Budget Resolutions
Janet Daby Excerpts(7 months, 4 weeks ago)
Commons ChamberRead Full debate Read Hansard Text Watch Debate Read Debate Ministerial Extracts
Janet Daby (Lewisham East) (Lab)
This Budget has been delivered as we mark nearly 14 years of Conservative economic failure. The Institute for Fiscal Studies’ headline is:
“This will be the biggest tax-raising parliament on record”.
So many individuals and families across our country are suffering as a result. They are suffering from continually rising food prices, and increases in the cost of general household bills, insurance, general services, private rents and mortgage payments. People are also having to wait longer for public service appointments.
The OBR has stated this will be the worst Parliament on record for living standards, and that is shameful. Furthermore, the UK’s productivity levels are concerning. A lack of productivity can make it harder to grow the economy and that has severe consequences. End Child Poverty has estimated that more than 8,000 children are experiencing poverty in Lewisham East, and that is coupled with a homelessness and housing crisis. According to Shelter, more than 7,000 people across Lewisham are homeless and nearly 4,000 children are living in temporary accommodation. A child’s background and upbringing have a strong influence on their future achievements, but now many who live in the private rented sector are having their health impacted by the poor condition of their homes. To see that, we need only look at the tragic case of Awaab Ishak, who died aged two from a respiratory condition caused by exposure to mould at his home. A Citizens Advice report last year found that 1.6 million children live in privately rented homes with damp, mould or excessive cold.
Families are also finding it harder to provide for themselves. Families should not have to use food banks; that should not be part of our society, but it is on the increase. Although we have amazing organisations locally and others such as the Trussell Trust, we see that the demand is increasing—we see that at the Lewisham food bank, but it should not be the case.
In addition, the Government are starving local authorities of resources, making it harder for them to help people, despite their trying their best. Since 2010, the Government have taken millions of pounds out of Lewisham Council’s budget, and I know that it is not just my local authority’s budget that is experiencing that. Many local authorities have found themselves on their knees and have had to be bailed out by the Government. I am glad that my local Labour party does a monthly food collection to help young people to access warm and nutritious food, but that alone will not solve the cost of living crisis and it will not end the recession. That is why I am pleased that Labour, if elected, will provide free breakfast clubs in every primary school. That will help to drive up attendance and standards so that young people can work towards their goals and ambitions. Additionally, Labour has a long-term plan to grow our economy and improve productivity to deliver more jobs, more investment and more money in people’s pockets. It will not be an easy or quick task.
The Budget was the Chancellor’s last attempt to show that the Conservatives can be trusted with the economy, but nothing could be further from the truth. The only thing the Budget shows is that we need a general election.
UK Economy
Janet Daby Excerpts(8 months, 3 weeks ago)
Commons ChamberRead Full debate Read Hansard Text Watch Debate Read Debate Ministerial Extracts
Bim Afolami
I will have to take the hon. Gentleman’s criticism of my self-awareness on the chin, but his broader point is serious. He is asking whether the Government and I are light-hearted or think that everything in the economy is absolutely fantastic, but it is not. That is why we have taken the measures that we have. It is why we cut tax for working people, beginning in January. It is why we are increasing business investment. It is why we had a more than £100-billion package of cost of living support, because we know how much many ordinary people in this country are suffering. And it is why we are trying to grow our economy overall, because that will result in greater prosperity for the country and more money for our public services. The Labour party puts all that at risk.
Janet Daby (Lewisham East) (Lab)
The Government are failing. An 81-year-old constituent told me that he cannot remember the economy and living standards ever being this bad. Can the Minister not see that, under his Government, Britain is worse off?
Bim Afolami
I do not agree with the hon. Lady. I will not repeat everything I just said to the hon. Member for Ellesmere Port and Neston (Justin Madders), but this Government and this Treasury are sticking to our plan for growth. That is all put at risk by the Labour party.
Oral Answers to Questions
Janet Daby Excerpts(10 months, 3 weeks ago)
Commons ChamberRead Full debate Read Hansard Text Watch Debate Read Debate Ministerial Extracts
Nigel Huddleston
I thank my hon. Friend the Chair of the Treasury Committee for raising this issue with me. We want to ensure that people can be served accurately and effectively through the most efficient channels. Two thirds of calls to the self-assessment line could be resolved online, through other channels—I highly recommend the app, for example. Last year, HMRC received over 3 million calls on three issues—resetting a password, getting a tax code and getting a national insurance number—that could easily be resolved digitally. People will still be able to call in, but we need to redeploy resources away from very simple questions towards those most in need, which will help those who are digitally unaware.
