Private Sector Pensions

Jim Cunningham Excerpts
Monday 22nd January 2018

(6 years, 10 months ago)

Commons Chamber
Read Full debate Read Hansard Text Read Debate Ministerial Extracts

Urgent Questions are proposed each morning by backbench MPs, and up to two may be selected each day by the Speaker. Chosen Urgent Questions are announced 30 minutes before Parliament sits each day.

Each Urgent Question requires a Government Minister to give a response on the debate topic.

This information is provided by Parallel Parliament and does not comprise part of the offical record

Esther McVey Portrait Ms McVey
- Hansard - - - Excerpts

I will indeed do that. My hon. Friend knows a lot about such matters. We will take advice such as that and the 800 responses to the Green Paper into account when drawing up our solution.

Jim Cunningham Portrait Mr Jim Cunningham (Coventry South) (Lab)
- Hansard - -

Over the past 30 years, successive Governments have made promises from time to time about strengthening the rules around pension schemes, but nothing happens. The Carillion situation will have a major impact on the west midlands supply chain. When are we going to get tough on directors and get some tough legislation? The White Paper will not be worth the paper it is written on unless the Government do something positive.

Esther McVey Portrait Ms McVey
- Hansard - - - Excerpts

The hon. Gentleman is right that we are looking for ways to bring to account those who have not acted scrupulously. The regulator has taken measures, and they have proved successful. For example, BHS was prosecuted and we recouped £363 million. We have to adapt to situations as they arise and try to pre-empt other things, because none of the cases that have been mentioned today resulted from the same action. The hon. Gentleman is right that we have to ensure that unscrupulous businesspeople are brought to account, because we need good private business and good entrepreneurs.

Financial Guidance and Claims Bill [Lords]

Jim Cunningham Excerpts
Esther McVey Portrait Ms McVey
- Hansard - - - Excerpts

The hon. Gentleman raises a very good point. Different people glean information through different channels, so a website works for some and telephones work for others, and there will be a need for face-to-face advice. At the moment, that is being offered through the citizens advice bureaux. Therefore, he is right in saying that face-to-face advice is important, too.

Jim Cunningham Portrait Mr Jim Cunningham (Coventry South) (Lab)
- Hansard - -

One big problem with information for ordinary people is that it is complex. Will right hon. Lady give us an assurance that any information or advice that is being given is in simple language that people can understand? That is always the big difficulty with lots of forms—people just do not understand them.

Esther McVey Portrait Ms McVey
- Hansard - - - Excerpts

Again, a valid point—the advice has to be impartial, free and in a language that people understand. Sometimes people might not feel confident to say that they do not understand the terminology, because they think that there is a presumed knowledge that might not be there. I concur with what the hon. Gentleman says.

The new body will have a number of statutory objectives: to improve the ability of people to make informed financial decisions; to support the provision of information, money and pensions guidance and debt services in areas where it is specifically lacking; to ensure that information, guidance and debt advice is clear, cost-effective and not duplicated elsewhere; to ensure that information, guidance and debt advice is available to those most in need, particularly people in vulnerable circumstances; and to work closely with the devolved authorities.

Independent Living Fund

Jim Cunningham Excerpts
Tuesday 9th January 2018

(6 years, 10 months ago)

Westminster Hall
Read Full debate Read Hansard Text Read Debate Ministerial Extracts

Westminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.

Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.

This information is provided by Parallel Parliament and does not comprise part of the offical record

Ian C. Lucas Portrait Ian C. Lucas
- Hansard - - - Excerpts

That is absolutely the case. I will be pointing out that that is exactly what has happened in some cases.

Jim Cunningham Portrait Mr Jim Cunningham (Coventry South) (Lab)
- Hansard - -

I congratulate my hon. Friend on securing this debate, which is very timely in considering some of the hardships involved. The problem with devolving such funds to local authorities is, as the hon. Member for East Londonderry (Mr Campbell) mentioned, the background of a lack of resources. Local authorities are placed in the situation of having to prioritise things, and that could inflict further hardship on people who rely on the fund. I have heard about many such cases.

