Nusrat Ghani debates involving HM Treasury during the 2019-2024 Parliament

Oral Answers to Questions

Nusrat Ghani Excerpts
Tuesday 17th May 2022

(2 years, 6 months ago)

Commons Chamber
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Rishi Sunak Portrait Rishi Sunak
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The hon. Lady talks about Brexit. We have already heard about the difference that Brexit is making, with a freeport in Teesside, which, because of Brexit, we have been able to create—and not just there, but in Leith, Immingham, Southampton and other places too. As we have heard today, those innovations are bringing jobs and investment to parts of our country that need to see it. That is what this Government promised to do, and that is what this Government are delivering.

Nusrat Ghani Portrait Ms Nusrat Ghani (Wealden) (Con)
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T9. I have 14 vineyards in my constituency of Wealden. This is a growing industry in rural areas. I am grateful to the Exchequer Secretary to the Treasury for meeting me recently, but may I urge her and the Chancellor to meet my vineyard owners, face to face, to hear their anxieties over the Treasury’s plans to hike tax on wine, which will create more red tape by increasing the number of rates of duty from three to 27? This industry creates thousands of jobs and it needs nurturing, so may I please propose a visit to one of my vineyards in Wealden?

Lindsay Hoyle Portrait Mr Speaker
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It has to be a yes to that.

Yazidi Genocide

Nusrat Ghani Excerpts
Tuesday 8th February 2022

(2 years, 9 months ago)

Westminster Hall
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Brendan O'Hara Portrait Brendan O'Hara (Argyll and Bute) (SNP)
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I beg to move,

That this House has considered the Yazidi genocide.

It is a pleasure to see you in the Chair, Mr Hollobone. I begin by thanking the Backbench Business Committee for giving time for this important debate.

On 3 August 2014, Daesh launched a violent attack against the Yazidis in Sinjar, in Iraq. A few days after that attack, it also attacked the Nineveh plains, forcing 120,000 people to flee for their lives in the middle of the night. Daesh fighters killed hundreds if not thousands of men, abducted boys to turn them into child soldiers, and kidnapped for sexual slavery thousands of women and girls, 2,763 of whom are still missing to this day. In a reign of terror lasting more than two years, Daesh murdered, enslaved, deported, and forcibly transferred women and children, and imprisoned, tortured, abducted, exploited, abused, raped, and forced women into marriage, across the region.

It was not until the allied forces finally started to recover regions of Iraq from Daesh that the sickening scale of what was happening to the Yazidis and other religious groups became clear. That is why, in April 2016, the House of Commons voted unanimously to recognise the atrocities committed by Daesh as genocide. That was the first ever such determination by the House of Commons, and it was made while the atrocities were still ongoing. Since then, however, the UK Government have steadfastly refused to follow suit; they have hidden behind the defence that somehow it is not for Governments to determine what is and is not a genocide, and that only a competent court or a tribunal can determine that.

In my time in this place, I have taken part in many debates that have called on the Government to recognise what has happened as a genocide. That happened most recently a couple of weeks ago, when we debated the findings of the Uyghur Tribunal in a debate secured by the hon. Member for Wealden (Ms Ghani); the Government again used the “competent court” defence to avoid taking a stance.

Nusrat Ghani Portrait Ms Nusrat Ghani (Wealden) (Con)
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I thought that it was appropriate to intervene, given that my constituency was mentioned. I congratulate the hon. Member on securing this important debate. There are five markers of genocide that that tribunal was able to expand on; and there is no denying that Daesh has the intent to destroy. Let me quote what Daesh itself has said:

“Upon conquering the region of Sinjar…the Islamic State faced a population of Yazidis, a pagan minority existent for ages in regions of Iraq and Shām”,

which is Syria.

“Their continual existence to this day is a matter that Muslims should question as they will be asked about it on Judgment Day”.

It is very clear that Daesh’s perverted view of the Islamic faith meant that it had to destroy the Yazidi. No doubt the hon. Member will agree with that.

Brendan O'Hara Portrait Brendan O'Hara
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I absolutely agree, and I thank the hon. Lady for that intervention. The point about intent is crucial when deciding on genocide; I will expand on that later.

