Women’s State Pension Age: Ombudsman Report

Christine Jardine Excerpts

Thursday 16th May 2024 Commons Chamber

[Andrew Selous]

I am grateful to my right hon. Friend. What he says is accurate. He quotes from the report; it was in July 2021 that the ombudsman found maladministration. In the report on 21 March, it said that that had led to an injustice. Like my right hon. Friend, I will quote briefly from the ombudsman. It said of the Department for Work and Pensions that

“in 2005 it failed to take adequate account of the need for targeted and individually tailored information. In 2006, DWP proposed writing directly to women individually to let them know their State Pension age had changed, but it then failed to act promptly. We found that if DWP had made a reasonable decision about next steps in 2005, and then acted promptly, it would have begun writing to affected women by December 2006.”

My right hon. Friend and other Members will have seen that in the back of the report, there is a table showing what should have happened when.

I, too, have constituents who wrote to me to say that they were very close to the age of 60 at the time. Some had worked all their working life, since the age of 15 or so. They had made all their plans on the basis that they could get their pension at 60, and they literally found out about the change from colleagues in the workplace, sometimes very shortly before they thought they were due to retire.

[Christine Jardine (Edinburgh West) (LD)]

Will the hon. Gentleman give way?

[Andrew Selous]

I will, briefly, but it will probably be the last intervention, as I take heed of what Mr Deputy Speaker said.

[Christine Jardine]

I thank the hon. Gentleman for giving way. The point he makes rings true for me. The very first constituent who came to me with a problem when I was elected seven years ago was a WASPI woman. She was less than two years away from retirement when she learned by accident of the change. Seven years on, she is no better off; in a lot of ways, she is much worse off. A lot of those who are not WASPI women now wonder if they know the truth about when they will get their pension. Does he agree that although this issue is fundamentally about the WASPI women, it is about trust, and women having trust in this institution?

[Andrew Selous]

I agree. The issue of trust is really important, one that this House should not take lightly.

In my South West Bedfordshire constituency, it is estimated that there are 6,000 women in this situation. The cost of their compensation, at level 4, as recommended by the ombudsman, would be £6 million at the lower level, and at the upper level £17.7 million. If we extrapolate from that to the UK, I think the sum is £3.9 billion at the lower end and £11.5 billion at the upper end. We must be honest; I believe in honesty in politics. These are large sums—very large, when we add the amount that we will have to pay the postmasters and postmistresses, for whom we are also all campaigning, and the sums for the victims of the infected blood scandal, for whom most of us are also campaigning; and then there are other campaigns, such as the one relating to Equitable Life.

Pension Schemes

Christine Jardine Excerpts

Thursday 2nd May 2024 Commons Chamber

[Stephen Doughty (Cardiff South and Penarth) (Lab/Co-op)]

It is a pleasure to follow the Chair of the Work and Pensions Committee, my right hon. Friend the Member for East Ham (Sir Stephen Timms), and I thank the right hon. Member for Orkney and Shetland (Mr Carmichael) for securing the debate. It gives us a chance to raise a number of issues, and I have listened with particular interest to the remarks about defined-benefit schemes and the recent report of the Select Committee, which is what I want to talk about today.

I speak, as the MP for Cardiff South and Penarth, on behalf of the many individuals affected by the collapse of the Allied Steel and Wire pension fund. That of course affected not just constituents in Cardiff South and Penarth, but people across south Wales and in other locations in the UK. I have regularly met constituents and others affected by that terrible injustice. Over the time I have been in the House, I have heard the passionate way in which they have made their case, which is heart- breaking. They put into a pension scheme expecting a defined benefit after many years of service in a tough industry—steelmaking, which has a proud tradition in my constituency, as it does across south Wales—yet they have not received what they paid in for. That is essentially because the employees were members of the ASW pension plan and the ASW Sheerness Steel Group pension fund, both of which were wound up underfunded.

