Oral Answers to Questions

Baroness Chapman of Darlington Excerpts

Monday 24th June 2013 Commons Chamber

[Mr Timpson]

First, I would like to pay tribute to Helen Holgate and all the other fantastic foster carers helping many vulnerable children in our country. We are working towards streamlining the approval process for foster carers. On court proceedings, through the Children and Families Bill, we are introducing fostering for adoption rules to ensure that children are placed earlier with prospective adopters, and with the work of the Family Justice Board, we are helping to strip out unnecessary delays in care proceedings. As a result, the average length of a care case has already been reduced from 57 to 42.2 weeks.

[Jenny Chapman (Darlington) (Lab)]

What more does the Minister think local government should be doing to support foster carers who, according to the Fostering Network, feel unsupported and often take in children when they do not feel quite prepared to do so?

[Mr Timpson]

With the Fostering Network and many other fostering charities, we have developed some excellent training materials for foster carers, to provide them with the support that they need. This will make them feel confident that they are in control of the placement, with the day-to-day decisions such as whether children get their hair cut or go on a sleepover being delegated to them. This will also help the children to feel that they have a normal family existence while they are in a foster care arrangement.

Apprenticeships

Baroness Chapman of Darlington Excerpts

Tuesday 12th March 2013 Commons Chamber

[Mr David Lammy (Tottenham) (Lab)]

In contributing to this debate, I think back to 2008 when I launched national apprenticeship week as Minister for Skills. I recall debates in the Department at that time about why anything that we said about higher education would run right across the national newspapers and broadcasters, whereas it was very hard to get journalists to write even a small story about the importance of apprenticeships. That is largely because people in that sector, as is now the case with many politicians, have not experienced apprenticeships themselves. It has also been the case that many middle-class people in this country have not considered apprenticeships to be a preferred option for their children. For that reason, apprenticeships have languished behind.

I therefore welcome the cross-party nature of at least part of this debate, despite its being an Opposition day debate. I congratulate the Government on continuing to hold national apprenticeship week and on maintaining the National Apprenticeship Service, which I launched. It is important that the minimum length for an apprenticeship has been set at a year. All that progress is welcome.

It is important to introduce some fundamentals to this debate—otherwise, many young people searching for apprenticeships in our country might think that we have gone mad, and parents who are concerned about apprenticeships might feel that we are out of touch. At the heart of our system is the understanding that we must be there not only for our own children but for others. In a sense, we act in loco parentis, and navigating young people through a journey into work is important and necessary. For so many—indeed most—young people, going on such a journey alongside studying is essential.

We must remember that teachers spend time working and studying, just as I did when I was a young barrister. Across many job areas, the apprenticeship—an idea as old as the human being—is necessary. Why do we still have a fundamental problem? Largely, it goes back to the central debates of our times: what is growth; what is the industrial policy in this country; and where are our jobs to come from? I think we have some problems with those issues.

We should be concerned that when we talk about apprenticeships, a significant bulk of what we mean are level 2 apprenticeships—GSCE level. If we are serious about giving people the necessary life chances, and replicating what we see in countries such as Germany, Sweden and elsewhere, we need to do considerably better and have more apprenticeships at level 3 and beyond. Are we in this House content that when we look at growth over the past years, 100,000 of the new apprenticeships are in administration, more than 60,000 are in retail and fewer than one sixth are in engineering and construction? What does that say about the underlying problems in our economy? Many of those listening to this debate want to know that when we talk about apprenticeships, we are serious about what they are.

Given that 55% of young black men in this country are languishing as unemployed, we should be hugely concerned about the ethnic minority profile within apprenticeships and—when people do get apprenticeships —about where they tend to be. Given levels of unemployment among young people, we should be concerned that so much of the growth—75%—is among those older than 25. All parties can be guilty of playing politics, but I was Skills Minister with responsibility for Train to Gain, Unionlearn and Skilling up, and 70% of these new apprenticeships are taken by those who were already employed, and that is not progress. Those people already had jobs and—let us be serious—rebadging those jobs as apprenticeships is not actually progress. It is of huge concern that we are now using the term “apprenticeship”, when we are talking about the Train to Gain programme.

[Jenny Chapman (Darlington) (Lab)]

My right hon. Friend is making a superb speech and indicating that early decisions made by young people and supported by their parents and teachers are not going in the right direction for our economy. Is one main problem the lack of decent advice that young people receive?

[Mr Lammy]

My hon. Friend is absolutely right and we will not sort out that issue unless we get to grips with a serious problem in careers, information, advice and guidance. We struggled with that in government; we had the Connexions service but we got rid of it. I think it worked in certain parts of the country but not in others, and it was certainly good for more vulnerable young people. The situation now is that many schools with responsibility in that area are totally out of touch with the sectors into which we need young people to go if we are to be serious about apprenticeships.

