(7 years, 8 months ago)
Commons ChamberWe have embarked on a programme of change which comes at the end of a 20-year private finance initiative contract. There is both an opportunity and a requirement to review what is needed on the estate. Rents are particularly high in London, and are therefore particularly challenging in the commercial market. We have sought to minimise the effect on claimants, to ensure that there is a good coverage of services within reach, and to run a consultation when a new jobcentre is more than 3 miles away and a journey on public transport takes more than 20 minutes.
Throughout the development of these proposals, we have been mindful at every turn of the impact on staff and customers. Both statistical analysis and local knowledge have informed the proposals, which are still subject to consultation with staff and, when appropriate, with the public.
Nearly a quarter of the jobcentres earmarked for closure are in London, and, as the Minister will know, both the disability and the black and minority ethnic unemployment rates are higher in the capital than elsewhere. Is the reason for the delay in the equality impact assessment the fact that it will show a disproportionate impact on the groups that typically need the most support to gain access to employment?
No, we have been mindful throughout of our duties under section 149 of the Equality Act 2010. Equality analysis will help to inform the final decision-making process, and it is an integral part of the thinking and process throughout.
(7 years, 9 months ago)
Westminster HallWestminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.
Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.
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It is a pleasure to follow the hon. Member for Glasgow South West (Chris Stephens). I congratulate him on securing the debate and, like him, I thank the Backbench Business Committee for giving us this opportunity today.
Lewisham jobcentre, which is based in my constituency, is one of the jobcentres earmarked for closure. In my borough the unemployment rate is higher than average. We have 3,100 people in receipt of either jobseeker’s allowance or universal credit, who have a reason to visit the jobcentre once a fortnight. Another 15,000 people in the borough of Lewisham receive employment and support allowance or income support. Although they visit the jobcentre less frequently, it is estimated that between 100 and 200 of them use the jobcentre in Rushey Green every week.
At the moment the jobcentre is located in the heart of the borough of Lewisham, on a busy street between Lewisham and Catford. It is easily accessible on a number of different bus routes and from five different overground railway stations. The Department for Work and Pensions proposes to close that much needed, busy jobcentre in my constituency and relocate it to another office that it has in Forest Hill. That office is small, and although there is a proposal to expand into some of the space available in that building, my fear is that we will squeeze staff from the main jobcentre in Lewisham into unsuitable, smaller premises in Forest Hill that are less accessible.
I know that the DWP is exploring taking up some space in a council-owned building called Eros House. I ask the Minister to do everything he can to ensure that the local presence of the DWP is able to pursue that option. It is no good sending people down to Bromley from Lewisham or trying to run those services from a constrained site in Forest Hill. It is vital that we can have that easily accessible location at Eros House in Catford.
Let me take a minute to reflect on how we got here. The lease arrangements for the DWP have been in place for 30 years and they are coming to an end. For the last six months an agent has been looking to secure space in a central Lewisham location, but has been unable to find any. I do not know whether the process should have started sooner, so that consideration could have been given to the new developments in the borough of Lewisham to ensure that appropriate space could be found. We find ourselves in this situation partly because of the Government’s changes to permitted development rights and the planning system in the last few years. The owner of the building that the jobcentre is currently located in has decided to convert that office building to residential under permitted development rights, and there is a real problem sourcing office space in central locations, particularly in London.
I am concerned about the impact on people who rely on the jobcentre to access the help, advice and support that the hon. Member for Glasgow South West talked about. As politicians, we spend a lot of time talking about how much money is paid to individuals in benefit and less time on exactly what support is provided to help people back into work. It goes without saying that people need to be able to get to that help and support easily. I know that the consultation process and equality impact assessment might not kick in for some jobcentres in London because of the issue of being within 20 minutes to the next jobcentre, but anyone who has sat on a bus on the south circular in south London trying to get from one place to the next will realise that 20 minutes in theory is not always 20 minutes in practice.
I agree entirely with what the hon. Gentleman said about the move to digital services. Some of the people in my constituency who use the jobcentre frequently will want to see somebody face to face. At my own advice surgeries every fortnight I see between 25 and 40 people, which is testament to the fact that people want to speak to somebody directly.
We need to provide tailored support to individuals trying to get back into work. I was interested to read an article in the Evening Standard on 31 January by the Secretary of State for Work and Pensions about the disability unemployment rate in London, in which he wrote:
“The gap between the number of disabled people in work compared with the employment rate of non-disabled people in London is around 28 percentage points—a figure that is frankly unacceptable in 2017.”
