Oral Answers to Questions
Caroline Ansell Excerpts(11 months, 1 week ago)
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Mr Louie French (Old Bexley and Sidcup) (Con)
Caroline Ansell (Eastbourne) (Con)
Jeremy Hunt
It is not just me but Paul Johnson of the Institute for Fiscal Studies who, when talking about Labour’s plan, has said that
“additional borrowing…drives up interest rates”,
which is, of course, a back-door tax rise on families with mortgages. But as it is Christmas, perhaps I could explain it this way: if Santa borrowed £28 billion, he might have more toys to give out this year, but he would also have debt interest to pay and fewer toys to give out next year.
Caroline Ansell
Record funding is going in to support the cost of childcare, to allow more parents to stay in the workforce. This is very welcome, but the tax burden on single-earner households puts the choice to be a stay-at-home parent beyond the reach of too many. Raising the youngest generation must count as a top investment, so may I ask my right hon. Friend the Chancellor what recent analysis has been undertaken on the transferable allowance? At up to £252 per annum, it is currently not designed to facilitate that choice.
Jeremy Hunt
I thank my hon. Friend for her question. As she knows, the marriage allowance is currently £1,260 per year, and it has been fixed at 10% of the personal allowance since it was introduced in 2015. On this side of the House, we believe it should be a woman’s choice, and we want to make that choice as real as possible for every family. For that reason, we think the best thing we can do is to bring down the taxes paid by working people to put more money into the family budget, and we were happy to make a start on that in the autumn statement.
Oral Answers to Questions
Caroline Ansell Excerpts(1 year, 2 months ago)
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Andrew Griffith
Let me be clear: yes, the Government agree with that. No one should be debarred from access to banking facilities in our society because of a lawfully expressed view. If he and other hon. Members wish to make representations, the Financial Conduct Authority is currently conducting a review of this matter.
Caroline Ansell (Eastbourne) (Con)
The Exchequer Secretary to the Treasury (Gareth Davies)
In April this year the Government announced that we would conduct a formal review of the plastic packaging tax through analysis of environmental and tax data and customer research to assess the impact of the measure. More information about the evaluation will be published later this year.
Caroline Ansell
I am pleased to share that a business in my Eastbourne constituency has made many important changes in the way it operates in order to meet its own environmental ambitions, but when it comes to the transportation of food and pharmaceutical products, industry standards linked to public health regulations require such products to be transported in sterile packaging, which necessitates the use of virgin plastics and brings the containers that the business produces into scope for the plastic packaging tax. Is there a new direction I can share with that business, or will ongoing policy reviews look at such cases?
Gareth Davies
The aim of the plastic packaging tax is to provide a clear incentive for businesses to use more recycled plastic in packaging. Following extensive consultation, we looked at a range of possible exemptions and decided to limit those exemptions because we want to encourage innovation in the industry. Put simply, the more exemptions, the less innovation. However, all taxes remain, of course, under review.
Oral Answers to Questions
Caroline Ansell Excerpts(1 year, 9 months ago)
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Peter Aldous (Waveney) (Con)
Caroline Ansell (Eastbourne) (Con)
The Exchequer Secretary to the Treasury (James Cartlidge)
With your permission, Mr Speaker, I will answer Question 10 with what I believe to be Questions 11 and 20.
James Cartlidge
My hon. Friend and county colleague is always championing his local businesses in the Chamber—[Interruption.] I am glad that the hon. Member for Na h-Eileanan an Iar (Angus Brendan MacNeil) agrees with me that my hon. Friend is a stalwart champion of his constituency businesses.
We have taken a consistent approach to identifying the most energy and trade-intensive sectors, with all sectors that meet agreed thresholds for energy and trade intensity eligible for ETII support. The firms eligible for the scheme are those operating within sectors that fall above the 80th percentile for energy intensity and the 60th percentile for trade intensity, and those operating within sectors that are eligible for the existing energy-intensive industries compensation exemption scheme. As ever, my hon. Friend is welcome to write to me about the specifics.
