State Pension Age

Hugh Gaffney Excerpts

Tuesday 21st November 2017 Westminster Hall

[Hugh Gaffney (Coatbridge, Chryston and Bellshill) (Lab)]

I beg to move,

That this House has considered the state pension age.

It is a pleasure to serve under your chairmanship, Mr Hollobone. I am not minded to take many interventions, because I have a lengthy set of remarks, and I want as many colleagues to be able to speak as possible.

It is a pleasure for me to lead my first Westminster Hall debate since being elected to serve the people of Coatbridge, Chryston and Bellshill in June. I am grateful to colleagues for joining me this afternoon. It demonstrates our collective commitment to older citizens in the four nations that make up our United Kingdom. I want to talk about the sort of policies we need to see to honour that commitment to our older people.

I have initiated this debate for many reasons, which I will set out in my remarks. The main motive is to highlight the fact that all sections of our community are feeling the effects of the decisions made by this Tory Government. For example, we had a debate two weeks ago on lowering the voting age and empowering our young people. I was there to support the Bill proposed by my hon. Friend the Member for Oldham West and Royton (Jim McMahon) and was disappointed to see the Tories talk it out.

Today, I hope our debate will highlight the rough deal that those reaching pension age in our country have been dealt. We have a social security system at breaking point, with local authorities being asked to lead the provision of social care but at the same time having their hands tied behind their backs by this Government. We are seeing older people staying in their own homes, often without the support to downsize to a small property if needed or even find the basic help and assistance needed to stay in their own home.

I remember the Tory slogans and arguments from the general election. They were heard loud and clear in the United Kingdom. This Conservative Government, and particularly the Prime Minister, say they want to build a country that works for everyone. It is very clear to me and many Opposition Members and, through us, the people we represent, that the truth is that the Prime Minister and her Government are building a country where working people are pushed to breaking point. The only thing working is the clock ticking on their time in Downing Street.

Let us be clear: the Tories, backed by the Democratic Unionist party, are asking the British people to work longer—I say this very clearly—to pay for failed Tory austerity measures and their internal obsession with a hard Brexit. Parliament has a responsibility to call the Government out on this, and that is why we are here today.

When I was elected to this House, I made a pledge that not only was I on a five-year career break from my job at Royal Mail but, importantly, I was going to stand up loud and proud for working people. I promised to do all I could to ensure that the arguments for better pay, better working conditions, decent support rules and regulations and a secure retirement are heard loud in Parliament and across Whitehall. I stand by that commitment today.

I am delighted that my party has committed to maintaining the state pension age at 66 years of age, while a review takes place to look at the most recent evidence on life expectancy, healthy life expectancy and the impact of a higher retirement age on those working in jobs with long hours. These are hard-working people with low pay who are often on the frontline, providing much needed public services. The longer people live, the better and more organised Government need to be when it comes to providing for all our people. It is a matter of political will. We can provide for all our people—young and old—if we choose to and if we want to. This Tory Government have the ability to act, but we have to ask, do they want to? If we close tax loopholes, scrap unnecessary vanity projects and work hard for a deal on Brexit that sees Britain retain the benefits of the customs union and the single market, we can fund a decent retirement for all our workers.

From the 1940s until 2010, the state pension age was 60 for women and 65 for men. Colleagues will know that three different pieces of legislation saw the state pension age increased in 1995, 2007 and 2011. That was done without any meaningful engagement. I have been in the House for six months, so I was not here to have my say on that, but I am having it now.

One recent report on public health I read described how the average pensioner will now have to deal with a “toxic cocktail” of ill health throughout their whole retirement and for some considerable years before they retire. That is not how things should be in one of the largest economies in the world. I support calls from my hon. Friend the Member for Oldham East and Saddleworth (Debbie Abrahams), the Shadow Secretary of State for Work and Pensions, for a new review of the pension age and a rejection of the Tory proposals to increase the state pension age above and beyond 66, as it will be by 2020. I do not want to see thousands of older people with serious health conditions pushed into old-age poverty, living on state benefits before they are entitled to officially retire. I hope other Members will join those calls.

[Rachael Maskell (York Central) (Lab/Co-op)]

My hon. Friend is making an excellent speech. The John Cridland report recommended that the pension age should extend to 70. Does he agree that we need an evidence base on the impact that will have? In nations where people work longer, they have proper flexibility in their work and career breaks built in. They prepare for their pensions from day one of work, as opposed to reaching the retirement age and then finding it falsely extended. Will my hon. Friend comment on that?

[Hugh Gaffney]

I support those points.

I have spent my career to date working for Royal Mail. Those 30 years saw early mornings—in Scotland, cold mornings—and lots of stairs and walking. I am lucky; I am now a Member of this House and spend more time being able to rest my knees, but many of the men and women I worked with are getting older. We all are, and age has an impact on our ability to do our job.

