Winter Fuel Payment

Calum Miller Excerpts

Tuesday 10th September 2024 Westminster Hall

[Rachael Maskell]

Real stories speak so powerfully, and that is obviously an issue we need to address. I will make some progress now.

I applaud the Work and Pensions Secretary for her mission to get 880,000 eligible people on to pension credit in time to receive the winter fuel payment. After people complete the 243-question application, there is a nine-week wait to process it. I know that the Secretary of State will change that in time, but it just shows what she is up against and how years of neglect have handed her a broken system. Charities say that that cannot be done in time. There is a reason why 37% of those eligible have not claimed pension credit: it is complex; there is pride; some people have dementia and complex needs; and others simply find the thought too stressful. But I ask people to please sign up.

With the winter fuel payment, people had some cover; now, they are exposed. Of course, many do not need it, but for those that do, it is a lifeline. According to the University of York briefing I had on Sunday, 47% of recipients spend it directly on their energy.

The Energy Security and Net Zero Secretary is again showing his leadership by driving down energy costs through his renewable sprint, with GB Energy and the retrofitting of homes. In the light of the report from the Committee on Fuel Poverty, highlighting how progress to achieve fuel security slowed under the last Government, he completely gets the opportunity of power. I simply urge him to achieve a social tariff, so that the oil and gas giants, profiteering to the tune of tens of billions, are made to help those wrapped in jumpers and blankets.

When we scrutinise the medical evidence, we see that the cost gets greater. The elderly cannot retain body heat. When the body is cold, it fights harder, causing hypertension, heart attacks and strokes. As blood pressure rises, hypothermia creeps in. As infection biomarkers show, viruses prey on the weakest, and respiratory illnesses are exacerbated by cold, damp air. If people choose heating over food, the lack of calories causes its own challenges. If a person has dementia, the situation is more complex, because some cannot judge their temperature. Other diseases, such as cancer, demand keeping warm.

All those issues create huge cost to the NHS, which is already in permacrisis. As the Health Secretary knows, the NHS is broken, and the only route out is prevention. In taking this protection to prevent fuel poverty, we need a safety net for those at risk. People should read the work of the chief medical officer, Sir Chris Whitty, and of Professor Sir Michael Marmot, which says everything we need to know about why mitigation is urgently needed.

[Calum Miller (Bicester and Woodstock) (LD)]

I thank the Member for securing the debate. I have more than 16,000 residents at risk of losing the winter fuel payment, so I am grateful for the opportunity to address it. In the light of her comments about the social tariff, does she agree that this announcement comes far too early and raises a great deal of concern for many of our residents? Should the Chancellor not have waited longer to address in her Budget the wider pressures she has identified, rather than putting so many constituents in fear of not being able to heat their homes this winter?

[Rachael Maskell]

The hon. Member makes a powerful point, and I will talk about the mitigation that absolutely must be there.

I talked to a director of public health this morning who said we should implement a warm homes on prescription scheme. Evidence from the Energy Systems Catapult and the NHS pilot in Gloucestershire found that such a scheme was value for money and helped people stay well. Government could really help.

Sadly, demand on GPs will rise, queues at A&Es will grow, more beds will be occupied in the NHS and social care will be placed under more demand. Tragically, according to University College London and the Institute of Health Equity, there were 4,950 excess winter deaths due to cold homes under the previous Government. I feel sick to the stomach each time I repeat that reality, because I cannot process how Governments past did not protect those vulnerable people—Labour must be different. We need mitigation, because we must protect those under our care. Otherwise, what is the point of power?

One constituent has had leukaemia. They need to put the heating on to keep warm, but they cannot afford to because it costs £300 a month. A recently widowed constituent, at the depth of their personal sadness, is now scared they will not survive the winter; they cannot afford their heating. Another constituent goes to bed at 5 o’clock to keep warm. One constituent told me he wears jumpers, a coat and a warm hat, but the air is still cold and damp. Then there is Rose, who is registered as severely vision-impaired and living alone, who said:

“I am a council tenant with no extra assets”.

She told me she was scared and “abandoned”—the winter fuel payment was her lifeline. I have many, many more accounts like that.

It is colder in the north, so costs are higher. The UK Health Security Agency recommends indoor temperatures should be at least 18°C. Some people need higher temperatures to keep warm. It is not just the physical impact that matters; people are anxious, tearful and scared each year.

--- Later in debate ---

[Emma Reynolds]

The savings we have estimated—£1.4 billion this year and £1.5 billion in the next financial year—take into account a boost in the uptake of pension credit. We are absolutely determined to see an increase in that uptake, so the Secretary of State and I have already engaged with charities and local authorities. The Secretary of State spoke to Age UK and Citizens Advice about how we work together.

Last week was Pension Credit Week of Action. I encourage hon. Members to look at my X, although I know it is not so fashionable with everyone these days, for a video of a visit I did last week precisely to raise awareness of pension credit. Pension credit is not a simple process—we are looking at how to simplify it—but charities such as Age UK and Citizens Advice will help pensioners to go through it online. The online version is much simpler than the paper version, believe it or not, as the paper version has lots of questions that will not be applicable. We are also delivering a major campaign in print and broadcast media, including for people to reach out to retired families, friends and neighbours to urge them to check if they are eligible.

We will write to all pensioners about housing benefit; this is a question that one of my hon. Friends asked me yesterday. He had a constituent on housing benefit who was concerned that that would be taken into account as a form of income when the Government looked at his eligibility for pension credit. I confirm that that is not the case: housing benefit is not taken into account with regard to income. Please, I urge pensioners on housing benefit, who will be receiving a letter from the Department, to apply for pension credit.

As a Government, we are looking to merge the administration of housing benefit and pension credit to make that much simpler for people. The previous Government promised they would do that—some years ago, in fact—but were not going to until 2029. We think that that was slow decision making, and we are seeking to do it as soon as is operationally feasible. It is not a simple exercise, but it is something that we should do.

[Calum Miller]

I congratulate the Minister on the speed with which you have got up to speed in this fiendishly complex area. That in itself demonstrates a point. Do you not agree that this has been a premature decision, which has left many of our constituents deeply anxious about how they will heat their homes this winter? If you as the Minister are telling us that it is complex and not straightforward, and a difficult set of issues to navigate, how can we expect people worrying about illness, caring for their partners, or living on the poverty line because they are just above the pension credit limit, to get through this winter? Do you not agree that it would have been better to consider the issue in slightly slower time?