(8 years, 7 months ago)
Commons ChamberAll Members will have their own examples of mental health casework. Often, those constituents will have attended an advice surgery or sent an email for help about a different problem entirely. It could be housing; it could be employment or welfare; it could even be a problem involving the criminal justice system. But it soon becomes clear, after a few questions and a little bit of probing, that the underlying problem is one of undiagnosed—or unsupported—mental illness.
Poor mental health weakens people’s life chances, and many of the effects of deprivation further aggravate the impact of mental illness. Sadly, an increasing proportion of cases from our surgeries involve children suffering from poor mental health. I welcome the Green Paper on children and young people’s mental health, and I am pleased that the Government have committed £1.4 billion for child and adolescent mental health services by 2020. That is absolutely the right thing to do. It will transform mental health treatment for children and young people. We all need to ensure that it is properly directed and spent in those areas where it was intended to be spent, because it is a shocking fact that one in 10 children in this country have a diagnosable mental health condition.
I am pleased that the Prime Minister launched the expansion of the mental health first aid training scheme in secondary schools yesterday. It is essential that we do more to deliver early intervention to support people’s mental health, rather than relying so heavily on acute mental health services once conditions have deteriorated, sometimes to the point of psychosis. It is the difference between treating an illness and just tackling the immediate symptoms—a distinction that would be so obvious for physical health that surely nobody would argue against its existence. That means ensuring that training for GPs allows them to identify mental health conditions in patients who present with a completely different illness, and ensuring that continuing professional development allows GPs to keep up so that more senior GPs also have the necessary understanding of mental health. It means securing access to successful programmes such as Improving Access to Psychological Therapies—introduced by the previous Government and continued by this one—and other talking therapies, where alternatives to drug-based treatments are appropriate.
I am pleased that the Mental Health Act 1983 is to be reformed. It was doubtless introduced with the very best of intentions and has certainly had many beneficial effects, but in too many cases the starting point seems to be that it treats people with mental illness as threats that need to be contained, rather than as patients who need treatment and support. Of course, there are times when people need to be detained, for their own protection or that of those around them, but then the focus must be on medical treatment rather than, effectively, imprisonment.
In terms of providing that support in the right environment, would my hon. Friend like to show some appreciation of the Government for the mental health hospital that recently opened just down the road from my constituency? It is a £40 million investment, and will go a long way to providing that kind of support in the local community.
I absolutely agree. As part of the increased capital investment that the Prime Minister announced earlier this year, the £10 billion capital investment for the national health service will mean not only that new buildings such as the one to which my hon. Friend referred—the new hospital in Sandwell in the west midlands is an example—become more common, but infrastructure such as the new urgent care centre at my own local hospital in Russells Hall is provided so that our NHS can become more effective.
The Secretary of State should take great pride in the changes that he has introduced to guidance on section 135 and l36 powers, which mean that a safe place should usually be a place where patients can receive medical help, rather than the default position of a police cell. It is time for those changes to be given a statutory footing, and I hope that the new Bill will deliver that. There should be parity of esteem so that people with mental health conditions receive the same respect and equivalent status, and are treated with the same dignity, as people with physical health conditions. It is a positive step that that has been legislated for, and I hope that we will see more and more efforts to make sure that that commitment becomes a reality for constituents who receive treatment for mental health conditions.
If I may briefly speak of my own experience of the health service. As some hon. Friends know, I received rather more direct and personal experience of our hospitals, GPs and outpatient clinics than I had planned at the beginning of the year. I should like to place on record my thanks to the doctors, consultants, nurses and support staff who were all absolutely fantastic in keeping me alive so that I am here now. It has also given me the chance to work with the UK Sepsis Trust and the formidable Ron Daniels. I hope that during this Parliament the Secretary of State will have a chance to look at calls from the trust for simple measures that it is estimated would save perhaps a quarter of the 44,000 lives that are lost as a result of sepsis every year in the UK. They include instigating a national registry to record accurately the true burden of sepsis, raising awareness nationally, and looking at commissioning levers to deliver best practice and reinforce that.
(9 years, 2 months ago)
Public Bill Committees
The Chair
Thank you. May I point out that we have got 30 minutes left, and eight other Members of Parliament want to ask questions? I remind both witnesses and Members that it is your time, and that witnesses are here today to answer as many questions as possible.
Q This question is directed in particular to Mr Thompson. Could you tell us more about the challenges faced by the Serious Fraud Office in investigating a suspected criminal financial activity, and how the specific measures in the Bill will help you to do that more effectively? In particular, I would like to know more about how unexplained wealth orders might be expected to help in pursuing foreign officials suspected of grand corruption.
Mark Thompson: Members of the SFO and I have been involved in consulting with the Home Office as this process has developed. Unexplained wealth orders provide an avenue for us to start civil recovery investigations effectively in a way that we cannot do at a moment. Where information is held abroad, or is in jurisdictions where co-operation is unlikely, this tool provides us with a way of kicking the process off and taking action against property in the UK that we suspect to be derived from crime. As things currently stand, the thresholds for pursuing civil recovery are, in many cases, high enough to make this difficult. That is how I would see our using the legislation in the first instance.