Those members ended up having to rely on the financial assistance scheme, which, as has been said, provides financial assistance to members of defined-benefit pension schemes who lost all or part of their pension following their scheme coming to an end between 1 January 1997 and 5 April 2005. The arrangements that were made resulted, in theory, in members receiving something broadly equivalent to 90% of the expected pension, which is obviously less than what they expected to receive, but this could be reduced if it was above the FAS cap. Of course, members who had paid in substantial amounts before 5 April 1997 did not receive any index linking, which means that the value of their pension pots has been substantially reduced. Even the funding that went in after that date will not have kept pace with actual inflation, because it was related to the increase of up to a maximum of 2.5%. The net result is that many of them received somewhere between 40% and 50% less than they felt they were entitled to.

Those members, many of whom paid into the schemes in good faith, have often explained to me very clearly how they were originally sold the schemes. They were told it was going to be absolutely solid—as solid as the steel they were making—yet they found themselves in real difficulties in later life. Sadly, many of those members have since passed away, or suffered illness, financial hardship, mental distress and many other issues during that time.

[Christine Jardine (Edinburgh West) (LD)]

The hon. Member raises a point that I have been particularly concerned about. Constituents have recently come to me because they are facing problems getting their pension entitlement from Police Scotland, so from a public sector pension. One of the lessons we need to learn from these continual scandals is that we need to act quickly, because the longer we take, the more people lose out, and people pass away and never get the justice they deserve.

Pensions (Special Rules for End of Life) Bill

Christine Jardine Excerpts

Committee stage
Wednesday 24th April 2024 Public Bill Committees

[Mr Robertson]

I am grateful to my hon. Friend for raising that point. As I understand it, it is a classification or assessment made by the medical person in charge of a person’s very sad case. One of my motivations for introducing the Bill is that, given advances in medical science, it can be difficult to predict how long somebody is likely to live. Six months is a very short period of time and, through appropriate care, somebody can perhaps live longer than that. I seek to extend it to 12 months, which is somewhat more all-encompassing, but it is still a prediction. It is still drawing a line somewhere.

One of the points raised by my hon. Friend the Member for Shipley (Sir Philip Davies) on Second Reading was that perhaps we should assess the person’s capabilities and physical and mental state rather than try to predict how long they will live. That was a worthwhile intervention from him, but I do not think we are at that stage yet. What we are saying now is to extend the six-month period to 12 months, because that would make it a little more predictable—if that is the right word. It is a difficult area and my hon. Friend the Member for North Wiltshire has picked up on a good point.

Clause 1(1) amends schedule 7 to the Pensions Act 2004 and subsection (2) amends schedule 5 to the Pensions Act 2008, with both substituting six months for 12 months.

[Christine Jardine (Edinburgh West) (LD)]

I, too, offer the hon. Gentleman my congratulations. The Bill is extremely worth while. We have talked about the difficulties of diagnosis and the fact that 12 months is a more reasonable period, but does he anticipate that extending the period from six to 12 months will bring a lot more conditions and illnesses into the scope of the legislation?

[Mr Robertson]

I am grateful for that intervention; it is a good question. Not being a medical person, I assume it would bring some more illnesses within the definition, but it will not affect a huge number of people. As I say, the Bill is fairly narrow in scope. What I hope it will do is prompt the providers of other pension schemes to consider adopting the 12-month period rather than six months. Yes, I am sure it will bring in more people with various illnesses. Not being a medic, I would hesitate to go any further, but that is a good point.

Clause 1(3) and (4) make similar provisions to subsections (1) and (2) but for Northern Ireland, amending the definition of terminal illness in respect of Pension Protection Fund compensation payments. Subsection (3) amends schedule 6 to the Pensions (Northern Ireland) Order 2005 and subsection (4) amends schedule 4 to the Pensions (No. 2) Act (Northern Ireland) 2008. Again, both substitute six months for 12 months.

I have a few more provisions to read through yet; I apologise to the Committee. Subsection (5) amends the definition of terminal illness and the period of life expectancy in relation to progressive disease in regulations 2(9) and 17(3D) of the Financial Assistance Scheme Regulations 2005. Again, both substitute six months for 12 months.

State Pension Changes: Women

Christine Jardine Excerpts

Tuesday 12th March 2024 Westminster Hall

[Gill Furniss (Sheffield, Brightside and Hillsborough) (Lab)]

It is an honour to serve under your chairpersonship, Sir Gary.

