Oral Answers to Questions

Ruth Cadbury Excerpts
Monday 6th June 2022

(1 year, 10 months ago)

Commons Chamber
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David Rutley Portrait David Rutley
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Local authorities, with their local ties and knowledge, are best placed to identify those most in need. To assist local authorities with identifying those who may be in need of additional discretionary support, the DWP has introduced data shares with local authorities, which enables them to proactively identify individuals in need, as well as the supporting guidance for the scheme.

Ruth Cadbury Portrait Ruth Cadbury (Brentford and Isleworth) (Lab)
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The Government were able to switch on, and then switch off, the £20 universal credit uplift quite easily and efficiently. What conversations did the Minister have with Treasury colleagues about doing the same again for those on universal credit in the latest package of measures, rather than imposing another bureaucratic headache on already overstretched councils?

David Rutley Portrait David Rutley
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We have important guidance in place to support local authorities, but they are best placed to provide support for people in their individual localities. That is why the household support fund has been designed with that in mind.

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David Rutley Portrait David Rutley
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It was vital that the Chancellor, the Cabinet and the Government looked at all the cost pressures arising in the economy. Once we knew what was happening with the energy price cap, it was possible for the Chancellor to start looking at what the options might be. We also needed to look at what payment mechanisms could be used to get the funding out to people. It is therefore entirely right that this package was put together and that it should have the impact that my hon. Friend has so clearly set out.

Ruth Cadbury Portrait Ruth Cadbury (Brentford and Isleworth) (Lab)
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T5.   My constituent is a paramedic and was on the frontline throughout the pandemic. He told me how much he was struggling with the cost of living crisis and how he feels cheated out of the household dream that if people worked hard, they could enjoy a good quality of life. He speaks for millions of NHS staff and many others. Does the Minister still think it was a good idea to raise taxes for working people this year?

Thérèse Coffey Portrait Dr Coffey
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As the hon. Lady knows, the levy that was introduced is there to support the NHS, particularly in tackling backlogs, but also to support adult social care, and I am sure her constituent could benefit from the outcomes of both. The hon. Lady should also be aware that next month the threshold for national insurance will rise, which will mean that 70% of working households will see a cut in the amount they pay in tax and national insurance.

Universal Credit and Working Tax Credits

Ruth Cadbury Excerpts
Wednesday 15th September 2021

(2 years, 7 months ago)

Commons Chamber
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Ruth Cadbury Portrait Ruth Cadbury (Brentford and Isleworth) (Lab)
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I rise to speak on behalf of the 17,296 adults in claimant households in my constituency who are about to be hit by the universal credit cut, nearly 40% of whom are in work. Before the pandemic, the majority of local universal credit claimants were working, due to the high levels of low-paid work in Hounslow borough and its environs. Many of my constituents who are now unemployed worked in live events in the arts or at Heathrow airport, and the downturn in international aviation since covid has exposed the over-dependence of our local economy on Heathrow. This means that Hounslow has gone from being an area of very low unemployment to having one of the highest levels in the UK.

Behind every one of the 17,296 local claimants there is a person, often with children, and for them the proposed cut will have a very real impact on their households—households already living in poverty. Many have told me what it will mean. One said that the payment makes

“a lot of difference and helps us to eat”.

“Helps us to eat”, in the 21st century in the UK, is disgraceful.

On the one hand we have had Ministers’ weak attempts to defend this cut, but why do they not also mention the countless acts of wasteful spending we have seen over the last 18 months, such as a test and trace system that does not really trace and unusable PPE? We should also not forget the wider context of this cut. As the Government push through this £1,000 cut per claimant, they are also increasing taxes on working people through the national insurance hike and forcing councils to increase council tax, while today we hear of the rise in inflation to 3.2%. Furthermore, in high rent areas such as my constituency, the benefit cap and local housing allowance levels mean that many of my constituents are using the money from their standard allowance, which should be for food and utilities, to pay the rent. As the Leader of the Opposition highlighted at PMQs today, a full-time worker on the minimum wage will need to work for nine more hours to make up for the £20 cut.

Cutting UC on top of all this is not only cruel, but economically incompetent. Some £15 million will be taken out of our local economy in my constituency. We know from research that when there is more money in poor people’s pockets, it goes to local businesses and local shops—businesses that themselves employ people and pay tax. It is such a shame that the Chancellor and his Ministers are not here to lead for the Government in this debate rather than the DWP team, who we hear privately share our concerns about the impact of this cut.