Q The new corporate offence relates only to tax evasion, which makes sense. But is there a case for extending it to dissuade companies from facilitating quite aggressive tax avoidance?
Simon York: At the moment this is a criminal offence, and tax avoidance is not a crime, which is why that would be difficult. We are currently consulting on additional legislation that would penalise the enablers of tax avoidance, so we are seeking legislation in that area too.
(9 years, 3 months ago)
Commons ChamberThis issue has always been of personal importance to me. For nearly 30 years, my father was a West Midlands police officer, serving in the mounted branch and the firearms unit. In the 1980s, I remember kissing him goodbye as he went off to police football matches and riots, city centre riots and, yes, Orgreave. Having seen all that makes watching footage of assaults on police officers that bit more real. It is even more devastating when the person going home injured is one’s own father.
West Midlands police officers do a heroic job under consistent pressure to perform. Any assault on any police officer or PCSO is clearly totally deplorable, and those convicted of such assaults must expect a strong and lengthy prison sentence. Ever since the reforms of Robert Peel, we have policed by consent. It is right that the Minister reiterated what he said in the Adjournment debate called by the hon. Member for Halifax (Holly Lynch) about the public having to
“understand that a police officer is to be respected and is there to serve the community.”—[Official Report, 11 October 2016; Vol. 615, c. 283.]
Police officers are not there to stand by while they are abused and assaulted. Any use of force must be proportionate, but assessing that cannot be done with the cold rationalism of someone based in an office; it must be viewed from the standpoint of someone who genuinely feels that their personal safety and that of those around them is at risk.
During the summer recess, I did a night shift on patrol with West Midlands police around Dudley borough. The officers explained the difference that body cameras, 1,600 of which have been bought with co-funding from the Home Office, are already making as they get issued to all neighbourhood and response officers. Many Members will have seen the Parliamentary Office of Science and Technology’s briefing from last year, which highlighted several benefits from the initial trial that have now been backed up by the experience in the west midlands. In fact, since the camera roll-out there has been a 10% increase in cases proceeding to charge, a 9% increase in early guilty pleas and, staggeringly, a 93% fall in complaints against police officers.
I am afraid that I cannot.
Late last month, I attended the Dudley council for voluntary service awards, at which Chief Superintendent Richard Fisher of the Dudley local policing unit talked of a future in which new technology could not only allow officers to spend more time on policing rather than filling in their pocket notebooks, but enable body cameras to record automatically if an officer draws out their Taser or CS gas. Such technology would improve the safety of both officers and the public.
Our police officers put their safety at risk every time they go out. We owe it to them to do everything we can to keep them safe and to ensure that those who do cause them harm receive the punishment they deserve.
(9 years, 3 months ago)
Commons ChamberUrgent Questions are proposed each morning by backbench MPs, and up to two may be selected each day by the Speaker. Chosen Urgent Questions are announced 30 minutes before Parliament sits each day.
Each Urgent Question requires a Government Minister to give a response on the debate topic.
This information is provided by Parallel Parliament and does not comprise part of the offical record
The hon. Lady should have another look at what I said in response to the right hon. Gentleman’s question. Although I fully appreciate that both she and he may not agree with or like what I said, that does not mean that I did not answer the question, and it does not mean that the Home Secretary’s decision is wrong. A number of factors were taken into account in the making of that decision. It involved looking at a wide range of documents, and, indeed, meeting the Orgreave campaigners themselves, as the Home Secretary, the hon. Lady and I did in September. I suggest that the hon. Lady look again at my answers to questions, including my answers to the right hon. Gentleman.
I wonder whether the Minister agrees with David Blunkett, the former Labour Home Secretary, who reportedly said that he
“would take some convincing that another agonising internal inquiry would shed more light than is already known.”
I saw that quotation as well, and I think it underlines and highlights the fact that this was a difficult decision. No one has said that it was easy. As the Home Secretary herself said, in the House yesterday—and she was here yesterday, answering questions on this matter—and also during previous appearances in the House and when meeting the campaigners, a difficult decision had to be made and many factors weighed up. Ultimately, however, we had to make a decision about what was in the wider public interest, and this decision is in the wider public interest.
(9 years, 4 months ago)
Commons ChamberDishonest individuals have always sought to deceive and to take advantage of the most vulnerable in society. Sadly, as our world has increasingly moved online, transforming the way we communicate, do business and live so much of our lives, many fraudsters have used the same technologies to increase their activity and come up with ever more elaborate ways of defrauding vulnerable people. Action Fraud estimates that about 70% of fraud is either conducted online or is cyber-enabled. For most of us, casework relating to scams probably makes up a relatively small amount of our postbag and email inboxes, but that does not mean that this is not a sizeable problem. Clearly, many of the people most at risk of fraud and scams are also among the least likely to come forward to their MPs or to the police and other agencies.
