Oral Answers to Questions

Tracy Brabin Excerpts
Tuesday 26th January 2021

(3 years, 3 months ago)

Commons Chamber
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Steve Barclay Portrait Steve Barclay
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North Warwickshire has received more than £1 million to meet its expenditure pressures this year, exceeding the expenditure pressures that it has reported to the Ministry of Housing, Communities and Local Government. I urge my hon. Friend to express any further concerns to MHCLG at the earliest opportunity. As he recognises, a comprehensive package of support has already been provided, and that support continues.

Tracy Brabin Portrait Tracy Brabin (Batley and Spen) (Lab/Co-op)
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If he will make a statement on his departmental responsibilities.

Rishi Sunak Portrait The Chancellor of the Exchequer (Rishi Sunak)
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Throughout this crisis, our overriding economic priority has been to support people’s jobs and businesses through a range of measures worth more than £280 billion, including the furlough scheme, tax cuts, tax deferrals, loans and grants. There will be a Budget on 3 March, when we will set out the next steps in our economic response to coronavirus.

Tracy Brabin Portrait Tracy Brabin [V]
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Last week the Chancellor received a detailed and costed policy proposal for a targeted income grant scheme, written by Rebecca Seeley Harris and supported by the gaps in support all-party parliamentary group. That scheme would be a vital first step in giving meaningful financial support to many of the millions who have been locked out of the current schemes and who are desperate, after nearly a year of the covid pandemic. Can the Chancellor tell us today whether he plans to progress with that proposal, or does he have another scheme in mind for the millions in need of support?

Covid-19 Support Schemes: Ineligible People

Tracy Brabin Excerpts
Wednesday 9th December 2020

(3 years, 4 months ago)

Westminster Hall
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Tracy Brabin Portrait Tracy Brabin (Batley and Spen) (Lab/Co-op)
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It is a pleasure to serve under your chairmanship, Ms Rees.

Yesterday I chaired a meeting of the gaps in support all-party parliamentary group, during which we heard from Andy Burnham, Dan Jarvis and Steve Rotheram about how the metro Mayors are working to support businesses in their areas to plug the gaps left by Government.

Dan Jarvis, the Mayor of Sheffield, explained that an estimated 68,000 people are excluded from support in Yorkshire. At 13.1%, Yorkshire has the highest proportion of new starters in the UK, but because of a fluke of timing they have been thrown into poverty and homelessness, joining the 1 million freelancers now in debt, according to IPSE. Entrepreneurs, business people, creatives and strivers who have worked with their employers and been paid in any way the employer deems more convenient are now paying a heavy price for that flexibility.

I will share a couple of stories. Nicola is 46 and a single mum of two girls in West Yorkshire. She is on a zero-hours contract with a publicly funded charity, working in the supported living sector and paid the minimum wage. She asked to be furloughed but was told that she could not because her job was publicly funded, and was then told that there was enough work. Her application for unemployment benefits was refused as she was still under contract and had received a wage. Nicola was not just excluded from support; she was refused support and had to live on child benefit, going deep into arrears.

Sadly, as Steve Rotheram said yesterday, “whatever it takes” has turned into “whatever we will give you”. Andy Burnham said that it is up to politicians to stand up for people against the machine of Government and to mitigate risk. This is now an opportunity for the Government to listen to the solutions that they have heard this afternoon and put them in place to support the millions who are excluded and who face the hardest and harshest of winters.

North of England: Economic Support

Tracy Brabin Excerpts
Wednesday 11th November 2020

(3 years, 5 months ago)

Westminster Hall
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Tracy Brabin Portrait Tracy Brabin (Batley and Spen) (Lab/Co-op)
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Thank you for calling me in this important debate, Mr Efford. It is a pleasure to serve under your chairmanship. I congratulate my hon. Friend the Member for Barnsley Central (Dan Jarvis) on successfully applying for the debate and on the work he does as an advocate for the north. He has shown in his role as Mayor that devolution can be a powerful engine for real change in the north.

The Government talk a lot about levelling up. As we move on from covid, there is an opportunity for them to show whether they mean it. For too long, the north has been left behind when it comes to investment. The figures speak for themselves. The Institute for Fiscal Studies recently examined the five most recent years of data and found that capital investment per person in London averaged £1,461 per year over the five-year period, compared with an average of £851 across the rest of the UK. Investment in transport in London was £688 per person per year, which is 2.8 times higher than the average of £247 across the rest of the UK. If the Government wanted to level up the north, then take, for example, research and development—to do that today, they would need to give us £500 million to make us equal with the south.

