(1 month, 1 week ago)
Lords ChamberThere are variations. One of the challenges is that, now we want to keep young people in education, training or employment until 18, we find that fewer people leave school and start work early. My noble friend is raising an underlying point that is really about fairness. We want to see everybody having the opportunity to study for as long as is genuinely helpful and suits them, then to move into fulfilling work and to be able to progress in it over time. I return to one of the challenges. The Secretary of State will consider all factors, but if we look at how difficult it is—and we know how hard we have had to work—to communicate a single state pension age, trying to communicate variable state pensions ages risks complicating it. But my noble friend raises an important point, and we will keep it under consideration.
My Lords, the Chancellor has announced that she is going to merge 86 public sector pension funds into eight megafunds. We have been talking about that for quite a long time. Will the Minister update the House on how and when that will happen?
My Lords, information will be coming forward. We are doing a pension review at the moment. Stage 1 is coming to an end and stage 2 is coming through. There is also a pensions Bill coming through, and when that comes through, all the details will be made available.
(2 months ago)
Lords ChamberMy Lords, we always welcome new initiatives to help unemployed people get back to work. With that in mind, will the Minister update the House on the current number of job vacancies?
There is always something that you wish you had put in your pack when you stand up. Today it is that. I will write to the noble Lord.
(7 months, 3 weeks ago)
Lords ChamberTo ask His Majesty’s Government what plans they have to address the root causes of child poverty across the United Kingdom.
My Lords, as dinner break business is now the last business of the day, the allocation of time is now 90 minutes. Therefore, the Back-Bench speaking time has increased from four minutes to eight minutes.
I welcome the chance to sort out the problems of poverty in an hour and a half. I welcome the idea that, in such a short amount of time, we can sort out the problem that a third of all our children are in or around poverty—that is 4 million children in the United Kingdom.
I alert people to my belief that, in the seven or eight years I have been in the House of Lords, I have never come to a debate or discussion where the root causes of things are dealt with. I believe strongly that one of the main problems we have is that Governments, Oppositions and people who have worked for many years in and around poverty are always dealing with the effects of poverty; they do not deal with the root causes of poverty. So when I proposed this small debate, I was actually trying to be revolutionary. I was trying to move the House of Lords—and, I hope, the House of Commons—towards the idea that instead of continuously dealing with the effects of poverty, we move the argument towards the root causes of poverty.
Throughout the world—it is not just the United Kingdom—in the region of about 80% of all money spent on social intervention is spent on dealing with the emergency and problems of coping with poverty. There is very little money spent on prevention or cure—the two opposites. Since the time I came into the House, I have been like a scratched record; I have gone on, again and again, asking when we are going to spend our time on eradicating poverty rather than ameliorating it and trying to accommodate it. That has been my real argument.
I think that His Majesty’s Government and His Majesty’s Opposition, and the previous Governments and Oppositions, have always dealt with the terrible reality poverty throws up. Tonight, I want to be a revolutionary and ask why we do not all look at something quite real. Why is it that, for all our efforts over decades—my decades go back to the end of the Second World War—we have always tried to deal with the obnoxiousness that is thrown up by poverty but we have never done a scientific analysis of the root causes of poverty? We have never had a Government or an Opposition, or an argument within our universities and charities, or among those who get involved in the struggles of the poorest among us, ask when we are going to do something about eradicating poverty.
I am sorry if I sound a bit Joan of Arc. I came into the House of Lords with one strict instruction from the people who encouraged me to come here, which was to help to dismantle and get rid of poverty, not to shift the deckchairs on the Atlantic. My instruction was not to make the poor more comfortable but to actually get rid of the concept of poor people.
I come from poverty, and maybe that is what drives me on. I come from people who came from poverty, who came from poverty and who came from poverty. The interesting thing is that when I grew up, I realised that they were surrounded by poverty; they could not get away from it. The mind-forged manacles that go with poverty meant that they perpetuated it. I have done my best within the lives of my own children to get rid of poverty in their futures, but the larger part of my family is still perpetuating poverty. Why? Because the root causes of poverty were never dealt with in the course of their lives.