Janet Daby (Lewisham East) (Lab)
Jeremy Hunt
I do not know the details of the issue raised by the hon. Lady, but I assure her that the Treasury is ferocious in its determination to ensure that every penny of the public’s money is spent wisely.
Approved Mileage Allowance Payment Rate
Janet Daby Excerpts(1 year, 4 months ago)
Westminster HallRead Full debate Read Hansard Text Read Debate Ministerial Extracts
Westminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.
Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.
This information is provided by Parallel Parliament and does not comprise part of the offical record
Elliot Colburn (Carshalton and Wallington) (Con)
I beg to move,
That this House has considered e-petition 600966, relating to the Approved Mileage Allowance Payment rate.
It is a pleasure to serve under your chairmanship, Mr Sharma. The prayer of the petition reads:
“The HMRC mileage rate for reimbursing the use of private cars (e.g. for employees but also volunteers) has been fixed at 45p/mile (up to 10,000 miles) since 2011. The lack of any increase since then is a serious disincentive to volunteer drivers particularly as fuel has gone up again recently.
Since 2011, inflation has gone up by over 25%; fuel has increased by over 20% over the last 5 years. Volunteer car drivers who did so much during Covid, and still do, to get people to healthcare settings, e.g. hospitals, vaccination centres, and to deliver shopping and prescriptions, are not being compensated fairly for the use of their cars. Consequently charities are struggling to recruit new volunteer drivers. These drivers help free up hospital beds and keep people independent and in their own homes.”
Janet Daby (Lewisham East) (Lab)
I thank the hon. Gentleman for opening his speech so powerfully. Does he agree that the approved mileage allowance payment rate must increase because it has not increased since 2011, while motoring costs, including the cost of fuel and vehicle maintenance costs, have risen?
Elliot Colburn
The hon. Lady has basically nicked the crux of my speech, but I thank her for making my point so succinctly.
The petition received over 41,500 signatures, including 25 from Carshalton and Wallington. On behalf of all parliamentarians, I should declare that MPs’ mileage rates, claimed through the Independent Parliamentary Standards Authority, are also calculated at 45p per mile, in line with the approach taken by His Majesty’s Revenue and Customs. However, I hasten to add that we are not debating MPs’ rates today.
I thank all those who signed the petition and have taken an interest in the debate, including the many volunteer and community groups that have been in touch. I also thank the petition creator, Rev. Nick Ralph, as well as representatives of the Good Neighbours Network, the Community Transport Association, Unison and the Association of Taxation Technicians, for meeting me to discuss the subject of the debate. As always, a massive thanks must go to the Petitions Committee team, who have worked incredibly hard to organise the meetings I just mentioned and to provide briefings in advance of the debate.
When I agreed to lead the debate, I did so with a focus on the charitable activity mentioned in the petition’s prayer, remembering the enormous volunteering effort that I witnessed and was part of during the pandemic, both locally and nationally. Our country has a proud history of volunteering. One route can even be traced back to the medieval age, when there was a strong link between religion and the aiding of the sick, needy and poor. Indeed, according to sources, over 500 voluntary hospitals were established in England in the 12th and 13th centuries alone. More recently, in this century, we London MPs think of the enormous army of volunteers who helped to spread joy and cheer throughout the Olympic park during the 2012 London Olympics and, as I have already noted, the hundreds of thousands of people who volunteered their time to help those in need during the covid pandemic. From taking part in befriending telephone calls to collecting and dropping off shopping or prescriptions, the effort was enormous. It made me incredibly proud of our country and, indeed, my own community.
Volunteering is an incredibly noble calling, endorsed by its long history of royal patronage. This year, the Royal Voluntary Service launched the Coronation Champion awards to recognise volunteers who have gone above and beyond for their charities, and volunteering was made an intrinsic part of Their Majesties’ coronation itself. Billed as a lasting legacy of that momentous occasion, the Big Help Out took place on the bank holiday Monday of the celebration, with hundreds of thousands of people taking part across the country.
