Armed Forces Bill

Gareth Thomas Excerpts

2nd reading
Monday 26th January 2026 Commons Chamber

[John Healey]

My hon. Friend is entirely right. We will do that in two ways. First, we are already doing it in discussions with other Departments and with the devolved Administrations, as well as by working with councils where we can. Secondly, we will do it by issuing guidance and sharing best practice, and we will encourage the development of the rest to meet the very best, so that we reduce the degree of postcode lottery and patchwork support for veterans across the UK.

[Gareth Thomas (Harrow West) (Lab/Co-op)]

rose—

[Robin Swann (South Antrim) (UUP)]

rose—

[John Healey]

I will give way first to my hon. Friend and then to the hon. Member for South Antrim (Robin Swann), and then I will move on.

[Gareth Thomas]

My right hon. Friend is making an extremely good speech. He will recognise that one way in which we have the backs of current military personnel, as well as of veterans, is by offering, through the Joining Forces partnership, access to a credit union for military personnel. Will he assure me that nothing in the Bill will prevent the further promotion of the benefits of credit union membership to even more military personnel, and will he or a Minister meet me to explore how we might promote the Joining Forces partnership even further?

[John Healey]

I pay tribute to my hon. Friend, who has been a ceaseless campaigner for co-operative and credit union provision throughout his career in this House. I will certainly ensure that he meets the Minister for the Armed Forces, who is in charge of the Bill. If my hon. Friend permits me, I will take this as an early indication of his interest in serving on the Bill Committee, where he could press his arguments on the value of credit unions to members of the armed forces and veterans.

Armed Forces Bill

Gareth Thomas Excerpts

Committee of the whole House
Tuesday 2nd June 2026 Commons Chamber

[Jayne Kirkham]

I agree. To support that, I would say that the MOD is updating and strengthening the statutory guidance—as far as possible, it should cover all parts of the United Kingdom—to include that clear and prominent explanation of what having due regard to the covenant principles means. The guidance should explain how service-related disadvantage may arise in practice and how special provision can be applied within relevant policy areas.

[Gareth Thomas (Harrow West) (Lab/Co-op)]

I apologise for interrupting the flow of my hon. Friend’s speech. Linked to her point about the armed forces covenant, she may be aware that one way in which the United States supports its military personnel is through encouraging membership of the world’s biggest credit union, Navy Federal. As she will know, we have military credit unions here in the UK, but more could be done to raise awareness among military personnel of the benefits of helping recruits to manage their finances both during military life and afterwards in civilian life. Does she share my view that it would be good to hear from Ministers what more they are planning to do to help raise awareness of the military credit unions?

[Jayne Kirkham]

As a fellow Co-operative Member, I agree that credit unions can do so much and are very important. I certainly agree that if members of the armed forces could be signposted towards them, that would be beneficial to them.