I agree with the Secretary of State about that, but it is a bit rich for him then to say:
“We’re building a locally-based system that works with businesses in the area and can offer people intense support”.
I think that is a bit rich, because in London the DWP is proposing to close one in three jobcentres: 22 of the capital’s 73 existing jobcentres. Of the 22 that are closing, 15 are located in boroughs with a higher than average claimant count, and, as we know, London has a higher than average claimant count than the country as a whole.
I am also concerned that the rate of unemployment among young people, the disabled and those from black and minority ethnic communities is higher in London than the national average. In fact, Office for National Statistics data from last September showed that BME unemployment in London stood at 9%. Ministers should review the criteria they use to determine the closures.
I am listening with great interest to the case that my hon. Friend is making. One of the puzzling things about the closure programme is that the Government also want to increase the workload of jobcentres and want some people to go more frequently. They also want to introduce conditionality for people who are in work. It is difficult to see how those additional tasks can be managed at the same time as shutting down so many jobcentres.
I entirely agree with my right hon. Friend, who has huge expertise and experience in this area. Ministers need to review the criteria that they use to determine which closures are subject to full public consultation processes. We have not yet seen an equality impact assessment of the closures, which is absolutely critical in a London context, for the reasons that I have set out.
I urge the Minister to have an eye to the future as opposed to the past. The Government might pat themselves on the back over employment rates—we could have a discussion another time about the nature of the employment that has been created in recent years—but they need to think about what might happen over the next couple of years. I detect some complacency among Ministers about Brexit and its economic consequences. In my constituency, we are heavily dependent on jobs in the financial services industry and in professional services that support industry such as cleaning, security and employment agencies. Some of my low-paid constituents work in retail and hospitality.
I am concerned about the prospects for employment should we see the movement of financial services from London to other cities in Europe. If we are likely to see an increasing caseload in jobcentres, allied to the issues that my right hon. Friend the Member for East Ham (Stephen Timms) has set out about how individuals’ interaction with jobcentres is changing, then the Government’s proposal is short-sighted and could have serious long-term consequences for people’s ability to get back into employment. I ask the Minister to review the closures across London and to look in detail at what provision can be made in central Lewisham for my own jobcentre.
The hon. Gentleman makes a characteristically important and insightful point. Of course, what he says is true. There is a distinction to be made between different claimants and clients in different circumstances, in receipt of different types or benefits—for example, people who are on employment and support allowance are not required to attend jobcentres fortnightly or weekly in the same way as people who are in receipt of jobseeker’s allowance.
We want to maximise the opportunities available to all those groups of people, of course. Some of that is about stuff that happens in jobcentres; some of it is not. There are some things that could be done more effectively not in jobcentres than in them, particularly with some people who are further away from the jobs market, as I am sure the hon. Gentleman will recognise.
The claimant count in my constituency went up by 50 in the last month. Although that may be a monthly blip, I am concerned about the overall strength of the London economy moving forward. The Minister talked about the space being under-occupied by a fifth, yet in London he is proposing to close a third of jobcentres. Will he explain that for me?
I can. I was going to come on to Lewisham and some of the points that the hon. Lady raised on London, but I will address it now. Overall, the estate is 20% under-utilised, but that does not mean to say that in every individual jobcentre there is exactly 20% of unused space. In terms of the utilisation rates, there is a wide range in individual jobcentres and between cities, when we take the total estate in that city into account. There is no complacency at all about the strength of the labour market in London, Sheffield or Glasgow, or in any other place. In all of the locations that we operate from throughout the United Kingdom, jobcentre staff are focused night and day on helping people to get into work.
In the case of Lewisham, the landlord did not want to re-lease and we believe that 2.1 miles to the Forest Hill location is a reasonable distance to ask people to travel additionally. As the hon. Lady will realise, the London property market is an expensive place to have real estate and there are particular challenges with finding premises in London. We think that the estate we have across London is reasonable in terms of asking people to get around.
The DWP is exploring the possibility of taking on space in Eros House, which is an accessible, central location. If that costs a little bit more, would the Minister commit to exploring that option, given the additional benefits it can bring?
