Nutrient Neutrality: Levelling-up and Regeneration Bill

Emma Hardy Excerpts

Tuesday 5th September 2023 Commons Chamber

[Rachel Maclean]

I thank the hon. Gentleman for raising the concerns of the Canal & River Trust. I am sure that his comments will have been heard by DEFRA Ministers, but I will be happy to take those concerns back to them and ask them to provide an answer.

[Emma Hardy (Kingston upon Hull West and Hessle) (Lab)]

Following the question from the hon. Member for Stroud (Siobhan Baillie) on mitigation, the Government’s focus seems to be on wetlands, but if we are honest it will take a long time to fully mitigate the possible additional pollution. What will be done in the interim to deal with this pollution before the wetlands become fully operational?

[Rachel Maclean]

The hon. Lady is right to highlight the fact that there is a focus on wetlands but other projects are in scope of the credit scheme. However, she has hit the nail on the head: the key point is that some of these things take a very long time to come on stream but we need to start unblocking those houses now, which is why we have taken this proportionate approach with the amendments.

Oral Answers to Questions

Emma Hardy Excerpts

Monday 10th July 2023 Commons Chamber

[Rachel Maclean]

The hon. Gentleman brings his considerable knowledge to this matter, but I will take no lectures from him and the Labour party on house building. This Government delivered 242,000 houses in 2019-20—that is the highest level for more than 30 years, including the entire time that the Labour party was in government.

[Emma Hardy (Kingston upon Hull West and Hessle) (Lab)]

We do not just need to build affordable homes; we also need to build high-quality homes that are fit for the future and climate-resilient. In the past six years, the average cost of repairing a home from flood damage has been £60,000 a property, and Aviva calculates that one in four homes is now at risk of flooding. Will the Government ensure that their proposed national planning policy framework will finally prevent unprotected homes from being built in flood risk areas?

[Rachel Maclean]

The hon. Lady raises an important issue. The consultation on the NPPF has been well subscribed. We are analysing the responses now, but I am sure we will be able to say more in due course.

Oral Answers to Questions

Emma Hardy Excerpts

Monday 5th June 2023 Commons Chamber

[Emma Hardy (Kingston upon Hull West and Hessle) (Lab)]

Some 2.6 million homes are at risk of flooding, so we urgently need to take action to improve flood resilience and mitigation. In Hull we have our first permeable street as part of the Living With Water initiative, designed to look at new and innovative ways to deal with excess floodwater. Will the Secretary of State use this opportunity to reform the national planning policy framework to make it stronger in dealing with floodwaters, and will he attend an event I am hosting on this issue—all Members are welcome—on 5 July?

[Michael Gove]

I know Hull is the second most flood-prone city in England and I applaud the work undertaken by the local authority and championed by the hon. Lady. I do not know whether I will be able to join her on 5 July, but I will be visiting Hull soon, and I hope that when I do so I will have the opportunity to talk to her and others who are making sure that people’s homes are adequately protected.

Leasehold Reform

Emma Hardy Excerpts

Tuesday 23rd May 2023 Commons Chamber

[Lisa Nandy]

The reality is that for so many of us—including myself as a constituency MP—there are few options available to people who find themselves in this situation. My own constituency had the 17th highest number of transactions for leasehold houses in the country last year. We are not just failing to solve the problem for people trapped in the situation; we are compounding it and making it worse, because more people are being sucked into this exploitative system.

[Emma Hardy (Kingston upon Hull West and Hessle) (Lab)]

As well as concerns for leaseholders, many people who own their homes have problems with management companies, which claim they are charging money for the upkeep of communal areas but increase the charges time after time. No one is regulating those companies; they are accountable to no one. Even as Members of Parliament it is difficult to hold them to account for their bad practice. Does my hon. Friend agree that the use of those appalling companies could be the next big housing scandal?

[Lisa Nandy]

It is already a scandal happening in plain sight. For that reason, I hope that we will hear from the Minister when he responds that the Government will commit to implementing the Lord Best working group recommendations as quickly as possible.

