin, I will disclose that although I do not have any relevant interests to the debate in the Register of Members’ Financial Interests, I have received hospitality below the threshold from UKHospitality, the British Beer and Pub Association, CAMRA and the British Institute of Innkeeping; there may be others.

People up and down the country may be justified in asking what the Government have against pubs. Many things are causing so many pubs to struggle and to question whether they can survive beyond the very short term—the enormous increases in business rates, the increases in employer national insurance that particularly hit those who employ part-time workers, and the ever-growing burden of regulation, not least in the Employment Rights Act 2025, that affects many pubs and hospitality venues—but I think that this clause in the Bill really sums it up,

The Government did have a choice. The Chancellor could have built on a success of the previous Conservative Government—in fairness to her, she actually did so last year—by reducing that draught duty rate so that duty on beer and cider sold on draught in pubs was paid at a lower rate, perhaps at the same time as extending the differential with supermarkets and off-sales that might be sold at or below cost price. But she chose not to do that; she chose to increase duty on top of all the extra burdens that are threatening the survival of our community pubs, bars and other hospitality venues. By increasing duty by RPI rather than the lower rate of CPI, the Chancellor is threatening to return us to the bad old days of the previous Labour Government’s hated beer duty escalator, under which the duty rate increased year after year.

I think the hon. Member for Birmingham Northfield (Laurence Turner) suggested that this measure is somehow in keeping with the policy of successive Governments, but nothing could be further from the truth. In just 19 months, the Government will have increased beer duty by more than it went up in the 12 years running up to the last general election. This is a massive increase in duty in a short period. Indeed, the duty paid on a pint in a pub was actually lower in July 2024 than it had been 12 years earlier because of policy decisions made by Conservative chancellors.

[Paul Holmes (Hamble Valley) (Con)]

I am sure that, like me, my hon. Friend has been to quite a few pubs in his constituency. Many of my publicans are saying that because of the decisions the Government are making, they have a choice, which is to try to get more customers or to lay off staff. This is affecting pubs who are busy—pubs at their capacity are now really worried about whether they will be able to survive another year. Has he heard that from his local publicans?

[Mike Wood]

My hon. Friend is right, although that is not really a choice that many pubs are able to make, because it is taken for them. We saw the same thing when the previous Labour Government’s beer duty escalator was in force. We know that increases in alcohol duties have a minimal impact on overall alcohol consumption, but they do have an impact on how people drink and what they drink.

Higher alcohol duties lead to a shift from people consuming alcohol in well regulated, licensed premises like a community pub—where they will typically drink medium-strength beer and cider—to people drinking more stronger alcohol at home without the protective framework of a licensed pub. That makes no sense on either a social and health or an economic and community basis. It is the wrong thing to do yet again. It is yet another burden that our overstretched pubs and hospitality venues simply cannot afford. It is the wrong thing to do and that is why, as well as supporting our own new clause and opposing the clause, I will certainly support the new clauses tabled by the Liberal Democrats. There is a better alternative.

Clause 1

Paul Holmes Excerpts

Monday 12th January 2026 Commons Chamber

[Sir Ashley Fox]

A Budget is the most important set of choices that a Government can make, and introducing clause 10 is a choice by this Government. I oppose clause 10 because it extends the freeze on the personal income tax allowance and the basic rate limit for a further three years, from 2028 to 2031. That means that rates will have been frozen for 10 years.

The choice in this Budget, as in all others, was clear: will spending be controlled or will taxes be raised? For the second year running, this Labour Chancellor chose higher taxes. In 2024, the Chancellor said that to extend this freeze would be to break her manifesto commitment not to raise the level of income tax, but at this Budget, she did it anyway. At the last election, the Government promised growth. They promised not to raise taxes on working people and to fund public services through a stronger economy, but from the moment that they took office, they have done the opposite. Labour have expanded welfare without reform, handed out huge pay deals without productivity gains and piled costs and regulations on to employers. When the inevitable bill came, what did they do? They reached into the taxpayer’s wallet.

These tax rises are a political choice. The consequences of these choices are clear. Taxes on working people are at record highs, growth is sluggish and unemployment has risen consistently since the election. Record numbers are now trapped outside the labour market on benefits, with no requirement and no incentive to seek work at all. Those who do the right thing, who work hard to provide for their families, now face higher tax bills to fund an ever-larger welfare state.

[Paul Holmes (Hamble Valley) (Con)]

My hon. Friend is making an excellent speech. Does he agree that these tax rises are damaging to our middle earners? The number of people who are being dragged into taxation—essentially, a fiscal drag—will increase from 15% in 2010 to 24% by 2030. Does he agree that that is bad for the economy?

[Sir Ashley Fox]

My hon. Friend makes a valuable point, which anticipates my next point. Teachers in my constituency have written to me saying that they will be pushed into the higher rate tax bracket by 2030, paying 40% on any extra work that they do—marking exams during the summer, for example—and that doing such work is not worth it any more.

