Oral Answers to Questions
Vikki Slade Excerpts(2 weeks ago)
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Sir Stephen Timms
There is a great deal of work to be done: the disability employment gap has been stuck at around 30 percentage points ever since 2010. We have talked already today about Motability, which is key for enabling many disabled people to get to work. After the changes next July, there will still be a wide range of vehicles available in exchange solely for mobility benefit. Access to Work is also extremely important. We consulted earlier in the year through our Green Paper on reform to Access to Work, so that we can help and support more people, and we will be bringing forward proposals along those lines in the new year.
Vikki Slade (Mid Dorset and North Poole) (LD)
I have been assisting several constituents who are deaf and need the support of British Sign Language interpreters and face-to-face appointments. There are only five BSL interpreters available to cover the whole of Dorset, and as a result people are waiting extremely long periods not only to get appointments but to get access to help them get to work. Can the Minister explain what is being done to provide more such services?
Sir Stephen Timms
I am sure that the hon. Lady will be interested in the recent report published by the BSL Advisory Board, which works with the Government specifically on BSL. I met members of the board last week. They produced a report recently on access to health and care support, specifically highlighting some of these issues. For example, how do BSL users make GP appointments? The other steps that I have outlined today will also be important for deaf and disabled people, and we will continue to work closely with BSL Advisory Board on these issues.
Pension Schemes Bill
Vikki Slade ExcerptsWednesday 3rd December 2025
(2 weeks, 5 days ago)
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Vikki Slade (Mid Dorset and North Poole) (LD)
I welcome the overall thrust of the Bill. Measures such as the pension pot consolidations are long overdue and will make a real difference to savers, particularly small savers. Every new year, I try to tidy up the numerous tiny pensions from jobs I had in my 20s and 30s, but the pots are so small that the cost of a financial planner and the exit fees would wipe them out, so this reform is great news for consumers who have been on low incomes and have moved from job to job. I urge the Government to go further by lifting the threshold. After all, a pension pot of £10,000 will generate a payback of only around £50 a month, which is barely enough to cover a basic weekly shop. The Bill goes in the right direction, but it does not go far enough or move fast enough. I am concerned that it leaves groups of pensioners who did the right thing by saving for the future considerably out of pocket.
Like others in the Chamber, I welcome the long-overdue decision to provide some indexation for pre-1997 pensions in the PPF and FAS, but let us be clear: this is not full justice. These pensioners have endured decades without inflation protection, and a CPI increase capped at 2.5% starting in two years’ time, at a time when the cost of living has soared, is still going to leave people struggling. They expected fairness and parity with post-1997 benefits, but what they have received is a compromise that falls short of restoring their full dignity and security in retirement. I call on Ministers to support the calls of many people, including the hon. Member for Llanelli (Dame Nia Griffith), to ensure that pensioners outside the PPF and the FAS are fully supported.
The case of AEA Technology pensioners is a long-running injustice that I have been dealing with since my first days in this place. Employees, who were often nuclear scientists and safety engineers, were promised pensions “no less favourable” than the civil service scheme, and many worked at the Winfrith atomic energy establishment, just outside my constituency in Dorset. I have met and talked to a number of them, including Peter, Phil, Sally and Michael, as well as Jonathan, who wrote to me saying that
“nearly 20% of AEAT pensioners have died since the campaign started in 2012, including my colleague and campaigner Derek Whitmell. This has echoes of the Post Office and infected blood scandals. Delay by the Government is simply unacceptable…this is now in sharp focus for me with Derek’s passing”.
Those pensioners trusted the promise that the Government gave them at the time, yet after AEAT collapsed, their pensions were cut by almost half, with inflation protection stripped away. Today, the fund holds far in excess of what is needed to restore their pensions in full, yet thousands of them remain short-changed.
I recognise the changes in the pre-1997 pensions announced last week, but they are woefully inadequate. That is not just unfair; it is a breach of trust. New clause 1, tabled by my hon. Friend the Member for Didcot and Wantage (Olly Glover), calls for an independent review so that we can finally deliver justice for those pensioners, just as the Government have started to deliver justice on many other historical scandals, which I welcome. This is one of those scandals.