Ian C. Lucas Portrait Ian C. Lucas
- Hansard - - - Excerpts

Absolutely. It is about those difficult decisions that local authorities have to make to balance their budgets. If they are given a budget, the temptation is to do the best they can with their money but to trim, which can have a real and adverse impact on the individuals concerned.

My own efforts to get to the bottom of the financial position of disabled people who previously received money from the independent living fund have, I am afraid, met with little success to date. I tabled some parliamentary questions and the Department for Work and Pensions blandly said in response that there was no central record of the amounts received by individuals following the closure of the fund in England. If one was cynical, one could say that that was convenient but anyway, frankly, it is just not good enough.

My concern, to pick up on the point made by my hon. Friend the Member for Coventry South (Mr Cunningham), is that we are in an era of declining local government budgets and are dealing with some of the most vulnerable people in our society, who were previously in receipt of funding from the independent living fund that enabled them to live their lives in the community. In many cases, however, they now receive less money than they did previously.

--- Later in debate ---
Jim Shannon Portrait Jim Shannon (Strangford) (DUP)
- Hansard - - - Excerpts

I congratulate the hon. Member for Wrexham (Ian C. Lucas) on making such a cognisant speech and describing the issues very well. He mentioned Northern Ireland and, obviously, I will take the chance to refer to that. My hon. Friend the Member for East Londonderry (Mr Campbell) intervened to give some thoughts on what might come. We may be a wee bit disappointed not to have many people participating in the debate, because those who have an interest in the independent living fund will know the good it brings. Perhaps Members’ interests are on a much more taxing issue in the main Chamber.

The independent living fund is a national resource dedicated to and specifically tasked with delivering financial support for disabled people. Every one of us deals with all sorts of people in our constituency offices, and a large number of those are disabled. I have always been encouraged by the fact that the independent living fund enables people with clear disabilities to have some sort of a normal life, like we all have. Who in their right mind would not say that it is right to do that? Why should someone who is visually disabled, has behavioural problems or problems controlled by medication not have the opportunity for some independence? Just because people are disabled does not mean that they cannot look after themselves and that they should not be encouraged to do things. The fund enables those disabled people to live normal lives in the community, rather than live in residential care. There must be a great pride and enjoyment in independent living, with people being on their own and not needing residential care. Although the fund is not available in the way that it has been in England and Wales, we retain that in Northern Ireland—it is also retained in Scotland. We continue to support former independent living fund recipients.

Obviously, it is a pleasure to see the Minister in her place. We are here not to give her a hard time—that is not what it is about—but to suggest that, although it is a devolved matter, we recognise its good. Perhaps the Minister will respond to that in a positive way, and to the very salient points made by the hon. Member for Wrexham. Why should those who have disabilities not have recourse to an independent living fund? Why should they not be able to live a normal life? I believe they should, and I say to the Minister gently that it is discriminatory to do otherwise. The hon. Gentleman referred to that in his introduction, and I will focus on that in my contribution.

I refer the Minister to the inquiry carried out by the UN Committee on the Rights of Persons with Disabilities, which was conducted under article 6 of the optional protocol to the convention on the rights of persons with disabilities, to which the UK has been a signatory since 2007. I understand that a number of UK groups and organisations have contacted the committee with fears that Government reforms were having a negative impact on the basic but critical right of disabled people under articles 19, 27 and 28 of the convention. It is important that we do not ignore that. I am my party’s spokesperson on human rights, so it is an issue close to my heart, and I want to focus on it in the short time we have.

Articles 19, 27 and 28 of the convention are concerned with living independently, employment and social protection—all three are critical things that we have every day in this Chamber as able-bodied people, but that other people may not have in some parts of the United Kingdom of Great Britain and Northern Ireland. The Library briefing states:

“The Independent Living Fund in the State party has been closed to new claimants since 2010 and was definitively closed in June 2015. The funds transferred from the central administration to local authorities under the scheme of localization were not ring-fenced in England”—

the hon. Member for Wrexham referred to that in his speech—

“affecting the majority of former Fund users.”

