(8 years, 5 months ago)
Westminster HallWestminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.
Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.
This information is provided by Parallel Parliament and does not comprise part of the offical record
I beg to move,
That this House has considered grandparents’ rights of access to children.
It is a pleasure to serve under your chairmanship, Mr Streeter. I am pleased to be able to bring this important debate to the House today, because the issue of grandparents being unable to access their grandchildren affects families right across the UK. I have received a significant amount of correspondence from my own constituents. They write to me after family breakdowns and changes in circumstances, seeking guidance on how to go about reaching out to their grandchildren or having legal access.
I adored all my grandparents from both my mum’s and my dad’s family and have fond memories of them from when I was growing up. It is a sad reflection on us that we have not managed properly to reflect in legislation the hugely important role that grandparents play in society. My own dad adores his grandchildren, Finley and Neve, and they adore him back, so whenever I am contacted by constituents, I naturally refer to my own family and simply cannot imagine how hard not having contact must be for everyone involved.
As many hon. Members will know, this is never a straightforward issue to resolve. Distance between grandparents and their grandchildren can come about in a number of ways: marital breakdown, bereavement and family disagreements, to name but a few. For the grandparents and the children from whom they are separated, it can be an incredibly distressing time. The issue has been discussed previously in the House in debates on private Members’ Bills, in Adjournment debates and, indeed, in conversations with colleagues on both sides of the House.
I heartily congratulate my hon. Friend on raising this important issue in the House today. Like me, he has received many communications showing the real emotional turmoil that many grandparents feel when they are estranged from their grandchildren. Does he agree that it is always an error when, as is sometimes the case, grandchildren are used as weapons in messy divorces?
I am grateful to my hon. Friend for his intervention. I agree that this situation can be very distressing, and it is obviously wrong for children to be used as weapons by anyone, in any situation. It is very distressing for everyone involved. Often, with the constituents who come to see me, I see only their side, their version of events, and not that of the children involved, but I can tell from my own family that it would be very distressing for the grandchildren not to see their grandparents. This is an issue that does not go away and that does not have a simple solution, no matter how much I wish that there were one. In debates such as this, it is important to remember that the rights of the grandchildren matter as much as those of the grandparents. Children should be given the opportunity to visit their grandparents if they wish to do so.
I would like to use the opportunity provided by the debate to praise the charities and organisations that aim to help grandparents who have become estranged from their grandchildren, often through no fault of their own. One such charity is GranPart, which operates in my constituency of Northampton South and aims to help grandparents in the county with advice and services that allow them to try to reconnect with their grandchildren, or at least to share their experiences with others and share best practice in order that people can try to reconnect with their own families. I have attended the monthly meeting and listened to some of the distressing stories of how grandparents have ended up losing contact with their grandchildren. Sometimes that is because arguments have gone too far; sometimes it can be due to families separating; and sometimes people never really understand the reasons why.
Some people have written to me to suggest that the situation could be changed with a few minor amendments to the wording of the Children Act 1989. That primarily means adding in a reference to a child’s extended family as well as to their parents. That minor change could ensure that grandparents were given rights to see their grandchildren that were similar to the rights of any parent in order to help to secure the child’s welfare, and ensure that grandparents were not negatively impacted by any change to a child’s family situation. However, I can envisage situations in which that could lead to conflict. In most families, the primary responsibility for bringing up children lies with the parents, and I would not wish to see parental responsibility confused in any way by giving additional rights to grandparents that superseded the role of a parent or, as my hon. Friend the Member for Solihull (Julian Knight) said, that could be used as a weapon in any disagreement.
It is a pleasure to speak in this debate. I congratulate the hon. Member for Northampton South (David Mackintosh) on securing it and on introducing it so well. This issue is clearly of importance to those of us who are in Westminster Hall today, and I believe that it is also of importance to other hon. Members who unfortunately, for whatever reason, have been unable to make it to the Chamber or, indeed, are preparing for the election, which two weeks ago none of us was aware of. This issue comes up at advice centres. It comes up at my advice centre back home as well.
I declare an interest—because I am of that age—as a doting grandfather. Looking round the Chamber, I am not sure whether everyone is a grandparent, but I know that you, Mr Streeter, have achieved that goal. When I held my eldest son Jamie in my arms some 29 years ago, I thought that nothing in this world could top the pride and love that I felt as I looked into that perfect little face. I was wrong. There was a little girl who made her way into this world and into a special place in her grandfather’s heart that had never been touched before. My little Katie is eight years old. When I thought there was no more room left in my heart, little Mia came along—she is just three years old—underlining the fact that there is nothing more enjoyable than time with grandchildren. There is also the fact that, as we all know, they can be handed back whenever they get a bit stroppy. That is one of the great advantages of being a grandparent.
The fact of the matter is that we are here today in Westminster Hall to debate this issue because we want to ensure access for grandparents. I am lucky; I have access to my grandchildren. I am very fortunate. I am also fortunate that most of my family and friends are in the same position.
I am absolutely convinced that the hon. Gentleman is a magnificent grandfather in many respects and an archetypal grandparent. This is a two-way thing. Both my grandmothers are still alive, and they are both 91 years old. One of them virtually brought me up from what was effectively a broken home. The relationship and bond that we formed is something that has carried me through my entire life. I cannot imagine anything worse than not having access. Does the hon. Gentleman agree that the right of children to have access to their grandparents is so important?
I fully and totally agree with that. I thank the hon. Gentleman for his intervention and for the words he put forward. I do not think anyone in the Chamber would not have the same opinion. There is something special about a grandparent’s relationship with their grandchildren, and I do not say that just because I am one. My mother is still living. She is 85 years old, and will soon be 86. As a great-grandparent, she dotes on the wee children. She always wants to hear what they are doing. That bond develops at a very early stage, even between my grandchildren and their great-grandmother. It creates a nice warm feeling. Unfortunately, there are many who long to see their grandchildren and are denied that opportunity. That is the reason for this debate today.
I am hoping to get away on a holiday this summer—probably for the first time—with my wife and the grandchildren. The memories made on that trip will be the stuff of dreams, because that is how dreams are made. The photographs will be special, and I will be able to spend quality time with them with no pressure. One way of ensuring that there is no pressure is to leave that mobile phone at home, because then you are incommunicado for a certain period of time. I can do that because my son and his wife are happy for me to be with Katie and Mia as much as I want.
I do not take that for granted, when I see so many grandparents shut out of their grandchildren’s lives, whether that is due to marital break-ups, a spin-off from the breakdown of a relationship, people moving away, or grandchildren being used as a tool against the grandparents. The guidance on access for grandparents to their grandchildren states that access should initially be sought through agreement with the parents or carers of the child, as the hon. Member for Northampton South outlined in his introduction. However, where such an agreement cannot be made, the grandparent can seek the leave of the court and, if successful, apply for a child arrangements order to agree access. That is all very well, but it is not as simple as that. It is not easy to do when parents are estranged, and unfortunately children are often used as a weapon, which is very painful.
As a grandparent, I can only imagine being cut out of my beautiful granddaughters’ lives. I would certainly do everything in my power to facilitate Katie and Mia visiting, no matter what, but if that was not possible and could not be achieved, I would have to go to court for access, which is expensive and soul-destroying when grandparents’ rights are so restricted. The hon. Gentleman made a salient point in his final few words about the pain that going to court causes not only to grandparents and parents but to children. They cannot quite understand what is going on or what all the arguments and fights are about, but they know that something is wrong and that they are the piggy in the middle, if I can use that terminology, being pulled from all sides. All sides may genuinely love their children or grandchildren, but access can be denied.