We know that economic hardship is on its way, and the impact on West Yorkshire could be severe. The worst-case scenario estimates 58,000 jobs lost in the next year, leading to an unemployment rate of 14% and £12 billion wiped from the value of the regional economy. As someone who grew up on a council estate in Batley and on free school meals, I know the crushing frustration and boredom of poverty, and I know that children will be hyper-exposed to this downturn.

It is time for big thinking and bold ideas. Using our local leaders and local levers, there is an opportunity to transform the economic imbalance of our country. West Yorkshire already has the vibrant cities of Bradford and Leeds. They are already economic powerhouses, but with fairer investment they could deliver so much more.

It is a lucky day for the Minister, because the West Yorkshire combined authority has an economic plan to support our area out of covid-19. Ahead of the spending review, I urge the Minister please to look closely at those proposals, which call for £2 billion over the next five years to support the region’s economic and transport recovery. This includes: a £194 million fund to support specific projects to tackle the climate emergency, fund new flood-alleviation schemes, create new jobs and help people gain the skills needed for those roles; £340 million to support aspiring entrepreneurs from all backgrounds to start their own businesses; funding to improve our transport network in an integrated plan for the north, as well as short and long-term funding for the region’s bus network; devolution of adult skills funding and £465 million to support the range of measures designed to lower unemployment and increase opportunities.

It is ideas such as these, and more in the plan, that will, if backed by Westminster, help West Yorkshire to build back better. The north has great plans and ambitions for its own future. I support the argument from my hon. Friend the Member for Barnsley Central that the time for tinkering is over: extend the local growth fund, implement the UK2070 Commission’s recommendations, and invest in transport. We can level up—it is possible—we just need the Government to back us.

Lockdown: Economic Support

Tracy Brabin Excerpts
Tuesday 3rd November 2020

(3 years, 5 months ago)

Commons Chamber
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Urgent Questions are proposed each morning by backbench MPs, and up to two may be selected each day by the Speaker. Chosen Urgent Questions are announced 30 minutes before Parliament sits each day.

Each Urgent Question requires a Government Minister to give a response on the debate topic.

This information is provided by Parallel Parliament and does not comprise part of the offical record

Steve Barclay Portrait Steve Barclay
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In short, yes they can. My hon. Friend raises a valid point, which is that a number of businesses will have taken out loans for what they felt was their need at that time. Further restrictions have been placed on businesses, which is why we have extended the period for availability of loans to the end of the year. He is right about that, and I can provide him with that reassurance.

Tracy Brabin Portrait Tracy Brabin (Batley and Spen) (Lab/Co-op)
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The Minister explained that the response when he spoke to northern Mayors was about health data and not about regions, but he must accept that, by callously saying to workers in West Yorkshire and the north that they are on two thirds of pay, the Government have created a north-south divide. That divide is unnecessary when we should be coming together as a country to deal with this pandemic. Will he ask the Chancellor for clarity about the restrictions and for confirmation that, when we come out of this national lockdown, no worker will be expected to earn two thirds of their pay, so that workers in low-paid jobs are not living in fear when they look ahead to Christmas with no money in the bank?

Steve Barclay Portrait Steve Barclay
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The hon. Lady is conflating several different issues. First, the furlough had not expired; it was running until the end of October. It applied universally until that point, so the suggestion of it being applied differently is simply not the case. Secondly, the purpose and the design of the job support scheme is different from the furlough. The furlough is a response to the need for people to stay at home. The job support scheme is intended to try to encourage them back. That is why the design is for at least 20% of hours—one day in the office. Thirdly, as my right hon. Friend the Chancellor has set out on a number of occasions, the two-thirds support is dynamic in its interaction with the wider support through the £9 billion of additional welfare spending. One needs to look at the fact that there are two different purposes behind these two schemes, but the fundamental point is that there is no gap between the furlough that was due to expire on 30 October and the new furlough extension.

