Child Trust Funds

Philip Hollobone Excerpts
Tuesday 19th March 2024

(9 months ago)

Westminster Hall
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Jeremy Quin Portrait Sir Jeremy Quin
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I am grateful to the hon. Gentleman for his intervention. I will touch on the circumstances in Northern Ireland, but the fundamental point that unites many people in the Chamber is the desire to get easy access for parents to ensure they do not go through a court process, incurring fees, going through bureaucracy and requiring the support of GPs and social workers, to access what in many cases is an average of about £2,000. It is just too much bureaucracy and work when it is rightfully the asset of their child.

I know many people in the Chamber, not just the hon. Gentleman, take a close interest in the matter and have far more personal experience than me, as parents of children with disabilities. They know that parents of children with disabilities have so much to do. Often that involves struggling to get what is rightfully theirs from Government. That is one area in which Mr Turner felt that progress could be made. The good news is he found a groundswell of support from parents and charities. I would like to thank in particular Contact for its support and Renaissance Legal for its tireless campaigning. There is support from child trust fund providers and, indeed, from the Minister, and yet four years on, we are still nowhere near where we need to be.

I would like to set out the scale of the problem. I will set out what I recognise the Government have attempted to do to mitigate the problem and, lastly, what I believe they should do to go further and largely to resolve it for most families with disabled children. Let us be clear: it is not a new issue. It is very apparent and has been well rehearsed—not only as a result of my constituent’s brilliant campaigning. The Public Accounts Committee looked into the issue last year as part of its analysis of child trust funds. The PAC highlighted a wider problem with CTFs as a whole, but it drew particular attention to access for young people lacking the mental capacity to manage their own savings.

In these circumstances, a family or carer must gain legal authority to access funds that belong to the young person involved. To do so requires an application for a deputyship order to the Court of Protection in England and Wales. For England and Wales, the Ministry of Justice estimates that between 63,000 and 126,000 young people may not have the mental capacity to access and manage their matured CTF when they reach 18. All CTFs will mature between 2020 and 2029. Tens of thousands of young people will therefore be subjected to a prohibitively lengthy, costly and complex process simply to access what is rightfully theirs.

In relation to stand-alone CTF applications, there were just 70 court applications between September 2020 and May 2023, compared with about 27,000 accounts maturing over the same period. The Department, in its Treasury minute responding to the PAC, broadened the scope of applications to include not just stand-alone CTF applications but other assets. However, even on that basis, the number of applications for 16 to 21-year-olds between September 2022 and March 2023 was still only 312. Whichever statistic one chooses to cite, thousands of people are missing out on what is rightfully theirs, because we are not informing them of their rights, and if we do, the process is too complex and too costly for all but a few.

I know that the Minister is a decent man. He put aside time to meet Mr Turner and me on this issue, and I know that he has instructed the Department to engage. I know that he is keen to make it simpler for families and he has ensured that changes have been made. I acknowledge that the MOJ last year moved some of the application online, waiving the fees and creating a toolkit for parents. That is to be welcomed, and I believe it was introduced with excellent intent. However, the process still involves completing 12 forms, including the duplication of a number of forms, and 93 pages. This includes requiring time-pressured GPs or social workers to complete a 21-page mental capacity assessment, which not all are prepared to do. With all the pressures on the families of disabled young people and the associated cost of becoming a deputy, is it surprising that they do not prioritise accessing what are, on average, funds of about £2,000? However, that is £2,000 that could and should be used to the benefit of the disabled child.

I know that the Minister and his team wish to help further, and there is a means to do so readily at hand, already in use and absolutely capable of being advertised and delivered on. It could help to deliver tens of millions of pounds—actuarial analysis suggests up to £73 million—into the hands of those who desperately need it. I thank the chief executives of two child trust funds, OneFamily and Foresters UK, for talking me through their proactive approach, which puts their customers first. Those two funds account for more than half of all CTFs. Very commendably, those providers recognise the problem and are applying a common-sense and pragmatic approach to its resolution. That is in effect using the Department for Work and Pensions appointee scheme—a tried and tested system to enable families to manage their child’s benefit income. It provides adequate protection and is the obvious solution to unlock the savings of disabled young people.