Therefore, the ones who are most impacted are those who were recipients of it and now are not. The impact on them is greater than ever. The briefing states:

“The Committee finds that former Fund claimants have seen the support they received from local authorities substantially reduced, to the extent that their essential needs in areas such as daily personal care are not sufficiently covered.”

We encouraged them to be involved in the scheme and then we took away that scheme. We took away the independence that they once had. That concerns me. It continues:

“The Committee takes note of the decision made by the devolved administrations in Scotland and Northern Ireland for the maintenance of schemes equivalent to the former Independent Living Fund”.

The briefing also cites an article titled “Government’s failure to ring-fence ILF funding ‘is leading to postcode lottery’” across the United Kingdom of Great Britain and Northern Ireland.

Jim Cunningham Portrait Mr Jim Cunningham
- Hansard - -

One issue—I am sure the hon. Gentleman has come across this as well—is young people with mental illnesses, which very often imposes a burden on the families concerned.

Jim Shannon Portrait Jim Shannon
- Hansard - - - Excerpts

I have come across that issue—many of my constituents are affected. Often, for those people with mental problems, the medication and their families monitoring, assisting and supporting them is all part of it. They want to have that independence as much as they can within the restrictions of their lifestyle and medications, with the support of their families.

We cannot forget the press headlines of the last few years—I will quote some of them to have them on record. I am not a Welsh MP, and none of us here is a member of the Welsh Government, but one headline in relation to the Welsh independent living grant states that the Welsh Government have “sold disabled people down the river”. Another headline reads: “Disabled activist ‘is fighting for his life’ as he hands petition to Welsh government”. I know and understand that it is a devolved matter for which the Minister is not responsible, but these are indications of where we need to do things. Another headline, dated 13 July 2017, reads: “Disabled people call for return of UK-wide Independent Living Fund”, to which everyone should subscribe. The last of the recent headlines is: “Years of austerity have left personal assistance in ‘very fragile state’”.

Hon. Members have a duty, to which I think we all subscribe, to reach out to ordinary people who just happen to have a disability that restricts their ability to have a normal life, to protect them and to enable them at least to aim for a much better lifestyle. It is the duty of elected Members of the House from all parties to ensure that we offer support to those who, unfortunately, do not have the ability to look after themselves. Let us do that in a suitable way. I look to the Minister, with great respect, for a response that enables us all to do that. I know that we have it in Northern Ireland, but parts of the mainland do not. Let us get it all together.

--- Later in debate ---
Patricia Gibson Portrait Patricia Gibson
- Hansard - - - Excerpts

I very much agree. Local authorities across the United Kingdom face difficult choices, but many people, particularly in England, believe that they face unprecedented funding crises. In Scotland, we have tried hard to protect local funding as far as possible—it is not always possible—under budgetary constraints, but Welsh and particularly English local authorities have faced deep, biting cuts. Thankfully, we are working hard to avoid the worst excesses of those cuts in Scotland, but devolving something and not ring-fencing it when there are so many budgetary pressures creates a difficulty with regard to what is prioritised and what it is possible to do.

Jim Cunningham Portrait Mr Jim Cunningham
- Hansard - -

On the hon. Lady’s point about local authority budgets, to take the west midlands as an example, Birmingham, the largest local authority, has to make cuts of just under £1 billion. In Coventry, that figure is more than £100 million. That is the type of pressure there is on budgets. My view, frankly, is that central Government should never have devolved—

Anne Main Portrait Mrs Anne Main (in the Chair)
- Hansard - - - Excerpts

Order. The hon. Gentleman is making a speech rather than an intervention. I call Patricia Gibson.

Universal Credit: Private Rented Sector

Jim Cunningham Excerpts
Tuesday 9th January 2018

(6 years, 10 months ago)

Westminster Hall
Read Full debate Read Hansard Text Read Debate Ministerial Extracts

Westminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.

Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.