Additional Covid-19 Restrictions: Fair Economic Support

Tracy Brabin Excerpts
Wednesday 21st October 2020

(3 years, 6 months ago)

Commons Chamber
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Tracy Brabin Portrait Tracy Brabin (Batley and Spen) (Lab/Co-op)
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I will, if I may, take a moment to add my condolences to my good friend on the Front Bench, the hon. Member for Ashton-under-Lyne (Angela Rayner), and her family at the loss of her aunt.

It has been a tumultuous time for communities in the north and in West Yorkshire. We know the sacrifices that people have made, losing loved ones, jobs, homes and futures. As a proud Yorkshire woman, I know that we have grit, determination and a sense of community, and I know that we will get through this. I make this request of the Minister: if West Yorkshire is placed under the same restrictions as Greater Manchester and South Yorkshire, will the Government not abandon my community, my people, with the same disregard for the impact that it will have on the poorest as they have in Greater Manchester? They cannot expect a family living on £300 a week to now be living on £200 a week and not go into poverty. They cannot expect those on the minimum wage now to get two thirds of those wages and not to be living in poverty. We know that hundreds of thousands of people across this community and across the country do not even have £100 of savings.

Added to that is the sheer arrogance of the Government in the way that they have dealt with the leadership of Greater Manchester, excluding MPs from briefings, trying to set one elected Mayor against another, leaving the people of Greater Manchester anxious and concerned about how they will pay their bills. They have pitted one community against another, young against old, vulnerable against healthy, rich against poor, and city against town. I wish to put it on the record that I stand shoulder to shoulder with the Mayor of Greater Manchester and all that he is doing, working with others to get the support of his community so that they have enough to live on.

Let us not forget landlords and utility companies: they will not be interested in the argument that a worker is now getting only two thirds of their current income. This Government are happy to allocate billions for botched schemes, but it is begging bowls for the rest of us. We know that there was £108 million for private companies to make PPE they had never made before, and £12 billion for track and trace that was a complete shambles, yet £5 million was just a step too far to protect the livelihoods of millions of citizens across Greater Manchester—so many people paying an unnecessarily high price for Government chaos.

Tomorrow, the Prime Minister will make a great fanfare of speaking about the northern powerhouse, when for so many of the people I represent it is more like the northern poorhouse. It is not just Labour leaders who are exasperated at the Prime Minister’s disregard for the people of the north, but former Tory Minister Lord O’Neill, writing in the Yorkshire Post today, and he is right. With over 40 leaders across the north standing alongside Greater Manchester leaders, I add my voice to their ask of Parliament to enable us to have a vote on the motion.

Nigel Evans Portrait Mr Deputy Speaker (Mr Nigel Evans)
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The wind-ups will begin sharp at one minute to four.

Support for Self-employed and Freelance Workers

Tracy Brabin Excerpts
Thursday 17th September 2020

(3 years, 7 months ago)

Commons Chamber
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Tracy Brabin Portrait Tracy Brabin (Batley and Spen) (Lab/Co-op)
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I thank the hon. Member for Brighton, Pavilion (Caroline Lucas) for securing the debate, and the Backbench Business Committee for agreeing to it.

I wish quickly to pick up on a comment that the hon. Member for South Cambridgeshire (Anthony Browne) has just made. He suggested that, “As the Government have been saying all along, it is just too difficult.” The fact is that the Government have not even met the Excluded UK all-party parliamentary group or Forgotten Ltd, even though we could help them resolve this. It is difficult, but we can help. The hon. Gentleman said that we must not forget that the self-employed can work. Let us not forget that awful week when the whole of the creative sector, restaurants, theatres and cinemas were ordered to close, sports were cancelled, schools were shut and millions were told to work from home if they could, but millions could not.

Although we are very grateful for the Chancellor’s furlough scheme, there were some quite frustrating days while we were waiting to hear whether the self-employed would get any support. It might have been a mistake on my part, but I put out a single tweet on 13 March asking for people who were self-employed or who worked freelance to contact me with their stories. My inbox almost exploded, with nearly 4,000 contributions, because people’s lives had been thrown into total chaos and anxiety. I heard about work that had been booked in for more than a year being wiped out. I heard from couples, often in the same sector, who lost a whole year’s-worth of work, with childcare costs and mortgages to pay. It had a seismic impact on people’s lives and futures. There is still no mention of support for freelancers. Finally we got the self-employed income support scheme, which I am enormously grateful for. But we cannot get away from the fact that there are still 3 million people excluded from that support.

