24 Ellie Reeves debates involving HM Treasury

Tue 21st May 2019
Tue 21st May 2019
Wild Animals in Circuses (No.2) Bill (First sitting)
Public Bill Committees

Committee Debate: 1st sitting: House of Commons
Tue 24th Apr 2018
Financial Guidance and Claims Bill [Lords]
Commons Chamber

3rd reading: House of Commons & Report: 3rd sitting: House of Commons

Economic Update

Ellie Reeves Excerpts
Monday 11th January 2021

(3 years, 3 months ago)

Commons Chamber
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Rishi Sunak Portrait Rishi Sunak
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My right hon. Friend is absolutely right to highlight the importance of the travel sector to our economy. I was pleased to work with him to help to put in place a test and release policy for international travel, which was helping, and to provide business rates support to our many airports—I know that up to £8 million per airport has been of value. I will continue to listen to him and others to see what we can do to support the economy as we recover out of this crisis.

Ellie Reeves Portrait Ellie Reeves (Lewisham West and Penge) (Lab) [V]
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We are nearly a year on since the Chancellor rightly introduced the self-employed income support scheme, but despite his having had months to fix the gaps that have wrongly excluded millions, he is refusing to do so. The right hon. Member for Tatton (Esther McVey) asked the Chancellor whether the £2 billion in business rates relief that is being returned to the Treasury from supermarkets and other large shops could be used immediately to support those who have been excluded and received nothing; will he now answer that question?

Rishi Sunak Portrait Rishi Sunak
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The hon. Lady’s party called specifically for that money to be used to support small businesses and high streets; indeed, not only have we just done that but we have done it to the tune of £4.5 billion, not the £2 billion that her party was calling for.

Economy Update

Ellie Reeves Excerpts
Thursday 5th November 2020

(3 years, 6 months ago)

Commons Chamber
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Rishi Sunak Portrait Rishi Sunak
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It will; the grant will be there for a second one. It has already been announced that there will be a fourth grant payable in the spring. The exact value of that will be determined in January at the same time as we decide on the future furlough employer contribution, because those things generally align with each other. There will be a fourth grant, as has already been confirmed.

Ellie Reeves Portrait Ellie Reeves (Lewisham West and Penge) (Lab)
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I welcome the extension of the furlough scheme, but the Government have had since March to fix the gaps in the CJRS and the self-employment income support scheme, which have excluded more than 3 million individuals from support. That has caused huge damage to businesses and families. As we enter the second lockdown, the Chancellor could still amend that and fix the gaps that have been outlined extensively in this House. Will he commit to doing that? What is his message today to those 3 million excluded? What support will they be getting?

Rishi Sunak Portrait Rishi Sunak
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The hon. Lady refers to gaps, but as I have explained in previous answers, some of those are deliberate policy decisions to target support on those who need it most, which is the right and principled thing to do. I have also said clearly that, when it comes to the self-employed, I appreciate we have not been able to help everyone in exactly the way that they would have liked, but I hope that across the suite of different things we have done, whether business rates holidays, tax deferrals, bounce back loans, improvements to our welfare system or the housing allowance, there is something that can benefit the vast majority of the British people.

Covid-19: Economic Package

Ellie Reeves Excerpts
Tuesday 12th May 2020

(3 years, 12 months ago)

Commons Chamber
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Rishi Sunak Portrait Rishi Sunak
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My hon. Friend has spoken passionately about this issue before, and I look forward to continuing conversations with him. I am of course keeping those measures under review. As I said at the time, there is of course parity in the level of support, but the nature of the schemes is different in the sense that employers who have been closed and have to make employment decisions, potentially 45 days in advance in respect of redundancies, do need to be treated slightly differently in that regard. I will of course continue to keep all things, including that scheme, under review.

Ellie Reeves Portrait Ellie Reeves (Lewisham West and Penge) (Lab) [V]
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Women who are eligible for the self-employed income support scheme but have taken a period of maternity leave since 2016 could receive up to one third less financial support. This discriminates against women on lower incomes in particular, penalises families with young children, and exacerbates the gender pay gap. Will the Chancellor therefore exempt periods of maternity leave from the self-employed income support scheme calculations?