This information is provided by Parallel Parliament and does not comprise part of the offical record

Stephen Lloyd Portrait Stephen Lloyd
- Hansard - - - Excerpts

I appreciate the intervention. It is good to see the hon. Lady here, and I entirely agree with her. She gives a strong example, which any Member of Parliament, from any party and anywhere in the country, who supports people on universal credit and works with people in the private rented sector will know to be true.

At that time, there was a coalition Government and a Conservative Secretary of State. People can check the record: I said again and again, “This is going to be a car crash,” but that was ignored. We move on to 2015—I am giving a bit of context. The Government carried on rolling out universal credit, and we had numerous examples, such as that which the hon. Member for High Peak (Ruth George) has just given—others in the Chamber will have had experience of such things over the past two years—of the fact that without that default, fewer and fewer private landlords are letting to people on universal credit, and that those who are see tenants falling into arrears. Section 21 evictions are going through the roof. It is just utter madness. We now move to 2017.

Jim Cunningham Portrait Mr Jim Cunningham (Coventry South) (Lab)
- Hansard - -

I congratulate the hon. Gentleman on obtaining this timely debate. I am sure that he will agree that through a lack of social housing, more and more people are being forced into the private sector, but rents are going through the roof. I agree with him about private landlords. We have only to watch television documentaries on this issue to see what the situation is. We see two or three blocks of people being moved out because the private landlord can get more money as a result. It is also a public scandal that in London and other places, there will be four or five people sharing the same house because they cannot afford the rent singly. I am sure that the hon. Gentleman would agree that we should have stronger regulation in that respect.

Stephen Lloyd Portrait Stephen Lloyd
- Hansard - - - Excerpts

I thank the hon. Gentleman for the intervention. He raises an important point about the public sector, because housing associations and councils have also been badly affected. It is just that broadly speaking—again, everyone in this Chamber knows this, because we are experienced politicians—the public sector will be more patient and understanding as it waits for payments from universal credit. Usually, private landlords simply cannot wait, not because they are mean or what have you, but because their business model does not allow them not to be paid for month after month. As a result, there is a spike in section 21 evictions.

We now get to the Budget. Finally—although I would like to think that this was partly due to my lobbying I know that it will be thanks to many other people in this Chamber and outside—the Chancellor of the Exchequer took on board some of the fundamental criticisms that I have been making of universal credit, for years frankly, about default payments to landlords, and some changes were made. At last! It was five or six years since I had been arguing for that and advocating it, but better late than never. It will make a difference, and that I approve of. However, it is only the first part of the journey in relation to automatic default rental payments to landlords. It is the beginning, but it does not include people who are not already on automatic payments. As I understand it—the Minister may provide clarification—it also does not include all those people to whom universal credit has already been rolled out over the past few years. And it does not start until the spring. It is a step in the right direction and an acknowledgement from the Government that they made a mistake and they finally want to try to put it right, so I approve of it, but there is still much further to go.

Pension Equality for Women

Jim Cunningham Excerpts
Thursday 14th December 2017

(6 years, 11 months ago)

Commons Chamber
Read Full debate Read Hansard Text Read Debate Ministerial Extracts
Jim Cunningham Portrait Mr Jim Cunningham (Coventry South) (Lab)
- Hansard - -

Like many hon. Members, I have taken part in at least seven debates over the past two or three years, and still the Government have not actually done anything about the situation. Nor have they actually listened to what has been said. It is not my intention to rehash all the arguments that have been put over the past seven or eight debates, but we obviously have to congratulate the WASPI women on their tenacity over the past few years and on staying the course, to get justice for themselves. I congratulate the WASPI women from Coventry and the other women who have travelled down here today from all parts of the country, some of whom have had to do so at their own expense.

I want to emphasise just one or two points. The Government had a golden opportunity to do something in the Budget. They could have made some sort of gesture —a halfway house—towards achieving what the WASPI women want, but they totally ignored the situation, while telling the public that they want to listen to their concerns on a whole range of issues. In some ways, the Government have actually used austerity to justify not taking any action on help for WASPI women. If they can spend £50 billion or £60 billion on high-speed rail, I am sure that they could the find the money to cover the costs of helping these women.

