Support for Pensioners

Siobhain McDonagh Excerpts

Wednesday 12th February 2025 Westminster Hall

[Blake Stephenson]

I do not think they are listening either, but let’s try. The Minister for Employment has told me previously about the Government’s desire to help pensioners reduce their energy bills, and I agree. There was a flagship policy in Labour’s manifesto, but good intentions alone are not enough to reduce energy bills. The Government’s Great British Energy pet project will not produce any energy. It will not employ anything near the number of people they said it would, and its boss cannot say when it will reduce energy bills. For many pensioners, that simply will not be soon enough. It is not just the Government’s GB Energy plans that are a mirage. They want to improve energy efficiency, but they cannot say where their warm home grants will be spent. They cannot say how many of the worst impacted properties off the energy grid are listed buildings that would need more specialist support.

All the energy wasted on plans that will not bring down energy bills could have been better spent taking real steps to reduce them. While the Government have been talking about reducing energy bills, they have gone up by £170. Our pensioners deserve better. They deserve real, focused action to drive up energy efficiency and drive down energy bills.

From the private sector I know that the old axiom “what gets measured gets done” is more than a cliché. The Government need to start taking seriously getting every single person eligible for pension credit signed up for it. To do that, they need to set out a credible, measurable plan with targets that we can all hold them to account on. Our pensioners deserve better. They deserve a real focus to make sure that the most vulnerable pensioners get the help they need. Getting them that help will also help the Government in their mission to grow the economy.

Independent Age found that spending an additional £2.1 billion on pension credit for all eligible pensioners would save the NHS and social care around £4 billion. That is extra money to spend on the Government’s priorities—growing the economy and delivering better public services while protecting the most vulnerable pensioners. We must also go further to ensure that the Government are able to support both the pensioners of today and the pensioners of tomorrow. People need confidence and certainty in pensions to plan. That is a lesson we must learn from the winter fuel fiasco, and indeed from the legacy of the Women Against State Pension Inequality Campaign. Politicians cannot continue to promise things that cannot be delivered. We have a duty in this place to deliver the things we promise. That means ensuring that we put the state pension on a long-term sustainable footing with a plan that looks to the future.

During this Parliament we must clearly communicate to the young people starting work now the support that they can expect to receive from the state when they retire, so that from their first days in work young people can start to plan for a comfortable retirement. We must get pensions reform right—I think the Minister will agree with that—so that young people have good choices available to them as they build financially secure futures. In doing so, we can build greater financial resilience so that the next generation of pensioners, and those that come after, will never have to worry about choosing between heating and eating again. To do anything else would be a dereliction of the duty we have been entrusted with by our constituents.

The Government promised pensioners that they would deliver for them. Instead, they have chosen to balance the books on the backs of people who cannot simply turn around and go back to work, and who cannot find an extra £50 behind the sofa to turn on the heating this week. Although the Government can hide behind shameful, politically driven characterisations of some of the poorest in our society as millionaire pensioners to justify snatching away vital support, pensioners know the truth. Labour were elected on a promise to make pensioners’ lives easier; they have done the opposite. Over the next four years we all have a duty to do better for the pensioners of today and the pensioners of tomorrow. I hope that the Government will get a grip quickly and rise to that challenge.

[Dame Siobhain McDonagh (in the Chair)]

I remind Members that they should bob if they wish to be called to speak in the debate.

--- Later in debate ---

[Steve Barclay]

Not only standing, but I recall that in the debate on Monday, the hon. Gentleman was sitting next to the Minister, such was the pressure on seats. Given that none of the Minister’s colleagues have bothered to come to the debate, perhaps he might consider sitting over there again and giving the Minister a little company.

As other hon. Members did, the hon. Gentleman is talking quite rightly about the speed and the targeting of the policy. The point is that it was a choice. There is a debate to be had about universal benefits and targeted benefits, but the speed with which it was done meant that some of the targeting, such as for pension credit, was not addressed. That has caused the cliff edge that hon. Members on both sides of the House have spoken about, so that if someone is just over the threshold, they lose out entirely.

On choices, the Government have chosen to fund not just the Chagos deal, as my right hon. Friend the Member for Aldridge-Brownhills (Wendy Morton) said, but the above-inflation pay rises to trade union workforces such as train drivers. The hardship cases set out by the hon. Member for Strangford (Jim Shannon) and others show that this issue is not about a wider debate on the economy, the mistakes made in the Budget or their effect on our growth projections, but about choice. The Government have chosen to give money to their other priorities—but before the election, they told pensioners that they would choose to prioritise them.

[Dame Siobhain McDonagh (in the Chair)]

Order. The right hon. Member is a man of great of experience and he knows that this is an intervention, rather than a speech.

