Cost of Living: Financial Support for Disabled People

Rosie Duffield Excerpts

Monday 22nd May 2023 Westminster Hall

[Barbara Keeley (Worsley and Eccles South) (Lab)]

It is a pleasure to speak with you in the Chair, Sir Robert. I congratulate my hon. Friend the Member for Battersea (Marsha De Cordova) on leading this important debate. We know that the serious implications of rising prices for fuel, transport and food have fallen much harder on some people. People with disabilities face a higher risk of poverty. The poverty rate for individuals who live in families where someone is disabled is 28%—nine percentage points more than those who live in families where no one is disabled. They are also less likely to be able to make savings on their bills for reasons related to their disability. We have heard a great deal about how the size of bills impacts many people.

I will talk about one of the petitioners: Katy Styles, who is here today. She is an unpaid carer for her husband who has motor neurone disease, and she is a campaigner for improved support for carers. She put it like this:

“It’s not a question of putting on an extra jumper for us. When someone has a muscle wasting disease their ability to stay warm is compromised, so homes need to be heated for longer and at higher temperatures. Not heating your home can lead to chest infections and in turn this can lead to a stay in hospital”.

We are focusing an awful lot on households with someone with a disability, but the extra costs for heating are borne by not only the person with a disability but their unpaid carers. Well over a quarter of all unpaid carers are living in poverty, and research from Carers UK found that more than three quarters of carers said that the rising cost of living is one of the main challenges that they would face in 2023, which is hardly surprising.

[Rosie Duffield (Canterbury) (Lab)]

I thank my hon. Friend for mentioning my fantastic constituent Katy Styles. Does my hon. Friend agree that campaigns such as We Care and people such as Katy make a real difference to us because they talk about the impact on real lives, and how the decisions that we make here affect them on a daily basis? It is not just statistics that we receive from charities and others: we know how each decision that we make here impacts on people’s real lives.

[Barbara Keeley]

I very much agree. It is good that Katy Styles is here today, because I have learned a lot from her about the role of carers. It is something that I care deeply about. Like her, I would like to see improved support for carers.

Returning to the point about maintaining higher temperatures in the home, people with disabilities, as we have heard, are also being hit with the increased costs of vital high-energy equipment, additional laundry and bathing needs, and transport for visits to medical appointments, which can be very costly. As my hon. Friend the Member for Battersea said, the charity Scope has found that, on average, households with at least one disabled adult or child need an additional £975 a month to have the same standard of living as households without somebody with a disability. In fact, those extra costs—she gave this figure too—rise to £1,122 a month after accounting for inflation. In this debate, we are throwing around the amounts of £150 and £650, but we should think about those figures, because £150 is nowhere near the increased costs.

The petition asked for disabled people and unpaid carers to be included in the one-off £650 cost of living support payment. We should reflect on the fact that unpaid carers are more likely to live in poverty than those without caring responsibilities: 29% compared with 20%. The Government responded to both petitions for today’s debate stating that 6 million people in receipt of a qualifying disability benefit would receive a £150 payment last September, but only those in receipt of a qualifying benefit would receive the £650 payment. I understand that that excluded 568,000 personal independence payment and disability living allowance claimants and 523,000 carer’s allowance claimants. Carers such as Katy Styles and the We Care Campaign argue that although the one-off £150 payment was welcome—as discussed earlier, any extra amount is welcome—given the additional energy costs that disabled people and their families are bearing, it was completely inadequate in the context of the ongoing cost of living crisis. We have all seen our bills: £150 hardly goes anywhere. The We Care Campaign recommends that the Government introduce a social tariff for energy that discounts energy bills for those most in need, automatically enrols eligible households and is mandatory for all suppliers, as advocated by the charities Age UK and Scope.

I am afraid I will not be able to get into all the ins and outs of the argument we heard earlier from the hon. Member for Blackpool North and Cleveleys (Paul Maynard). To a certain extent, I disagree with him: it does not matter how many hours Ofgem spends on this issue. Ofgem should be spending time on it, because it is vital that we have a solution.