I turn to another. While the Government’s intention to allow surplus sharing of defined benefit schemes is welcome, the Bill as drafted leaves pensioners exposed. UK DB schemes hold an estimated £222 billion in surplus, yet 88% of those funds have failed to use those surpluses to restore pensions eroded by inflation. Companies such as BP transfer the assets to insurers in bulk annuity deals worth £50 billion annually, while pensioners see their living standards fall.
My amendments 17, 18 and 19 seek to put fairness at the heart of the process. Amendment 17 would ensure that surplus sharing principles applied even when schemes were wound up. Amendment 18 would require consultation with members before the surplus was extracted, and amendment 19 would reinstate trustee consent and oblige trustees to consider whether pensions had kept pace with inflation and past requests for discretionary increases.
Mr Alistair Carmichael (Orkney and Shetland) (LD)
I have several BP pensioners, with BP obviously having operated the Sullom Voe terminal in Shetland for many years. The injustice they suffered, which left them with a pension worth about 11% less than it should have been because of the decisions of the trustee in 2021 and 2022, showed the inadequacy of the control and independence of the trustee in relation to the company. Does my hon. Friend agree that that requires urgent attention?
Vikki Slade
I thank my right hon. Friend for his intervention—he has stolen my next line.
John, who works at the BP depot at Wytch Farm, which is the largest onshore oil site in England in Poole harbour, told me that his pension has been eroded by 11%—he probably got the same letter as my right hon. Friend’s constituents. Even modest requests for discretionary increases made by the trustees have been refused by the parent company. Those discretionary increases were affordable; they would not have required any additional funds from the company. Another of my constituents, Suzie, who sits on the steering group, told me that the issue affects 56,000 pensioners from BP alone, but the change—a small one—would support pensioners from many other companies.
I will end by talking to new clause 3, tabled by my hon. Friend the Member for Stratford-on-Avon (Manuela Perteghella). I do so in memory of my mum Lin Foster, who died before she could access her pensions, and in support of my constituent Judith, who came to see me about her sister Alison, who died after receiving a terminal brain tumour diagnosis. Alison found that the paperwork required to access her lump sum meant that she would have to articulate and confront her impending death—something that she simply could not do on top of everything else. It meant that, as a result, she missed out on funds that could have made her last few months more bearable, as well as on potentially accessing treatments that might have given her a bit more time with her family. This simple clause would have allowed her medical team to make that declaration on her behalf via an SR1 and to reduce the administration for all concerned.
The Bill goes a long way in improving the lives of pensioners, but for the pensioners who are missing out, small changes could make a huge difference. I urge Ministers to think about the impact they could have on lives by little tweaks that will not cost the Government anything, or very much, at all.
Peter Swallow
Can I say at the outset how much I have enjoyed the debate? I particularly want to highlight the contributions of my hon. Friend the Member for Llanelli (Dame Nia Griffith), who powerfully raised some of the issues that I will go on to address, and—purely because I enjoyed the fiscal geekery—the contribution from the hon. Member for Aberdeen North (Kirsty Blackman), who rivals the Minister himself in her enthusiasm for financial issues. What a delight it was to experience that.
I welcome the opportunity to speak on this Bill, which touches on several issues close to my constituents in Bracknell Forest. It is also worth acknowledging the strong action that the Chancellor took in the Budget to support all pensioners by raising the state pension by up to £550. That is possible only thanks to Labour’s steadfast commitment to the triple lock on pensions. That is real action on pensioner poverty, at a time when the Conservatives and Reform have flirted with scrapping the triple lock.
Similarly, the Bill delivers real benefits to private pension savers across the country by simplifying and streamlining the system. The measures will increase their returns—around 3,300,000 workers on defined contribution schemes in the south-east alone stand to benefit by about £29,000 more for their retirement—while helping to unlock around £50 billion of investment in the UK economy. Hon. Members need only follow the Minister on Twitter to see why it is so important that we increase investment in the UK economy after many years of under-investment by the previous Government.