Sadly, I do not need to speculate on this matter, as shortly before I was elected a member of my family received a letter that was apparently from the Serious Fraud Office and that said—this is ironic—that it needed help to catch some serious fraudsters. There was a telephone number supplied, which, when rung, gave details. Unsurprisingly, what was needed was some money to be transferred into an account, which could then be used as some kind of “trap” for the “fraudster”. Unfortunately, my relative wanted to help the authorities and so transferred the money. Of course, there was then another call saying, “Thank you very much for that. We just need that bit more money.” This went on until, fortunately, the one time she went into a post office branch the lady behind the counter, who knew my relative and knew that this was not normal conduct, contacted another relative with her concerns. So this was finally stopped, but only after several thousand pounds had been lost—it still cannot be recovered. More importantly, this has left my relative, who has always been a proud, intelligent and independent person, seeing herself as clumsy and being embarrassed; she feels stupid to have been taken in in such a way.
We, as a must society, must play our part in protecting the most vulnerable, and that includes protecting them against fraudsters, online and otherwise; local authorities, the police and politically and technologically savvy members of our communities must be involved in this. I was heartened to hear my right hon. Friend the Prime Minister authorise the expansion of police volunteer roles, so that individuals with digital skills are able to support police digital investigations by providing the technical expertise to cyber and digital units. That scheme has been piloted in Hampshire and Gloucestershire, and I hope to see it expanded much more widely around the country.
There is much more that can be done in partnership with financial services to trace these criminals. We are all familiar with the necessary anti-money laundering regulations. For anyone wanting to set up a current account or to change signatories on a voluntary organisation’s bank account, navigating the endless paperwork can feel like an interminable process, and yet it is apparently impossible in many of these cases to trace the bank accounts into which these transfers have been made. It is even less likely that any of those moneys will ever be recovered. Surely, it is not beyond the wit of man or of the people running these financial institutions to do much more to enable those accounts to be traced. It is simply not acceptable that victims and vulnerable people are left scared in their own homes. Online threats have changed, and the way that we respond to them must change so that we can protect vulnerable people in our communities.
(9 years, 6 months ago)
Commons ChamberThe right hon. Gentleman makes an important point. I made a point earlier about historical cases, which make it feel like there is a series of issues and allegations to be dealt with. I hope that he will take some comfort from the fact that this Government and the previous Home Secretary have a reputation for not shying away from addressing difficult issues. I hope to ensure that we continue to deserve that reputation.
My father was a West Midlands policeman in the 1980s and spent some days policing at Orgreave. Clearly, where there is solid evidence of police malpractice, it must be dealt with effectively and with the full force of the law. Does the Home Secretary recognise the concerns of many serving and retired police officers about what they perceive to be a political campaign with a predetermined outcome?
My hon. Friend makes an important point, and I will take my time to come to what I feel will be a fair answer after looking at all the information. Nothing has been prejudged. Serious allegations have been made, but I will look at both sides.
(9 years, 10 months ago)
Commons ChamberYes. We have been very clear that we need to see more being done within the European environment and across Europe on firearms. I am pleased to say that, following representations, the European Commission has produced a new draft directive on firearms. I am very clear that we should ban dangerous semi-automatic weapons. That discussion is taking place, but we are clearly pushing for greater ability across the EU to deal with the movement of firearms.
I worked in Brussels for seven years, and my thoughts are naturally with friends and former colleagues in Belgium, as well as with the families of those who were murdered and maimed yesterday morning. Effective security co-operation with other European Union countries is obviously vital, but will my right hon. Friend also consider how we can effectively exchange appropriate security information with allies through membership of other international organisations, such as NATO and the Organisation for Security and Co-operation in Europe?
My hon. Friend is right. We need to ensure that we use every available opportunity, when appropriate, to exchange security information, support and intelligence, and to work together. That is why, as I said earlier, we have the “Five Eyes” co-operation, which is very important to the United Kingdom. We work within the European Union, but other organisations are involved as well. As I said to an Opposition Member earlier, in the United Nations there has also been a greater understanding of some of the measures that need to be taken.
(9 years, 10 months ago)
Commons ChamberI am speaking as fast as I can; I cannot possibly give way. I am very sorry.
Such leads must be followed up in a targeted manner, and we must protect our much valued civil liberties and the freedoms for which, so we are told, Britain is famed.
I find it disturbing and somewhat frightening that the Home Secretary has refused to accept the recommendation, by one of the three parliamentary Committees that have detailed their concerns, to exclude from the Bill the use of surveillance powers for the economic wellbeing of the UK. From the passion and determination with which British politicians of all hues fought to keep Scotland in the UK, and if we accept, as I do, that they did so not just for Scotland’s own good, it is clear that they believed that our independence would have an adverse impact on the UK economy. Notwithstanding the fact that I do not necessarily agree with that premise, I am interested to know whether all independence campaigners are vulnerable under this legislation.
No.
As Members may have heard, the First Minister of Scotland has recently announced a new initiative, starting this summer, to argue for independence, so it is best that we know.
