State Pension Age: Women Debate
Full Debate: Read Full DebatePat McFadden
Main Page: Pat McFadden (Labour - Wolverhampton South East)Department Debates - View all Pat McFadden's debates with the Department for Work and Pensions
(7 years, 11 months ago)
Commons ChamberI am grateful to you, Mr Deputy Speaker, for giving me the opportunity to speak in this important debate. I am a little surprised that there are so few Members on the SNP Benches.
There is a clear need for equalisation of the state pension age. We are all agreed on that. We have an ageing population. People are leading healthier, longer lives. Given that an ever greater proportion of the population are drawing pensions, while an ever smaller proportion are contributing through national insurance, the pension system risks becoming unsustainable without the important measure that we debated and voted on in 2011.
On the most fundamental level, however, we as a House should champion equality. The new single-tier pension is much fairer and simpler. People who have worked for 35 years will receive £8,000 a year. It is a very simple process: 35 years of work will give us £8,000. I have already worked for 35 years, but I will not qualify for my pension until I am 67; the same applies to Mrs Evans. As we all live longer and healthier lives, that will increase, I am sure. Let us make that clear, here and now. The single-tier pension also takes into consideration for the first time the time off that people take to have children—maternity and paternity leave.
I supported the measure. When I was a member of the Work and Pensions Committee we investigated the matter. I contacted the DWP to find out my retirement date, and I have to say to the Minister that the document I received was rather drab—not the most exciting document to read. The first time I went through that process, in 2013, I was told I was going to retire at 65; when I did it in 2014, the answer was 66; and the following year it went up to 67. I had to read the documents very carefully indeed, so I think people can be forgiven for not realising that their retirement date had changed. I encourage the Government to take a look at the personalised documents that are regularly produced, with a view to perhaps introducing a little colour—for example, making the retirement date red and easier to see.
I am grateful to the hon. Gentleman for his comments about information, but this is not a small mistake. I have constituents who will lose £30,000 or more by the shifting of the goalposts. Does he not think that because of the failure to communicate the changes, the Government have a duty to look again at transitional arrangements for the women affected?