Caroline Ansell
St Wilfrid’s Hospice in Eastbourne has just celebrated its 40th anniversary. Some 70% of its running costs are met by the generous public, who love and appreciate all that it does at the end of life, and next month they are literally walking over hot coals in its support. The nature of the setting means that the hospice cannot readily change the thermostat. It has pursued renewables, and the building is efficient. In short, it is doing all it can. After May, its energy costs are predicted to soar by 285%. What support can my hon. Friend outline for St Wilfrid’s, so that energy hikes will not cost therapies, in-patient beds or nursing hours in the community?
James Cartlidge
I pay tribute to St Wilfrid’s Hospice, and to all those who fundraise to support it. My hon. Friend is absolutely right to raise this issue. As I said to the hon. Member for Denton and Reddish (Andrew Gwynne), we could have chosen to have a much more targeted scheme, which we said we would consider, but in fact we have continued with a universal scheme, covering not just businesses but charities and the public sector. That includes hospices. This new scheme will enable hospices locked into contracts signed before recent substantial falls in the wholesale price to manage their costs and provide others with reassurance against the risk of prices rising again.
Oral Answers to Questions
Caroline Ansell Excerpts(2 years, 1 month ago)
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Kwasi Kwarteng
Which of the tax cuts do the Opposition want to stop? Do they want to stop the cut in the basic rate? Are they committed to having a high tax economy? The other thing I suggest is that the hon. Lady should get her facts right; the IMF today has said that our growth is going up, not down.
Caroline Ansell (Eastbourne) (Con)
The Economic Secretary to the Treasury (Richard Fuller)
Eastbourne is indeed beautiful, as are North East Bedfordshire and many other parts of the country. My hon. Friend is right to talk about the importance of VAT to the hospitality industry, particularly as we moved through the period of covid recovery. As we now move towards the growth plan, we need to look at the level of taxes on small businesses in general. That is a key part of the work I will be looking at as part of the tax simplification plan.
Oral Answers to Questions
Caroline Ansell Excerpts(3 years ago)
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Rishi Sunak
I am glad that there is widespread support for the levelling-up fund, and we are keen to work with all Members. I say spring because we want to ensure that we quickly learn the lessons from this round and incorporate them into future rounds. However, I assure the hon. Gentleman that our desire is to get on with this, because we want these projects to be delivered so that our communities can start to see the benefits as soon as possible.
Caroline Ansell (Eastbourne) (Con)
The Financial Secretary to the Treasury (Lucy Frazer)
I know that my hon. Friend will have campaigned hard for the funds that have come through. We will continue to support people across the House and in her constituency to level up.
Oral Answers to Questions
Caroline Ansell Excerpts(3 years, 10 months ago)
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Joy Morrissey (Beaconsfield) (Con)
Caroline Ansell (Eastbourne) (Con)
Jake Berry (Rossendale and Darwen) (Con)
Rishi Sunak
My hon. Friend is absolutely right, and we owe mums everywhere an enormous debt of thanks for doing the enormously difficult job of juggling childcare and work at this tricky time. I know she will join me in being happy that early years settings have been open for a while, but she is right to say that the only way to sustainably solve this challenge is safely to reopen our schools as quickly as we can.
Caroline Ansell [V]
I have long believed that there was a compelling case for reducing VAT for the hospitality sector, and the pandemic-inspired cut helped to save the season between lockdowns. May I ask that my right hon. Friend, when he is looking at his Budget, considers making the cut permanent, to power the recovery across the UK, including in my destination town of Eastbourne, where one in four jobs depends on tourism?
Rishi Sunak
My hon. Friend is rightly a champion for her local tourism and hospitality businesses, and she is not alone; across the country, hundreds of thousands of these businesses employ 2 million people. Those businesses are particularly vital in constituencies such as hers, which is why we reduced the rate of VAT—it runs all the way through to the end of March. She will know that we have an upcoming Budget, where we plan to review all our measures of support.
International Men’s Day
Caroline Ansell Excerpts(4 years ago)
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Ben Bradley (Mansfield) (Con)
I beg to move,
That this House has considered International Men’s Day.
