Financial Guidance and Claims Act 2018
make provision establishing a new financial guidance body; to make provision about the funding of debt advice in Scotland, Wales and Northern Ireland; and to make provision about the regulation of claims management services.
Government Bill
(Department for Work and Pensions)
What is this Bill?
The Financial Guidance and Claims was a Government Bill that became an Act of Parliament.
Is this Bill currently before Parliament?No. This Bill was introduced on 22 June 2017 and became an Act of Parliament on 10 May 2018.
Whose idea is this Bill?Government Bills implement the legislative agenda of the Government. This agenda, and the Bills that will implement it, are outlined in the Queen's Speech at the Session's State Opening of Parliament.
How can I find out exactly what this Bill does?The most straightforward information is contained in the initial Explanatory Notes for the Bill.
Would you like to know more?See these Glossary articles for more information: Act of Parliament, Government Bills, Process of a Bill
Official Bill Page Initial Explanatory Notes Initial Briefing papers Initial Library Notes Ministerial Extracts from Debates All Bill Debates
This bill has received Royal Assent and has become an Act of Parliament
Bill Progession through Parliament
Latest Key documents
Amendment paper
30/04/2018
Impact Assessment
26/02/2018
Timeline of Bill Documents and Stages
15th August 2018
Briefing papers
Briefing Paper on the Bill and Act
10th May 2018
Royal Assent (Hansard) (Commons)
10th May 2018
Royal Assent (Minutes of Proceedings) (Commons)
10th May 2018
Act of Parliament
Financial Guidance and Claims Act 2018 (c. 10)
1st May 2018
Ping Pong (Hansard): House of Lords
1st May 2018
Ping Pong (Minutes of Proceedings): House of Lords
30th April 2018
Amendment papers
HL Bill 97-I Marshalled list for consideration of Commons amendments (PDF, 67KB)
25th April 2018
Delegated Powers Memoranda
Financial Guidance and Claims Bill [HL]: Supplementary Delegated Powers Memorandum (4) (PDF, 238KB)
25th April 2018
Explanatory Notes
HL Bill 97 Explanatory Notes
25th April 2018
Public Bill Committee and report stage proceedings: Commons
Report Stage Proceedings as at 24 April 2018
24th April 2018
3rd reading: House of Commons
24th April 2018
Report: 3rd sitting: House of Commons
24th April 2018
Amendment papers
Consideration of Bill Amendments as at 24 April 2018
24th April 2018
Bills
HL Bill 97 Commons amendments
23rd April 2018
Selection of amendments: Commons
Consideration on Report (PDF, 487KB)
23rd April 2018
Amendment papers
Notices of Amendments as at 20 April 2018
19th April 2018
Amendment papers
Notices of Amendments as at 18 April 2018
18th April 2018
Amendment papers
Notices of Amendments as at 17 April 2018
16th April 2018
Legislative Consent Resolutions
Legislative Consent Memorandum from the Scottish Parliament (PDF, 308KB)
16th April 2018
Legislative Consent Resolutions
Legislative Consent Motion from the Scottish Parliament (PDF, 632KB)
13th April 2018
Amendment papers
Notices of Amendments as at 12 April 2018
3rd April 2018
Amendment papers
Notices of Amendments as at 29 March 2018
28th March 2018
Amendment papers
Notices of Amendments as at 27 March 2018
27th March 2018
Amendment papers
Consideration of Bill Amendments as at 27 March 2018
26th March 2018
Amendment papers
Notices of Amendments as at 23 March 2018
26th March 2018
Selection of amendments: Commons
Consideration on Report (PDF, 490KB)
23rd March 2018
Amendment papers
Notices of Amendments as at 22 March 2018