The numbers speak for themselves. According to a survey in 2019-20, 64% of people had volunteered at least once in the past year, and just shy of 40% had volunteered in the past month. The following year, 62% of respondents stated that they had volunteered at least once in the past year, and the number reporting having volunteered in the past month rose to 41%.
That potted history of the relationship between our country, its people and volunteering featured so heavily in my introduction because it helps to set the scene for the petition and makes clear its importance. Many in our communities depend on volunteers, but it is important that those volunteers, whatever they may be doing, feel valued and appreciated. That is important not just for retaining volunteers but for recruiting new ones. Yet from the conversations that I have had with affected stakeholders, the current HMRC AMAP rate is proving to be a real sticking point for many charities in retaining their volunteers, particularly longer-serving ones.
Elliot Colburn
My hon. Friend is absolutely right. I know that the rate affects businesses and employees too, but the core principle is that volunteers, in particular, should not be penalised for their noble service and for giving up their free time to help others. It is clear that the rate is affecting the recruitment of volunteers to use their private vehicles at a time when those volunteers are so needed.
Janet Daby
I thank the hon. Gentleman for being so gracious in giving way again. Volunteers must be appreciated, and ensuring that these allowances increase is one way to appreciate them, but does he agree that public sector workers—I was one in the past, and they did so much during the covid period and continue to do so—should also be given the allowances they are due, too?
Elliot Colburn
The hon. Lady is absolutely right, too; public sector workers, particularly those working in our national health service, are also impacted by the reduced rate. That only enhances the petitioners’ call for the rate to be increased and reviewed more regularly.
Our volunteers in particular, but also our public sector workers, have shown themselves to be true engines of growth and betterment. It is surely time that they feel properly supported in their endeavours, whether entrepreneurial or charitable. If we are to ensure a brighter future for our country, those who drive it must be paid a rate that reflects today’s world and not the world of more than a decade ago. I look forward to hearing from all hon. Members. I hope that the Government will listen to our calls and look to introduce an increased rate, as well as a system of more regular review so that we do not have to come back to the issue every 10 years or so and just hope that the Government fancy doing it one day.
Oral Answers to Questions
Janet Daby Excerpts(1 year, 4 months ago)
Commons ChamberRead Full debate Read Hansard Text Watch Debate Read Debate Ministerial Extracts
Gerald Jones (Merthyr Tydfil and Rhymney) (Lab)
Janet Daby (Lewisham East) (Lab)
Christine Jardine (Edinburgh West) (LD)
Andrew Griffith
Much as the Opposition would prefer this not to be the case, it is a fact that this is impacting across western economies. Although market-to-market comparisons are not always easy, in the United States of America the average 30-year mortgage has now increased to above 6%. As I have said, this Government will do what we can sustainably to lower interest rates, and thereby ease the burden on mortgage holders.
Janet Daby
This is the second time I am putting it to the Government that the Conservatives are no longer the party of home ownership, and I do not think it will be the last time either. I say this because the average interest rate on a new two-year fixed mortgage is now above 6%. The Chancellor has already said that they will do everything they can, but what does that actually mean, because the public would like to know?
Andrew Griffith
I thank the hon. Lady for her question. Not only are we taking action and taking the tough decisions to sustainably improve the nation’s finances, but we are working with lenders—the Chancellor and I regularly meet the mortgage industry—on the support they can provide to mortgage holders if they do get into financial difficulties. There is a range of measures, which includes term extensions and switches to interest-only payment holidays. The Financial Conduct Authority guidance is very clear that any repossessions—and they are currently running at a historical low—should be an absolute last resort.
Mortgage Market
Janet Daby Excerpts(1 year, 4 months ago)
Commons ChamberRead Full debate Read Hansard Text Watch Debate Read Debate Ministerial Extracts
Andrew Griffith
My hon. Friend is absolutely right: the last thing that the economy needs at the moment is any party coming forward with more unfunded spending cuts. It is why the Institute for Fiscal Studies has raised concerns about an increase in interest rates and inflation if Labour were to come to power and spend an additional £28 billion, which I believe even the shadow Chancellor herself has confessed would be reckless.