The hon. Lady will understand that I am not going to stand up in Westminster Hall—nor should I—and talk about detailed proposals and plans for sites that she or others may put forward, but we are always open to talking about the range of opportunities. I am happy to follow up with her on the specific points she raises.
In every case where change is proposed, we have sought to minimise disruption and listen carefully to those who might be affected, but as a result of modernisation, the Department’s services are demanding fewer people to deliver. It is only right that we consider our options going forward. Delivering a modern and dynamic service to claimants requires modern and dynamic working environments, and that is what we are striving towards as part of our vision for DWP in 2020. Our aim is to maintain and improve the services offered across the country.
We recognise, of course, how important the DWP’s staff are to achieving that aim. They are our most valuable resource. It is as a result of their immense effort that the Department is able to provide such a high level of service to our customers. My colleagues and I have been clear that the proposals for the DWP’s redesigned estate do not mean a reduction in the number of frontline staff. In fact, we are recruiting and we expect to have more work coaches in every nation and region of the United Kingdom at the end of this process in March 2018 than we do today.
For staff across the DWP network who may be affected by the estate changes, we are currently working through options with each individual, identifying relocation opportunities in the event of closure, but most of all we are listening carefully to understand fully the impact on staff.
(7 years, 10 months ago)
Commons ChamberUrgent Questions are proposed each morning by backbench MPs, and up to two may be selected each day by the Speaker. Chosen Urgent Questions are announced 30 minutes before Parliament sits each day.
Each Urgent Question requires a Government Minister to give a response on the debate topic.
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The hon. Gentleman will, of course, be conscious that the Jobcentre Plus estate in Glasgow has grown up historically and has many more smaller jobcentres than other parts of the country. This is about making best use of the premises we have and making sure we do not have empty desk space in our buildings.
Lewisham has a higher than average unemployment rate, yet the Government are proposing to close the main jobcentre in Rushey Green. They want to squash it into an alternative, less accessible premises in Forest Hill. That defies common sense, to be honest. Will the Minister confirm that she will seek to find alternative premises in Lewisham town centre?
This is not about squashing anything; it is about making sure that we have full desks in buildings, not empty desks. In some instances, we have jobcentres where more than 20% of the desks are unused. The hon. Lady will be aware that unemployment is down nearly 5% across London since 2015, and it is very important that we make the best use of the facilities we have and get the best value for taxpayers.
(10 years, 3 months ago)
Commons Chamber3. How long the average wait for an assessment for a personal independence payment was on the latest date for which figures are available.
4. How long the average wait for an assessment for a personal independence payment was on the latest date for which figures are available.
13. How long the average wait for an assessment for a personal independence payment was on the latest date for which figures are available.
The Department has not returned any money to the Treasury as a result of the delays. There have been delays in processing these payments. I know they cause issues for constituents, which is why my right hon. Friend the Secretary of State made a clear commitment to reduce the waiting times by the autumn and then again by the end of the year. One of my top priorities, having started this job in July, is to get that reform process under way so that we can deliver that improved performance to benefit all our constituents.
One of my constituents, a single mum who has been undergoing chemotherapy for breast cancer, waited over nine months for her PIP claim to be processed. It was sorted out only after my intervention. When will the Minister admit that it is not just how long the claims are taking to process but the fact that the system is utterly shambolic that is causing untold hardship to many people who are already living in very difficult circumstances?
I would say two things. Clearly, I am disappointed to hear about the circumstances that the hon. Lady’s constituent has faced, which is why we are focusing on improving the system. My predecessor, my right hon. Friend the Member for Hemel Hempstead (Mike Penning), put a lot of work into improving the position for constituents who have terminal illnesses. We have made significant strides there, reducing processing times almost to the level we would expect, which is a matter of days. We are now focusing on other claims, so that constituents such as those of the hon. Lady will not have to wait for that length of time in the future.
(10 years, 5 months ago)
Commons ChamberI thank my hon. Friend for asking that question because we have seen the biggest annual fall in long-term unemployment since 1998—108,000 fewer people on long-term benefits. That is a significant change. When we came into office we said that we would help those whom the Labour Government left behind and forgot about. We have set up the Work programme and other schemes, and the consequences are more of them in work.
T9. Last week I met a constituent who received her husband’s personal independence payment only after he had passed away. Will the Minister guarantee that no one else will suffer that deeply distressing situation in the future?
