High Streets: Autumn Budget 2024

Victoria Collins Excerpts

Thursday 23rd January 2025 Commons Chamber

[Victoria Collins (Harpenden and Berkhamsted) (LD)]

It is an honour to secure this debate on the autumn Budget’s impact on high streets as my first Adjournment debate, not just because it is such a vital topic but because it is a topic dear to my heart. In my maiden speech, I shared the story of helping my mum on the shop floor, and it seems only fitting that my first Adjournment debate is on our high streets.

Every night after school, and most weekends, I helped out in my mum’s gift shop. I remember chatting away to the staff, the customers and our neighbouring businesses. I remember late nights sorting out items to donate to the local charity, and the summer when I offered to run the shop myself.

I also remember what happened when the economy turned, having to pack away stock and move to smaller premises because it was that or closure. I remember helping my parents with the mortgage as a teenager, gleefully buying broken biscuits as a family and only now, later in life, realising how much work my parents put in to keep a roof over our heads and food on the table.

After many successful years, during which several premises were opened, the cost of retail and business rates, the competition from online giants and the decline in consumer spending was too much. My mum could not beat them, so she joined them and took her business online. In many ways, it was a relief for the family. It was a simpler way of continuing the business, but it was hard to see the store close 30 years after she first set up shop.

[Richard Foord (Honiton and Sidmouth) (LD)]

My hon. Friend is right about how sad it is to see high street shops close, such as the one in which she used to help. We have seen local councils invest in Cullompton’s high street, but this is sadly offset by the shop closures. Will my hon. Friend make some recommendations on what the Government could do to prevent some of these shop closures?

[Victoria Collins]

The heart of this debate is about making sure we look after those businesses and the many more that could open.

My story shows why this debate is so important to me. I know that the story of our high streets is the story of our local communities.

[Jim Shannon (Strangford) (DUP)]

Will the hon. Lady give way?

[Victoria Collins]

I will make a little progress.

Both for the families behind the doors, and for the families and local people who shop there, our high streets are truly at the heart of the community. I have the honour of representing seven high streets across Harpenden and Berkhamsted, and I am grateful to the local businesses that responded to my survey ahead of this debate. Today, I am sharing their voices, as well as the impact the Budget will have on their businesses, their livelihoods their families and our community.

[Sarah Dyke (Glastonbury and Somerton) (LD)]

Responding to my small business survey, a local business in Street said that high employer national insurance contributions is one of the major challenges and that it could force them to cancel some of their investment plans. Does my hon. Friend agree that the measures being proposed do not encourage growth and could instead push more high street businesses to close, significantly impacting the already fragile rural economy?

[Victoria Collins]

Absolutely. Sadly, the desperation that came through in my survey shows that a lot of businesses are very worried about their future.

[Jim Shannon]

rose—

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[Madam Deputy Speaker (Ms Nusrat Ghani)]

I call on Victoria Collins to stand so that she can take Mr Shannon’s intervention.

[Victoria Collins]

I will take the hon. Gentleman’s intervention.

[Jim Shannon]

From 1959 to 1979, my mum and dad had a shop in Ballywalter, and they had a shop before that as well, so there is a history of having shops. I will take the example of today’s high street in Newtownards. National insurance contributions, wages, theft and attacks on shop staff are all issues now being faced there. Does the hon. Lady agree that the high street needs help today like it has never needed it before?

[Victoria Collins]

Absolutely; that is very much in line with the feedback I had from businesses. Indeed, it is with much disappoint that I share the impact of the autumn Budget on my local businesses. It is no secret that the Conservatives left our economy in a mess, and many of our businesses are still reeling from that. That is exactly why it is important for the Government to get this right.

