Question to the HM Treasury:

To ask His Majesty's Government why grandparents cannot manage the online investment of existing junior independent savings accounts, and whether they plan to review this.

Answered by Lord Livermore - Financial Secretary (HM Treasury)

To ensure that the Junior Individual Savings Accounts (JISA) regime remains simple and sustainable, HMRC restrict who can open and manage an account to prevent more than one JISA of each type (cash or stocks and shares) being opened in error. It also ensures that there is a single point of contact for the giving of instructions. Given the nature of the role, the ISA rules require this to be someone with parental responsibility for the child. A grandparent who does not have parental responsibility is therefore unable to open or manage a Junior ISA on behalf of their grandchild but can add funds to the account, up to the value of £9,000 a year.

The Government continues to keep all aspects of savings policy under review.

Question to the HM Treasury:

To ask His Majesty's Government what progress has been made in addressing alleged hidden commission payments in the vehicle trade.

Answered by Lord Livermore - Financial Secretary (HM Treasury)

This is a complicated issue and the government is working closely with the Financial Conduct Authority and Prudential Regulation Authority. The government is pleased that the Supreme Court will hear an appeal from 1-3 April and hopes that its judgment will provide clarity for firms and consumers

Question to the Home Office:

To ask His Majesty's Government when they last made an assessment of the success or otherwise of the role and cost to the Exchequer of the Police and Crime Commissioners in England and Wales.

Answered by Lord Hanson of Flint - Minister of State (Home Office)

As the directly elected representative for policing in their area, Police and Crime Commissioners (PCCs) have an important local role acting as the voice of the public and victims in policing, holding Chief Constables to account and leading local partnerships to prevent crime and anti-social behaviour.

In her Written Ministerial Statement of 19 November 2024 (HCWS232), the Home Secretary announced her intention to present a White Paper to Parliament this year on reforms to deliver more effective and efficient policing, to rebuild public confidence and to deliver the Government's Safer Streets mission.