To me, the big problem with poverty is the inheritance of poverty. In the United Kingdom, about 4 million children—a third of our children—are in poverty. It is interesting that a third of our children are in and around the problems of poverty, and in spite of all our efforts they remain so. What are we, the Church, the charities or the political parties going to do about it? Will they wake up one day and say, “Actually, we’re getting no nearer”? We know that in the last year, 100,000 more children have arrived in poverty.
We need an enormous mind shift, but I do not see it happening. I do not see anybody building the intellectual appliances or the university courses to find out why we are always trying to address the problems of poverty as if a bit more to the poor will actually change anything.
I came into the House of Lords and was astonished at the number of people who wanted me to get involved in agitating to give poor people more. I was determined, however much it would damage my reputation, not to do that. If the only thing you inherit is poverty, how do we break that situation so that you do not inherit it?
Can I just check: if we have more time, does this mean I can speak for another five minutes?
My Lords, I announced at the beginning of the debate that rather than an hour, we have an hour and a half. That extends Back-Bench speeches, but the noble Lord may have a few more moments above the 10 minutes for which he has spoken now. He can carry on.
I love democracy.
I was born in the London Irish slums of Notting Hill, but we moved to Fulham. On my road, I fell into being a friend of a guy whose family, like mine, came from Ireland. His father had accumulated a number of jobs. He was a very clever guy, even though, like my family, he was ill educated. He became very wealthy and bought his house, so he had a house in Fulham Broadway at a time when my family were living around the corner in social housing—what was called council housing. He became very prosperous and employed 20, 30, then 50 Irish people to make money for him, so that he could buy a house, then a bigger one. There were two kinds of poverty. That guy did not inherit poverty, but my family inherited it and made damn sure that we and other members of my family inherited poverty and the mind-forged manacles that go with it.
What do we actually do to break that situation so that people in poverty are given something—a “je ne sais quoi”, a little thing—that will mean they do not imitate the inherited poverty of their own family? To me, that is the big issue: Patrick Crowell and his mum and dad built a business, made money and became middle class and prosperous, but my family remained in poverty. Their children and their children’s children are still in poverty and stuck in social housing, having all sorts of problems.
I want to know how the House of Lords and the House of Commons, with all their great brains, can help us dismantle the mind-forged manacles that come with poverty and its inheritance. That is my passion. Over the next few months, as we move towards a general election, I will be campaigning through my work in the Big Issue, and in Parliament in general, for a reinvention of social housing.
Do noble Lords know that there are so many people in this world who are defenders of social housing? These people absolutely love it and think it is absolutely brilliant. But do noble Lords know that the children of people who live in social housing rarely finish school, get their qualifications, get skilled and move out of poverty? Do noble Lords know that a fraction, an infinitesimal number of people in social housing, ever get to university or college so that they can then start living a fuller life away from poverty? Do noble Lords know that in housing associations, on average 70% of people are unemployed? I do not want to be interpreted as rude or insensitive, but if you really wanted to condemn somebody to poverty for the next 100 years, you would give them social housing.
(8 months ago)
Grand CommitteeMy Lords, I support Amendment 208A. I am a recovering solicitor. Many moons ago, I gave public affairs advice to the Association of Personal Injury Lawyers, which is a fine organisation. I very much support its call and this amendment on that basis. I congratulate the noble Lord, Lord Leong, on his introduction to this amendment; he and the noble Lord, Lord Kirkhope, made a terrific case.
APIL took the trouble to commission research from YouGov, which showed that 38% of UK adults had received a cold call or text while 86% had a strong emotional response and were left feeling annoyed, angry, anxious, disgusted or upset. Therefore, the YouGov research reveals that almost all those who received a call supported a total ban on personal injury cold calls and text messages.
There is little for me to add but I am sorry that the noble Baroness, Lady Buscombe, is not with us—she has just exited the Room, which is unhappy timing because, in looking back at some of the discussions we have had in the House, I was about to quote her. During Report stage in the Lords on the Financial Guidance and Claims Bill, when she was a Minister, she told us:
“We know that cold calls continue and understand that more needs to be done truly to eradicate this problem. We have already committed to ban cold calls relating to pensions, and are minded to bring forward similar action in relation to the claims management industry. I have asked officials to consider the evidence for implementing a cold-calling ban in relation to claims management activities, and I am pleased to say that the Government are working through the detail of a ban on cold calling by claims management companies. There are complex issues to work through, including those relating, for example, to EU directives”;
of course, we do not have those any more. She went on to say:
“We would therefore like time to consider this important issue properly, and propose bringing forward a government amendment in the other place to meet the concerns of this House”.—[Official Report, 24/10/17; col. 861.]
