Households Below Average Income Statistics

Baroness Maclean of Redditch Excerpts

Thursday 28th March 2019 Commons Chamber

[Amber Rudd]

The right hon. Gentleman is more aware than many people that the Chancellor has put a lot more money into the welfare system. When it is fully rolled out, the system will be £2 billion more generous than it was previously. The right hon. Gentleman knows more than anybody else that, important though welfare contributions are and as committed as I am to ensuring that universal credit works for everyone, the causes of poverty are not allayed by benefits alone. That is why we have made such a commitment to invest in the poorest children through the pupil premium and to invest an additional £33 billion a year into the health service by 2023. All these additional investments will help people on the lowest incomes to have a better quality of life.

[Rachel Maclean (Redditch) (Con)]

Does the Secretary of State agree that it is right that we look at the pressures on people’s incomes in the round? That means that we should look at the cost of childcare, which the Government are addressing, and at taking people out of tax, which the Government are addressing. We should also look at putting up wages for the poorest people on the lowest wages, so will my right hon. Friend confirm that the national living wage is rising, which will benefit a lot of people on low incomes?

[Amber Rudd]

My hon. Friend is right. Next week the national minimum wage will go up to £8.21, which is the highest it has ever been. Furthermore, the level at which people start to pay tax is rising to £12,500. It was not very long ago that people on very low incomes—as low as £6,500—could be paying tax, and that has changed under this and the previous Government.

Supporting Disabled People to Work

Baroness Maclean of Redditch Excerpts

Thursday 28th March 2019 Commons Chamber

[Justin Tomlinson]

The right hon. Gentleman is one of the most constructive and proactive Members of the Opposition pushing on this very important area. When we came to office, disability employment stood at 44.1%. It has now gone to 51.5%. That is up 7.4%, with the gap closing by 3.6%. I expect that trend to continue over the next five years.

[Rachel Maclean (Redditch) (Con)]

I was very pleased to sign up my constituency office to the Disability Confident scheme, because I know, as a former employer in a small business, that there are practical and awareness barriers. Will the Minister update the House on some of the practical measures he is implementing to help employers employ disabled people who really want to work?

[Justin Tomlinson]

I thank my hon. Friend for showing real, tangible commitment to supporting this and to creating new opportunities for disabled people. The Government rightly have to lead on this, but we also need employers to be proactive offering work experience, interviews and, ultimately, jobs. The key message we give to employers is that it will benefit them. We have huge skill gaps in this country and often with just very small changes they can benefit. I am not just preaching as a Minister, but as somebody who ran my own business for 10 years and benefited from making very small changes to get some excellent new members of staff. We will continue to work and to give as much advice and support to businesses as we can.

Oral Answers to Questions

Baroness Maclean of Redditch Excerpts

Monday 18th March 2019 Commons Chamber

[Justin Tomlinson]

It will be a pleasure to meet my right hon. Friend. We have been working very closely with the Ministry of Justice to improve the capacity within the tribunal system, to speed up the process. The Secretary of State has set out ambitious plans to improve the mandatory reconsideration stage to reduce the number of decisions that are going on to the independent appeal part.

[Rachel Maclean (Redditch) (Con)]

Will the Department and Ministers join me in paying tribute to Disability Support Project in Redditch, which does some great work to help disabled people to navigate the bureaucracy surrounding the system? Will the Minister outline when we will see a difference on the ground from some of the measures that he is putting in place to improve the transparency of the assessment procedures?

[Justin Tomlinson]

I thank my hon. Friend for highlighting the fantastic work that her local organisation does. Those with that frontline experience have to be at the heart of the improvements that we take forward. We engage very proactively and constructively with stakeholders, national and local, and they are helping to shape the improvements.

Employment and Support Allowance: Underpayments

Baroness Maclean of Redditch Excerpts

Monday 25th February 2019 Commons Chamber

[Sarah Newton]

The hon. Gentleman asked me a range of questions. First, let me say that nobody has dragged me to the House. I regularly update the House; it is a matter of record how often I update the House through a whole series of written statements and by publishing a lot of data. I have made those commitments to the House and I regularly honour those commitments.

In terms of the additional resources, the hon. Gentleman will know that ESA has not been open for applications since the end of last year because people now apply for universal credit, so we now have extremely experienced ESA decision makers who have the time and capacity to support us with this exercise. We had recruited an additional 400 staff before the announcement that I made today.