It is good to see the Minister in his place, and we look forward to his response. More must be done to support access rights. If that means enacting legislation to enshrine clearer rights for grandparents—that is what has been suggested by the hon. Gentleman and in interventions, and it is what I would look for, too—then that is what needs to happen. The Government enjoy the fact that one in four working families rely on grandparents for childcare, which saves the Government money in tax credits and childcare vouchers; it follows that grandparents should receive the benefit of Government notice and attention. That is what we are here today trying to achieve—that their rights are protected should the unthinkable happen. If today’s debate moves that process on and enables legislative change to come in the next Parliament, and if the Minister is able to respond in a suitable way, I would speak strongly in support. A nanny tax credit and such things are great, but it is clear that more support is needed for those who are not able to see their grandchild or grandchildren.
I fully support the motion and look to the Minister to ensure that, when the new Government are in place after 9 June, they take the issue on board and take steps to clarify further the rights of grandparents in the UK as a whole. On behalf of grandparents who do not have access to their grandchildren, I say passionately that that would be a step in the right direction.
(8 years, 10 months ago)
Westminster HallWestminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.
Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.
This information is provided by Parallel Parliament and does not comprise part of the offical record
Just before the bell rang, I was about to say that a recent investigation published by the Daily Mail found that 900,000 CCJs were issued last year, a greater than 33% increase on the previous three years. The investigation highlighted the particular case of ParkingEye, a company responsible for many private car parks in this country and a significant user of CCJs to enforce fines. In the past three years, the company has made more than 60,000 county court claims against drivers, including one uncontested case in which it was awarded only 1p in compensation. Some of my constituents have written to me seeking advice after being threatened with CCJs and other heavy-handed tactics used by that company.
Duncan Bannatyne, writing in his book “Anyone Can Do It”, says that if a person does not honour their contract with his gymnasium, he will have no hesitation in taking them to county court. Again, I find that practice rather sharp. It is clear that civil court actions must have justice at their core, but can we really call it justice when a person has a CCJ on their record to a value of 1p? Such a CCJ could influence a lender’s decision on whether to give that person a mortgage or loan.
I congratulate the hon. Gentleman on securing the debate. I declare an interest as chair of the all-party parliamentary group on alternative lending. One issue that has been raised with me is credit scoring, on which getting a CCJ has a huge impact. CCJs are an outdated method. Does he agree that, combined with reform of CCJs, we should consider reforms to allow real-time credit scoring and encourage greater information sharing?
Absolutely. As a member of that all-party parliamentary group, I pay tribute to the hon. Gentleman’s chairmanship. He knows my interest in real-time credit scoring and that I think the situation is in desperate need of reform. I have always said that such reform would be a win-win situation: a win for the lenders because they would know to whom they were lending, and a win for the consumer because lenders would drive down their prices. I have been campaigning for real-time credit scoring since I came into Parliament, and I thank him for fully supporting the campaign, but that is for another day.
I recently had a lucky escape from a CCJ. In the past three years, I was involved in a minor collision outside my home here in London with a vehicle owned by the taxi firm Addison Lee. When Addison Lee got into dispute with the insurance company, rather than negotiating with the insurance company, it went over the top of it and tried to issue me with county court proceedings. Had I not received the documents in time, a county court judgment would have been registered against me, even though it was my belief that the insurance company was dealing with the claim. Luckily, I was fortunate enough to be able to act straightaway and seek legal advice, which prevented the CCJ, but people with similar cases have not been so fortunate.
My second key concern is that some people served with CCJs do not receive any notification if they have moved house. The only legal requirement for the service of court documents to an individual is merely a last known residence. There is no legal requirement per se for the court documents to be delivered or received. Indeed, court documents are considered validly served even if they are returned to the court marked undelivered. The result is that some people are unaware that there is a CCJ against their name until they apply for credit, such as when buying a car or a house.
The Daily Mail investigation raised the poignant case of a young couple from Northern Ireland who were told that they could not take out a mortgage on a new home because one of them parked for 20 minutes in a restricted airport carpark. The CCJ claim was sent to an old address, so the couple were completely unaware of it. Ultimately, the couple had to pay £200 to satisfy the CCJ and get the mortgage. I hardly think parking in the wrong parking bay is sufficient cause to turn someone down for a mortgage on a home. It is clearly important and in the interest of justice that those who are accused of owing money are given the best possible chance to defend themselves and respond to the claim. It is simply not acceptable that the courts are unable in some cases properly to inform those accused of owing a debt of the accusation and, more importantly, of their rights.
The third major concern about CCJs is the huge and often disproportionate effect that they have on people’s access to finance. CCJs are recorded for six years on the register of judgments, orders and fines if they are not paid within one month. Credit rating agencies make significant use of that register when deciding whether to give credit in the form of loans, mortgages and other finance. A person subject to a CCJ, by default or otherwise, has several options. If they can pay within one month, the debt will not appear on the register or harm their credit rating. If they can pay in full but not within one month, the CCJ will be listed for six years and be marked “satisfied”. Ignored CCJs can result in charging orders, attachment of earnings orders and warrants of execution that allow bailiffs to seize property to the value of the debt. There are processes for setting aside CCJs or making counter-claims if the claimant owes money.
Those who need access to credit but have a bad credit rating due to a CCJ against their name sometimes turn to credit repair companies in search of quick fixes. That is usually a mistake, because there are no quick fixes, as the director general of the Office of Fair Trading made clear:
“County court judgments cannot be removed from credit files unless they have been discharged (within a month) or were incorrectly granted.”
Sometimes the only credit available to those with CCJs offers extremely unfavourable terms to the borrower, such as high-interest payday loans. Those issues paint a very negative picture of the effectiveness of CCJs, and of how they are used in general, the way they are issued and the disproportionate way they affect people.
Reform is clearly needed. Although it is perfectly legal and within creditors’ rights to make claims against debtors for even the smallest of debts—it is correct that debts must be repaid—can the fact that so many people are taken to court over small debts be justified? There is a case for creating a new mechanism that creditors can use to seek redress for debts owed to them below a set value, similar to that in Scotland, with small claims for debts of less than £3,000, summary cause actions for debts of £3,000 to £5,000, and ordinary actions for debts of more than £5,000. That would allow credit rating agencies to draw a more accurate and reliable distinction between serious debts that may demonstrate genuine inability or unwillingness to repay loans and mortgages, and minor debts that do not.
More emphasis must be placed on mediation between companies and debtors in advance of CCJ claims being submitted. CCJs should be a last resort for creditors. Creditors should be able to demonstrate that they have made every possible effort to recover their debts amicably and by mutual agreement before heading to court. Those two measures, alongside other reforms, would help to reduce the rapidly increasing number of CCJs, which are issued daily.
The way that CCJs are issued must also be reformed. Those who face the threat of court action for debts must be given all the information they need to know their options. At this point, it would be remiss of me not to pay tribute to the important and useful advice provided by Citizens Advice on this matter. The first responsibility should be with the courts, which should make every effort to explain people’s rights and options fully if they are threatened with a CCJ.