[Jim Shannon]

The right hon. Gentleman was doing so well that I felt like leaving him in full flow. He is absolutely right that we need to focus on that issue.

I was successful with that lady’s attendance allowance form, and I am pleased that the benefits system justified her claim given her complex health needs, including mobility issues. In that lady’s case, it enables her to get £436 per month, or £5,130 a year, which fills the gap from not getting the pension credit. However, not everyone qualifies for that allowance, which is what the right hon. Member referred to.

The lady’s home was on the brink of freezing, and she very openly said that she was hopeful of getting the attendance allowance to fill the tank with oil, which she did. She justified her claim and she deserved it, but she should have got it years ago. She did not apply because she did not know about the allowance, so perhaps the Minister could look into contacting pensioners directly.

I find the pensioners who I deal with regularly to be very independent, and they are nearly apologetic for applying for a benefit. They say, “Oh no, I don’t think I’d qualify for that,” but when we ask them questions, we suddenly find out that they do. My office staff were able to secure a Bryson energy grant to put some oil in that lady’s tank in the short term. When people say that pensioners are getting more than ever, I can only think of that wee lady in her cold home, who quite clearly was not.

That lady is not the only one. Local churches, such as the House Church and Christian Fellowship Church, make their facilities available to people for food and meals, as well as to come and read—or “sit and knit”, as they call it—in their warm facilities in Newtownards town. I am greatly encouraged by people’s goodness, so I am thankful for the churches and the voluntary sector that step up when the Government fail.

I want to clarify one final issue, although I am very conscious that somebody else wants to speak and I do not want to take up their time. A further issue of concern for pensioners are the letters that come from His Majesty’s Revenue and Customs, with no explanation, and ask women in their 80s to go online, fill out a tax application and pay back taxes. I have one lady whose husband’s pension is £50 per month and that puts her over the threshold. Honestly, I get so frustrated, and I know that wee lady was even more frustrated than me. She had to pay back a tax bill of £280, and of course, she said, “Look, take my husband’s pension. I don’t want it any more. It’s only giving me bother. I don’t know how to fill the forms in.” So there is an issue about pursuing that, and we have to reach out and help people who get those sudden letters.

I conclude with this: my party has sought to divert some of the block grant as a small help for pensioners in fuel poverty, recognising that they need that help. I understand that the Government cannot pay all of the fuel bills, but I believe that we can do better, and help more, and I look to the Minister to do just that.

--- Later in debate ---

[Helen Maguire (Epsom and Ewell) (LD)]

Will the hon. Gentleman give way?

[Dame Siobhain McDonagh (in the Chair)]

Order. I remind the Member that she came into the debate very late. I do not wish to embarrass her in any way, but if she wants to intervene, she needs to be here at the start of the debate.

[Gregory Stafford]

I am sure that I would have agreed with whatever point the hon. Lady was about to make.

Other hon. Members have mentioned the hypocrisy of this Government telling pensioners prior to the election that they were going to be fine—indeed, they were told that things would get better for them. Instead, things have become markedly worse. As other hon. Members have also mentioned, we have also seen that with WASPI women. To be frank, Diana and Sheila are just the canaries in the coalmine for the larger issue of the Government’s worrying treatment of our pensioners.

At my Monday morning surgery, a pensioner asked me, “Why does Labour hate pensioners?” I could not give her an answer. I have no idea why the Government have decided to punish pensioners—perhaps we can understand that from the text messages of the hon. Member for Gorton and Denton (Andrew Gwynne). That is why the Government must listen to the experts in the industry, in the charitable sector and in the health and social care sector who are raising the issues and presenting them with the figures.

The Government must reverse this treatment of our elderly and vulnerable and ensure that this winter, next winter and every winter that this terrible Government are still in power, every pensioner is warm, safe and looked after.

--- Later in debate ---

[Dame Harriett Baldwin]

On a point of order, Dame Siobhain. Is it orderly for me to point out that the NHS is suffering from a number of over-65s who sadly have a high level of mortality—

[Dame Siobhain McDonagh (in the Chair)]

Order. I do apologise to the hon. Member, but that is not a point of order, and she knows it. I call the Minister.

[Torsten Bell]

Thank you, Dame Siobhain.

Supporting pensioners in the 2020s is about more than opposing every tough choice that the Government have to make. It means directly raising pensioner incomes via the state pension and pension credit, but it also requires us to reform our private pension system, grow our economy and rescue our public services—

[Dame Siobhain McDonagh (in the Chair)]

Order. We are out of time, but I want to make a public apology to the hon. Member for Epsom and Ewell (Helen Maguire). I should have allowed her to intervene, and I certainly meant no discourtesy to her.

Motion lapsed (Standing Order No. 10(6)).