Of course I cannot guarantee that, but we need to do everything we possibly can on this. Perhaps the hon. Lady will pass on our thoughts to her constituent for her loss. It is very important that we get the scheme to run faster, but the quality needs to be right. I am very sad when that sort of thing happens, but I cannot possibly guarantee to the House that it will not happen again. We just have to make sure that it does not happen very often.
(10 years, 9 months ago)
Commons ChamberI am staggered by the shadow Minister’s statement. He complains about the number of bookies on the high street and about the proliferation of FOBTs, yet it was his Government’s Gambling Act 2005 and liberalisation over 13 years—their relaxation of the rules—that put the country in the position that we are in now. I am afraid that I will take no lessons from him.
7. What steps she is taking to increase women’s participation in sport and physical activity.
Our £1 billion youth and community sport strategy is delivering new ways to help women and girls develop a sporting habit for life. We have invested £2.3 million in a year-long pilot in Bury looking at ways to break down the barriers to female participation. I am glad to tell the hon. Lady that the pilot is producing some very good results.
Back in February, the Minister made some remarks about the fact that different types of women may be attracted, or not attracted, to different types of sports and physical activity. Although I agree with the general point she made, I was worried by her simple characterisation of some sports as “feminine” and others as “unfeminine”. Does she regret her choice of words? Does she accept that many women would see her remarks as simply some sort of throwback to the 1920s?
I caution the hon. Lady about believing everything she sees and reads in our newspapers, and I am a little surprised at her question. Nevertheless, I am happy to provide clarification by saying to her what I said to the press: we should be listening to what our women and girls want, and we should be giving it to them. We should not be prescriptive, but we should be listening. As a sportswoman myself, I believe that there is a sport out there for everyone. In addition, I think our sports governing bodies need to work harder and be even more innovative in attracting women. We also need to share best practice so that other sports can learn lessons from sports, such as boxing and netball, that are doing particularly well in attracting women.
(11 years, 5 months ago)
Commons ChamberUnder previous schemes, money was paid upfront to providers without much attention being paid to whether people got jobs and work. Under this scheme, the interests of taxpayers, the unemployed and providers are closely aligned, because providers get paid only if they get people into work for six months.
8. If he will take steps to ensure that work capability assessments better meet the needs of people with mental health problems.
We recognise the challenges in accurately assessing people with mental health conditions, and the potential vulnerability of such claimants. The previous Government built safeguards into the work capability assessment. We have introduced further improvements to ensure the process deals with people with mental health conditions fairly and accurately.
In recent months, I have been in contact with a number of constituents with mental health conditions who tell me that the work capability assessment fails to recognise the nature and severity of their problems. In the light of the recent court case in which it was ruled that the current assessment process discriminates against those with mental health problems and autism, will the Minister stop the transfer of people with mental health conditions from incapacity benefit to employment and support allowance until the system is fixed for that group?
It is important to ensure that we get the right support in place for people. Not long after ESA was introduced under the previous Government, 33% of people with a mental health condition received the support allowance, but under this Government the figure has increased to 43%, so more people are getting the right support as a consequence of this assessment.
(11 years, 6 months ago)
Commons ChamberMost people here will probably be familiar with the employment and support allowance. Between the introduction of the assessment in October 2008 and February 2012, 1.36 million new claimants were assessed and of those 794,000 were declared fit for work. Of those, 311,900 appealed their decision and 116,400 were successful. That means that nearly one in 10 of all ESA assessments have been overturned. Although the proportion of decisions overturned has started to fall, the overall number remains very high. And those figures do not include all the incapacity benefit claimants currently being migrated to ESA—a process that started last year and is due to be completed in 2014. The cost of appeals is a considerable issue for the Government. This year it is projected to rise to £70 million, up from £50 million.
I have considered a number of detailed aspects of this issue. In May last year I secured a Westminster Hall debate on the recommendations for new descriptors for mental, intellectual and cognitive conditions that were drawn up by a number of charities. In December last year I secured another debate, in which I highlighted the fact that people are regularly called back for reassessments just months after their previous claim has been granted. Today I want to focus on the provision of audio recording equipment in assessments. I sent the Minister an advance copy of my speech, because this is a serious issue that deserves an attempt to reach a constructive solution. I will spare him the need to spend time telling me that it was my Government who started the employment and support allowance. I know that. It is people’s experience of the system that has shown many of us that it needs substantial reform.