22nd March 2018
Amendment papers
Notices of Amendments as at 21 March 2018
20th March 2018
Amendment papers
Notices of Amendments as at 19 March 2018
16th March 2018
Amendment papers
Notices of Amendments as at 15 March 2018
15th March 2018
Amendment papers
Notices of Amendments as at 14 March 2018
14th March 2018
Amendment papers
Notices of Amendments as at 13 March 2018
12th March 2018
Report stage: House of Commons
12th March 2018
Amendment papers
Consideration of Bill Amendments as at 12 March 2018
12th March 2018
Selection of amendments: Commons
Consideration on Report (PDF, 276KB)
9th March 2018
Amendment papers
Notices of Amendments as at 8 March 2018
8th March 2018
Amendment papers
Notices of Amendments as at 7 March 2018
7th March 2018
Amendment papers
Notices of Amendments as at 6 March 2018
6th March 2018
Amendment papers
Notices of Amendments as at 5 March 2018
5th March 2018
Amendment papers
Notices of Amendments as at 2 March 2018
5th March 2018
Delegated Powers Memoranda
Supplementary Delegated Powers Memorandum - 5 March 2018 (PDF, 133KB)
2nd March 2018
Amendment papers
Notices of Amendments as at 1 March 2018
26th February 2018
Impact Assessments
Impact Assessment from Department for Work and Pensions and HM Treasury - 26 February 2018 (PDF, 133KB)
23rd February 2018
Will write letters
Letter dated 23/02/2018 to all Members, from the Economic Secretary, John Glen MP, regarding cold calling (PDF, 2MB)
19th February 2018
Amendment papers
Notices of Amendments as at 16 February 2018
16th February 2018
Will write letters
Letter dated 31/01/2018 from Guy Opperman MP to colleagues regarding issues raised during the Second Reading (PDF, 255KB)
13th February 2018
Will write letters
Letter dated 13/02/2018 from Guy Opperman MP to Craig Mackinlay MP regarding debt advice for the self-employed as discussed during the Committee stage (PDF, 42KB)
8th February 2018
Tracked changes versions of Bills: Commons
Version of the bill showing changes made in committee (PDF, 479KB)
7th February 2018
Written evidence
Written Evidence: Carpenters (FGCB29)
7th February 2018
Written evidence
Written Evidence: Citizens Advice (FGCB19)
7th February 2018
Written evidence
Written Evidence: Keoghs LLP (FGCB20) (PDF, 256KB)
7th February 2018
Written evidence
Written Evidence: LawWorks (FGCB21) (PDF, 1MB)
7th February 2018
Written evidence
Written Evidence: Gladstone Brookes (FGCB22) (PDF, 643KB)
7th February 2018
Written evidence
Written Evidence: DWF LLP (FGCB24) (PDF, 150KB)
7th February 2018
Written evidence
Written Evidence: Hargreaves Lansdown (FGCB25) (PDF, 526KB)
7th February 2018
Written evidence
Written Evidence: Motor Accident Solicitors Society (MASS) (FGCB26)
7th February 2018
Written evidence
Written Evidence: The Professional Financial Claims Association (FGCB27)
7th February 2018
Written evidence
Written Evidence: Barclays (FGCB28)
7th February 2018
Written evidence
Written Evidence: One Advice Group (FGCB30)
7th February 2018
Written evidence
Written Evidence: Thomas Cook Group (FGCB31) (PDF, 664KB)
7th February 2018
Public Bill Committee and report stage proceedings: Commons
All proceedings up to 6 February 2018
7th February 2018
Tracked changes versions of Bills: Commons
Version of the bill showing changes made in Committee (PDF)
7th February 2018
Public Bill Committee and report stage proceedings: Commons
Public Bill Committee Proceedings as at 6 February 2018
6th February 2018
Committee Debate: 3rd sitting: House of Commons
6th February 2018
Committee Debates: compilation of sittings so far: House of Commons