I want to talk a little about the work by Age UK. Research by Age UK found that cost of living pressures this winter led to more than half of older people cutting back on heat and power, and more than a quarter feeling too cold at home most or all of the time. Around 800,000 older people had left their home to seek warmth in a public space, such as a shopping centre or library. I heard from older constituents who were using their free bus passes to ride around in buses during the day, just to keep warm. That is a scandal. It is also not an option for some people, because people with disabilities and their carers will not be hopping on and off different buses just to try to keep and warm.

I turn to eligibility for the warm home discount, which is important. The We Care Campaign recommends that the Government extend eligibility for the warm home discount to include people with disabilities and unpaid carers. The warm home discount was changed by the Government this winter, but it was not extended to include people with disabilities and unpaid carers; in fact, quite the opposite. Money-saving expert Martin Lewis estimated that 290,000 existing claimants who have disabilities and who claim only personal independence payment, attendance allowance or disability living allowance, which are not means-tested, will no longer get the warm home discount.

As a constituency MP, my experience of the changes made by the Government is of being contacted by constituents who formerly received the warm home discount but found that they were no longer eligible. In most cases, the reason given by the Government was that the discount is now targeted on properties that have a high energy cost score based on their characteristics. In my experience, however, some newer properties can be cold and difficult to heat, so we cannot just base it on the age of a property. I understand that the procedure involved using Valuation Agency-set characteristics and then pushing them through an algorithm, but Martin Lewis has shown that that is mistaken.

I say to the Minister that I know from my experience that some people on very low incomes have been denied the warm home discount this winter. I feel that the changes are wrong, and I urge the Government to look at this issue again. It is time that there was extra support for people with a disability and their unpaid carers to help them cope with the unprecedented financial pressures due to the energy bill crisis and the cost of living crisis, and I hope the Government will think again after this debate.

Universal Credit

Rosie Duffield Excerpts

Wednesday 17th October 2018 Commons Chamber

[Rosie Duffield (Canterbury) (Lab)]

We are here today because this Government are intentionally concealing what they know to be the truth about universal credit. The concealment of impact studies and papers relating to the roll-out of universal credit is an injustice not just to the current recipients of UC, but to each and every future recipient in this country, of which there are thousands.

Those hundreds of thousands of people up and down the UK right now are nervously awaiting their turn for what must feel like a benefits executioner’s block. People are being told time and again that it will not hurt and that the impact of the change will be swift and clean, but we all know that to be untrue. Benefits are being cut and cuts hurt. Universal credit in its current form is a cruel blade and such cuts have a terminal effect. I mean that quite literally, because the bungled roll-out of universal credit is causing severe hardship for many people, at a time when this Government say—to quote the Prime Minster—that “austerity is over”. We have learned three facts this afternoon: first, austerity is not over; secondly, the universal credit roll-out is failing; and thirdly, this Government are concealing the truth about universal credit’s failings.

When the Secretary of State for Work and Pensions said at the recent Conservative party conference that reports of cuts to budgets were fake news, it is possible that she was a little confused. Perhaps she has not read the reports suggesting that cuts to universal credit will total £3.6 billion a year by 2020. Perhaps the reports that she has seen, but has so far refused to put before the House, say otherwise. We will not know until she does lay the reports before Parliament, as well as any analysis produced by her Department since 8 January 2018 on the effect of universal credit. That is what we are asking her to do today.

Universal credit was designed to lift people out of poverty. It started with laudable ambition in 2011, with the Government saying that 350,000 children would be taken out of poverty because universal credit would have higher take-up and wider entitlement than legacy benefits, so might they be willing to tell us today how many hundreds of thousands of children are currently better off for their families being on universal credit? They will not, because almost none are—far from it, in fact. As we have heard this afternoon, organisations such as the Child Poverty Action Group know that 4.5 million children in Britain are living in poverty in 2018.

Might the Government be willing to tell us how far they are from achieving their 2011 aim of lifting 600,000 working-age adults out of poverty through the roll-out of universal credit? They will not tell us because, instead of 600,000 people being better off, we have a system that has allowed rent arrears to climb, food bank referrals to spiral and thousands of adults to be plunged into despair, turning to friends, family and charity for help when they cannot pay the bills to keep them warm.