How much time do the Government need? Talk about unfinished business. I know it is slightly unfair as you can unearth almost anything in Hansard but the fact is that this is bull’s eye. It is absolutely spot on on the part of APIL to have found this. I thought for one delirious minute that the noble Baroness, Lady Buscombe, was going to stand up and say, “Yes, I plead guilty. We never pursued this”.
I have texted the noble Baroness asking her to return as soon as possible so that she can listen to the noble Lord’s wise words.
I am not going to carry on much longer. I know that that will be a grave disappointment but it makes the case, I think, that it is high time that the Government did something in this area. It is clearly hugely unpopular. We need to make sure that Amendment 208A is passed. If not now, when?
(7 years, 8 months ago)
Commons ChamberIt was a privilege to serve on the Work and Pensions Committee with the hon. Member for Oldham East and Saddleworth (Debbie Abrahams) in the last Parliament.
I wish to focus my speech on two particular areas. First, it is not the case that the Government are using the change as a cost-cutting exercise. Secondly, I will address some of the comments made by Opposition Members on mental health and physical conditions in relation to PIP.
We spend £50 billion every year on benefits—up by £7 billion since 2010—to support people with disabilities and health conditions, so, rather than being subjected to austerity cuts, these benefits have seen an increase in Government spending. That figure is 6% of all Government spending, or 2.5% of GDP. It is significantly more than countries such as France and Germany spend, and higher than the OECD average. It is more than we spend on the defence of the realm.
As I have said, this change is not, as some Members have suggested, a cost-cutting exercise. The Government have made it abundantly clear that they will seek no further savings through welfare in this Parliament. I ask my hon. Friend the Minister for Disabled People, Health and Work to reassure the House that she will continue to defend the disability budget.
The changes restore the original aim of the policy by clarifying the assessment criteria to make sure that support is targeted on those who need it the most. Nobody will receive less money than they have previously been awarded. This is not about making savings. PIP was widely consulted and voted on and debated in this House during the coalition Government.
I am sorry, but I really want to make some progress so that other Members can have their say.
More than two thirds of PIP recipients with a mental health condition receive the enhanced daily living component, compared with just 22% who used to receive the higher rate under the disability living allowance. This Government are investing more in mental health support than any other before them. The figure stands at £11.4 billion this year.
Parity between mental and physical conditions is a core principle at the heart of PIP’s design. Awards are dependent on the claimant’s overall level of need, regardless of whether the condition is mental or physical.
As well as increasing spending on disabilities, this Government are challenging attitudes towards disability through initiatives such as Disability Confident. Last year, I, along with many Members of this House, held my first Disability Confident fair, bringing together 20 local businesses and support agencies to hear at first hand the benefits of employing people with disabilities.
The hon. Gentleman says that parity of esteem applies to the way in which PIP works, but the right hon. Member for East Ham (Stephen Timms) has specifically explained how the carve-out of mental distress means that it is clearly discriminatory. Does he not agree with that?
I cannot comment on the specific case to which the right hon. Member for East Ham (Stephen Timms) referred. All I would say is that there is variation from case to case, and we can all give examples. In my experience, these changes to PIP have, overwhelmingly, been better for people with mental illness in my constituency.
I also have a number of local residents concerned about those with mental health issues having access to the higher rate mobility allowance. I think that it has had the unintended consequence—this is where I seek my hon. Friend’s advice—of young people, post-transition, not necessarily being able to still have access to their blue badge or disability or mobility access.
That is for the Minister to answer.
The Disability Confident fair brought together employers in Weaver Vale and those with disabilities and mental health issues and I encourage Members to consider doing something similar. I learned a lot about the challenges facing my constituents and the fair helped to bring employers and those with disabilities together. This Government have done a lot more to ensure that our welfare system is a strong safety net for those who need it. PIP is a more modern, dynamic and fair benefit than its predecessor, DLA, focusing vital support on those in our constituencies who need it the most.