One of the most recent emails I received was from a lady who is a freelance musician. Because of the crisis, she is now going to a food bank, and she is very grateful for that food bank. Unfortunately, she is not going to be the only one. The Trussell Trust has announced a spike in food bank usage and said that worse is to come, with a possible 61% increase in need compared with last winter, and with half the food parcels given out to first-time users. We are facing a tsunami of deprivation this winter.

I would like to add my support for Pregnant Then Screwed, and my good friend Olga Fitzroy, for all the campaigning they have been doing for maternity and paternity rights. In my remaining 23 seconds, I cannot fail to mention the creative industries, in which I was a self-employed freelancer for more than three decades. We are used to feast and famine, but this is unacceptable, particularly when the Government do not seem to be listening. Please may I urge the Government to extend the furlough scheme for those sectors that are the last to return and to meet with us and ExcludedUK?

Oral Answers to Questions

Tracy Brabin Excerpts
Tuesday 15th September 2020

(3 years, 7 months ago)

Commons Chamber
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Chi Onwurah Portrait Chi Onwurah (Newcastle upon Tyne Central) (Lab)
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What assessment he has made of the financial effect of the covid-19 outbreak on people who were not eligible for either the coronavirus job retention scheme or the self-employment income support scheme; and if he will make a statement.

Tracy Brabin Portrait Tracy Brabin (Batley and Spen) (Lab/Co-op)
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What assessment he has made of the financial effect of the covid-19 outbreak on people who were not eligible for either the coronavirus job retention scheme or the self-employment income support scheme; and if he will make a statement.

Rishi Sunak Portrait The Chancellor of the Exchequer (Rishi Sunak)
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The Government have put in place a broad set of policies to support businesses and individuals through this crisis. The coronavirus job retention scheme and self-employment income support scheme have supported more than 9 million and 2.7 million jobs and people respectively. As the economy reopens, we must adjust our support to ensure that people continue to get back to work, protecting the UK economy and people’s livelihoods.

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Rishi Sunak Portrait Rishi Sunak
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I respectfully disagree with the hon. Lady. Most people in the country recognise that the Government have provided unprecedented support at this difficult time to millions of people, as well as to hundreds of thousands, if not millions of businesses. Although people may not have been able to get support in the exact way they would have wanted, across the spectrum, whether through the welfare system and local authorities, or through banks and the provision of credit, we have ensured that some form of support is available to the vast majority of the British public.

Tracy Brabin Portrait Tracy Brabin
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It is now been six months during which 3 million self-employed people have been excluded and locked out of the coronavirus support schemes, and it is no coincidence that this week the Trussell Trust announced an unprecedented need for support. Nearly half of those people are first-time users, and if the forecasts are right, the situation will only get worse, with six emergency food parcels being delivered every minute as we get to winter. I implore the Chancellor to tell hon. Members what he will do to support those who are excluded, so that this disaster does not turn into a catastrophe for families around the country.

No-deal Brexit: Short Positions against the Pound

Tracy Brabin Excerpts
Monday 30th September 2019

(4 years, 7 months ago)

Commons Chamber
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Urgent Questions are proposed each morning by backbench MPs, and up to two may be selected each day by the Speaker. Chosen Urgent Questions are announced 30 minutes before Parliament sits each day.

Each Urgent Question requires a Government Minister to give a response on the debate topic.

This information is provided by Parallel Parliament and does not comprise part of the offical record

Simon Clarke Portrait Mr Clarke
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I thank my hon. Friend, who has been a distinguished holder of this office. He is absolutely right. There is in all walks of life a demerit to uncertainty. There is a real problem whereby we marched the country up to the top of the hill in the run-up to 29 March, then had to march down again. We are close to our projected exit date of 31 October. It would be really, really problematic for all those businesses that are making preparations, and in some cases stockpiling provisions as well, to keep going backwards and forwards on this question. The country voted to leave in 2016. It reaffirmed that by voting by over 80% for the two main parties that were committed to delivering on that result in 2017. We need to get on with the job. There would not be anything for people to speculate on if we could achieve certainty in the House.