6th February 2018
Bills
Bill 160 2017-19 (as amended in Committee)
6th February 2018
Amendment papers
Public Bill Committee Amendments as at 6 February 2018
2nd February 2018
Public Bill Committee and report stage proceedings: Commons
Public Bill Committee Proceedings as at 1 February 2018
2nd February 2018
Amendment papers
Notices of Amendments as at 1 February 2018
1st February 2018
Committee Debate: 1st sitting: House of Commons
1st February 2018
Committee Debate: 2nd sitting: House of Commons
1st February 2018
Amendment papers
Public Bill Committee Amendments as at 1 February 2018
1st February 2018
Written evidence
Written Evidence: Alliance of Claims Companies (FGCB16) (PDF, 5MB)
1st February 2018
Written evidence
Written Evidence: Association of British Insurers (ABI) (FGCB18) (PDF, 447KB)
1st February 2018
Written evidence
Written Evidence: Just Group (FGCB08) (PDF, 773KB)
1st February 2018
Written evidence
Written Evidence: The Claims Guys (FGCB01) (PDF, 450KB)
1st February 2018
Written evidence
Written Evidence: John Lamidey MBE (FGCB02)
1st February 2018
Written evidence
Written Evidence: Equity Release Council (FGCB03) (PDF, 151KB)
1st February 2018
Written evidence
Written Evidence: Gary Nixon (FGCB04)
1st February 2018
Written evidence
Written Evidence: Jon Platt, Managing Director, JMP Partnership (IW) Ltd (FGCB05)
1st February 2018
Written evidence
Written Evidence: Frankly Hughes Limited (FGCB06)
1st February 2018
Written evidence
Written Evidence: Low Incomes Tax Reform Group (FGCB07) (PDF, 497KB)
1st February 2018
Written evidence
Written Evidence: ABTA - The Travel Association (FGCB09)
1st February 2018
Written evidence
Written Evidence: Consumer Finance Association (CFA) (FGCB10)
1st February 2018
Written evidence
Written Evidence: Fair Telecoms Campaign (FGCB11)
1st February 2018
Written evidence
Written Evidence: Lloyds Banking Group (FGCB12)
1st February 2018
Written evidence
Written Evidence: Association of Personal Injury Lawyers (APIL) (FGCB13)
1st February 2018
Written evidence
Written Evidence: Age UK (FGCB14)
1st February 2018
Written evidence
Written Evidence: BlackLion Law LLP (FGCB15)
1st February 2018
Written evidence
Written Evidence: Macmillan Cancer Support (FGCB17) (PDF, 711KB)
31st January 2018
Selection of amendments: Commons
Consideration in Committee: Selection 1 (PDF, 192KB)
31st January 2018
Amendment papers
Notices of Amendments as at 30 January 2018
31st January 2018
Will write letters
Letter dated 31/01/018 from the Minister for Pensions and Financial Inclusion, Guy Opperman MP to all Members, on points raised during Second Reading (PDF, 255KB)
30th January 2018
Amendment papers
Notices of Amendments as at 29 January 2018
26th January 2018
Amendment papers
Notices of Amendments as at 25 January 2018
26th January 2018
Delegated Powers Memoranda
Supplementary Delegated Powers Memorandum - 26 January 2018 (PDF, 53KB)
23rd January 2018
Press notices
Have your say on the Financial Guidance and Claims Bill
22nd January 2018
2nd reading: House of Commons
17th December 2017
Will write letters
Letter dated 18/12/2017 from Baroness Buscombe to Lord McKenzie regarding issues raised during the third reading of the Financial Guidance and Claims Bill. (PDF, 315KB)
17th December 2017
Will write letters
Letter from Baroness Buscombe to Lord Listowel regarding issues raised during the third reading of the Financial Guidance and Claims Bill: how care leavers can access the debt respite scheme, in particular relating to council tax. (PDF, 123KB)