The assessments carried out by Atos have been much criticised. Assertions have been made about some of the questions asked and the attitude of assessors. For example, I recently met a constituent—by no stretch of the imagination is she a disability activist—who told me that the assessor made a comment about her handbag, saying, “Well I couldn’t afford that, even on my salary.” My constituent tells me it was a present, but she felt the comment was irrelevant and carried the implication that she did not need the benefit. Such assertions are regularly denied by Atos and not accepted by the Department for Work and Pensions. We even have differences of opinion on the Select Committee on Work and Pensions, with some members feeling that campaigning organisations exaggerate such claims.
Audio recording of assessments would allow such disputes to be settled once and for all. Importantly, they would provide new evidence in the event of appeals, but should also improve the quality of assessments, thereby reducing the number of appeals and helping to get things right first time. Assessors would be prompted to ensure that their work was of the highest possible standard—for example, taking more time, asking open as opposed to closed questions, and probing for possible follow-up issues.
My hon. Friend is making an excellent speech about the importance of quality in the work capability assessment. May I bring to her attention the situation of my constituent George Rolph, who is currently on the 23rd day of his hunger strike about his treatment at the hands of Atos? When he failed his work capability assessment, he felt he had no choice but to take such drastic action to bring to the Government’s attention the failures of the system.
I thank my hon. Friend for giving such a graphic example of the human issues that lie behind what might seem to be quite a dry subject in many respects.
I was pleased when the year 1 Harrington review recommended that Atos should undertake a pilot to test the hypothesis that audio recording would make a difference.
The volume of people going through the WCA on a monthly basis is significant—I believe that 100,000 claims are made for ESA every month—so it will not take long to find out the take-up rate, although we need to make sure that the pilot has the right amount of time to gather sufficient evidence. Earlier the hon. Lady was arguing in favour of a shorter pilot and now she is potentially arguing for a longer pilot in order to get the evaluation right, but she makes an important point.
In addition to the letter I mentioned, the Department has recently provided more information about the audio-recording facility on the “Inside Government” section of the gov.uk website. By ensuring that more people are aware of the facility we will get a much better picture of how many people are applying for an audio recording and a better assessment of the level of demand. The hon. Lady rightly made the point that we do need to understand what the demand actually is.
In the past, the Department has asked Atos Healthcare to apply a processing safeguard whereby requests for audio-recorded assessments should be accommodated within four weeks, and where that was not possible, the assessment should go ahead without a recording. However, during the remainder of the evaluation period, to help ensure that claimant expectation can be met, the four-week safeguard for requesting audio-recorded assessments has been removed. That will enable us to gather a fuller picture of demand and capacity, in order to inform a full and robust evaluation.
To conclude, we are continuing to evaluate the costs and benefits of the current approach, and will await the results of a further evaluation during the summer before making a further decision on the future of this service and how it can improve the WCA.
I just want to finish these remarks.
Although I acknowledge the increase in audio recording and potentially the recommendation of Professor Harrington on this matter, we also need properly to evaluate the cost and benefits of the extension of recording. We are doing just that. By raising awareness of the service we will be able to gauge demand, assess usage of the recordings by claimants and tribunals—it is important to understand where tribunals want to see transcripts of recordings—and evaluate the wider impact on quality.
As a word of caution, I say that the original evaluation demonstrates a reasonable level of interest from claimants but a low level of take-up of the actual recordings and no impact on quality. I am determined, as I have made clear in debates in this House since I took on this role, to improve the WCA, but I am prepared to do so only where the benefits are demonstrable.
Question put and agreed to.
(11 years, 9 months ago)
Commons ChamberIt is a pleasure to follow two excellent speeches from fellow female Labour London MPs. The hon. Member for North East Somerset (Jacob Rees-Mogg) said that households should now be able to afford to spend. That might be the case for his constituents, but it is not the case for mine. It certainly does not feel that way to them, as they struggle hard to make ends meet on a daily basis.
I want to focus on the importance of jobs and of getting people back to work, and I will pick up on the proposed child care scheme. Two things in particular struck me about Wednesday’s Budget, the first being the level of complacency among the Government about the economic challenges facing the country and the second, no less concerning, being the lack of imagination, leadership and vision in coming up with solutions to get our economy moving and get to people into work.