Many pensioners in my constituency, who have worked and saved all their lives, and who have done the right thing, are now set to be punished too. Clause 10 will drag more pensioners with modest private pensions into the tax system. Freezing allowances will mean more pensioners paying tax on their income from savings. Anyone with income from a private pension or income from savings will now face having to fill out a tax return, and that number will grow when clause 10 takes effect. Unlike those in work, pensioners cannot put in more hours or ask for a pay rise. They are victims of this Government’s failure to control public expenditure.

Where is all the extra money that clause 10 will raise going to go? Rises in welfare spending. With the uprating of universal credit, the rise in the amount of people claiming health-related benefits and now the scrapping of the two-child benefit cap, more and more families are finding it less beneficial to work. Clause 10 is perverse. It discourages work and entrenches dependency. Labour says it is all about fairness and compassion, but in truth it is the opposite. The best way to alleviate poverty is through work, and that is exactly what Labour’s Budget seeks to discourage.

There is another choice. Had the Chancellor chosen to control public expenditure, then clause 10 would not be necessary. She could have chosen to make work pay. She could have chosen to reduce our welfare bill, to increase productivity in the public sector, and used savings to reduce debt and protect taxpayers, but she chose not to because when faced with difficult decisions, this Government’s guiding principle is their own survival: surviving the next vote, the next headline and the next rebellion by Labour Back Benchers.

This Government have now U-turned on headline policies 12 times. By the Prime Minister’s own admission, that meets the definition of serial incompetence. The people paying for the price for this incompetence are working people, pensioners, and everyone who has ever worked hard and done the right thing to provide for themselves and their families. It is no wonder that my constituents are so livid with this Government, and that is why I shall oppose clause 10, which is the cornerstone of this Budget for “Benefits Street”.

Conduct of the Chancellor of the Exchequer

Paul Holmes Excerpts

Wednesday 10th December 2025 Commons Chamber

[James Murray]

My hon. Friend is absolutely right. Sorry seems to be the hardest word to say for Opposition Members when it comes to covid fraud, the state in which they left the NHS, the Liz Truss mini-Budget and everything they did to public services and our economy, writing off the next generation and vast swathes of our nation. They should stand up and say sorry.

The priority for the Chancellor at the Budget was also to make sure that we cut our national debt and Government borrowing. Because of choices that the Chancellor made at the Budget, borrowing will fall as a share of GDP in every year of this forecast. Net financial debt will be falling as a share of GDP by the end of this Parliament, and will be lower by the end of the forecast than when we came into office. As I have said already, our headroom now stands at £21.7 billion, meeting our stability rule a year early, giving businesses the confidence to invest and leaving Government freer to act when the situation calls for it.

Whatever mischief the Conservatives try to make and however personal they make their attacks, the truth is that the Chancellor was clear about the challenges the country faces. She set out her priorities in taking those challenges head-on, and she delivered a Budget that meets the priorities of the British people now and in the future.

[Paul Holmes (Hamble Valley) (Con)]

As usual, the Chief Secretary to the Treasury is out here defending the Chancellor. I feel quite sorry for him. He has reeled off a number of policies that his Chancellor and his Government have made a choice about, but before the election, the Chancellor said that those choices would be on the back of a fully costed manifesto. Instead, taxes have gone up to pay for those choices, and that means that the manifesto was not fully costed. The motion therefore is correct, is it not, that the Chancellor misled the country before the election and in this Budget?

[James Murray]

The hon. Gentleman said he feels sorry for me—he needn’t. I am proud to be defending a Labour Budget in this Chamber. Frankly, I might repay the sympathies to him: I feel sorry for him to be stuck on the Opposition Benches, where I fear he may be for a long time.

The other point of process in the motion, to which the shadow Chancellor referred in his comments, is speculation ahead of the Budget. Let me start by addressing the premature publication of the “Economic and fiscal outlook”. We know that the EFO is a highly sensitive document, which is obviously not meant to be published until after the Chancellor has finished presenting the Budget to the House. The fact that it was accessed online before she began her Budget speech was a serious matter.

Independent Lifeboats: Government Support

Paul Holmes Excerpts

Wednesday 29th October 2025 Westminster Hall

[Paul Holmes (Hamble Valley) (Con)]

I beg to move,

That this House has considered Government support for independent lifeboats.

It is a pleasure to serve under your chairmanship, Mrs Harris. I am grateful for the opportunity to introduce this important debate to Westminster Hall, and grateful to hon. Members attending the debate for championing their local independent lifeboats. I thank Chloe Swinbank, in my office, who managed to acquire me this tie, which has life rings on it to suit the theme of this debate.

When people think of saving lives at sea, they often think of the Royal National Lifeboat Institution—and rightly so: it is a world-renowned organisation that has saved countless lives, and it remains one the most respected charities globally. But there are other crews who do profound work to serve our coastal communities and to save lives in times of need.

[Alan Mak (Havant) (Con)]

I congratulate my hon. Friend on securing this important debate. In my Havant constituency, we are fortunate to have both the Hayling Island RNLI lifeboat, funded by the RNLI, and the Hayling Island coastguard rescue team, funded through the Department for Transport. Together they do outstanding work in our community and around Hayling. Will my hon. Friend and the Minister join me in thanking the crews and support staff on Hayling Island? And will my hon. Friend explain why independent lifeboats should receive similar funding and support?