Rishi Sunak Portrait Rishi Sunak
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People have ups and downs and variations in their earnings for all sorts of reasons, whether because of maternity, ill health or something else. To deal with that, we have provided an average of income over up to three years on a look-back basis, to smooth out all the ups and downs in all people’s incomes. That was something that stakeholder groups were keen to see at the beginning, it is something that we delivered, and I believe it provides the fairest way to treat everybody, on a level playing field, whatever their circumstances. A three-years averaging of earnings seems to me to be a reasonable approach to take.

Youth Services

Ellie Reeves Excerpts
Wednesday 24th July 2019

(4 years, 9 months ago)

Commons Chamber
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Mims Davies Portrait Mims Davies
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I thank the hon. Gentleman for raising that. The loss of one young life on our streets is one too many. When we are making decisions about local services, it is important that councillors and councils recognise the impact of their decisions, and I have been one of those people having to make decisions in challenging circumstances. Our young people matter, and I will be coming on to that later in my comments, but I hope today’s debate will make it clear that, whether cross-Government or cross-party, we absolutely do care.

The new qualification that I mentioned earlier will be accessed by those working in a volunteer capacity—perhaps in small voluntary organisations—and they may not have the significant sums needed, so I can also confirm today that we are providing £500,000 in bursaries for potential students who would otherwise not be able to pay, benefiting up to some 400 students.

Turning to further investment, the youth investment fund has a three-year, £40 million collaboration with the national lottery, and I thank the players who are helping us to support the fund. The collaboration will benefit 90 voluntary and community organisations working in disadvantaged communities. A great example of that is the detached youth work done on the Pallister estate in Middlesbrough, which engages with 60 to 80 young people each week and has contributed to a reported decline in antisocial behaviour rates in the community. That successful model means that the delivery agency, Youth Focus: North East, is working with a local community business to establish a permanent building for young people on the estate.

Ellie Reeves Portrait Ellie Reeves (Lewisham West and Penge) (Lab)
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Youth First provides fantastic youth services across Lewisham, and it was instrumental in bringing the community together when 15-year-old Jay Hughes was murdered last November. However, it is chronically underfunded owing to cuts to our local authority, so it cannot provide the detached youth workers that the Minister just mentioned. Does she agree that we must invest in youth services, so that they can play that vital role in tackling youth violence and supporting our communities?

Mims Davies Portrait Mims Davies
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I agree with the hon. Lady. It is far too easy in council chambers to overlook our young people, because we perhaps do not think about them when making difficult decisions. I have heard about the benefits of detached youth work, and it is vital that the Government look to support it. I have already made a case to the incoming Prime Minister about the importance of our young people, and I will continue to do that while I am in this role.

My hon. Friend the Member for Crawley (Henry Smith) has already mentioned uniformed youth groups. We invested £5 million in 2018-19 through the uniformed youth fund, supporting the Sea Cadets, Boys Brigade and Girlguiding, to expand opportunities to take part into the most deprived wards. Over 10,000 new places for young people have been created as a result. There is another great example in Liverpool, where the Fire Cadets have a new unit in schools for young people with autism. This funding is enabling uniformed youth organisations to reach out, modernise their websites and improve their training materials.

What has happened in the National Citizen Service? To date, 500,000 young people have taken part, and 100,000 more will do so this summer. That means an additional 15 million hours of volunteering via the NCS.

Wild Animals in Circuses (No. 2) Bill (Third sitting)

Ellie Reeves Excerpts
Wednesday 22nd May 2019

(4 years, 11 months ago)

Public Bill Committees
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David Rutley Portrait David Rutley
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The hon. Gentleman suggests that he does not get involved in the forensic detail, but I suggest that he does. We have been in enough debates and statutory instruments for me to know that he takes a forensic approach, so I expect nothing less than for him to go through the technical detail, which is the right thing to do.

The Government do not believe that the amendment is necessary, however. Amendment 5 seeks to align the definition of a wild animal in the Bill with the definitions used in the Zoo Licensing Act 1981 and the Welfare of Wild Animals in Travelling Circuses (England) Regulations 2012. Both pieces of legislation define a wild animal as an animal that is

“not normally domesticated in Great Britain”.

Ellie Reeves Portrait Ellie Reeves (Lewisham West and Penge) (Lab)
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In the evidence sessions yesterday, several circus owners made the point that the animals in their circuses were exotic animals, rather than wild animals. To ensure that there is no ambiguity about that, it would be helpful if the Minister confirmed that the definition of wild animals in the Bill covers the 19 animals in circuses today.