The WASPI women were not given time to plan for their retirement. That is the tragedy here, and it is important to emphasise that point. Somebody suggested earlier that that was not the real point, but it is. That and finding resolution to the problem are the two main points. It was also suggested that Gordon Brown somehow had something to do with the situation. Well, we all know that that is not true, but we are where we are, so we should not dwell too much on that; suffice it to say that it was the John Major Government who introduced pension age equalisation, so Members should bear that in mind. We should also bear in mind that 53% of the WASPI women actually rely on their pensions to make ends meet. Many of them look after elderly parents. Some of them have children who suffer from disabilities. People tend to forget that many of the women have to look after grown-up children—probably in their 20s. There is an organisation in Coventry that supports such women, but it gets no help whatsoever.

Ged Killen Portrait Ged Killen (Rutherglen and Hamilton West) (Lab/Co-op)
- Hansard - - - Excerpts

I know that my constituent Anne Potter and all the Glasgow and Lanarkshire WASPI women are watching this debate at home. In addition to what my hon. Friend says about the WASPI women who are in work, does he agree that many of them had to fight for equal pay in work and have worked in highly physically demanding jobs? It is therefore offensive for the Government to suggest that they could simply take up apprenticeships to fill the gap.

Jim Cunningham Portrait Mr Cunningham
- Hansard - -

I will come on to that, because it was suggested in a debate two weeks ago that WASPI women could take up apprenticeships, which just makes me wonder whether the Government are taking this matter seriously.

Let us look at the general situation affecting women and broaden things out a bit. We should not lose sight of the fact that, under this Government, there have been cuts to Sure Start—and this from a Government who claim they want to support women! Let us also look at austerity and at the past couple of Budgets: women have contributed £14 billion through tax adjustments. Just think about that. I am not just talking about the WASPI women; that affects women in general. This Government say that they support women, but when they get the chance to put their money where their mouth is, they do not. Other hon. Members will have had similar cases, but I had a recent case in which a bank was deducting the state pension from people’s private pensions. Some Members may well have signed my early-day motion on that topic, which is something that we are going to pursue.

I know that many other Members want to get in, so I will finish by saying that the classic example of this Government’s meanness towards women can be seen in the cuts to funding for women’s refuges. As we all know, refuges are often a haven for women who have been abused, assaulted and, in some cases, raped, so the Government should start to think about whether they really support women.

Work Capability Assessments

Jim Cunningham Excerpts
Wednesday 13th December 2017

(6 years, 11 months ago)

Westminster Hall
Read Full debate Read Hansard Text Read Debate Ministerial Extracts

Westminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.

Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.

This information is provided by Parallel Parliament and does not comprise part of the offical record

David Linden Portrait David Linden (Glasgow East) (SNP)
- Hansard - - - Excerpts

I beg to move,

That this House has considered work capability assessments.

It is good to see you in the Chair, Ms McDonagh. I am really grateful for the opportunity to raise this issue in Parliament today, as flawed work capability assessments have been a major topic in my case load since my election in June this year.

May I start by thanking the many charities, organisations and individuals who have reached out to me in the run-up to this debate with an offer to share briefings and information about their experience of work capability assessments? It is only appropriate at this juncture to commend the hard-working staff in the House of Commons Library for the excellent briefing that they have supplied to all right hon. and hon. Members. I am immensely grateful to individual members of the public from across the UK who got in touch to share their own, often harrowing, experiences of undergoing assessment and the sheer distress caused to them. Time will not permit me to share every testimony, but I want to share some case studies with the House this afternoon, and I am sure that other hon. Members will wish to do the same.

From my short time as a constituency MP, it has become abundantly clear that the UK Government’s work capability assessment is not fit for purpose and requires a full, independent, root-and-branch review to ensure that it treats people with dignity and respect. As it stands, the system is failing the most vulnerable in our society and all too often plunges people into chaos and depression, and in some cases, I am afraid, to the brink of suicide.