[Paul Holmes]

I thank my hon. Friend, who is nearly my constituency neighbour. He is absolutely right to pay tribute to Hayling Island RNLI lifeboat and the coastguard rescue team based in his constituency. It is important to realise, as I will discuss later in my speech, that although the RNLI does an amazing job, there are independent lifeboat stations around the country. They particularly struggled with fundraising during covid. Fundraising for independent lifeboats is wholly voluntary; it is done by members of the public in our constituencies.

The crews of independent lifeboats across the country do profound work. Volunteer-run, community-funded rescue services provide an essential lifeline to coastal communities. As of March 2024, there are approximately 80 independent lifeboats around the UK, many of which are represented by the National Independent Lifeboat Association—a fantastic organisation founded by the former Member of Parliament for Totnes, Anthony Mangnall, who was a champion for his local area and for independent lifeboats across the whole UK. NILA has done extraordinary work to increase public awareness of these profound organisations. However, that work remains an uphill battle. They lack resources in comparison with the RNLI, and there is still a long way to go.

The majority of the public assume that all lifeboats and water safety services fall under the remit of the RNLI, meaning that independent lifeboats lack recognition, which impacts funding, recruitment and inclusion in search and rescue provisions in the UK. NILA has a probational seat on the UK Search and Rescue Operators Group, which is a fantastic achievement and a testament to NILA’s dedication to saving lives at sea. It is a positive and practical step to bring greater support for independent lifeboats. However, a permanent position would allow independent lifeboats a stronger strategic voice in national planning. It would mean that when national standards, such as the rescue boat code, are revised, NILA can ensure that the standards also work for independent lifeboats. A permanent position in the search and rescue frameworks would increase recognition and representation for independent lifeboats and for the immense work that the volunteers do.

I welcome the Minister to her place, and ask her what discussions are taking place to ensure that NILA has a permanent position on the UKSAR Operator Group. Does she agree that a permanent position is a necessary step to shape policy and ultimately save more lives? She can answer that question in this debate if she wants—that would show her calibre—but if she cannot, will she commit to write to me and NILA, clearly communicating an answer, after this debate?

[Helena Dollimore (Hastings and Rye) (Lab/Co-op)]

I thank the hon. Member for securing this important debate on independent lifeboats and their support. In my own constituency of Hastings and Rye, we have the Pett Level independent rescue boat, which does amazing work saving lives at sea all year round. They are all volunteers and all the money they raise comes from public donations. Will the hon. Member join me in paying tribute to them, as well as our local RNLI in Hastings and Rye harbours?

[Paul Holmes]

I could not have put it better myself, and of course I pay tribute to the organisations that the hon. Lady set out. It is good that she has an RNLI lifeboat and an independent lifeboat working in lockstep in her constituency, to ensure that her constituents are protected. I know a bit about that independent lifeboat because her predecessor, alongside Anthony Mangnall and myself, was involved in setting up NILA—although Anthony did most of the work. I absolutely pay tribute to those organisations, and it is a credit to her constituents that she is here today to share in this debate.

At this opportune moment, I would like to commend the Hamble lifeboat, which provides a vital service in my constituency. Operating in some of the most challenging marine conditions, Hamble lifeboat has been the cornerstone of rescue operations, saving lives since 1968. The Solent presents intense challenges as it is one of the busiest waterways globally, accommodating cruise ships, freight vessels, naval ships and smaller boats, while also witnessing double tides and a few sand bars, which means that rescue operations are far more likely to encounter complications.

The River Hamble also offers its own unique challenges due to extremely fast tides and obstacles. In both 2023 and 2024, Hamble lifeboat was the busiest independent lifeboat in the UK, responding to more than 230 call-outs. They work they do is tremendous, and I am honoured to be their voice in this debate. However, the recognition of independent lifeboats touches on one of the many challenges that these organisations face: they are funded entirely through local donations, grants and the power of community, as the Member for Hastings and Rye (Helena Dollimore) mentioned.

I am proud that, under the last Conservative Government, the rescue boat grant fund donated £5.7 million to more than 100 charities around the UK, including Hamble lifeboat, which as I mentioned is a fantastic independent lifeboat in my constituency. Sadly, the fund finished in 2020—and before Government Members shout at me about that, that decision was made by the last Government and I deeply regret it.

Many independent lifeboats have felt the financial pressures ripple through their organisations. The grant provided a lifeline of support to independent lifeboats, helping to upgrade equipment and allowing for quicker and safer launches in emergencies. Many independent lifeboats depend on community funding, which can take years to build up, in order to replace old and outdated boats.

For example, Hamble lifeboat operates two vessels, which together cost around £90,000 a year to maintain. Both are past their expected life service, having been in operation since 1997, but replacing them is estimated to cost around £1 million. It would take a small community, such as the people of Hamble village, years to raise such a sum, despite the amazing fundraising job those people do. That places significant pressure on the reliability of current boats and raises real concerns about operational resilience in future coastal emergencies.