(7 years, 8 months ago)
Commons ChamberThese changes took place under two Acts of Parliament: the Pensions Act 1995, which brought in the main change, and the Pensions Act after that. I want to make it clear that after the 1995 Act, 18 months was the maximum increase.
Last week, the John Cridland report indicated that there may well be an increase in the pension age. As life expectancy rises, it is right and proper for any Government to consider increasing the state pension age. However, will my hon. Friend reassure the House that if there are indeed any changes to the state pension age, they will be communicated in a timely and appropriate manner, so that those affected know about them?
The Government will be making a full response to the Cridland report. The review is forward-looking and, I must make it clear, will not make recommendations for any changes to happen before 2028. That was a commitment in the 2013 autumn statement.
(7 years, 10 months ago)
Commons ChamberUrgent Questions are proposed each morning by backbench MPs, and up to two may be selected each day by the Speaker. Chosen Urgent Questions are announced 30 minutes before Parliament sits each day.
Each Urgent Question requires a Government Minister to give a response on the debate topic.
This information is provided by Parallel Parliament and does not comprise part of the offical record
The hon. Gentleman and I discussed this matter in Westminster Hall just a few weeks ago. It is important that we reflect not only on geographic location, but on travel patterns so that people can get to the jobcentre that is most convenient for them. We should not simply allocate them to the jobcentre that we want them to go to. They should have the ability to choose and work with their work coaches to ensure they have the best access to facilities.
In 2013, I sat on the Work and Pensions Committee when we produced a report on jobcentres. Overwhelmingly, we found that it is more important to have quality over quantity. Does my hon. Friend agree that it is more important to have modern and efficient services in our jobcentres, such as disabled access? At the end of the day, it is all about outcomes. We have more jobs than ever in our country, and it is all about getting the long-term unemployed into work.
My hon. Friend is absolutely right. The Government have done a great job in getting people into work, but it is important that we do so through our work coaches, whom I have visited in many jobcentres up and down the country. They are working as hard as they can to help individual claimants. We must focus on those relationships.
(7 years, 11 months ago)
Commons ChamberI beg to move,
That this House is concerned at the impact of policies pursued by the Department for Work and Pensions upon low-income households; notes the negative impact on those with low-incomes disclosed in the roll-out of Universal Credit; expresses concerns about cuts to Work Allowances under Universal Credit; believes that the closure of JobCentre offices in Glasgow and other areas will create difficulties for many people in accessing services; and calls on that Department to suspend the roll-out of Universal Credit and the JobCentre closure programme.
According to the UK Government, universal credit was supposed to bring fairness and simplicity, and I ask hon. Members to hold that thought when I share the experiences of some of my constituents, of people trying to help them and even of Department for Work and Pensions staff trying to navigate them through universal credit. Inverness was a pilot area for the roll-out, meaning that we were suffering the bitter effects and chaos of the full service earlier than other areas. Universal credit is hurting the people who need help the most. I know that if Government Members could see at first hand the grief that it causes, they would understand why I am so passionate about it.
Before I share some of my constituents’ experiences, I shall tell Members of my recent meetings with citizens advice bureau officers Leslie Newton and Elaine Donnelly. They have, respectively, 40 and 17 years’ experience of dealing with some of the most challenging situations we could imagine—folk at the end of their tethers, and sometimes even at the end of their lives. They have seen it all and had to deal with it. When I met them last week, they were moved to tears telling me about their universal credit case load. They told me about the suffering they were witnessing. They told me that the roll-out is a shambles, and that nobody in the system communicates with each other. They told me that the process simply does not work. They see neither fairness nor simplicity.
The transitional protection is limited and will not protect new claimants. It will be lost if the household undergoes changes in circumstances, and it does not protect people against the anguish and suffering that lengthy delays are causing them. Again, the disabled are some of the hardest hit by the move to universal credit.
I am going to make some progress because other Members wish to take part.
The loss of the severe disability premium has taken nearly £62 a week out of the pockets of the most critically disabled. Cuts to the disabled child addition mean that 100,000 disabled children stand to lose up to £29 a week. Cuts to the severe disability premium mean that disabled lone parents with young carers stand to lose £58 a week. Those in the work-related activity group who receive employment and support allowance will lose around £30 a week.