Tracy Brabin Portrait Tracy Brabin (Batley and Spen) (Lab/Co-op)
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Over the weekend, I watched “The Big Short”, and I would encourage everyone to watch that film about sub-prime mortgages. In it, there were several hedge funders who made billions from the collapse of the market. They did not care that honest, ordinary Americans lost their homes and jobs. When that happens, when we have a no-deal Brexit and hedge-fund managers make billions, how will the Minister support my constituents, who will be impoverished, and will perhaps lose their jobs and homes? What is he going to do to level the playing field? Actually, it is a question of morality.

Simon Clarke Portrait Mr Clarke
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I am an historian rather than an economist, but I certainly do not take my lessons on hedge fund activity from Hollywood. We need to be very clear about the fact that there is a real need to provide certainty, and that certainty is hugely important.

Let me say gently—and it is gently—that I did not vote for the deal on the first two occasions when it came forward, for the very reasons that my right hon. Friend the Prime Minister did not do so, namely the concerns about the backstop provisions. Those provisions need to be addressed, and we are working to address them. Fundamentally, we did vote to leave, on a deal or no-deal basis. The hon. Lady’s constituents voted to leave the European Union. [Interruption.] The hon. Member for Stalybridge and Hyde (Jonathan Reynolds) says, from a sedentary position, “Not on a no-deal basis.” I find that my constituents are very clear about the fact that they voted to leave, deal or no deal, and that was very clear at the time.

Spring Statement

Tracy Brabin Excerpts
Wednesday 13th March 2019

(5 years, 1 month ago)

Commons Chamber
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Lord Hammond of Runnymede Portrait Mr Hammond
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I cannot. The £100 million that we have announced today will be for the police as a whole, and my right hon. Friend the Home Secretary will engage with police chiefs. If the hon. Lady is concerned, as she obviously is, about policing in London, may I suggest that she gets in touch with the Labour Mayor of London and asks him to get off his backside and do something about it?

Tracy Brabin Portrait Tracy Brabin (Batley and Spen) (Lab/Co-op)
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I listened carefully to the Chancellor’s statement and very little was said about freelancers and the self-employed. In Prime Minister’s questions this afternoon, the Prime Minister said that the Government want to increase female entrepreneurship, but excluding the self-employed from sharing parental leave is causing women’s businesses to fail. Research by the Campaign for Parental Pay Equality showed that only 20% of mums were back to their pre-baby earnings by the time their child was two. Will the Chancellor and his colleagues please work with Members across the House and support my Bill so that all parents can share parental leave and women can fulfil their full potential?

Lord Hammond of Runnymede Portrait Mr Hammond
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I am happy to look at the issue raised by the hon. Lady. We have been looking at access to employment rights and benefits by the self-employed. As she knows, however, there is an issue: the self-employed pay significantly lower contributions than the employed into the Exchequer. The pressure is always to raise entitlements and access for the self-employed, but it is very clear—I learned the hard way in 2017—that the self-employed do not want their contributions to the Exchequer to rise, and that creates a tension.

Transport for Towns

Tracy Brabin Excerpts
Tuesday 19th February 2019

(5 years, 2 months ago)

Westminster Hall
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Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.

This information is provided by Parallel Parliament and does not comprise part of the offical record

Tracy Brabin Portrait Tracy Brabin (Batley and Spen) (Lab/Co-op)
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It is a pleasure to serve under your chairmanship, Mr Austin. I congratulate my right hon. Friend the Member for Don Valley (Caroline Flint) on securing this important debate. I have to confess that I love buses. Being on one gives people a chance to daydream, to chat to strangers, and now, on wi-fi-enabled buses, to do their emails. Communities like mine—clusters of small communities—really rely on their bus routes.

The economic gap between towns and cities is demonstrated by the differing opportunities to use buses to get out and about. The Urban Transport Group has shown that one in 10 people would be out of a job without their bus service. Two thirds of bus passengers earn less than £24,000 a year. These are working people on low wages or benefits, the unemployed, students and retirees—people who are already under pressure because of austerity.

With only one railway station in Batley and Spen, for a service that has really struggled with timetable changes, our roads are becoming increasingly congested, with parking on pavements and speeding cars being common complaints. We need a green alternative, and buses are that alternative. With air pollution rising beyond official limits and deaths connected to poor air quality on the rise, we need more people to use buses and trains.

