Open Banking and Payments APPG

First Registered: 20/05/2020 • Last updated on: 02/06/2021

Official Page

To ensure that Open Banking delivers maximum benefit and value to consumers, businesses and government; promotes effective competition and choice; reduces the cost of payments; supports innovation; and ensures that customers benefit from technological advances, and that new entrants and smaller providers can compete more fairly.

Note: All-Party Parliamentary Groups (APPGs) are informal, cross-party groups formed by MPs and Members of the House of Lords who share a common interest in a particular policy area, region or country. APPGs have no official status within Parliament.

This content was generated for your convenience by Parallel Parliament and does not form part of the official record.
Recent Documents related to Open Banking and Payments

1. Payments UK
27/11/2019 - Competition and Markets Authority (CMA)
- View source

Found: 07 June 2016 From: Payments UK CMA Retail Banking Market Investigation Payments UK 2 Thomas More

2. Baringa
27/11/2019 - Competition and Markets Authority (CMA)
- View source

Found: proposed to improve competition within the retail banking market. As a consultancy in the UK f inancial

3. Payments Landscape Review: Call for Evidence
28/07/2020 - HM Treasury
- View source

Found: Payments Landscape Review : Call for Evidence July 2020 Payments Landscape

4. Open Banking: banking but not as we know it?
26/01/2018 - Parliamentary Research

Found: PAPER Number 08215, 26 January 2018 Open Banking: banking but not as we know it? By Timothy Edmonds

5. Electronic Money Association
27/11/2019 - Competition and Markets Authority (CMA)
- View source

Found: Professor Alasdair Smith ChairmanRetail Banking Market Investigation Competition and Markets Authority

Latest Documents
Recent Speeches related to Open Banking and Payments

1. Financial Exclusion
04/07/2018 - Lords Chamber

1: face-to-face banking services and free access to cash. The Government recognise that banking and ways of - Speech Link
2: agree that the increasing lack of face-to-face banking services, particularly in rural areas, not only - Speech Link
3: go down to 20% by 2026. As I say, the way that banking is carried out is changing. However, we recognise - Speech Link

2. Financial Exclusion: Access to Cash
21/05/2019 - Westminster Hall

1: misalignment of incentives between individual banking institutions seeking to shed their costly physical - Speech Link
2: ensure more free cash machines supported by the banking system, which I hope the Treasury will take on - Speech Link
3: wholesale cash infrastructure, to make digital payments an option for everyone and to ensure joined-up - Speech Link

3. Banking Sector: Fraudulent Accounts
05/12/2017 - Westminster Hall

1: House has considered fraudulent accounts and the banking sector.It is an absolute pleasure to serve - Speech Link
2: fraud across payment cards, remote banking and cheques to banking customers and share- holders was more - Speech Link

4. Banking Services (Post Offices)
02/03/2021 - Commons Chamber

1: place a duty on major high street banks to provide banking services in post offices; to make associated provision - Speech Link

5. Bank Branch Closures
18/03/2020 - Westminster Hall

1: Many of my comments calling for banks to remain open are therefore very much inclined towards the time - Speech Link
2: to financial services and advice, alongside the banking services that he described, is particularly important - Speech Link
3: people. It is a lifeline. It is fair to say that banking habits have changed and the Loanhead branch, like - Speech Link

Latest Speeches
Recent Questions related to Open Banking and Payments
1. Open Prisons
asked by: Philip Davies
... for which offences were prisoners in open prisons or open wings of closed prisons serving their sentence as at 1 January 2020.

2. Open Prisons
asked by: Sarah Champion
... which agency makes the decision to transfer an offender to an open prison; what consultation takes place with (a) other agencies and (b) victims prior to that decision; and what risk assessments are undertaken on the effect of that transfer.

3. Open Prisons
asked by: Sarah Champion
... whether he retains the right to overrule a determination that an offender be transferred to an open prison.

4. Open University
asked by: Lord Watson of Invergowrie
...To ask Her Majesty's Government what plans they have to permit the Open University to offer initial teacher training courses.

5. Payments
asked by: Ronnie Cowan
... what discussions his Department has had with relevant stakeholders on bringing forward legislative proposals to allow cashback without a purchase.

Latest Questions
6 Current APPG Officers
Earl of Lindsay Portrait
Earl of Lindsay
Vice Chair
Conservative - Excepted Hereditary
Joined: 20th May 2020
Lord Cromwell Portrait
Lord Cromwell
Vice Chair
Crossbench - Excepted Hereditary
Joined: 20th May 2020
Lord Sharkey Portrait
Lord Sharkey
Liberal Democrat - Life peer
Joined: 20th May 2020
Contact Details

Registered Contact:

Mr Ian Liddell-Grainger MP, House of Commons, London, SW1A 0AA. Tel: 020 7219 8149.


Public Enquiry Point:

Leora Kent, Grayling, 8th Floor, Holborn Gate, 26 Southampton Buildings, London WC2A 1AN. Tel: 020 3861 3759



Grayling acts as the group's secretariat.

Benefits in Kind
5 Feb 2021
Secretariat   From : 05/02/2021 To : 04/02/2022
5 Feb 2020
Secretariat   From : 05/02/2020 To : 04/02/2021

No direct financial benefits are on record for the Open Banking and Payments APPG