I thank the hon. Member for Strangford (Jim Shannon) for raising this debate. He was kind enough to participate in my recent Westminster Hall debate on school libraries, and I am delighted to return the pleasure by attending his debate and responding for the Opposition. I also thank the many Members who have turned out today and spoken so eloquently, demonstrating so much understanding of this long-standing issue. I have to declare an interest because I too am a WASPI woman in my 50s. I put that on the record.

As we all know, many women get a rough deal from their pension. Women live around seven years longer than men, meaning our pension wealth needs to go further, yet on average we retire with pension savings of only £69,000 compared with £205,000 for men. Pensions were introduced at a time when the workforce was predominantly composed of men as the primary or sole breadwinner, with women expected to rely on their husbands’ pensions for an income in retirement. We were systematically denied the opportunity to achieve our own economic independence and security. Thankfully, legislation and societal attitudes have come a long way since the 1970s, but the impact of those historical practices continues to affect women’s economic status in retirement. Even today, women’s average pay is equivalent to 75% of a man’s and a lower salary will inevitably result in lower pension contributions and worse retirement outcomes.

[Christine Jardine (Edinburgh West) (LD)]

I thank the hon. Member for giving way and also congratulate the hon. Member for Strangford (Jim Shannon) on bringing the debate. On the inequalities the hon. Lady talked about, although many of us are not directly affected, there cannot be a family in this country that does not have a woman or a close relative who has been affected. Does she think that perhaps the Government need to reexamine whether they fully appreciate the scale of the problem and that they should listen to those of us who have been fighting this cause since the day we were elected, which is many years now?

Disability Action Plan

Christine Jardine Excerpts

Monday 5th February 2024 Commons Chamber

[Mims Davies]

I thank my right hon. Friend for his question. Research shows that disabled people are more likely to experience difficulties and barriers in accessing products and services, which results in a lack of confidence —whether that is on the high street, in going to work, or elsewhere. The consultation proposes a voluntary accreditation scheme for businesses to train their staff in disability awareness. The benefits to business are absolutely clear: Purple says that the spending power of disabled households is £284 billion a year.

As my right hon. Friend knows, I lead on women’s health and on the wider issue of keeping women in the workforce within the Department for Work and Pensions. The debilitating impact of the menopause and the wider impact of menstruation in the oil and gas sector, for example, were issues raised in Aberdeen just last week, which links into our women’s health strategy. This is the second time that endometriosis has been mentioned in the Chamber recently. I would be happy to meet my right hon. Friend and others to discuss how we link it into our understanding.

[Christine Jardine (Edinburgh West) (LD)]

There is much to welcome in the plan, but there are also a few things that are missing. One specific thing that the Minister has included in her 14 areas for action is helping businesses of all sizes and sectors to understand the needs of, and deliver improvements for, disabled people. One of my constituents came to me recently because, as a user of an electric wheelchair, she has found it almost impossible to know what businesses—specifically hotels—mean by “accessible”. It means something different to every business: wheelchair users can find themselves going into a business and then being unable to move around. If they are in a hotel, they can get to their hotel room, but cannot move around within that room. Can the Minister tell us whether the Government are going to take action to set out exactly what is needed if a business is going to use the term “accessible”?

[Mims Davies]

I thank the hon. Lady for making that point, which also applies to businesses’ recruitment: they talk about recruiting differently, and they want to do so, but then they regress. That tends to be due to a lack of understanding. The Disability Unit will work to better define what businesses need to do, building on the main issues raised in the consultation responses. That work will also look at evidence gaps; at where existing schemes are already doing things and there may be duplication; and, as the hon. Lady said and as I described earlier, at where people think they are doing the right thing but it does not match the reality of the experience for disabled people using a service or having a day out or a night away. That is part of the work covered by actions 18 and 19 in the plan, and I would be delighted to hear from the hon. Lady what that means to her constituents.

Cost of Living: Pensioners

Christine Jardine Excerpts

Tuesday 16th January 2024 Commons Chamber

[Wendy Chamberlain]

I regularly meet Steve Webb, the former Lib Dem Pensions Minister from the coalition, and I know how hard he worked when in government on this policy, so I entirely agree with my hon. Friend and thank him for his intervention.