I therefore very much welcome the decision of the Select Committee on Work and Pensions to carry out an inquiry into personal independence payment and employment and support allowance assessments. What I do not want to see, however, is a powerful report coming from the Select Committee, only for it to be ignored by the Government, as happened in late 2014 during the last inquiry. The evidence and testimony that the Committee has already received should be sounding the alarm bells at Caxton House, and that is before the Committee has even published its report.

I very much welcome the Minister to her new role. As she knows, I enjoyed a constructive working relationship with her predecessor, particularly on the campaign to end the baby benefit bar. The Minister is widely respected across the House and I have no doubt that she will be in listening mode today. I therefore hope that she will approach this sensitive topic with fresh eyes and the compassionate conservatism that we have heard so much about from the Government.

I will outline some of my major concerns about the work capability assessment process, including the number of claimants with serious health conditions or disabilities who are found fit for work or placed in the wrong ESA group because of deficiencies with the WCA descriptors or in the assessment process.

Jim Cunningham Portrait Mr Jim Cunningham (Coventry South) (Lab)
- Hansard - -

I think that there are two issues here. One is that private companies are not necessarily equipped to assess people. Secondly, the questionnaire form can give enough information that it does not necessitate an interview of the kind handled by private companies.

David Linden Portrait David Linden
- Hansard - - - Excerpts

I am grateful to the hon. Gentleman for that intervention, and I will come to that point in a moment.

I will talk about the difficulties faced by certain groups, in particular people with mental health conditions or learning disabilities, in navigating the WCA process; the lack of information about outcomes for individuals following fit for work determinations; and concerns about the risk of poverty and destitution as a result of incorrect decisions. I also want to touch on the relatively high success rate of appeals against ESA decisions, and the difficulties experienced by claimants seeking to challenge fit for work decisions, including the fact that ESA is not payable pending a mandatory reconsideration, meaning that the only option in the meantime is to claim jobseeker’s allowance, potentially exposing an individual to inappropriate conditionality.

Universal Credit Project Assessment Reviews

Jim Cunningham Excerpts
Tuesday 5th December 2017

(6 years, 11 months ago)

Commons Chamber
Read Full debate Read Hansard Text Read Debate Ministerial Extracts
Stephen Lloyd Portrait Stephen Lloyd
- Hansard - - - Excerpts

I appreciate the hon. Lady’s intervention because it gives me the opportunity to remind the House of the numerous times on the Select Committee that I pointed out to the then Secretary of State that if he did not change things around the auto-payment default to landlords and the six or seven-week delay, the policy would be a disaster. Explaining why I still went through the Lobby leads me to the Government’s most disastrous mistake on universal credit. In 2015, the then Chancellor gutted universal credit on the work allowance by £3 billion per annum. That shattered the making work pay principle. I see in the Budget that the Government are taking some lessons from our reminding them that the whole process was undermined.

Jim Cunningham Portrait Mr Jim Cunningham (Coventry South) (Lab)
- Hansard - -

The hon. Gentleman refers to the previous Chancellor. The problem we have with universal credit, as with other benefits, is that the Government have a target of cutting £12 billion from the benefits budget. That is why we have an imperfect system. They are trying to make the system work, but they are making a bad job of it.

Stephen Lloyd Portrait Stephen Lloyd
- Hansard - - - Excerpts

I appreciate the hon. Gentleman’s intervention and he is quite right. My theory is that the then Chancellor expected the Liberal Democrats to do a little better in 2015, because he knew that we would not have allowed that £12 billion cut. However, we were not there to stop the Conservatives being absolutely idiotic on universal credit, and, frankly, on penalising the poor. The £12 billion cut gutted universal credit, but they continued with its introduction. We would have stopped both.

Let me return to the Budget. Apparently, the Budget was “listening”. The Secretary of State for Work and Pensions made representations to the Chancellor, because even the Conservatives began to realise that the fault lines in universal credit were causing the most shattering problems for our constituents. A number of hon. Members from both sides of the House have spoken very eloquently about the really quite appalling experiences that people are going through.