Let us be clear: this is no free-for-all. The providers require evidence that the parent or guardian is a DWP appointee; they require identity checks and confirmation of the child’s capacity. This process is available only in relation to funds under £5,000, and complex cases may still have to go through the courts. However, it has enabled the providers to meet the needs of hundreds of disabled children. There is a problem. Despite following a DWP process, and despite the knowledge that were a DWP appointee to be acting fraudulently there would be far more at stake than a modest child trust fund, this sensible route is frustratingly not officially sanctioned. The financial institutions are commendably going on risk to allow access to the funds. They know that there are far more affected families out there, but as responsible, regulated entities, they do not believe they can advertise their willingness to help in this pragmatic way, which combines existing safeguards with swift access.

Those two leading institutions and others with a similar proactive mindset assist 900 families a year—a significant multiple of the number aided through the court route—but thousands still need support. I therefore have three requests for the Minister that would help to resolve this issue. Will he engage with the DWP to extend the appointee scheme and officially include savings held in CTFs? Will he engage with the finance industry to formalise what is already a successful industry process, and in doing so enable it to advertise that route so that families can take advantage of a simple scheme? Lastly, will he help families to secure basic information about their CTF provider if the account has been lost?

Philip Hollobone Portrait Mr Philip Hollobone (Kettering) (Con)
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I commend my right hon. Friend for his superb speech. He has approached this debate in an extremely constructive fashion, with a common-sense, straightforward solution to the problem. We do not need to reinvent the wheel; we just need to apply common sense. Child trust funds are a wonderful advantage to many young people, but the most vulnerable are missing out. My right hon. Friend has outlined a way in which the Government can address the biggest part of this problem.

Jeremy Quin Portrait Sir Jeremy Quin
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I am most grateful to my hon. Friend, who brings me, brilliantly, to my conclusion. I agree with him. Movement on those three issues will prevent thousands of unnecessary court applications, and reduce bureaucracy and cost for the parents of disabled youngsters. Above all, it would put to work funds that could make a real difference to young people who could really do with a little extra help.

Oral Answers to Questions

Philip Hollobone Excerpts
Tuesday 9th January 2024

(11 months, 1 week ago)

Commons Chamber
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Alex Chalk Portrait Alex Chalk
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We have a human rights framework that we consider to be important. We are mindful of the points that the hon. Gentleman raises. We are satisfied that we can deliver on the priorities of the British people. It is a perfectly reasonable priority to want to ensure that we have warm hearts but an open front door, and we are satisfied that we can do so within our international legal obligations.

Philip Hollobone Portrait Mr Philip Hollobone (Kettering) (Con)
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It was revealed yesterday that, despite the best efforts of the Home Office, an Albanian-speaking migrant who has spent half his life in Serbia, and who has been jailed in this country for 18 months for cannabis farming after having entered the UK illegally, has been allowed to remain in Britain after he successfully claimed that he cannot be deported to Serbia because he no longer speaks Serbian. This is despite Albanian being a recognised minority language in Serbia, and despite him living in this country with his Serbian brother. Does this not demonstrate why we need urgent reform of the asylum system and human rights laws to allow the rapid and effective deportation of such dangerous criminals?

Alex Chalk Portrait Alex Chalk
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My hon. Friend is absolutely right that those who come to our country and betray this nation’s trust by acting illegally should not expect a warm welcome. That is why one of the things I am most proud of is signing a further prisoner transfer agreement with the Albanians to ensure that the British people, having suffered the initial crime, do not suffer the double punishment of having to pay £49,000 a year to house them in bed and breakfast accommodation in the United Kingdom. We will send them back, and that is exactly what we are doing.

Oral Answers to Questions

Philip Hollobone Excerpts
Tuesday 12th September 2023

(1 year, 3 months ago)

Commons Chamber
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Mike Freer Portrait The Parliamentary Under-Secretary of State for Justice (Mike Freer)
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Across the whole tribunal process, the team will constantly monitor who is performing and who is not, and will share best practice. If the hon. Lady would like to write to me with the details of a particular case, I can investigate the particular cause of delay.

Philip Hollobone Portrait Mr Philip Hollobone (Kettering) (Con)
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T7.   Parliament passed a law in 2015 that offenders convicted of a second or subsequent knife offence should go to prison, yet in the year to March, 16,000 such offenders—37% of the total—dodged a jail sentence altogether. That is the highest total since the law was introduced. Will Ministers ensure that the courts now hand down the sentences legislated for in this House eight years ago?