The triple lock is of no use to anyone if the Government cannot get their systems working to pay people what they are due. Repeatedly last year we learned of pensioners nearing or reaching pension age trying to top up their national insurance records and seeing their money disappear without a trace. It would appear again some weeks later, but often only after chasing by an MP, an adviser or due to media coverage. That was not just in one or two cases; what became apparent were systemic problems of jammed helplines and hundreds upon hundreds of people losing track of their savings as they paid them over to the Government. Will the Minister tell us what he is doing to resource properly the Future Pension Centre?

[Christine Jardine (Edinburgh West) (LD)]

My hon. Friend is making a strong point and an excellent speech. On savings and topping up national insurance, we hear that about two thirds of those over 64 are dipping into their savings just to keep going. They are cutting down on food, and eating less healthily. Apart from the cruelty shown to pensioners by forcing them into that position, are the Government not short-sighted in not seeing the implications of treating our pensioners so badly for the NHS, the welfare system and social care?

[Wendy Chamberlain]

I think it is reflected across a number of policy areas that we should look in all our services at sufficiency of income, allowing people to live with dignity and respect and knowing that they can cover the essentials, and for pensioners as well as for other age groups.

Work Capability Assessment Consultation

Christine Jardine Excerpts

Tuesday 5th September 2023 Commons Chamber

[Mel Stride]

The hon. Gentleman is able to feed into the consultation and I encourage him and his constituents, as appropriate, to do so. I cannot comment on the individual case that he raises, but if he would like to get in touch with me and my private office, I would be very happy to look at the circumstances that he has raised.

[Christine Jardine (Edinburgh West) (LD)]

I think all of us in this place would welcome an improvement to the work capability assessment. Like many others here, I have had a number of constituents who currently receive PIP payments coming through my door. They have contacted the DWP to advise officials that their situation has significantly deteriorated. They now face lengthy delays of several months before their payments are taken over by Social Security Scotland and their change in circumstances is considered. Can the Minister assure us that, in the work being undertaken and in the consultation, there will be discussion between the DWP and the Scottish Government to make sure that payment recipients in Scotland are not put at a significant disadvantage, and that the upheaval that they are currently undergoing is taken into account?

[Mel Stride]

I thank the hon. Lady for her question. Just to clarify, there are no plans on the part of the Government to make any changes to the way in which PIP operates—and she did refer specifically to PIP. On the broader point, which is an important point about the interaction between my Department and the Scottish Government, I assure her that I have written today to my Scottish counterpart to open my door to whatever discussions they wish to have. The Minister for Disabled People will also be having his regular engagement with the Scottish Government next week.

People with Disabilities: Cost of Living

Christine Jardine Excerpts

Tuesday 16th May 2023 Westminster Hall

[Marion Fellows (Motherwell and Wishaw) (SNP)]

I beg to move,

That this House has considered the cost of living for people with disabilities.

It is a real pleasure to serve under you, Dr Huq. In the years in which I have had the privilege of being the Member of Parliament for Motherwell and Wishaw, I have received loads of briefings from many organisations to support my work in these types of debate. For this debate, I have received a record number of briefings, and they have come from these organisations, which I shall name check: Scope, the Food Foundation, Guide Dogs, the British Association of Social Workers, the MS Society, Which?, Mencap, the Cystic Fibrosis Trust and the Motor Neurone Disease Association. That tells its own story.

Those organisations are so worried. They are telling me that the Government have continuously failed disabled people, their carers and their families; that the Government are tinkering around the edges of a cost of living crisis that is affecting millions of people across the United Kingdom; and that the impact of the crisis affects those with disabilities, their carers and their families even more seriously than it affects the rest of the population.

I woke this morning to the news that the Prime Minister is having a farm-to-fork summit on the cost of food—the figure of 19.1% is being bandied about as a headline for food price inflation—and when I opened my iPad, I read about a father who had admitted to stealing baby formula to feed his child because his wife had been watering down the formula. That is the UK in 2023, and the situation is even worse for disabled households.