I thank the Minister for the work to get the Bill to this stage. I welcome in particular the measures providing for action on an issue close to the hearts of many in Bracknell Forest: the slow erosion of pre-1997 defined benefit pensions. It is for that reason that I will focus on new clause 22, which calls for the indexation of pre-1997 pensions. I sympathise deeply with the spirit of the new clause. The erosion of those pensions is an injustice—one that urgently needs addressing. It is important to say that not all pre-1997 schemes are in surplus. Although I agree that that is not the fault of their members, legislating to index would put entire schemes at risk, and I believe that that is not a risk that any sensible Government would take. However, it is vital that the Bill marks the beginning of further action to bring justice to those with pre-1997 defined benefit pensions whose schemes are now in generous surplus.
I was delighted when the Chancellor announced at the Budget statement that members of the Pension Protection Fund will have their accruals protected from inflation, ending years of degradation. That has been carried through in amendments before us. I welcome the recognition in principle that those with pre-1997 pensions are indeed facing an injustice, and that action must be taken to rectify it. I have met many constituents who were formerly employed by HP and later HPE, which used to be based in Bracknell. They are now members of the HPE pension scheme, and have seen their returns decimated. I have spoken with other pensioners in other schemes, too—many of which have been mentioned by others Members across the House. It is not right that people who have worked hard and paid into their pensions now face ever-diminishing life savings through no fault of their own, despite many schemes, including HPE, having significant reserves.
One of my constituents, Ed, began drawing from his pension nine years ago. In that time, his pension has increased only three times, by three separate percentage increments: 3%, 1%, and 1%. He says that, had his pension risen in line with inflation, he would have seen his pension increase by around 38% over the years to 2025. As a result—this is the real-life impact—he has seen a dramatic fall in his living standards. Ed is not alone. Constituents in Bracknell and across the country should not have to fight any more to make themselves heard and achieve justice.
This is an opportune moment to do what we can to put that right. In the Bill, the Government are reforming the use of surpluses, rightly strengthening the hands of trustees to act, as the Government themselves have done for the PPF scheme, for which they effectively act as the trustee—they are leading by example. I thank the Chancellor and the Pensions Minister for meeting me to discuss that before the Budget. The Minister has been clear on his expectations of trustees following the passage of the Bill, including in his contribution today, and I thank him for his comments, specifically on strengthening guidance for trustees.
Today must be the beginning, not the end, of the story. I have written to the trustees of the HPE scheme urging them to use the powers in this Bill to right the wrong.
I wanted to take this opportunity to call once more on the trustees of the HPE scheme, and other schemes similarly in surplus, to do everything in their power to ensure that pre-1997 pensions are protected from inflation, and I wanted to do so on the Floor of this House because I think it important that we are as clear as possible that trustees will be given the powers they need to act and should follow through with concrete action to protect pensions. That is the right thing to do, and with the powers the Government are granting in the Bill, it is now in their hands to do it.
Neurodivergent People: Employment
Vikki Slade Excerpts(3 months, 1 week ago)
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Vikki Slade (Mid Dorset and North Poole) (LD)
It is a pleasure to serve with you in the Chair, Ms McVey. I thank my hon. Friend the Member for Ely and East Cambridgeshire (Charlotte Cane) for securing this important debate.
It remains deeply concerning that standard teacher training includes only half a day of autism-specific education. According to a survey by the National Autistic Society, just 14% of secondary school teachers have received more than that minimal exposure. Schools and academies are required to provide five days of professional development every year, so it strikes me as bordering on negligent if at least one of those days is not dedicated to the needs of children and staff who have some form of neurodiversity.
This debate focuses on supporting neurodivergent people into employment, but we have to acknowledge that the journey begins in school. Without adequate support in education, we are setting up neurodivergent people to fail. Society must recognise that people with a range of neurodivergent traits often make exceptional employees. Their unique strengths, sometimes referred to as superpowers, can make them ideal candidates for many roles, including, as in the case of the hon. Member for Hertford and Stortford (Josh Dean), as MPs.