It is right that the House should consider the challenges faced by men and boys across our United Kingdom today, on International Men’s Day. I thank the Backbench Business Committee for its consideration in allocating the time to consider this in the House on the day itself—19 November. I also thank my hon. Friend the Member for Shipley (Philip Davies) for his work in co-sponsoring the debate, as well as those across the House who have supported it. I have drastically shortened my speech because our three hours have become one. That is perhaps indicative of the problem of men’s issues being pushed off the end of the agenda: it nicely typifies the problem. I also want to give as much time to colleagues as I can.
In these challenging times, it is hugely important that we have this conversation. We face a difficult situation because of covid and particularly because of the economic impact. We know that there were huge spikes in male suicide and depression following the 2008 economic crash due to losing employment, struggling to provide for families, and struggling to find purpose. It is also challenging because of the general discourse that so often seems to pervade our society that talks of male privilege, of toxic masculinity, and of men as oppressors rather than positive contributors or role models. Men are talked about, all too often, as a problem that must be rectified.
Too often, the constant drive for equality and diversity seeks to drag others down rather than lift everyone up. Just a few weeks ago, I spoke in Westminster Hall about the impact of equalities legislation, which sometimes seems to provide additional help for everyone except men and boys. One of my great passions in the campaigning I most regularly return to in this place is that of working-class boys in areas like Mansfield and in other parts of the country where there is deep and entrenched disadvantage. Figures from education show that these lads are least likely of any group to do well at school, to improve their lot in life, to get to university, or ever to have the opportunity to spread their wings further afield and aspire beyond the borders of the place they grew up in. Working-class white boys often seem to sit at the bottom of the pile.
Across the board in our education system, the advancement of girls has been noticeable. It should be celebrated and recognised that girls are doing much better in recent years. That is brilliant news, and it is the result of countless interventions and programmes of support. However, it also needs to be recognised that, more often than not, boys do not have the same encouragement. No matter the race, geography or social class involved, girls now outperform boys throughout the education system. For example, in GCSE attainment, three quarters of girls’ grades in 2019 were passes, compared with two thirds for boys. We have had reports of record-high gender gaps in university places, with girls a third more likely than boys to access higher education.
That brings me back to the Equality Act 2010, which is so often misinterpreted and misunderstood. If we know that boys are now hugely under-represented at university—a growing problem—where are all the programmes to support boys into higher education? I am not keen on discriminating by gender or any other physical characteristic, but given that the Act pushes for positive action based on these characteristics in order to level the playing field, where is the support for those who are struggling? The figures clearly show that girls are already outperforming boys, so why are we allowing this misuse of our equalities law to exacerbate gender inequality, rather than fixing it, with countless programmes to support girls into HE and none for boys?
Caroline Ansell (Eastbourne) (Con)
Will my hon. Friend join me in looking forward to the exciting prospect of the holiday activities and food programme? We must do all within our power to encourage maximum participation from working-class boys in particular.
Ben Bradley
My hon. Friend is absolutely right. Representing a constituency and community like mine, where these lads are really struggling, taught me about the need for face-to-face contact and support for the most disadvantaged children. That is hugely important, and I thank her for raising that.
What is the point of the Equality Act 2010 if its usage is based only on what seems popular or politically correct, rather than on reality in order to help those most in need? The reality and the figures tell us that boys need help getting into higher education, more so than girls, so are these interventions actually making this inequality worse? Possibly so. To be absolutely clear, that is not to say that we should not help girls, but simply that selecting who to help based on physical characteristics alone is the very definition of discrimination; that the need for this help should be evidenced if it is to comply with the law; and that boys need help too.
Boys seem consistently left behind by this kind of politically correct agenda. So long as the Equality Act continues to be so wilfully and regularly misapplied across gender, race and every other characteristic, it can do more harm than good. We need to make clear in this place that we should help people based on their actual need, and that the Act applies equally to everybody. Would it not be nice to try to help those most in need —based not on their physical characteristics but on what they need? Or at least to recognise that we all have equal protection under this law? Whether gay, black and minority ethnic, female or a straight white man, those are all protected characteristics.