David Rutley Portrait David Rutley
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That is a very good question, and it is important to get it on the record, because there was quite a tangle of conversations about different definitions. We are clear that those 19 animals are wild animals. We can have all sorts of technical debates—I hope we do not have them today, because I think we discussed it enough yesterday—about domestication, but we are clear that those 19 animals are included in the definition.

The Environment, Food and Rural Affairs Committee’s report, “Wild Animals in Circuses”, also noted the slight difference between the definition of wild animal in the draft Bill and in the 1981 Act. The Government were happy to explain their thinking in response to the Committee then, and I will do so again.

The term “animal” or “wild animal” is used in several places in the statute book, but there is no common definition of either. Our approach is in line with the definition of a “protected animal” in section 2 of the Animal Welfare Act 2006, which refers to an animal being

“commonly domesticated in the British Islands”,

rather than “normally”. To reassure hon. Members, any difference in the precise wording does not have any material impact on the workings of the definition; the terms “commonly” and “normally” are interchangeable. I note that the Scottish Parliament’s Wild Animals in Travelling Circuses (Scotland) Act 2018 includes

“commonly domesticated in the British Islands”,

in its definition of a wild animal, as does the Welsh Government’s Wild Animals in Travelling Circuses (Wales) Bill.

I hope that this is a probing amendment—I get the sense that it is—and that I have been able to reassure hon. Members that there is no material difference between using “commonly” and “normally” in the definition of a wild animal. I hope that the hon. Member for Plymouth, Sutton and Devonport will feel able to withdraw the amendment.

--- Later in debate ---
Luke Pollard Portrait Luke Pollard
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I beg to move amendment 2, in clause 4, page 2, line 14, leave out “on 20 January 2020” and insert

“on such day as the Secretary of State may by regulations made by statutory instrument appoint, and no later than 20 January 2020.”

This amendment would enable the Act to be brought into force earlier than 20 January 2020.

Since the introduction of the Bill, it has been clear— from the Second Reading debate, the evidence sessions and cross-party discussions—that hon. Members on both sides of the House support a ban on the use of wild animals in circuses. The only question is when that should take place. The last Labour Government had hoped to introduce legislation around the time of the 2010 general election; sadly, that general election got in the way and we have had to wait nine years. I thank hon. Members on both sides of the House who have promoted private Members’ Bills during that time in an attempt to legislate sooner.

The Bill’s enforcement date is 20 January 2020. The amendment seeks to explore whether that date can be brought forward, so that we can ban the use of wild animals in circuses sooner. During yesterday’s evidence, the Born Free Foundation said that there was a risk of new species and new animals being brought into travelling circuses before January 2020.

Ellie Reeves Portrait Ellie Reeves
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We also heard during yesterday’s evidence that 45 countries have already banned or restricted the use of wild animals in circuses, so we are behind the curve. Does my hon. Friend agree that there is no need for further delay?

Luke Pollard Portrait Luke Pollard
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I entirely agree. If we as a country had taken this action in 2009 or 2010, as proposed by the last Labour Government, we would not be here and we would not be chasing the pack. In Britain we like to think of ourselves as a nation of animal lovers—indeed, I believe we are—but we have to put that into practice. Every animal matters. It has taken nearly a decade to introduce this ban on the use of wild animals in circuses, and it is being introduced at a time when the Government are light in legislation, including the missing fisheries and agriculture Bills, on which we really need to make progress. I agree with my hon. Friend that there is an opportunity to bring forward the Bill’s enforcement date.

During yesterday’s evidence we heard that many circus animals are not used for entertainment purposes over the winter season. Peter Jolly said that he stops touring around November. I understand from conversations with the Minister that there is concern that bringing forward the commencement date would overlap with the current licensing arrangements. I am sympathetic to that view. The Opposition want the ban to be brought into effect as soon possible, but we do not want taxpayers’ money being spent on compensation. There is a balance to be struck and I would be grateful if the Minister could set out his thoughts on that.

I would also be grateful if the Minister could set out a clear direction for those circus operators who may be thinking of introducing new animals before the commencement of the ban. I certainly do not want a final hurrah for circus animals: “Your last chance to see the raccoons, the zebu and the macaw!” Given that circuses operate in a commercial environment, there will always be that last PR sell.

We have an opportunity to send a message that no additional animals or new species should be introduced to any circus. As we heard from Born Free yesterday, a big cat exhibitor has applied for a new licence, but that flies in the spirit of what we are trying to do.