This is a huge problem, but it is almost uniquely ours. Virtually every country in the world apart from England and Wales has either reformed or ended this archaic feudal model. We stand as an outlier. The good news is that we know the answer. It has been clear since we received the Law Commission proposals in 2020 that we need new legislation to end the sale of new private leasehold houses, effective immediately after Royal Assent is given. We need new legislation to replace private leasehold flats with commonhold. Lots of promises have been made to that effect, but there has been little in the way of action.

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[Emma Hardy]

The Minister will have heard my intervention earlier. I accept he is talking about leasehold reform, but will he elaborate on management companies, where people own their properties but are charged a management fee for communal areas? Such fees can be increased every year, there are no rules about the extent they can reach, and there is no oversight or regulation of them. Are there any plans for the Government to look at the regulation of such management companies, as some of them—not all—are exploiting people?

[Lee Rowley]

The hon. Lady makes a strong point and I will come to that in a moment. We have shared concerns about specifics, which we have all experienced as constituency MPs—Coppen Estates in North East Derbyshire, I am looking at you—and about the general principle and the broader point, which I will come to in a moment.

We have already taken action. The hon. Member for Sheffield South East has highlighted that we have ended ground rents for most new residential leases. The Leasehold Reform (Ground Rent) Act 2022 came into force last June and prevents landlords under new residential long leases from requiring a leaseholder to pay a financial ground rent. That will ensure that people buying most new leases will not face problems associated with ground rents. However, we remain concerned about the cost of ground rents and, in 2019, we asked the Competition and Markets Authority to investigate abuses in the leasehold sector. Since then, the CMA has secured commitments benefiting over 20,000 leaseholders, including commitments to remove a doubling of ground rent terms and to revert charges to original rates.

We know that there is more to do to tackle unfair practices, however. We know that many leaseholders find the process for extending their lease or buying their freehold prohibitively expensive or complex or lacking transparency. Equally, we understand that many right-to-manage applications fail on technicalities that may be attributed to an over-detailed procedure, and we are committed to improving this by making the process simpler, quicker, more flexible and more effective. That is why, as the hon. Member for Wigan said, we asked the Law Commission to look at the issue, and we are carefully considering the reports that it has since produced on enfranchisement, valuation and the right to manage.

Oral Answers to Questions

Emma Hardy Excerpts

Monday 27th March 2023 Commons Chamber

[Emma Hardy (Kingston upon Hull West and Hessle) (Lab)]

The statutory requirements for the houses that we build today fall far short of the challenges of a changing climate. Humber is the second most flood-prone region in the UK after London, with more than 190,000 at-risk homes, which equates to a third of all properties in the region. Will the Minister consider urgently introducing to the national planning framework stricter statutory requirements for flood protection and mitigation?

[Rachel Maclean]

The hon. Lady raises a vital issue. We recognise the importance of protecting communities from flood risk. That is why we have been clear in the national planning policy framework that areas of flood risk should be avoided and that, where that is not possible, all risks should be mitigated. That is further supported by the flood risk and coastal change guidance, which has been updated. I am very happy to discuss that in more detail with her as it affects her communities.

Oral Answers to Questions

Emma Hardy Excerpts

Monday 9th January 2023 Commons Chamber

[Mr Speaker]

Do not worry. I will see whether we can pick you up later.

[Emma Hardy (Kingston upon Hull West and Hessle) (Lab)]

The Welsh Labour Government have applied schedule 3 to the Flood and Water Management Act 2010, which provides minimum standards for sustainable urban drainage systems on new housing developments. New properties in England lack those same statutory flood protections. The Government launched a review last year, so when will its results be concluded and when will schedule 3 be applied here so that homes in England can have the same standard of flood protection as those built in Wales?