Scope’s recent disability price tag report shows that the cost of being disabled in 2023 has risen to £975 per month for a disabled household, inclusive of disability benefits. People do not get disability benefits on top; that is inclusive. The personal independence payment was designed to offset the additional costs associated with being disabled, but it is now totally inadequate. That figure represents a £300 per month increase from 2016-17, when Scope last did this. Scope also says that it would be £1,122 per month if the figure were updated to accommodate the inflationary costs for the 2022-23 period. The bottom line is that Government support for those with disabilities has been wholly inadequate throughout the cost of living crisis. Disability Rights UK has said that the cost of living payments “don’t touch the sides”.

[Christine Jardine (Edinburgh West) (LD)]

The hon. Lady is making a powerful argument. The Resolution Foundation said recently that those with disabilities have 44% less available to spend in the current economic crisis than those of us who are fortunate enough to be fully abled. At a time when energy costs have made life more difficult for everyone, does she think that we have perhaps missed a vital opportunity to support the disabled by helping them more with those costs?

[Marion Fellows]

The hon. Lady will know that I do not often agree with her, but in this case I totally agree. There are many other organisations—she mentioned the Resolution Foundation, and the MND Association has outlined that those with motor neurone disease face additional costs of £14,500 per year. Naturally, those with the condition have much higher energy needs in order to power their essential, life-saving equipment.

Oral Answers to Questions

Christine Jardine Excerpts

Monday 23rd January 2023 Commons Chamber

[Tom Pursglove]

I thank my right hon. Friend for making that point. Those additional costs that people with conditions such as Parkinson’s often experience are something that I am incredibly mindful of. The Government are committed to having a look at the issue of social tariffs, and I will be meeting with the Energy Minister, my right hon. Friend the Member for Beverley and Holderness (Graham Stuart), to talk about that issue. I will also take this opportunity to signpost the household support fund, which is a discretionary fund that is there to help, through local authorities and on a discretionary basis, where needs are not necessarily being met through the wider package.

[Christine Jardine (Edinburgh West) (LD)]

8. Whether his Department plans to take steps to compensate women affected by changes in the state pension age.

[The Parliamentary Under-Secretary of State for Work and Pensions (Laura Trott)]

State pension age equalisation has been the policy of successive Governments, and as the hon. Lady knows, the phasing in of state pension age increases was agreed to by her party in 2011 and 2014.

[Christine Jardine]

One of the very first issues raised with me by constituents when I was elected in 2017 was the inequality faced by women born in the 1950s, yet in the almost six years since then, this Government have done nothing to fix that. Given that the ombudsman has concluded that the Department for Work and Pensions was at fault in its administration, will the Government commit to fulfilling the ombudsman’s recommendations? In the meantime, will the Minister encourage the Scottish Government to use the powers they have to alleviate the suffering of such women?

[Laura Trott]

As the hon. Lady knows, the ombudsman’s investigation is ongoing, so unfortunately I cannot comment further—other than what is in the public domain—at this stage.

Baby Banks: Government Support

Christine Jardine Excerpts

Friday 9th December 2022 Commons Chamber

[Stella Creasy (Walthamstow) (Lab/Co-op)]

Children are expensive and wasteful. The amount of stuff they go through and the cost to a parent’s pocket is horrific. In this country, it should be our collective mission to put food banks out of business, because nobody should go hungry in a modern, dignified democracy. But would we have the same ambition for baby banks? What, Madam Speaker, do I mean by baby banks? I promise you that this is not about a very strange form of deposit, or loan or even withdrawal. This is about how we change the stigma that somehow says that sustainability is a middle class indulgence, because in the time of a cost of living crisis, we cannot afford to do anything but for our parents’ pockets and for our planet.

To date, those efforts about being green have focused on things such as jobs and wind farms, but now it is time to focus on the role of give and take. I would venture that everybody in this Chamber—those who are left—probably remembers that from being a child. I was the youngest of a number of cousins. During the 1980s, I did not want for leg warmers, because I had multiple pairs of those donated to me. The truth is that for parents facing those costs of children, sharing is absolutely integral.