I speak as a former member of the Work and Pensions Committee, which, during the previous Parliament, investigated the roll-out of universal credit. There was a lot of negativism on the Opposition Front Bench then, as there is in this Parliament. Perhaps the English Jobcentre Pluses that have introduced and rolled out universal credit could help their Scottish counterparts to enable SNP Members’ constituents to get into work.
The Scottish Government—the SNP has a majority in the Scottish Parliament—have the power to provide discretionary payments in any area of welfare, including to top up reserved benefits, as well as to create new benefits in reserved areas. If SNP Members really want to change welfare in Scotland, they would be better off speaking to their colleagues in the Scottish Government.
Conservative Members know that the way out of poverty is work, not welfare. Since 2010, 2.7 million more people are in employment, with more than 1,000 jobs created every day under the Conservative Government. We have introduced a new national living wage, giving people on low wages a pay rise, and lifted 4 million people—and rising—out of income tax altogether.
Every one of our welfare reforms was designed with the aim of supporting people into employment, and universal credit is a revolutionary part of that. Jobcentre staff in my constituency tell me that 71% of universal credit claimants moved into work in the first nine months of their claim, compared with 63% of comparable JSA claimants.
The SNP motion completely fails to acknowledge the reduction in the universal credit taper to 63p in the pound, announced in the autumn statement last year. This will target support on those on lower incomes, allowing people to keep more of what they earn. Under universal credit, 86% of people were actively looking to increase their hours, compared to just 38% on JSA. We now have a welfare system that rewards hard work and enterprise.
Official statistics show that the poorest households saw the biggest income growth, of £700, in the last year, and there are 500,000 fewer people living in absolute poverty since 2010. The benefit system has to be fair for those who are in receipt of welfare, but equally it has to be fair to the hard-working taxpayers who pay for it.
(8 years ago)
Commons ChamberI hope that the Government are beginning to get the picture. For each month that passes, women’s pensionable age is increasing by as much as three months. We should just dwell on that—a three-month addition to pensionable age for each month that someone was born later than their neighbour, friend or colleague.
I spoke about a woman born in March 1953 who retired this year at age 63, but a woman born a year later, in March 1954, will not retire until September 2019, when she will be aged 65 and a half. [Interruption.] Conservative Members seem to think that this is funny, but we are talking about women who are being significantly disadvantaged over too sharp an increase in women’s pensionable age. Those Members might find that acceptable, but I am afraid that I, my colleagues and many millions of other people in the country certainly do not. A woman born six months later, in September 1954, will have to wait until she is 66 in September 2020. Over an 18-month period, a woman’s pensionable age will have increased by three years.
As we keep saying, we are not against equalisation of the state pension age—[Interruption.] My colleagues and I have said that in every speech we have given in this House. We have made it crystal clear, as have the WASPI women, that we agree with equalisation. It is the pace of change that is the problem, and Conservative Members are burying their heads in the sand over it and are refusing to face the reality.
Absolutely. Of course we have to face the gender inequality that has been with us, with women paid less for such a long time and women gaining less access to occupational pension schemes, but Government Members just seem to want to make things worse. As we keep saying, we are not against equalisation of the state pension age; it is the pace of change and the lack of appropriate notice that are the real issues.
I am most grateful. If Germany can introduce equalisation of the pension age in 2009, why cannot the United Kingdom do the same? We are behind the game.
I am absolutely dumbstruck! I do not know how many times we have to say it, but we are not against equalisation. We support it. It is the pace of change imposed by the Government that is the problem.
While we are on the subject, the Government might wish to consider the fact that the Polish Parliament met on the 16th of this month and agreed to reverse the increases in pensionable age because they recognised the unfairness. Perhaps we should take a leaf out of the Poles’ book, rather than this one.
I am grateful to you, Mr Deputy Speaker, for giving me the opportunity to speak in this important debate. I am a little surprised that there are so few Members on the SNP Benches.
There is a clear need for equalisation of the state pension age. We are all agreed on that. We have an ageing population. People are leading healthier, longer lives. Given that an ever greater proportion of the population are drawing pensions, while an ever smaller proportion are contributing through national insurance, the pension system risks becoming unsustainable without the important measure that we debated and voted on in 2011.