Many of the proposals in the autumn Budget will not lead to growth on our high streets. I would like to have faith that Labour intended to do the right thing and that these are unintended consequences. I hope that the Government heed some of the warnings and take action to mitigate the impact and change course. In the words of one director in my constituency,

“it is a disaster…all planned investment has been cancelled, expansion plans cancelled. Prices will go up on 1st April by at least 10%. And we’re looking at ways to reduce staff count.”

[Rachel Gilmour (Tiverton and Minehead) (LD)]

Does my hon. Friend agree that the high streets of Tiverton and Minehead, as well as those of every other constituency in the country, will be hurt by this Government’s decision to lower the amount of relief offered to retail, hospitality and leisure businesses from 75% to 40%? Does she also agree that they should instead be looking to replace business rates with an entirely new commercial landowner levy, rather than tinkering around the edges and making an already bad system worse?

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[Victoria Collins]

That is one of the main topics that came up. Businesses shared with me that after facing the impact of Brexit, closures during covid, cuts to local infrastructure following Conservative cuts to local government and the soaring costs from the cost of living crisis, the combination of measures in the autumn Budget, which includes the rise in national insurance contributions, the change in business rates that was just mentioned and the increase in the minimum wage, as well as proposed changes that could impact family businesses, means that they are now reaching crisis point.

Businesses that I speak to are largely supportive of an increase in the minimum wage. I want to highlight that because they want to support their staff. However, it is the combination of all those factors, after such a difficult time, that is devastating. The knock-on impact of that combination has also seen pre-emptive cost rises across supply chains and worries about consumer confidence, as consumers ultimately spend less on our high streets. Although the GfK consumer confidence index in the UK rose by one point last December, confidence levels remain subdued and retail sales in the UK unexpectedly declined 0.3% month-on-month last December, in a moment in the calendar that is often the most critical time for retail and hospitality on our high streets.

Coming back to national insurance contributions for employers, this is a pre-profit cost increase. Not only does that need to be managed, but for businesses that are just about breaking even or making a loss, it will tip them over the edge and drastically cut the cash flow that is often key to investment. The well-loved local Lussmans restaurants in Hertfordshire have been serving local people for 22 years and face around £250,000 off the bottom line, leading to reduced investment in our local area. Temptation Gifts will see similar, if not higher, costs and says that for the first time in 42 years, it will be shortening opening hours as part of its cost-saving measures. It is having to make difficult staffing decisions in a business that the family has built over decades.

My constituent, Charlotte, managing director of the oldest family-run jewellers in the UK, says that the mix of higher national insurance contributions and higher minimum wage costs means that they will not hire any more staff, and that anyone who leaves will not be replaced. Almar in Tring, where Carolyn and her husband already work long days, says that the national insurance contributions will be a big issue in their running costs and that they do not know how they will cope working even longer days.

Chiltern Opticians in Tring highlights the barriers that small businesses face in hiring staff. It says that it is very different for big corporations, which have large human resources teams to handle staffing issues, and that

“we just don’t have the budget for it”.

These are resilient businesses—or they have been—and they want to continue to build those businesses and to employ local people. Indeed, I see their pride in supporting local staff, often calling them “family”. Jordan from G. Grace & Son in Tring says:

“We are more like a community centre at times, providing essential services to the community.”

In that, I hear my mum’s voice who so often did the same. Our pubs, restaurants and cafés in Harpenden and Berkhamsted cover 197 hospitality venues that employ more than 6,000 people and generate nearly £143 million in revenue. These businesses are the backbone of our economy and community.

The Government say that they are protecting small businesses, but these are the small businesses of which they talk. Indeed, the official definition of a small or medium-sized enterprise is a company with fewer than 250 employees. They are growing, local, often family-run businesses that are nowhere close to being the international giants that have started to dominate retail or hospitality. These local businesses are happy to pay their way. Andrei says:

“I have no issue with tax rises, but these are positioned poorly. The vast majority of the high street are SMEs and they will be hit the hardest.”

Sadly, the desperation is clear. These small businesses are worried that the Budget will be the final straw. Participants in my local survey said:

“What is the point of a small business? The high street is dying.”