Campaigners have rightly been somewhat alarmed to read clause 1(3), in which the Government tell us that some of the protections enjoyed by citizens of the UK—indeed, the only protections explicitly named in the Bill—exist
“by virtue of the Human Rights Act 1998”.
The Government are not only pushing the Bill through hastily and to a tight timetable, but asking us to accept protections in a piece of legislation that they are doing their utmost to scrap. We want a Bill that we can fully support. For us, we do not yet have such a Bill.
I was opposed to the 2000 Act, and I had concerns about the 2014 Act. If our starting point is whether changes would make things easier or harder for some hypothetical despotic regime, both Acts clearly shifted the powers of the state and gave the security services significant new powers without providing corresponding safeguards to protect the rights and freedoms of the individual. However, with three independent reviews, three parliamentary Committees during the pre-legislative scrutiny stage and Ministers who have clearly been prepared to listen and to make changes, this Bill is far better than any previous ones.
I still have concerns about shifting the balance between individuals and the state, but I am satisfied that the proposals will introduce powers that are proportionate to the risks faced. They will bring greater transparency to the system and the process. The powers will be controlled by more effective authorisation mechanisms and independent oversight. The proposals are proportionate because, as is widely recognised, the future is increasingly digital, and we have a responsibility to respond as such.
The internet is a fantastic opportunity and it opens incredible doors—even though I think of myself as tech savvy, I find it dispiriting to see that my five-year-old son can use my iPad better than I can—but it also, of course, opens doors for those who would do us harm in relation to both national security and some of the most vulnerable members of our community.
We often hear about the precautionary principle: the idea that where there is even a small risk of great harm, it is appropriate to take whatever action might avoid it. In this case, the risk is not small or hypothetical—unfortunately, with paedophilia and child sexual exploitation, we see the risk week after week—and the Bill could help to tackle that risk. We know not just that the risk of international terrorism is significant, but that if the security services do not have the powers to tackle those threats, it is absolutely certain that we will be victims. That is why I will support the Bill this evening.
(9 years, 11 months ago)
Commons ChamberI remember the days when the hon. Lady and I served on the council of the London Borough of Merton. She took an interest in domestic violence and support for its victims and survivors then, and she continues to do so now. Of course, the Government have put extra money into refuges and supported various domestic violence services. It is a terrible crime and we need to deal with it.
What assessment has been made of the number of connections police forces have made to the child abuse image database since it launched?
My hon. Friend raises the very important issue of the child abuse image database, which was introduced by the Government and is leading the world in tackling online indecent images of children. We now have all 43 forces connected to the image database and are starting to see real results in protecting children.
(10 years ago)
Commons ChamberI beg to move amendment 1, page 3, line 16, at end insert—
‘( ) Regulations under subsection (3)(b) or (3)(d) must provide that—
(a) the time period within which a claim may be made ends no earlier than 42 days from the date of the riot;
(b) the time period within which details and evidence must be submitted ends no earlier than 90 days from the date the claimant first made the claim.”
Mr Speaker
With this it will be convenient to discuss the following:
Amendment 2, in clause 8, page 5, line 23, at end insert
“, except in the circumstances described in subsection (2A).
‘(2A) Where a claimant’s home is rendered uninhabitable, the amount of compensation may reflect costs that the claimant incurs as a result of needing alternative accommodation.”
Amendment 3, page 5, line 26, at end insert—
‘( ) considerations that decision-makers must take into account in deciding the amount of compensation payable as a result of a claimant needing alternative accommodation (and the regulations may include provision limiting the amount of time for which the costs of alternative accommodation may be claimed),”
Amendment 8, page 5, line 29, at end insert—
‘(3A) Money received by the claimant from emergency or recovery funds, whether funded publicly or privately, in the aftermath of a riot must not be taken into account by the decision maker when deciding the amount of compensation to be paid.
This amendment would ensure that money received by the claimant for the purposes of emergency relief or recovery in the immediate aftermath of a riot is not seen in the same category as compensation under the purposes of this Bill and therefore reduce the amount a claimant might receive.
May I convey my sympathies and add to the tributes that you paid to Harry Harpham, Mr Speaker? I know that the sympathies of all right hon. and hon. Members will be with his family and friends at this difficult time. Even from the short time in which we saw Harry in this House, it is clear what a loss he will be.
Amendment 1 is a consequence of amendments that were tabled by the right hon. Member for Tottenham (Mr Lammy) but not voted on in Committee, and it seeks to clarify and extend the time limit allowed for someone to communicate their intention to make a claim, and the provision of details, evidence and support of such a claim following a riot. Following concerns raised in Committee, the amendment would allow a 42-day period as originally set out in the Bill, but it clarifies that that is from the date of the riot. As Ministers have made clear, that time limit should come with some flexibility, and I hope that in interpreting the date of the riot, authorities will have the good sense to show flexibility in making that date start at the end of the riot where appropriate, rather than necessarily the date on which the damage was suffered.