Universal Credit and Welfare Changes

Rosie Duffield Excerpts

Thursday 21st June 2018 Commons Chamber

[Ms McVey]

My hon. Friend talks about the commitment and engagement of all our Ministers and the Department, and about what work coaches do on a daily basis with local charities to get this running as smoothly as possible. I have talked about the extra £200 million going to local councils as part of grant funding, and 98% of councils have taken up that money in order to make the process easier for people, whether they are people with disabilities or those who cannot use IT. This is what we are doing to make the journey easier, and he is right to champion those people who need support.

[Rosie Duffield (Canterbury) (Lab)]

We have heard that the Secretary of State is keen to meet disability groups and disabled people, and that is fantastic, but perhaps she could tell us how we will improve the situation in which payments to disabled people are always late, never on time and never in full. This is borne out by our casework, and by some of the cases we heard about during my Westminster Hall debate yesterday.

[Ms McVey]

The hon. Lady says that payments are always late, never on time and not in full, but that is absolutely not correct—[Interruption.] If I did not hear her right and she referred to two thirds of cases, she is still wrong. We need to make sure that people get support, and we know that they do. There is an extra £9 billion of support, whether that is financial support because people need it, or support to get them into work. We know that there are 600,000 more people in work in the last few years, and we are helping even more through Access to Work. Please look sometimes at the positive news and help your constituents a little bit more by focusing them on that additional support.

UN Convention on the Rights of Persons with Disabilities

Rosie Duffield Excerpts

Wednesday 20th June 2018 Westminster Hall

[Rosie Duffield (Canterbury) (Lab)]

I beg to move,

That this House has considered the Government’s response to the UN report on the Convention on the Rights of Persons with Disabilities.

Thank you, Dame Cheryl. It is a pleasure to serve under your chairship in my first ever Westminster Hall debate.

This is an issue of great national importance and, indeed, embarrassment. What I am raising today is something in dire need of urgent and effective remedy. I am referring to the United Nation’s assessment of the UK Government’s ability—inability, I should say—to protect the rights of our disabled citizens.

As I am sure most people in the Chamber are aware, last August a UN report by the Committee on the Rights of Persons with Disabilities found that the UK was in serious breach of international human rights law. The report found that the UK was lacking in enforcing or upholding equality legislation in sectors including education, justice and employment.

The beginning of the report offered some praise for recent Scottish and Welsh legislation, but it went on to make 80 recommendations for further action by the UK Government and the devolved Parliaments to implement. As important as I believe it to be to do so, unfortunately, I shall not have enough time today to consider all 80 UN recommendations in my opening speech, although I hope that colleagues will afford focus to some areas that I shall sadly have to miss.

I shall focus on those aspects of disability and equality rights that are the most repeatedly brought to my attention by my disabled constituents and disability rights groups throughout the country. Those are: poverty, inequality in employment, and substandard, illogical and poorly enacted access to welfare provision. As such I shall concentrate on articles 27 and 28, and draw some attention to articles 7, 13 and 21.

Let me begin by painting a picture of the situation in the UK. Right now, about 4.2 million disabled people live in poverty across the country. In fact, more than half of those living in poverty are either disabled or living with someone who is. In the UK, half of all disabled people are still unemployed and, even when they do attain employment, not enough provision is in place for them to maintain it sustainably in the long term.

The report on article 27 of the convention made four key recommendations, which have yet to be implemented. The Government have not yet offered an effective employment policy for disabled people.

[Michael Tomlinson (Mid Dorset and North Poole) (Con)]

I congratulate the hon. Lady on securing her first debate in Westminster Hall, and what an important subject this is. On employment specifically, may I invite her to attend or even join my all-party group on youth employment, which looked at this very subject—those furthest from the labour market—and in particular to look at the report, which drew on organisations such as Leonard Cheshire Disability, highlighting a really important body of work in this area?

[Rosie Duffield]

I shall do, thank you; that will be interesting.

I suggest that access to legal aid and information on accessing it should be made much more readily available, so that disabled people can challenge employers and potential employers on inadequate access arrangements. According to observations of the report on article 13, regarding rights to justice, the UK must:

“Provide free or affordable legal aid for persons with disabilities in all areas of law”.