What sets this debate apart from all the others that we have had is the conviction in Germany in November 2021 of the Daesh terrorist Taha al-Jumailly for crimes including genocide and crimes against humanity. Not only is al-Jumailly the first Daesh member to be convicted of genocide against Yazidis, but his conviction means that the threshold demanded by successive UK Governments—that only a competent court can decide what is a genocide—has now been met. By the standard that the Government themselves set, they are now in a position to formally recognise the atrocities carried out by Daesh on the Yazidi people as a genocide.

I will first look at how the UN defines genocide. Then, using harrowing eyewitness testimony from survivors, I will set out why what happened to the Yazidi people more than reaches that threshold. Then I will examine the UK Government’s long-held position on declaring a genocide, and show how the ruling of the Frankfurt criminal court must force them to fundamentally alter how they define genocide and what Daesh did to the Yazidis and other minority communities during its reign of terror.

The United Nations genocide convention has been in place for more than 70 years. It clearly mentions killing, causing serious bodily or mental harm, inflicting conditions calculated to bring about physical destruction, preventing births within a group, and transferring children to another group. When that is done

“with intent to destroy, in whole or in part, a national, ethnical, racial or religious group”,

it constitutes genocide. There is irrefutable proof that what Daesh did meets every single one of those tests without exception.

Since the initial attack on Sinjar, Daesh has killed hundreds, if not thousands, of Yazidis; we do not know the exact number—and may never know it, because graves containing the remains of Yazidi men and boys continue to be discovered to this day. In “They came to destroy”, the United Nations report on Daesh crimes against the Yazidis, the UN stated that Daesh

“swiftly separated men and boys who had reached puberty from women and other children…Following this separation,”

Daesh

“fighters summarily executed men and older boys who refused to convert to Islam...Most of those killed were executed by gunshots to the head; others had their throats cut…Other captives, including family members, were often forced to witness the killings.”

Daesh also attempted to destroy the Yazidi people by inflicting conditions calculated to bring about their physical destruction, including by cutting off food, water and medical assistance to those who fled to Mount Sinjar to escape the violence. In the summer of 2014, with temperatures rising to above 50°C, American, Iraqi, British, French and Australian forces had to air-drop water and other supplies to the besieged Yazidis on Mount Sinjar. Daesh shot at the planes dropping humanitarian aid and attacked the helicopters attempting to evacuate the most vulnerable in the community.

A favourite Daesh tactic was to separate children from their parents, with girls aged nine years and over being sold as sex slaves, while boys were sent from the age of seven to military training bases in Syria and Iraq. In “They came to destroy”, a 12-year-old boy told of his experiences at the hands of Daesh. He was taken from his family and sent to a camp. He said:

“They told us we had to become good Muslims and fight for Islam. They showed us videos of beheadings, killing and ISIS battles.”

He said that Daesh said:

“You have to kill kuffars even if they are your fathers and brothers, because they belong to the wrong religion and they don’t worship God”.

We know all too well the serious bodily and mental harm suffered by Yazidi women, who were subjected to appalling, barbaric treatment by Daesh, including rape, sexual violence, sexual slavery, forced sterilisation, torture, and all manner of inhumane and degrading treatment. Some may recall that on the day before our debate in 2016, the a 15-year-old Yazidi girl, Ekhlas, spoke to parliamentarians about her experience when Daesh arrived in her village. I will remind Members of what she said:

“There was knock at our door…My father and my two brothers were killed in front of me. They took me away from my mother. He grabbed my arm and my leg and then he raped me. He was 32 years old; I was 15. After they raped me, they took my friend and they raped her. I could hear her shouting, ‘Where is the mercy? Where is the mercy?’…Any girls over the age of nine were raped”.

That was as difficult to read as it was to hear, but the voices of that community have to be heard, regardless of how harrowing or sickening the detail might be.

Just one of those atrocities would be enough to meet the definition of genocide in the UN genocide convention, if it was perpetrated with the intent of destroying a group in whole or in part. In the case of the Yazidis, every single prohibited act set out in the convention was used by Daesh, and it was done, as the hon. Member for Wealden said, with specific intent to destroy the community. That can be seen in multiple publications by Dabiq, the official mouthpiece of ISIS, that have said absolutely that this assault was planned with the intent of destroying that community. Let us have no debate about Daesh’s intention, because that is very clear.