Therefore, when it comes to national insurance contributions, will the Government consider mitigations to support the local businesses on our high streets? These could include a lower rate of NICs for earnings of between £5,000 and the £9,100 threshold, or a lower rate for lower earning taxpayers who work part time—perhaps fewer than 20 hours per week. As we have heard from many local businesses, this would help get more people working and support our local economy. At the very least, will the Government consider delaying implementation to give businesses time to adjust and consider their own mitigation?

[Mr Angus MacDonald (Inverness, Skye and West Ross-shire) (LD)]

I wonder whether the Minister will consider what I am about to say. I have been asked to go to the Isle of Skye on Saturday for a crisis meeting. There is a group of hotels, which are family-run businesses, not big multinationals, and they face an awful combination of increases across the board, including heating price increases. Their No. 1 issue is national insurance contributions and minimum wage costs. They think that, on average, their costs will go up by between £40,000 and £70,000. They are in a very poor state indeed. Can the Minister give me any encouragement that I could pass on to them on her behalf?

[Madam Deputy Speaker (Ms Nusrat Ghani)]

Mr MacDonald, your intervention was on the Member, so the question goes to her, and she can insist on the Minister responding.

[Victoria Collins]

My hon. Friend mentioned the rise in energy costs, which I have not covered in my speech but which have been mentioned by many of my local businesses as a matter for consideration. I am sure the Minister will also consider the other comments that he made.

When it comes to business rates, there is a similar story of despair. The Robin Hood pub says that its business rates will double. G. Grace & Son says:

“Our business rates are already a huge cost overall to the business, which seems disproportionate given that our premises are relatively small. And increasing them will put even more strain on our already stretched budgets.”

Mark from Tabure restaurant in both Harpenden and Berkhamsted said:

“There will be yet another increase in the national minimum wage—this time above inflation. Alcohol duty will increase on 1 February. Business rates are set to increase in April, along with various increases in national insurance contributions. And this Budget is devastating.”

Will the Government consider abolishing the broken business rates system and replacing it with a commercial landowner levy? Furthermore, will the Government consider delivering the maximum discount allowed by the Budget to support hospitality or smaller high street businesses?

I wish that I had the time to dive into all the issues raised by local businesses, but I will focus on just two more. Many are worried about high street services such as parking. With the Conservatives having cut local council funding again and again, many services such as parking and investment in our high streets have had to be cut as well. Given the Government’s commitment to local communities, will they ensure that investment in local councils compensates for the increase in national insurance contributions that councils will have to pay, to help them to invest in our high streets and related services?

Several family businesses have highlighted the devastating impact of the proposed changes to inheritance tax. Mike and his wife have worked week in, week out for over 40 years, and in their 70s are still working full time to support the business and their employees. They say that they have taken low dividends and looked after their staff, and hope to hand over the business to their children, but the proposed changes mean that the business may have to be pulled apart. For Charlotte’s family business, the removal of the 100% business property relief will mean that it will not be able to stay in the building that it has been in for two centuries. Will the Government carry out a proper impact assessment on inheritance tax for family businesses, notably where the assets will stay within a business that supports the local community?

I once again thank all the businesses that contacted me; I am sorry that I could not mention them all. Similar issues are highlighted by local charities, healthcare providers and, indeed, businesses beyond the high streets in Harpenden, Berkhamsted, Tring, Redbourn, Flamstead, Markyate and Potten End. I suggest that the Minister meets, or continues to meet, with such businesses up and down the country. Carolyn from Almar has invited the Chancellor to come and see at first hand the challenges of running a high street shop, and pleads with the Government to look at measures to mitigate the impact and help our high streets to thrive.