My local lifeboat is just one example of the financial constraints that independent lifeboats face. I am sure we will hear from other Members from across the House about the difficulties that their independent lifeboats endure. Government funding would make a major difference, including by helping to upgrade vessels, crew equipment and communication devices, which are all vital to saving lives at sea. Volunteers risk a lot on these life-saving missions, so it is important that they are equipped with the appropriate gear to do their jobs.

[Edward Morello (West Dorset) (LD)]

I congratulate the hon. Member on securing this important debate. He is being uncharacteristically modest in downplaying his involvement in setting up NILA; I congratulate him on that, too. He mentioned the volunteers. I wanted to take this opportunity to pay tribute to the volunteers in Lyme Regis who have responded to 27 call-outs already this year and are responsible for saving many lives. He talks about supporting independent lifeboats, but it is also about supporting the brave volunteers who give up their time to do this hard work.

[Paul Holmes]

The hon. Member, my friend, makes a very good point. When writing this speech, I wanted to talk about the nuts and bolts of funding, and the operational difficulties that some decisions have involved for independent lifeboats. He is right, however, that we have to talk about the fantastic volunteers, who will be called out in wet and windy December—hopefully, not too many times this year, but they will be called out. They might have to be down at the harbour within four minutes, not knowing what they are going into. They take tremendous risks for the people of this country and their communities, and they do so on a voluntary basis. I also echo the hon. Gentleman in paying tribute to volunteers who do not do those kinds of things, but something equally important—shaking the tins and going out every weekend of the year to raise money for local independent lifeboats. I pay tribute to his lifeboat in Lyme Regis, which has had 27 call-outs, showing the amazing job that they do.

Our seaside towns are vibrant areas that draw high levels of tourism, but with that comes more call-outs for seaside emergencies. Changes in climate, such as rising sea levels and more unpredictable weather conditions, are making rescue operations increasingly challenging. Additionally, rising temperatures are driving more tourists to our seaside towns. That is great, but in Hamble, which boasts an affluent sailing community, it is increasing the risk of accidents at sea and in our rivers. As we work to revitalise coastal communities, as the Government have said they want to do, we must ensure that our local rescue services and resources are equipped to meet these evolving challenges.

[Alison Hume (Scarborough and Whitby) (Lab)]

In my glorious coastal constituency, we have the fantastic RNLI stations in Scarborough and Whitby, but we also have a brilliant independent lifeboat—the Runswick bay rescue boat. That is based in the scenic Runswick bay, popular for fishing, water sports and coastal walks. The volunteer crew play a critical role in saving lives and, as my hon. Friend the Member for Hastings and Rye (Helena Dollimore) mentioned, we have an increasing need for these boats. In just the last few weeks, they have rescued a mother and son blown out to sea from a paddleboard, and rescued two walkers and their dog cut off from the tide. There is no alternative lifeboat based at Runswick bay, and the rescue boat is facing serious financial challenges. Does the hon. Member agree that the Government have a role to play in securing its continued presence?

[Paul Holmes]

I have been known to have some scampi and chips in the hon. Lady’s constituency, and I agree that it is beautiful. I challenge her to say whether it is as beautiful as Hamble Valley, as my constituents would expect, but she is absolutely right. I join her in paying tribute to the Runswick bay crew.

The hon. Lady hit the nail on the head about the role for Government. This is not a party political debate. I am a Conservative, and I think the state should remove itself from our lives on that basis. We have clear differences about some of the Government’s decisions on their fiscal responsibilities, but they have a democratic mandate to undertake that. What we are discussing involves such small resource, however, and would support the “invest to save” mentality of the services they provide around the whole of the country—£5 million was the last amount of money allocated to the rescue boat fund. That is worth doing, so that the Government do not have to take a greater role in our search and rescue services, whatever form they take in the years ahead. I entirely agree with the hon. Lady, and I am sure that she would have more success than I do in securing a meeting with the Maritime Minister to make that point.

Independent lifeboats save 25% to 30% of all lives on navigable waters. Independent lifeboats are a vital part of our national rescue capabilities, yet they operate under financial constraints. The work of Hamble lifeboat and all independent lifeboats around the country is fundamental to keeping our coastal communities safe. Their dependency on community donations underscores the need for Government support. A reinstatement of the rescue boat grant fund would not only alleviate the significant financial constraints on independent lifeboats, but ensure that life-threatening emergencies can be tackled without compromise. I strongly urge the Minister to take decisive action, reinstate the grant and support our independent lifeboats as they support our constituents. The grant would serve as more than just a financial relief; it would serve as Government recognition of their invaluable work.

Finally, I encourage all Members here, when they leave the debate, to tweet and put a Facebook post up to raise awareness of the role that our independent lifeboats play. They should also raise a tin for them as well—volunteer to raise money—so that some of the issues that come up this afternoon can be alleviated without our necessarily looking just to the Government for help.

[Carolyn Harris (in the Chair)]

I remind Members to bob if they wish to speak.

--- Later in debate ---

[Paul Holmes]

The hon. Gentleman is making an excellent speech. I thank him for indulging my having a second bite of the cherry, because he makes an important point. Recently, the hon. Member for Southampton Itchen (Darren Paffey) and I spoke in a debate about water safety education. Does he agree that we in this House should be working together to ensure that people who live in constituencies like ours have better access to water education from a young age, through our schools and the businesses that he is describing?