The main change in amendment 1 relates to the second period: the 90 days from the date the claimant first made the claim. That would mean, potentially, a minimum of 132 days from the date of loss in which we expect businesses or residents to submit details of their claim and to provide the evidence to support it. I hope that that will provide some reassurance to Members who raised concerns in earlier stages.
Amendments 2 and 3 were tabled following comments made on Second Reading and in Committee, and representations made directly to me outside the Chamber, in particular by the right hon. Member for Tottenham and my hon. Friend the Member for Croydon Central (Gavin Barwell). As I made clear on Second Reading, while there are very good reasons for excluding consequential losses from the claims that can be made against the police in the event of a riot, concerns were raised about what would happen if people’s homes were left uninhabitable following a riot. Social tenants would usually be rehoused, and for owner-occupiers with building and contents insurance, the insurance would normally pay for the additional costs of rehousing. However, that would still leave a significant number of people, particularly in the private rented sector, who could find themselves, through absolutely no fault of their own, having to find new housing. They could struggle to find new housing at the same cost as their current mortgage or rent, and that is what amendments 2 and 3 intend to tackle. They seek to cover the costs of alternative accommodation, whether in a bed and breakfast, a hotel or other short-term rent. Amendment 3 clarifies that and allows the regulation that could include in the provision time limits for such additional costs.
During the passage of the Bill, in particular on Second Reading, Members on all sides brought to the attention of the House heart-wrenching stories of hardship as a result of the 2011 riots. Those stories explain the thought process behind amendments 2 and 3. I still do not believe that consequential losses should be covered, but it would not be just if people were made to suffer unnecessarily in their hour of need. I am certainly not prepared to see people effectively rendered homeless while they wait for their homes to be inhabitable once again. I must stress, however, that covering a consequential loss in this way must be the exception, not the rule. It is intended only to assist individuals to recover costs incurred while staying in alternative accommodation following a riot. The details of the provisions will be clarified in regulations.
I turn to amendment 4 tabled by the right hon. Member for Tottenham. At every stage of the Bill, he has raised a number of valid concerns. He has been an extremely effective spokesman for his constituents and for businesses in his constituency. Ministers made it clear on Second Reading and in Committee that we would not expect payments made through charitable funds, or other appeals of that kind, to affect the payments made through the compensation scheme. It would certainly not be right for such payments to be deducted from compensation due under the Bill.
I am grateful for the manner in which the hon. Gentleman is putting his points. Central Government or local government will often put up the money to persuade big business to get engaged, because businesses want to see match funding. In those circumstances, I am concerned that that money will then be counted against those who go on to claim compensation.
The right hon. Gentleman makes an extremely important point, one with which I think we would all agree. That is why, to make sure that in that kind of joint venture we do not preclude local authorities or central Government from contributing to what are essentially private, business-led appeals, I would not expect that kind of fund to be deducted from riot compensation payments. This is not a black and white issue, however, and there are points on the spectrum where that kind of detail is far better dealt with in regulations than in a clause of this kind in the Bill. I therefore cannot support the amendment. It is sensible that payments from public funds should not be provided for the same purpose twice, because we have a duty to limit unnecessary burdens on the taxpayer. The right hon. Gentleman is absolutely right in saying that there are occasions when public funds contribute to private appeals. I hope the regulations drawn up to implement the provisions in the clause will allow for such initiatives.
Mr Speaker
Does the hon. Member for Dudley South (Mike Wood) wish to contribute further?
There are parts of this country that routinely experience flooding, as I said in Committee, and there is considerable experience in the system in relation to how we deal with those communities and how the insurance industry reacts in those circumstances. Floods happen more frequently in our country than riots, but a similar catastrophe befalls those who find themselves caught up. I hope that the bureau that will be set up as a result of this Bill can draw on the experience in those areas.
I have heard hon. Members in those areas raise concerns about loss adjustors and the manner in which they treat our constituents. In circumstances in which everything has been lost in the flood or burnt to the ground in a fire, the individual concerned is expected to go and find a receipt for a stove or oven that they now have to claim for. How are they going to find that receipt? Where is it? It is a miserable situation, and I am afraid that during the riots we found the performance of loss adjustors very patchy, and some of them behaved quite inappropriately to my constituents.
However, as I have indicated before, we have a situation of insurance, underinsurance and no insurance at all. That is why we have the Riot (Damages) Act 1886 and why we should inquire as to what the appropriate levels of this newly introduced cap should be. For all those reason, this clutch of amendments address that point. As I have indicated, they are largely probing amendments. I look forward to hearing what the hon. Member for Dudley South (Mike Wood) has to say both about regulations and the need for greater clarity. Perhaps this House might have a greater role in determining that figure, scrutinising it and returning to it over time, because I fear that £1 million may well look very different to people in the wider country in 10 or 15 years’ time, long after the Bill has passed through both Houses.