23rd November 2017
Bills
Bill 131 2017-19, as introduced
23rd November 2017
Explanatory Notes
Bill 131-EN 2017-19
22nd November 2017
1st reading: House of Commons
22nd November 2017
Impact Assessments
Claims Management Regulation – Consultation Response (PDF, 269KB)
21st November 2017
3rd reading (Hansard): House of Lords
21st November 2017
3rd reading (Minutes of Proceedings): House of Lords
21st November 2017
Delegated Powers Memoranda
Financial Guidance and Claims Bill [HL]: Supplementary Delegated Powers Memorandum (3) (PDF, 179KB)
20th November 2017
Amendment papers
HL Bill 70-I Marshalled list for Third Reading (PDF, 106KB)
17th November 2017
Amendment papers
HL Bill 70(d) Amendments for Third Reading (PDF, 67KB)
15th November 2017
Amendment papers
HL Bill 70(c) Amendments for Third Reading (PDF, 84KB)
14th November 2017
Delegated Powers Memoranda
Financial Guidance and Claims Bill [HL]: Supplementary Delegated Powers Memorandum (2) (PDF, 128KB)
14th November 2017
Amendment papers
HL Bill 70(b) Amendments for Third Reading (PDF, 207KB)
8th November 2017
Amendment papers
HL Bill 70(a) Amendment for Third Reading (PDF, 61KB)
1st November 2017
Bills
HL Bill 70 (as amended on Report)
31st October 2017
Report: 2nd sitting (Hansard): House of Lords
31st October 2017
Report: 2nd sitting (Minutes of Proceedings): House of Lords
27th October 2017
Amendment papers
HL Bill 1-R-II Second marshalled list for Report (PDF, 110KB)
24th October 2017
Report stage (Hansard - continued): House of Lords
24th October 2017
Report stage (Minutes of Proceedings - continued): House of Lords
24th October 2017
Report stage (Minutes of Proceedings): House of Lords
24th October 2017
Report: 1st sitting: House of Lords
20th October 2017
Amendment papers
HL Bill 1-R-I Marshalled list for Report
19th October 2017
Amendment papers
HL Bill 1-R(f) Amendment for Report (PDF, 45KB)
18th October 2017
Delegated Powers Memoranda
Financial Guidance and Claims Bill [HL]: Supplementary Delegated Powers Memorandum (PDF, 173KB)
18th October 2017
Amendment papers
HL Bill 1-R(e) Amendment for Report (PDF, 47KB)
17th October 2017
Will write letters
Letter from Baroness Buscombe to Lord Stevenson of Balmacara regarding the Single Financial Guidance Body as discussed during the Committee Stage of the Financial Guidance and Claims Bill. (PDF, 524KB)
17th October 2017
Amendment papers
HL Bill 1-R(d) Amendments for Report (PDF, 89KB)
16th October 2017
Amendment papers
HL Bill 1-R(c) Amendments for Report (PDF, 62KB)
13th October 2017
Will write letters
Letter from Baroness Buscombe to Baroness Finlay regarding equity release schemes and charges as discussed during the Committee Stage of the Financial Guidance and Claims Bill. (PDF, 161KB)
12th October 2017
Amendment papers
HL Bill 1-R(b) Amendment for Report (PDF, 60KB)
10th October 2017
Amendment papers
HL Bill 1-R(a) Amendments for Report (PDF, 42KB)
13th September 2017
Committee: 4th sitting (Hansard): House of Lords
13th September 2017
Committee: 4th sitting (Minutes of Proceedings): House of Lords
12th September 2017
Amendment papers
HL Bill 1-IV(Rev) Revised fourth marshalled list for Committee (PDF, 77KB)
12th September 2017
Will write letters
Letter from Baroness Buscombe to Baroness Altmann regarding replacing the term "debt advice" with "debt counselling" or "debt guidance or counselling" as discussed during the Committee Stage of the Financial Guidance and Claims Bill. (PDF, 596KB)
11th September 2017
Committee: 3rd sitting (Hansard): House of Lords
11th September 2017