Janet Daby (Lewisham East) (Lab)
When would the Minister say the Tory party gave up being the party of home ownership? Was it when it crashed the economy last autumn, or was it when it scrapped house building targets?
Andrew Griffith
The hon. Lady is, I am afraid, completely incorrect. The Conservative party is absolutely on the side of home ownership. It is why we have always supported the right to buy, in the face of opposition not just from the Labour party but from Labour-controlled local councils. It is also why we continue to have a wide range of schemes in the market to help first-time buyers.
Energy (oil and gas) profits levy
Janet Daby Excerpts(1 year, 11 months ago)
Commons ChamberRead Full debate Read Hansard Text Watch Debate Read Debate Ministerial Extracts
Janet Daby (Lewisham East) (Lab)
The autumn statement last week failed to put forward a serious plan for growth. Instead, the Government have put the cost of their economic mismanagement on to families, and those who will suffer the most will be the middle and lower wage earners.
This is a pattern we have seen from the Tory Government since they took office 12 long years ago. Since then, we have seen five Prime Ministers and seven Chancellors. We have also heard different promises being made to the country about a long-term economic plan, a strong and stable Government, getting Brexit done and an oven-ready Brexit deal. We have also heard about “growth, growth, growth” and about being ready to rebuild, ready to unite and ready to restore trust. Against all of that, according to the Office for Budget Responsibility, living standards will fall by 7% over the next two years. I might also add that the UK is now the only G7 country with a smaller economy than before covid.
The last thing families in Lewisham East need is yet another round of austerity, but sadly that is what they are getting. This time last year, I told the then Chancellor—now the Prime Minister—that the local housing allowance was far too low, but I was ignored. The Joseph Rowntree Foundation has said that failing to increase the local housing allowance leaves renters and low-income households the hardest hit. With the allowance at its current level, people are being left in unfit homes. Last week, I was contacted by a constituent who was anxious about the welfare of her children. They are living in accommodation with severe damp and mould, alongside infestations of mice and rats. I am deeply concerned that one of the children has a dry cough, breathing problems and nosebleeds. That is unacceptable, especially since Awaab’s death from exposure to mould shocked the nation last week. It is a dereliction of duty for this Government to allow my constituents to live in those conditions.
The heart of the problem is that the Conservatives are not what they claim to be. They are not a compassionate Government who put the needs of deprived communities and people first. A further report has stated that almost one in three children in the UK are living in poverty. That is absolutely outrageous.
Cherilyn Mackrory (Truro and Falmouth) (Con)
I hear the plight of the families that the hon. Lady mentions, but those properties should never have been allowed to get into that state in the first place. Who is responsible for looking after those properties? Would it be the local council? Why did it not go round to fix the mould problems in the first place?
Janet Daby
The Government really need to take responsibility for cutting budgets. Local budgets have been decimated since 2010, austerity has increased and my own local authority’s budget has been cut by 50%. Councils are unable to provide the services that are so desperately needed. We see this when we look at universal credit. I am pleased about the increase in the national minimum wage, but when we look at when that is going to be put in place and at the increase in taxes, there are so many issues that make it more difficult for families.
Furthermore, children who grew up during the pandemic are going to face tougher challenges than previous generations. For instance, according to the Local Government Association, the number of children needing help from councils for mental health issues has increased by 53% in the past four years, yet the autumn statement has put nothing in place to deal with that situation. This could have been a compassionate statement. A warm homes programme to insulate people’s homes would have been a start, but the Government have chosen not to do that. Instead, the less well-off have been unfairly hit while the bankers have been given tax breaks. The Chancellor and the Prime Minister might be trying to appease both wings of the Tory party, but they are failing the country in the process. We need a general election.
Autumn Statement
Janet Daby Excerpts(1 year, 11 months ago)
Commons ChamberRead Full debate Read Hansard Text Watch Debate Read Debate Ministerial Extracts
Jeremy Hunt
It feels as though the hon. Lady might have written that question before she heard the statement and not changed it. We talked about a £4.7 billion increase in the social care budget, which is targeted at ending the bed-blocking that the paramedics she talked to were so worried about. That is the biggest increase in social care funding in history. As I said, sadly, we were not able to do that when we were in coalition with her party.
Janet Daby (Lewisham East) (Lab)
Does the Chancellor not have a responsibility to set out all major tax cuts? He seems to have slipped out a tax cut for the banks. Will he confirm that he is cutting the bank surcharge from 8% to 3%?