I have been inundated with correspondence on Arriva’s bus timetable changes in Batley and Spen. One woman might be forced to give up her cleaning job at a local school, which she has had for 18 years, because the bus will no longer go down her road. A 92-year-old will now have to use a taxi to get to the doctors, rendering her bus pass useless. Numerous residents have told me that the changes will result in them becoming further isolated from jobs and opportunities, robbing them of time with family, friends and loved ones. The changes have been made for cost reasons, but buses are not unprofitable. Bus companies have raked in a combined £3.3 billion in profit since 2009-10. We can make money out of these bus services.

We need to readjust our priorities for towns. Our constituents should not be abandoned by bus companies due to their emphasis on lucrative routes only. I echo my right hon. Friend’s request for a national transport and towns conversation, a bus consultation review and a rebuilding Britain fund.

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Nusrat Ghani Portrait Ms Ghani
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The hon. Gentleman raises a valuable point. Previously, the argument was that the powers were not available. The Department made those powers available in 2017—they have been in place for only a few years—and we are in conversation with a number of local authorities and Mayors. We need local authorities to put business cases together, come forward and be bold and responsible for the bus services that they should be making available to their local communities. The hon. Gentleman might also have noted his area has been shortlisted for a slice of the £1.28 billion transforming cities fund. I know that is a city and we are talking about towns, but we can ensure that buses are central to how that fund is allocated.

Tracy Brabin Portrait Tracy Brabin
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Does the Minister accept that communities such as Kirklees, where we have had a 60% cut to our council funding since 2010 and where, since One Yorkshire has been kicked back, we cannot currently get a Mayor, are in a perfect storm where bus services are stagnating?

Nusrat Ghani Portrait Ms Ghani
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I share the hon. Lady’s frustration and concern for her constituents who rely on bus services, but we have to remember that these are the choices that local authorities are making.

Tracy Brabin Portrait Tracy Brabin
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But they don’t have the money to do it.

Nusrat Ghani Portrait Ms Ghani
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These are the choices that local authorities are making. They need to be aware that if they make changes to buses, they do more than just remove a mobility service; they affect people’s opportunities to access health, education and jobs. We all talk about devolution, but if we are going to talk about devolving these powers so that local authorities are responsible and in charge, they need to think about the impact of the choices they make on the communities they represent. The hon. Lady will be pleased to know that there should be more funding available for buses in her area, because West Yorkshire has also been shortlisted for a share of the £1.28 billion transforming cities fund. I am sure that she—

Tracy Brabin Portrait Tracy Brabin
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That’s transforming cities!

Nusrat Ghani Portrait Ms Ghani
- Hansard - - - Excerpts

I agree, but buses and towns will also play a part in that fund. Most of us have spoken about buses. We all have a role in ensuring that buses are part of that project and that, when local communities put in plans to transform transport, buses are not seen as something to add on at the very end.

One of the issues raised was how people can access buses and get information about what tickets are available and when services are running. The 2017 Act puts in place bus open data. That will require bus services to make public information about timetables, fares and tickets, which at the moment are not that easy to understand, in real time so passengers can make decisions about how and when to get the bus. That information will be available from 2020. Those improvements aim to remove uncertainty about bus journeys, improve journey planning and help passengers secure the best value for money for their tickets.

The hon. Member for Batley and Spen was absolutely right to say that buses are the greenest option. That is why we recently announced a further £48 million for low emission buses, which means that catching a bus is also environmentally friendly. I believe there is also a discussion to be had about how buses are a way for people to communicate with each other. A huge amount of work was done on tackling loneliness on the back of the Jo Cox Commission on Loneliness. Once again, buses were seen as a service that some people take up just to have a conversation. I therefore urge all Members present to work with me to ensure that their local authorities understand how important bus services are.

I will touch on taxis for just a moment, because they are a key service in our towns. We recently responded to the taxi and private hire vehicle task and finish group, which put together proposals for ensuring that taxi and private hire vehicle passengers continue to be secure, on the back of the cases in Rotherham and Oxford. Only a few weeks ago, we announced that we will raise the basic threshold for drivers to secure a licence and will have a national database and national enforcement policies.

I was going to talk about walking and cycling, but I seem to have run out of time. I wanted to end with what the right hon. Member for Don Valley said about having a towns conversation and ensuring that we have a transport fund and strategy by touching on the future high streets fund and the transforming cities fund, but I believe she wants to respond, so I have run out of time—forgive me.