Without those improvements, we must consider the 14-day period in which a CCJ can be challenged to be too short. The vast majority of people served with a CCJ are not legal experts and must be given time to decide how to proceed. As it stands, the threat of high fees and fines, and the complicated nature of CCJs, can force people to submit and accept a judgment, even if they had the chance and legal right to oppose it. In my experience with Addison Lee, had I not sought legal advice and made a challenge, I would have lost out financially. I was able to take on Addison Lee only because the insurance company was willing to meet the costs of my challenge. It is important that everyone who faces the threat of a CCJ is given the best possible chance and the support they need to make a challenge, as I was.
Crucially, the courts must always be satisfied that the person who is threatened with a CCJ is aware of the process. It is not fair, right or in the interest of justice that someone can have a CCJ recorded against their name by default just because they did not receive any notification of it—it could even have been sent to the incorrect address. Without a requirement that the courts must be satisfied that the accused debtor is aware that a claim is being made against them and has received the court documents, cases such as those uncovered by the Daily Mail will continue to emerge.
Lessons can be learned from the Scottish system for delivering court summons. Documents are first sent by recorded delivery. If that fails, court documents are sent out with sheriff officers. Such a system would address the problem of unknown CCJs in the rest of the UK. Reform must be made to address the disproportionate impact that a CCJ can have on a person’s ability to access finance. Credit rating agencies clearly make use of the register of judgments, orders and fines. Debts settled within one month are not placed on the register, but is that one-month limit arbitrary? All debts, once settled, should be removed from the register entirely once they have been cleared.
My suggestion of a new kind of CCJ for small debts might make a difference if credit rating agencies viewed them as less damaging. Of course, even a minor debt should be expected to harm a person’s credit rating, but the size of the debt and the size of the loss of credit rating should be proportionate to one another. It seems madness that people can be turned down for financial products simply because they are in dispute with a mobile phone company or a car parking company. This debate is fundamentally about whether county court judgments provide a sense of justice to creditors and to debtors. As it stands, they do not, as they appear to lean too heavily in favour of the claimants. Why else would their use by creditors be expanding so rapidly? That is a particular problem.
The Government are, I believe rightly, attempting to increase home ownership and access to finance, but the expansion of CCJs will surely hinder that effort. It is clear that some people with CCJs recorded against them are unaware of the fact until they get a nasty surprise when they check their credit rating. I am an Opposition MP, but I am happy to say that the Government have done good work in standing up to payday lenders and trying to increase access to finance by making sure banks access the right people. However, all that will be lost because of this abuse of the county court judgment system. As long as it is in play, that work will mean absolutely nothing.
Although it is not possible to know exactly how many people have CCJs made against them without their knowing or being able to provide a defence, the fact that the situation is possible is a problem in itself. For the people affected, having a CCJ on their record can mean the difference between being able and not able to own their own home. In some reported cases, it has even prevented access to finance for something as simple as a mobile phone contract. The Government have to introduce reforms to rebalance CCJs and allow debtors to defend themselves properly.
Debtors must have the best possible chance of understanding the legal action being taken against them. More effort should be made to resolve debt issues without heading to court, and if court action is the only available course a distinction must be made between high and low-value debts. Those subject to CCJs must be given more time and information so they have the best possible opportunity to make a challenge and defend themselves. The Government must also take action to mitigate the impact that CCJs can have on access to finance, which is already a problem for so many. I fear that if the Government do not reform CCJs and take action to address the issues I have raised, more people’s lives will be ruined.
(8 years, 11 months ago)
Commons ChamberI thank the hon. Member for Birmingham, Yardley (Jess Phillips) for allowing me to speak briefly. Her speech was not just powerful, but, frankly, superb.
I am keen to demonstrate, by standing here today, that this is not a party political issue. Finding justice for the victims of IRA terrorism is a cause that unites Members across the House and the west midlands. The false conviction of the Birmingham Six meant that vital inquiries into what really happened in 1974 closed down far too early. The fact that the new inquiry might have unearthed new evidence only makes the mistake more obvious and tragic.
Four decades is too long to wait for justice. This Government have already proven themselves willing to confront difficult issues from the past, such as Hillsborough. I know that legal aid is independently run, but January is far too long a wait and shows that the system is not meeting the test of compassion in our society.
We have come a long way since 1974. We are a more tolerant and less deferential society, thank goodness, but we should not rest until past injustices have been faced up to.
(9 years, 4 months ago)
Westminster HallWestminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.
Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.
This information is provided by Parallel Parliament and does not comprise part of the offical record
My hon. Friend is right that education plays a key role, and I will return to that later in my speech. We have to get the message out loud and clear that, statistically, people are far more likely to be the victim of a knife crime if they are carrying a knife themselves.
What is troubling about the case involving James Attfield and Nahid Almanea is not just that the perpetrator was only 15 at the time of the murders but that, on 26 March 2014, he was in court being given a youth referral order for criminal damage and robbery at knifepoint. Seventy-two hours later, he stabbed James Attfield 102 times. Three months later, he brutally murdered Nahid Almanea with a knife.
I understand that, under our legal system, judges decide the appropriate action in each case, taking into account a number of different factors, including the facts of the case, the age of the offender, the maximum penalty and any sentencing guidelines.
I thank my hon. Friend for securing this important debate. He is making a powerful case. We also need to consider access to knives. I have come across a case in the west midlands involving the so-called “zombie” knife, which is a brutal weapon up to two feet in length and including several serrated blades. It has no practical usage, yet it is available online for just £8. Will he comment on access to knives?
My hon. Friend makes a good point. The Government have introduced measures on “zombie” knives. Where there are such weapons that serve no purpose other than to cause damage to another individual, it is absolutely right that the Government take action.
As Members of Parliament, we must trust judges to make the right decisions. However, there is undoubtedly a feeling in my constituency that the judiciary failed my constituents. There will also be people across the country who question how someone who robbed a newsagent at knifepoint, regardless of age, failed to receive a custodial sentence.
To be fair, the Government have done much to address knife crime. I welcome steps such as minimum custodial sentences for repeated knife possession and the commitment on police budgets, but we need to do more on education. I am fortunate to have two fantastic charities offering weapons awareness training in my constituency: KnifeCrimes.org, run by Ann Oakes-Odger, and Only Cowards Carry, run by Caroline Shearer. Those two inspirational women lost their sons to knife crime. There is a strong case for schools to teach pupils about the dangers of carrying knives.
I agree. There is no question but that education will play a key role in addressing knife crime. There is no question but that there is a strong case for more schools to teach pupils about the danger of carrying knives. As I have found, Ministers regularly throw back the challenge that the demands on the curriculum are great, which I accept, but we are talking about one 45-minute lesson in years 9 or 10. I do not believe that would be a huge burden on the curriculum.
The purpose of this debate is to consider whether enough is being done on sentencing. It is often said that sentencing guidelines are just that, “guidelines, not tramlines.” I appreciate the need for judges to have discretion to sentence according to the circumstances of each case, but let us look at the statistics. In 2015, there were 54 instances of 10 to 15-year-olds being convicted or cautioned for threatening with a knife or offensive weapon, of whom three already had two previous convictions for possession of a knife or offensive weapon. Two of those three received a community sentence. Despite having already been sentenced twice, they received, in effect, a slap on the wrist.