The indication of decline is also significant. When Labour left office, my Department was spending about £2,400 in direct payments for each apprenticeship start.

That figure has now fallen to £1,600, and is part of the dressing up of what constitutes an apprenticeship.

I hope we will begin to get serious about what an apprenticeship is, and recognise that young people are concerned that they will just go round and round in circles and not end up with a proper job. A proper job is where we need to get to, and we should keep a close eye on both completion rates and success rates. If we go back in time, the legacy of a former Government was an apprenticeship that one did not finish, and one did not get a job at the end of it.

Oral Answers to Questions

Baroness Chapman of Darlington Excerpts

Monday 21st January 2013 Commons Chamber

[Mr Timpson]

I know my hon. Friend has a lot of experience in his family of these issues, and we are working hard to ensure that we move away from the adversarial nature of our system which means that far too many cases end up in a tribunal. We have looked carefully at the report from the Education Committee and will be responding shortly with—I hope—answers that it will find helpful.

[Jenny Chapman (Darlington) (Lab)]

At Christmas, officials from the Department for Education held a party at which they were encouraged to wear silly hats and not remove them until they had identified what cuts they wanted to make. Another official blogged that he would like a barge on which to sail between the different offices outside London. The one he could not reach was Darlington, which is under threat of moving to Newcastle. Does the Secretary of State see how insulting that is to 450 of my constituents who might be losing their jobs?

[Michael Gove]

The hon. Lady has made a good case for the continuation of Department for Education provision at Mowden hall in Darlington. It is important for us all to recognise that the work of civil servants engaged in the DfE review has been typical of the committed work they do across the Department to ensure that we have better services for less money. I am looking forward to working with her to ensure that we examine the case for either Darlington or another location in the north-east providing an even better service for all children in the future.

Mowden Hall, Darlington (DfE Jobs)

Baroness Chapman of Darlington Excerpts

Tuesday 11th December 2012 Westminster Hall

[Jenny Chapman (Darlington) (Lab)]

It is a pleasure to serve under your chairmanship, Dr McCrea. I thank my hon. Friends the Members for Sedgefield (Phil Wilson) and for Bishop Auckland (Helen Goodman) for supporting me in preparing for this debate.

Mowden Hall is the workplace of more than 400 civil servants who support the education and well-being of children and families across the country. On 13 November, I received a letter from the Department for Education describing Mowden Hall as being in poor condition and requiring significant investment to remain in use. The letter said that the Department would be selling the site and searching for an alternative in either Darlington or Newcastle, which came as a surprise although not as a bolt from the blue.

Before 2010, the Department had secured funding and planning permission to build new offices in the centre of Darlington. The relocation would have brought jobs into the centre of town, providing public transport access and much-needed trade. The coalition Government cancelled the project almost immediately after taking office, saying that they were committed to remaining at Mowden Hall. All seemed relatively well at the time, but it did not ring true to me, given that the feasibility study for the new building highlighted the poor condition of Mowden Hall. It seemed pretty clear that at some point, the Department would either have to move from Mowden or invest heavily in it.

To be helpful to the Department, I arranged for a discussion between officials and a local developer, John Orchard of Marchday, which owns Lingfield Point in Darlington. The Lingfield Point site was built immediately after the second world war to house a wool factory by Patons and Baldwins, a leading British manufacturer of knitting yarn. At 2 million square feet, the site became the largest wool factory in the world. It is now one of the largest employment bases in the Tees valley, employing more than 2,000 people. The award-winning site is also home to the offices of significant north-eastern organisations including Darlington borough council, the NHS, the Student Loans Company, NFU Mutual and the Navy, Army and Air Force Institutes. It is a stone’s throw from the Independent Safeguarding Authority and can truly be described as a public sector employment hub. The business park even runs its own bus service to and from the town centre every half hour, alongside local bus services running to the site every 10 minutes.

In March 2011, discussions with the then permanent secretary and his officials to assess the possibility of a move to Lingfield Point were positive. Shortly afterwards, however, it became clear that any move was on hold and that the Department’s strategy, at least for the time being, was to stay put at the deteriorating Mowden Hall. It is not my intention to argue that the Department should retain Mowden Hall; a move is clearly justified. Nevertheless, the surprising element of the letter I received on 13 November was not that the Department had decided to move from Mowden Hall, but that it was considering moving its 480 staff members to Newcastle instead.

About 60% of the work force at Mowden Hall live in Darlington. The rest commute from neighbouring Teesside, Durham and North Yorkshire. The Minister, being familiar with the geography of the north-east, will know that Newcastle is 40 miles north of Darlington along a busy stretch of motorway. To reach the centre, staff would either have to drive past the Metro centre, which is legendary locally as a congestion hot spot, or travel via the Tyne tunnel, which has lengthy queues at peak travel times. Increased regional congestion and carbon emissions would be the unwelcome consequence of a move away from Darlington. Alternatively, staff could take a packed train, but the journey time—about half an hour, in addition to travel time into and out of Darlington and Newcastle town centres—would add about two hours to their working day. Other travel options from Darlington to, for example, Longbenton in Newcastle and back include two hours and 20 minutes on the train, four hours on the bus or two hours and 20 minutes driving.