I ask the Government: what consideration of the legal aid system has been made to facilitate and enfranchise the legal challenges of disabled people on any of the convention articles or the recommendations in the UN report?

In order to access good legal representation and advice, disabled people also need quality digital information services that take account of customers’ disabilities in their design. On article 21 of the convention, the UN committee recommended that the UK improve statutory accessibility standards for all digital information services, including those offered by Her Majesty’s Government.

[Tracy Brabin (Batley and Spen) (Lab/Co-op)]

Does my hon. Friend agree that part of that commitment is access to information? Since 2010, 478 libraries have closed and we have lost 8,000 librarians, so access to information is yet another blockage to disabled people going into work and gaining their human rights.

[Rosie Duffield]

Absolutely. I have heard from my own constituents about the assumption that they have access to a computer, and many people use public libraries for that service.

On top of all of that—as if existing barriers to disabled people maintaining sustainable income and accessing information and help were not already high enough—the Committee on the Rights of Persons with Disabilities rapporteur concluded that UK Government cuts have disproportionately impacted on disabled people, amounting to “grave and systematic violations” of the rights of persons with disabilities.

[Vicky Ford (Chelmsford) (Con)]

Going back to the point that the hon. Lady made about helping disabled people get into work, my experience in my constituency is that a huge number of projects are going on that do help disabled people to get into work. Clearly, every individual is different, and some people need different levels of support, but will she join me in saying, “Well done,” to the 600,000 disabled people who have moved into work in the past four years? Great progress is being made, and we should congratulate them.

[Dame Cheryl Gillan (in the Chair)]

Order. Before the hon. Lady resumes, may I remind people that we like interventions to be short—slightly shorter than that?

[Rosie Duffield]

What the hon. Member for Chelmsford (Vicky Ford) said sounds fantastic—really good news. However, in my constituency, the lack of jobcentres—they have closed recently—severely impacts on the sort of access that I am talking about. It would be great if that did not happen.

The Centre for Welfare Reform found that austerity has been targeted at disabled people nine times more than the general population, and at severely disabled people 19 times more. Such statistics are shocking. The targeted austerity measures put in place by the Government are clearly unusually cruel in that regard.

The UN recommendations under article 28 state that UK law should ensure that welfare policies protect the income levels of disabled people and their families— the key word there is “protect”. I want to know what the Government think they are doing to protect such income levels and to protect disabled people from having to beg for help from friends, families and food banks in order to stave off poverty, dire need and hunger.

The Government must also ensure that that local authorities have enough funds to support disabled people. Also under article 28, the UN committee’s report is critical of how the squeezing of local authority funding impacts on disabled people. I only need to think of the shocking state of some social housing provision for people in my constituency. For example, one woman who is a full-time wheelchair user—I shall call her Janet—came to my office for help. Janet had been confined to her council flat for months and months. She had been housed on a high floor of a housing block. The flat was not adapted or good enough. My office were pleased to help to secure her move when she needed our help, but for every Janet out there we know about, 10 other people are forced to make do in private with inadequate social housing.

It is important to remember that such inequalities experienced by disabled people in our community are intersectional. The UN committee expressed concern about a lack of legislation in UK law to prevent intersectional discrimination. Intersectional disadvantage means that a person experiences multiple disadvantages from different discriminations at the same time. It is horrifying enough that—according the Disabled Living Foundation—the average income of families with disabled children is £15,270, or 23.5% below the UK mean income of £19,968, but for a single mother who faces other difficulties such as the gender pay gap or limited child welfare because of cuts, those hardships will be so much worse.

On article 7, the UN committee’s report called on the UK Government to cut the high levels of poverty among families with disabled children. Will the Minister tell me what monitoring there has been in that respect? Does she feel that the Government should be proud of recent statistics relating to family poverty where one or more of the children is disabled? It is not just families who are affected; the onslaught of cuts and austerity unscrupulously enforced by the Conservative Government has left many single disabled adults, and couples in which one or more of the couple is disabled, struggling to obtain and access the bare necessities.