[Lucy Frazer]

The Government have taken a number of actions on flood and waste water management, which we have increased through the Levelling-up and Regeneration Bill. We will respond in due course to the consultation that the hon. Lady talked about.

Management of the Economy and Ministerial Severance Payments

Emma Hardy Excerpts

Tuesday 15th November 2022 Commons Chamber

[Sarah Owen]

Unfortunately, my hon. Friend is absolutely right. As my hon. Friend the Member for Rhondda (Chris Bryant) has said, even an 11-year-old knows that the Tories “broke the money”. While our European neighbours are working with mortgage rates of about 2.2%, a two-year fixed-rate mortgage in the UK is currently 6.3%. What makes the UK so different from other countries to the extent that our mortgage rates are more than double those of France, Germany, Sweden and Norway? The list goes on. What they do not have to contend with, though—unfortunately, we do—is a Tory Government weighing down our country with more than a decade of stagnation and failure, a shockingly ill-judged mini-Budget and the distraction of scandal after scandal.

[Emma Hardy (Kingston upon Hull West and Hessle) (Lab)]

When the Treasury Committee looked at mortgages in detail, one thing that was highlighted in the evidence sessions was the impact on the buy-to-let sector, where fewer properties will mean rents become more expensive. Does my hon. Friend agree that the Budget not only managed to harm people who own properties but is having a detrimental effect on the income levels of people who are renting?

[Sarah Owen]

My hon. Friend is absolutely right. What is shocking is that, time and again, we have heard warm words from Ministers at the Dispatch Box, but there has been absolutely no meaningful action for renters. Labour has called on the Government to bring forward urgent legislation to end section 21 eviction notices. Thousands of people across the country are being evicted from their homes through no fault of their own. The Government could act, but they choose not to.

Ministers cannot hide behind the spectre of Putin forever. At some stage, surely, they have to own their own mistakes. Who has to pay for this failure? Is it the people who caused it? It is not the people who crashed the economy, according to the Government. This warped world we live in now means that the former Conservative Prime Minister and former Conservative Chancellors are actually being rewarded for crashing the economy. It beggars belief.

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[Sarah Owen]

My hon. Friend is absolutely right. What is also shocking is that they could not turn up today to say sorry, apologise, and face up and take responsibility for the damage they have done.

There are millions of people in this country who do the right thing. They work their fingers to the bone. They are the ones paying for this Government’s repeated mistakes. They include people like the nurse in the heartbreaking case spoken of by my hon. Friend the Member for Birmingham, Erdington (Mrs Hamilton), and a couple in Peterborough, who told us,

“My husband and I are both teachers. We work full-time and have a joint income of nearly £80,000. We have a deposit sitting and waiting of £35,000. I have only ever rented for the past 18 years. We couldn't afford to buy at the start of our careers. We were recently told we would be snapped up as first-time buyers. But then the crash came. We can't keep adding to our savings, costs are going up and some banks now want a 40% deposit.”

They include people like Jon, who works full time and whose wife is a small business owner. They and their two children live in London and now face a 60% increase in mortgage payments—an extra £600 a month. They include people like Bernadette in Hastings. Her fixed-term mortgage comes to an end in December and the earliest she can renegotiate is this month. She is incredibly worried about what the costs will be. She is a hard-working mum and a Communication Workers Union member who works two jobs, one as a postwoman and one as a small business owner, which she works around her schoolchildren.

As for the hon. Member for Sedgefield (Paul Howell), when he tells us to shut up—no. When people in this country are suffering, when people in this country cannot afford their bills and when people in this country cannot get on the housing ladder—no, I will never shut up, because the Conservatives crashed the economy. We on the Labour Benches will always, and proudly, be on the side of ordinary working people. Perhaps he should go away and learn some manners.

[Emma Hardy]

In a Treasury Committee evidence session, Charles Roe, director of mortgages at UK Finance, said that, when the Prime Minister was the Chancellor, he agreed to get rid of the zero earnings rule for the mortgage interest rate relief system. He signed it off. Does my hon. Friend agree that the Prime Minister should follow through on that promise, so that people who cannot afford their mortgages are able to get the support they need, which they were promised months ago by this Government?