Coronavirus Outbreak: DWP Response

Ruth Cadbury Excerpts
Thursday 26th November 2020

(3 years, 5 months ago)

Commons Chamber
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Ruth Cadbury Portrait Ruth Cadbury (Brentford and Isleworth) (Lab)
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I, too, welcome the report, and the speech made today by my right hon. Friend the Member for East Ham (Stephen Timms).

The impact of the covid pandemic has exposed so many of our constituents, who never thought that they would need to apply for benefits, to the Department for Work and Pensions. They have experienced what many have had to put up with for years—politically driven viciousness towards those who, through no fault of their own, need help from the state to keep a roof over their head and food on the table. I do not blame DWP staff, who work hard to support increasing numbers of people in distress, but those staff are having to implement these terrible policies.

There are about 13,000 households on universal credit in my constituency as of last month. That is 50% more compared with the same month a year ago. There are also almost 5,500 households on legacy benefits and tax credits. That is an estimate. I am particularly concerned about people who have no recourse to public funds. We have no local data, but I know there will be many hundreds of such adults and children, given that the national estimate is 1.4 million adults and 175,000 children impacted. With no right to state help, apart from discretionary funds from already overstretched local authorities, there are real concerns about those people.

There is a particular impact on lone-parent families, especially with black, Asian and ethnic minority backgrounds. The Local Government Association has called for NRPF to be suspended, because these are people who, in the main, were working. They had a right to work and a right to live here, but their jobs have gone, particularly in my area, where so many jobs depend on Heathrow. That industry has been hit particularly hard. The Unity Project, which works with NRPF families, reports that 54% of its families assisted had no work during lockdown.

I want to cover a couple of cases and the experience of my case workers. People are using universal credit for the first time and having real trouble navigating what is a complex system, even for those with a high level of IT and literacy skills. The Work and Pensions Committee report mentions the difficulty facing self-employed workers owing to their specific needs. The minimum income floor has been suspended and they are worried that it might be brought back. Many self-employed workers who were excluded, particularly in the creative and arts sectors, have also been denied access to universal credit owing to the savings threshold. Savings are not some sort of indulgence; for many, they are the fund being built up for a deposit, so that they can get on the housing ladder, now that 100% mortgages are something of the deep past.

I want to discuss a case in respect of the benefit cap, which affects so many in my constituency, where rents are between £1,500 and £1,800 a month for a modest flat. Rents are high because we are in west London. The £27,000 benefit cap does not leave much change after the rent is paid, so let me illustrate that by way of the example of a lone parent, recently separated, with three children, one of whom is a tiny baby. Her rent is £1,300 a month. Her partner left her while pregnant and she claimed universal credit. She was awarded £1,731 a month, which meant that, after she had paid the £1,300 in rent, she was left with £431 a month, or £99 a week plus child benefit, for everything for her and her children, including a baby, which of course means additional costs. The two-child limit meant that she was not entitled to any more benefit once her third child arrived. She was left with the same amount to live on.

I am particularly concerned about those subject to sanctions and the reintroduction of the requirement for claimants to phone their DWP advisers or risk sanctions. That particularly impacts on those with learning disabilities or mental health issues. We know that mental health problems have escalated this year. Many need access to IT, but they have been dependent on face-to-face support to help them with their benefit claims and their journal. That support was often given in places such as libraries and other public spaces, but those have been closed for much of the year because of lockdown rules.

In conclusion, I support the Committee’s recommendations. I also oppose any attempt to cut the £20 a week increase for universal credit. I want to see an increase in legacy benefits in line with the £20 uplift to ensure that those on older legacy benefits, such as jobseeker’s allowance, are not missing out. I would have scrapped the benefits cap that penalises private renters, particularly in high-cost areas such as London, and suspended the savings cap. All that would mean money in the pockets of low-income families. That would not only help them: as we know, low-income families are far more likely to spend any additional pound in the local economy and that supports others. It is a win-win.

Inequality and Social Mobility

Ruth Cadbury Excerpts
Wednesday 12th June 2019

(4 years, 10 months ago)

Commons Chamber
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Amber Rudd Portrait Amber Rudd
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I am going to make some more progress.

Let me set out how this Government are supporting social mobility and helping people to improve their lot. We know that social mobility support has the greatest potential at the earliest time in life. That is why we introduced 15 hours of free childcare for disadvantaged two-year-olds. This is on top of the 15 hours of free childcare offer for all three and four-year-olds, which we doubled to 30 hours for working parents. This is more provision of childcare than at any time under Labour.

