Nobody can accuse the noble Lord of not being able to think on his feet. I would like to be able to support the amendment, but, at the moment, we would like to leave it so that I am able to talk. The issue is not whether the Bill has time to get through this House; it is whether it has time to get through the House of Commons. I am not in a position to agree that they—having, for example, elected a Speaker—will have time. If they do not have time, which was the position when I came into this Chamber—
I have not finished yet.
If the House of Commons has time and we are told that the situation has changed, of course I am open to discussions on that, but I cannot do it without confirmation from the House of Commons.
(5 years, 4 months ago)
Lords ChamberSorry—old age. I beg leave to ask the Question standing in my name on the Order Paper.
My Lords, the Government discussed funding with the BBC in 2015. We agreed with the BBC that responsibility for the concession would transfer to it in June 2020. To help with financial planning, we agreed to provide phased transitional funding over two years so as gradually to introduce the cost to the BBC. The Government and the BBC agreed that this was a fair deal for the BBC. The future of the concession is therefore the responsibility of the BBC. The Government are clear that they are disappointed with its decision.
Does my noble friend the Minister recognise that, in effect, the BBC is victimising 5.5 million pensioners whose sole real leisure pursuit, unless they are really active, is to watch television and listen to radio? It is no source of help to them to be told that the poorest will be means-tested. Does my noble friend recollect in 1986 the Peacock report recommending that the BBC accept some advertising and sponsorship? Have the Government brought to the BBC’s attention the fact that £140 million of BBC income worldwide now comes from advertising and sponsorship? If that is good enough worldwide, why is it not good enough to be implemented at least to some extent in the United Kingdom?
My Lords, under the 2015 funding settlement it was agreed that responsibility would go to the BBC in return for an increase in its licence fee that was guaranteed and index-linked for five years. The director-general promoted that agreement and that is why we are disappointed with the BBC’s decision. As for the Peacock report, which as my noble friend said was 33 years ago, the funding model was considered then, but it was also considered again as part of the charter review. I am afraid to say to my noble friend that only 1.5% of those consulted agreed that having advertising on the BBC was a good idea.
(5 years, 10 months ago)
Lords ChamberMy Lords, I beg leave to ask the Question standing in my name on the Order Paper. In doing so, I declare that I am over 75.
My Lords, the Government meet the BBC regularly to discuss a range of issues, including the over-75s concession. We know that people across the country value television as a way to stay connected with the world, and that is why the Government have guaranteed the concession until 2020. We have agreed with the BBC that responsibility for the concession will transfer to the BBC in 2020, and we have been clear that we want the concession to continue.
Is my noble friend aware that that is an encouraging Answer? Nevertheless, is it not time that the BBC faced up to the fact that it is a public service broadcaster, with a social responsibility to its listeners? Is it not a little surprising to have a consultation document of 50 pages-plus on the subject which seems to give the message that it is trying to wriggle out of that social responsibility? When it faced a not dissimilar problem for BBC overseas, when the Foreign Office removed the grant, the BBC took the decision to take advertising. We now have a situation where every hour of BBC broadcasting has three minutes of promos. Would that gap not be better used by taking advertising?
My noble friend is completely right that the BBC should pay attention to its social responsibilities, and it does. However, in the consultation surrounding the renewal of the royal charter, only 1.5% of people said that the BBC should have advertising. One of the reasons why allowing it would not be an easy solution is that all the other public service broadcasters, which do not start the year with £3.8 billion in subsidy, would find it even more difficult to do their excellent job.
(5 years, 12 months ago)
Lords ChamberThe BBC is doing exactly what it agreed when the settlement was put in place in 2015. We agreed at that time to provide a continuous licence fee, increasing by inflation, for five years. That had never been done before. We agreed to close the iPlayer loophole, which was what it wanted. In return, the BBC agreed to take on this concession. However, we have been clear that we expect the BBC to continue with this important concession. It was agreed by the BBC, Parliament and the Government.