[Mr Jim Cunningham (Coventry South) (Lab)]

I congratulate my hon. Friend on securing the debate. There is a particular issue regarding women, which I hope he will come to. We have had six or seven debates on the Women Against State Pension Inequality Campaign and the position of those women. Does he agree that women in this country are bearing the burden of the recession, let alone some of the other problems they have? Many of those women were not able to plan for their retirement because the Government created this situation. Many of them have elderly parents and need to look after them, which is causing severe hardship. Does he agree?

[Hugh Gaffney]

I will come to the WASPI situation later on.

I now have a platform to speak up for the people I worked with, who are still working until the age of 66, 68 and beyond, and their rights and futures and the future of all working people. That is why I am here. The same goes for the nurses that keep us, our families and constituents alive, the firefighters who do what they can to keep us safe from horrific events like Grenfell and the policemen and women who keep our communities safe.

We need to be realistic. At 68, we will not be as fast running down the road chasing criminals or as alert and awake on a night shift in our hospitals. This is real talk, and it needs to be heard. That is my view and the view of the people I talk to in the streets.

[Mr Paul Sweeney (Glasgow North East) (Lab/Co-op)]

My hon. Friend is making a powerful point about the nature and legacy of work, particularly in working-class areas, and how those people rely on the state pension to a disproportionate degree. We have neighbouring constituencies. There is a 15% higher premature mortality rate in Glasgow. Indeed, one in four Glaswegian men will not reach their 65th birthday. That is the reality people face in Glasgow. If the state pension age goes up, those people will be disproportionately affected, and that would be shameful.

[Hugh Gaffney]

I agree and thank my hon. Friend for making that point. In Scotland, life does seem a wee bit harder and people experience more wear and tear.

What a disgraceful situation we are in. The Government not only want our public sector workers, those on the frontline, to work longer, but refuse to lift fully the public sector pay cap. Since 2010, NHS professionals such as paramedics have seen their pay fall by £3,800 a year, firefighters are down nearly £2,900 and nuclear engineers and teachers are down approximately £2,500 a year.

The Government recently announced that the public sector pay cap would be lifted for police and prison officers. It is a disgrace to play off worker against worker. I strongly condemn a sector-by-sector pay rise. I did not come to this House to sit back and stay silent when such games are played. Shame on the Government! Tomorrow, the Chancellor of the Exchequer will give his Budget. I call on him, even at this late stage, to do the right thing and lift the public sector pay cap not just for certain public sector workers, but for all public sector workers.

The WASPI women have been mentioned. Those inspirational women are fighting for fairness; they are the Women Against State Pension Inequality. I wholeheartedly support their calls for fairness, for action and for a basic level of decency and respect.

[Gerard Killen (Rutherglen and Hamilton West) (Lab/Co-op)]

I thank my hon. Friend for being generous in taking interventions. I speak to many of my constituents about that unfairness in the state pension age increases. Does my hon. Friend agree that what compounds the unfairness is that many of those women, when they were in work, did highly physically demanding, low-paid work and they had to fight just to be paid equally for that work?

[Hugh Gaffney]

Yes, I do. For your sake, Mr Hollobone, I point out that I will not take any more interventions and will finish my speech, but I thank my hon. Friend for making that point.

My hon. Friend the Member for Easington (Grahame Morris) has applied to the Backbench Business Committee for a debate on the WASPI women. I am a sponsor of that request, along with my hon. Friend the Member for North West Durham (Laura Pidcock) and hon. Members in other parties. I very much hope for a full debate on the issues and a vote on the Floor of the House. I believe that comments on the WASPI issue are best made in a debate such as that, but I will say a couple of words here.

First, the lack of communication from the Government to the women affected was crazy. The Cridland review recommended that the Government wrote directly and in time to the women affected by changes to the state pension age. Secondly, things do not have to be this way; we should not have citizens of our country paying a price because of their date of birth.

[Alex Sobel (Leeds North West) (Lab/Co-op)]

I thank my hon. Friend for his generosity in giving way. He came before me and the other members of the Backbench Business Committee last Tuesday to ask for the debate, as he said. Today we met and we have allocated a debate, with his divisible motion, for 14 December, if the Committee is allocated time on that day, which has not yet been confirmed. I hope that that is the news that my hon. Friend was looking for.

[Hugh Gaffney]

I am very glad that I took that intervention; I thank my hon. Friend for that news. I am sure that the hon. Member for Paisley and Renfrewshire South (Mhairi Black) will feel the same.

Hon. Members on both sides of the House rightly feel strongly about the impact of changes to the state pension age on women who are affected purely because of their date of birth. That is obviously not fair or appropriate. We need to see action, and I hope that we will see action now that my good friend has mentioned the date for the debate.

