Social Fund Winter Fuel Payment Regulations 2024

Lord McCrea of Magherafelt and Cookstown Excerpts

Wednesday 11th September 2024 Lords Chamber

[Baroness Stowell of Beeston (Con)]

I also urge the Prime Minister to drop his misplaced belief that he and his Government are somehow morally superior and are acting in a way which will restore public trust. On the basis of this decision, they are not.

[Lord McCrea of Magherafelt and Cookstown (DUP)]

My Lords, the decision by the Government to remove the winter fuel payment for millions of pensioners is both cruel and reckless. It will mean that many elderly people will have to decide, as others have noted, between heating and eating this winter.

This is an attack on many who worked hard and contributed much to the prosperity of our country over their lifetimes. Many pensioners in Northern Ireland have no alternative to oil-fired burners for heating their homes and, with this Government’s proposal, 250,000 will lose this payment. Citizens Advice, Age UK and other charities across the United Kingdom have warned of the implications of this proposal—that low-income households that are already struggling will face intolerable choices—but their voices and warnings are falling on deaf ears. Surely Ministers must acknowledge that those now forced to live in cold home conditions are at increased risk of serious illness. Vulnerable pensioners and those with disabilities can add to the burden placed on our National Health Service this winter. In fact, it is believed that, through this proposal, many will die.

It is also noted that the Government chose to invoke the emergency provisions that permit them to bypass the scrutiny of the Social Security Advisory Committee. I thought that this Government proclaimed that, coming to power, they would be transparent and open and would restore integrity to our system of government, but at the very first hurdle they have failed miserably. I hope that the Minister will honour this House by giving us an answer to a simple question: when will they publish the impact assessment for these regulations? That question was asked three times in Prime Minister’s Questions today in the other House, and the Prime Minister gave no answer at all.

This decision was taken by the Labour Government also without consultation with the devolved regions. The action taken by the Government is callous and was not in the Labour Party’s general election manifesto. This is an attack on vulnerable pensioners, and a deliberate one. I know that the Prime Minister and the Chancellor of the Exchequer stated, “We had to do this”, but that is not true. They did not have to do this; they chose to do it.

Armed Forces: Transition to Civilian Life

Lord McCrea of Magherafelt and Cookstown Excerpts

Tuesday 15th June 2021 Lords Chamber

[Baroness Stedman-Scott (Con)]

I am happy to confirm to my noble friend that the department engages with the portal. We put veterans and their families in touch with the organisations best placed to help them, and the portal, through the national provision tool, is an absolutely vital part of the service.

[Lord McCrea of Magherafelt and Cookstown (DUP)]

My Lords, I recognise the many challenges faced by the members of the Armed Forces in the transition to civilian life, whether it be need for housing or professional care because of physical or mental incapacity through conflict. Can the Minister assure me that all former members of the Armed Forces are equally provided for across the United Kingdom, including those in Northern Ireland?

[Baroness Stedman-Scott (Con)]

I am pleased to be able to respond to the noble Lord to say that the Armed Forces covenant legislation is specifically designed to cover equality of service. It covers health, education and housing, and the MoD has worked with closely with the devolved authorities in implementing that.

Relationships and Children’s Well-being

Lord McCrea of Magherafelt and Cookstown Excerpts

Tuesday 21st October 2014 Westminster Hall

[Mr David Burrowes (Enfield, Southgate) (Con)]

It is a pleasure to take part in this vital debate. I congratulate my hon. Friend the Member for Congleton (Fiona Bruce) on securing it and on championing, not only in this debate, but over the years, the importance of supporting the family.

It is extraordinary that the debate is not better attended, but despite the lack of attendance among Opposition Back-Bench Members, with the exception of the hon. Member for South Antrim (Dr McCrea), we do face an epidemic, as my hon. Friend said, and it has been going on for many years. This epidemic needs the same attention we would give any other epidemic in our country, and it is interesting to reflect on that as we consider how well we are dealing with the scale of the problem.

My hon. Friend paid tribute to the report from the Centre for Social Justice. She mentioned a number of statistics, and one that struck me was that if we carry on in the same way, it is likely that, by the end of the next Parliament, more than half of children taking their GCSEs will come from broken homes. As she said, that is of particular concern as a social justice issue; in low-income households, half of those from the ages of nought to five do not live with both parents. The issue has been highlighted by not only the CSJ, but the recent Good Childhood inquiry, which said that family breakdown and conflict have the biggest adverse impact on children’s well-being.