Let us look more generally at simply possessing a knife or offensive weapon. In 2014, 2,725 10 to 17-year-olds were sentenced for possession of a knife or offensive weapon. In 2015, the figure went up to 3,103, a rise of 14%. Of those sentenced for possession of a knife or offensive weapon in 2014, 44 had two previous convictions and 17 had three previous convictions. How about last year? Seventy-five had two previous convictions, an increase of 70%, and 27 had three previous convictions, an increase of 59%. It is deeply troubling that we are sentencing more and more repeat offenders for carrying knives.
Let us look at first-time offenders. Of those sentenced in 2014 for possession of a knife or offensive weapon, 2,398 had no previous convictions. In 2015, the number went up to 2,699 with no previous convictions, an increase of 13%. If we are sentencing more and more children with no previous convictions for knife offences, is our approach to deterrence working? Lord Thomas, the most senior judge in England and Wales, said in 2014:
“There is obviously a really serious problem in relation to knives. The carrying of knives has become commonplace in gangs and with children who are very young… I think we need to look very, very carefully at the best way of using the various levels of sentencing to control the use of knives. I think this is something which is urgently required. We’ve been extraordinarily successful in this country in controlling the use of guns, but knives, particularly knives carried by 12, 13, 14-year-olds, is a major problem… This is a problem which is very, very serious, which is rightly a real concern.”
I welcome the new “two strikes” sentence, which means that adults convicted more than once of being in possession of a blade face a minimum six-month prison sentence and a maximum of four years. Young offenders, aged 16 and 17, will face a minimum four-month detention and training order. However, there is no provision for those under 16. During a debate on 3 March 2016, I said that the answer to youth violence is threefold: deterrence, education and intervention. As I have said, I want the national curriculum to be modified to include weapons awareness training. The Government should take another look at encouraging more schools to introduce weapons awareness lessons.
On deterrence, let me be clear that I do not want to throw vast swathes of teenagers in prison for possession of a knife or offensive weapon; it is far better to rehabilitate them in the community. However, there are three changes that I would like to see.
First, where an under-16 with a previous knife-related conviction is found to be using a knife in any violent crime or offence involving threatening another person, there should be a mandatory detention and training order. I believe that, in those cases, there is enough doubt about the effectiveness of a community sentence that the public safety argument alone requires a custodial response.
Secondly, where an under-16 with no previous convictions commits a threatening or violent crime involving a knife or offensive weapon, there should be a mandatory psychiatric assessment in addition to their sentence. Finally, I would like to see any under-18 who is convicted or cautioned for a first-time knife-related offence to be sent on a mandatory weapons awareness course as part of their sentence.
Would my hon. Friend like to see these interventions take place prior to sentencing or after sentencing?
My hon. Friend makes a good point. The psychiatric testing would almost certainly have to be done prior to sentencing, but the weapons awareness course, by its design, would happen as part of the sentence; it would happen after sentencing. I would see that working in a similar way to the speed awareness courses for someone who has been caught speeding. They have to go on a course. The courses are often very shocking, as they are hit with hard facts. Often, young people—especially first-time offenders—need a hard look at what could have happened and what could happen again if they continue to carry and use a knife.
I am aware that making law around a tragedy is often the wrong approach. However, the evidence suggests that we are sentencing more and more teenagers for first-time knife offences, as well as more and more teenagers with a history of knife-related convictions. This Government have rightly recognised the importance of tackling youth knife crime and I hope that they will take on board my suggestions.
(9 years, 5 months ago)
Commons ChamberI thank my hon. Friend for making that point, which reinforces one of my beliefs. We hear a lot of talk in this Chamber about what people want, but all the evidence I have received, including from the extensive research carried out during the changes we made to the London fire brigade in my former role as the chair of the LFEPA, shows that what people really want is certainty. That goes to a point Opposition Members have made about people having quality public provision when they need it, where they need it. We should subordinate structures to the delivery of that agenda. I also believe that the changes proposed by the Government go a long way towards protecting those structures.
Does my hon. Friend share my incredulity at the Labour party’s talk about cuts, given that, if I am not mistaken, it was the shadow Home Secretary, the right hon. Member for Leigh (Andy Burnham), who went on the record calling for 10% cuts in the police budget? Perhaps my hon. Friend will reflect on that for a moment—
My view is that we judge people by what they say. I know that there will be indignation from Labour Members, but as we have seen when the Labour party was in government the quality of the delivery of public services is not always totally interwoven with the budgets allocated to them. Indeed, there are massive opportunities to get more for less, and surely that should be the acme of performance.
My hon. Friend is making a powerful case from personal experience. Does he agree that flexibility is crucial? That is what he is describing. Surely if someone has the skills and the wherewithal to tackle the situation and they are on the scene, they should be allowed to do so without fear of legal recourse.
My hon. Friend makes my point very clearly. People should try to prevent flooding or loss of life only when it is safe for them to do so and when they believe that they have the capacity to deal with the situation—for example, members of the armed forces or police officers, who are extremely brave, or the Environment Agency or the water board. The clause would put an unnecessary straitjacket on the response to floods in Lancashire. Although I support much of what it seeks to achieve, putting that in primary legislation is probably a step too far.
As an update, I can tell the House that the people of Rossendale are well served. We have the impending visit of the Minister with responsibility for floods, the Under-Secretary of State for Environment, Food and Rural Affairs, who is coming to Irwell Vale on 13 May. I do not think he knows what is going to greet him. I will make sure that there is an angry mob to talk to him about the response of the Environment Agency, but no one should tell him that. I hope it can remain our secret. I hope that in future the Environment Agency may be in a position to take a lead in the Rossendale valley, looking at a full catchment solution.
(9 years, 7 months ago)
Commons ChamberI am pleased to have secured this debate, and as a dog owner I was minded to do so for a couple of reasons—first, the inadequate sentencing guidelines for this type of offence, and, secondly, the sheer nastiness of this offence and the fact that it needs clamping down on far more than currently happens.
I do not criticise this or any previous Government, but it is necessary to appreciate the devastating impact that the theft of a dog has on its owner. That emotional impact overrides the financial loss, but too often our court systems are geared up to deal with such thefts simply as a form of property crime. The theft of a dog is a particularly nasty offence. Sometimes dogs are targeted because of their monetary value, but often it is done to allow grief stricken owners to put up reward posters in the area, with those rewards then claimed by the actual perpetrator.
Before coming to this House I spent nearly 20 years working in the criminal justice system so I have some appreciation of the difficulties and complexities that the courts are labouring under. I am also aware that organisations such as the Sentencing Council endeavour to provide user friendly, concise guidelines for a multitude of different situations, but I feel that it needs to reflect on its guidelines for offences of theft, as there is little to ensure that those who steal dogs get an appropriate sentence.
I congratulate my hon. Friend on securing this debate. There was a debate in Westminster Hall a few months ago, initiated by my hon. Friend the Member for Sherwood (Mark Spencer) on dog theft, cat killing and cruelty to pets and one point that arose then is that the law equates the loss of a pet to the loss of property, which is wrong. The law takes no account at all of the wider emotional impact of the theft, or of the societal needs for proper punishment in such cases.