Research from the Child Poverty Action Group shows that it costs around £160,000 to raise a child. For single parents, it is £190,000. Every penny matters. But it is not just about the costs; it is about the cost of carbon and the waste that it means when a parent has to buy new things for every individual child. Parents are facing a cost of living crisis as never before. Since 2020, the costs facing new parents have risen by a third, as the cost of living and inflation have pushed up the price of essential goods such as nappies. Indeed, over the last two years, the price of a pack of nappies has risen by a shocking 75%, meaning that, for most families with a new baby, the spend on nappies alone has gone up by £41 a month. The prices of other consumable goods have also gone up, with baby formula costing an extra £12 a month, and baby wipes up 16%.

It is not just about those everyday costs when someone has a new baby; it is also about the one-off, massive purchases. Car seats and pushchairs cost 38% and 25% more respectively than they did in 2020. Yet, during the same period, statutory maternity pay has risen by only 3.6%.

[Christine Jardine (Edinburgh West) (LD)]

The hon. Lady is making a good case. I wonder whether safety is a big aspect where children are concerned. If parents cannot afford to buy new all the time, the children’s safety might be compromised. That is where food banks, by providing safe alternatives, could be helpful.

[Stella Creasy]

It is precisely this issue about how parents make sure they look after their child, which is what every parent wants to do well. That is why baby banks need to become the norm; I want to put food banks out of business, but I want baby banks to become the norm.

One of the issues for us in the This Mum Votes campaign is that we need to understand the pressures on families across the country and to join up Government action. Baby banks provide a solution by giving parents the opportunity to swap and reuse equipment, toys and clothes, as well as access to vital support networks. They are a response to two challenges at the same time: the deepening poverty we see in our communities and the need to care for our environment through the greater reuse of items. There are currently around 200 baby banks in this country. They are often run by women—by volunteers—who have recognised the need to join up the dots to help everybody share. That is as much about bringing those new parents together as it is about the practicalities and the costs that families face.

Half of the 4.2 million children living in poverty in this country live in a family with a child under the age of five. Younger children, in particular, who go through so much stuff and need so much stuff so quickly, are expensive. That is why having the This Mum Votes perspective and understanding should be part of our policymaking. Some 1.3 million of those 4.2 million children are babies and children under the age of five. The total number of children in poverty is predicted to rise in the next year alone to 5.2 million—that is an additional 1 million children, many of whom will be of that younger generation.

We know that investing in the early years reaps a reward, but we do not always invest in helping parents with those early years. That is why fantastic organisations such as Little Village, which supports families with children under five living in poverty across London, are such a godsend, and why I am calling on the Government to make sure that every community has a baby bank—somewhere that collects and distributes pre-loved clothes and equipment. As Little Village’s amazing chief executive, Sophie Livingstone, points out, it fixes the systems that trap families in poverty.

Since launching in 2016, Little Village has supported over 25,000 children. Last year alone, it supported over 6,000 children, including 1,000 new-born babies. It takes referrals from across our statutory sector, because anyone working with young families knows about baby banks. In my community, we have a brilliant baby bank run by the Lloyd Park children’s centre, and I make referrals to it, as do midwives, social workers and health visitors. Baby banks aid the work of our statutory sector.

Baby banks also help at that immediate crisis point. We have maternity wards saying that they have mums without anything and that they will not let them leave the hospital. It is the baby banks that step in to help, providing vital goods for those newborns, whether it is the nappies, wipes, creams, clothes, blankets or hats that people will not be allowed to leave the hospital without.

Baby banks are also often a vital link for parents who are sceptical about the statutory sector. These are organisations that those parents can trust and that definitely have their child’s best interests at heart. They can also be a bridge to further services.

This week, we have seen the worrying reports from the British Pregnancy Advisory Service of families who are watering down their baby formula to save money. Little Village’s work shows similar horror stories about what is happening right now in this country: a family that was using sanitary towels as nappies because they did not have the money to buy nappies; a mum of three who could not afford to heat her home was coming to the baby bank with her child to keep warm; a child with grade 3 pressure sores due to the extreme rationing of nappies; a parent who was reusing nappies that had already been soiled in order to save money; and a family rationing Calpol in order to get through the day.