I will end with a message of hope. I would like to envisage a day when people can head to their local high street in Harpenden, Tring, Redbourn or anywhere in the UK; when there is proper public transport investment, so it is easy to pop on the bus; when there is investment in our walkways and cycleways, so people can get down there easily; and when people can perhaps even find a parking space. A day when the high street is a vibrant place, full of thriving local businesses; when people can drop their kids off nearby at the local creche, easily head to the doctors, and relax with friends and family after a busy or sunny day—that is, when the sun comes out in the UK. A day when our high streets up and down the country are a real experience; when they have been invested in, and local businesses are thriving; and when the beating heart of our community is alive, thriving and no longer on life support. With the right investment and incentives, and with adjustments to the autumn Budget, we must start that journey.

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[Emma Reynolds]

We need to treat all small businesses equally. I understand the hon. Lady’s perspective, but I do not think that it would be fair or easy to have a business rates system that distinguished between rural and non-rural. What is rural? I know the constituency of the hon. Member for Harpenden and Berkhamsted rather well because I live not too far away. Tring is a town there, but other places in her constituency would be quite difficult to categorise as rural or non-rural, so I do not think that we can go down that route, although I understand why the hon. Member for Glastonbury and Somerton (Sarah Dyke) is trying to tempt us down it; I do not think that would work.

[Victoria Collins]

The Minister talks about business rates and mentioned Tring in Hertfordshire. A problem that a lot of local businesses have mentioned is that the rateable value is high because property costs are high, even if what they sell is of lower value. The difficulty is that they are paying a lot when they might not have high turnover. Will the Government consider mitigations for those running businesses in areas with high property costs?

[Emma Reynolds]

I am here in my ministerial capacity, of course, but I also represent High Wycombe in the south-east, so I understand her point, and promise to take it back to the Department, and to the Exchequer Secretary to the Treasury.

Levelling the playing field for the high street is just the start, and we are committed to transforming the whole system in the longer term. As we set out in the “Transforming Business Rates” policy paper that we published alongside the Budget, the Government will create a fairer business rates system that protects the high street, supports investment and is fit for the 21st century. It is important that we work in partnership with high-street businesses to get the reforms right. I thank the hon. Member for Harpenden and Berkhamsted for bringing the voice of small businesses in her constituency to our proceedings.

Government officials have undertaken a series of roundtable events to understand from businesses across all sectors and sizes how they think reform of the system can best be delivered. Over 200 businesses have already given their feedback at those roundtables. The Exchequer Secretary to the Treasury is leading that work and engaging with a broad range of high-street businesses, as are officials in my Department.

Employer National Insurance Contributions

Victoria Collins Excerpts

Wednesday 4th December 2024 Commons Chamber

[Lisa Smart]

I completely agree with the hon. Member’s point. All Members across the House want to see our NHS thrive and to see the healthcare and social care that our constituents deserve. I urge the Government to think again about their plans.

[Victoria Collins (Harpenden and Berkhamsted) (LD)]

In Harpenden and Berkhamsted we have the Elms medical practice, which has said it is dedicated to the NHS and wants to serve people but is facing these difficulties. It is asking the Government to rethink their choice on national insurance. This is about those who want to serve and our constituents who need them.

[Lisa Smart]

I very much agree with my hon. Friend. We will all have had constituents and organisations contact us because they are really worried about the impact that these changes will have.

I do not think that the Government intentionally set out to make life more difficult for GPs, and I do not think that they intentionally set out with their Budget to make life more difficult for pharmacies, for hospices or for dental practices, but we need to speak up for constituents who contact us to say that if the Government want to keep the cost of childcare from rising and constituents to be able to access a GP appointment in a timely manner, they need to think again about this rise. I urge them to do so.

Non-Domestic Rating (Multipliers and Private Schools) Bill

Victoria Collins Excerpts

2nd reading
Monday 25th November 2024 Commons Chamber

[James Murray]

I will come to business rates. The hon. Gentleman will have a chance to respond in full in just a moment. [Interruption.] I see that he is impatient to tell us how much he supports the Bill—or am I misreading the signs from across the Dispatch Box?