Men face countless challenges in our society. Three times as many men as women die by suicide, with men aged 40 to 49 having the highest rates. Men report lower levels of life satisfaction, according to the Government’s national wellbeing survey, but are less likely to access psychological therapies. Nearly three quarters of adults who go missing are men. Eighty-seven per cent. of rough sleepers are men. Men are three times as likely to become dependent on alcohol or drugs, are more likely to be sectioned under the Mental Health Act and are more likely to be a victim of violent crime. Of course, men also make up the vast majority of the prison population. These figures really put that male privilege in perspective.
In recent years, it seems like more and more phrases coming into use are designed to undermine the role and confidence of men in our society. I mentioned a few before—male privilege, toxic masculinity, mansplaining, manterrupting, the trend of spelling “woman” with an x to remove the undesirable “man” part. That is wonderfully empowering for some, I am sure, but as I said at the beginning of this speech, somebody seeking equality of fairness does not need to mean they drag down everyone around them. I am fairly sure that bad behaviour is not limited solely to the male of the species, nor is rudeness gender specific.
The outcome of this discourse and this language for many men is serious, particularly in the most disadvantaged communities. There is such a thing as working-class values—values that have lasted for many decades that might be considered old hat or even sexist by the modern establishment. They include holding the door open for a lady and expecting a man to stick around and provide for his family. The idea that a man being a worker and breadwinner is a positive role model for his children is still entrenched and well taught. That is not to the detriment of women or to limit their ambition, but about the promotion of family, of tradition, of strong male role models. These things are important.
Having been brought up with those values, a lot of men from those communities will feel lost if they are unable to find work due to our economic situation. They might feel helpless, or like failures. They are far from it, but they need our support. We might also find that young men looking ahead and seeking their purpose in life might struggle to find it when they are told that those things they thought were virtues—their good manners, wanting to provide for their family, wanting to be a man’s man, wanting to go down to the football at the weekend and have some banter with the lads—are in fact not virtuous but toxic and doing down the women around them; those manners and the way they were taught to respect the women in their life are now sexist; that banter is now bullying.
On family, rather than promoting strong male role models, we often encourage dads to be more like mums, trying to break down tradition, teaching them the opposite of what they were always told growing up and that they have been doing it wrong. We talk of “deadbeat” dads. We have a legal system in the family courts that seems to assume the guilt of many men in a relationship. We have men being alienated from their kids. We talk more and more about how desirable it is to have different kinds of families, with the implication that we do not need those strong male role models. Is it any wonder that so many are struggling to figure all this out?
It is right that people should live by their own choices, and be who they want to be, however they are comfortable. That is true whether someone is gay or straight, black or white, male or female, and it is equally true if what they want is to fulfil the traditional role of a strong father, provider and breadwinner—to be, for want of a better word, a bloke. I fear that we are building up huge problems for the future when we forget the traditional role of men—indeed, sometimes we do not just forget it; we try to eradicate it from our society.
With few of life’s advantages on their side in such an environment, and when society seems insistent on ripping the heart out of things that they experienced growing up and the things they were taught, it is no wonder that so many young men tragically cut their lives short. We cannot continue to talk down the role and purpose of young men when we should be building them up.
Let me move on a little from the gloom and doom and speak about some positive things and actions we can take. I particularly want to play tribute to dads, and to all those dads who are putting their families first and doing the right thing, I say this: thank you. That is often taken for granted, but it is so important. I know myself how difficult it is in this job to balance being a dad with work, and try to keep myself on a level and live up to expectations. It is not easy.
There are countless thousands of dads out there who have a much tougher task than me—dads who might be struggling financially or be battling things like trying to see their kids, or fighting in the family courts to do the right thing. They are trying to be a role model for their kids, although truthfully, we are all making it up as we go along. Some dads might be trying to overcome their own challenges with mental health, work or stress, and they might feel as if they have to hide that away for the sake of their families and children.
I want to say a big thank you to good dads, and to those who are trying their best to be good dads and good men. That can make all the difference for our kids, for families, and for our society. There are places and people that dads can go to if they need help. Those are places such as the Samaritans, Rethink, the Campaign Against Living Miserably—CALM—helpline, Safeline, or a friend or relative. It is good to talk, as they say, rather than sweep things under the carpet.