Despite the amazing work that baby banks do in this country to try to tackle these problems, not every local authority welcomes them. Some refuse to provide access to community spaces that are vacant because they do not want to admit that that kind of poverty exists in their local community. Space is crucial. Any parent knows that new children take up a lot of space, so just imagine a baby bank having to find space for multiple buggies, cots, baby baths and jumperoos. Having local authority support with space is crucial, as is taking into account the costs of running these places, including the costs of energy and of buying things such as nappies to hand out.

Ministers and people listening may think that this is a debate about poverty, but it is not just about that; it is also about the planet, because an estimated 350,000 tonnes of clothing goes to landfill every year. Even if we ended poverty in this country tomorrow, we would still want baby banks to exist, in order to tackle that problem at the same time and to promote the reuse, repair and sharing of items. Little Village gifted 26 tonnes of clothing, 26 tonnes of furniture, 3.5 tonnes of small electricals, 2 tonnes of books and more than 1 tonne of small plastics last year alone, and that is just one baby bank. That saved 85 tonnes of carbon dioxide-equivalent emissions , which is the equivalent of taking 18 cars off the road. More than 8.5 million new toys are thrown away—they head to landfill or incinerators—in the UK every year. There is a mountain of clothes, toys, plastic and tat that every family acquires and then no longer needs because their child has grown out of it and is then abandoned on an almost weekly basis. These things also represent a cost that a lot of families feel they have no choice but to incur.

We saw that most clearly in Walthamstow with our amazing “swap shop” project. I wish to pay testament to it, because it shows a model of a way forward. We have been running swap shops in our local community, where parents bring items they no longer need and take the items they do need; we have helped thousands of parents since we started doing this in August, enabling them not only to take items out of our landfill and our incinerators, but to manage the costs that they face. I wish to say thank you to my local Salvation Army; The Mill community centre; Waltham Forest Council; our amazing Walthamstow toy library; all the volunteers; the 17&Central shopping centre, which hosted us so that parents could find us easily; and, in particular, the members of my team, Safa, Jess and Ashley, who helped to run that project, which meant that during the weeks it was open nothing that came into our centre went to a landfill or an incinerator.

Failing to reduce waste and deal with climate changes often hits the poorest in our communities, as we have seen with those who have been repeatedly flooded out of their houses or from the evidence that shows that incinerators are three times more likely to be sited in areas of deprivation than affluent regions. Yet asking the public to look ahead to that green future and to be more climate conscious is impossible to do when they do not know where the next meal is going to come from for their families or they are thinking that they cannot afford to put their baby in warm clothing that evening.

If Ministers will not listen to me about why we should make sure that every community has access to baby banks, please listen to the Princess of Wales, because she has been championing them. She has visited Little Village and she is bringing together 19 British brands to donate to these baby banks so that they have items to hand out. The Minister may be wondering and saying, “This is all very well, but what does this MP want the Government to do?” There are some simple things they could do. First and foremost, we should invest in baby banks as a way of saving money, because this country is spending hundreds of thousands of pounds every years on sending things to landfill and to incinerators. Baby banks are not recognised in this country in the way that food banks are. That is what we have to change, because this is as much about the donations and the networks that come from that, as it is about the people who need their support. The Trussell Trust does amazing work for food banks; it is an almost £60 million a year organisation. We need to invest in baby banks in every community as a way of matching that, so that it becomes the norm to reuse, repair and support your local community and other local parents in the same way.

Little Village, the Baby Bank Network in Bristol, Save The Children and the Association for Real Change are working together to create a new national baby bank network. I ask the Minister to put on record the Government’s support for that process, along with a commitment to do what they can to roll it out as quickly as possible. It is not enough for these organisations to be scrabbling around for funds with which to do the work they are doing; we should be investing in them. There are some minor things we could do to raise the money, because we are not talking about hundreds of millions of pounds, and we are not talking about a state-run initiative. The brilliant volunteers do not need us to do it for them; they need us to work with them.

If we were to make a small increase—0.2%—in the stamp duty paid on second homes to provide for our nought to two-year-olds, we could raise £880 million a year. We could invest all that and have a baby bank overnight. I know that that may not be something to which the Minister would want to commit herself, so let us look at something a bit simpler. The landfill tax is currently set at £96.70 a tonne, and is raising £660 million this year. Even an increase of a mere £4 would raise £687 million, creating an additional £27 million that could be put towards funding baby banks and could help to remove items from landfill and incinerators altogether.