Economic Responsibility and a Plan for Growth
Janet Daby Excerpts(2 years ago)
Commons ChamberRead Full debate Read Hansard Text Watch Debate Read Debate Ministerial Extracts
Mr Toby Perkins (Chesterfield) (Lab)
I rise to speak in support of the motion. I am glad to hear that it seems to be enjoying a lot of support, and I hope to see the Office for Budget Responsibility’s forecast published immediately after the motion is carried.
I have always opposed Tory Governments. I have long been of the view that a bad Labour Government is better than a good Tory one. I know what the Tories are about and I never expected them to do anything other than make life more difficult for the most vulnerable. In fact, if that were not the way the Tory party operated, we would never have needed to invent the Labour party in the first place. But having opposed many Conservative Governments, never before have I seen one so inept, yet so arrogant as the current Government; so damaging, yet so casual about their impact on people’s lives.
When the revisionism comes, as it undoubtedly will in the weeks and months to come, we must remember that this situation did not fall out of a clear blue sky. There was a clear mandate, because during that leadership contest the Prime Minister was clear about what she intended to do. It was Tory MPs who put her into the final two. Now we hear them say, “We must never again let the members choose the leader”, but they chose to put the right hon. Member for South West Norfolk (Elizabeth Truss) in the final two knowing full well what policies she would support. Huge revisionism is going on so that the next generation of Tory MPs will be able to say, “Oh, that was just a rogue Chancellor and a long-ago deposed Prime Minister. Forget about them—we changed after that,” but the right hon. Lady won a mandate from her party to pursue those policies.
At the time of the mini-Budget statement, some voices were expressing disquiet, but I recall the support we heard from many Tory Members. It was when I heard how happy the mini-Budget had made the right hon. Member for Wokingham (John Redwood) that I knew how bad it would be for the British people. I remember the hon. Member for Don Valley (Nick Fletcher), who was in his place a few minutes ago, claiming that the whole of Doncaster would support the mini-Budget. I have not heard him say that today. As the hawks of the right-wing press circle over the Prime Minister, let us not forget that they were the loudest cheerleaders for this mini-Budget. The day after the statement, the Daily Mail proclaimed, “At last! A true Tory Budget”. The Express was equally triumphant—“Big tax cuts to herald new era”.
Janet Daby (Lewisham East) (Lab)
Does my hon. Friend agree that the then Chancellor was carrying out what the Prime Minister had said she would do? She made sure that he lost his job, but she should be the one taking responsibility and, indeed, resigning.
Mr Perkins
I could not agree more. The right hon. Member for Spelthorne (Kwasi Kwarteng) is the first politician in history to have had to resign for doing what he said he was going to do, which was precisely what the Prime Minister said she was going to do. The mini-Budget was born of the recklessness of the previous Prime Minister having pursued so much, so confidently, with so little evidence.
Make no mistake: I will spend every day between now and a general election making sure that the people of Chesterfield know that the higher interest rates, the tax rises, the cuts to our threadbare services and even, shamefully, the prospect of disabled people on benefits and impoverished pensioners suffering further cuts to their real-terms income, are all the result of this arrogant recklessness. This did not need to happen. Yes, there are global issues, but the central banks in America and Germany did not have to bail out the pension funds. Of course we welcome the fact that the Government have undone some of the measures, although it was bizarre to hear the Chancellor say on Monday how pleased he was that Labour were supporting his plans. They were our plans a few weeks ago! Now, the Tory Government see it as a success that they are trying to put out the fire that they lit in the first place, but the damage has already been done.
The logical call for a windfall tax made by my hon. Friend the Member for Leeds West (Rachel Reeves) continues to be rejected. What objection do the Government have to asking the energy generators to contribute some of their vast excess profits to help to fund the cost of ensuring that people can stay warm this winter and enabling businesses to keep their doors open?
