State Pension Age: Women

Sandy Martin Excerpts

Thursday 31st January 2019 Commons Chamber

[Tonia Antoniazzi]

My hon. Friend makes a good and compelling point that I shall talk about in a moment. The UN special rapporteur on poverty said that the 1950s women were just “ill-prepared” to adjust. That is the injustice.

When I think about funding a compensation scheme, I think about the money paid into national insurance. Just as an indicator for the House, the national insurance fund accounts show an increase of nearly £2.3 billion in 2017-18, taking the fund to a total of £24 billion paid into the national investment account.

[Sandy Martin (Ipswich) (Lab)]

Does my hon. Friend agree with the former Chancellor of the Exchequer, who said of another group who lost their expected pensions to which they were entitled—the Equitable Life victims—that we should act because

“it is the right thing to do”?—[Official Report, 20 March 2013; Vol. 500, c. 941.]

Is not that at least as true of the WASPI women?

[Tonia Antoniazzi]

I thank my hon. Friend for that intervention, because that is exactly the point. This is so wrong and we have to make sure that we do something about it. It is just unexplainable that we have women experiencing such hardship. What explanation can the Government give for not restoring to these women what is rightfully theirs, having paid their stamp, and for creating a huge problem for many by forcing them into poverty? What could the Government do to fund or reimburse these women? The Government evidently have access to their money and could do something.

I remember listening to the Minister in a Westminster Hall debate proposing a way forward for women who found themselves in dire straits without a job. He suggested that women take up an apprenticeship and retrain, find new skills and get a job. If only it was that easy! The challenges of finding employment are not made any easier by the fact that being an older person has its own challenges.

Recognition of Fibromyalgia as a Disability

Sandy Martin Excerpts

Tuesday 15th January 2019 Westminster Hall

[David Linden (Glasgow East) (SNP)]

In three minutes, I cannot possibly do justice to the many emails I received from constituents; suffice it to say that I thank Lorraine Deacons, Ellie Woodburn, Caroline McGarvey, Geraldine Kennedy and Marie Christie, who all live in Glasgow East and are affected by fibromyalgia. I deeply regret that such a pathetic time limit means that I cannot read out their testimony—I am actually quite upset about that.

I will touch on a number of issues that were raised by charities. On training and education, there is clearly inconsistency among GPs and they need to come into alignment. We cannot have what seems to be a postcode lottery for some of our constituents. If they have a sympathetic GP, that makes all the difference.

[Sandy Martin (Ipswich) (Lab)]

Will the hon. Gentleman give way?

[David Linden]

No I will not, because of the time limit.

Work capability assessments are also a major issue. I understand that one charity worked up guidance with Maximus. I would be grateful if the Minister clarified whether that guidance has been cascaded through the Department for Work and Pensions for decision makers.

The issue of reasonable adjustments has been well covered, but there is a role for the Department for Business, Energy and Industrial Strategy to play. I hope the Minister can have conversations with her colleagues about that.

On alternative medicines, we all accept that patients know their bodies best, so it is important that we respect their wishes. That is a message to health practitioners.

Finally—because I want to show courtesy to the hon. Member for Strangford (Jim Shannon)—a major concern that was raised with me was that social media platforms are hosting groups where misinformation is being perpetuated and where people are talking about suicide. Social media platforms have a real responsibility to get a grip on that.

As I say, I am conscious that many hon. Members want to speak in the debate and had the courtesy to put their names down. On that basis, I will stop talking and allow other hon. Members, who were here at the beginning of the debate, to contribute.