Edward Argar Portrait Edward Argar
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My hon. Friend is right to highlight the scourge of knife crime and the need for tough sentences. Although sentencing in an individual case is a matter for our independent judiciary, which is able to consider the specific circumstances of individual cases, in legislating on this issue Parliament was clear about its seriousness. That is reflected in average sentences for all types of knife crime, which are up from 6.5 months in 2010 to 8.1 months in 2020. In addition, 87% of those committing repeat offences were given a custodial sentence, including suspended sentences, which are a custodial sentence.

Oral Answers to Questions

Philip Hollobone Excerpts
Tuesday 27th June 2023

(1 year, 5 months ago)

Commons Chamber
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Mike Freer Portrait Mike Freer
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The tribunals are operationally independent, of course, but I would be more than happy to investigate the case that the hon. Gentleman mentions and see whether there are any issues causing the delay.

Philip Hollobone Portrait Mr Philip Hollobone (Kettering) (Con)
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14. If he will take steps to negotiate prisoner transfer arrangements similar to those agreed with Albania with other countries.

Alex Chalk Portrait The Lord Chancellor and Secretary of State for Justice (Alex Chalk)
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Our prisoner transfer agreement with Albania came into force in May 2022. To build on that, as I have mentioned before, we announced a new arrangement with the Albanian Government in May this year to speed up prisoner transfers to Albania of the most serious offenders. The Government will energetically pursue bilateral agreements with EU partners and wider-world partners wherever possible.

Philip Hollobone Portrait Mr Hollobone
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Will the Secretary of State confirm that out of a prison population of 85,000, about 10,000 prisoners—12%—are foreign national offenders? He said earlier that we have over 100 prisoner transfer agreements, but only a handful of them are compulsory, where we send prisoners back whether they want to go back or not. Can we have more compulsory prisoner transfer agreements with countries that have a large number of nationals in our jails?

Alex Chalk Portrait Alex Chalk
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I thank my hon. Friend for raising this issue consistently—he was raising it when I first came to the House in 2015, and he is absolutely right to do so. Yes, we will continue to work on the issue. At the risk of stating the obvious, those agreements have to be agreed to by the other nation, but I can assure him that those matters are getting very close focus and attention.

Oral Answers to Questions

Philip Hollobone Excerpts
Tuesday 16th May 2023

(1 year, 7 months ago)

Commons Chamber
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Alex Chalk Portrait Alex Chalk
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It is absolutely right that the judiciary, who I respect enormously, do justice on the facts before them. If they feel they can do justice and provide a remedy for the crime that has been committed against society through an unpaid work order, some sort of community disposal or a suspended sentence order, that is a matter for them. The volume of unpaid work orders has gone up, and we are very keen to ensure that the rehabilitation or the unpaid work takes place as close as possible to the community that has been offended against, so that if there has been criminal damage or shoplifting, individuals should pay back their debt to the very society that they betrayed. That is what we would invite courts, in the exercise of their independent discretion, to do.

Philip Hollobone Portrait Mr Philip Hollobone (Kettering) (Con)
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T6.   How many probate cases are awaiting a decision for seven weeks or more, and what is the Minister doing to speed up the decision-making process?

Mike Freer Portrait The Parliamentary Under-Secretary of State for Justice (Mike Freer)
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The number is roughly 9,135, which is about 15% of the backlog. The cases for which all the documentation has been received will take six to eight weeks to complete. We have recruited 100 additional members of staff to ensure that we can clear the more complex cases, as we realise that the issuing of probate is important.

Oral Answers to Questions

Philip Hollobone Excerpts
Tuesday 22nd November 2022

(2 years, 1 month ago)

Commons Chamber
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The Secretary of State was asked—
Philip Hollobone Portrait Mr Philip Hollobone (Kettering) (Con)
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1. What the average waiting time is for a social security benefits tribunal hearing in (a) Northamptonshire and (b) England.

Mike Freer Portrait The Parliamentary Under-Secretary of State for Justice (Mike Freer)
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Between April and June 2022, the average waiting time for benefits appeals in Northamptonshire was 46 weeks. In England it was 28 weeks. Waiting times can fluctuate due to a number of factors, including volumes of benefit decisions made locally, the complexity of the case, the availability of panel members and venue capacity.