Those travel times would make family friendly working impossible. Parents would find it harder to fit their hours around existing child care arrangements, which would increase their costs dramatically. According to Tees Valley Unlimited, our local enterprise partnership, the older, highly experienced work force would be less likely to commute to Longbenton and less likely to find alternative employment locally.

[Phil Wilson (Sedgefield) (Lab)]

I congratulate my hon. Friend on gaining the debate. My constituency takes in part of the borough of Darlington as well as part of south-east Durham. The issue is important not just for the town of Darlington but for local and surrounding areas. I receive letters and e-mails from people who work at Mowden Hall and places such as Newton Aycliffe. They say that if Mowden Hall is moved to Newcastle, there is no way that they will be able to get there and have a family life. I agree with the point that she is making.

[Jenny Chapman]

I am grateful to my hon. Friend for his intervention. People who live in outlying areas of Darlington such as Newton Aycliffe would have to get into Darlington to catch the train. An hour and 10 minutes would be an optimistic travel time for someone in that situation.

I understand that the Department will be responsible for the relocation travel expenses of staff commuting to an alternative workplace in Newcastle. What provisions has the Minister made to cover those costs? I hear that the Department may be required to cover staff travel costs for some years. Can she confirm that that is the case?

Staff at Mowden Hall make a substantial contribution to my local economy. The most recent information that I have been able to obtain from Tees Valley Unlimited suggests that nine are senior civil servants, 60 work at senior management grades 6 and 7, 58 work in operational management, 240 are executive grade and 80 work at administrative level. Those are senior posts providing expertise to the education sector across the UK.

Darlington is an attractive area principally because of its low cost base and highly skilled work force. In addition, the town has an excellent quality of life and an easy commute to work. Its main advantage is a stable work force and very low staff turnover, allowing for continuity of the specialist knowledge that makes a difference to children’s education throughout the country. The expertise at Mowden Hall has been built up over decades and includes school formation and investment, improvement and performance, school standards, school resources, early years, extended schools, special needs, safeguarding, international adoption, audit and free schools and academies. I understand that a free school is to be created at the old Mowden Hall, which I support and look forward to.

Mowden Hall has a talented, motivated and dedicated work force with skills that cannot be acquired quickly. A move from Darlington resulting in large-scale staff departures would damage the Department’s ability to continue its business. Schools and children’s services departments across the country rely on those skills. They are not easily, quickly or cheaply replaceable, and they should be highly prized by the Department. It is particularly worrying that the current uncertainty surrounding the future location of the Department’s offices is causing some highly skilled staff members to consider departing from the service sooner than they otherwise would have. I would be grateful for an assurance from the Minister that staff at Mowden Hall will not be required to make decisions about early exit before gaining certainty about where they will have to work.

I am grateful to the permanent secretary for meeting me and representatives from Darlington, including council leader Bill Dixon and the leader of the Conservative group, Heather Scott. Ministers and officials understand the pitfalls of a move away from Darlington, and I know that they will be mindful of the potentially damaging impact of a move on the Department’s performance. I know from those discussions that business continuity is a key concern of the Department in considering where to move the jobs. Staff turnover at Mowden Hall is low. The site has played a leading role in Government initiatives, such as free schools and academies, and we are keen that that role continues in Darlington.

In addition to the 480 DfE jobs at Mowden Hall, there are a small number of Ministry of Justice and Department for Business, Innovation and Skills staff. Will the Minister say something about the future of those posts? Some 500 staff at Mowden Hall are employed by Capita, servicing a DfE contract. Can the Minister say what discussions she has had with Capita about its future accommodation needs?

My principal arguments for keeping the Department’s jobs in Darlington centre on the unnecessary costs of relocation and the potential loss of skills to the Department. Also of huge concern is the impact on the local economy of the loss of such a large number of highly skilled jobs.

Although it is more of an issue for me, as the local representative, than for the Minister, it is worth outlining that Tees Valley Unlimited’s economic model forecasts that the economic impact for Darlington is direct employees plus indirect employees times the median wage of £19,000 per annum, giving an annual economic impact figure for Darlington of up to £21 million. It is estimated that around 70% of that sum is spent in the local economy.