[Sarah Owen]

That perfectly highlights the problem here. We may have had a change at the top, but we have not had a change of the people making the decisions. Ultimately, there was a problem before the mini-Budget. As we have rightly heard from across the House, people were struggling to get on to the housing ladder and that is continuing. So we need to hold the Prime Minister to account for what he promised when he was Chancellor, but we also need to hold him to account for his inaction since.

Citizens Advice Scotland reports a 25% increase in views of the webpage, “What to do if you can’t pay your mortgage”. As my hon. Friend the Member for Merthyr Tydfil and Rhymney (Gerald Jones) said, it is not just customers, but lenders who cannot have certainty or confidence in the Government to make life better. As the shadow Minister, my hon. Friend the Member for Wigan (Lisa Nandy), rightly said, why are Ministers not meeting with lenders in the same way that Labour Front Benchers are?

If hon. Members think that is bad, across all advice webpages relating to mortgage problems, there has been a 277% increase in page views between this year and last. People are desperate. As my hon. Friend the Member for Dulwich and West Norwood (Helen Hayes) said, that is not scaremongering. People are terrified because there is no leadership and because of the Government’s failure.

First-time buyers have yet again been the most affected, with home ownership down 26% compared with last year. That is not progress. I am glad that the hon. Member for South Cambridgeshire (Anthony Browne) is back in the Chamber, because I would like to update him. His points, which were either given to him by a researcher or his Whips, were clearly wrong, because the peak home ownership rate was actually 70.9%. Guess when that was? In 2003, under a Labour Government. As my hon. Friend the Member for Ellesmere Port and Neston (Justin Madders) said, people should have the right to security and peace of mind in their homes. People would have that under a Labour Government again.

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[Alex Burghart]

The House will be aware that my right hon. Friends the Members for South West Norfolk (Elizabeth Truss) and for Spelthorne (Kwasi Kwarteng) served continuously as Members of Parliament for long periods before taking up the offices of Prime Minister and Chancellor of the Exchequer—in the case of the former Prime Minister, for 10 years, and in the case of the former Chancellor, for four.

Let me be clear. The fact that this is a statutory entitlement does not mean that Ministers are not able to waive such payments. However, that is a matter not for the Government but for the individuals involved. I am not a Treasury Minister; I am a Minister for the Cabinet Office. This is one of the basic facts that the Opposition do not seem to have picked up on when they embarked on the motion.

Let me now address the points raised throughout the debate about mortgages and housing. I recognise the anxiety that people feel about mortgage payments, which obviously constitute one of the biggest bills that many people experience. There are a range of factors affecting mortgage and other interest rates, but this Government will do everything possible, under this Prime Minister and this Chancellor, to get a grip on the problem of inflation and seek to limit the impact that it has on mortgage rates.

The Government are providing unprecedented levels of support to tackle the rising cost of living. From last week, nearly one in four families across the UK will receive a £324 cost of living payment as part of our £1,200 package for the 8 million most vulnerable families. Our energy price guarantee will save a typical household £700 this winter, on top of the £400 through the energy bills discount.

[Emma Hardy]

In an intervention on my hon. Friend the Member for Luton North (Sarah Owen), I referred to evidence given to the Treasury Committee. Joanne Elson, the chief executive officer of the Money Advice Trust, said that the Prime Minister, when he was the Chancellor, had signed off changes regarding access to the mortgage interest rate relief scheme, but the trust was still waiting for them to be implemented. Those changes would mean that people need not have zero income to claim the relief. I recognise that the hon. Gentleman is a Cabinet Office Minister, but I wonder what pressure he could put on his Treasury colleagues to ensure that that promise made a month ago is realised today.

[Alex Burghart]

I am delighted to be able to tell the hon. Lady that on Thursday she will have an opportunity to ask the Chancellor about that issue.