We want to ensure that the powers come into force as soon as possible. The period between now and 20 January 2020 is important because, every single day that goes by, those animals remain in travelling circuses and potentially in cruel and unusual environments that may damage their wellbeing. More people are encouraged to presume that it is normal for those wild animals to be in a circus and that we as a country accept that.

We have established from public polling, as set out in yesterday’s evidence and during the Minister’s comments on Second Reading about the weight of consultation responses received by the Department, that the general population do not support the use of animals in circuses and that it should be brought to an end as soon as is reasonably possible. I would be grateful if the Minister could set out whether there is an opportunity to bring forward the commencement date. Our amendment would not prevent 20 January 2020 from being the commencement date. It refers to bringing forward the powers

“on such day as the Secretary of State may by regulations made by statutory instrument appoint, and no later than 20 January 2020.”

The Government’s proposed date would remain in legislation but they would have an opportunity to bring it forward. Ministers need to retain that important tool, especially to prevent any circus operators from using the provision as a last hurrah for the use of wild animals in circuses, and from introducing new species and animals for a final show before the commencement date. I would be grateful if the Minister could respond to those concerns.

Wild Animals in Circuses (No. 2) Bill (Second sitting)

Ellie Reeves Excerpts
Oliver Heald Portrait Sir Oliver Heald
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Q Are there any animals that you would say should not perform?

Carol MacManus: No.

Ellie Reeves Portrait Ellie Reeves (Lewisham West and Penge) (Lab)
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Q Some of the answers to Mr Hoare’s questions were about children being able to see the animals because they are in a circus. Is that different from going to see an animal in a safari park, for example, where the animal is in a habitat in which it is not required to perform? In a way, safari parks try to recreate the natural habitats that animals live in, whereas in a circus the animal is expected to perform for a crowd, which is completely at odds with what it would do in the wild. I want to challenge some of the comments that you made. What would you say in response to that?

Peter Jolly: I would rather that an animal perform in a circus than that it be in a safari park, where there are hundreds of cars going by with fumes, noise and children banging on the windows. There is no comparison. Our animals are calm and are handled gently; they are not in a safari park situation, where youngsters and the cars driving past are upsetting them. We do not do that.

Ellie Reeves Portrait Ellie Reeves
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Q What about when they are packed up and have to travel from place to place?

Peter Jolly: We do not pack them up.

Ellie Reeves Portrait Ellie Reeves
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Q But they move around, do they not?

Peter Jolly: Our animals are transported; we do not pack them up. We pack the tent up.

Carol MacManus: Zoo animals are moved around, too, but they are generally not used to it. I am not an expert on zoo animals, but I believe that most of them are usually sedated to be moved around, or at least to be put in the transporters. We do not do any of that. All our animals are quite happy to move along the road. They travel next to the same companion that they have travelled with all the time. They are used to the other animals, used to the environment and used to us. There is nothing strange or stressful.

Ellie Reeves Portrait Ellie Reeves
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Q How often do they have to be transported?

Carol MacManus: We move once a week, on a Sunday.

Peter Jolly: We move once a week.

Carol MacManus: Then they have two days off, because generally we do not work on Monday and Tuesday, and then they work—if you can call it work—from Wednesday to Sunday. They appear for about two minutes in the circus ring. They are not over-stressed.

Peter Jolly: Ours are the same.

Carol MacManus: In 2013, we had 85,000 attendants at our circus. We know that some people are saying, “Oh, we’re not doing very well this year,” but with animals we seem to be doing fine. People come to see our animals.

Trudy Harrison Portrait Trudy Harrison (Copeland) (Con)
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Q Mr Jolly, you referred to your two racoons and your fox, zebra and camels. If there was a ban, what would happen to those animals?

Peter Jolly: Nothing. I would change my business to something else, but the animals would stop with me.

Wild Animals in Circuses (No.2) Bill (First sitting)

Ellie Reeves Excerpts
Alex Chalk Portrait Alex Chalk
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Q Just on that point, is there a distinction, in that wild animals would feel more traumatised than domesticated animals?

Daniella Dos Santos: Domesticated animals have come to be under the care of humans for generations, have been bred to exhibit traits that we find useful and find life under the influence of humans less stressful than a wild animal would.