Let me start with amendments 5 and 6, tabled by the right hon. Member for Tottenham (Mr Lammy), which would either remove or raise the compensation cap. Although I fully understand his reasons for asking that the level of the cap be considered, I am unable to support either amendment. As I have stated at earlier stages in the legislative process, we simply cannot continue to have a situation in which the public purse is subject to unlimited liability.
Neil Kinghan’s excellent independent review of the reforms necessary after the 2011 riots set out convincingly and comprehensively the reasons for retaining the principle of strict liability for police forces when the basic contract to uphold law and order, to which the right hon. Gentleman has referred, breaks down, and that police should be liable for the costs of that. However, Neil Kinghan went on to say that it is not reasonable to expect those liabilities to be unlimited. That is why he put forward a number of alternative ways of controlling liabilities—capping them—in order to deliver a fairer deal for police forces and the taxpayer.
The effect of either amendment would be to impose a still higher liability on police forces and therefore on the taxpayer. The right hon. Gentleman asks how the £1 million figure was reached. The Home Office put the figure forward in response to an earlier consultation, and it received widespread support. At present, the cap is generous. It has been set to make sure that it would have protected as many of the claims made in 2011 as reasonably possible.
Analysis by the Home Office and the Association of British Insurers estimates that, had a £1 million cap been in place in August 2011, 99% of claims paid then would still have been paid in full; that compares with about 33% had we continued with the alternative option of a cap on turnover of business, which Neil Kinghan ended up recommending. The £1 million cap is far more generous to the victims of riots and recognises exactly the points made by the right hon. Member for Tottenham: of course such victims are in no way to blame and could have done nothing to prevent their loss. We want to make sure that they continue to be compensated, within a reasonable limit.
I also take note of the right hon. Gentleman’s point about big businesses and the important role they play in our high streets. However, like most businesses, big or small, they have a responsibility to insure themselves adequately—not only against riots, but against a broad range of risks. The £1 million compensation cap applies directly to riots, as defined in the legislation. We would similarly expect such businesses to insure themselves against fire and looting caused by arsonists and against gangs of people rampaging riotously, although perhaps made up of fewer than 12 people and so falling outside the scope of normal riot legislation.
Damage caused by looters or gangs on the rampage is every bit as serious, but police forces would not have liability unless negligence could be demonstrated. There is a need for adequate levels of insurance and it is not unreasonable for businesses with assets running into millions to take out such insurance. Setting a cap at £10 million would largely benefit insurers far more than big or medium-sized businesses on the high street, as they could subrogate those claims under the Bill and the existing scheme. Furthermore, of course, they tend to provide the insurance for big business.
The most pertinent example from the 2011 riots was the claims, which have not yet been settled, arising from the destruction of the Sony warehouse in Enfield. Those run into tens of millions of pounds. That money would go entirely to insurers if the claims ended up being accepted. From the Home Office research, it seems that increasing the £1 million cap to £10 million would have affected six uninsured businesses in 2011—six businesses among all those affected, at a massive cost to the taxpayer without any real benefit to our communities. That is why the £1 million cap has been widely welcomed by Members as well as by the insurance industry. The Government have published their intentions in response to the consultations following the 2011 riots on reforming the compensation arrangements. The £1 million cap was very widely welcomed in that response by stakeholders who took part in the consultation.
I beg to move amendment 10, page 6, line 17, at end insert—
(a) after any riot in relation to which compensation was paid under this Act; and
(b) after each period of five years beginning on the date that section 8 came into force.”
This amendment would require the Government to undertake post-legislative scrutiny.
Amendment 10 is about making and returning to the House with a proper assessment after there has been a riot and after the Bill has taken effect. With all that has been written by Mr Kinghan, all the work that has gone into the production of this Bill—I pay tribute to the hon. Member for Dudley South (Mike Wood) for everything he has done—and all that I, and shadow Ministers, have sought to do through it, we have learned a lot from the 2011 riots. Much of what we have learned finds effect in this Bill.
All riots are different. The hon. Gentleman said earlier that the 2011 riots were a particular case in that they were in London, and that he therefore believes that, in terms of regional impact, the £1 million cap is set about right. He will understand, though, that in the past few years we have seen anarchist groups marching in our country and things sometimes getting out of hand. They have marched in parts of the capital that have very expensive retail areas. We do not know where a riot could take place; they are all a bit different.
Given the impact of those riots and our understanding of them, and in terms of how this Bill works and its effectiveness, the issue of what compensation was paid out is hugely important. That is what amendment 10 speaks to. I sincerely hope that Conservative Members understand that and might be able to indicate that they do see the need for a mechanism, given that we are now updating the legislation. We are putting in place new mechanisms such as the bureau, which has not been discussed this morning but was discussed in Committee and on a previous occasion. It would therefore be very beneficial to provide for some assessment after a riot takes place; we do not know when. I hope that I might get some comfort from the hon. Member for Dudley South or the Minister following my decision to table this amendment.