Darlington’s unemployment rate is historically and currently higher than other potential locations in Newcastle. The decision to leave Mowden Hall is the most important issue facing Darlington today. There is cross-party support to keep the jobs in the town. We are not making party political points about this. We have support from the borough council and the local business community, the Public and Commercial Services Union and all political parties. The foremost regional newspaper in the country, The Northern Echo, with its proud history as a campaigning title, has lent its support to the campaign to keep jobs at Mowden Hall. Its Save Our Jobs petition has already attracted more than 1,000 signatures. There is no doubt that the task of persuading the Department to stay in Darlington is a whole-town effort, undertaken with confidence in what we have to offer and an understanding that these jobs are critical to the future economic success of our area.

The case for remaining in Darlington is persuasive. There are at least two high-quality alternatives in Darlington. This is a critical decision for our town. For business continuity, integration with Capita, retention of skills and the sake of the local economy, I trust that the Department will decide to keep these jobs in Darlington.

Oral Answers to Questions

Baroness Chapman of Darlington Excerpts

Thursday 8th November 2012 Commons Chamber

[Mr Speaker]

I call John Mann. Not here.

[Jenny Chapman (Darlington) (Lab)]

The Minister of State has been to Darlington and should be, but probably is not, embarrassed by the decision he made to decline the regional growth fund bid for Durham Tees Valley airport. Is he as shocked and frustrated as we in the north-east are to learn that there is now £1 billion of unallocated RGF money in his Department’s coffers?

[Michael Fallon]

I have not only been to Darlington, as the hon. Lady knows, but I spent 10 years of my life there—and, in the interests of social mobility, I was happy to give her predecessor a leg up the political ladder. I look forward to my visit to the north-east next week. The Secretary of State has already explained the circumstances in which the bid for the airport was turned down, but I have to tell her that the north-east did extremely well in round 3 of the regional growth fund. I look forward to hearing more about some of the successful projects when I visit next week.

Oral Answers to Questions

Baroness Chapman of Darlington Excerpts

Monday 29th October 2012 Commons Chamber

[Michael Gove]

I have enormous respect for the right hon. Gentleman. We are working across Government to ensure that as many children as possible who are eligible for free school meals receive that very important benefit and that it continues to go to those who deserve it.

[Jenny Chapman (Darlington) (Lab)]

Does the Secretary of State accept that the effects of the GCSE fiasco are now being felt by students not directly involved, because schools in my constituency are having to fund a legal action against Ofqual, because the Government, unlike the Welsh Government, have failed to act?

[Michael Gove]

I have already made clear to the House my view of the mistakes the Welsh Education Minister has made. All I will say once again is that the flaw in the qualification was in its design, and it was not this Government who designed it.

Oral Answers to Questions

Baroness Chapman of Darlington Excerpts

Monday 3rd September 2012 Commons Chamber

[The Parliamentary Under-Secretary of State for Education (Tim Loughton)]

My hon. Friend makes a very important point. We have some fantastic youth groups, voluntary organisations and people around the country with a passion for engaging young people and a knowledge of how to do so, who in the past have been frozen out too much from the local offer. In future, they need to be part of the offer for young people locally, and must work with local authorities and schools to ensure that young people get the very best opportunities.

[Jenny Chapman (Darlington) (Lab)]

In Darlington, 50 young people at St Aidan’s academy should have got a C this year but got a D. That is not a one-off case; there are schools like it up and down the country. The Secretary of State has said that he is sad about this matter. Does he think that it is fair?

[Michael Gove]

I think that the GCSE, which was introduced under the last Government and was sat by students this time around, is not fit for purpose. Any specific questions about grade boundaries are properly a matter for examination boards and for Ofqual, the independent regulator. As I mentioned earlier, it would be quite wrong for Ministers to attempt to mark exam papers.

Safeguarding Children

Baroness Chapman of Darlington Excerpts

Wednesday 13th June 2012 Commons Chamber

[Tim Loughton]

I have known my hon. Friend for more than 30 years and she has never been anything but helpful. Her work on early prevention, which is germane to the Government’s work on neglect and early help, absolutely confirms that the sooner we can detect problems, such as detachment, deficiency and others—the work with troubled families is important in this respect—the more likely we are to step in at an appropriate time and in an appropriate manner to avoid such problems leading to greater harm to a child. She is absolutely right, as she knows, and as she knows I know.

Understanding families and the experiences of children within them can be complex and signs of what appears to be low-level neglect can be misleading. Yesterday, as I have said, we published materials commissioned from Action for Children and the University of Stirling to help on that.

We are already seeing some notable successes from earlier intervention. I again pay tribute to the hon. Member for Nottingham North (Mr Allen), who is no longer in the Chamber, for his work on that. For example, the integrated access team in Suffolk is taking and handling quickly cases that would previously have been dealt with by children’s social care, with a £7 million saving on top of better social outcomes for those children. Tower Hamlets is operating a multi-agency integrated pathway and support team to deliver early help, reducing by 50% the number of referrals to children’s social care. That is happening in practice, and we now want more of it around the country.