My hon. Friend makes a pertinent point, and he is right when he says that there is a failure to acknowledge the emotional impact of such thefts—that is one reason why I secured this debate. Because of the failure of the system, few statistics are kept, and stolen dogs are often deemed to have run away as there is little proof they have been stolen. There is also no separate category of the theft of a dog, and such thefts tend to be lumped together with all the other chattels that get stolen. It is believed by Blue Cross that roughly three dogs are stolen each day. Three cats are also stolen each day, and my hon. Friend was right to mention that because the same principles apply. Almost half those thefts are from people’s gardens, one in five is from burglaries, one in seven is from owners walking their dogs, and most of the other thefts take place when people leave their dogs tied up outside shops.
My hon. Friend is absolutely right, and this debate generates a fair amount of passion because of the pain that such thefts impose on people who go through the loss of a quasi-member of their own family.
My hon. Friend mentions how pets are stolen in burglaries. Perhaps the courts could consider an offence of aggravated burglary in relation to crimes involving pets.
That is a very interesting point. There should certainly be an aggravating feature of the offence of theft. Unfortunately, that is not the case according to the Sentencing Council’s guidelines. That is what is missing. Dogs are stolen in burglaries for a multitude of reasons: for fighting, for ransoms, for breeding or for selling on.
This crime is increasing and the emotional impact it has on both the owner and the dogs is immeasurable. Anyone who has had a dog stolen from them is able to say how painful an experience it is for both the owner and the animal, yet I fear penalties will now be reduced rather than increased. This is due to the flawed sentencing guidelines introduced just last month. Under the guidelines, theft sentencing is split into three categories—high, medium and lesser culpability. These are defined by specific characteristics. However, none of those characteristics includes anything that would normally apply for the theft of a dog. This forms the very starting point for sentencing. The guidelines then go on to look at the harm caused, which does cover emotional distress to the victim but is assessed primarily by the financial loss to the victim. That cannot be the right approach.
(9 years, 8 months ago)
Commons ChamberIt is a great pleasure to follow the right hon. Member for Knowsley (Mr Howarth). I should like to praise the reasonableness of the Women Against State Pension Inequality—WASPI—campaign. Several campaigners have come to my constituency office, and they have put forward their arguments in a cogent, respectful and thoughtful manner.
Since 2010, this Government have been taking the difficult decisions necessary to get Britain’s deficit under control. This has often been contentious and involved many political disagreements with the Opposition. Since the Turner report, however, the one area on which Members on both sides of the House have in no small degree agreed is pensions. For more than a decade, MPs from all parties have been working together to tackle the challenges posed by an ageing population and to ensure the long-term financial security of elderly people. This quite unusual political consensus was both necessary and heartening in dealing with a long-term issue.
It is no secret that, without change, our current state pension arrangements will simply not be financially sustainable. People are living longer than ever: a teenager today can expect to live until the age of 90. That is to be celebrated, but it also imposes serious burdens on welfare systems that were designed in another age. In the last Parliament, the Government estimated the cost of abandoning state pension age reforms at a completely unaffordable £23 billion, the equivalent of putting 7p on income tax.
Much of this debate focuses on the impact of these measures on women, so perhaps we should reflect on how much this Government have done to improve the position of women in the pensions system.
Before the hon. Gentleman tells us that everything is okay, would he like to hear the experience of one of my constituents? She says:
“I have worked full time since leaving school at 16. I am now 61. I have worked through 10 years of kidney failure, dialysis and finally a kidney transplant. The effects have taken their toll. I cannot afford to retire without a state pension so I have another five years of my current life to look forward to, assuming my kidney does not fail or I die of something else.”
Surely that level of hardship is unacceptable.
I thank the hon. Lady for putting the words into my mouth that everything was okay. I remind her that she is a member of the party that was in government from 1997 to 2010, and if there is anything amiss regarding the publicising of these changes, Labour Members ought to look to themselves in that respect.
The motion regrets that the Government have
“failed to address a lifetime of low pay and inequality faced by many women”.
I really do not recognise that. Let us consider two central planks of this Government’s policy—namely, raising personal allowances and increasing the minimum wage to the living wage. Both those initiatives benefit women tremendously. In addition, the Government are looking at options to reform pensions tax relief, which was left unaltered by the Labour Government.
Following the Budget, research carried out by the House of Commons Library showed that women would be twice as likely—if not more—to be hit harder than men as a result of the Chancellor’s measures. If the disproportionate way in which women have been treated and the discrimination that they have suffered are not addressed by this Government, that will simply add to a long list of ways in which the Government have continued to fail the women of this country. Does the hon. Gentleman not agree with that?
I really do not agree with what the hon. Lady says whatsoever. The raising of the personal allowance, combined with the rise in the minimum wage, will give a huge boost to British workers and to women in this country, and she should recognise that fact.
In addition, the Government are looking at options to reform pensions tax relief. If Ministers choose the option that I am calling for, as others are, and they dispense with the top rate of tax relief and move to a single rate of relief, somewhere around the 30p in the pound mark, it will hugely advantage women in the workforce. It would be a real game-changer for the retirement savings of millions of hard-working British women. Equalising the pension age may pose short-term challenges, but it is an overdue acknowledgement of the role women play in the modern workforce. It is quite wrong for the Government to structure the pension system around the assumption that women’s careers—
My hon. Friend made an important point about there being more women in the workforce. There is evidence to show that women directly affected by the state pension age equalisation have increased their employment rate by 6.8%, to 40.7%, according to the Department for Work and Pensions in November. Older working-age women are now more likely to be in employment than at any time over the past 30 years.
I thank my hon. Friend for making that point. Let me add to it. Many people are coming to retirement age—this is before they collect the state pension—and we need to encourage older people’s involvement in the workforce as well.
I am sorry, but I cannot give way again.
One of the most encouraging things we have seen under this Government is that people are staying in work for longer. The move to equalise the pension age may pose short-term challenges but it was an overdue acknowledgement of the role women play in the modern workforce. We are also enacting very important reforms to the period for which someone has to pay national insurance before qualifying for the full state pension. Until relatively recently, that stood at 39 years for women and 44 years for men. That is surely the worst of both worlds, in that it is structurally unequal while being long enough to penalise women who take time out of work to have children. Under the new arrangements, time taken out of employment for caring or to raise a family will be counted towards someone’s national insurance record, and the new, equal length of 35 years no longer penalises such women. Moreover, by bringing the male contribution periods down to the same level, the Government have recognised that many men may also desire a different work-life balance than was traditionally the case in the past.
I am not in the habit of quoting Liberal Democrats, but I will make an exception in this instance over the Government’s decision to defer the date at which the state pension age will rise to 66, at a cost of £1.1 billion. While in office, Steve Webb, the former Pensions Minister, put it as follows:
“a billion quid is a serious amount of money.”
This decision means that almost a quarter of a million women who faced a sudden increase of 18 months or more in their pension age no longer face that possibility. We have also instituted the triple lock, which ensures that pensions are increased by the highest of three measures: price inflation, growth in earnings or 2.5%. That means no more of the sort of infamous bag-of-peanuts increases we saw under the Labour party. Also, we must not forget that the new state pension will be higher in value than the old one and far less complex.
We in Britain are rightly proud of the care we take of our elderly citizens, which has been shown by a marked reduction in levels of pensioner poverty in the previous two decades. It would be wrong to take serious risks with long-term economic sustainability and our pension system for the sake of winning short-term political battles.