As I have said, this Bill will enable the introduction of new multipliers in the business rate system from 2026-27. The provisions in this Bill will enable the introduction of two lower tax rates, which may be applied only to qualifying retail, hospitality and leisure properties. The definition of “qualifying properties” will ultimately be set out in secondary legislation but, for the avoidance of doubt, it is our intention that the scope of these new tax rates will broadly follow that used for current retail, hospitality and leisure relief. These new rates will provide permanent tax cuts, offering certainty to businesses by ending the continued uncertainty of retail, hospitality and leisure relief, which has been rolled over annually since covid-19.

Our intention is for a lower rate that offers a tax cut for retail, hospitality and leisure properties that currently pay the standard multiplier, with a rateable value between £51,000 and £499,999. Another rate will offer a larger cut to the retail, hospitality and leisure properties currently paying the small business multiplier, which are those with a rateable value below £51,000.

We are clear, however, that any tax cut must be sustainably funded. For that reason, the Bill will also enable the introduction of higher multipliers, which can be applied only to the most valuable properties—those with a rateable value of £500,000 and above, which represents less than 1% of all properties in England. The rates for any new multipliers will be set in the 2025 autumn Budget in the light of the outcomes of the 2026 revaluation. The Government recognise, however, that it would be inappropriate to take unfettered powers that allowed the Government to change tax liabilities by unlimited amounts. For that reason, the Bill includes sensible guardrails to limit the use of those powers.

The guardrails determine that the two lower tax rates, when introduced, may not be set lower than 20p below the small business non-domestic rating multiplier, and that the higher tax rates, when introduced, may not be set higher than 10p above the non-domestic rating multiplier. Let me make it clear that those values are maximum parameters and do not represent the changes that we intend to implement. They are guardrails that offer sensible limits with proportionate flexibility. They ensure that the Government can respond to future revaluations as well as the changing economic and fiscal context. As I said, the exact rates for 2026-27 will be set out in next year’s Budget.

Alongside the provisions on multipliers, the Bill contains provisions relating to private schools that will raise around £140 million a year. There are more than 2,400 private schools in England, of which approximately half are charities and are able to benefit from business rates charitable relief. The Bill will remove the eligibility of private schools that are charities for that relief. The Bill provides a specific definition of a private school as

“a school…at which full-time education is provided for pupils of compulsory school age…where fees or other consideration are payable for that…education”

or

“an institution…which is wholly or mainly concerned with providing education suitable to the requirements of persons over compulsory school age but under 19…where the provision of full-time education…is wholly or mainly provision in respect of which fees or other consideration are payable”.

A number of right hon. and hon. Members have questioned how the Government’s plans will affect pupils with special educational needs and disabilities. My officials and I carefully considered the design of the policy, and the provisions in the Bill mean that private schools that are charities that wholly or mainly provide education for pupils with an education, health and care plan will remain eligible for charitable rate relief. To be clear, in answer to the earlier question from the hon. Member for Gosport (Dame Caroline Dinenage), “wholly or mainly” in business rates generally means 50% or more. The Government believe that will ensure that the majority of special educational needs schools will not be affected by the measure.

The measure will operate in addition to the existing business rates exemption for properties used by private schools wholly for the training or welfare of disabled people. That exemption, which we are retaining, means that those types of properties pay no business rates at all. Taken together, the existing and new provisions are intended to ensure that most private special educational needs schools will not be affected by the removal of charitable rate relief.

[Victoria Collins (Harpenden and Berkhamsted) (LD)]

Given the terrible SEND crisis across the country, does the Minister really think that it is good enough that only “most” of those schools will be exempt?

[James Murray]

I hope that the hon. Member will welcome the fact that we have committed an extra £1 billion in 2025-26 to high needs funding in the education system. The Government are committed to reforming England’s SEND provision to improve outcomes and return the system to financial sustainability. I would welcome her support for our measures in that regard.