[Matt Rodda]

The hon. Gentleman makes an excellent point. Education is a vital part of this. Where local businesses or sports clubs, such as those involved in rowing, canoeing or other activities on the river, have a supply of trained personnel available—not necessarily 24 hours a day, but certainly for large parts of the day—can the Minister look into what scope there is to support them? What more could be done to help those organisations provide a service in the first instance if they spot an emergency happening? I commend one of my constituents who did exactly that. His part-time role as a volunteer is to help ferry people to an island on the River Thames that is used by a local bowls club—it is the only bowls club in the world on an island, as far as we know. He saw somebody fall into the river and went to rescue them. I commend that type of behaviour and I believe that many more people would want to do exactly the same if they saw that happen.

In our town centre and nearby areas there are three boatyards, a number of sports clubs and other businesses with access to boats, with trained people who are familiar with handling a small boat and who might be able to rescue somebody at very short notice, before other boats could be launched. I wanted to raise that important matter with the Minister and ask whether she might be able to look into it for me.

I also want to mention the growing challenge of people living on boats that are not property registered, and where the Environment Agency and the police have concerns. I have had meetings and I commend our local councillors, the local police and the EA for their work on this matter. In and around our town centre, there are growing numbers of boats where people are living, and there is the danger of incidents related to them. In one of our meetings with these services, we heard about an incident where a boat that had a poorly maintained engine drifted towards a lock, which could have resulted in a tragedy. There have been other sad incidents where there have been problems relating to people living on a river or canal across the country, so I also wanted to raise that and ask whether the Minister has anything to add about trying to enhance safety for people who live on rivers and canals in boats and similar accommodation.

Mrs Harris, I appreciate that time is at a premium and I am certainly grateful for the opportunity to speak today. I hope the Minister will be able to answer some of these queries and I look forward to hearing more when she speaks later.

--- Later in debate ---

[Paul Holmes]

I genuinely thank all hon. Members for their fabulous contributions extolling the virtues of their lifeboat services. I thank the Minister and shadow Minister for being here this afternoon. I am delighted that the shadow Minister has not had to use the services of the many independent lifeboats that he listed. It just shows what a good skipper he is—for now. He is, however, a much better skipper than I am on my little 23-foot motorboat. I am not a sailor; I get shouted at too much.

We have heard about so many services, but let us imagine what it would be like if those services were not there and we had no volunteers around our country. It would be a disaster for our coastal communities. The number of people who lose their lives on the water would go up, and we do not want that. The Minister’s speech was very welcome, as was her willingness to thank all our volunteers and independent lifeboat services. That is something that I really wanted to achieve this afternoon, as this debate was intended on a non-party political basis; this is not a party-political issue.

Despite that, and although I am aware that a former Government Chief Whip is now sitting next to me, the Minister knows that I think it was deeply regrettable that the rescue boat grant fund was stopped under the last Government. I do not think that it is too much money. As the Minister said in regard to whether the grant should have been continued, there was an assessment that the mission was largely complete, but I think that that was the wrong assessment. There is certainly much more to do to make sure that our independent lifeboat stations get the finances that they need.

I will write to the Minister again about the interpretation of whether NILA wants to stay as a probationary or permanent member. That is certainly not the message that I got a few days ago from it, but it may be an issue of communication, so I will write to her again. Lastly, we will be holding another one of these debates next year, and I hope that someone else will feel able to pick up the mantle, but let us go out and celebrate the contribution that independent lifeboats make.

Question put and agreed to.

Resolved,

That this House has considered Government support for independent lifeboats.

Oral Answers to Questions

Paul Holmes Excerpts

Tuesday 8th April 2025 Commons Chamber

[Rachel Reeves]

The Chief Secretary to the Treasury is working closely in a constructive way to bring together clusters of colleagues to discuss some of the pressing issues that span Departments and that no one Department can address on its own, whether that is reform of special educational needs and disabilities provision for early years, or tackling issues around homelessness and the cost of temporary accommodation. We are working cross-Government to address some of those cross-cutting issues.

[Paul Holmes (Hamble Valley) (Con)]

The Chancellor is right to focus on increasing economic growth, so will she please explain why my office is still waiting for a response on behalf of a small business to a letter that I sent on 12 December, asking her to look into the impacts of her national insurance rise on small businesses? We asked for an update on 11 February, I raised a point of order on 10 March, and I still have not had a response. Will she please get a response to me as soon as possible?

[Rachel Reeves]

I will follow up on that issue. The smallest businesses—those that employ the equivalent of four people on the national living wage—will be paying no national insurance at all from this April. Up to 1 million of the smallest businesses will be paying less or the same national insurance as they were paying previously.

Family Businesses

Paul Holmes Excerpts

Wednesday 26th February 2025 Commons Chamber

[James Murray]

Wow. I should let the hon. Gentleman intervene more often if he is going to say that the only problem with Liz Truss is that she did not set out her workings. I think the problem was rather more fundamental than that, as people across this country will attest.