--- Later in debate ---

[Sarah Newton]

The hon. Gentleman makes a very important point, but I understand that to help GPs the Royal College of General Practitioners and Arthritis Research UK have developed an e-learning course on musculoskeletal care, which includes fibromyalgia and is free to all healthcare professionals. It aims to improve core skills in diagnosing and managing any musculoskeletal condition. A medical guide on diagnosis and treatment has also been developed by the Fibromyalgia Association UK, and a mandatory core component of all GPs’ training is an applied knowledge test. This AKT is a summative assessment of the knowledge base that underpins independent general practice in the UK, within the context of the NHS. The content guide for the Royal College of General Practitioners, which serves to prepare trainees for the test, includes specific reference to a required knowledge of fibromyalgia. Clearly, therefore, there is now a consistent attempt to ensure that GPs going through training and coming into general practice have a much better understanding of how to diagnose and treat fibromyalgia than we have seen hitherto.

[Sandy Martin]

Fibromyalgia affects one in 20 women, so it seems bizarre that so many GPs still do not know about it. Training for incoming GPs is clearly effective, and needs to be so, but an awful lot of GPs still possibly need retraining. Fibromyalgia is not the only such condition. An awful lot of GPs have never heard of endometriosis, for instance, which affects one in 10 women. Ought we not to have a system in which GPs are regularly trained in these additional diseases and conditions that affect so many?

[Sarah Newton]

The hon. Gentleman is right. There are so many conditions that we are beginning to understand, as more research and information comes forward, and continuous education for GPs is vital. I understand from the Department of Health and Social Care that such education is ongoing and that there is free learning material for GPs on fibromyalgia.

State Pension: Women born in the 1950s

Sandy Martin Excerpts

Thursday 22nd November 2018 Westminster Hall

[Alex Burghart (Brentwood and Ongar) (Con)]

It is a pleasure to serve under your chairmanship, Mr Bone. I do not wish to make lengthy remarks. This is a very important debate, and I congratulate the hon. Member for North Ayrshire and Arran (Patricia Gibson) on securing it. Brentwood and Ongar is the most beautiful constituency in the world, but North Ayrshire and Arran has a chance of being called the second best.

This issue has affected a number of women in my constituency since I was elected last year. I very much understand what they have been through, but I would like to set out my thinking on the subject in the context of how we have arrived where we have.

In 1995, the then Government decided to equalise the state pension age for men and women to address long-standing inequality. That change was part of a wider social trend towards gender equality, but was also a decision that arose partly from European law and equality law cases relating to occupational pension provision. The last Labour Government, between 1997 and 2010, continued the policy and additionally determined that a state pension age of 65 could not be sustained for very much longer. That was the thinking that led to the Pensions Act 2007, which raised the state pension age to 66, 67 and then 68.

Under the stewardship of the former Member for Thornbury and Yate, an excellent Pensions Minister, the coalition Government introduced additional reforms in the Pensions Act 2011, which brought in a number of highly important reforms—not least auto-enrolment, which has benefited many people across all of our constituencies—and sought to address a growing imbalance. As my right hon. Friend the Member for Chingford and Woodford Green (Mr Duncan Smith), who was then Secretary of State, said at the time:

“Back in 1926, when the state pension age was first set, there were nine people of working age for every pensioner. The ratio is now 3:1 and is set to fall closer to 2:1 by the latter half of the 21st century. Some of these changes can be put down to the retirement of the baby boomers, but it is also driven by consistent increases in life expectancy. The facts are stark: life expectancy at 65 has increased by more than 10 years since the 1920s, when the state pension age was first set. The first five of those years were added between 1920 and 1990. What is really interesting is that the next five were added in just 20 years, from 1990 to 2010.”—[Official Report, 20 June 2011; Vol. 530, c. 45.]

[Sandy Martin (Ipswich) (Lab)]

My predecessor as MP for Ipswich is reported to have characterised the demands of the WASPI women as “intergenerational theft”. Will the hon. Gentleman dissociate himself from that comment?

[Alex Burghart]

I feel that the hon. Gentleman has achieved his purpose by putting such a claim on record. I am not aware of his predecessor having made such remarks and I am not aware of the context, so he will forgive me if I do not comment on them, although I am sure that he did not really make that intervention to get my response.