We are investing in our world-class education system. Core funding for schools and high-needs education has risen from almost £41 billion in 2017-18 to £43.5 billion this year. Since 2010, the proportion of children in good or outstanding schools has risen from 66% to 85% in December 2018.

Amber Rudd Portrait Amber Rudd
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I gently remind the hon. Gentleman that we came in in 2010 to an economic crisis, and the fact that we have seen an increase in people’s wages over inflation in every month for the past 13 months is something that we should celebrate. The fact that we now provide 85% of assistance for people who need it for their childcare costs, compared with the 70% they received previously, should help people to access the work that they want and the support for childcare that they need.

We are also overhauling technical education, with investment of an extra £500 million a year once T-levels are fully rolled out. The UK has a long history of providing world-class university education. We have four of the 10 top universities in the world, more women than ever before are studying STEM—science, technology, engineering and maths—subjects at university, and disadvantaged 18-year-olds are now entering full-time universities at record rates.

For most people, full-time work is the best route out of poverty, so it is vital that we help welfare claimants to find jobs, to progress and to work. That is why the Government designed universal credit, which removes the legacy system’s disincentives to entering employment by ensuring that work always pays more than being on benefits.

Once fully rolled out, universal credit will cost £2.1 billion more per year than the system it replaced.

Ruth Cadbury Portrait Ruth Cadbury
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The Secretary of State talks about rising wages and full-time work, but is she aware just how many families depend on zero-hours, inconsistent and unsociable hours work while their costs, including rent and council tax, are rising? They are having to find childcare out of normal hours and they cannot make ends meet. Those people’s incomes are not improving, given all the other costs that they face.

Oral Answers to Questions

Ruth Cadbury Excerpts
Monday 13th May 2019

(4 years, 11 months ago)

Commons Chamber
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Will Quince Portrait Will Quince
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The question is a good one, and we will always look at alternative forms of communication.

Ruth Cadbury Portrait Ruth Cadbury (Brentford and Isleworth) (Lab)
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Too many young people who are sofa-surfing or, worse, sleeping rough are doing so because of problems due to universal credit delays and sanctions. When will the Government do an assessment of the impact of these delays and sanctions on vulnerable young people?

Will Quince Portrait Will Quince
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That is why, in recent Budgets, we have put an additional £1.7 billion into the universal credit system.

Draft Chemicals (Health and Safety) and Genetically Modified Organisms (Contained Use) (Amendment Etc.) (EU Exit) Regulations 2019

Ruth Cadbury Excerpts
Wednesday 13th March 2019

(5 years, 1 month ago)

General Committees
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Sarah Newton Portrait The Minister for Disabled People, Health and Work (Sarah Newton)
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I beg to move,

That the Committee has considered the draft Chemicals (Health and Safety) and Genetically Modified Organisms (Contained Use) (Amendment etc.) (EU Exit) Regulations 2019.

It is a pleasure to serve under your chairmanship, Mr Hanson, and I thank all colleagues for coming along to this important statutory instrument Committee this morning.

It is really important that we reach a negotiated settlement with the EU, but it is our duty, as a responsible Government, to prepare for all eventualities, including leaving with no deal. This SI is one such contingency measure and will ensure that regulations governing chemicals and genetically modified organisms for contained use continue to be operable in a no-deal scenario.

I shall take this opportunity to reiterate that this instrument will deliver on our commitments to protect workers’ rights as the UK leaves the EU by ensuring that health and safety regulation continues to provide a high level of protection in the workplace and for those affected by workplace activities. It will also deliver on the Government’s commitment that as the UK leaves the EU standards of protection for people and the environment will remain at least as high as they are at present.

Together with ministerial colleagues in the Department for Environment, Food and Rural Affairs, we oversee a number of key regulatory regimes that affect the chemicals sector. Since the referendum, our joint programme has conducted particularly intensive work to ensure that there will continue to be a functioning regulatory regime for chemicals, with associated enforcement activity, in any exit scenario.

These draft regulations form part of the work being done to adjust our legislative framework in readiness for leaving the EU. I appreciate the technical nature of the regulations and that this instrument, as a composite of several different regulatory regimes, makes things particularly complex. The decision to present the proposals as a single instrument was for the benefit of the House—to reduce pressure on parliamentary time and to ensure that we can deliver an orderly exit. I ask hon. Members to please be assured that the proposals are sensible, proportionate and necessary.