My key issue is this. The one reason why I supported universal credit, through gritted teeth and despite making constant representations when I was a member of the Select Committee—I know the hon. Member for Oldham East and Saddleworth agreed with me about some of the clunky elements—was that the work allowance would make work pay. As I said, in 2015 the then Chancellor took out £3 billion a year. The current Chancellor obviously recognised that the work allowance had been slashed so much that it barely washed its face and certainly did not make work pay, so—I got this from the Local Government Association—the Budget allocated an extra £8 million to trial innovative approaches to help individuals on universal credit to earn more at work. That is a ridiculous amount—£8 million is 1%—when £3 billion was taken out every year for the next five years. I am looking at the Conservative party, which is allegedly the party of aspiration. Its Chancellor of the Exchequer put in £8 million. That is a recognition that universal credit is not working from the perspective of making work pay. It also shows the Conservative party’s utter bankruptcy with regard to really trying to put in place what could ultimately be a very good credit and benefit system. They are instead retaining its failings and not doing what is necessary to make a real difference. It really is very, very disappointing.

I have also heard from the Conservative party, “Obviously, we can’t really make the changes because technically it’s too difficult on the six weeks-five weeks.” Well, first they moved down a week, so that was a bit different from what they said a few weeks ago. The other point—there are no Democratic Unionist party Members here, but let me share this with other hon. Members—is that the DUP got an agreement a few years ago for universal credit to be paid every two weeks and for there to be a default to the landlord in private rental. Perhaps the DUP has a different computer. Does the Secretary of State know whether they have a completely different computer in Northern Ireland? Is it somehow a special DUP computer, or is it all based on the same system? My understanding is that it is based on the same system. If the DUP can ensure that payments are made every two weeks—this has been happening for years, even before they crept in to prop up this absurd Government—why is it impossible for us to have it in Britain, considering some of the absolutely desperate situations people have been suffering as a result of the long delays? Yes, there have been changes to advance payments, but my God we had to drag that out of the Government like we were pulling teeth.

Frankly, if the Government had actually listened over a year and a half ago, maybe even a few years ago when I was on the Work and Pensions Committee, we would not have gone through the elements of universal credit that resemble a moving car crash, and more importantly—this was put so eloquently by the hon. Member for South Cambridgeshire (Heidi Allen) and the right hon. Member for Birkenhead—some of our constituents would have avoided the searing pain, hurt and frustration that they are currently experiencing. That was all because the Government were ideologically determined not to listen on some of the elements of universal credit that we knew did not work and—back to this again—because of the appalling gutting of universal credit work allowances by £3 billion per annum.

I will say one other thing. This, combined with the benefits freeze, is affecting real people. The Child Poverty Action Group told me a few weeks ago that on average the 2 million single parents in this country will lose £2,380 per annum. That is too much money. We are all on good salaries in this place, but I would notice if two and a half grand was taken out of my salary—I really would. It is a scandal that a single parent on a low income is going to lose on average—some will lose more—£2,380. It is a scandal and cannot proceed. I urge the Secretary of State to go back to the Chancellor on the work allowances and the benefits freeze and, most of all, get universal credit right so that it can be the good benefit it was originally proposed to be, before you gutted it and cut it.

State Pension Age: Women

Jim Cunningham Excerpts
Wednesday 29th November 2017

(6 years, 11 months ago)

Commons Chamber
Read Full debate Read Hansard Text Read Debate Ministerial Extracts
Ian Blackford Portrait Ian Blackford
- Hansard - - - Excerpts

I will make progress before giving way again.

The Government have an opportunity today to do something about it. I remind the House that 250 Members of Parliament have presented petitions on behalf of WASPI women. That is 250 Members of Parliament who I expect to go through the Aye Lobby tonight. There is no point signing a petition unless they are prepared to go through the Lobby, otherwise they have duped the WASPI women. I trust that no Member would wish to do that.

Our motion is a simple one. It calls for mitigation. It is written in a way that allows all Members of Parliament to recognise the injustice that women born in the 1950s are facing, and it allows the Government to bring forward proposals. Let me state at the beginning of this debate that if parliamentary democracy means anything, the House must divide on this motion. The Government must either support mitigation, which we are calling on them to do, or they must have the guts to vote against it.