--- Later in debate ---

[Jim Shannon (Strangford) (DUP)]

I congratulate the hon. Member for North Ayrshire and Arran (Patricia Gibson) on securing this debate. She has been a stalwart in speaking out for the WASPI women. I was very happy to be a co-signatory to her request to the Backbench Business Committee for this debate, and I am happy to add my support.

I know that I speak for so many others when I say that my constituents in Strangford were gutted to find that no change has been made to the nefarious decision to deny women their hard-earned pension. An email I received said that there was a sense of

“despair amongst our WASPI women with increasingly negative effects on mental and physical health and catastrophic financial situations.”

I cannot underline enough those women’s mental and physical health and their catastrophic financial situations. The people I have spoken to are greatly affected by those three things.

It is little wonder that those women feel like that when it appears that the political route has led nowhere. The Bill supported by the all-party group on state pension inequality for women has been kicked into the long grass. For that reason, the WASPI women have, alongside their political campaign, been progressing on the legal front. They believe that proving that the DWP failed in its duty and committed maladministration is the most cost-effective and quickest way for the 3.8 million women affected by the changes to the state pension age in the Pensions Acts of 1995, 2007 and 2011 to achieve justice and recompense.

I am aware that the Parliamentary and Health Service Ombudsman has begun his preliminary inquiry. He is starting with the 1995 Act and is looking at whether the DWP failed in its duty to inform women of the significant change to state pension age, which had been 60 for women since 1948. If he finds that the DWP failed in its duty and committed maladministration, he should make recommendations about what the Government should do to make amends. That would be an important way of addressing these issues. Those recommendations should perhaps include recompense for the losses suffered by all women adversely affected by the changes.

It is time that we did the right thing for those women. In my constituency alone, 5,800 women have been adversely affected. I am not saying that every one of them has come and spoken to me, but a great proportion have. They worked their fingers raw and had their end goal in sight, but the certainty of a pension was removed from them with very little notice. They did not have the ability to change the course of their financial future. They were told the facts of the case and were left to deal with it. The women who have spoken to me include not only civil servants who planned their financial future and are now cast into uncertainty, in doubt about how their well-deserved retirement will pan out, but women who have literally scrubbed on their hands and knees. They are saying, “Jim, I don’t know how I can physically do this anymore.”

[Sandy Martin]

The point is not just that those people worked hard all their lives and then suddenly found that their pension age had been increased, but that they were not given the time to plan their lives in advance. In many cases, they finished work and found that they would not get their pension for years afterwards.

[Jim Shannon]

The hon. Gentleman is absolutely right. They thought they had planned for their pension age, but suddenly found that it was grasped away from them at the last moment. The impact on women throughout Northern Ireland is incredible. I have said this before, and I will keep on saying it: we need to do the right thing. The hon. Member for North Ayrshire and Arran said that we must do the right thing. I am here to do the right thing and make sure it happens.

This equalisation was initially brought about in 1995, when an EU directive prompted the Government to equalise retirement age for men and women—then 65 and 60 respectively. The Government chose to level it at 65, and it was decided to increase women’s SPA in stages between 2010 and 2020. Women born in 1950-51 would retire at 61, those born in 1952-53 would retire at 62 and so on until 65 was reached for all post-1955 women in 2020.

I am unsure how we got to the stage at which we are asking women to work into their 70s and beyond. People are working longer, but they will not live longer if we make them work longer. I believe that enough is enough. I am not alone in that view. I read an article—the hon. Member for North Ayrshire and Arran referred to it—that said:

“A United Nations independent expert has affirmed the stance taken by campaign groups including the Women Against State Pension Inequality…that certain women have been affected disproportionately by recent pension age changes.”

We cannot ignore the United Nations—we often refer to it.

“Philip Alston’s report Statement on Visit to the United Kingdom on extreme poverty and human rights, out on Friday (16 November), showed the number of pensioners living in poverty in the UK had risen by 300,000 to 16 per cent in the four years to 2016/17. This was despite measures such as the triple lock guarantee. But he found a group of women born in the 1950s had been particularly impacted a ‘poorly phased in’ change in the state pension age.