If approved, the regulations will make necessary amendments to three retained EU regulations as well as EU-derived domestic legislation affecting the whole of the United Kingdom, including Northern Ireland. As stated, their purpose is to amend the relevant legislation to ensure that there is provision for an independent UK regulatory regime that maintains existing standards and protections. The Government’s priority will be to maintain a legal framework to ensure the continued effective and safe management of chemicals to safeguard human health and the environment. That framework needs to be flexible enough to respond to emerging risks, while still allowing trade with the EU that is as frictionless as possible.

The first of the three retained EU regulations to be amended is the biocidal products regulation, which governs the placing on the market and use of products that contain chemicals that protect humans, animals, materials or articles against harmful organisms such as pests or bacteria. It is in place to ensure that those chemicals are safe for humans, animals and the environment, while improving the functioning of the biocidal products market. That market covers a wide range of products, such as wood preservatives, insecticides—for example, wasp spray—and anti-fouling paint to remove barnacles from boats.

Secondly, the classification, labelling and packaging of substances and mixtures regulation ensures that the hazardous intrinsic properties of chemicals are properly identified and effectively communicated to those throughout the supply chain, including at the point of use. That is done partly through standardised hazard pictograms and warning phrases associated with specific hazards, such as explosivity, acute toxicity and carcinogenicity.

Ruth Cadbury Portrait Ruth Cadbury (Brentford and Isleworth) (Lab)
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The Minister said that this SI would protect workers’ rights. Could she a bit more specific on exactly how?

Sarah Newton Portrait Sarah Newton
- Hansard - - - Excerpts

I would be delighted to. As I will go on to explain, the regimes will be administered by the Health and Safety Executive, so the draft instrument will protect workers’ rights by ensuring that we continue to have some of the safest workplaces in the world—we have a proud tradition of that. I am delighted that the team from the HSE that worked so hard on the draft regulations, and the lawyers that helped us to introduce them, are here today. They have done a fantastic job. I am sure we all agree that the HSE does a very good job, day in, day out, of promoting the wellbeing and safety of people in the workplace. The draft instrument will protect workers’ rights by protecting workers from exposure to harmful chemicals.

Lastly, the export and import of hazardous chemicals regulation implements the Rotterdam convention and requires exports of listed chemicals to be notified to the importing country. For some chemicals, the consent of the importing country must be obtained before export can proceed. These regimes rely on EU processes to take and implement collective decisions. However, much of this business already operates at national level. Decisions at EU level are taken on the basis of evaluations and assessments undertaken by member states, or following consideration of scientific opinions reached by relevant expert committees. Under a no-deal scenario, the instrument will provide for these evaluations or opinions to inform a national decision, rather than informing UK input into an EU decision.

The HSE acts as a UK competent authority within the EU regimes for chemicals regulations, and therefore has capability and capacity that can be built on to enable it to take full UK regulatory authority responsibility. For example, across the whole of the EU, the HSE processes about an eighth of the biocidal active substance approvals and about a third of the biocidal product authorisations.

It is necessary to put in place arrangements for the HSE to recover its costs for work across the wider chemicals regimes, including on plant protection products. That is currently done by EU institutions, and a fee is charged. This approach to cost recovery is in line with HM Treasury policy and is a well-established procedure for charging industry for the various work and advice provided by the HSE—for example, on applications for approval of first aid training on offshore installations and pipelines, or the evaluation of safety cases made under the control of major accident hazards regulations.

The instrument also contains a small number of technical operability amendments to the Genetically Modified Organisms (Contained Use) Regulations 2014, which affect the use of GMOs in contained sites, such as laboratories, and currently refer to a number of European directives and regulations. These references, some of which are the responsibility of other Government Departments, will be updated to the corresponding repatriated UK domestic law. There are no policy changes or updates to duties, and all existing protections covering human health and the environment will be maintained and will continue to work in the same way post EU exit.

The UK chemical sector is our second biggest manufacturing industry and second largest exporter. It is also integral to the provision of essential products and technologies on which society relies. The draft instrument will provide clarity for the chemical industry and regulators, ensuring that the legal requirements for chemicals regulations are clear immediately after exit, and that certainty for consumers that the use of chemicals in the UK will continue to be desirable and safe.

Before closing, I stress that the devolved Administrations have provided consent for the elements of the draft instrument that are considered to be devolved. I hope that colleagues of all parties will join me in supporting the draft regulations and I commend them to the Committee.