As the motion indicates, it is important that professionals know what early intervention works best. To support them in that, the Government have recently invited bids for the establishment of an early intervention foundation and we expect the foundation to operate independently of central Government to support the needs of local commissioners and to build a solid evidence base.

I referred at the start of my speech to the importance of a high quality social work work force. Building on the work of the social work taskforce established by the previous Administration, we have focused heavily on improving the capacity and capability of the social work profession. In 2011-12 we invested £80 million in a national programme of social work reform to improve skills for social workers and tackle high vacancy rates in child protection. Together, all those reforms will shift the child protection system from a culture of compliance to a culture in which children and families are at the centre and social workers and other key professionals spend less time in front of their computer screens and more time face to face with vulnerable families and children, which is what we all want to see.

The motion rightly refers to the importance of young people understanding the risks of abuse and sexual exploitation. Tackling child sexual exploitation is a major priority for the Government and it has been at the top of our agenda over the past 12 months. Back in May last year, I made a speech at a Barnardo’s event in which I highlighted the importance of its “Puppet on a string” report. I said then that sexual exploitation of children

“is happening here and it is happening now”

and I went on to say that

“I think it’s a much bigger problem than it may appear now on our radar.”

I fear I was only too right and that we are seeing only the tip of the iceberg.

For far too long, the issue was something of a taboo in this country. It was little spoken about, little appreciated and little acknowledged or dealt with. Few local authorities had much idea about how prevalent child sexual exploitation was in their areas and, as a result, there was a real and tragic failure to grasp the scale of the problem. The high profile verdicts in the recent Rochdale case and others show that the situation is changing. The country is at last waking up to the fact that child sexual exploitation is a real problem in this country, but although the issue has been extensively discussed and debated in the media, there is still a good deal of misunderstanding about it.

Much of the coverage of the case in Rochdale focused on the fact that the perpetrators were British Asian men and the victims white teenage girls. We must not shy away from difficult issues about culture—I have said that on many occasions—and the Rochdale case does raise very troubling questions about the attitude of the perpetrators, all but one of whom were from Pakistani backgrounds, towards white girls, but it would be mistaken, and dangerous, to assume that that is the form that child sexual exploitation generally takes. We know that perpetrators of that appalling crime and their victims can be found in all backgrounds, in all parts of the country and in all social and ethnic sets. As Sue Berelowitz, the Deputy Children’s Commissioner, told the Select Committee on Home Affairs yesterday, this is not just a crime that takes place in northern metropolitan boroughs. She quoted a police officer from a

“lovely, leafy, rural part of the country”

who told her that

“there isn’t a town, village or hamlet in which children are not being sexually exploited”.

We owe a debt of gratitude to several organisations and individuals for putting the issue on the map, such as Safe and Sound Derby and, in particular, Sheila Taylor, to whom I pay tribute. Barnardo’s also did an enormous amount to raise awareness through its excellent report and its continuing “Cut them free” campaign. The Child Exploitation and Online Protection Centre carried out a major assessment last year and reported practitioners telling it

“if you lift the stone, you’ll find it”.

There are many others, including many local projects and voluntary organisations, with whom my Department continues to work closely. We acted, I brought together all the major players and in November of last year we produced the tackling child sexual exploitation action plan. That is one of the pieces of work in my Department of which I am most proud, and it is beginning to have an effect. It is intended to lift the lid on the true nature and extent of this crime and to set out practical responses to it, and as a result many practical measures are already coming into force, although we need many more to take effect.

We identified four key stages where we needed better intervention. We need better awareness among children and their parents. We need better multi-agency action to intervene so that we can help children and families who are caught up in sexual exploitation. Once they have been rescued from it, we need to help them get their lives back on track. Finally, we must secure robust prosecutions and improve court processes to ensure support for victims and their families, including ensuring that we do not retraumatise teenage girls and other victims, who have to go through the whole episode in court in front of a phalanx of defence barristers. That is why the Attorney-General’s influence and involvement are really important. We must and can do better and shortly we will publish a progress report on how a range of Government Departments and national and local organisations are implementing the action plan.

Hon. Members will also be aware that last month the Secretary of State asked the Deputy Children’s Commissioner to provide him with an accelerated report from her office’s inquiry into child sexual exploitation in gangs and groups. Although it is clear that most children who are sexually exploited are not in care, we know that children who are in care are disproportionately represented in the numbers of victims of this crime. The Secretary of State asked particularly for recommendations on how to keep children in care homes safe from this abuse. We have just received that accelerated report, and we will publish it within a matter of weeks alongside the updated progress report, into which some of the findings from Sue Berelowitz’s report will be factored and, as a result, some urgent streams of work will emerge.

We are already taking action on children missing from care, and it is clear that the figures the police and my Department publish are not consistent. That is simply not acceptable. We are now working with the police and local authorities to bring a more consistent approach to figures collected nationally and locally. We need to know the extent of the problem so we can challenge poorly performing local authorities and come up with the right solutions.

