Renters’ Rights Bill Debate
Full Debate: Read Full DebateLord Empey
Main Page: Lord Empey (Ulster Unionist Party - Life peer)Department Debates - View all Lord Empey's debates with the Ministry of Housing, Communities and Local Government
(2 days, 21 hours ago)
Lords ChamberMy Lords, my Amendments 178 and 191, along with Amendment 133 in the name of the noble Baroness, Lady Janke, highlight some of the challenges that disabled people face living in rented accommodation. Life is hard if you have to live with a disability, and it makes sense if where you live can help you have as much of an active life as possible. When we talk about disabled people, we are not just talking about wheelchair users; we are talking, for example, about people who might react badly to certain colours or intensity of lighting. Step-free access these days ought to be almost automatic, given our ageing population.
The sad reality is that Britain’s housing stock has not been designed with disabled people in mind, and the provision of adaptations for disabled housing is quite scarce. My Amendment 191 would give people reassurance that they can ask about and discuss disability adjustments when looking for somewhere to live, without being disadvantaged. Amendment 178 would take this further and give tenants a right to make minor adaptations for disabilities without needing consent from the landlord.
Taken together, these amendments would support people with disabilities to live healthier, happier lives by ensuring that they have specific rights to meet their needs. I hope that the Minister can take this issue away and look at it, as there are some simple ways forward that will have a huge beneficial impact on disabled people and their families.
My Lords, I think the objective of the noble Baroness’s amendment is commendable. I worry, however, that if a property is altered, it will be limited by the assessment made by occupational health, within the limitations of local authority budgets and what the cost is estimated to be. In some properties, particularly older ones, these alterations can be very substantial.
The question arises: what happens if the tenant leaves the property and it has to be reinstated? That would be a relatively simple operation for a straight stairway, but not all properties are like that. Installing a lift would be a major structural operation. I wonder whether the noble Baroness could assess what the implications would be when someone left a property and how it would be reinstated. Reinstatement can often be more costly than the installation.
With regard to undertaking minor amendments, it depends on what we mean by minor. If building control consent is not required and people alter a property, they can undermine the structure very simply. It is not difficult—a lot of older properties may not have the same structural integrity as more modern ones. If people can say that a change is only minor, what is the boundary and what are the limitations if we have no definition of what a minor alteration is? If someone starts interfering with the structure of a property without the requirement of building control consent, there will be difficulties ahead, as there can be implications for the adjacent property. If various adaptations are needed in a terraced house, it can affect properties on either side.
Who would pay for the removal of the adaptations in the first place? Although the noble Baroness has tabled a very well-meaning amendment, I fear that, if given an inch, people would take a mile because they would not want to bother with getting the various consents. People could undertake quite substantial and perhaps even risky amendments to property without consent. Again, the question arises: how do we reinstate them afterwards?
My Lords, I thank the noble Baronesses, Lady Janke and Lady Jones of Moulsecoomb, for their important amendments on disability adaptations. This is a crucial issue, and the Government have a duty to find the correct balance again between ensuring that disability adaptations are available to tenants and considering the significant impact that some provisions could have on our landlords.
Amendment 133, which proposes an obligation for landlords to grant permission for home adaptations following a local authority assessment under the Equality Act 2010, rightly highlights the importance of accessibility. However, we must also consider the practical and financial implications. Landlords, particularly those with smaller portfolios or those who operate on very tight margins, are already contending with a range of rising costs and regulatory pressures. Although the amendment’s intention is clear and commendable, the Government, we believe, must ensure that any new duty is accompanied by adequate support mechanisms so that landlords are not forced to absorb potentially substantial costs that could threaten the viability of their business or the quality of their housing stock.
Amendment 178 would allow tenants to undertake minor adaptations without seeking landlords’ consent. This is not merely a modest proposal—it raises some serious questions. Although “minor adaptation” may sound innocuous, this interpretation is highly subjective. One tenant’s minor change may in reality be a significant alteration that affects a property’s structure, aesthetics or marketability.
We must be clear that even small, cumulative changes can lead to a loss of value, future repair costs or regulatory complications for the landlord. Properties not designed or built to accommodate such modification may be especially vulnerable. This amendment risks creating confusion, undermining landlord confidence and ultimately reducing the availability of homes to rent, particularly in lower-cost segments of the market. Landlords must have clarity, and they must be protected from unintended consequences. As we heard from the noble Lord, Lord Empey, what happens when the tenant leaves, and who pays for reinstating the property?