Oral Answers to Questions

Ruth Cadbury Excerpts
Monday 11th February 2019

(5 years, 2 months ago)

Commons Chamber
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Justin Tomlinson Portrait Justin Tomlinson
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Last Thursday, my hon. Friend held a powerful debate in Westminster Hall covering some of this area. The Government take the issue very seriously. We are providing additional funding for 47 local authorities that have the highest numbers of care leavers at risk of rough sleeping. That funding will allow them to appoint specialist personnel advisers to provide additional support to small caseloads of those at risk. I am also keen to look at opportunities to open up the jobcentres to care leavers six months before their 18th birthday in order to look at all the different opportunities and support available to them.

Ruth Cadbury Portrait Ruth Cadbury (Brentford and Isleworth) (Lab)
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Given that care leavers are, by definition, vulnerable and have a host of challenges, including in housing, getting into work, and skills and training, what discussions is the DWP having with local authorities so that rather than drip-dripping a few special projects the Government actually address the chronic underfunding of local government that has let care leavers down, among many others?

Justin Tomlinson Portrait Justin Tomlinson
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Our whole strategy of supporting care leavers, which was set out as part of the care leaver covenant, is about closer partnership working with not only the Department for Education but local authorities, to ensure that there is consistent support across the board. As I said in my previous answer, I want to start that earlier, giving young care leavers the maximum time to prepare for the transition as they reach 18.

Universal Credit

Ruth Cadbury Excerpts
Wednesday 17th October 2018

(5 years, 6 months ago)

Commons Chamber
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Esther McVey Portrait Ms McVey
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I am glad that there was some calm and hush for that question, so that I could hear it and give the response that it deserves. My hon. Friend is right: around 1 million disabled households will receive on average around £110 more per month through universal credit. If we were to follow the advice of the Labour party, those 1 million disabled households would be £110 worse off per month. That is what the Opposition are asking for.

Universal credit pays for 85% of childcare costs, compared with 70% under the legacy benefits. Because it is a simpler benefit, as I hear from Government Back Benchers, 700,000 households will get entitlements that they were not claiming under legacy benefits, worth an average of £285 per month.

We have taken a mature approach to rolling out universal credit. We have said that we will test, learn, adapt and change as we go forward. That has resulted in a series of improvements, and I will read some of those out. We are providing extra universal support with Citizens Advice, an independent and trusted partner. We have brought in the landlord portal. We have brought in alternative payment arrangements, 100% advances and housing running costs. We have removed waiting days and are providing extra support for kinship carers and those receiving the severe disability premium.

Ruth Cadbury Portrait Ruth Cadbury (Brentford and Isleworth) (Lab)
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Do the Government recognise that, in constituencies such as mine in London, work does not pay the rent for most people, because rent levels in the private sector are almost equal to take-home pay? Universal credit is therefore essential. The majority of claimants in my constituency are working. Do the Government recognise the problems with pay-outs, delays and so on, particularly for people whose income changes from month to month, and will the system recognise the needs of the many working families in high-rent accommodation?

Esther McVey Portrait Ms McVey
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I thank the hon. Lady for her question. Those are all things that we have to consider, in terms of how payments are made and how they work for the person in work. That is what we are doing, and that is why we have had a slow and measured roll-out. That was one of the things I said in my reform speech, if she cared to listen to it.

I would like to point out the news yesterday that we have seen the strongest wage growth for nine years. That is what this Government are doing—getting people into work and turning the corner of more wage growth. We will continue to roll out universal credit, and we will engage with colleagues across the House. I met the right hon. Member for Birkenhead (Frank Field) yesterday—I think he saw me with my glasses on then, which is maybe why he felt the need to mention that—and I will meet him again. My door is always open. We will make sure we get this benefit right, and Government Back Benchers, who have genuine concerns, want to get it right.

Oral Answers to Questions

Ruth Cadbury Excerpts
Monday 15th October 2018

(5 years, 6 months ago)

Commons Chamber
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Esther McVey Portrait Ms McVey
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The hon. Gentleman will be pleased to know that the number of people on zero-hours contracts this year has dropped by 100,000, and full-time and permanent work accounts for 75% of employment. We are creating real jobs and real growth in this economy.

Ruth Cadbury Portrait Ruth Cadbury (Brentford and Isleworth) (Lab)
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4. What recent assessment she has made of the (a) accuracy and (b) efficiency of contracted-out health assessments for employment and support allowance and personal independence payment.