In terms of the number of people who sadly will have deceased since we recognised this problem and who could have benefited from additional payments, we are very anxious to ensure that we contact people as soon as possible, and if we can find people’s families, we will make those payments to them. Virtually every time I come to the House or Westminster Hall, Members make allegations about the causal link between people being on benefits and them tragically taking their lives. Members need to be very careful when they say those things. As our deputy chief medical officer, Professor Gina Radford, has said, and as the NHS’s survey data show, we cannot make causal links between people being on benefits and them tragically taking their own lives.

[Rachel Maclean (Redditch) (Con)]

Given that people with learning difficulties find the prospect of a face-to-face interview quite stressful and distressing, what more can the Department do to support people in that situation when they need to claim benefits?

[Sarah Newton]

My hon. Friend makes a good point. In not only the process for claiming new benefits but this particular exercise, a lot of effort is going into ensuring that we find people and engage with them to check whether they are eligible for these additional payments. That happens through letters, telephone calls and even home visits, to ensure that we contact people in the most appropriate way possible for them.

Universal Credit

Baroness Maclean of Redditch Excerpts

Monday 14th January 2019 Commons Chamber

[Alok Sharma]

I know that we have had this exchange before, and I am sorry if the right hon. Gentleman feels that I repeat myself. Of course it is important that we get money in people’s pockets early. There is no question about that, and that is why we made the changes when we said we would make sure that absolutely anyone who needed it could get up to 100% of their advances up front. I have talked about the two-week run-on for those on housing benefit, which does not have to be repaid, and as the right hon. Gentleman knows in the last Budget we also announced that from July 2020 those on out-of-work DWP benefits will also get a two-week run-on.

[Rachel Maclean (Redditch) (Con)]

The manager of the Jobcentre Plus in Redditch said that this is the best system she has seen in 30 years; she has been on the frontline. Does the Minister welcome the fact that today the Resolution Foundation has pointed out that it is those on the lowest end of the income spectrum who are getting back into work, so this is a truly progressive benefit? It is great to see these reforms.

[Alok Sharma]

My hon. Friend highlights an important point. I was at the launch of the Resolution Foundation report this morning, which highlighted precisely the point she has raised. I encourage all colleagues on both the Government and Opposition sides to go to their jobcentres and talk—[Interruption.] No, if they would talk directly to the people responsible for providing that advice, I think they would find that the system is working.

Oral Answers to Questions

Baroness Maclean of Redditch Excerpts

Monday 7th January 2019 Commons Chamber

[Alok Sharma]

I know the right hon. Gentleman cares very deeply about these issues, and we have had many discussions about this. It is precisely to help people with their cash flows that we have made advances available up front—up to 100%, if that is what they require—as well as two weeks of housing benefit run-on.

[Rachel Maclean (Redditch) (Con)]

13. What steps the Government have taken to deliver the pensions dashboard.

[The Parliamentary Under-Secretary of State for Work and Pensions (Guy Opperman)]

We published the pensions dashboard feasibility report in December, and the consultation closes on 28 January. We will shortly thereafter draft legislation, which will unquestionably benefit the 16,000 men and women in my hon. Friend’s constituency who have an auto-enrolled pension at present.

[Rachel Maclean]

I thank the Minister for that answer, and I am delighted to hear of my constituents who are benefiting. What more can the Department do to encourage more women to save for their financial futures?

[Guy Opperman]

We believe that the dashboard will be a crucial part of that, but my hon. Friend will be aware that female participation in a workplace pension has increased by 3 million since 2012, thanks to auto-enrolment. In the private sector, female participation in a workplace pension has jumped from 40% to 80% in the last five years.

Oral Answers to Questions

Baroness Maclean of Redditch Excerpts

Monday 19th November 2018 Commons Chamber

[Alok Sharma]

I encourage the hon. Lady to look at the document we have published about what we will be doing to measure this number. However, I also point her to the record levels of employment: the fact that there are more people in work in the economy right now than ever before, and that unemployment is at a 43-year record low. Jobs are being created and people are moving into work, and that is largely due to the welfare reforms that we have introduced.

[Rachel Maclean (Redditch) (Con)]

Will the Minister elaborate on how much better off families on universal credit are now as a result of measures introduced in the Budget?