I welcome the fact that my hon. Friend the Minister, who is with the Department for Work and Pensions, is taking a lead on this issue—quite properly, given the Secretary of State’s long track record on addressing family breakdown. However, it must be said that if our country was facing any other epidemic, Cobra would get together, and the Prime Minister would probably lead the meeting. There would also be a whole set of plans, and a significant amount of money would be thrown in to try to address the problem. I welcome the fact that the lead on addressing this epidemic is being taken by the DWP, but should it not be taken across Government at Cabinet level, as my hon. Friend said?

The Prime Minister has taken a lead—in fact, more than any other Prime Minister—not simply at the beginning of this Parliament, but very much as we get towards the end of it. I attended the speech he gave in August, in which he set out the steps we have taken, which are significant, and what we are doing now. My hon. Friend highlighted those points, but I should also emphasise the significant amount that continues to go into relationship support. That is welcome and important, but in many ways, it is the minimum we need to be doing.

Adoption reform is fantastic; what is happening is significant, and it must be welcomed. The belated introduction of the marriage tax allowance recognises the significance of marriage and helps to support it. The work done in the troubled families programme is also welcome. However, in many ways, that is only the minimum we should be doing to address the tide of family breakdown and instability, which is taking a huge toll on all our communities, but particularly the most deprived.

We should not simply accept that family breakdown is inevitable. We have to look at other countries. Sadly, we top the league of instability and family breakdown. There needs to be a shift, but it is not one that the Government can engineer; there needs to be a cultural shift, which will allow us properly to promote the benefits of marriage and committed relationships.

I do not want to give a commentary; in many ways, we all agree about the problems, the challenges we face, and the good steps the Government have taken. Instead, I want to address three issues. One is fathers. As we all recognise, fathers matter, but 1 million children in Britain today have no significant contact with their father. That is a huge problem and a huge shame. We all accept that fathers matter in family relationships, and we must do more to support fatherhood.

It is interesting that the Minister is here, because we need to do more in two areas. One is the joint registration of births. Schedule 6 to the Welfare Reform Act 2009 provides for the joint registration of births. Mothers are automatically registered, but unmarried fathers are not, and they have to go through a process to get on the birth certificate. I understand that the provisions have not been implemented yet, and they have no doubt been delayed by legitimate concerns about wanting to avoid problematic issues—for example, preventing a violent father from automatically registering and assuming responsibility for the child. However, the legislation does provide for exceptions, and I do not understand why we have not motored on with a decent piece of legislation introduced under the previous Government to ensure that, at the very least, we make it easier for fathers automatically to register. Being registered on the certificate is hugely significant; it says loud and clear that the father, as well as the mother, matters at the very start of the child’s life. Flowing from that, other shifts can take place, in terms of the father’s responsibility and the way in which he can be involved practically. Will the Minister therefore tell us how far we have got with implementing the legislation?

It is also important to look at how registration can happen practically. It does not need to happen at the registry office. Like others, I know the difficulty of getting everyone to the registry office to register. When couples are not married, or there are problems in a relationship, that can be even harder. We therefore need to look actively at registering births at children’s centres. That was recommended by the CSJ, and I ask the Minister to examine whether the Department for Education can look at the benefits. In particular, it has been recommended that we look at our children’s centres as real family hubs, where mothers and fathers can be together to access information and help to support their children. Even if there are problems in relationships, the mother and the father can still be involved in the child’s journey. Children’s centres can operate better as a wider family hub.

The second issue is one that does not always get a mention: grandparents and the extended family. Families come in all shapes and sizes: they go up, down and along in terms of their length, breadth and depth. We should recognise the unsung heroes of families—the 14 million grandparents in Britain today. They range widely in age, and we should not stereotype them. Half are under 65 and one in 10 is aged 50. One in four working families rely on them increasingly for child care. I understand from Grandparents Plus that they contribute some £7.3 billion of child care to society. We need to understand their role. They provide important practical and emotional support for parents, which is particularly needed in crises.