What more can we in this place do? For starters, we can change the discourse here. Can we look again at equalities legislation? If we are to hold Departments across Whitehall to account, with people dedicated to ensuring—quite rightly so—that women are considered, why not do the same for men? Why have a Minister for Women, but not one for men? Why single out one characteristic for a special mention? Can we ensure that equality means just that, rather than positive discrimination at the expense of certain groups, and ensure that the male is as equally protected as the female? We could do worse in this place to confirm how the Equality Act 2010 should be properly used.
Can we promote the role of fatherhood, and stop shying away from its importance? Yes, families come in all shapes and sizes. I do not wish to detract from anyone who wants to do things differently, but the positive role to be played by an active father cannot, and should not, be ignored. Modern families are all different, but you can guarantee that every one of them has involved a dad in one way or another. The vast majority of families still look like a mum, dad, and kids and we should not shy away from that.
Can we push forward an action plan to look at male suicide? We know the figures are awful, and we should have someone in Government accountable for delivering that plan, including better access to mental health support. Can we review our legal system, which is not always balanced, and our family courts, which too often seem to consider dads guilty until proven innocent? Parental alienation seems to be increasing, and more and more dads feel that they have been let down by the system. Can we reform the Child Maintenance Service—the bane of every MP’s life, by the way—so that it is fairer to all parties and works in the interests of families? Can we have a long-term plan to improve available alcohol addiction services, as those who need them are overwhelmingly male? Can we boost support for new fathers, as well as mothers, at a time when men can often feel totally helpless?
Although, as the name suggests, the Prime Minister’s Race Disparity Unit focuses particularly on race, I am pleased that it includes looking at education, attainment and support for white working-class boys. There are regional, cultural and gender-based inequalities, and the challenge faced by boys in education cannot be denied. The figures show a clear picture of increasing numbers of left-behind boys who grow into troubled young men seeking purpose. That is a huge challenge for our wider society, and I hope we can build on that work and consider it in more detail. I will end with that, Madam Deputy Speaker, so as to give colleagues as much time as I can. I thank the Minister for her consideration today, and I look forward to listening to the thoughts of colleagues across the House.
Economy and Jobs
Caroline Ansell Excerpts(4 years, 10 months ago)
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Caroline Ansell (Eastbourne) (Con)
It has been two and a half years since my last contribution, and I am delighted to have been re-elected to my seat. I am also delighted to see you re-elected to the Chair, Madam Deputy Speaker.
I am pleased to follow the hon. Member for Battersea (Marsha De Cordova), not least because I will try later in my mini-maiden that is now a maxi-maiden to do justice to some of the excellent work in constituencies the length and breadth of the land to support those with disabilities to move into the workplace. I was very proud in my first term to be a Disability Confident champion and to promote, at every level and every opportunity, those who were opening doors so that people of all talents, regardless of disability, had the opportunity to be everything they could be. We need them.
I am particularly pleased and privileged to follow in the footsteps of genuinely new friends and particularly my new neighbour, my hon. Friend the Member for Dover (Mrs Elphicke), who is of course a fellow coastal community champion. I would also like, without causing offence by not singling out more people, to commend my hon. Friend the Member for Kensington (Felicity Buchan), who spoke movingly earlier in the debate.
This debate about the economy is particularly important, because it is the economy that powers our public services. I speak with feeling on that, because it powers our schools and I am a teacher. It also powers our NHS, and I stand before the House today not just as a teacher, but as a very grateful mum. What brought me to Parliament in my first term was a potentially shattering experience, when my then five-year-old son was diagnosed with a brain tumour. We fell into the embrace of the NHS, and thanks to the surgeons of Great Ormond Street and King’s College, his life was saved. That stopped me in my tracks; I was moving towards being a headteacher, and I was overwhelmed with such a need to give something back, having experienced that incredible support and affirmation from the NHS. Ultimately, I found my way here, and the same sense of service that brought me here the first time has brought me back.