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[Victoria Collins (Harpenden and Berkhamsted) (LD)]

I grew up helping my mum on the shop floor of small gift shops, and my memories of the wonderful work that she did to build that business and the staff she employed is a real benefit to my life. I also saw how hard she worked and how hard things got. She went down from four shops to one, then came across the classic problem of whether she was able to keep her shop open and battle with online retailers. The costs went up, business rates were too much, and she decided to close and go online.

Frankly, I am tired of us not taking support for small businesses seriously and making a change. This Government had an opportunity to make a difference, but they have squandered opportunity when it comes to business rates reform. I see the impact on businesses in my high streets. I have the privilege of representing several magnificent high streets, in Tring, Berkhamsted, Harpenden, Wheathampstead and Redbourn, but businesses there are struggling yet again. Michelle from Graze Life told me time and again about the impact the cost of business rates had on her business; eventually, she closed her high street shop down. I spoke to Peter from the Oakman Group, a booming business that started in Tring in 2007. The company is a rising star and has received prizes for being one of the best places to work for employees, but Peter now says it is on the edge of extinction. He employs 1,200 people but he says the Budget, including business rates changes, will have an impact of up to £2 million on his business, so he will look to close many of his premises.

[Mr Joshua Reynolds (Maidenhead) (LD)]

My hon. Friend mentions several businesses in her constituency that will be impacted by the changes. I spoke recently to a small restaurant owner in my constituency. They have six restaurants across the south of England and they say that the business rates changes, plus other Budget measures, will cost their business £150,000 just to do what they are doing today. Does she agree with me that that will not encourage such businesses to invest in the UK, open new restaurants and help grow the economy, which we all want?

[Victoria Collins]

Absolutely. That is the message I am hearing again and again. Another business owner in Tring said that they would love to open on the high street but they just cannot afford it. The broken business rates system is affecting our businesses, the people who work there and our communities, which are losing out on fantastic local businesses.

The Minister talked about building a confidence to invest, but business rates directly tax capital investment, rather than taxing profits or fixed stock of land. That needs to change. I reiterate the Liberal Democrats’ call for absolute reform of business rates and the introduction of a commercial landowner levy. That will tax the land value of commercial sites, not productive investments, and boost that productive investment, support our local businesses and help communities and local employers.

Many families have written to me about the changes to charitable rate relief for private schools. I support the calls from the Government Benches to improve all state schools, but parents decide to send their children to private schools for many reasons, including special educational needs, supporting their children’s specialist skills or because of bullying. We have a choice about how we raise that money. Instead of taxing the banks, is it fair to be taxing the education of other children to raise that money?

Economy, Welfare and Public Services

Victoria Collins Excerpts

Monday 22nd July 2024 Commons Chamber

[Victoria Collins (Harpenden and Berkhamsted) (LD)]

Thank you, Mr Deputy Speaker, for giving me the opportunity to make my maiden speech today. I thank the hon. Member for Blackpool South (Chris Webb) for his passionate speech and join him in his comments about the hon. Member for North Down (Alex Easton), to whom I pass on my massive congratulations and say that I am sure that his father would be extremely proud of his position here and of the public service that he will give.

I stand here exactly 50 years since my mum came to the UK from Malaysia. She came here for an education and stayed to build a business and raise a family. As I helped in my mum’s shop, my parents instilled in me values of community, tolerance and perseverance—something that I hope will guide me during my time as an MP. One of my predecessors, Bim Afolami, also proudly shared his story as a child of immigrants in search of a good education. He brought the values that he learned to his role as MP for Hitchin and Harpenden.