Kinship care is in some ways the poor relation in family policy. The Government have rightly done a lot about adoption, providing rights, support and access to information for adoptive parents. However, grandparents and other kinship carers are not on the same level. I invite the Government to think about how we can go forward on the reform of kinship care. It has such a significant role—particularly, as the Minister will know, when a child, or indeed a parent, has a disability. Grandparents can have an informal or formal role, and their involvement builds social capital within the family, but they also gain a lot of value themselves from being involved in the care of their grandchildren. It helps with their independence, and can avoid huge bills for social care subsequently. Much more active support for their role would be a win-win situation for the grandparents and the children.

In reality, grandparents struggle, particularly in crises. It is thought that up to 300,000 children are being brought up by 200,000 grandparents who carry out the role of family carers. In many instances domestic violence, drug or alcohol addiction, abuse and neglect are involved in the situation, and the only person who can be turned to is a kinship carer. That might be a grandparent, but it could be a sibling or other family member. Such approaches can also be important in crises, such as when there is a bereavement, an imprisonment or a combination of such factors. The reality is that 95% of children living with members of their wider family do not have formal looked-after status within the care process. Without that, kinship carers inevitably do not receive the same rights and benefit entitlements as those who provide formalised care. The evidence is that children do much better where there is a kinship relationship. Stress, anxiety, depression and isolation affect kinship carers immensely, and without the levels of support available to others, that is growing. Kinship carers may be affected by issues to do with housing and the availability of discretionary payments to enable them to cope during crises.

What can be done about the situation? When he gave the speech that I have mentioned, the Prime Minister was asked a question about kinship care and he said:

“You do see sometimes grandparents stepping in and effectively bring up children, and of course under the rules they don’t get quite the same set of rights as others. What you are saying is that if you can extend to adoptive parents things that birth parents have in terms of rights, couldn’t you do that for grandparents?

That is something I am very happy to look at in terms of manifesto, and we have got some Conservative MPs”—

in fact, there are two hon. Members present for the debate who were there at the time—

“who have got some responsibility for giving me ideas on that front, so I am sure they will take note of it.”

I encourage the Minister to take note, and consider the possibility of a local authority duty to consider the wider family before children are taken into care.

The Department for Education came up with good guidance in April, which states that

“the local authority should identify and prioritise suitable family and friends placements, if appropriate…before care proceedings are issued, as it may avoid the need for proceedings.”

That is very welcome; we need to think about how far that is embedded in local authority practice. The Department also said in guidance in April that foster carers should have 20 days’ paid leave for training and meetings, and that included grandparents who look after children. We should, furthermore, consider entitlement to adjustment leave to give kinship carers time to deal with family crises without losing their jobs. If the arrangement becomes permanent, they should be entitled to that leave. We should consider support based on need, not just legal status.

[Dr William McCrea (South Antrim) (DUP)]

Quite often, when social services step in when families are experiencing breakdown or trouble, instead of looking first to the grandparents, who may have affection for and a relationship with the grandchildren, they look at them suspiciously. Social services should be looking in their direction.

[Mr Burrowes]

Yes, there can be almost a presumption that a child should go into stranger care, rather than family care. That would run counter to many cultures, but sadly such an unwelcome culture shift exists in our society. An attempt is being made to shift things through the guidance, but that shift needs to be embedded in practice.

I shall be interested to hear what the Minister says about kinship care. Campaigners such as Grandparents Plus and the Centre for Social Justice talk about bringing in some equivalent to adoption reform. For example, it was welcome that the Government introduced the passport for adoptive parents, to give them access to continuing support for housing and schooling. If adoptive parents can have it, why cannot kinship carers, who play such an important equivalent role, also have the right to request assessments of need, information on legal status, and support? I should welcome the Minister’s views on that, and on benefit system support to enable kinship carers to care for traumatised children. I understand that the Department for Work and Pensions is progressing that, with the distressed children review, and it will be interesting to see the conclusions.