I speak from some personal experience. My son George was diagnosed with autism, ADHD and other neurodivergent conditions at the age of 15. His educational journey was fraught with challenges. Although his nursery, Hoppers, had recognised that he learned differently from other children, subsequent schools failed him until a dedicated special educational needs co-ordinator intervened and helped us reset, and now Philly, his brilliant teacher at Linwood school, is putting him back on the right track. Our experience shows that young people with additional needs often take a winding path, fighting for every step. But as George approaches his 18th birthday, I can confidently say that any employer would be fortunate to have him, just as his current part-time employers, Jackie’s café, and Fab and Nikki at Custom House, already know. His journey is not unique. My inbox is full of pleas from parents to create a system where their children thrive.
Let me be clear: neurodiversity is not a disease; it is a natural and valuable part of the human condition. But our education system, curriculum and the fast pace of modern life often make it harder for neurodivergent individuals to thrive in work and in life. Simple adjustments, such as using coloured paper, changing the lighting or modifying furniture layouts, can make a world of difference in the workplace, the classroom, the supermarket, the cinema and across our world. Such changes not only support people with ADHD or dyslexia, but benefit people for whom English is not a first language, those with physical or learning disabilities and those with anxiety.
Failure to diagnose children early leads to adults feeling isolated, lacking confidence and facing unnecessary barriers. As others have said, only around a third of autistic employees are open about their diagnosis, which is a missed opportunity. With the right support, neurodivergent people thrive in the workplace, but they need the Access to Work scheme to function effectively. The current delays are leaving people without vital adjustments, jeopardising their ability to work. Changes must be made in consultation with neurodivergent and disabled people.
I encourage Members to vote for new clause 2 to the Bus Services (No. 2) Bill tomorrow to allow people with disabilities to access work at any time of the day or night, and not just after 9.30 in the morning. Disabled people need to get to work if they are going to be successful. As the leader of Bournemouth, Christchurch and Poole council I was proud to attend graduation ceremonies for interns in supported internships—young people who had never been given a chance to work. Witnessing their pride and their parents’ joy at their success was truly heartwarming.
Finally, I want to make a point about the future. Historically, autism was a barrier to military service, but that is changing. Even our military is recognising that autistic individuals bring valuable skills such as analytical thinking, attention to detail and technical aptitude. If the military can embrace people with neurodivergence, any business can do so. And we must remember that it is not about accommodating people who are neurodivergent, but making sure they understand that their way of seeing the world is as valid as anyone else’s.
Oral Answers to Questions
Vikki Slade Excerpts(5 months, 4 weeks ago)
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The Parliamentary Under-Secretary of State for Work and Pensions (Andrew Western)
I understand the point that my hon. Friend makes. The treatment of maternity allowance in universal credit was subject to a judicial review, which upheld the policy of treating it as unearned income when calculating universal credit and of treating SMP paid by employers as earnings, in common with other statutory payments made by employers. My hon. Friend may be interested to know that, depending on individual circumstances, additional financial support—for example, child benefit and the Sure Start maternity grant—may be available to parents.
Vikki Slade (Mid Dorset and North Poole) (LD)
My constituent Tirath is currently being pursued by the Child Maintenance Service for £20,000, despite having successfully appealed the claim in 2022. He is now at risk of losing his professional status as a pharmacist because of this process. Will the Minister encourage the CMS to investigate that case urgently or to meet with me to discuss it?
Andrew Western
I am very sorry to hear about the plight of the hon. Member’s constituent. If she would like a meeting with me, I am very happy to give her that, and I am also happy to look into the matter, as she suggests.
Winter Fuel Payment
Vikki Slade Excerpts(6 months, 1 week ago)
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Torsten Bell
My hon. Friend always does a good job of not only representing Harlow, but remembering the economic progress that is being made. If anyone did not hear what he just said, he talked about rising growth, rising wages, interest rates falling and a country back on the path to success.
Vikki Slade (Mid Dorset and North Poole) (LD)
Almost £85,000 was paid out by Dorset Community Foundation through its “Surviving Winter” campaign, including to many in my constituency. The foundation has noticed that many more people are relying on oil and liquefied gas, especially those in park homes and rural areas. What is the Minister doing with Cabinet colleagues to push down the price of power for those who do not have a choice?