Nusrat Ghani Portrait Ms Ghani
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Does the hon. Member share my anxiety that the Minister may, in his response, refer to the terms of the UN genocide convention? We should alert him to the fact that the 2007 ruling of the International Court of Justice in the case of Bosnia and Herzegovina v. Serbia and Montenegro says that when a state—not a court—learns of a serious risk of genocide, then it must act. We cannot keep relying on a defunct UN resolution when we have the ICJ’s 2007 case behind us, supporting the Government’s taking action.

Brendan O'Hara Portrait Brendan O'Hara
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I thank the hon. Lady for that contribution, which I am sure the Minister heard. I will come on to exactly what the Government have to do, and what they have so far failed to do.

It is beyond question that under international law, the Yazidi people—and other religious minorities in Iraq—were victims of genocide. One would hope that the Government would call these crimes exactly what they are, particularly given that back in 2016, Parliament voted by 278 votes to zero that this was a genocide. By any measure, and on any interpretation of the UN genocide convention, these atrocities clearly meet the legal definition of genocide.

For more than 50 years, successive UK Governments have said that genocide can be declared only by a “competent court”. Many of us have long argued that this was an absurd position for the UK to adopt, because there was absolutely no legal basis for it. Indeed, as the hon. Member for Wealden said, that position is contrary to the UK’s obligation as a signatory to the UN genocide convention, under which the UK has promised to act to prevent genocide the instant it

“learns of, or should normally have learned of, the existence of a serious risk”

of genocide.

It is a remarkable feat of political, moral and linguistic gymnastics to reach a position that says that a genocide can be declared only after the event, and only after a court has decreed it a genocide. I have always viewed that as both a legally and morally flawed position that is rooted more in an unwillingness to make hard choices, and a fear of economic consequences or the international strategic implications of upsetting a powerful ally, than in legal principle. It is also a position that our greatest and most powerful ally has diverted from in regard to the Yazidi and other minority communities. In 2016, the United States, under Secretary of State John Kerry, declared:

“Daesh is responsible for genocide”.

That was confirmed in 2017 by his successor, Secretary of State Rex Tillerson, who said that Daesh was “clearly responsible for genocide” by self-proclamation and deed. Having spoken to former State Department advisers, I know that those words were not said lightly, but came after serious, prolonged analysis and consideration.

The UK Government have had every chance to review and revise their flawed long-standing policy on genocide determination, but they have refused to do so, despite the fact that other states with a similar approach to genocide determination, most notably Canada and the Netherlands, have changed their approach in the light of the evidence. As recently as 27 May last year, the UK Government’s position was reiterated by Lord Ahmad. He could not have been clearer:

“The UK policy remains…that the determination of genocide should be made by competent courts, not non-judicial bodies. This includes international courts, such as the ICC, and, indeed, national criminal courts that meet international standards.”—[Official Report, House of Lords, 27 May 2021; Vol. 812, c. 178.]

In November 2021, a competent court that meets international standards recognised that Daesh atrocities against the Yazidi people were genocide. When Iraqi national Taha al-Jumailly went on trial accused of genocide and crimes against humanity, he was not tried as a German national. His victims were not German, and his crimes were not committed on German territory; but under the principle of universal jurisdiction, German courts have the authority to preside over cases of genocide and crimes against humanity. Al-Jumailly was found guilty of purchasing and enslaving a five-year-old Yazidi girl and her mother. They were subjected to forced conversion and suffered great physical abuse, including battery and starvation. One day, to punish the child, al-Jumailly chained that little girl outside in the baking sunshine, and left her to die of thirst while her mother was forced to watch.

Following al-Jumailly’s arrest, the court in Frankfurt put the evidence of the Daesh atrocities under detailed legal scrutiny, and applied all relevant international and domestic law before finding him guilty of genocide. The UK Government therefore now have the competent court ruling that they have long desired. I can see so no reason whatsoever why the Government should delay any longer before recognising what Daesh did to the Yazidi people and other religious minorities as genocide. Will the Minister confirm what we all want to hear, and call this barbarism exactly what it is—a genocide?

Other hon. Members are eager to speak; I am extremely grateful to them for coming along this morning. I am sure that they will make the appeal that justice for victims and survivors should be first and foremost in our mind, and will call for the thousands of missing women and girls to be found and returned. I also hope to hear about plans to stabilise the region; an absence of genocide does not mean that Daesh and its hideous ideology have been banished from the region—far from it. There is a genuine fear that they could return at any time.