Although I absolutely agree with the right hon. Member for Tottenham (Mr Lammy) that the effectiveness of legislation needs periodically to be reviewed, I am less convinced of the need to set that out in the Bill. Of course, we all hope and pray that there will be no repeat any time soon of the kinds of riots we witnessed in August 2011, but should such riots occur in future it would be absolutely appropriate to consider how well the legislation is working and whether any changes are required, which is what happened following the 2011 riots.
The amendment proposes that the legislation should be reviewed after any riot, but that means that that provision would be triggered by any relatively small disturbance that leads to a claim being made under the riot compensation scheme. That would be unnecessarily bureaucratic and it is certainly not needed, because, as I have said, there is a Government commitment in place to review all new legislation within three to five years of the date it receives Royal Assent. That timeframe provides an opportunity for post-legislative scrutiny in the early years and consideration of non-legislative processes and support systems. I would like us to go further after that three to five-year period.
Does the hon. Gentleman agree that, if there had been an assessment mechanism in the ineffective Riot (Damages) Act 1886, it might have been better legislation in the first place? There might be a riot—we hope not—during the period of three to five years. I understand that he may not accept the amendment as drafted, but surely the Government should be prepared to consider some sort of assessment mechanism after a riot, which, thank God, happens so infrequently in our country. Perhaps that could happen in the other place when the Bill receives further scrutiny.
The right hon. Gentleman makes the point that I was about to move on to. Although the initial three to five-year period provides an important chance to reflect on the early years and to consider whether all the commas are in the right place and all the details are right, it is important that regular reviews take place after that period. I hope the regulations will allow for such reviews. If there is a repeat of anything like what happened in August 2011, it is inconceivable that there would not be a review. That should be a given. Outside of the times of serious riots—which, of course, we hope will last many years or even decades—it is important to have some sort of periodic review, but I do not believe that there is a particular case for this Bill to carry a specific provision for post-legislative scrutiny. As I have said, such a provision could be triggered by a fairly small and limited disturbance, but we must make sure that it does not take another 130 years before we next review whether the legislation is working.
I completely get where the hon. Member for Dudley South (Mike Wood) is coming from—frankly, if I were the Minister in charge of his Bill, I would encourage him to say exactly what he has just said—but I am worried about where we are going with this. It has taken us 150 years to revisit the issue and there have been a number of disturbances—nay, riots—in this country during that time, and even when there have been really big riots, the system of dealing with victims has been wholly inadequate. I am concerned that we will find ourselves in 150 years’ time—well, we won’t, because we’ll be dead by then—saying, “Oh, yeah, we didn’t have very effective legislation. We had things for those old-fashioned things called cars, but the hover vehicles we’re driving around in now aren’t covered by this Riot Act.”
I say gently to the hon. Gentleman that even minor disturbances can wreck lives. We must make sure that any future Government have not only warm words to say to victims of riots, but effective legislation on the books so that they can help those victims effectively. I gently say to the Minister, who I have got a lot of time for—he has done an excellent job so far this morning—that we need to be more warm in our consideration of this Bill, so that we can ensure that the people who come after us in 150 years do not say the same kinds of things that we have been saying, with a little frustration, over the past few weeks.
I thank right hon. and hon. Members from all parts of the House who have participated in debates on Second Reading, in Committee and here today. In particular, I thank Ministers and shadow Ministers for their supportive and constructive approach. I thank the right hon. Member for Tottenham (Mr Lammy), who has spoken persuasively and passionately on behalf of his constituents, and my hon. Friend the Member for Croydon Central (Gavin Barwell), who has done a lot of work in support of the Bill but cannot speak in the Chamber today because of his other responsibilities.
On Second Reading, I stressed our responsibility as Members of Parliament to bring forward legislation that protects the most vulnerable from harm. That is why I am proud to promote this Bill, which proposes to help individuals and businesses recover from the devastating impact of widespread public disorder in communities. I spoke on Second Reading about my family connection, growing up as the son of a west midlands police officer during the football riots and other disturbances of the 1980s. I told the story of my father being bitten in the stables, and I said that I thought it was safe for me to do so, because my father rarely watches BBC Parliament. Sadly, he listens to BBC WM, so I was not able to keep that as secret as I had hoped.
Like all right hon. and hon. Members, I hope that the Bill will never be used. However, following Neil Kinghan’s review, it is abundantly clear that we need modern legislation that gives us clear guidelines and provisions in the event of any future riots. After the 2011 riots, many vulnerable communities were left counting the cost. The coalition Government responded by pledging to cover the costs incurred by the police to compensate homeowners and businesses under the measures set out in the Riot (Damages) Act 1886. Then, as today, it was clear that the “current”—130-year-old—legislation is outdated and inadequate in providing compensation in the modern world. The language is archaic, and it is unclear in what circumstances claims can be made. That means that decision making after a riot is difficult and time-consuming. There are too many inconsistencies, and it is not fair to those who need support or to those who pay the bill. That is what we need to change with this Bill.