[Alok Sharma]

My hon. Friend raises an important point. Earlier this year we introduced £1.5 billion of support, and in the Budget there was £4.5 billion of support. I say to Opposition Members that it is all very well calling for support, but they also have to vote for these measures, which they never actually do.

Universal Credit

Baroness Maclean of Redditch Excerpts

Wednesday 17th October 2018 Commons Chamber

[Neil O’Brien]

High employment helps lots of different groups in our society, and so we have record rates of employment for ethnic minority people and for lone parents, we have 600,000 more disabled people working and employment for women is at a record high. As a constituency MP, it is wonderful for me to have 3,000 extra people in Harborough working than there were when we came into office.

[Rachel Maclean (Redditch) (Con)]

I am sure my hon. Friend was about to mention that we also have record employment levels among another group—young people. We have record levels of youth employment now.

[Neil O’Brien]

My hon. Friend has taken the words out of my mouth; she has spiked my guns.

Of course we need to make sure we get this reform right, so I particularly welcome the move to restore the severe disability element within UC. As Ministers know, I have been in touch with them about that, and I hope we will pass the regulations to do it as soon as possible. I am glad the Department is spending an extra £1.5 billion ensuring that people can get the full amount paid up front, in order to make the system smoother. I am also glad it is solving some of the problems relating to the administration of the scheme, for example, by making it easier to get housing benefit paid directly to the landlord.

In some parts of this House, there seems to be a view that it is a measure of machismo to spend ever more on benefits, but we should reflect on what we inherited from Labour: nine out of 10 families, including Members of this House, were eligible for tax credits; people were getting more than £100,000 a year in housing benefit alone. That is why the welfare bill had increased by more than £3,000 per household. That is not a sensible way to run a country and it was not a good economic policy. It ended in not only national bankruptcy, but with a million extra people thrown on the dole under Labour. Labour Members should be ashamed of that record.

I am happy that we are now bringing in one of the highest minimum wages in the world. I am glad we are taking the lowest paid out of tax. That is the right approach, in order to lift people out of poverty. I am glad that members of our welfare team are listening to the important points made by colleagues such as my hon. Friends the Members for Amber Valley (Nigel Mills) and for South Cambridgeshire (Heidi Allen), who have continued to make the case for sensible reforms, in order to get right, rather than scrap for political reasons, an important reform that has powerful potential to improve the lives of people in our society.

Oral Answers to Questions

Baroness Maclean of Redditch Excerpts

Monday 15th October 2018 Commons Chamber

The Secretary of State was asked—

[Rachel Maclean (Redditch) (Con)]

1. What steps the Government are taking to assist disabled entrepreneurs.

[The Secretary of State for Work and Pensions (Ms Esther McVey)]

Will you indulge me for a moment, Mr Speaker, to allow me to congratulate my fellow Minister, the Under-Secretary of State for Work and Pensions, my hon. Friend the hon. Member for North Swindon (Justin Tomlinson), on his wedding at the weekend? Some eyes may have been observing events in Windsor; others of us were viewing events in Swindon.

Let me turn now to the question of my hon. Friend the Member for Redditch (Rachel Maclean). Disabled people are more likely than others to be self-employed. Access to Work now has specialist self-employment teams to help disabled entrepreneurs, and the new enterprise allowance schemes help anyone who is claiming eligible benefits to move into self-employment.

[Rachel Maclean]

I thank the Secretary of State for that answer and join her in congratulating my hon. Friend on his recent wedding.

Disabled people can benefit from self-employment because it provides much-needed flexibility in the workplace. To that end, there is a group in my constituency called Disability Support Project. Will the Secretary of State congratulate it on its recent launch and look at what more can be done to enable other such organisations to offer employment advice?

[Ms McVey]

I will, indeed, congratulate and thank the Disability Support Group in Redditch for its excellent work and for what it does. I also congratulate and thank my hon. Friend for all that she does in assisting disabled people into work and for so passionately pursuing this cause. There is more that we can do. I know that she visited her jobcentre to see how we are working with charities and organisations. I can also assure her that we have never spent more supporting people with disabilities and health conditions—it is now £54 billion a year, up £9 billion since 2010.

The Secretary of State’s Handling of Universal Credit

Baroness Maclean of Redditch Excerpts

Wednesday 11th July 2018 Commons Chamber

[Richard Graham (Gloucester) (Con)]

Let me start by welcoming my near neighbour and old friend the Under-Secretary of State for Work and Pensions, my hon. Friend the Member for North Swindon (Justin Tomlinson), back to his place on the Front Bench.