On the most fundamental level, however, we as a House should champion equality. The new single-tier pension is much fairer and simpler. People who have worked for 35 years will receive £8,000 a year. It is a very simple process: 35 years of work will give us £8,000. I have already worked for 35 years, but I will not qualify for my pension until I am 67; the same applies to Mrs Evans. As we all live longer and healthier lives, that will increase, I am sure. Let us make that clear, here and now. The single-tier pension also takes into consideration for the first time the time off that people take to have children—maternity and paternity leave.
I supported the measure. When I was a member of the Work and Pensions Committee we investigated the matter. I contacted the DWP to find out my retirement date, and I have to say to the Minister that the document I received was rather drab—not the most exciting document to read. The first time I went through that process, in 2013, I was told I was going to retire at 65; when I did it in 2014, the answer was 66; and the following year it went up to 67. I had to read the documents very carefully indeed, so I think people can be forgiven for not realising that their retirement date had changed. I encourage the Government to take a look at the personalised documents that are regularly produced, with a view to perhaps introducing a little colour—for example, making the retirement date red and easier to see.
I am grateful to the hon. Gentleman for his comments about information, but this is not a small mistake. I have constituents who will lose £30,000 or more by the shifting of the goalposts. Does he not think that because of the failure to communicate the changes, the Government have a duty to look again at transitional arrangements for the women affected?
I do not agree, because, to be fair to the DWP, it has communicated with people. I think it could communicate better, as I have just described, but following the 1995 Act the Department issued a leaflet, among other press and publicity measures including direct mailings, to advise the public of the changes. In 2004, during the 13 years of Labour Governments, the DWP ran an information campaign distributing more than 2 million pension guides alongside adverts in the press and women’s magazines to complement an interactive online state pension calculator. In addition, all state pension statements issued from 2001 would have included as standard the new state pension age as determined by the 1995 changes. Since then, more than 11 million statements have been issued.
The Government have been notifying women of the changes. Those most affected by the 2011 changes were written to directly. That involved sending out more than 5 million letters between January 2012 and November 2013. Research carried out by the DWP found that 6% of women who were within 10 years of pension age thought that their state pension age was still 60. However, those efforts were not wholly successful. Had they been, we would not be here now debating this subject. There are lessons to be learned by Governments of all colours, present and future, on effective communication of such important matters. Those who planned for their retirement want to live the retirement they planned for.
After the 2011 changes, the Government passed an amendment to the Bill that provided £1.1 billion-worth of transitional funding, delaying the equalisation of the state pension age. We have already considered this matter and taken mitigating action. The new state pension has been brought forward a year and many women will be significantly better off than they would have been. By 2030, more than 3 million stand to get an extra £550 a year. Likewise, the introduction of the triple lock, which ensures that the state pension rises by inflation, wages or 2.5%, whichever is greater, ensures that the basic state pension will be over £1,100 a year higher than it was at the start of the last Parliament.
To undo the 2011 changes would cost £30 billion in addition to the loss of £8 billion in tax revenue. To undo the 1995 changes—
(8 years, 2 months ago)
Commons ChamberI thank my hon. Friend for that question. Historically, we have not paid benefit during an appeal. The key to cracking this is to ensure that the assessment is done correctly. I would point out to him that the mandatory reconsideration process would be over before the person had to return the vehicle.
Building on the work of my predecessor, we have introduced a new Disability Confident scheme to identify the value that disabled people bring to businesses and to give employers the tools and techniques they need to recruit, retain and develop them. The new scheme went live in July, and it will be formally launched soon. I must thank my hon. Friend for being an early adopter.
I thank my hon. Friend for that answer, and I pay tribute to her predecessor. Earlier this year, I held my fifth annual jobs and apprenticeship fair at Mid Cheshire College in Weaver Vale. In July, I undertook my first Disability Confident fair, where I signed up 19 Cheshire businesses to become Disability Confident employers. Will my hon. Friend tell the House what steps the Government are taking to encourage more small and medium-sized enterprises to take up this very important role?
In addition to the Disability Confident scheme, we are trialling the small employer offer, which will provide some additional support to those who may have less capacity within their own organisation. We are also working closely with the Health and Safety Executive, with its reach to SMEs, to target our services better.