I am particularly grateful for the work the hon. Member for Stockport (Ann Coffey) is carrying out through the all-party parliamentary group inquiry into children missing from care. I look forward to receiving its report next week and will consider its recommendations very closely. I have promised that it will inform the new guidance we are looking to publish in that area.

Of course, safeguarding children in care is only one aspect of our wider reform programme to transform the care system and improve outcomes for the most vulnerable children. Key is ensuring placement stability and good parenting—as we have heard from hon. Members today—whether through adoption, foster care or children’s homes. We also want to improve the support given to care leavers, another group vulnerable to sexual exploitation. We must ensure that children who leave care live in good accommodation and are well supported.

The reference in the motion to multi-agency working has a particular relevance in relation to tackling child sexual exploitation. Local safeguarding children boards have an absolutely central role in overseeing much of the work set out in our action plan. There is growing evidence that LSCBs and local authorities are getting a better picture of child sexual exploitation in their areas and taking steps to address it. But it is clear that some are still not giving this issue the priority it requires. They need to do so without further delay.

There is one final area that I want to mention in particular. Improving the safety of children who use the internet is an urgent priority, including reducing the risk of harm through contact with strangers and the viewing of harmful content. The hon. Member for Liverpool, West Derby mentioned a particularly horrific site that was raised yesterday. The Government are working, through the UK Council for Child Internet Safety or UKCCIS, which I chair jointly with a Home Office Minister, to help to keep children and young people safer online. The council is focused on practical action, both by individual members, and collectively.

We have made real progress across a number of areas. The four major internet service providers have signed a code of practice that will see by October 2012 all new broadband customers presented with an unavoidable choice of whether to activate parental controls. Major retailers and manufacturers of internet-enabled devices such as mobile phones, laptops and internet-enabled TVs are developing solutions to increase the availability and awareness of parental controls at point of sale. UKCCIS has also published advice and guidance for internet companies to use so that parents get consistent information about keeping their children safe on the internet.

In conclusion—

[Mrs Jenny Chapman (Darlington) (Lab)]

Will the Minister give way?

[Tim Loughton]

All right, but I am really trying to finish.

[Mrs Chapman]

I am grateful to the Minister for giving way. I hesitated to intervene, given the speed at which he was going, but I did not want to miss the chance to raise with him a very real concern for people in Darlington about registered sex offenders. At the moment, offenders are not required to register their online identities as a matter of course. Sexual offences prevention orders are used to do this job, but it is not a requirement as a matter of course. When people have a known history of child abuse and deliberate grooming, it is very important that they are required to register their online identities as a matter of course.

[Tim Loughton]

The hon. Lady makes a very important point. Rather than go into detail now and take more time from Back Benchers, I would be happy to look into it if she would like to have a conversation with me and send me some details.

This is a huge, complex but deeply important subject and one that must remain a key priority for the Government and the Department in particular. The documents we published yesterday are intended to help create the new culture that we are determined to see. It is a culture that is not overly focused on compliance and dependency on central prescription and guidance; in which front-line professionals who work to keep children safe from harm no longer have their judgment stifled by what has all too often been pointless—albeit well intentioned—bureaucracy, made up of unnecessary rules and targets; and which has the needs and well-being of the child at its centre. It is apparent from the motion that the Government and the Opposition share the same goals in relation to the safeguarding of children, and I believe that the important reforms I have outlined will be welcomed by hon. Members on both sides of the House. I congratulate again the shadow Secretary of State on bringing this important subject before a slightly reduced audience in the Chamber today, because it is really important to a much bigger audience outside the House.

Oral Answers to Questions

Baroness Chapman of Darlington Excerpts

Monday 16th April 2012 Commons Chamber

[Michael Gove]

My hon. Friend is one in a million and I look forward to meeting him. I think there is an opportunity in the diary at 11 o’clock this Wednesday for us to have a cup of tea. I am committed to doing everything I can to improve education in Bradford. It is a great city and it has some great representatives.

[Mrs Jenny Chapman (Darlington) (Lab)]

I will be as quick as I can. Will the Secretary of State have a look at the 16-to-19 funding formula as applied to Darlington college and make sure that it has been done correctly?

[Michael Gove]

I will do everything in my power.

Financial Education

Baroness Chapman of Darlington Excerpts

Thursday 15th December 2011 Commons Chamber

[Justin Tomlinson]

The right hon. Gentleman is absolutely spot on with that point and I am just about to come on to it.