The aim behind the Bill is to protect communities from the devastating losses to which I have referred. It makes much needed changes to address the concerns that have been raised, while still providing support to households and businesses affected by riots. It proposes to end the unlimited compensation afforded through the 1886 Act, while making sure that victims of riots receive the support that they need. The new compensation cap has been discussed at some length, so I will not add anything further. Suffice it to say that the new provisions will not just save money but improve and modernise the claims process to bring it up to date and make it fit for the 21st century.
The old Act’s short timescales for submitting and evidencing a claim are simply not feasible for many potential claimants. As the House will remember, temporary changes were made to the timescales at the time of the 2011 riots in order to provide a more realistic timeframe. The Bill is intended to put that change into legislation.
The time period set out in the original legislation is clearly not long enough. Many homes and places of business are inaccessible for a considerable period after disturbances of the kind we saw in 2011. Allowing a period of 42 days after a riot to submit a claim and a further 90 days to evidence the claim and provide the details to support it will provide people with a fairer deal at a time when they need the extra breathing space and time to think about and prepare such a claim. As has been said, in many cases they will have to work out whether they ever had a receipt, let alone whether they know where the receipt is after a fire or a riot.
The minimum time allowed is now stated in the Bill. I emphasise that it is the minimum time: it remains entirely within the Government’s competence to decide to have a longer period if and when they think that that would be appropriate. As the Minister said earlier, we must ensure that there is flexibility so that people are not unfairly disadvantaged in extraordinary circumstances —for example, when, whether through illness or for another reason, it is not reasonable for them to submit paperwork within the timeframe set out in the Bill.
The reason for switching away from replacement value—old-for-old, as it were—to new-for-old is one of basic fairness for the victims of riots. It is not reasonable to expect people whose homes or businesses have just been devastated by riots, first, to find out what loss adjusters think is the current value of machinery, equipment or property however many years after their purchase, and then to try to source a replacement product of equal value. On Second Reading, I gave the example of a four-year-old dry cleaning machine. It would be difficult to source it, because such machines do not show up every day on eBay. Switching to new-for-old, as most of the insurance industry has done, is sensible, more efficient and, above all, fairer.
Many Members have welcomed the riot claims bureau, which will have responsibility for managing riot compensation claims. The Bill is intended to ensure that there is greater consistency, particularly, as we saw in the 2011 riots, when riots spill over into more than one police force area. In such a case, it may be appropriate for the Secretary of State to assume such powers to ensure that someone can expect the same kind of service, timescales and treatment wherever they make a claim. Again, that is an issue of basic fairness for people affected by riots. The provision will be used if the rioting breaks out in or spreads across more than one area, and for that matter, if the local police decide that they do not have the capacity or expertise to consider such claims—why should they do so? That will particularly affect smaller police forces.
The Bill will allow local policing bodies and the riot claims bureau to place the day-to-day management of claims in the hands of experts. That is significant because although we expect our police forces to do an extremely important job—they do their job extremely well and we can be proud of the role they play—it is not reasonable to expect them to carry out claims handling or loss adjusting. Allowing police and crime commissioners to utilise people trained to play such a role makes sense and enables commissioners to retain full control over financial decisions.
As I have said, the Bill provides for the first time for motor vehicles covered by third-party insurance. It was pointed out on Second Reading that 1886, the date of the current legislation, was coincidentally the same year that the diesel engine was first demonstrated. Unsurprisingly, therefore, the legislation on which we currently rely was not designed around the world of the motor car. We do not know what the nature of riots will be in the future, but there may be widespread damage to motor vehicles. It does not seem fair, and it would not be equitable, for people’s motor cars—if they do not own their own home, their car is probably the most expensive thing they own—to be outside the scope of a compensation claim if they are not covered by their own insurance.
The purpose of the compensation scheme is not to pick up bottomless bills for criminal activity, but to provide a safety net for those in greatest need, while recognising the police’s responsibility to maintain order. That is why we must absolutely recognise the serious implications for communities recovering from major public disorder. Since the 2011 riots, my right hon. Friends in government have worked tirelessly, first by commissioning the Kinghan review and then by holding the Home Office consultation that followed it.
It would be wrong for millions of pounds of public money to be handed over—in essence, to insurance companies—for people who are in a position to insure themselves. That was the thinking behind the cap, and it is also why I limited the extension for motor vehicles to people who would not be covered by their motor insurance.
The provisions in the Bill provide a balance between the responsibility of the police to maintain order and the Government to protect the vulnerable, and the interests of the taxpayer. It retains the principle that the police are responsible for maintaining order, ensures that local accountability remains in the right place and provides local communities with the mechanisms they need to recover quickly from serious disorder.
We all hope and pray that riots of the kind, and certainly of the scale, that we saw in August 2011 will not happen in the future, but hoping for the best can never be an alternative to preparing for the worst. The Bill is about preparing for the worst. I hope it will proceed through the other place as swiftly as reasonably possible so that we can put in place the system we will need should riots take place. The Bill provides a fair deal for the victims of riots and for those who will have to pick up the bill for serious damage caused by them in our communities. I commend the Bill to the House.