It is a real honour to be the first MP for the brand new seat of Harpenden and Berkhamsted. More than just two towns, the constituency is a rich tapestry that fills the north-west corner of Hertfordshire with history, natural beauty, culture and innovation. We are a collection of proud and vibrant communities with four beautiful chalk streams and the Grand Union canal tying us together like silver threads. The River Bulbourne runs through Berkhamsted, where the Crown of England was surrendered to William the Conqueror in 1066, and its river course would go on to fill the three moats of Berkhamsted Castle. The River Gade starts near Little Gaddesden, which neighbours the Ashridge estate—somewhere Members may have seen in films and dramas such as “Robin Hood”, “The Crown” and, of course, “Bridget Jones’s Diary”.

Members of the House are most welcome to join me locally at the Rex cinema or peruse one of the largest film collections in the world at the British Film Institute’s national archive.

As we swoop across the constituency, the River Ver exits above ground near the village of Markyate, traversed by the Roman Watling Street, and continues through Flamstead and Redbourn. Our final chalk stream, the River Lea, flows through Harpenden and Wheathampstead, a Domesday village that has been home to two Prime Ministers.

Not only have these precious chalk streams witnessed historic events and the lives, hopes and dreams of countless local people, but, with only around 200 of them in the world, they are of rare ecological importance; they are known as England’s rainforests. Sadly, however, we have seen their decline, as sewage has been pumped into the waterways, with the River Ver, having finally recovered its flow, seeing more than 2,500 hours of sewage discharge this year alone.

The same fate goes for the Grand Union canal, where people can jump out at Tring. Although they may not be able to see zebras or cassowaries in Tring Park any more, they can visit them in our natural history museum. People in our part of Hertfordshire are proud of their natural landscapes, and I join them in campaigning to protect our environment and tackle the climate crisis.

The other side of our local communities blossomed from the industrial revolution, which brought another type of silver track—the train lines. Rumour has it that some of the original commuters are still waiting for that rail replacement bus service. Britain initially led the world in railways, but the decline of our public transport feels as if it gathers pace year on year. Bus services that are vital to our towns and rural communities have been cut by more than half in Hertfordshire in recent years, and that is not to mention the cuts to local authorities that have impacted other vital services.

We are not immune to the health and social care crisis, either, as local people struggle to get the care they need, wait weeks to see a GP or cannot find an NHS dentist. Indeed, one of my other predecessors, Mike Penning, who served Hemel Hempstead for 19 years, campaigned tirelessly on healthcare for the area. I aim to continue as a champion of ensuring that local people get the healthcare they need, and closer to home.

Local people have continued the enterprising spirit of the area, which still thrives today, from building e-bikes to distilling gin, creating start-ups and innovating in agriculture at Rothamsted Research, with its thriving agritech hub. Indeed, our greatest assets are our local people—open-minded, tolerant, hard-working and compassionate. It is for them, and thanks to them, that I am here, and I will always put them first.

Given the picture often painted of our corner of Hertfordshire, Members might think that we are solely an affluent commuter area, but that is far from the reality for everyone. So many families, individuals and local businesses are struggling to make ends meet as bills continue to rise. I remember the struggles that my family faced when the economy turned and business got tough. That is why I am passionate about supporting local families, tackling inequality, and not just the vital local businesses that we value today but the entrepreneurs and enterprises of tomorrow.

Standing here, in the most diverse Parliament that we have ever seen, we see that we have a real opportunity for change. We must act now to rebuild the trust in politicians and politics that has sadly been eroded in recent years. For me, that means putting local people first—the people of Harpenden, Berkhamsted, Tring and our villages, from Long Marston to Jersey Farm, and from Ringshall to Sandridge. Thinking back to where my story began, it is a privilege to be in this place, representing a story that so many others in our country have some share in. My mother came to this country in search of opportunity, and through her own hard work she found it. Through everything that I do here, I want to ensure that the same opportunity is available for all who seek it out, and I will continue to be guided by those values of community, tolerance and perseverance.

[Mr Deputy Speaker (Sir Edward Leigh)]

I call Luke Akehurst to make his maiden speech.