I would like to thank the good people of Eastbourne and Willingdon for bringing me back. I would also like to thank one or two hon. Friends for helping me on my way and for campaigning with me in the dark and the rain in my beautiful coastal town. I would particularly like to mention my parliamentary neighbour, my hon. Friend the Member for Bexhill and Battle (Huw Merriman). So confident was he in my success that he said to a member of the media that if I did not win, he would jump off Eastbourne pier naked. Now, there was joy in my campaign centre in the early hours of election night on the back of my win, but there was some disappointment in other quarters that that jump was not to take place, although I am not sure the world is any poorer for that missed opportunity.
I also thank my predecessor, Stephen Lloyd, who, in victory and defeat, brought back and supported the Eastbourne carnival, which is a really important showcase for local community groups and a powerful fundraiser for local charities.
In the context of today’s debate, I stood on a platform of inspiring new prosperity in my home town and, critically, new prosperity that left no one behind. For that reason, I wish to highlight two particular groups in Eastbourne whose important work I will be supporting. One is called Project SEARCH. I am sure that other Members will have similar programmes in their constituencies. Project SEARCH seeks to provide supported internships for young adults with learning disabilities. Such internships are to be found at the local hospital, which hosts the programme and which has genuinely opened the door of opportunity to these young people who come and add to that organisation. Their work is of inestimable value. It is hugely important, and I want to see that work grow and develop.
A second group relates to another cohort of people who must not be left behind. They are under the auspices of Reformed East Sussex, which looks to build bridges for ex-offenders who can find it incredibly challenging to find their way back to employment. What an incredibly powerful thing it is to be able to reach out and to provide that first step back into work. It does tremendous work not only for ex-offenders, but for those who are recovering from addictions. I look forward to working with both those organisations for those particularly hard-to-reach groups and to seeing those jobs open up for them.
What do Members know of Eastbourne other than the fact that it is, of course, the sunshine capital of the south, with the highest number of sunshine hours anywhere in the kingdom? Sometimes that is disputed by neighbours, but not tonight, so I will rush on. It is also known for its heritage coastline—incredible vistas are beamed across the world when we host our international tennis tournaments. We are also the gateway town to the South Downs national park, which is, as my hon. Friend the Member for Mid Sussex (Mims Davies) reminds me, the home of the very famous challenging, but inspiring, Beachy Head half marathon, which she herself ran. I waited on the finish line to welcome her in.
Caroline Ansell
Yes, in the rain. That is a partnership that I am very happy to continue with.
Members will not be surprised to know that tourism and conferencing are critically important to my home town, blessed as it is. Just last year, a brand new conference centre opened up, which is really going to put Eastbourne on the map. In part, that conferencing centre has been powered by Government investment. The Government recognise that coastal communities such as mine have not just challenges, but opportunities, and those opportunities are being unlocked now thanks to that Government investment. Importantly, in the context of a debate in which we are looking to establish and inspire that greener more sustainable future, I was very pleased, just last weekend, to be part of a launch event—Eastbourne Carbon Neutral 2030—at that very conference centre. It brought together different groups to harness the power of our community to achieve that really important aim of living more sustainably and powering forward in a much greener way.
Language schools are also hugely important to Eastbourne’s economy, and we have a cluster of high-performing schools. I look forward to working with Ministers and with my local schools to ensure that we continue to be that open and attractive destination for young people from across the globe.
The fisheries Bill is another really important and welcome Bill in this Queen’s Speech, and it will provide that springboard to the future. For my 30 to 40-boat strong fishing community, which includes many families, jobs are really important. There will be a new quayside development at the waterfront. These are really exciting times, and I look forward to see how we are going to support that industry.
The digital and creative industries—perhaps not the traditional, conventional industries that hon. Members might expect in my seaside town—are emerging with more and more strength, creating a whole new vibe in town. There is a strong future there, and I am really pleased that I am going to be a part of it.
I welcome the Chancellor’s opening comments, particularly about levelling up. I need to see levelling up, across the nation of course, but also in my hometown. I need to see investment in the north—the north of Eastbourne. We need to open up new opportunities and level up there, because the sorry story is that life expectancy varies even across my small seaside town, and to the tune of six or seven years. We need to bring about far greater equalities in that respect.