Ellie Reeves Portrait Ellie Reeves (Lewisham West and Penge) (Lab)
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Q You talk very compellingly about wild animals in circuses and their welfare. There is nothing in the Bill about domesticated animals in circuses. Do you have any views about whether that should be in scope, or whether there are welfare needs of domesticated animals that are not currently addressed?

Nicola O'Brien: Our organisation feels that those should also be banned from circuses. We feel that there are welfare needs of domestic animals that, again, are difficult to meet in a circus environment. The transportation—the loading and off-loading, and being transported—has its impact. A large part of the Bill is about ethics, and we feel that people are uncomfortable with animals being used in circuses, full stop, not necessarily with whether they are wild or domesticated. There is probably a difference: they are probably more concerned about wild animals because of their wild nature and freedom. There is definitely the argument that domestic animals are more suited to being around humans in the kind of environments that we house them in. However, we also recognise that the Bill is about wild animals. That was the question put to the public in the consultation—that is the focus for today—but this is something that we would also like to see prohibited in future.

Dr Ros Clubb: From the RSPCA’s perspective, we also have a position against the use of any animal in circuses. We have concerns because of issues such as the travelling, temporary enclosure and so on, of domestic animals. As Nicola said, in some cases the concern is probably less, because they are more adapted to a captive environment; nevertheless, concerns remain. We are very much minded that this legislation is focused on wild animals. That is where the opportunity lies to make change.

Sandy Martin Portrait Sandy Martin
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Q I want to ask quickly about the problem that might arise if there is nothing in the Bill about the seizure of the animals and care for them afterwards. There was an allegation in the evidence we have been sent that, after the ban was introduced in Mexico, a large number of animals were destroyed. Do you think that powers to seize animals and ensure that they are properly cared for afterwards would be important parts of any Bill that was going to protect the animals?

Oral Answers to Questions

Ellie Reeves Excerpts
Tuesday 3rd July 2018

(5 years, 10 months ago)

Commons Chamber
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Ellie Reeves Portrait Ellie Reeves (Lewisham West and Penge) (Lab)
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T2. The Legal Aid, Sentencing and Punishment of Offenders Act 2012 was intended to save £450 million a year on legal aid, but last year’s spending was more than £950 million down from 2010 levels. As we find ourselves in an access to justice crisis, what discussions have Treasury Ministers had with the Ministry of Justice about increasing the money available for legal aid as part of the LASPO review?

Elizabeth Truss Portrait Elizabeth Truss
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We are conducting a review of LASPO at the moment. I have regular discussions with the Secretary of State for Justice, and we are making sure that the Department has the resources it needs.

Financial Guidance and Claims Bill [Lords]

Ellie Reeves Excerpts
Yvonne Fovargue Portrait Yvonne Fovargue (Makerfield) (Lab)
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I, too, want to support my hon. Friends the Members for Walthamstow (Stella Creasy) and for Harrow West (Gareth Thomas). I hope that the FCA will look speedily at the total cap on the rent-to-own sector, with its inflated prices for goods and roll-up charges.

I am pleased that the Bill aims to ensure that members of the public can access good-quality, free-to-client impartial financial guidance, pensions advice and debt advice. Clauses 10 and 11, which relate to my amendment 42, require the single financial guidance body to set and enforce standards across the debt advice partners it commissions. I think that everyone agrees that the body will have to have regard to standards of practice for the organisations it commissions, but the respective roles of the single financial guidance body and the FCA should not create uncertainty. There may have to be additional requirements for organisations that it commissions.

However, an independent report to the Debt Advice Steering Group run by the Money Advice Service says that the quality assurance process for the larger debt advice charities should be authorised by the FCA. The concern is that any such new and additional requirements from the single financial guidance body should not replicate the requirements faced by the debt advice organisations from their regulator, the FCA. Having had a contract from the Legal Aid Board where we had three auditors in at one time, I was tempted just to throw the files into the middle of the room and say “Fight over them.” The auditing ought to be in the same capacity, and it should be done under one audit that covers all if there are the same requirements.

The body’s standard-setting powers also need to be matched with principles of good regulation, and conditions ought to be proportionate to the benefits they will bring. Amendment 42 would make that plain. Ensuring that the new body’s standard-setting powers have regard to proportionality would smooth its functioning, guarantee assurance and stop the uncertainty as to whether the FCA or the single financial guidance body has primacy.