I want finally to mention mental health. A child’s well-being is wrapped up with their relationship with their parents and family, and the need for a stable, supportive, nurturing relationship is also wrapped up with their mental health needs. Whether the parents—ideally two parents—are around is an issue, but so is the quality of parenting, which affects children’s well-being and emotional and mental development. It may perhaps go without saying that when the parents are in conflict, the anxiety, depression and anti-social behaviour emanating from family relationships can have a direct impact on children. It may not go without saying, perhaps, that family breakdown is strongly associated with poor mental health in adults and children. We need to tackle mental health issues. The Government recently advanced a welcome mental health strategy, but it did not mention how conflicts between parents and in fractured families affect children’s mental health. Perhaps that is a given, but it needs to be explicit, because we need to consider how work can be done with whole families to tackle the causes of problems. The Good Childhood inquiry report has recognised poor parenting as a significant contributory factor in increasing mental health problems.

What can we do? The Government deserve to be applauded for the improving access to psychological therapies programmes, which have been extended, and into which a significant amount of taxpayers’ money has gone. They are focused particularly on cognitive behavioural therapy, which is perhaps the normative response, and which has been expanded. I understand that couples therapy for depression has also been expanded within IAPT programmes. Some have expressed concern to me that when someone goes to their GP with depression, the response does not go beneath things, into the causes of the depression within the family, which could well be family problems.

I understand that only a quarter of IAPT programmes offer couples therapy, and that only 0.62% of IAPT sessions have delivered couples therapy. That seems to be out of kilter with what is happening on the ground. It is only rarely considered as an option. Millions of pounds are going into IAPT, particularly for cognitive behavioural therapies, but it seems to be inappropriate that little is going into couples therapy.

I do not want to take up more time, because colleagues have a lot to contribute, but to return to where we started, we have a huge problem. There has been significant progress, but we must pull all levers of Government, together, to promote a cultural shift and show that we are on the side of families and better relationships, in the interests of children’s well-being.

[John Glen (Salisbury) (Con)]

It is a pleasure, Mr Hollobone, to serve under your chairmanship. I congratulate my good friend and colleague, my hon. Friend the Member for Congleton (Fiona Bruce) on securing this important debate. The subject needs discussion and careful and considerate handling, but it is right to examine how we nurture children’s well-being and what support exists to ensure that children in this country can benefit from the best possible situation when growing up. It is not enough to observe family breakdown and its wide implications for society and then say it is nothing to do with the state because we are frightened to death of seeming to moralise about people’s private choices.

I am here this morning because I believe we should look at the evidence in our society. As my hon. Friends the Members for Congleton and for Enfield, Southgate (Mr Burrowes) said, the evidence is overwhelming. The Government must look at the evidence, suspend their reticence about getting involved in family circumstances, and act. It is right to acknowledge the Government’s progress. I, too, heard the Prime Minister’s excellent speech in London in August when he set out what the Government have done and his aspiration to go further.

This morning, I want to use my contribution to focus on the importance of children’s relationships with their fathers to amplify some of the points that my colleagues have made.

[Dr McCrea]

Does the hon. Gentleman agree that good relationships and respect in society start in the home and in the family? Parental responsibility is essential and cannot be handed over to anyone else, not even the state. However, Government policy must encourage and strengthen the family unit instead of undermining the traditional family unit in society.

[John Glen]

I agree absolutely that we must look at how relationships are formed in the home and recognise that families exist in a wide range of sometimes sad circumstances. We must not be squeamish about being honest about messy situations, but recognise that solid family relationships give children the best platform to develop good and meaningful lives in society.

I want to focus on the importance of children’s relationships with their fathers, especially when fathers cannot live with their children. I believe that fathers’ involvement boosts children’s self-esteem and confidence and that children with good relationships with their fathers are less likely to experience depression or exhibit disruptive behaviour at school. When fathers are actively involved in their children’s care, children are more likely to feel good about themselves, do well at school, avoid trouble and reach their potential.

Several months ago, a lady came to my surgery saying that her relationship with her partner had broken down after they had lived together for 10 years. During that relationship they had brought up their own child and another child who had been born a year before the relationship began. The acrimony of the breakdown of the relationship had led the departing father to arbitrate on which child—they were only a year apart in age—he would want to have contact with. The one who was not his blood relative—the stepchild—wanted to maintain the relationship because the man was the only father figure he had known, but his birth child was more reticent about seeing his father. The impact of the disruption on those children and the arbitrary removal of that father influence would have tragic consequences. That experience typifies many that we hear about in our surgeries and throughout society, and we must respond to it.