Committee: 3rd sitting (Minutes of Proceedings): House of Lords
11th September 2017
Amendment papers
HL Bill 1-IV Fourth marshalled list for Committee (PDF, 77KB)
8th September 2017
Amendment papers
HL Bill 1-III(a) Amendment for Committee, supplementary to the third marshalled list (PDF, 56KB)
7th September 2017
Amendment papers
HL Bill 1-III Third marshalled list for Committee (PDF, 87KB)
6th September 2017
Committee: 2nd sitting (Hansard - continued): House of Lords
6th September 2017
Committee: 2nd sitting (Hansard): House of Lords
6th September 2017
Committee: 2nd sitting (Minutes of Proceedings - continued): House of Lords
6th September 2017
Committee: 2nd sitting (Minutes of Proceedings): House of Lords
4th September 2017
Amendment papers
HL Bill 1-II Second marshalled list for Committee (PDF, 108KB)
31st August 2017
Will write letters
Letter from Baroness Buscombe to Earl Listowel regarding an issue raised during the committee stage of the Financial Guidance and Claims Bill: help for care leavers to gain the skills needed to manage their finances. (PDF, 347KB)
31st August 2017
Will write letters
Letter from Baroness Buscombe to Baroness Coussins regarding issues raised during the committee stage of the Financial Guidance and Claims Bill: single financial guidance body to provide help to self-employment people. (PDF, 147KB)
25th August 2017
Will write letters
Letter from Baroness Buscombe to Lord McKenzie of Luton regarding issues raised during the committee stage of the Financial Guidance and Claims Bill: money guidance functions listed in the scope of the new SFGB (PDF, 557KB)
21st July 2017
Amendment papers
HL Bill 1-I(Rev)(a) Amendment for Committee, supplementary to the revised marshalled list (PDF, 53KB)
19th July 2017
Committee: 1st sitting (Hansard - continued): House of Lords
19th July 2017
Committee: 1st sitting (Hansard): House of Lords
19th July 2017
Committee: 1st sitting (Minutes of Proceedings): House of Lords
18th July 2017
Amendment papers
HL Bill 1-I(Rev) Revised marshalled list for Committee (PDF, 106KB)
17th July 2017
Amendment papers
HL Bill 1-I Marshalled list for Committee (PDF, 108KB)
14th July 2017
Amendment papers
HL Bill 1(g) Amendments for Committee (PDF, 77KB)
13th July 2017
Amendment papers
HL Bill 1(f) Amendments for Committee (PDF, 104KB)
12th July 2017
Amendment papers
HL Bill 1(e) Amendments for Committee (PDF, 62KB)
11th July 2017
Amendment papers
HL Bill 1(d) Amendments for Committee (PDF, 59KB)
10th July 2017
Amendment papers
HL Bill 1(c) Amendments for Committee (PDF, 63KB)
7th July 2017
Amendment papers
HL Bill 1(b) Amendments for Committee (PDF, 49KB)
6th July 2017
Amendment papers
HL Bill 1(a) Amendments for Committee (PDF, 57KB)
5th July 2017
2nd reading (Hansard): House of Lords
5th July 2017
2nd reading (Minutes of Proceedings): House of Lords
30th June 2017
Library Notes
Financial Guidance and Claims Bill: Briefing for Lords Stages
28th June 2017
Delegated Powers Memoranda
Financial Guidance and Claims Bill [HL]: Delegated Powers Memorandum (PDF, 285KB)
22nd June 2017
1st reading (Hansard): House of Lords
22nd June 2017
1st reading (Minutes of Proceedings): House of Lords
22nd June 2017
Bills
HL Bill 1 (as introduced)
22nd June 2017
Explanatory Notes
HL Bill 1 Explanatory Notes
1st June 2017
Impact Assessments
Summary of Impacts (PDF, 130KB)
2nd April 2017
Impact Assessments
Establishing a single financial guidance body (PDF, 548KB)
8th March 2017
Impact Assessments
Transferring regulation of Claims Management Companies (CMCs) to the FCA (PDF, 432KB)