Philip Hollobone Portrait Mr Hollobone
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When I asked the same question three years ago, the figures were 21 weeks for Northamptonshire and 33 weeks across England. While there has been improvement across the country as a whole, clearly things are going backwards quite severely in Northamptonshire. Does the Minister share my concern that this is clearly an unacceptable situation, and will he outline plans to tackle it?

Mike Freer Portrait Mike Freer
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My hon. Friend is spot on: it is not acceptable that his area is going backwards. I have commissioned officials to report in detail on the exact problems affecting his area, and I will report to him in the next four to six weeks.

Parental Responsibility for People Convicted of Serious Offences

Philip Hollobone Excerpts
Monday 7th November 2022

(2 years, 1 month ago)

Westminster Hall
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Westminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.

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This information is provided by Parallel Parliament and does not comprise part of the offical record

Philip Hollobone Portrait Mr Philip Hollobone (in the Chair)
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I have been advised that the petition debated today was started following the sad murder of Jade Ward last year. Sentencing in that case has now concluded. However, I remind Members that they must not refer to cases that are currently before the courts and should be cautious in referring to any cases where proceedings may be brought in the future.

Mark Tami Portrait Mark Tami (Alyn and Deeside) (Lab)
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I beg to move,

That this House has considered e-petition 614893, relating to suspension of parental responsibility for people convicted of serious offences.

Thank you, Mr Hollobone, for giving me the opportunity to take part in this important debate. The petition calls for the automatic suspension of parental responsibility for any parent found guilty of murdering the other during their period of imprisonment. I want to place on record my thanks to Jade Ward’s family and friends and, in particular, Edwin Duggan for their dedication and work in putting together this petition, which has received more than 130,000 signatures. That is a remarkable achievement.

At the heart of this debate is the life and memory of Jade Ward. Jade was an enormously loved mother, daughter and friend. She has been described as the sunshine in the lives of all who knew her. She was bubbly, kind and caring, and truly devoted to her four sons. The last days of Jade’s life were spent caring for her grandmother as she recovered from surgery, laughing with her friends in her garden and providing for her children. These final moments typify the life that Jade led and the kind person she was.

On 26 August 2021, Jade was brutally murdered by her estranged husband, Russell Marsh, in a premeditated attack. On 12 April 2022, Marsh was given a life sentence with a minimum of 25 years in prison. After Jade ended their relationship a week before her murder, Marsh had reportedly told friends that if he could not have Jade, no one could. Marsh was a controlling figure throughout their relationship, who would tell Jade who she could see and speak to, and what she could wear and do. When Jade stood up to him, she was killed as punishment.

Jade was just 27 and lived in Shotton. She had four children with Marsh, who were sleeping nearby as their mother’s life was taken away from her. Jade’s family were horrified to learn that, despite these utterly distressing circumstances, they face the prospect of continued contact with the man who murdered their daughter. Although Marsh will obviously not have custody over the children while he serves his time in prison, despite all his appalling actions, under law, he retains parental responsibility. Jade’s mother, Karen, said that she was “absolutely gobsmacked” to hear that her daughter’s killer could still have a say in the boys’ lives. If you walked down any street today, Mr Hollobone, and told people how the law works on this matter, I think they would be gobsmacked too.

What exactly does the law say about this matter? When a child does not have a parent to care for them, local authorities have a duty to safeguard the child and find an interim or permanent care arrangement. The child’s relatives can seek a court order to care for them, local authorities can initiate proceedings with a view to providing for the child’s upbringing and carers can achieve parental rights through a special guardianship order.

Importantly, where two parties have parental responsibility, one party cannot make decisions unilaterally; they must seek the other party’s agreement. Responsibility is automatically equal so, in law, neither party’s parental responsibility is considered more important than the other’s. That stretches to even the most extreme cases, in which one parent has been convicted of murdering the other.

I understand that Jade’s parents have been told that if they want to take their grandsons on holiday abroad, they need permission from the father. A convicted parent must also be consulted on issues such as where the children go to school and the medical treatment they receive. Effectively, Marsh has the right to veto decisions made by Jade’s parents and pursue a family court hearing.