Ellie Reeves Portrait Ellie Reeves (Lewisham West and Penge) (Lab)
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I want to speak to amendments 8 and 9, which, unlike new clause 4, would lead to an outright ban on cold calling by claims management companies.

Claims management companies make and send around 51 million personal injury-related calls and texts each year. Such calls are not only a nuisance; they exploit vulnerable people. It is worth reiterating that solicitors are already banned from cold calling in personal injury claims, but the fact that claims management companies are not risks bringing the sector into disrepute. Cold calling can generate the false perception that obtaining compensation is easy, even where there is no injury. It can put pressure on people to pursue unmeritorious or, at the worst, fraudulent claims, which they otherwise may not do. It may never have been someone’s intention to make a claim, but if they receive a text promising them thousands of pounds, it might seem very tempting.

There is an important context. The Government are proposing to reform compensation rules for whiplash claims and to increase the small claims limit in road traffic accidents from £1,000 to £5,000, and in public liability and employers’ liability claims from £1,000 to £2,000. The Government say that that is to cut down on fraudulent claims and to bring down insurance premiums. However, many, including myself, are concerned that that will have a significant impact on access to justice, with people not being able to access proper legal advice in such claims.

Ruth George Portrait Ruth George
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Does my hon. Friend agree that a total ban on cold calling, including from claims management companies, would be a much more proportionate response to insurance industry claims of fraud within claims management, and that that should be looked at before any action that will impact on innocent victims of road traffic accidents and employer injuries?

Ellie Reeves Portrait Ellie Reeves
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I absolutely agree. Surely a better solution to this issue is to have an outright ban on cold calling in personal injury claims by claims management companies, which is exactly what amendments 8 and 9 would do.

New clause 4 gives the single financial guidance body the ability to advise the Government if it considers a ban on cold calling by CMCs to be necessary. If the Government receive such advice, the Bill gives the Secretary of State the power to impose such a ban. However, the Bill does not compel the single financial guidance body to give such advice in relation to cold calling; nor are the Government required to act if they receive advice.

Although the Government have promised decisive action from the outset, I am concerned that the Bill is filled with ifs, buts and maybes and still falls far short of a ban on cold calling. Amendment 8 would commit the single financial guidance body to advise on how best to implement a ban within 12 months of the Bill being passed, and amendment 9 would require the Government to act outright and impose the ban. A ban on cold calling commands support from over two thirds of the population. We must respond to that and strengthen the Bill by agreeing to amendments 8 and 9, to see through a complete and necessary ban on cold calling.

John Glen Portrait John Glen
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I am acutely conscious of the need not only to get on to the second group of amendments but to respond to the amendments in the first group. I will do my best to address all of them, and I will give myself five minutes to do so.

I will start with new clause 7 and amendment 34, tabled by the hon. Member for Eastbourne (Stephen Lloyd). The body is already expected to develop a national strategy to improve people’s financial capability, including ensuring that consumers improve their financial resilience, so the Government believe that the amendments are not necessary.

Oral Answers to Questions

Ellie Reeves Excerpts
Tuesday 17th April 2018

(6 years ago)

Commons Chamber
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Lord Hammond of Runnymede Portrait Mr Philip Hammond
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As I have said many times in this House, we have two choices: we can either run away from this challenge; or we can run towards it and embrace it. In fact, if we want to maintain the living standards of our people and the status of our economy in the future, we have no choice but to embrace it—and we are doing so. I announced at the autumn Budget funding to support the uptake of digital technologies across Government, allowing the Government to be an exemplar, but we are also promoting these technologies to private business. The UK is at the forefront of many of these cutting-edge technologies.

Ellie Reeves Portrait Ellie Reeves (Lewisham West and Penge) (Lab)
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T8. The housing crisis has gone on for far too long under this Government. Lewisham’s Labour council is about to build its 500th new council home since 2015, but many people still come to my surgeries because they reside in temporary accommodation. Will the Chancellor now commit to reversing the 63% cut in funding to the council’s budget so that Lewisham can get on with building more homes?

Elizabeth Truss Portrait The Chief Secretary to the Treasury (Elizabeth Truss)
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First, we have committed to building 300,000 homes per year over the next decade, which is vitally important to address the issue. Also, when we came into government, 80% of local government funding was being provided centrally, but we have now enabled local councils to raise that money. That is the right thing to do—people vote locally and councils should be accountable locally.