Amendment 191, which seeks to prohibit discrimination against prospective tenants requiring adaptations, addresses an issue of genuine concern. We support the principle of tackling discrimination wherever it occurs; however, we must also recognise that landlords will reasonably assess the suitability of their properties and the cost implications of meeting specific needs. To avoid placing landlords in an impossible position, any new obligations must be underpinned by clear guidance and, where necessary, financial support.
I urge the Minister to bring forward some proposals before Report that genuinely balance the rights of disabled tenants with the realities that landlords face. If we are to ensure that homes are both accessible and available for disabled people, we must avoid shifting the full cost burden on to landlords, particularly without due process, oversight or compensation. The aim should be a system that is fair, proportionate and sustainable for all the parties involved.
I will provide in writing all that I have just outlined.
Amendment 178 seeks to allow private rented sector tenants to carry out disability adaptations to their homes without first obtaining consent from their landlord if the cost of these adaptations is below a threshold set in regulation. I agree that the Government should seek to address barriers preventing disabled tenants getting the home adaptations that they require. However, this amendment is not the right way to achieve it. The amendment defines which disability adaptations are classed as minor solely by reference to cost. This would not capture a range of other factors—referred to by the noble Lord, Lord Empey, and the noble Baroness, Lady Scott—that a responsible landlord would need to consider when deciding whether to permit alterations.
These factors could include interactions with building regulation requirements—a very important set of requirements on landlords—the need for consent from third parties and how easy it will be to return the property to its original condition. As many of these factors will be dependent on the features of each individual property, it would not be possible to define “minor adaptations” in a way that works effectively for all housing in a private rented sector as diverse as ours. Given the challenge in defining which adaptations are minor, it is likely that some disabled tenants would make genuine mistakes, for the best reasons, and carry out adaptations that were not in scope of the legislation. If successfully challenged by landlords in the courts, this could result in negative consequences, such as being ordered to pay damages to remove the adaptation. The risk of this happening could deter tenants from exercising such a right.
This amendment would also create a new right for tenants alongside the existing obligation on landlords under the Equality Act 2010 not to refuse consent for disability-related improvement. That could make the system more confusing and more difficult for tenants to navigate. Therefore, the amendment would not be an effective way of supporting disabled tenants and could even make things worse. The Government are already taking strong action on this through the existing measures in the Bill and the further commitments that I have set out.
Amendment 191 seeks to extend the rental discrimination measures in the Bill to persons requiring home adaptations. We recognise very much the important issue that this amendment raises and agree strongly that people with disabilities should not face discrimination when accessing the private rented sector; nor should they be unreasonably refused the adaptations that they require. We hope that the transformative reforms to the private rented sector delivered through the Bill will make a substantial difference to support disabled tenants. The abolition of Section 21 and the new PRS ombudsman address the two key barriers identified by the 2024 report of the former Levelling Up, Housing and Communities Committee: retaliatory eviction and access to redress.
Disabled people are, however, already afforded the full protection from discrimination by the Equality Act 2010. As part of this, landlords and agents are forbidden from victimising or discriminating against a person based on a disability in relation to the offer of a tenancy, the terms on which a tenancy is offered or their general treatment of that person. Expanding the Bill’s rental discrimination provisions in this manner would create an unnecessary dual system, increasing complexity and causing confusion, leading to an overlap of responsibilities between local authorities and the courts.
Can I just come back on the reinstatement issue? Perhaps there was something in that response in the other place that the Minister referred to which would have covered this. Everybody is at one in wishing to provide people with the best possible circumstances to enjoy their tenancies; if that requires adaptations, so be it. Statistically, it is very important. However, some of these adaptations can be very substantial. If you have a lift, you have to cut the floor out from ground floor to first floor to take the machinery out; structurally you have to leave the lift shaft. That is one example. Bathrooms and stairlifts are others. If you take them away, they leave huge holes. Does the Minister have a response to that? How will it be repaired so that a landlord can resell or relet the property?
I understand the noble Lord’s point about reinstatement. However, the property being adapted will usually extend the length of the tenancy, which is one of the initial objectives. This already happens where a tenant asks for a home adaptation to be carried out. That will usually mean that they will extend the length of their tenancy. If the tenant does decide to move out, the landlord can seek someone else who would benefit from that adaptation. I will come back to the noble Lord regarding his point about any necessary reinstatement costs. Normally, landlords will be able to find another tenant who would benefit from the adaptation that has been made to the property.