Frankly, it is no wonder that Conservative Members want to bury their heads in the sand and try and pretend the last 14 years did not happen. It was 14 years of mismanagement and decline, along with jolts of disaster, digging ever deeper holes in our public services and our economic resilience. It was their decisions that led to their resounding electoral loss last year and it was their record in office that made necessary the difficult decisions that we had to face on entering government.

[Paul Holmes (Hamble Valley) (Con)]

I thank the Minister for handling this debate in his usual courteous way. May I take him back to something that he said in his remarks about hospitality businesses and pubs delivering economic growth? There is a small pub chain in my constituency that must find a third of its total turnover because of the actions of this Government, with the result that it may have to close a venue that supports a small village in my constituency. Is that the economic growth that he thinks he is delivering?

[James Murray]

I assume the hon. Gentleman refers to the changes around employer national insurance, to which I will come in my remarks.

Let me be absolutely clear about the context: no responsible Government could have let things carry on the way they were. That was simply not a tenable situation and I think Conservative Members know that. That is why at the autumn Budget, we took the difficult but necessary decisions on welfare, spending and tax, and those decisions were vital steps towards restoring economic stability and fixing and supporting the public finances. As I said earlier, while Conservative Members have taken every opportunity to say they oppose those choices, they have yet to offer any solutions of their own. Difficult decisions were necessary, so let me set out why we made some of the choices that we did.

--- Later in debate ---

[Mark Ferguson]

I defer to my hon. Friend; he is a learned historian and I dare say knows far more about the history of the pint then I will ever muster. I have probably drunk more than him, but he has probably read about more of them than I have.

The title of this motion is “Family Businesses”. My hon. Friend the Member for Vale of Glamorgan (Kanishka Narayan) has already assiduously made the point to the shadow Chancellor that 96% of family businesses will not be affected by some of the measures mentioned in this motion, but I wish to discuss some of the family businesses in my constituency, a couple of which I have spoken to recently.

Meldrum, for example, is a successful construction business that recently conducted a transfer into employee ownership—a show of confidence in our economy. Savour bakery was set up from scratch under this Government. It was a shell during the general election when I went to visit it. An orthodox Haredi family in Gateshead—generations of the same Gateshead family—have invested hundreds of thousands of pounds of their own money into setting up what some might find slightly unlikely. I admit that when I first heard of it I was not sure that it would be a success. It is a kosher Parisian patisserie in the heart of Bensham in Gateshead, and it has been a tremendous success. There are queues around the block most days and if anyone makes the mistake of going in at 2 o’clock in the afternoon, as I did last week, they will be greeted by a coffee machine and an empty patisserie counter. The idea that someone cannot set up a successful small business under this Government is absolutely for the birds. I have seen it with my own eyes in my own community—people doing something incredibly challenging in a community that is not often supported more widely in Gateshead. I am incredibly proud of them and incredibly proud of other small businesses like them.

I am not astonished that we are discussing this interesting pick-and-mix motion, which might as well be called “Things the Conservative party does not like that the Labour party has done”, because that is the nature of Opposition day debates. I am enjoying this opportunity to talk about the family businesses in Gateshead and about my passion—our passion on the Labour Benches—for the humble British pint.

[Paul Holmes]

Will the hon. Gentleman give way?

[Mark Ferguson]

I am having so much fun that I will happily give way.

[Paul Holmes]

The hon. Gentleman is giving a very entertaining speech and I look forward to visiting the business he mentions, I hope, in the future. He has outlined that businesses are being set up in his constituency and he is perfectly entitled to do so, but did he speak to the new business about the extra £800 per employee that this Government have put on it in the Budget, and what does it have to say about that?

[Mark Ferguson]

I have spoken to Josh who runs the business about every single aspect of it and I assure Members that he is delighted with how his business is going. I am delighted—[Interruption.] Opposition Members are chuntering from a sedentary position, as of course is their right, but my high street in Gateshead, for example, which I am pleased to say the Minister who will be responding later has been to visit, was wrecked under the last Government. The decisions made by the last Government had a profound impact on my high street and those across the country, so the idea that the Conservatives are tribunes of small business is for the birds. This Government are going to rebuild the great British high street and we will do so by supporting small businesses.

I will rightly be voting against the motion because I am afraid, to quote a former leader of the Conservative party, that it is an “inverted pyramid of piffle”.

UK-China Economic and Financial Dialogue

Paul Holmes Excerpts

Tuesday 14th January 2025 Commons Chamber

[Rachel Reeves]

The best way to grow an economy is to boost investment in an economy. The truth is that, under the Conservatives, we were the only G7 economy where investment stood at less than 20% of GDP. That is the inheritance that our party was bequeathed by the Conservatives, but we are beginning to turn that around through the creation of a national wealth fund to leverage in private sector investment, through planning reform to get Britain building again, and through pensions reform to unlock £80 billion of investment to help small and start-up businesses to grow. We are turning things around after 14 years of failure from the Conservative party.

[Paul Holmes (Hamble Valley) (Con)]

While the Chancellor was in China securing her measly £600 million, borrowing rates reached the highest they have been since 2008. In 2024 she said that her Budget would be

“a Budget with real ambition, a Budget to fix the foundations…a Budget to rebuild Britain.”