(9 years, 9 months ago)
Commons ChamberI entirely agree. This is a vital amendment to the law, allowing the gaining of private evidence to assist in those cases of miscarriage of justice. My hon. Friend is right to raise that.
The CCRC was set up in 1997, following the Criminal Appeal Act 1995, to investigate possible miscarriages of justice. It was the world’s first publicly funded body to review alleged miscarriages of justice, set up in the wake of notorious mishandled cases such as the Guildford Four and the Birmingham Six—two high-profile cases of two groups of men, both convicted and imprisoned for connections to bombings carried out by the IRA in the 1970s.
Both sets of convictions were found, after repeated appeals, to have had serious breaches in the due process, irregularities in police evidence and, in the case of the Six, serious accusations of police brutality. All the men spent between 10 and 20 years behind bars before their convictions were eventually quashed after being ruled “unsafe”.
The royal commission reported in 1993, which led to the Criminal Appeal Act 1995, which established the Criminal Cases Review Commission in 1997. Although none of those may be a household name, as anyone who has ever been subject to a miscarriage of justice will attest, it is a deeply damaging experience and the CCRC is often victims’ only opportunity of salvation.
Before turning to the new powers, I must first explain how the CCRC operates under its current powers. The CCRC currently has the power to investigate alleged miscarriages of justice in England, Wales and Northern Ireland and to refer convictions and sentences to the relevant appeal court for a new appeal. Its jurisdiction was extended to the armed forces by the Armed Forces Act 2006 to cover courts martial and the service civilian court.
Parliament established the CCRC specifically to be a body independent of Government, and although sponsored by, and funded through, the Ministry of Justice, it carries out its operations completely independently. The commission investigates convictions on application by the offender or, in a case where the offender has died, at the request of relatives. It has special powers to investigate cases, and to obtain information which it believes is necessary to review a case. If the CCRC concludes that there is a “realistic prospect” that the Court of Appeal will overturn the conviction, it can make what is termed a “referral” and send cases back to court so that an appeal can be heard.
Applications are free to make to the CCRC and defendants cannot have their sentences increased on account of having made an application for review. In principle, cases should only be examined by the CCRC where all other routes of appeal have failed. Only in “exceptional circumstances” may the commission consider cases which have not previously been appealed. However, as the commission usually deals with cases which have already been appealed once, if the commissioners are to be able to send cases for review it is usually on account of some new evidence or legal argument that has come to light.
I congratulate my hon. Friend on introducing this important Bill. As I understand it, the Bill would bring the private evidence position of the Criminal Cases Review Commission in England and Wales into line with the position in Scotland. Would he like to reflect on that?
My hon. Friend is correct. The equivalent body in Scotland has the full powers to subpoena private evidence, whereas the CCRC does not have those powers in England, Wales and Northern Ireland. That might have been an oversight in the 1995 Act, but he is right to make that point at this juncture.
The subject of the Bill hinges on what are commonly referred to as section 17 powers. Currently, section 17 of the 1995 Act gives the CCRC the power to require public bodies and those serving in them to give the commission documents or other material that may assist it in discharging its functions. That includes police, local councils, the NHS, the Prison Service and so on. It should be clear how all such bodies could and do serve as vital sources of evidence in such appeal cases. As I said to my hon. Friend, the CCRC currently does not have equivalent powers to get those materials from private organisations and individuals. The Bill contains provisions that would allow the CCRC to do so.
The House should be aware that the current working arrangements and effectiveness of the CCRC were the subject of a dedicated inquiry by the Justice Committee in the previous Session, as my hon. Friend mentioned. The impetus behind the legislation comes directly from recommendations of the Committee’s report from the inquiry, which was published in March 2015. I am grateful to have the support of several current and previous members of the Justice Committee. The Committee’s thorough inquiry ran for two months and collected evidence from legal academics and others.
My hon. Friend mentions the Justice Committee. Is he aware of comments of the former Chair of the Committee, Sir Alan Beith, who said:
“There has been a failure by successive Governments to grant the CCRC an obvious and much-needed power to require private bodies to disclose documents to it…We could see no good reason as to why it has not been introduced, considering it has universal support”?
My hon. Friend anticipates a remark I was about to make and is absolutely right to quote the then Chairman of the Select Committee. To answer what Sir Alan said, I stand here today with such a new criminal justice Bill. I hope to put right the failure of successive Governments to which he rightly referred.
I am delighted that the Bill has such widespread support from both sides of the House, including from experts in the fields of law, justice and home affairs. The co-signatories and supporters of the Bill may in themselves have grabbed the attention of fellow Members, given that they are drawn from diverse corners of the House, spanning a chasm of political and ideological opinion. They include solid figures of the traditional right such as my hon. Friend the Member for Altrincham and Sale West (Mr Brady) and my right hon. Friend the Member for North Somerset (Dr Fox), as well as the Leader of Her Majesty’s Opposition and the shadow Chancellor. Supporters of the Bill are hardly the most natural political allies.
As well as having supporters of diverse political colours, the Bill has the support of those who have a wide range of experience, such as my hon. Friend the Member for Kingston and Surbiton (James Berry), who is a criminal law barrister, and the long-standing Chair of the Home Affairs Committee, the right hon. Member for Leicester East (Keith Vaz). The Bill enjoys the support of both current and past members of the Justice Committee, such as my hon. Friend the Member for Henley (John Howell) and the aforementioned hon. Member for Hayes and Harlington (John McDonnell), whose names are listed as contributors to the Justice Committee’s excellent report. As hon. Members will observe, the report is slightly larger than the shadow Chancellor’s more recent preferred reading material, but I will not be tempted to throw it towards the Minister.
The reason for the wide basis of support is not that, in my first six months in this place, I have become an adept and charming schmoozer of parliamentary colleagues and someone who is able to win over a diverse range of unlikely comrades to my cause—far from it. I hope the reason for the wide basis of support is that its merits are clear. What the Bill seeks to achieve is good and necessary. The motivations for legislative change were endorsed unanimously by the all-party Justice Committee from the previous Parliament.
It will be of benefit to the House if I outline what the Bill does and how its implementation would work in practice. The Bill would insert new section 18A into the 1995 Act so that the CCRC can obtain a court order requiring a private organisation or individual to disclose a document or other material in their possession or control. The court will be able to make an order only if it thinks that the document or other material might assist the CCRC in the exercise of its functions and investigations into miscarriages of justice when there is
“a realistic chance of a conviction being overturned by the Court of Appeal”.
As with the current power to require material held by public bodies, the new disclosure requirements will apply notwithstanding any obligations of secrecy or other limitation disclosure. That will mean that companies will not be able to use excuses such as the Data Protection Act to deny the CCRC information, as the CCRC has previously experienced. It will also mean that when information carries security classification, including restricted and secret information, that will also not be able to cited as a reason for non-disclosure. That could be particularly important in cases of court martial, with which the CCRC has been involved since the Armed Forces Act 2006.
Even after the Bill is enacted, the CCRC should always attempt first to obtain information voluntarily before reverting to court order.
The rule of law is the bedrock of our society. Relied on at home and aspired to abroad, it is one of the things that defines what it is to live in this great country: to be free under the law. But even in the UK the rule of law can be undermined, and the principal way in which that can happen is through miscarriages of justice. The most famous among them trip off the tongue of any student of criminal law: the Guildford Four, the Birmingham Six, the Maguire Seven and Judith Ward. It is inevitable in a justice system that relies on humans—police officers, prosecutors, judges and juries—that human error and improper motive will creep in. Thankfully, that is rare, but the risk cannot be eliminated in every case.