We can only imagine how traumatic that must be for Jade’s parents. They have already suffered the terrible pain of losing their daughter in that way, yet the process as it stands compels them to interact with their daughter’s killer. It acts as a constant reminder of surely the darkest moment in their lives. As with Jade’s boys, the children are often in the care of the family of the deceased parent. The current process effectively grants the convicted parent the means to continue the control and coercion of the family in the way they did prior to the murder of the victim.

Police Grant Report

Philip Hollobone Excerpts
Wednesday 9th February 2022

(2 years, 10 months ago)

Commons Chamber
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Kit Malthouse Portrait Kit Malthouse
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No, I have to move on.

Police officers, whether new recruits or experienced hands with decades of service, perform a unique and vital role in our society. I must put on record how grateful I am—I know that all hon. Members are—to everyone in the policing family, including civilian staff and volunteers who work tirelessly day in, day out to keep our people safe from harm.

I return to recruitment. It is only right that the Government hold forces to account to ensure that they are delivering the outcomes that the public expect from this investment. The Government will therefore once again create a ringfenced grant to ensure that the success of the police uplift programme is maintained in the coming year. Forces will be allocated a share of the £135 million grant in line with their funding formula allocation. As in previous years, forces will be able to access the funding as they deliver progress on their recruitment targets.

As announced in the 2021 spending review, police and crime commissioners in England will have access to further flexibility around levels of police precept to make additional funding available for local matters for the next three years. The settlement allows PCCs in England to raise council tax contributions for local policing by up to £10 a year for a typical Band D household. If all police and crime commissioners decide to maximise that flexibility, the outcome will be a further £246 million of funding for local policing in the coming year. I must stress that—we have discussed this—council tax levels are a local decision, and I know that police and crime commissioners weigh carefully in the balance what their local people can afford and want to see from policing before they make that decision.

We are also enabling counter-terrorism policing to confront terrorism in all its forms. That is why, for the first time, funding for counter-terrorism policing will total over £1 billion. That significant funding will allow CT policing officers to continue their critical work, support ongoing investigations, and continue investment in the operations centre and in armed policing. In addition to the increase in Government grants and additional precept flexibility, I am delighted to announce that we are investing £1.4 billion to support national policing priorities that will benefit all police forces across England and Wales. That funding will help accelerate progress on key areas of Government focus including crime reduction and improvements to the service received by the public. Of that investment, £65 million will support policing capabilities specifically, including funding to drive improvements in local police performance; measuring responsiveness to 101 and 999 calls; and funding for a national crime laboratory to push the use of innovative data science techniques to prevent and reduce crime.

The Government recognise the need to maintain focus on cutting crime to make our communities safer. That is why we are also providing additional investment in regional organised crime units so that they are equipped with the capabilities they need to tackle serious and organised crime and to protect the most vulnerable citizens from abuse. We are committed to working with PCCs and other partners to tackle crime and make our streets safer. As announced at the 2021 spending review, we will provide investment in new projects to improve crime prevention as well as maintaining and enhancing existing programmes. Funding arrangements for specific crime reduction programmes will be confirmed in due course and will follow a matched funding principle.

Philip Hollobone Portrait Mr Philip Hollobone (Kettering) (Con)
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May I commend to the Minister the idea of sending a police officer to every scene of a burglary? In that respect, I commend Northamptonshire police’s Operation Crooked, which has slashed domestic break-ins across the county by 48% in two years, down from 5,500 burglaries in 2019 to 2,850 in the 12 months to December 2021. That is what the public want to see. It is demonstrably effective and a really good use of the funding that he is giving to the police.

Kit Malthouse Portrait Kit Malthouse
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My hon. Friend is an eagle-eyed participant in the House, and in the “Beating Crime Plan” that we published last July he will have seen a chapter entitled “Excellence in the basics”. In that chapter was exactly the proposal that he outlined from Northamptonshire: that we would purloin that idea and spread it to other forces. For the moment, Northamptonshire and Greater Manchester police will do exactly as he says and visit every burglary, because we believe that forensic and other opportunities eventually drive the numbers down. It is that basic fulfilment of people’s expectations that we want to see from this increased funding, and I congratulate his force on leading the way on that.