Speaking as one who declares an interest as I was 82 last Sunday, should the director-general not look at his own house? For instance, why should he not look at the Peacock report, which proposed that the BBC should take advertisements in certain circumstances? After all, the BBC World Service takes them and—your Lordships may study this—there are about three minutes of propaganda for forthcoming programmes in every hour of BBC programmes, ad nauseam.
The director-general of the BBC should be proud when he looks at himself in the mirror. The BBC is a national institution and the Government support it. We made a deal with it when the new charter was put in place. It is a £5 billion organisation and is more than capable of delivering on this agreement.
(6 years, 8 months ago)
Lords ChamberMy Lords, the Chancellor announced in November that the local full-fibre network challenge fund was in place, which is part of the Government’s £740 million national productivity investment fund. As I said, the Chancellor announced in the Spring Statement that £95 million has been allocated for 13 different areas. We plan to open the next wave of the challenge fund during this summer.
Is my noble friend aware that his plethora of proposals is greatly welcomed? Nevertheless, would he include in this the servicing of broadband? Is he aware that following the great chill of 1 March, certain parts of Bedfordshire still are not back on broadband? Unhappily, that includes me.
I am sure noble Lords will commiserate with my noble friend. I am not aware of particularly why the cold weather should affect broadband. The whole point of developing the infrastructure for fibre-optic cables is that they are buried underground, well below the frost, for example. I would have to look at specifically what is happening near Naseby.
To ask Her Majesty’s Government whether they will consult United Kingdom television broadcasters, particularly the BBC, to ensure that the viewing public can clearly hear the dialogue, particularly in dramas.
My Lords, there have been a number of dramas over the past few years in which the dialogue has been difficult for some people to hear. TV viewers should be able to hear and understand their favourite shows. It is a long-standing principle, however, that government do not interfere in broadcasters’ operational activities, and therefore it would not be right for government to consult on this matter.
My Lords, that is an extremely disappointing Answer. Is my noble friend aware that there are 25 million licence fee holders who want to hear the dramas, particularly on the BBC, which is the main offender, and that they want clear audibility? Against that background, does he recognise that all this problem started in 2014 with the drama “Jamaica Inn”? There were well over 1,000 written complaints to the BBC about the inaudibility of that show. That was followed by “Happy Valley”, “To Walk Invisible”, “Taboo” and recently “SS-GB”. Against that background, is it appropriate that the ordinary viewer has to consult subtitles to understand what the dialogue is? If my noble friend cannot apply pressure on the chairman of the BBC, does he recognise that someone will have to make a complaint to Ofcom?
My noble friend, as always, goes to the heart of the matter. I completely agree that viewers should be able to understand dialogue as they first view a programme. I am clear that this is a matter that the BBC takes seriously, and it has issued new guidelines as recently as December 2016. To put things in perspective, though, the BBC makes 22,000 hours of new programmes every year, so since 2014—the year to which my noble friend referred—that is 66,000 hours of new material, and I think there have been audibility problems with six programmes.
(8 years, 6 months ago)
Lords ChamberThe consultation will be conducted under the Cabinet Office rules for consultations—so it will be more than three weeks. I cannot today tell noble Lords when it is going to start. The Treasury accepts that this is an important issue and has accepted the amendment. It wants people to contribute to the consultation—so, although I cannot give an exact date for when it will start, it will be a proper consultation.
My noble friend says that he is not in a position to indicate when the consultation shall start—but we are in May 2016, nearly half way through the year. That suggests that, if we are not very careful, it will be the back end of 2017 before anything happens. The noble Baroness, Lady Kramer, raised a particular family issue; and the noble Lord, Lord Wright, who is not in his place, raised one last year, if not the year before, relating to one son in Singapore and another in the USA. This is not a matter that we can just put into the long grass. I know that my noble friend is not doing that, but it is getting very near the outfield. I suggest that he should come back to the House and tell us exactly when the consultation will start and when we will get some substantive recommendations out of it.
I can reassure my noble friend, because the date that the regulations have to be brought in is June 2017, so the consultation will take place in the second half of this year. It will be implemented before June 2017. I think that that is pretty clear and there is no question of it being put into the long grass. I have subsequently learned that the consultation will be 12 weeks and it will be after July—so I hope that my noble friend will be reassured by that.