Mr Alston said: ‘As was made clear to me in a number of submissions and through powerful personal testimony, a group of women born in the 1950s have been particularly impacted by an abrupt and poorly phased in change in the state pension age from 60 to 66.

The impact of the changes to pensionable age is such as to severely penalise those who happen to be on the cusp of retirement and who had well-founded expectations of entering the next phase of their lives”—

as the hon. Member for Ipswich (Sandy Martin) said—

“rather than being plunged back into a workforce for which many of them were ill-prepared and to which they could not reasonably have been expected to adjust with no notice.’”

Pension Equality for Women

Sandy Martin Excerpts

Thursday 14th December 2017 Commons Chamber

[Peter Aldous (Waveney) (Con)]

Owing to my cold, I will not be able to speak quite as passionately and as loudly as the hon. Member for Swansea East (Carolyn Harris). I congratulate the hon. Member for Easington (Grahame Morris) on securing this debate. He has played an important role in continuing to highlight the very difficult situation in which many women born on or after 6 April 1950 find themselves as a result of the changes to the state pension age in the 1995 and 2011 Acts. This unfairness needs to be addressed and we need to get on with finding a solution.

I fully support the case for equalising the retirement age and the need to raise the pension age. The latter is required on the grounds of increased life expectancy and financial sustainability. However, such changes have a profound impact on people and the lives they live. Such changes need to be properly researched, to be subject to full consultation and then to be introduced in a fully transparent way. Those steps have not been taken in this instance. Even though the Pensions Act providing for the pension age for women to increase from 60 to 65 was enacted in 1995, government waited 14 years, until April 2009, before it began writing individually to the women affected. That lack of notification meant they had no time to make alternative arrangements for their retirement.

At the time of the 2011 Act, it was clear that there was a problem, and women were raising their concerns with me. As a result, the Government did make changes to limit the impact on those most affected. With hindsight, it is clear that the full scale of the problem was not recognised and that legislation should have been preceded by a full impact assessment.

The WASPI briefing for this debate highlights the unique barriers many women born in the 1950s face in mitigating this sudden change in their circumstances: many have no other source of income, and until the 1990s many women were not allowed to join company pension schemes; many women face difficulties in returning to the workforce and may be suffering from long-term health problems; many, on the expectation of an earlier retirement, have taken on caring responsibilities; and for some, divorce settlements were calculated on the assumption that the state pension was going to be received earlier. Baroness Altmann, in her February 2016 article, provides a compelling case as to why this matter needs to be revisited.

The message from the Waveney constituency and from Suffolk is that this situation must be addressed. When many of us presented petitions in this Chamber last autumn, I was in second place, behind the hon. Member for Kingston upon Hull North (Diana Johnson), in terms of the number of people who had signed up —2,249 Waveney constituents had done so. Last year, Conservative-run Waveney District Council unanimously endorsed this petition, and last week Conservative-run Suffolk County Council unanimously backed the campaign for equality of pension provision for women. In Suffolk, there has been a tradition of women going out to work, whether in factories, agriculture, fishing, food processing or clerical posts. This was often part-time work, often on low salaries. These changes are disproportionately affecting a lot of them and their families.

[Sandy Martin (Ipswich) (Lab)]

I hope the hon. Gentleman and you, Madam Deputy Speaker, will forgive me for intervening. I just wanted to say that the hon. Gentleman has my full support, and that the reason I am not speaking in this debate is simply that so many other people are down to speak. The whole of Suffolk is behind him on this one.

[Peter Aldous]

I am grateful for that endorsement from Suffolk.

I acknowledge the challenges the Government face in finding a way forward that is affordable and that complies with equalities legislation. However, it is clear that a particular group of people have been unfairly penalised. I thus support the motion, and I urge the Government to find a way forward that is fair, fully considered and affordable.