We maintain the integrity of the justice system as a whole by having a robust system for dealing with miscarriages of justice. There can be no doubt that our Criminal Cases Review Commission does vital work, but it needs tools to do its job, key among which is the power to obtain disclosure. Under section 17 of the Criminal Appeal Act 1995, the commission has the power of disclosure against public bodies. The Bill seeks a modest extension of that power to private bodies and individuals. Quite why private bodies and individuals were not included in section 17 is a mystery. Even to the extent that there were ever a justification for that limitation, it has long ceased to hold good. The exclusion of private bodies is an anomaly that is neither justified nor justifiable today. The Bill promoted by my hon. Friend the Member for Hazel Grove (William Wragg) provides a modest extension to end that anomaly and make sure that the CCRC can, with the consent of a Crown court judge, obtain all the disclosure it needs.
The absence of that power is no imagined difficulty. The briefing note provided by the commission for this debate gives a number of examples of situations where it has not been able to obtain disclosure, and a number of examples of private organisations that it would wish at times to obtain disclosures from. Banks, shops, news agencies, private health clinics, charities, campaign groups and law firms are all private bodies.
Does my hon. Friend agree that, should this Bill be enacted, its very existence will make it more likely that private companies and individuals will co-operate fully and without delay when they receive a request for information from the CCRC?
My hon. Friend is right. The knowledge that the CCRC will obtain a court order if a request for voluntary disclosure is refused will certainly provide encouragement where needed. All the private bodies I have listed may have that one piece of information that will establish that someone serving a prison sentence has been wrongly convicted. The chairman of the CCRC himself has said that
“you can be confident that there are miscarriages of justice that have gone unremedied because of the lack of that power”
to obtain disclosure from private bodies. My hon. Friend the Member for Hazel Grove has promoted this Bill to end that unacceptable situation and I thank him for doing so. The Bill deserves the unanimous support of this House.
(9 years, 10 months ago)
Westminster HallWestminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.
Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.
This information is provided by Parallel Parliament and does not comprise part of the offical record
It is a pleasure to serve under your chairmanship, Mr Wilson. I congratulate the hon. Member for Lincoln (Karl MᶜCartney) not only on securing this important debate but on his continued pursuit of the issue of insurance fraud during his time in the House. That included a parliamentary question in April last year to the Secretary of State for Justice regarding a judgment in the Supreme Court in a work-related injury case.
I recognise that, as hon. Gentleman said, the UK has the highest rate of fraudulent claims in Europe, which means that 11% of car insurance premiums are attributed to whiplash. I also recognise the role that nuisance calls play in inciting and inviting fraudulent claims. That is not to mention the cost to the NHS, which we across these islands want to protect and maintain.
I welcome the remarks by the hon. Member for Croydon South (Chris Philp), with whom I have not had the pleasure of debating before. He spoke of his harrowing experience and of being invited to claim, which was probably not at the forefront of his mind at the time. I also welcome the comments of the hon. Member for Strangford (Jim Shannon), who recognised that hard-working people pay the most as a result of the effect on premiums.
The Summers v. Fairclough Homes case in 2012 created the precedent that exaggerated or fabricated personal injury claims might be struck out in exceptional cases. The Government then proposed measures in 2014, which they said would mean that people would no longer be able to profit from exaggerated or fraudulent compensation claims, while victims with genuine cases could still get the help they deserved. However, as we have heard today, those measures have not gone far enough. Personal injury fraud remains an issue for our constituents.
We can define personal injury fraud broadly as any act intended to cause an insurance company to compensate for an injury that is non-existent, exaggerated or unrelated to an accident claimed for under a policy. More than 3 million people are injured in accidents each year—that experience is harrowing enough—be it in their home, in their car, at work or outdoors. In many cases, someone else is at fault, and the victims have the right to claim compensation.
As has been highlighted in the debate, however, there are many examples of injuries being overstated so that people can make a more lucrative claim, and we must clamp down on such actions. Statistics from the Association of British Insurers estimate that 59,900 out of 775,000 personal injury insurance claims related to road traffic accidents in 2013 were dishonest. If those figures are correct, it means that about 8% of claims were fraudulent.
Filing a fraudulent personal injury claim can have serious repercussions. Insurance companies can deny claims or drop coverage. Claimants can be liable to insurance companies for any money paid and for the costs involved in investigating the fraud. Criminal charges can, of course, also be brought against fraudulent claimants. Perhaps, however, that is not really tackling all the problems.
The effects of fraud are felt not just by those committing it on the off-chance they are caught out. The Association of Chief Police Officers estimates that fraud represents a £20 billion annual loss to the UK—the equivalent of £330 for every person in the country.
I thank the hon. Lady for giving way. She is making a sound case and an interesting argument. I also congratulate my hon. Friend the Member for Lincoln (Karl MᶜCartney) on securing the debate.
Perhaps the hon. Lady would be interested in the example of Sweden, which has found that the cost of whiplash injuries to insurers, and therefore the public, can be limited by restricting—time-barring, effectively—the time within which a claim can be put in to three to four days after the accident. Perhaps a week or two weeks would be a better proposal for time-barring people in the UK.
I welcome the hon. Gentleman’s comments. I recognise what he says about a limit on the length of time for making claims, but not every person might be able to claim within two weeks of experiencing an accident. We must consider such issues, but I do welcome the point that other European countries have imposed all manner of limits, sanctions and bans that have resulted in fewer claims.
As I was saying, the cost of fraud is equivalent to £330 for every person in the country, which is an astronomical figure that we should not impose on our constituents. However, in taking action against fraudulent claims, we must make sure we tread carefully.
Between 2008 and 2011, 1.9 million motor injury claims were made in England. In the same period, 75,000 claims were made in Scotland. That amounts to 25 times more claims being made in England than in Scotland. Given my legal experience, I acknowledge that protections must exist for individuals who have experienced accidents, and they should have the right to seek damages.
The current law does allow for some effective sanctions. Harsh judgments against those found to have claimed fraudulently act as a deterrent to others. Lower damages can be awarded for the non-fraudulent part of the claim, an action routinely imposed for punitive and deterrent reasons. Adverse costs orders can be applied in most cases, wiping out or even exceeding the value of any award. Contempt of court applications can be brought, leading to imprisonment. Criminal proceedings can be brought against those who bring fraudulent cases, leading to heavy fines or imprisonment. Those deterrents against personal injury fraud mean that our court systems already have the power to punish and deter fraudulent claims. We must make sure that any change to legislation does not impede fair settlements, access to justice or the efficient functioning of our courts.
As I have said, I believe that calls made in that way are banned. I will come on to say a bit more about law firms in a moment, but I think that would be the case for any such form of abuse.
The other area where I am entirely at one with the hon. Member for Lincoln is on referral fees. Again, the previous Government came to the issue late in the day. There were late amendments—on Report, I think—to the Bill that became the Legal Aid, Sentencing and Punishment of Offenders Act 2012, banning referral fees. We thought that that did not go far enough and would have liked them to be criminalised. I am afraid that the implementation by the Ministry of Justice was rather cack-handed and amateur for a while. That is getting better, and there has been a crackdown on claims management companies, which I welcome, as well as an extension of the ban on referral fees. Referral fees do not have any place in the British legal system. Those are the key ways of stopping such abuse.