Finally, later this year the UK is hosting a ministerial summit on freedom of religion or belief. Today, we have an opportunity to show international leadership on that issue by declaring to the world that what happened to the Yazidi community and others was indeed genocide, and by standing in solidarity with the victims and survivors in saying—and meaning—“Never, ever, again.”

Productivity: Rural Areas

Nusrat Ghani Excerpts
Wednesday 14th October 2020

(4 years, 1 month ago)

Westminster Hall
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David Warburton Portrait David Warburton (Somerton and Frome) (Con)
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It is a pleasure to serve under your chairmanship, Ms Ghani.

I pay tribute to my hon. Friend the Member for North Cornwall (Scott Mann) for raising this critical issue. For me, there is an answer to the productivity gap, and it is technology and infrastructure, as we have heard. Even before lockdown, a quarter of the rural population worked from home. With small and medium-sized enterprises being the engine of the rural economy, digital connectivity is vital, but Somerset is sprinkled with areas that have unreliable and intermittent connectivity.

New investment in broadband in those dead zones is of course great news, and the shared rural network agreement is another step forward, but there is still a lingering belief that the rural economy is purely focused on agriculture. Of course, we have a thriving industry that is based on agriculture—in my constituency, the fabulous cheese makers of Wyke Farms, Montgomery Cheese, Godminster and Barber’s, and innumerable cider manufacturers—and they are all vital to the local economy, but it is equally important to stoke the fire of businesses such as the logistics and supply chain company Vallis Commodities in Frome, the operations of which depend on Somerset’s physical and digital infrastructure.

Investment in road—I dare not mention the A303 again —in rail and in digital infrastructure will pay dividends for decades to come. Just stick in the money and sit back and watch as the resourceful and dynamic people of the west country beaver away in effect to give it all back with interest. If the shared prosperity fund is to achieve its purpose of smoothing inequalities between different communities, let us do that within a framework that balances protecting the bucolic glory of our small towns and villages while equipping them with the tools that they need to flourish.

Nusrat Ghani Portrait Ms Nusrat Ghani (in the Chair)
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A mouth-watering contribution.

--- Later in debate ---
Miriam Cates Portrait Miriam Cates (Penistone and Stocksbridge) (Con)
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I congratulate my hon. Friend the Member for North Cornwall (Scott Mann) on securing the debate.

Rural productivity is an issue of great importance to my constituents in Penistone and Stocksbridge. I recently visited a dairy farm in the constituency where farmers are working hard to improve productivity by introducing new technologies that will increase milk yields. Such technologies require the collection and processing of real-time data from cattle, and this in turn requires reliable, high-speed and affordable broadband. All businesses are becoming more reliant on broadband, and there is now a direct relationship between internet speed and how much productive work can be done. In the rural broadband survey that I am currently conducting in my constituency, however, nearly 60% of respondents tell me that their broadband is slow or very slow, so it is hardly surprising that rural productivity is falling behind.

Businesses and people working from home do not require broadband just for sending emails or online shopping. The nature of work has changed, and high-tech solutions and high-quality virtual meetings require a high-quality connection. There are no easy answers to these problems, and we need community power as well as support from central Government in order to seek innovative local solutions.

Of course, broadband speeds are not the only factor limiting rural connectivity. Poor bus and train services restrict opportunities to travel to well-paid work in the local area, in stark contrast with vastly better services in urban areas. Again, I believe there is an opportunity for community power to improve transport connectivity. South Pennine Community Transport, a fantastic local community interest company near my constituency, is trialling a new regular bus service between rural villages and Stocksbridge town. The service will connect people to jobs and leisure services and could be financially self-sustaining in under two years. Many millions of people live in rural communities in this country, and it is not just for economic reasons that we need to level up. Rural life, culture, tradition and values are a valuable part of this country’s history and our future, and we need to make sure that young people are able to stay in those communities and have productive jobs.

Nusrat Ghani Portrait Ms Nusrat Ghani (in the Chair)
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I thank Mr Warburton for swapping seats with Ms Jones so that she can contribute.

--- Later in debate ---
Richard Drax Portrait Richard Drax (South Dorset) (Con)
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It is a pleasure to be called by you, Ms Ghani. I thank my hon. Friend the Member for North Cornwall (Scott Mann) for introducing this great debate on our countryside. I have two minutes, so it has to be a list, for which I apologise to the Minister. I suspect that the Government have heard a lot of it before.