There are references to investment in infrastructure in Her Majesty’s Gracious Speech, and that will be critical to unleashing potential in Eastbourne. The A27 in particular is a very dangerous and unreliable stretch of road that is strangling the local economy, so I am looking forward to working with Ministers on such issues. The most important point is that global Britain is such a powerful way forward. Global Britain; global Eastbourne.
Breathing Space Scheme
Caroline Ansell Excerpts(7 years, 7 months ago)
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Caroline Ansell (Eastbourne) (Con)
It is a pleasure to serve under your chairmanship, Mr Turner.
I congratulate my hon. Friend the Member for Rochester and Strood (Kelly Tolhurst) on securing this important debate, in which I am able to speak on behalf of the heartbreaking number of children in families who have fallen into problem debt in Eastbourne and Willingdon, which is estimated to be about 4,000. I am also thinking about the national picture, in which 2 million or more children are caught in the same situation.
There is no statutory scheme to support families in temporary difficulty who are seeking to repay their debts. The Children’s Society and StepChange have called for the breathing space so ably championed by my hon. Friend, and they have identified in it a practical and pragmatic way forward to help such families.
Debt reaches far into every aspect of life. More than half of the 500,000 people who sought help with debt last year were also seeking mental health support from their GP. StepChange estimated that the cost of problem debt to the state and to society, on top of the personal and human costs, is about £8 billion.
Speaking as a teacher, I would simply add that no matter how contemporary the curriculum, how handsome the funding or how stellar the school building, children who live under stress simply struggle to learn, recall and fulfil their potential. Debt reaches right into the heart of everything we want to see for our children in their education. With 2 million children involved, that is hugely concerning.
A breathing space would protect those vulnerable children living in families in problem debt by giving the families the time and space to come to an affordable and safe repayment plan. Between a third and half of those who contacted their creditors for help said that creditors had not given them any kind of temporary space. Without such protection, households trying to deal with their debts are often thrown into worse and cumulatively more damaging financial difficulties.
My hon. Friend’s words still ring true for me—“win, win, win”—because her Bill ultimately would be just that for all parties, because they all stand to benefit, including creditors. A breathing space scheme is not about writing off debt; it is simply about allowing people the time to pay back the money owed. The credit companies get their money back, families get out of the debt trap and children can have their childhood back. The Minister understands those concerns, and good work is already going on in the area, so I look forward to his comments and to learning more about some of that work, because the Government share the value of wanting to support those who find themselves in problem debt.
Oral Answers to Questions
Caroline Ansell Excerpts(9 years ago)
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Damian Hinds
The hon. Lady is right to identify the importance of skills, and that is why human development is absolutely at the heart of the productivity plan. The apprenticeship levy is a really important structural reform to help the delivery of 3 million apprenticeships. Then there is the network of institutes of technology and all the excellent work being done in the Department for Education, working on basic skills, including English and maths, which we know are vital and of such high value in the marketplace to both employers and employees.
Caroline Ansell (Eastbourne) (Con)
13. What plans he has to raise the personal allowance during this Parliament.
The Financial Secretary to the Treasury (Mr David Gauke)
The Government are committed to raising the income tax personal allowance from £10,600 to £12,500 by the end of this Parliament. That is alongside our commitment to raising the higher-rate threshold to £50,000. More than 30 million individuals will benefit from those changes. This year’s summer Budget confirmed that the personal allowance will increase to £11,000 next year and to £11,200 in 2017-18.
Caroline Ansell
I thank the Minister for that answer. Raising the personal allowance is one of the most powerfully progressive things that we are doing in moving towards a lower tax, higher pay society. Income tax cuts will mean that nearly 5,000 people in my constituency will be lifted entirely out of paying income tax. Does that not show that Conservatives are on the side of working people?
Mr Gauke
My hon. Friend is absolutely right. Those working 30 hours a week on the national minimum wage will be taken out of income tax altogether and kept out of income tax. That contrasts with the position in 2010 when people earning just £6,500 were paying income tax. Those people have recently seen an increase in their marginal rate from 10% to 20%.