The percentage of personal injury claims being made for whiplash has fallen, but Members are right to ask why the number of personal injury claims is increasing while the number of motor accidents is falling. One reason, undoubtedly, is greater use of advertisement, which encourages more people to claim. That does not necessarily mean that the claims are fraudulent, but it does mean that there is an industry encouraging the making of claims.
Thus far, so good, but the hon. Gentleman suddenly shoehorned into the end of his speech the conclusion that the small claims limit for personal injury should be extended to £5,000, the limitation period should be 12 months, and the quantum in such cases should be rigidly enforceable. I am afraid I cannot agree with him on that. It would be to attack a basic principle of English law—the principle of the courts’ discretion.
We already have clear Judicial Studies Board guidelines on quantum. There are reasons for the relatively short limitation period of three years. The hon. Member for Lanark and Hamilton East (Angela Crawley) mentioned that injuries are not always immediately evident. As for the old chestnut about raising the small claims limit to £5,000, I am entirely in agreement that after 16 years, if that is how long it has been, it is right to raise the limit proportionally by whatever the inflation rate has been during that time. It might mean taking the limit up to £2,000 or something of that order. Raising it to £5,000, however, would exclude 90% of all personal injury claims. For someone on a low income in particular, £5,000 is a substantial amount of money, and it is wrong for people in that situation not to have the benefit of legal advice. I see an ABI agenda there—that is what it always wants. Insurance companies are particularly keen on effectively taking lawyers out of the personal injury process, so that the relationship is between the victim and the insurer.
Does the hon. Gentleman recognise that it is not just about an ABI agenda but about trying to reduce the cost of insurance to the public? The personal injury claim blight means that hard-working families must pay extra for their insurance.
That is an opportune intervention, because that was to be my next point.
(10 years ago)
Westminster HallWestminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.
Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.
This information is provided by Parallel Parliament and does not comprise part of the offical record
I congratulate the hon. Member for Birmingham, Northfield (Richard Burden) on securing the debate and on his contribution to it.
Every area of the UK feels a connection with and a debt of gratitude to its police services. They keep us safe day in, day out, in overt and sometimes covert ways. They are part of the glue that holds our society together. In my constituency I know my local police by first name, where their beats are and even some of their hobbies—I have to reveal that a few are fellow cyclists. I am sure that most, if not all hon. Members can echo such sentiments and experiences.
My latest briefing from the local police found that the level of high-impact crimes such as burglary has been cut dramatically. Officially, as of last spring, the previous three-year period had seen a 10% drop in crime in our area. Police are doing more, sometimes with less, but always, it seems, more efficiently and intelligently. This Government are all about good husbandry of resources—we understand that the money is everyone’s, not ever the Government’s.
We are undergoing a review of the police funding formula. As was the case with schools, we have had to wait a decade or more for a review. The social make-up of our country has changed markedly over that period. However, such reviews always throw up worst-case scenarios, and a lot of stories in the Birmingham media involve the possible direction of the review based on those worst-case scenarios. Understandably, therefore, I have received several letters from constituents concerned about future police funding in the west midlands, and I have held informal discussions with senior local police to gauge their views. The overwhelming response is that we do not want to see the fantastic work done by our police in bringing crime down to be damaged by any misallocation of resources.
We have particular challenges in the west midlands, which should carry extra weight in any funding allocation. We face acute challenges in combating radicalisation, child exploitation and female genital mutilation. On a straight population model, it is easy to see how Ministers might look at West Midlands police funding as a potential area for future efficiencies. However, I am encouraged to read in the Home Office consultation document that basing the funding model on per head of population has in effect been ruled out. In addition, I welcome the part of the document that acknowledges that funding based purely on police activity “may skew the results”.
We are not helped in our cause by the office of the police and crime commissioner, which has overseen the expenditure of some £30 million on its headquarters and holds more than £100 million in reserves according to some estimates. The PCC also employs seven people in a public relations capacity, compared with an average among all the other PCC areas of two. To be fair to the police and crime commissioner, however, he is planning to apportion a substantial slice of those hefty reserves on front-line policing and recruitment in the near future.
The West Midlands force has also been slow in weaning itself off central Government financing. It relies on central Government for some 87% of its financing, and over time the proportion drawn from the precept has not increased by the level that it should have. The socioeconomic challenges that we face, however, should give real pause for thought before any substantial cuts to central Government financing are undertaken; and I am confident that we will be listened to and that no such cuts will be made. Furthermore, West Midlands police should be allowed to show how the force will redress the funding balance between the precept and central Government.
I realise that this will be a central part of the debate, but will the hon. Gentleman care to tell us how much he thinks the precept should rise by as part of the weaning process?
That is a matter for local decision makers—just as it is a matter for them that they have not increased the precept over previous years. The hon. Gentleman used the word “spurious” before, but frankly the only spurious argument put forward so far has been that used by Opposition Members—that the referendum costs would be so prohibitive that one could never actually happen. If the argument is that a precept increase would spark a level of council tax sufficient to require a referendum automatically, I suggest that it would be up to the local decision makers, councillors and politicians to put the strong case for why—which is, in effect, that the West Midlands force is playing catch-up.
I have the greatest respect for the hon. Member for Birmingham, Selly Oak (Steve McCabe), but I asked whether the Opposition favoured national subvention or a greater contribution from local resources—merely to flush out Labour’s thinking on funding—so for him to put the same question to my hon. Friend and then look rather askance when he does not answer shows, if I may say so, a bit of brass neck. This is an important point: we are asking those who want to see an increase—we all want to see the West Midlands police properly funded—where they think it should come from and in what proportion. So far we have not had an answer from the Opposition, although I have no doubt at all that my neighbour, the hon. Member for Birmingham, Erdington (Jack Dromey), will give us precisely that answer when he speaks in the debate.
I concur with my right hon. Friend’s thoughts in that respect. The realities are that when we want to discuss financing and to argue a case with Ministers, we have to show a route map towards future decisions. We have to show a way in which we are ultimately going to wean ourselves off the precept. Shouting about it, saying, “Woe is me!” and making party political points will do no good in achieving what we want, which is—this is the bottom line—the best possible funding deal for West Midlands police. I hope everyone in the Chamber would agree with that.
The west midlands should be allowed to show clearly how it will redress the balance between precept and central Government funding for the police. Let me use the example of the BBC, an institution that I have touched on once or twice in recent debates. That organisation’s model of funding is not fit for purpose, but it has been allowed an opportunity, in the charter renewal, to show how it will correct itself. I am asking for the same consideration to be given to West Midlands police. After all, the police are more important to our way of life than whether BBC4 or the BBC website exists. The long-term objective has to be that local decision makers must show a route map away from the existing levels of precept funding. That has to form part of the negotiations, so that we do not end up with any formula that dramatically cuts funding to the police. We need a gradual process of retrenchment by central Government, with more of the burden being put on the local area.
My hon. Friend is making some important points. He is spotting many of the inefficiencies that already exist, including in relation to the office of the police and crime commissioner. Will he comment on the fact that the commissioner has reserves of up to £100 million and that £30 million has been spent on Lloyd house?