Janet Daby (Lewisham East) (Lab)
We have had more than 12 years of a failing Conservative Government, and I will outline some of those failures. There has been a drastic rise in food bank dependency, and the Government appear to think that is acceptable and should continue to exist in our society. I say no, that should not happen, and I know Labour Members agree with that. Child poverty is very prevalent. Children in my constituency are going hungry, some both in the mornings and at lunchtime because their parents do not have enough money to feed them breakfast and give them lunch. Universal credit does not go far enough, and the very least the Government could do is ensure that it increases in line with inflation. The Government have carried out cut after cut to our public services. Those cuts affect the quality of people’s lives every day, because services are no longer in existence, and charities do not have the support they need to carry out those vital services.
While the roll-out of the vaccine is to be commended—let me say again how great the NHS was in rolling out that vaccine, as it continues to do, and acknowledge our key workers—even under the previous Prime Minister the economy was mismanaged. Many self-employed people were left to fend for themselves during the pandemic, and millions, even billions of pounds were written off by the Government. The UK has recovered more slowly than any other G7 country.
For the recent Prime Minister and her Government it is even harder to know where to begin. In light of what is happening globally, the mini-Budget was supposed to help, but instead it was an act of economic self-sabotage. How on earth did the Prime Minister and her then Chancellor fail to see that large unfunded tax cuts would not work? What we saw was high inflation, the devaluing of the pound, pension funds plummeting and mortgage rates being hiked.
The consequences of the crisis were made entirely in Downing Street. In years to come, the cost will be paid by millions of working people. The Prime Minister and the Chancellor have now admitted that the mini Budget caused mortgage rates to go up and borrowing costs to surge. Nearly 10,000 households in the borough of Lewisham will face higher mortgage rates in 2023, and the situation for renters is no better.
Earlier this week, I raised the case of my constituent who was forced to leave an abusive marriage. She works and has children, and she could barely afford her private rent. She was already on universal credit. To make matters worse, her rent recently increased by £300. She simply cannot afford that. Other constituents are experiencing similar things. One shares a house and has since seen their rent rise by £600. They, too, cannot afford that. Are the Government saying that it is okay for people to fall into debt and that the everyday person has to accept the situation? It is not right.
Many parents across the country are struggling to feed their children. In fact, 26% of households with children have experienced food insecurity in the past month. Instead of the Government focusing their efforts on helping struggling families, they have lifted the cap on bankers’ bonuses. How can the Conservatives say that theirs is a party of fiscal responsibility when they hold the management of the economy in scant regard?
The Government have seen four Chancellors in the last 107 days. They need to stand aside. Labour will restore financial responsibility for the country with a serious plan for growth that puts people first. The next Labour Government will establish a great British energy company, because we are committed to lowering bills, protecting the environment and creating jobs. Labour will also introduce a new deal to boost job security, promote fairer pay and tackle the gender and ethnic minority pay gaps. The price of the Tory Government is already far too high to pay.
The Prime Minister says that she is a democrat. If she is, it is vital that we have a general election now.
Cost of Living: Support for Young People
Janet Daby Excerpts(2 years ago)
Westminster HallRead Full debate Read Hansard Text Read Debate Ministerial Extracts
Westminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.
Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.
This information is provided by Parallel Parliament and does not comprise part of the offical record
Fabian Hamilton (Leeds North East) (Lab)
I beg to move,
That this House has considered cost of living support for young people.
It is a pleasure to serve under your chairship this afternoon, Ms Ali.
This debate could not come at a more important time, as everyone’s bills are skyrocketing, the cost of food and other basic items seems to be increasing exponentially, and our country’s Government are in utter turmoil. Young people across Britain, who have had to live through the pandemic, are now faced with a cost of living catastrophe. In north-east Leeds, young people are facing the huge impacts of the crisis, with 6,712 16 to 24-year-olds on universal credit. Of those, 32% are in work. It is shameful that the Government have still not committed to increasing universal credit in line with inflation.
Janet Daby (Lewisham East) (Lab)
I thank my hon. Friend for securing the debate. He is talking about the point that I want to mention: the Government really should be increasing universal credit in line with inflation. Many young people and children in my constituency are having to go without breakfast and, in some cases, without lunch as well. No Child Left Behind recently said that 26% of households experience food insecurity. Does my hon. Friend agree that that is absolutely wrong?
Fabian Hamilton
I thank my hon. Friend for her intervention, because I am just about to describe what a difference it makes to increase universal credit in line with inflation, rather than in line with wages. Her point is very well made indeed. If universal credit rose in line with wages, young people in my constituency and throughout the country—