I have two seaside resorts in my constituency: Swanage and Weymouth—and the Isle of Portland; I must never forget that. We are heavily resort-based, and we need some love and investment. We have large pockets of deprivation in my seat of South Dorset. Although we are extremely grateful for the huge sums of money we have received for the Weymouth Pavilion, Swanage railway and the Tank Museum, adding up to about £1.25 million from various sources, I am afraid that we need more.

I initiated a business panel, because I think business people are better at promoting what we need than politicians, because a lot of my constituents do not agree with what I say, understandably. This panel is now looking at what we will need for the next 30 to 50 years, in which I would include—I will push the Government hard on this—a road north. We cannot get out of Dorset and Hampshire; we have to go to the A34. This is utter madness. We need a relief road in Weymouth, so that the port can expand, which it is already doing, creating huge numbers of jobs.

As colleagues have said, we need better connectivity with broadband and mobile, which is currently appalling. Weymouth College is the only place where young people in my seat can aspire to move on to better careers, university and all the things that are so important for the young. We need more money to bring this college, which is doing a fantastic job, up to the standard that is required to deliver that opportunity to the young.

Finally, a forgotten element is the outdoor education centres. I know that is not the Minister’s responsibility. Schools are not sending children there. They should be allowed to because they are safe and bubbled, and children should be able to enjoy a day out in the countryside.

Nusrat Ghani Portrait Ms Nusrat Ghani (in the Chair)
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We now come to the Scottish National party spokesperson. Mr Doogan, you have a joyous five minutes. You do not have to use it all.

--- Later in debate ---
Wes Streeting Portrait Wes Streeting (Ilford North) (Lab)
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It is a pleasure to be here for your debut in the Chair, Ms Ghani. I congratulate the hon. Member for North Cornwall (Scott Mann) on securing this very good debate. I also congratulate all those Members who were elected for the first time at the most recent general election—not for the election victory, I hasten to add; we would rather that had not happened—on having already learned the fine parliamentary art form of squeezing a five-minute speech into two minutes. As a result, we heard a wide range of important points.

When I read the room, I was not sure about whether I should have more trepidation about addressing this gathering as a Labour MP or as a London MP. I want to explain why both of those things are complementary to what we have just heard. First, the regional imbalance in the UK economy is not working for London and the south-east, either. This city—one where I am a suburban MP—is overheating and overcrowded. It is in the interests of London and the south-east that we are rebalancing the economy across England and the rest of the UK. The concentration of power, wealth and opportunity in London and the south-east does not work for London, for the rest of England or for the rest of the UK. I hope we can achieve genuine consensus about how we redistribute power, wealth and opportunity from London and the south-east to the rest of the UK to create a genuinely balanced economy that benefits everyone and strengthens our country as a whole.

The Opposition not only not disagree with so much of what we heard in the debate but strongly support it. We understand the diversity of the rural economy in this country. Jobs and businesses in farming, forestry and fishing are important for the people who work in them, the communities who benefit from them and, of course, the consumers who enjoy them too. However, they are not the grand total of rural businesses; in fact, 85% of rural businesses are unrelated to farming, forestry and fishing. It is really important that public policy makers, whether in Government or around the Westminster village, understand that point and think about the diversity of the rural economy and how we support those businesses to succeed.

It is also a really important point that, in the context of the productivity challenge we have in the economy as a whole, rural economies in the UK are less productive. The hon. Member for North Cornwall made the point well that that reflects not on the workforce but on the conditions in which those businesses operate. It is also true that employment is generally higher in rural areas but pay is lower. We heard some illustrations of why that was, with people holding down a number of jobs—in fact, running a number of businesses—to make ends meet. That point was made powerfully during the debate.

What are the conditions in the wider environment that are causing some of these challenges? Of course, some challenges arise out of business size and density, and there are not the same conglomeration effects as in urban areas.

We have heard contributions on the challenges of accessing finance and the closure of bank branches. We ought to think, in the context of the connectivity that we have had to create during the course of covid, about how to better connect rural businesses with each other. We need to make sure that we are investing in our people, which is about access to skills and making sure that people do not need to leave the places where they grew up in order to have a successful career or to build a successful business. It is important that we invest in infrastructure, whether that is buses, rail or other forms of public transport. There are also ongoing issues of digital connectivity—this country is a digital laggard. We only have to look at the report of the Environment, Food and Rural Affairs Committee to see that we are so far behind other European countries on digital connectivity.