Torsten Bell
The hon. Lady’s question gives me the opportunity to praise the work done by all kinds of charities—in some cases through supporting pension credit uptake and, in the case of better funded foundations, providing direct support to pensioners. That is all very welcome. She is right to raise the wider question about sources of energy, but of course the winter fuel payment is a cash benefit that can be used for all kinds of energy.
Oral Answers to Questions
Vikki Slade Excerpts(7 months, 1 week ago)
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Liz Kendall
My hon. Friend will know, as we have been very clear with the House, that those figures do not take into consideration the number of disabled people who we believe will find work through our biggest ever investment in employment support, Pathways to Work. Neither do they take into consideration the huge strides we will make with our forthcoming child poverty strategy. We have been more open and transparent than any previous Government, publishing all the poverty impact and other detailed assessments, because we are very happy to have this debate in the House and to put forward our case. Our mission is to get as many people as we can into work and on in their careers, with more income and better choices and chances: that is what a Labour Government are for.
Vikki Slade (Mid Dorset and North Poole) (LD)
My consistent, Louisa, wrote to me about her PIP assessment. She suffers from a number of debilitating fluctuating conditions. Her assessment took over two hours and the assessor ignored her explanations, did not ask how she felt afterwards and threatened to end the call when her words were misinterpreted, which goes against DWP guidance. Will the Secretary of State undertake to review how fluctuating and invisible conditions are handled in the assessment process?
Liz Kendall
Yes, and I would really like the hon. Lady to send in that information and we will go through it with a fine-toothed comb.
Welfare Reform
Vikki Slade Excerpts(9 months ago)
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Liz Kendall
Yes. Members have rightly said that PIP is not a benefit related to work, but a contribution to the extra costs of living with a disability. Actually, 17% of people on PIP are in work. I want to expand opportunities for disabled people who can work to get into work, because the disability employment gap, which actually fell under the last Government, has flatlined. We want to sort that out, because we believe that disabled people should have the same rights and chances to work, if they can, as everybody else.
Vikki Slade (Mid Dorset and North Poole) (LD)
Can the Secretary of State offer some reassurance to Sue from Wareham about her 45-year-old son, who is permanently disabled through childhood illness? She told me that he has great abilities and works part-time with support, but every time there is a change of circumstance, he has to prove his permanent disability again. The Secretary of State has confirmed that there will be changes to reassessments by DWP, but will that also apply across other Departments, including the Department for Transport, for matters including bus passes and blue badges? Those reassessments cause huge mental health issues.
Liz Kendall
The hon. Lady raises an important point. I will look at that and write to her to make sure we address it properly.
Oral Answers to Questions
Vikki Slade Excerpts(9 months ago)
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Alison McGovern
The hon. Member makes an important point. We had a manifesto commitment to try to tackle the backlog. We have put more staff in place to deal with that backlog, but we have more to do, because it is important that disabled people are able to take up jobs that are offered to them. We need to make sure that that is a scheme that works.
Vikki Slade (Mid Dorset and North Poole) (LD)
The Parliamentary Under-Secretary of State for Work and Pensions (Torsten Bell)
This Government have been running the biggest ever pension credit take-up campaign. In the latest stage, we are now writing to all pensioners who make a new housing benefit claim and who appear to be entitled to pension credit, directly targeting them and encouraging them to apply.
Vikki Slade
The rate of take-up for pension credit has traditionally been between 60% and 65%. If that rate were uplifted, it could take 400,000 people out of income poverty. In Dorset, the number of over-65s has increased by about 20% over the past decade. People say that their biggest concern is the paperwork they have to complete. The applications contain up to 225 questions purely for pension credit, and many pensioners would easily be able to claim for things like the carer addition through a slight tweak in the paperwork. What is the Department doing to simplify and combine those applications to make life easier for pensioners?
Torsten Bell
We are already doing a lot to simplify the process; it now takes 16 minutes on average to complete an online form, and 90% of people apply online or over the phone. However, the hon. Lady is completely right to highlight the fact that we must do more, including by simplifying the form. We continue to keep that under review, and I am always interested in ideas about how we can go further.
