State Pension Age

Philip Hollobone Excerpts

Tuesday 21st November 2017 Westminster Hall

[Hugh Gaffney]

I am very glad that I took that intervention; I thank my hon. Friend for that news. I am sure that the hon. Member for Paisley and Renfrewshire South (Mhairi Black) will feel the same.

Hon. Members on both sides of the House rightly feel strongly about the impact of changes to the state pension age on women who are affected purely because of their date of birth. That is obviously not fair or appropriate. We need to see action, and I hope that we will see action now that my good friend has mentioned the date for the debate.

I want to mention the social care crisis in our country. The longer people work, the more likely they are to be pushed to breaking point, and therefore the demands on our fragile and under-resourced social care system become even more pressing. However, the issue is not just those in work, but those out of work. If older people are out of work because of long-term conditions or ill health caused by their occupation and are currently able to claim their state pension, that is good. It maintains dignity and respect. But what happens to those who now see their ability to claim their pension pushed further away? What safety network is in place for those older people not able to work?

I am also concerned by the roll-out of universal credit and older people being pushed on to universal credit. It has already failed and has the potential to cause real and lasting damage.

I am very grateful to Age UK for its briefing on the issues facing older people in our country. Like Age UK, I recognise that we need to look at the pension age, but we need to do so properly, fairly and effectively. I am pleased that 13 years of good Labour government saw pensioner poverty fall, but I fear that that trend is in reverse. Some 1.9 million pensioners live in poverty across our United Kingdom, and figures show that 25% of the over-65s find it hard to make ends meet. It is important to remember that 37% of women, and about 20% of men, between the ages of 55 and 64 do not have a private pension.

Let me make it clear: the state pension remains the most important source of income for the majority of pensioners, and any increase in the state pension age will present many challenges for people who already have difficulty working longer. Hon. Members on both sides of the House, representing seats in all four nations that make up the UK, will know the pressures that local government funding cuts have placed on councils’ ability to deliver decent, funded and effective social care provision.

I echo the comments made by Baroness Thornton in the other place. She made an important set of remarks in a debate on the human rights of older people that was introduced by Lord Foulkes of Cumnock. She noted:

“Human rights do not lessen with age.”—[Official Report, House of Lords, 16 November 2017; Vol. 785, c. 2206.]

It is a human right to have a decent retirement, and in my view it is a human right to have a decent state pension too. I also echo Baroness Thornton’s comments regarding the injustice done to all women born in the 1950s who are affected by the changes to the state pension laws in the Pensions Acts of both 1995 and 2011. I hope that the Minister will give some indication in his response of what the Government plan to do about that. Will there be any transitional arrangements for the women affected? I might say, as a new parliamentarian, how delighted I am that the WASPI women are seeking a parliamentary solution; they are right to do so.

I called this debate because I want this House to discuss the pension age, but also the issues related to any increase. It will not happen in isolation, and we need to consider the impact of any decisions taken on every part of public life. I am committed to fighting for a better deal for our young people, not just in Coatbridge, Chryston and Bellshill but across the country. I am equally determined to fight for a better deal for our older people, and I hope that this afternoon’s debate will be the start of that.

[Mr Philip Hollobone (in the Chair)]

The debate lasts until 5.30 pm. I will start to call the Front Benchers at seven minutes past 5, with the guideline limits being five minutes for the Scottish National party spokesman, five minutes for the Opposition spokesman and 10 minutes for the Minister. Mr Gaffney gets two minutes at the end to sum up the debate, and six hon. Members wish to speak, so I will have to impose a time limit of three minutes, which will ensure that everyone gets a chance to contribute.

--- Later in debate ---

[Mike Hill]

I absolutely agree with my hon. Friend, and it is a point well made.

Hartlepool women who have been left worst off will not be able to afford to bridge the pension gap. The WASPI campaign recognises that the equalisation of the state pension age is necessary, but the manner in which it has been introduced has been unfair, unjust and has had devastating consequences for the retirement plans of thousands of women in Hartlepool and millions across the country. I strongly support the demand for this matter to be debated in the Chamber and voted on so that this intolerable situation can be resolved once and for all if the Government continue to refuse to take action. I am not so well, Mr Hollobone, so I do apologise for my manner.

[Mr Philip Hollobone (in the Chair)]

Thank you. We now come to the first of the Front-Bench speeches. The guideline limits are five minutes for the SNP, five minutes for the Opposition and 10 minutes for the Minister.

--- Later in debate ---

[Alex Cunningham]

Cost will always be an issue, but some have made the point that we need to base decisions on fact and new data. The data are changing. People will not necessarily live longer, so the cost might not be higher in the longer run.

We believe that we should have a variable state pension age whereby a person’s work background, health and income are considered, with their retirement age being based on their life expectancy, not just the national average. The proposal to raise the state pension age even further all but wipes out the chances of many of our people enjoying a few years of retirement in good health. The state pension should be flexible and recognise the contribution that people have made to our country, and the system should be designed to work for everyone.

I really worry about the pressure facing older people in our country. The cost of living is going up and their pension is getting further away. At the same time, many are unwell and unable to work, or they may be caring for even more elderly parents or young children, making a very different but relevant contribution.

I wonder whether the Minister is even aware that 1.9 million pensioners now live below the poverty line. That means more struggling older people on social security and extra strain on the NHS when vulnerable people are living in poverty, all within a system that has seen that value of income shrink since 2010. I referred to older people with caring responsibilities. Many will fall short of the 35 years of contributions that are needed to secure a full pension. We need to do things for all those people, for all the different groups in our community, because that would be the fair and right thing to do.

[Mr Philip Hollobone (in the Chair)]

If the Minister can finish his remarks no later than 5.27 pm, Mr Gaffney will have time to sum up.

--- Later in debate ---

[David Linden]

On a point of order, Mr Hollobone. As a new Member of this House, I am perhaps not acquainted with the procedure, so I wanted to ask whether you could clarify. During the course of the debate there were a couple of rather pathetic, in my view, interventions from Government Back Benchers. Can you clarify whether any information was given to you beforehand about Conservative MPs coming here to take part in the substance of the debate?

[Mr Philip Hollobone (in the Chair)]

It is open to any Member of the House to attend any Westminster Hall debate. Members can choose to apply to speak, or they can ask to intervene on the Member speaking. It is entirely in the hands of individual Members whether they attend a debate or not.

[Angela Crawley]

On a point of order, Mr Hollobone. Can I clarify something for the avoidance of doubt? A number of generalisations were made about young and old people, and who cares more or less about pensions—