Notwithstanding all the other challenges that our country faces at the moment, I really hope that, as we think about how to break the back of this covid crisis, we think about how we build a better, stronger, more resilient economy beyond the crisis, making sure that we invest in rural communities and their people, businesses and infrastructure. I hope we can build a cross-party consensus in this area to generate good ideas for the next Labour Government to take forward.

Nusrat Ghani Portrait Ms Nusrat Ghani (in the Chair)
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If the Minister can conclude by 5.43 pm, that will give enough time for the hon. Member for North Cornwall (Scott Mann) to wind up the debate.

Public Health England Review: Covid-19 Disparities

Nusrat Ghani Excerpts
Thursday 4th June 2020

(4 years, 5 months ago)

Commons Chamber
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Kemi Badenoch Portrait Kemi Badenoch
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I do not think anyone in the House can disagree with what the hon. Gentleman just said, and I do agree with him. We are putting forward policies to address some of these things. We are looking at some things in the short term that relate specifically to coronavirus, and he and I can have conversations about medium to long-term interventions in future.

Nusrat Ghani Portrait Ms Nusrat Ghani (Wealden) (Con)
- Hansard - -

The lack of leadership and transparency in Public Health England and NHS England has been shamefully exposed, with BAME health workers dying at a greater rate. Covid has showed us what it means when these institutions are not equal, with BAME workers saying that they did not have the same access to personal protective equipment as their white colleagues and felt pressured to work on the frontline. As both Public Health England and NHS England are independent, how will my hon. Friend hold them to account?

Kemi Badenoch Portrait Kemi Badenoch
- Hansard - - - Excerpts

My hon. Friend is absolutely right to raise the concerns that we have been hearing anecdotally. This is something that needs to be handled sensitively, because on the one hand, we know that there are areas that need to be addressed, but on the other hand, I do not want anyone to think that we are criticising NHS workers for not looking after their own. It is something that needs to be handled absolutely sensitively, but we are on top of it. I thank my hon. Friend for raising that point.

Self-employed Persons: Financial Support

Nusrat Ghani Excerpts
Tuesday 24th March 2020

(4 years, 8 months ago)

Commons Chamber
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Steve Barclay Portrait Steve Barclay
- Hansard - - - Excerpts

I hear what the hon. Gentleman says about backdating. The Treasury has brought forward a range of measures, and one of the challenges to date has been that it is not always understood what has been announced and what is already available. I draw attention to the fact that we are deferring income tax self-assessments, which will not need to be paid until January; we are supporting people through the welfare system with the measures that I announced earlier, including on contributory ESA; we are increasing universal credit and working tax credit by £1,000; we are suspending the minimum income floor for 12 months; we are increasing a three-month mortgage holiday for those in difficulty; the self-employed will be eligible to receive support with their tax affairs through time to pay; the business interruption loan scheme will be available for some self-employed individuals, up to the £5 million limit; and we have delayed IR35. Members of the House can assist our small business community, and particularly the self-employed, by drawing attention to the measures that have been announced. We in Government also stand ready to do that through a comms campaign.

Nusrat Ghani Portrait Ms Nusrat Ghani (Wealden) (Con)
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I know that my right hon. Friend is working night and day to help businesses, and to help people stay in work. I am incredibly grateful for all the support he has given me as I respond to the self-employed in Wealden. The decision to take out a loan is proving to be quite an anxious one for the self-employed, if that is the only thing on the table. I will read out an email from Anna, a self-employed wedding photographer who has had to give up work, and who is going to try to find work elsewhere:

“I am loath to take any…loans offered, as there is no guarantee that future work will be able to take place because we have no idea how long this pandemic will last.”

I ask my right hon. Friend to take into account Anna’s dilemma before making any announcement concerning the self-employed.

Steve Barclay Portrait Steve Barclay
- Hansard - - - Excerpts

My hon. Friend is right to draw attention to the pressure

and decisions that Anna and so many self-employed people are facing at this time. I draw attention to the fact that the loans are interest-free for 12 months. One of the key themes we are very conscious of is that it is a health emergency that is impacting on our economy. These were viable businesses before that health emergency arose, and they will be viable businesses after we have overcome it. The question is, how do we bridge the gap? How do we support Anna and others through this period? The interest-free loans are not the only measure; I have just drawn the House’s attention to other measures that are available, and I urge Anna and others to take advantage of them.