Sarah Newton Portrait The Minister for Disabled People, Health and Work (Sarah Newton)
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Let us not forget that behind every statistic is a person. That is why I focus on the claimant satisfaction survey data. Overall the customer satisfaction rate is positive, with 87% for PIP and over 90% for the work capability assessment in ESA. We continually look at how we can improve accuracy in our processes.

Ruth Cadbury Portrait Ruth Cadbury
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Many of my disabled constituents are contacting me about their assessments for PIP and ESA. Of just two who contacted me about their health assessments, I identified 14 failures of due process—for just two cases. Given that 65% of appeals completed on the initial fit-for-work decisions were overturned and that the courts have consistently struck out DWP assessment decisions, does the Secretary of State not think that the money spent on defending those cases would have been better spent supporting disabled people?

Sarah Newton Portrait Sarah Newton
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I thank the hon. Lady for bringing up those specific cases, and of course I would be happy to meet her to look into them. Actually, of all the millions of people who have been assessed for PIP, only 9% have appealed those decisions, and 4% have been upheld, mostly because at that point, more medical information is brought forward. One person’s mistake is one too many, and that is why we are constantly improving the process.

The Secretary of State’s Handling of Universal Credit

Ruth Cadbury Excerpts
Wednesday 11th July 2018

(5 years, 9 months ago)

Commons Chamber
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Esther McVey Portrait The Secretary of State for Work and Pensions (Ms Esther McVey)
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Madam Deputy Speaker, thank you for clearing that up—that we are discussing the Question as is on the Order Paper.

We are introducing a new benefits system to assist people into work in this new technological era—a system that will support people so that they can become more economically secure and progress in life. We are introducing universal credit to remove the problems of the old benefits system that we inherited and that put barriers in the way of people fulfilling their potential.

Ruth Cadbury Portrait Ruth Cadbury (Brentford and Isleworth) (Lab)
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Will the Secretary of State give way?

Nick Smith Portrait Nick Smith (Blaenau Gwent) (Lab)
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Will the Secretary of State give way?

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Lord Field of Birkenhead Portrait Frank Field
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One last point: Back Benchers can apologise only for our own action or inaction. That is my apology.

In this debate, one wonders what truth is and what facts are. When reading the NAO report, I reached totally different conclusions to the Secretary of State. I thought the message was that the Comptroller and Auditor General was perplexed beyond belief that he could not recommend to go back or to go forward. There was a clear recommendation that we should pause, and I ask the Secretary of State for that pause—not never to resume the roll-out, but to at least to ensure that we are not inflicting unnecessary suffering, horror and hunger on our constituents, which Opposition Members have certainly registered, and which must have been registered by Members on the other side of the House.

Ruth Cadbury Portrait Ruth Cadbury
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The Secretary of State said that this was a new benefit that was helping people into work. In my London borough of Hounslow, we have had full service roll-out for two years and three months, and three quarters of claimants are in work. It has caused huge problems. Many families have lost their homes and jobs, and many have been threatened with losing their children. Does my right hon. Friend the Chair of the Work and Pensions Committee agree that a pause should have happened a long time ago in order to address the problems that were more than relevant and apparent in Hounslow?

Lord Field of Birkenhead Portrait Frank Field
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Yes, indeed, but I am really anxious to respond to the Secretary of State’s wish that we work together. The building block of working together is to take that key sentence from the NAO report, whatever else it said, about a pause—not to scrap universal credit, but to have a pause—to make sure that in three respects we are not party to inflicting untold misery, horror and hunger on our constituents.

The first is that we do not continue the roll-out until we have universal support. We do not have universal support in the way in which all of us understand the word universal.

Secondly, on real-time information, the experience in my constituency—it must be the experience in other constituencies as well—is that real-time information is neither real nor on time. That is causing the most incredible problems with people’s claims. Might we have a pause until we make sure the Revenue can service the Secretary of State’s Department in a way that we need for a successful continuation of the roll-out of universal credit?

Thirdly, on debt, on which the Secretary of State could decide today, debts of yesteryear are being found and charged to people on universal credit. The repayment of those debts is overwhelming people. I am not saying that people should not pay their debts, but do we not think that feeding one’s children, and ensuring the rent is paid and the heating is on, ought to be at least equal in importance to the repayment of debt? Might I therefore make a plea to the Secretary of State that she looks at the rules—not to scrap the repayment of debt, but the amount that is reclaimed—on debts that most of us will have forgotten?