Now is the time for Members on both sides of the House to signal that we need to put mitigation in place. Let us stand up today for 1950s women, because I believe parliamentary arithmetic is on our side.

Jim Cunningham Portrait Mr Jim Cunningham (Coventry South) (Lab)
- Hansard - -

Will the right hon. Gentleman give way?

Ian Blackford Portrait Ian Blackford
- Hansard - - - Excerpts

I will give way one more time.

Jim Cunningham Portrait Mr Cunningham
- Hansard - -

I congratulate the right hon. Gentleman on securing this debate. He and I have been involved in a lot of debates. I think the Government can find this money. It is no good their trying to blame the Scottish Parliament. This is a UK issue, full stop. I assure him that I will be backing him in the Lobby today.

Ian Blackford Portrait Ian Blackford
- Hansard - - - Excerpts

I am grateful to the hon. Gentleman. I hoped he would be backing me, and he has been resolute on this issue over a long period of time. He is absolutely right; we can find money on the magic money tree for Northern Ireland and, as I said in the Budget debate only last week, we found £70 billion for quantitative easing last year. A £70 billion cheque was written for the Bank of England to put into the financial markets, so do not tell us that the Government cannot find the money. Of course, the answer to the question is that the money is there because the national insurance fund is sitting on a surplus.

State Pension Age

Jim Cunningham Excerpts
Tuesday 21st November 2017

(7 years ago)

Westminster Hall
Read Full debate Read Hansard Text Read Debate Ministerial Extracts

Westminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.

Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.

This information is provided by Parallel Parliament and does not comprise part of the offical record

Hugh Gaffney Portrait Hugh Gaffney
- Hansard - - - Excerpts

I support those points.

I have spent my career to date working for Royal Mail. Those 30 years saw early mornings—in Scotland, cold mornings—and lots of stairs and walking. I am lucky; I am now a Member of this House and spend more time being able to rest my knees, but many of the men and women I worked with are getting older. We all are, and age has an impact on our ability to do our job.

Jim Cunningham Portrait Mr Jim Cunningham (Coventry South) (Lab)
- Hansard - -

I congratulate my hon. Friend on securing the debate. There is a particular issue regarding women, which I hope he will come to. We have had six or seven debates on the Women Against State Pension Inequality Campaign and the position of those women. Does he agree that women in this country are bearing the burden of the recession, let alone some of the other problems they have? Many of those women were not able to plan for their retirement because the Government created this situation. Many of them have elderly parents and need to look after them, which is causing severe hardship. Does he agree?

Hugh Gaffney Portrait Hugh Gaffney
- Hansard - - - Excerpts

I will come to the WASPI situation later on.

I now have a platform to speak up for the people I worked with, who are still working until the age of 66, 68 and beyond, and their rights and futures and the future of all working people. That is why I am here. The same goes for the nurses that keep us, our families and constituents alive, the firefighters who do what they can to keep us safe from horrific events like Grenfell and the policemen and women who keep our communities safe.

We need to be realistic. At 68, we will not be as fast running down the road chasing criminals or as alert and awake on a night shift in our hospitals. This is real talk, and it needs to be heard. That is my view and the view of the people I talk to in the streets.

Universal Credit Roll-out

Jim Cunningham Excerpts
Tuesday 24th October 2017

(7 years ago)

Commons Chamber
Read Full debate Read Hansard Text Read Debate Ministerial Extracts
Jim Cunningham Portrait Mr Jim Cunningham (Coventry South) (Lab)
- Hansard - -

A number of cases have been brought to me. Last Christmas, one constituent waited for two months without any money to get redress. On the constitutional question, democracy can only work if everybody gets involved. It is no good the Government boycotting Parliament.

Debbie Abrahams Portrait Debbie Abrahams
- Hansard - - - Excerpts

I totally agree with my hon. Friend. We must have a responsive Government who listen to the will of the House and the people we represent. It is not good enough just to say that a motion is not binding—we need action.