Alison McGovern
As my hon. Friend mentions, there are important opportunities in Slough that the young people growing up there need to be able to take advantage of. That is why we launched our youth guarantee as part of our plan to get Britain working. It will be there for 18 to 21-year-olds. Again, I encourage my hon. Friend to work with his local jobcentre in Slough as we improve the support available for young people.
Vikki Slade (Mid Dorset and North Poole) (LD)
The Parliamentary Under-Secretary of State for Work and Pensions (Andrew Western)
As the hon. Lady may know, the Department recently consulted on a range of proposals for future improvements to the child maintenance service, such as how we can protect people from financial abuse and better support victims of domestic abuse. I am obviously not familiar with the specifics of the case she references, but I would be more than happy to follow up if she writes to me about it.
Women’s State Pension Age Communication: PHSO Report
Vikki Slade Excerpts(1 year ago)
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Liz Kendall
I am sure that there could be a vote in the Scottish Parliament if the SNP Government decided to do that.
Vikki Slade (Mid Dorset and North Poole) (LD)
I am shocked and staggered that the Secretary of State has made this decision in the week before Christmas—“Bah humbug,” springs to mind. She has talked several times about making sure people get due notice in the future. Does the Secretary of State have plans to increase the pension age further?
Liz Kendall
No. What I am saying is that we have to be able to give people sufficient notice in future. That was at the heart of the problem with the former Conservative-Liberal Democrat coalition’s decision to accelerate the increase in the state pension age, which caused so much anger among many people. We campaigned against that, including in the 2019 election in which we proposed compensation, but we lost that election, and the courts have since ruled that that decision was legal. That is why the ombudsman’s report is not about that decision, but about how changes were communicated. We will learn all the lessons from that maladministration to make sure it does not happen in future.
Income Tax (Charge)
Vikki Slade Excerpts(1 year, 1 month ago)
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Vikki Slade (Mid Dorset and North Poole) (LD)
There is no doubt that the Conservative Government left our public services in tatters and the NHS on life support. This Government were left with no choice but to make tough decisions. I understand that, having led a council that had been Conservative-run. Important decisions about employee pay were delayed, there were vanity projects and money wasted, and reserves were slashed so badly that the council was on the verge of bankruptcy. However, to govern is to choose, and I am shocked by the short-sightedness of some of the decisions made in last week’s Budget.
It is true that the average worker will not see a tax rise on their payslip, but their employer will now be calculating whether there will be any pay rises at all next year or whether to issue some of their workers with their P45. Shops, pubs and cafés facing increases in national insurance and the national minimum wage are already struggling as households deal with cost of living pressures and from their own rising prices for energy and for stock, and they were promised full reform of business rates. Instead, their costs will skyrocket as their 75% business rate relief is slashed to 40%. Granted, the relief has been made permanent, but where is the commercial landowner levy or the charge on the internet giants? Surely taxing the wealthiest would be fairer, rather than hitting small businesses with a tax that takes no account of profits or purpose?
I said it last week, and I will say it again now: rental auctions and compulsory purchase changes may in theory get the markets moving, but if businesses in high streets such as Wareham in my constituency of Mid Dorset and North Poole cannot afford to trade, the high street cannot redefine its purpose.
I, like my colleagues, have been contacted by businesses, public sector organisations and charities sharing their calculations of the impact of the national insurance changes. Corfe Mullen dental practice recently recruited a graduate dentist specifically to serve the child NHS population, boosting capacity in my area. The increase in NI for staff has wiped out half her annual salary. If we are to stop dentists leaving the NHS, we need exemptions for them now. Julia’s House children’s hospice has calculated that its NI increase is £242,000 a year. Shockingly, Tops nursery, which has several early years settings in my constituency, has calculated an increase of half a million pounds, without any additional increase in childcare funding.
The Lib Dems have called for taxes on energy giants and the big banks. We agree that those with the broadest shoulders should pay more, but this Budget has mistaken whose shoulders are broad, so I ask the Government for urgent consideration of two things: first, rethinking the national insurance change to exempt organisations allied to the NHS and education, such as GPs, hospices and nurseries, and instead to get the extra money from big banks and share buybacks; and secondly, to postpone the reduction of retail, hospitality and leisure relief until full business rate reform is ready to keep our high streets alive.