A well-known topic that adversely affects disabled people throughout the UK is the flawed roll-out and poor implementation of the personal independence payments scheme. The many statistics and stories that we regularly hear are simply gut-wrenching. As a result of PIP assessments, 80% of disabled people’s health has deteriorated because of stress or anxiety. A third of those who experience funding cuts as a result of the outcome of the test have struggled to pay for food, rent and basic utilities.

[Luke Graham (Ochil and South Perthshire) (Con)]

I congratulate the hon. Lady on securing the debate. She talked about cuts, but does she welcome the Government’s increase in the amount of the access to work fund from £42,000 to £57,200? People with disabilities can access that fund to get themselves into work. I led a debate in this Chamber on the Disability Confident scheme, and I invite her to sign up to it, as I am sure other Members have done.

[Rosie Duffield]

I thank the hon. Gentleman for raising that point, but the cap is still quite low and it is difficult for people to get beyond that.

It sounds too simple to say that problems with PIP assessments cause poverty, but it is true. Those statistics bear witness to that fact. The trauma caused by the PIP assessment process and the ramifications of losing welfare provision are even more infuriating, because 69% of decisions made by PIP assessment bodies are overturned by our courts. I hear about this every single week from my constituents. If 69% of decisions are challenged and later found out to be wrong, the original system is not just broken; it is wholly inadequate.

[Vicky Ford]

I agree that for some people the PIP assessment has been severely challenging, but only 4% of cases are now being appealed, because the process has improved. [Interruption.] Does the hon. Lady agree that continual improvement is needed, and that we should work to have PIP assessments recorded, when the claimant wishes, so that the claimant can have greater confidence in the process?

[Rosie Duffield]

I thank the hon. Lady for her point, but as my colleagues are saying, people often give up on the process because it is simply too distressing and stressful. I have not heard any success cases in my surgery. People are really distressed by this.

[Dan Carden (Liverpool, Walton) (Lab)]

In Liverpool, when a constituent tries to appeal one of the rulings of an assessment centre, there is a nine-month wait at Liverpool tribunal services. The case that I raised with the Prime Minister of my constituent Anthony has been resolved individually, but thousands of constituents are affected.

[Rosie Duffield]

I have heard of similar waiting times, too. It is really distressing and adds to all the trauma that has been going on. I will give an example: Julius Holgate, who is a double leg amputee, won an appeal. The Department for Work and Pensions told him that he was fit to work because he could

“climb stairs with his arms.”

Because he lost his benefits, Julius resorted to selling his belongings in order to survive. The DWP claims that this was a clerical error, but in reality, it was an error caused by a lack of humanity.

Article 28 of the UN recommendations calls on the UK Government to ensure that all eligibility criteria and assessments for PIP, employment and support allowance and universal credit are in line with the social model of disability. When is that being done? Despite the repeated, serious and notorious assessment failures by Atos and Capita—the outsourced companies that conduct the assessment—the Government have renewed their contracts to run the assessment process for two more years. These organisations have repeatedly failed to meet their target of 97% acceptable tests, and 100,000 people have won appeals against their assessments. How much is this flawed system costing the Government? If we ignore the human element just for a second and question how much each reassessment and court challenge costs, surely we can agree that this money would be better spent on rolling out decent provisions for the disabled and on remedying those affronts to human rights by introducing a holistic, bespoke assessment service that includes a home visit.

The PIP assessment system is highly traumatic and often misassesses; in January of this year, it was ruled by our own courts to be severely in need of remedy and review. In January this year, the High Court ruled that the PIP system is “blatantly discriminatory” against people with mental health conditions. That criticism is echoed by many mental health and disability organisations. I am sure we all appreciate that not all wounds and maladies are necessarily physical and observable. A single-day assessment is therefore a ludicrous way of properly gauging whether a person is in need of financial assistance because of mental health conditions.

It is high time that this Government turned their focus away from tax breaks for bankers towards a system of disability welfare that is, at the very least, in line with basic human rights outlined by the UN. The convention needs to become part of UK law. The UN committee noted last year that there had not been a full review of the UK’s laws and policies in the light of the convention. There is not enough information on what the UK is doing to stop disabled people being negatively affected as the UK leaves the EU. A statement by Inclusion London explains:

“Disabled People’s organisations are seriously disappointed by the Government response and its failure to adequately take on board any of the UN inquiry recommendations. This response brings into question the Government’s commitment to the progressive realisation of Disabled people’s rights.”