How is that going, given that her mess has caused borrowing to be the highest it has been since 2008, making real working people in this country suffer?

[Rachel Reeves]

I am not sure whether the hon. Gentleman follows global financial markets, but borrowing costs have increased for countries around the world. What we saw under Liz Truss’s mini-Budget was unique to the United Kingdom, because it was only UK markets that were affected by the decisions of the Conservatives.

Christmas Adjournment

Paul Holmes Excerpts

Thursday 19th December 2024 Commons Chamber

[Paul Holmes (Hamble Valley) (Con)]

It is an honour to wind up this end-of-term Christmas Adjournment debate for the official Opposition. We have had a wide and varied range of issues raised during this debate, as well as a fantastic array of facts from constituencies across the United Kingdom. Members in all parts of this House have spoken about the issues that really need tackling, and about the pride they feel in their constituency and their constituents.

Might I give newer Members on the Government Benches a top tip—a genuine, non-partisan top tip? When they speak in these debates in future, they should know that this is the only time when they can speak on the Floor of the House to a Government Whip. They are able to tease that Whip, claim what they want for their constituency from them, and sometimes tease out where they think the Government might be going wrong. I encourage Members to tread gently, however, because if they do so—and I encourage them to; I used to do it to my right hon. Friend the Member for Daventry (Stuart Andrew)—the meetings without coffee will start again in January. They should enjoy themselves in this afternoon’s debate, though, and I know that they have.

The Whip responding, the hon. Member for Redcar (Anna Turley), will be making a list. She will be checking it twice. She will be looking to see which of her Members have been naughty or nice, and they never know, Santa Claus might be coming to a town near them. I note that the hon. Lady was chair of the all-party parliamentary group for bingo at one stage of her career. I wonder whether in her winding-up remarks, we will see a game of Labour bingo—“14 years”, “fixing the foundations”, “dire inheritance”. She should not be surprised if I shout “Full house” at her while she is winding up, because I am afraid that we will not be taking any of that broken record from the hon. Lady. However, it is a lot less broken than the record that I encourage Members on all sides of this House to buy as we approach the Christmas No. 1 competition: “Freezing This Christmas”, which is raising money for Age UK. I apologise to the Liberal Democrats for not endorsing the right hon. Member for Kingston and Surbiton (Ed Davey).

I will run through contributions made by Members from all sides of the Chamber. My hon. Friend the Member for Harrow East (Bob Blackman) mentioned that he has been elected Chair of the Backbench Business Committee, and opened this debate in his typically charismatic and factual way. He wears two hats, also being chairman of the 1922 committee. I can guarantee that he will not be receiving any communications from me over the next five years. He also said that my right hon. Friend the Leader of the Opposition is a winning candidate, and I look forward to her taking over as Prime Minister in five years’ time. We should respect the fact that she is the fourth female leader of the Conservative party—something that the governing party needs to take note of.

My hon. Friend also spoke about his campaign on London transport. That is what you get with Sir Sadiq Khan. Labour wants to bring in more directly elected Mayors by central diktat across the whole country. We on the Conservative Benches will absolutely hold Sadiq Khan to account for the dire services that he offers his constituents in London. Finally, my hon. Friend outlined his absolute commitment to the proscription of the IRGC—an issue that he has championed on both sides of this House. I know that he will keep pushing for that, and he is absolutely right to do so as he stands up for the great nation of Israel.

The right hon. Member for Walsall and Bloxwich (Valerie Vaz) mentioned the really important issue of accessibility for all funding for railway stations. All Members from across this House have over the last five years brought up cases of constituents. I have many times brought up my constituents and the funding for Hedge End and Swanwick; feasibility study money was allocated by the last Government. I ask the Minister on duty to request that the Department for Transport comes back to all Members who were promised that money in the last Parliament—it was allocated by the last Government—and outline where we are going with accessibility for all. The ministerial letters that I received did not say when the next steps would happen. I ask the Minister very politely, on behalf of my constituents, where we are on that project.

My hon. Friend the Member for Berwickshire, Roxburgh and Selkirk (John Lamont) mentioned, in a heartfelt speech, all the volunteers across his constituency. He is absolutely right to pay tribute to the volunteers we all have in our constituencies, particularly in the NHS and the armed forces. They are a credit to our nation. They will be working across the United Kingdom this Christmas, and we all owe them a huge thank you.

My hon. Friend mentioned the men’s shed charities, which I know from personal experience have helped many men with mental health issues. I do not think we talk enough about that topic. I pay tribute to the men’s sheds across the country for the things that they build on behalf of community centres. We have some lovely flower beds in Hedge End village in my constituency that were built by such volunteers, and I pay tribute to them, too.

The hon. Member for Newton Aycliffe and Spennymoor (Alan Strickland)—this is testing my pronunciation of place names across the UK—is a dedicated champion of his constituency. Before we entered this place, we worked together in another sector, namely the social housing and housing association sector in the UK. He is a first-rate brain on housing policy in this country, and I hope that he is used by the Government to unlock the social housing that is much needed.