Let me return to the motion, Mr Speaker. [Interruption.] Please forgive me, Madam Deputy Speaker! A thousand apologies. I am so sorry.

The motion claims that mortgage payments rose by £500 a month as a result of the mini-Budget. I think the Opposition will have noticed that on 12 October Full Fact rubbished this claim, pointing out that that figure comes from comparing mortgages available now with those available in August 2020, so it is not a comparison with those available immediately before the mini-Budget. While mortgage rates have risen sharply since the mini-Budget, much of the £500 estimated by Labour is due to rates climbing before it took place.

Once again during this debate we have seen that the Opposition do not have a grasp of the basic facts. Essentially, the facts must not be treated as an afterthought. They are not an afterthought on severance pay, on mortgages or to the international backdrop. The Prime Minister and the Chancellor are apprised of the facts and on Thursday they will bring a statement to this House that will look after the most vulnerable in our society and rebuild our economy.

Question put and agreed to.

Resolved,

That this House censures the former Prime Minister, the right hon. Member for South West Norfolk, and the former Chancellor of the Exchequer, the right hon. Member for Spelthorne, for their mismanagement of the economy while in office, which has resulted in an average increase of £500 per month in mortgage payments for families across the UK; and believes that, if they have not already done so, both right hon. Members should waive at least £6,000 of their ministerial severance payments.

Oral Answers to Questions

Emma Hardy Excerpts

Monday 17th October 2022 Commons Chamber

[Mr Clarke]

Yes, this is new money. It is coming from the Treasury as part of the settlement. Clearly, my right hon. Friend the Chancellor will be setting out the medium-term fiscal plan on 31 October and that will be the moment of confirmation.

[Emma Hardy (Kingston upon Hull West and Hessle) (Lab)]

What guarantee can the Minister give that investment zones will not lead to any reduction in the desperately needed flood protection and flood mitigation measures? Will the Minister look again at the amendments that I have tabled to the levelling-up Bill to look at strengthening flood protection and mitigation?

Oral Answers to Questions

Emma Hardy Excerpts

Monday 27th June 2022 Commons Chamber

[Michael Gove]

Absolutely. On nutrient neutrality, we are working with the Department for Environment, Food and Rural Affairs and Natural England to resolve this question. On the second point, I will apply appropriate pressure to tender parts.

[Emma Hardy (Kingston upon Hull West and Hessle) (Lab)]

T7. The Secretary of State will be aware of my interest in flood prevention from my ten-minute rule Bill—the Flooding (Prevention and Insurance) Bill—and how important the issue is to Hull and the East Riding. Will he be following the Labour Government in Wales in enacting schedule 3 to the Flood and Water Management Act 2010 for England, which would ensure minimum standards of sustainable drainage systems on every new property?

[Michael Gove]

Sustainable drainage systems are a vital part of future developments, so I will look closely at the recommendation the hon. Member makes.

Levelling-up and Regeneration Bill

Emma Hardy Excerpts

2nd reading
Wednesday 8th June 2022 Commons Chamber

[Lisa Nandy]

That was a fantastic audition for the Secretary of State’s job, but I cannot imagine, based on that performance, that the hon. Gentleman will be around long enough to keep his own. Let me tell him why. I was in Stoke-on-Trent the other day meeting some incredible young people at the YMCA—an amazing organisation. Those young people had a lot to say about the record of this Government, and it sounded very different to his. Let me tell him the reality of what has happened in Stoke-on-Trent. Taking into account every single penny of levelling-up money that has been allocated to Stoke-on-Trent, his constituents are £27.7 million worse off as a consequence of this Government. That is the Tory premium. That is the premium we pay for having a Tory Government. If he had an inch of conscience about the plight of some of the young people I met, he would be standing up and challenging this Government on their record of not delivering for Stoke-on-Trent.