As I have set out, the Government continue to invest significantly in policing. It is therefore only right that we expect policing to demonstrate to the taxpayer that such funding is spent effectively and efficiently while ensuring the highest possible quality of service for the public. As announced at the spending review, the Government will expect to see over £100 million of cashable efficiency savings delivered from force budgets by 2024-25. For 2022-23, we expect to see £80 million of efficiency savings, which is reflected in the funding set out in that part of the settlement.

With greater investment in modern technology infrastructure and interoperable systems, we expect to see an increase in productivity and therefore the delivery of key outcomes. We will continue to work with and support the policing sector through the efficiency in policing board, with a renewed focus on the improvement of the measurement of productivity gains so that we can show how our investment delivers for the public beyond the rather dry management language in which it is described.

Right from the beginning this Government have made clear where we stand on law and order: on the side of the law-abiding majority and squarely behind the brave men and women who go to work every day to keep us all safe. This settlement demonstrates our unwavering commitment to ensuring that the police have the resources they need to drive down crime, protect the public and improve outcomes for victims. I commend the settlement to the House.

Prisons Strategy

Philip Hollobone Excerpts
Tuesday 7th December 2021

(3 years ago)

Commons Chamber
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Victoria Atkins Portrait Victoria Atkins
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Indeed they are. Of course, not only are those items ways for organised crime gangs to continue control within the prison walls, but people can use the mobile phones to communicate beyond the prison walls. That is incredibly destabilising not just for prison staff but, importantly, for those offenders who are living by the rules and trying their best and who want to be released as soon as possible. We have been working for some time now on our £100 million security package, which includes not only X-ray body scanners but enhanced gate-security measures to cover other ways in which prisoners can get items into prisons, and that is critical. That will be central to our work going forward.

Philip Hollobone Portrait Mr Philip Hollobone (Kettering) (Con)
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A sensible way to reduce prison overcrowding and free up spaces would be to ensure that foreign national offenders serve their time not in British prisons but in prisons in their own countries. How many foreign national offenders are there in our prisons? Will the Minister negotiate compulsory prisoner-transfer agreements to get these people back to their own nations?

Victoria Atkins Portrait Victoria Atkins
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We very much want to return foreign national offenders to their country of origin as quickly as possible. That is not always possible, depending on where in the world offenders claim to have come from or, indeed, whether we have been able to identify them as coming from a particular country. I continue to work with Home Office Ministers to ensure that the people who can be identified are returned to their countries of origin as soon as possible.

Ten-Year Drugs Strategy

Philip Hollobone Excerpts
Monday 6th December 2021

(3 years ago)

Commons Chamber
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Kit Malthouse Portrait Kit Malthouse
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I agree with both the hon. Lady and my hon. Friend the Member for Cities of London and Westminster (Nickie Aiken). Of the £300 million that we will be spending, £145 million will be on enhancing and turbocharging our effort against county lines.

Both hon. Members made a good point about the pernicious nature of the exploitation perpetrated by these drug dealers on young people. I hope that they will both be interested to know that police forces have brought successful prosecutions on the grounds of modern slavery. It would be good to see a prosecution on the basis of child grooming, not least because we think it would be an enormous deterrent to a drug dealer to know they would spend their time inside on the sex offenders’ wing.

Philip Hollobone Portrait Mr Philip Hollobone (Kettering) (Con)
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I warmly welcome the Government’s 10-year anti-drugs strategy. Will my right hon. Friend the Minister for Crime and Policing join me in congratulating Northamptonshire police, which has had considerable success in recent months and years in busting county lines drug gangs in and out of Kettering and the county, aided not least by automatic number plate recognition technology? Can we have more ANPR so that we can identify the vehicles that the drugs barons are driving around in?

Kit Malthouse Portrait Kit Malthouse
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I am grateful to my hon. Friend. I agree that Northamptonshire police’s bust a couple of weeks ago was remarkable. It was a huge one, intercepting drugs valued into the many millions of pounds. That will have had a massive impact on that particular business and, I guess, left it vulnerable to those who want to collect the debts.

My hon. Friend is right that the key to interfering with this business—it is critical—is gripping the transport network. As I hope he knows, we have funded a taskforce in the British Transport police, which every day is intercepting drugs and money, and young people exploited on the rail network. Our analysis of ANPR, making sure that we understand movements and therefore raise the likelihood of a drug interception on the road, improves every day. I hope he will see that in his constituency in the months to come.