Today there was a fantastic opportunity for the Opposition to hold a debate on one of a range of very topical issues, many of which arise this week: the future of NATO, the way forward for the western Balkans, our security partnership with the United States, or the revised economic growth figures and the potential impact on savers and borrowers.

[Rachel Maclean (Redditch) (Con)]

Or the World cup.

[Richard Graham]

Or, indeed, the World cup. Unfortunately, however, the Opposition chose none of those issues, and have fallen rather than risen to the occasion by tabling a motion containing two censures and a personal attack, in the name of the Leader of the Opposition, in relation to something for which the Secretary of State has already apologised.

I am here today for a straightforward reason: to remind the hon. Member for Wirral West (Margaret Greenwood)—who is not paying a huge amount of attention—that it is a mistake for the Opposition to throw stones from very fragile glass houses. Let me explain why. On 11 October last year, the Leader of the Opposition said, at Parliament’s peak moment, during Prime Minister’s Question Time:

“The last Labour Government lifted a million children out of poverty. Gloucester City Homes has evicted one in eight of all of its tenants because of universal credit. The Prime Minister talks about helping the poorest, but the reality is a very, very different story.”—[Official Report, 11 October 2017; Vol. 629, c. 324.]

Let me remind the House that the reality was indeed a very, very different story. The actual figure was not one in eight—which would have meant 650 out of 5,200 tenants in my constituency—but a total of eight, one of whom had left the property 18 months earlier and another of whom had left the country. That is a very, very different story indeed. It would have been fitting for the Leader of the Opposition to apologise, and to have expressed some form of recognition that he had slandered the city of Gloucester, Gloucester City Homes—which is an excellent housing association—and, indeed, all of us who try to engage in a rational, measured, objective debate on universal credit, which is what we did in the Select Committee when I was on it. My point is that we should avoid these motions of censure, stop criticising people personally, and focus on the facts.

Before I run out of time, let me offer some recommendations to the Secretary of State. First, the trusted partner programme is working very well, and housing associations such as Gloucester City Homes benefit from it. Please may we have more of it for more housing associations? Secondly, the Secretary of State is right to focus on debt, and I should love to know more about why people go on to universal credit with so many debts.

--- Later in debate ---

[Rachel Maclean (Redditch) (Con)]

It is a pleasure to follow the hon. Member for Hampstead and Kilburn (Tulip Siddiq).

When I first saw the motion on the Order Paper I was dismayed by the wording and the personal attack on the Secretary of State, my right hon. Friend the Member for Tatton (Ms McVey). It was very good of the right hon. Member for Birkenhead (Frank Field) and the hon. Member for Bermondsey and Old Southwark (Neil Coyle) to stand and give their apologies, and I give a heartfelt welcome to that. I hope they will call on their colleagues, particularly the right hon. Member for Hayes and Harlington (John McDonnell), to stand in this Chamber and repeat their words, because the hon. Member for Bermondsey and Old Southwark is absolutely right to say we have more in common when we work together, and we should put that hatred aside once and for all; the hon. Gentleman and the right hon. Member for Birkenhead are great examples of that.

I want to focus on an aspect of UC that we sometimes do not focus on enough. I come at this from my background in software and systems and technology. The Secretary of State has explained that UC is an agile test and learn system, but what does that really mean? In the words of the jobcentre staff in Redditch, it means that every claimant is an individual and they have support tailored to their unique circumstances. Those circumstances are not static at one point in time; they might change—their income might go up or down, their family situation might change. That is why what we are discussing is so important. The calls to pause UC often unfortunately fail to grasp the nature of an agile test and learn system; if we pause a system, we cannot have that feedback put into the system to improve it. We want the system to be improved in order to be able to improve people’s lives. As my hon. Friend the Member for Solihull (Julian Knight) has said, this is not just about economics; this is about human potential—people’s human potential to give to their society and to provide for their families, which is what we all want to see.

I have experience of the full service in Redditch; it has been rolled out there. There are always things to improve, and I will focus on one area in the NAO report: will the Department ensure it sets out the goals more clearly and tracks the progress towards them? That is very important in any complex system, which this is.

My right hon. Friend the Member for Tatton is a learning and listening Secretary of State. I commend her on the work she has done, and I am sure she will continue to work in this way.