Tory Members do not need to believe me. Why do they not read the Public Accounts Committee report that was published today? It is devastating. It says that billions of pounds have been squandered on ill-thought-out plans, forcing areas to compete over pots of money—small refunds for the money that has been stripped from us over a decade. This is not “The Hunger Games”; this is the future of our country and it is no way to treat the people in it. The Chair of the Select Committee said that this

“Government is just gambling taxpayers’ money on policies and programmes that are little more than a slogan, retrofitting the criteria for success and not even bothering to evaluate if it worked.”

This is our money. In case Tory Members have not noticed, as they sit and joke and laugh, and make wisecracks at other political parties, we have not got money to burn in this country right now, so why are they burning it?

Why has the Secretary of State not come here today with a guarantee that every part of this country has a right to the sort of basic infrastructure that we would expect in any modern economy? Since the Conservatives won the election, they have not just refused to make good on that promise, but backtracked on the promises they have already made. They press-released northern powerhouse rail 60 times over seven years and then casually axed it. The hon. Member for Stoke-on-Trent North (Jonathan Gullis) mentions Bus Back Better. Quietly, under the cover of the pandemic, they halved the funding that was available for bus services. I am starting to wonder what they have against Yorkshire in particular. Let me tell him about our record on buses. Right across this country, we have Labour representatives and metro Mayors who are delivering on that promise, such as Tracy Brabin, my hon. Friend the Member for Barnsley Central (Dan Jarvis), Oli Coppard, Andy Burnham and Steve Rotheram. Those are the people who are delivering the bus services that we need. The hon. Member for Stoke-on-Trent North might want to go and learn a thing or two from them.

I am starting to wonder what the Government have against Yorkshire, in particular. There has not been a penny for bus services in South Yorkshire. They have cancelled the eastern leg of High Speed 2.

[Emma Hardy (Kingston upon Hull West and Hessle) (Lab)]

My hon. Friend is making an incredibly powerful speech. Does she share my disappointment about the fact that flooding prevention and mitigation measures have not been adequately addressed in the Bill? If we want a strong future for Yorkshire and areas such as Hull, we need to get serious about tackling flood prevention and mitigation. I hope that the Secretary of State will look at that issue again when revisions are made to the Bill.

[Lisa Nandy]

My hon. Friend is an outstanding advocate for her community and we on the Front Bench absolutely support her call for proper action to deal with the crisis of flooding around the country. My hon. Friend the Member for York Central (Rachael Maskell) is here; she knows only too well, too the impact that flooding has on communities up and down the country and the shameful way that we have been treated by the Government, with promises of action and measures. As my hon. Friend the Member for Brighton, Pavilion (Caroline Lucas) said during the Secretary of State’s opening remarks, there is not a single mention of net zero in the Bill. What is the commitment, if it is anything at all?

I was starting to wonder what the Government had against Yorkshire, but then I saw yesterday that they had also casually scrapped the Golborne link. That decision appears to have been made in the face of pressure from Tory MPs ahead of a confidence vote in the Prime Minister. It is going to create havoc for people trying to travel by rail across the north-west and it plays into the real problems that we already have with east-west connectivity.

Then I saw that the hon. Member for Isle of Wight (Bob Seely) said that he had voted for the Prime Minister to keep his job after receiving assurances that there would be a funding review for his council. Can I ask the Secretary of State—

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[Lisa Nandy]

No, we have heard plenty from the hon. Member and it is about time that he listened.

We were given a promise of the biggest transfer of powers out of Whitehall, but instead, we have three tiers of powers on offer in the Bill. The upper tier of those powers is still pretty limited. Areas can get priority for new rail partnerships. They can get a consolidation of local transport funding. They can get—[Interruption.]

[Emma Hardy]

On a point of order, Madam Deputy Speaker. May I seek your advice on how we can continue to have this debate in a respectful manner and stop the incessant chuntering and rudeness coming from Government Members?

[Madam Deputy Speaker]

I am perfectly capable of working that one out for myself—thank you very much.