My noble friend Lord Flight basically implied that any enhanced due diligence for all Peers, MPs and MEPs would be ridiculous. The directive and the Financial Action Task Force do not agree. They think that anyone who is an MP should have some form of enhanced due diligence. Of course, there is a huge range that can take place within enhanced due diligence. The point of the amendment and the regulations will be to make sure that there is a true difference. A Back-Bench Peer who may not have the position to influence corrupt acts—although every Peer and MP has access to people, so they are not exactly like every citizen—will have some form of enhanced due diligence, but it should be proportionate. The way that this will be done will ensure that.
The banks are in absolutely no doubt about the Government’s view on this. The Chancellor has personally written to the heads of the large banks, and the Economic Secretary to the Treasury has written to colleagues. Every bank now has a contact person with whom Peers, MPs and MEPs can get in touch if they feel that the enhanced due diligence is too great.
(8 years, 11 months ago)
Lords ChamberMy Lords, I shall speak to the new clause which stands in my name as Amendment 15. In doing so, I reflect the privilege of working with the mutual movement for 30 years. In creating this amendment, it was very clear that the Bill as it stood left some gaps of the one-size-fits-all kind. I gave some examples on Second Reading and further examples in Committee. Indeed, I can record this evening in your Lordships’ House that there is one new mutual insurer now trading, for the first time in 20 years. It is a new military mutual, serving our Armed Forces. I cannot think of a better new mutual to stand on the market than one which serves our Armed Forces.
I pay tribute to the Front Bench and in particular to the Minister. I understood that the examples I gave of misunderstandings, or of being left out or not fully understood, have been looked at by Her Majesty’s Treasury. I think that they were found to be quite genuine cases. I recognise that Her Majesty’s Government reserved the right, from the start, to look at the wording of the original new clause that I had tabled. I always had an open mind that those words might have to be amended, if necessary. They have been and are now before us.
There is still a problem in the world outside in understanding this. Half the population is being served by mutuals, yet very few people in authority really understand the driving force behind the mutual movement and why it is growing today. There is a need for all of us in society, particularly the regulators, to have a better understanding. I question whether the new regulator has anybody senior who has ever worked in a mutual. If not, then I hope there will be some appointments made hurriedly.
As far as the mutual movement is concerned—the building societies, the mutual insurers, the friendly societies and credit unions, and of course the Co-Op—tonight will be a special night if this new clause is accepted. It will recognise that their future needs will have to be considered and be better understood, so I say a huge thank you on their behalf to your Lordships’ House if this new clause is accepted.
My Lords, I am grateful to both the noble Baroness, Lady Kramer, and my noble friend Lord Naseby for raising this important issue. I will take each of their amendments in turn.
The amendment in the name of the noble Baroness, Lady Kramer, would add diversity of provision, including diversity of ownership, geography, community and size, to the list of factors to which the Financial Conduct Authority may have regard as part of its competition objective. The Government agree that access to suitable and affordable banking services is important for communities across the UK. The Government want to see greater competition in our banking sector, with more banks challenging the large incumbents. If communities or entrepreneurs want to set up a bank, either to serve their local community or to compete nationally, and can do so responsibly, Government and regulators should not be an obstacle to this.
This is exactly why the FCA is already required to promote effective competition in the interests of consumers of regulated financial services. We would expect its consideration of competition already to involve not just the number of competitors but the diversity of approach, including geographical location and community. In advancing its competition objective, the FCA may take account of various factors including barriers to entry for new providers of financial services, the needs of different consumers and the differences of businesses.
(9 years, 4 months ago)
Lords ChamberMy Lords, there have been equal numbers on both sides so if we are very quick, we can have the Conservative and then the Cross Benches.
Is my noble friend aware that I was an embedded RAF officer responsible to the Canadian Government in the 1950s and that there is nothing unusual about that? Will he please clarify the point about airspace raised by the noble Lord, Lord West? Is he saying that there is an air exclusion zone across the 30% of the ground area of Syria that is controlled by ISIL? Is he further saying that the surveillance drones are surveilling only that 30%?