We have already had a number of debates in this Chamber on debt management companies, doorstep lending and payday loans. In fact, on annual percentage rates, we have already seen worrying evidence that consumers often think the higher the APR, the better. When people take out loans, they are not necessarily taking them out for a simple 12-month period. Most people could probably calculate 10% on a £100 loan, but it becomes complicated. Sometimes, the high-interest rate loans can be better than what people think is a safe bet. A good example of that is someone who wishes to borrow £100 for two days. They can borrow it from one of those well-known payday lenders who charge 4,635% plus £5.50 for the product fee, or they can go into their unauthorised overdraft facility at their local bank, which will charge them an understandable flat fee of £10 a day and a £2.50 fee for the privilege of using their debit card. Nearly everybody would accept the bank’s offer, because it is understandable.

[Mrs Jenny Chapman (Darlington) (Lab)]

I feel obliged to intervene, given that my hon. Friend the Member for Walthamstow (Stella Creasy) is not here, but how many people does the hon. Gentleman believe sit and make the calculation when they are working out whether to take a loan from Wonga? How many of them does he think roll over their loans at the end of the borrowing term?

[Justin Tomlinson]

I thank the hon. Lady for that intervention and that is exactly the point. It is so complicated. In my example, the bank was not the right option, but on many other occasions, it would be the other way around. The majority of consumers cannot calculate the interest rates to make those informed decisions. The market benefits from that and targets its marketing to take advantage of the situation.

--- Later in debate ---

[Mrs Chapman]

The hon. Member for Wells (Tessa Munt) mentions spread betting, but will the hon. Gentleman confirm that we are not suggesting teaching primary school children gambling?

[Tessa Munt]

rose—

--- Later in debate ---

[Mrs Jenny Chapman (Darlington) (Lab)]

It is a pleasure to speak in this debate. I congratulate the hon. Members for North Swindon (Justin Tomlinson) and for Brigg and Goole (Andrew Percy) on the work that they put into the report. However, before this turns into a complete love-in in which we all congratulate each other on our efforts, I should observe that I see financial education as being about 20% of the solution to the problem with debt in this country. We also need to look carefully and quite quickly at regulating certain parts of the industry, especially payday loans and the high-cost lending sector. I would also like to improve advice services and secure advice services that are under threat at the moment. I would look at advertising, too. I think that it is at the root of some of the severe problems that people get themselves into with debt. On loans, some very dodgy products are made to look commonplace, and young people are encouraged to take out short-term loans for things such as going to a music festival, which sends completely the wrong message. We need to do something about that fairly urgently.

As a nation, many of us lack the knowledge we need to properly manage our finances. About two thirds of people in the UK say that they feel too confused to make the right choices about their money and more than a third say that they do not have the right skills to properly manage their cash. Only 36% of people understand that the term APR relates to payments. Within families, about 19% of parents have never discussed how to spend money with their teenagers and 32% have yet to discuss how to budget or even describe what one is. Research has shown that 43% of parents do not know what basic financial terms such as APR or PPI mean. On Tuesday, I was in a financial education class in a women’s prison and I was quite impressed by how well informed some of the inmates were, but there was quite a long discussion about PPI, which seems to be a huge issue on which many people feel they have been misled. They say they would have benefited from clear information at a young age.

Frighteningly, about three quarters of us say that a lack of basic financial understanding is to blame for our debts. The gaps in our national financial knowledge are worrying but are made all the more troubling in these times of austerity. The citizens advice bureau in my constituency tells me that in the past 12 months it has dealt with just under £9.5 million of debt. Between 2004 and 2010, individual insolvency levels rose sharply. Apparently, in the 12 months ending in quarter 3 of 2011, about one in 361 people became insolvent, which is significantly higher than the annual average of one in 1,655.

[Lyn Brown (West Ham) (Lab)]

Has my hon. Friend noticed, as I have, even more people coming to her surgery with financial issues than previously? Is she as worried as I am that they are coming to us at a time when even less independent financial advice is available for them to access?

[Mrs Chapman]

My hon. Friend makes a good point. She tempts me to break a promise that I made to myself when I came into the debate not to have a rant about the economy and make a wider political point, because I thought that that probably would not be what this occasion demanded. However, she makes that point for me and I thank her for it.

Education is the armour against being misled and I believe that advertising is misleading us. I refer the House to my ten-minute rule Bill of about a year ago, which I am sure all hon. Members have followed closely, which would curb some of the advertising on financial products. Financial education provides protection against some of the most traumatic circumstances a person can find themselves in, from paying an additional fee on an unauthorised overdraft because one is not aware of how the charges work, to losing one’s home or having one’s belongings repossessed and being declared bankrupt. Many of us have been able to learn from our mistakes because either the economy has been in a good state or we have been able to rely on family or friends. We have been lucky but young people now, as the hon. Member for North Swindon said, are in danger of financial mismanagement having a much longer-term effect on their lives. On finishing education, young people immediately face tough monetary decisions. At 17, they are already in debt and tied into contracts that they did not fully understand for things such as mobile phones. I take the slack given to me by the hon. Member for Wells (Tessa Munt) who made a good point about gambling. If that is an issue at primary level, which I had not appreciated, it is right that that be included in the curriculum. Therefore, we need to be properly prepared to deal with these decisions. Put simply, an informed borrower is a safer borrower.