I want to mention the social care crisis in our country. The longer people work, the more likely they are to be pushed to breaking point, and therefore the demands on our fragile and under-resourced social care system become even more pressing. However, the issue is not just those in work, but those out of work. If older people are out of work because of long-term conditions or ill health caused by their occupation and are currently able to claim their state pension, that is good. It maintains dignity and respect. But what happens to those who now see their ability to claim their pension pushed further away? What safety network is in place for those older people not able to work?

I am also concerned by the roll-out of universal credit and older people being pushed on to universal credit. It has already failed and has the potential to cause real and lasting damage.

I am very grateful to Age UK for its briefing on the issues facing older people in our country. Like Age UK, I recognise that we need to look at the pension age, but we need to do so properly, fairly and effectively. I am pleased that 13 years of good Labour government saw pensioner poverty fall, but I fear that that trend is in reverse. Some 1.9 million pensioners live in poverty across our United Kingdom, and figures show that 25% of the over-65s find it hard to make ends meet. It is important to remember that 37% of women, and about 20% of men, between the ages of 55 and 64 do not have a private pension.

Let me make it clear: the state pension remains the most important source of income for the majority of pensioners, and any increase in the state pension age will present many challenges for people who already have difficulty working longer. Hon. Members on both sides of the House, representing seats in all four nations that make up the UK, will know the pressures that local government funding cuts have placed on councils’ ability to deliver decent, funded and effective social care provision.

I echo the comments made by Baroness Thornton in the other place. She made an important set of remarks in a debate on the human rights of older people that was introduced by Lord Foulkes of Cumnock. She noted:

“Human rights do not lessen with age.”—[Official Report, House of Lords, 16 November 2017; Vol. 785, c. 2206.]

It is a human right to have a decent retirement, and in my view it is a human right to have a decent state pension too. I also echo Baroness Thornton’s comments regarding the injustice done to all women born in the 1950s who are affected by the changes to the state pension laws in the Pensions Acts of both 1995 and 2011. I hope that the Minister will give some indication in his response of what the Government plan to do about that. Will there be any transitional arrangements for the women affected? I might say, as a new parliamentarian, how delighted I am that the WASPI women are seeking a parliamentary solution; they are right to do so.

I called this debate because I want this House to discuss the pension age, but also the issues related to any increase. It will not happen in isolation, and we need to consider the impact of any decisions taken on every part of public life. I am committed to fighting for a better deal for our young people, not just in Coatbridge, Chryston and Bellshill but across the country. I am equally determined to fight for a better deal for our older people, and I hope that this afternoon’s debate will be the start of that.

[Mr Philip Hollobone (in the Chair)]

The debate lasts until 5.30 pm. I will start to call the Front Benchers at seven minutes past 5, with the guideline limits being five minutes for the Scottish National party spokesman, five minutes for the Opposition spokesman and 10 minutes for the Minister. Mr Gaffney gets two minutes at the end to sum up the debate, and six hon. Members wish to speak, so I will have to impose a time limit of three minutes, which will ensure that everyone gets a chance to contribute.

--- Later in debate ---

[Hugh Gaffney]

I thank everybody who took part in this debate. I was disappointed by the lack of Tory Back Benchers taking the opportunity to speak and maybe defend themselves, but I counted 21 people involved in this hour-long debate. Thank you, Mr Hollobone, for allowing that to happen. It shows the seriousness of this debate.

This debate has not finished. It has not stopped. We will continue. I see a large number of the WASPI women here with us, and I thank them for coming to hear this debate. I hope that we can do them justice and do them proud. They will have heard most Members mention the WASPI debate. We will deal with the WASPI issue and continue the fight for the WASPI women.

We will also speak for every single pensioner out there, and for workers, who are now being worked harder and harder. Jobs are going and not being replaced. Redundancies are happening everywhere. Local authorities everywhere are cutting jobs, and more and more pressure is being put on people to work harder and harder. I know that as a postman. I am only 54, but I am starting to suffer from that job when I climb the stairs, and I have many good friends and workmates still doing that job today.

I thank the fire brigade, whom I mentioned earlier, and the hospital workers and all those people. We all age. We all get older and older, but we are now going to make people suffer as they get on in life, because the pension money will not see them through their lives. People are worried. The next generation are not even bothered about pensions; they are looking for mum and dad’s house to sell. That is how they will get by in this country.

This debate will continue. We will continue to fight for the WASPI women. To finish, the Government found £1 billion for the DUP; find the money for the pensioners.

[David Linden]

On a point of order, Mr Hollobone. As a new Member of this House, I am perhaps not acquainted with the procedure, so I wanted to ask whether you could clarify. During the course of the debate there were a couple of rather pathetic, in my view, interventions from Government Back Benchers. Can you clarify whether any information was given to you beforehand about Conservative MPs coming here to take part in the substance of the debate?