[Michael Tomlinson]

The hon. Lady is being generous with her time. She has used phrases such as “targeted austerity” and “lack of humanity”, but will she not join me in welcoming the fact that disability benefits spending is at its highest level ever, and that it will continue to be higher than it was in 2010 every year up to 2022?

[Rosie Duffield]

We all know that in real terms that is not the case, because the cost of living is constantly rising. I do not hear from my constituents who struggle to pay the bills that their lives are any easier—in fact, the opposite is true. We have to disagree on that one.

Since the committee’s investigation in October 2015, further measures have been introduced that have or will have further adverse impacts on disabled people. They include the cut to ESA for those in the work-related activity group that is due to come into force in April 2017 and further cuts to local authorities’ social care budgets.

I call on the Government to develop and implement a plan of action that abolishes any laws, regulations, customs and practices that discriminate against disabled people. Imagine losing your livelihood as a result of a flawed assessment that is not your fault. Imagine going hungry, living in poverty and being under so much stress that it severely affects your wellbeing. Most of us in this room will never have to experience that, but most of us are not already living with the challenges of disability.

I call on this Government to begin taking seriously the poverty and discrimination experiences of disabled people and those who care for loved ones with disability. I call on this Government, as a bare minimum, to honour their commitment to human rights, by accepting and acting on the recommendations provided by the UN inquiry. The protection of human rights is a sacred function of the state and we are in breach of that function. It is not the time to deny facts, ignore inequality and dismiss the well-documented experiences of our citizens. It is time to act. I urge the Minister to do just that.

I thank hon. Members for listening. I am sure many colleagues wish to speak because, as I said at the beginning, there are so many recommendations that we could cover in this debate. Each recommendation and article is important and each is deserving of its own debate.

--- Later in debate ---

[Rosie Duffield]

I thank everybody here for making my first Westminster Hall debate so fantastic. The contributions by Members from across the House were really special. We heard passionate speeches, particularly from my hon. Friends the Members for Oldham East and Saddleworth (Debbie Abrahams) and for Peterborough (Fiona Onasanya), which were really moving. That is about it—I know we are out of time—so I thank you for your chairmanship and generosity, Dame Cheryl.

Question put and agreed to.

Resolved,

That this House has considered the Government’s response to the UN report on the Convention on the Rights of Persons with Disabilities.

Universal Credit Roll-out

Rosie Duffield Excerpts

Wednesday 18th October 2017 Commons Chamber

[Rosie Duffield (Canterbury) (Lab)]

I am exceptionally worried about the impact of universal credit roll-out on my constituents following today’s debate. The fact that the Government continue to plough on with a failing initiative despite protests from some Conservative Members shows that they are driven more by political pride than considered policy.

As we have heard, Citizens Advice says that half the people it has helped with universal credit were forced to borrow money while waiting for their first payment. The Government may claim that their advance payment system stops people being affected by the six-week waits, but as the hon. Member for Paisley and Renfrewshire South (Mhairi Black) said so eloquently, we must remember that advance payments are loans. Universal credit claimants will be expected to pay them back. Many people on universal credit already struggle with debt. To offer them a further loan is a completely inappropriate solution to the problem.

We know that single parents are among the hardest hit by waiting times for their universal credit payments. I know personally how hard it was to raise my children on my own while on benefits and what it is like to be in debt. I have lived with the reality of having to feed my children while knowing that any money coming in is already owed to someone else. What a shame that the hon. Member for Gloucester (Richard Graham) was not a fan of the Labour Government’s life-changing tax credit system! I assure him that those of us who depended on it to feed our children most certainly were.

According to the single-parent charity Gingerbread, a third of single parents were already in debt before universal credit. The loan-based solution to universal credit roll-out puts thousands of single-parent families at further risk of financial hardship.

Those problems are caused by incompetence, confusion and unacceptable delays. They have already happened because the Government are not listening to calls to reconsider the move from direct payments to landlords. I back my union, Unison, which continues to argue that tenants should be able to choose to have the housing part of their universal credit paid directly to their landlord.