[Damian Hinds (East Hampshire) (Con)]

I appreciate the hon. Lady’s point, but does she not agree that if we have a problem with children under the age of 11 gambling, the most important place to start is not the curriculum, but access to online gambling?

[Mrs Chapman]

I agree completely. That goes back to the first point that I made about financial education being one of four strands of the solution, the others being debt advice, advertising and regulation. The hon. Gentleman is right to point that out.

In schools across England, the provision of personal financial education is ad hoc. We saw some good examples when writing this report. I took it upon myself to visit schools in my constituency and I was impressed with what I found. There is little teacher training on personal financial education and there is therefore limited subject knowledge and confidence among some teaching staff. It is stating the obvious to say that schools face significant barriers to teaching financial education, such as curriculum time, the absence of a statutory mandate and the lack of awareness of suitable resources.

[Elizabeth Truss]

Does the hon. Lady agree that the current requirement of a grade C in mathematics to teach in primary schools may need to be amended? Is she concerned, as I am, that we have the smallest proportion of students studying maths from 16 to 18 of any country in the OECD? We therefore do not necessarily have people moving through the system with the right mathematical understanding.

[Mrs Chapman]

I agree with that to a point. I have A-level maths and I am very glad that I studied that. One does not have to be a maths expert to deliver good financial education, but one does need to have confidence in the subject, have a good grasp of the knowledge and be a good teacher. A good teacher who can get the ideas across can probably teach the things that we discuss in the report quite well.

[Lyn Brown]

Given that I could not tempt my hon. Friend to have a rant on the economy, perhaps I can tempt her one more time to deviate on to the Government’s record on this matter. In November 2011, applications for training courses for secondary maths teachers fell by more than a quarter on last year. Is she as concerned as I am about the implications of that?

[Mrs Chapman]

I am very concerned about that. I am not only concerned about mathematics. My region has seen a drop of about 20% in higher education applications. We are assured that there will be a last-minute surge in applications. If that is not the case, I fear that we will face a serious problem.

[Oliver Heald]

Does the hon. Lady agree that there is also an important issue about an entrepreneurial society? If we do not have enough basic financial information and knowledge in our community, it is a brake on innovation and entrepreneurialism. It also means that people who do set up a business often cannot prepare a decent business case and that their business does not sustain itself. That is important to our economy, as are the matters that she is raising.

[Mrs Chapman]

I do agree with that. There are plenty of examples of entrepreneurs who have done incredibly well with little formal education. I do not know this for sure, but I do not think I am pushing the boat out too much to suggest that Duncan Bannatyne, who has his head office in my constituency, does not have a maths degree. Such exceptions aside, most people would benefit from having this sort of knowledge. I think that it would assist in the way that the hon. Gentleman indicates.

I will conclude because much of what I was going to say has already been said, and probably much more eloquently, by the hon. Member for North Swindon. [Interruption.] I was not expecting a response to that. On the advice of teachers, the all-party group on financial education for young people felt that it was necessary to have a champion for personal finance in each school. I had my doubts about that when the report was drafted, because I was not sure that schools would welcome having that burden loaded on to them. However, it was pointed out to me that teachers had argued strongly for that recommendation to be included. With that in mind, I am happy to support it.

The all-party group also believes that the subject should be examined, and I agree. Ofsted has stated that courses leading to formal accreditation have inspired

“a more coherent curriculum and sharper focus on the learning outcomes students were expected to achieve”.

As one head teacher has explained:

“Unless you test it, it will not happen”.

The introduction of dual mathematics GCSEs would promote the right objective and ensure that the subject is properly examined and taught.

I urge the House to examine the matter closely, take it seriously and include it in what I hope will be a package of measures that will help address the serious problem that we have not just with the lack of financial education but with debt more broadly. I hope that we will consider matters such as advertising, the provision of advice and the regulation of the high-cost lending market.

I wish to conclude with a lovely quotation that I have found, which I could not help but try to give at some point. Benjamin Franklin said:

“An investment in knowledge pays the best interest.”

I think that is quite a nice way to end.

[The Parliamentary Secretary, Office of the Leader of the House of Commons (Mr David Heath)]

On a point of order, Madam Deputy Speaker. The hon. Member for Kingston upon Hull North (Diana Johnson) raised a point of order a short time ago about the availability of a written ministerial statement from the Ministry of Defence about the London 2012 Olympics. I have since had the opportunity to look into its whereabouts. It was, in fact, issued just after 1.30 pm today, but for some reason the IT did not allow it to get through to the Vote Office. That has now been corrected, and it is now available in the Vote Office. I hope that if the hon. Lady goes to either the Vote Office or the Library, she will get a copy, but I have a further copy here if she would like it.