There are other things that local authorities could do with the Government’s help. For many parents, it is the size of the item that they want to donate that creates the risk of their not donating it. Those who are dealing with fly-tipping are often taking out goods that could be reused for children. We could also advertise those services. The point is that this is a win-win for all of us. Kids may be expensive and wasteful, but they are going to inherit this earth, and right now millions of them in this country are living in poverty. Baby banks are not the only solution, but they are absolutely the one investment, the one deposit, that the Government could make that would give a better future to millions of us overnight.

[The Parliamentary Under-Secretary of State for Work and Pensions (Mims Davies)]

It is a pleasure to respond to the debate, and I congratulate the hon. Member for Walthamstow (Stella Creasy) on securing it.

This is a time of—understandably—great public concern about the cost of living. I personally was so grateful, as a new mum, for the advice that I received, along with the bargains, hand-me-downs, products, ideas and insights on what really matters in that bewildering time. Who knew that you needed a Bumbo seat? I never thought I would use that term here in the House of Commons, but it is an infant seat to help babies to sit up when they are taking their first solid food, especially during baby-led weaning.

My mum’s Poundland box, of which she was incredibly proud, was an absolute marvel. We still have it, with all of the paraphernalia inside. The hand-me-downs mentioned by the hon. Lady, such as smocked dresses, came my way. I was very proud when I arrived home last night to find my oldest doing a shoes and clothes clear-out to help others, mindful of both need and the environment. There is currently a coat exchange to help people in my town of Haywards Heath. There is huge pressure on new parents to have new things and buy new things, and to make sure everything is perfect, but we know that our lovely little terrors get their sticky mitts on everything and draw on everything, and they do not really care. Sharing advice, products and information about what really works makes a big difference.

As Minister responsible for social mobility, youth and progression, I fully understand the hon. Lady’s point about “invest to save”. It is my mission in Government. I also note the points that she made about the landfill tax, fly-tipping and other matters. I will keep this debate in mind when we come to the next stage of the design of the household support fund, and will think about how we can reach parents and understand the pressures they experience.

Let me reassure the hon. Lady and the House that the Government are committed to providing key support for families with new babies and very young children through targeted support and more general schemes, and by expanding both employment and skills opportunities for parents. Many mums, as we have heard, use the opportunity to grow their thinking and turn things they have learned into future businesses—never more so than in the mum arena.

The support schemes available include the Sure Start maternity grant, the NHS’s healthy start scheme, family hubs, our childcare offer for recipients of universal credit, cost of living payments, the household support fund and the wider universal credit payment system, which got a significant uprating from April 2023. However, I take the hon. Lady’s point and, as a former charities Minister, I always admire the great work people take on for causes that matter to them, nationally, internationally and locally.

Baby banks are independent charitable organisations that help local communities to come together to support people nearby and are another example of the generosity of spirit in our great country. They are very welcome as a support network, as the hon. Lady mentioned, and as a showcase of community kindness. They are also environmentally friendly and positive. In researching for this debate, I found it eye-opening to see just how many brilliant organisations and individuals are aiding mums in that time of need.

[Christine Jardine]

On that point about environmental damage, one of the things the hon. Member for Walthamstow (Stella Creasy) mentioned was the impact on the environment when she spoke so movingly about mothers reusing nappies. I find myself, in this recycling age, doing things my mother did, such as having glass milk bottles and paper bags in shops. Would there be a way of encouraging the comeback of reusable nappies such as those we used to have when I was a child? I remember, although it was a while ago now, just how expensive and what a drain on someone’s income the constant buying of nappies can be.

[Mims Davies]

The hon. Lady makes an important point. Speaking to many mums and grandmums, having baby in the garden in the pram and pegging out the reusable nappies—those lovely white nappies—is a moment of pride: “I’m getting this right and it’s going well.” It is extortionately challenging to try to balance the environmental problem with nappies and also reusing; I know many mums who have managed to do that successfully; I must admit, to my shame, that that was not me, but I was very admiring of anyone who did manage it. We need to make those schemes more acceptable and understandable. Some people think they are strange and that the only option is disposable.