While thinking about what to say, I read the transcript of the last two days’ Budget debate. The speeches fell into two categories. Government Members welcomed initiatives such as the 1p cut in beer tax and the cancelled rise in fuel duty—all fine, as far as it goes—and Opposition Members talked about the tough reality of their constituents’ lives, about people struggling to make ends meet and to find or stay in work. Government Members would then attack us, claiming that we were talking our country down. I ask myself, “What underlies this difference between the speeches?” There might be an element of political point scoring or a desire to get a headline, but in truth—perhaps I am being too generous—we all see our country through different eyes.
Our stagnating, flatlining economy affects different parts of the country dramatically differently. When the Chancellor and the Prime Minister slap each other on the back about private sector job creation, I realise that they do not see the queues outside their local jobcentres that I see every week. When the Chancellor argues against capping bankers’ bonuses, I realise that he does not immediately think, as I do, “Hang on a minute. There are hundreds of bankers in this country who will earn more in one year than my father will earn in his lifetime.” When he proposes a scheme to help people buy second homes, I realise he will not be sat in an advice surgery this afternoon, listening to people so far from being able to afford to buy a home, that all they say to me is that they just want to be able to rent a decent property at a price they can afford.
I see little in the Budget that will bring genuine hope to my constituents, particularly those already paying the heaviest price for the mistakes of others. Last month, in Lewisham East, 3,517 people were claiming jobseeker’s allowance, which compares with about 900 in the Prime Minister’s constituency. There are 500 more people on the dole in my constituency than there were in 2010, and youth unemployment and long-term unemployment are up. So where was the good news for those people on Wednesday? The Government have at least listened to the Opposition’s calls for national insurance reductions for small and medium-sized businesses—and about time too—but where is the vision for the jobs of the future?
The Government pay lip service to creating a low-carbon economy, but then fundamentally undermine investment in renewables with other decisions, whether on feed-in tariffs or planning policy. When they talk about removing barriers to work, such as the sky-high costs of child care, they say, “Sorry, you have to wait two and a half years until we introduce it.”
Anything to help people with child care costs is welcome, but it has to be seen in the context of real-terms cuts to tax credits and maternity pay. It is a case of giving with one hand and taking away with the other. According to a Daycare Trust survey, child care costs—whether for nursery care, childminders or after-school clubs—have risen by over 5% in the last year. In London, nursery costs for children under two are 25% higher than elsewhere in the country. In fact, the average cost for nursery care of this sort is £5 an hour, so a full-time working mum buying 50 hours of nursery care a week has to find £14,000 a year. No wonder people say it is like having a second mortgage. Will the Minister say how far the new child care scheme will make inroads into the costs that parents have to pay? How do we know that it will not just drive up prices further? How much of this money is actually new? Child care is one of the biggest barriers to accessing the limited jobs that exist. When I speak to my constituents—by and large, people who are desperate to get back into work—it is clear that what they need is real help with meeting these costs.
The Government’s policies are hurting people. They are not working. Unfortunately, this year’s Budget is too little, too late. The sooner we have a general election and those of us on this side of the House can be in government, the better it will be for my constituents and the country.
(11 years, 9 months ago)
Commons Chamber7. What recent assessment he has made of the effects of the Government’s proposal for a single-tier pension on women born between 6 April 1952 and 6 July 1953.
16. What recent assessment he has made of the effects of the Government’s proposal for a single-tier pension on women born between 6 April 1952 and 6 July 1953.
With permission, I will answer this along with Questions 7, 8 and 16.
We have today published a document analysing the pension outcomes of this group of women. Overwhelmingly, women in this group—who reach state pension age up to three years before a man born the same day—would get more pension benefits over their lives than a man with the same national insurance record.
As the hon. Lady says, we have a system of not only paid contributions, but credits. Although 35 years will be needed for the full £144, even a woman with 30 years will get thirty thirty-fifths of £144, which is more than the current basic pension of £107. So, many women will benefit from the new rules.
The Minister says that 85% of women will benefit under the proposals that he has announced today, but what about the 15% who do not?
It is gratifying that the main Opposition response to our proposals is that they want more people to benefit from them. The hon. Lady is right: there is a set of women—a small number of women—who would do better under the new system than the old, but overwhelmingly the vast majority will do better under the current system. She raises an issue about allowing people to choose whichever was the better, but it is not always certain—at the moment—what the better answer would be for their entire retirement. So we could not actually advise people in advance which category they would be in.