Mentions:
1: Baroness Pinnock (LDEM - Life peer) The third option is the alternative vote, which again ranks candidates, and this more proportional system - Speech Link
2: None things down a bit while the CCA and the constituent local authorities debate the relative merits of alternative - Speech Link
3: Baroness McIntosh of Pickering (CON - Life peer) Baronesses, Lady Scott of Needham Market and Lady Jones of Moulsecoomb, and the noble Earl, Lord Lytton, for lending - Speech Link
Mentions:
1: Baroness Penn (CON - Life peer) something of a blunt instrument, we do not want inadvertently and by implication to preclude the bank from lending - Speech Link
2: Baroness Bennett of Manor Castle (GRN - Life peer) getting this progress on nature-based solutions, although we should not look at those solutions as an alternative - Speech Link
Mentions:
1: None prisoners (1) The FCA must make general rules requiring authorised persons involved in regulated mortgage lending - Speech Link
2: Lord Sharkey (LDEM - Life peer) that, in returning these mortgages to the private sector,“the option to be offered new deals, extra lending - Speech Link
3: Lord Harlech (CON - Excepted Hereditary) For example, we have worked with the FCA to implement changes to its mortgage lending rules, removing - Speech Link
Mentions:
1: Lord Lilley (CON - Life peer) The alternative is to try to phase out supply. - Speech Link
2: Baroness Penn (CON - Life peer) However, UK-based banks and fund managers engage in lending and investment activities with companies - Speech Link
3: None A number of noble Lords made comments around how, if banks are required to put in place alternative provision - Speech Link
4: Baroness Penn (CON - Life peer) My Lords, we were addressing the question of when alternative service provision is put in place and the - Speech Link
Mentions:
1: None He suggested that this might be an alternative to parliamentary scrutiny. - Speech Link
2: Baroness Worthington (CB - Life peer) Amendment 168 is in my name, and I am grateful to the noble Baronesses, Lady Sheehan and Lady Drake, for lending - Speech Link
3: Baroness Wheatcroft (CB - Life peer) Alliance, a group that includes Barclays, HSBC, Lloyds, Nationwide and NatWest, provided $143.6 billion in lending - Speech Link
4: None makes a compelling case that it is surely far better to require banks to conduct due diligence on their lending - Speech Link
Mentions:
1: James Cleverly (CON - Braintree) support, we are providing more than £1.6 billion of non-military assistance, some £1.35 billion in lending - Speech Link
2: Julian Lewis (CON - New Forest East) Either they take seriously what is put on the table, or they face a military-technical alternative”—that - Speech Link
Mentions:
1: None redlining in which banks classified poor communities, usually ethnic minority ones, as no-go areas for lending - Speech Link
2: None Across the US, CDFIs, are they are called in the brief, focus on providing lending and banking services - Speech Link
3: Baroness Penn (CON - Life peer) Libraries are also a key focus, able to serve as an alternative point of internet access with in-person - Speech Link
4: Lord Sikka (LAB - Life peer) that“whether or not a private right of action for damages should attach to the duty … there would be alternative - Speech Link
5: Baroness Penn (CON - Life peer) In its 2019 feedback statement on a duty of care and potential alternative approaches, the FCA explained - Speech Link
Mentions:
1: Baroness Penn (CON - Life peer) Bringing SME lending into regulation would risk increasing costs for banks and alternative finance providers - Speech Link
2: Baroness Penn (CON - Life peer) That comes back to the question of SME lending having increased costs for banks and alternative finance - Speech Link
Mentions:
1: Viscount Trenchard (CON - Excepted Hereditary) certain EU regulations automatically be repealed without replacement, such as the whole regime around the alternative - Speech Link
2: Baroness Penn (CON - Life peer) introduce a Bill every time something small but important arises, and it removes the need as potentially an alternative - Speech Link
Mentions:
1: Baroness Scott of Bybrook (CON - Life peer) from the onset rather than in exceptional circumstances; delivering a reformed commonhold system as an alternative - Speech Link
2: Lord Bishop of Chelmsford (Bishops - Bishops) safety issues from Monday 9 January, will the Minister confirm that the Government will monitor their lending - Speech Link