The hon. Member mentioned the armed forces parliamentary scheme. I declare an interest, in that I am a trustee of the scheme, and I encourage Members from across the House to take part in it. It is fantastic. We obviously honour the work that our armed forces do, and the scheme allows us to get closer to them, and to really listen to what they have to say about what they go through on our behalf, day in and day out.

As he does every time we have one of these end-of-term Adjournment debates, my hon. Friend the Member for Brigg and Immingham (Martin Vickers) raised really important issues in his constituency—particularly the direct train service to King’s Cross, which he has been bringing up consistently in this House since 2011. I say to him: keep going. I did not find him boring, and I look forward to his bringing up the issue in the next such debate, probably in the summer. I look forward to responding on that occasion, too.

The hon. Member for Luton South and South Bedfordshire (Rachel Hopkins) mentioned animals in her constituency, and a dog is for life, not just for Christmas. I hope that she buys her dog Maisie a big bone this Christmas. I see that she has Maisie on her phone.

My hon. Friend the Member for Keighley and Ilkley (Robbie Moore) is a dedicated and doughty champion of his constituents. He and I were elected to this House in the same intake, and I do not mind saying to him that his was a stand-out result for me on election night. He is a doughty and committed constituency MP, but his result surprised me—not because of any lack of ambition or lack of ability on his part, but just because winning his seat and getting through this election, which was very difficult for Conservatives, shows the dedication and the work that he puts in.

My hon. Friend mentioned a number of Conservative initiatives to fund programmes in his constituency that were ringfenced, and he wants to drive growth. I fear that growth will be damaged by some of the policies of this Government, but he is a tireless campaigner. I would like to know what was in Clara’s Closet, a shop that he mentioned. He was also right to pay tribute to Ian Hayfield, the chair of the town’s bid, who passed away a couple of days ago, and Members across this House send our condolences to his family.

The hon. Member for Woking (Mr Forster) championed McClaren, and outlined the local investment that such businesses, particularly F1 businesses, bring to his constituency, and he is absolutely right to do that. The hon. Member for Dartford (Jim Dickson) made a couple of puns about Christmas lyrics. I recommend that he stick to the day job of standing up for his constituents and focusing on solving issues. However, he brought some fun to this debate; that is entirely what such debates are meant for, and I hope that he is successful in lobbying Ministers for investment.

My hon. Friend the Member for Strangford (Jim Shannon) always comes to this House—well, he is here most of the time. He said that we all need to think of others at this time, and had a message of hope at Christmas. Whenever he stands up in this House, he offers us hope and shows us how we should be doing our jobs. I wish him and his family a happy Christmas.

The hon. Member for Guildford (Zöe Franklin) mentioned volunteers and special educational needs and disabilities children. When I am sitting here heckling the Labour party, she has often brought up that issue for her constituents, in her short time here. I know that she will continue to do so in her way, and I will work with her to make sure we improve on those issues.

May I take this opportunity to thank all of House staff for their unfailing help to all Members, particularly new Members? A record number of new Members came into the House. I would particularly like to mention—other members of staff should not take it personally—Godfrey, Daphne and Dawn in the Tea Room, who make my lunch and serve me tea very well. I have a lovely cup of tea after being in here, and I will have one after this debate. I particularly thank the Doorkeepers for putting me right when I have got lost, and putting up with my humour. I thank all staff, and I wish them a very merry Christmas. I wish you, Madam Deputy Speaker, the other Madam Deputy Speakers and Mr Speaker a particularly good Christmas, and a rest. I also thank my team, who help me and keep me on the straight and narrow: Steph, Emma, Dan and Charlie.

This debate shows that this really is a place of worthy ideals. It is a place for decency, and a place where we share a common bond: the privilege of representing our constituencies, places we care about, and our constituents, the fantastic people who make up this country. I wish my constituents in Hamble Valley a great Christmas. To all Members right across this House, I say: I look forward to seeing all of them back in the House in 2025, and I hope everybody has a very good rest.

--- Later in debate ---

[Paul Holmes]

The hon. Lady has plenty of time, but can I just say to her: one line, two lines, full house.

[Anna Turley]

Eyes down. [Laughter.]

To quote Lord Tennyson,

“The old order changeth, yielding place to new”.

In July, the people cast out the old and ushered in the new, and we will not fail them.

At this time, I know we all want to take a moment to reflect on our families, our communities and, perhaps, our faith. We should never forget that Christmas is not always a time for celebration and joy; for some, it is a time of great regret, sadness, grief and loneliness. For many, it is a time of mental stress and financial worry. We pray for peace and for an end to conflict and separation around the world. We think of our courageous armed forces around the world, those saving lives in conflict zones, the NHS and so many other key workers, for whom Christmas day is just another day at work. To everyone alone, or serving abroad, or in pain this Christmas, please know you are not alone, and that you are loved. That, surely, is the true meaning of Christmas.

I am reminded, as I finish, that one of England’s greatest Christmas literary figures, Charles Dickens, began his career here as a parliamentary reporter and sketch writer. So, like Tiny Tim, let me close by saying,

“God bless Us, Every One!”