It is highly worrying that the Centre for Social Justice has estimated that more than 1 million children have no meaningful contact with their fathers by the end of their childhood. The shocking but quotable statistic that a young person is considerably more likely to have a smartphone than a resident father is a sad indictment of society.

The coalition’s programme for Government promised to encourage shared parenting from the outset and to look at how best to provide greater access rights to non-resident parents, but I would like to highlight three areas where we could do more. First, we should bring into force schedule 6 of the Welfare Reform Act 2009 on joint birth registration, which requires fathers to register themselves on birth certificates. As my hon. Friend the Member for Enfield, Southgate said, there seems to be some ambiguity about why that has not happened. At present, the law on birth registration signals that fathers are less important to children than their mothers and that less is expected of them. If they are not married, the mother, not the father, is named automatically. Crucially, the mother’s approval is required if the father wants to be named. Obviously, there must be appropriate exemptions, such as when the mother does not know the father’s identity or whereabouts, the father lacks capacity within the meaning of the Mental Capacity Act 2005 or the mother has reason to fear for her safety or that of the child if the father is contacted in relation to the registration of the birth.

If that change was made and the mother wanted the father to be recorded, but that was against the father’s wishes, the mother could identify the father independently. Similarly, a father who wanted to be named but was obstructed by the mother could declare his paternity and have his name recorded against her wishes. Being named on a birth certificate confers parental responsibility and the right to be involved in decisions affecting where the child lives, their education, religion and medical treatment. If fathers are not registered on the birth certificate, that predicts both less involvement in their children’s lives and low or non-payment of child maintenance. Australia achieved a reduction of 20% in mother-only registrations during the 10-year period between 1994 and 2004 by adopting a similar measure.

Secondly, if parents separate, it is often highly beneficial to children if they continue to have a relationship with both parents. Yet it can be incredibly difficult to ensure there are well functioning contact arrangements with children. That can be incredibly painful for children, but it is understandable because parents’ inability to work together rarely repairs itself naturally after they have split up.

At this point, I want to refer to a meeting I had on Saturday in Salisbury, where I gave out some awards to volunteers at Salisbury’s contact centre, and in particular to Liz Sirman, who has spent the last five years managing that contact centre. I said then, as I do now, that it seems we can either say that the glass is half-full or half-empty. We can either say that it is lamentable to have children’s contact centres, where parents’ relationships are so broken that they have to rely on volunteers to arbitrate—one partner delivers the child and goes, and another comes to collect the child, and then there is the same process in reverse—or we can pay tribute to the work of such centres, as they try to rebuild relationships and help those families form better relationships in the interests of the children.

We need to be willing to support families once parents have separated. The Department for Work and Pensions innovation fund has invested significantly in better ways of doing that. Additionally, we need family relationship centres, such as those that have been functioning in Australia for several years. Pioneering centres such as Island Separated Families on the Isle of Wight and the Jersey Centre for Separated Families will shortly be joined by other centres in the midlands and the north-west of England. Their help for separated families could be delivered within the system for family hubs mentioned by my hon. Friend the Member for Congleton.

Finally, although the contributory principle in child maintenance is indispensable, it should not have the unintended consequence of preventing non-resident parents from playing a meaningful role in their children’s lives. Some low-income parents are being left with too little money to look after their children adequately while they are in their care after paying child maintenance. That is because the current thresholds at which maintenance is paid are fixed at 1998 prices, and there is no self-support reserve in our system, unlike in many other countries.

This is a critical and controversial area, but we have to examine the reality of how these dynamics are working for the poorest in our society. We need to look at making interventions that change those rules to facilitate better dynamics between, and more involvement of, both parents in bringing up a child. I know that the Minister, who is universally seen as one of the most capable and thoughtful individuals in Parliament, will reflect very carefully on these points. I look forward to hearing what he has to say in response today and subsequently by letter, if some of these issues cannot be responded to today, but I urge him to reflect on the spirit and the substance of what has been said this morning. We are here because we can see an epidemic of family breakdown in our society. We are concerned about the life trajectory of those children, and I urge him to do anything that he can to improve that situation, such that those children can look forward to better lives, with both parents involved in their upbringing.

amendment of the law

Lord McCrea of Magherafelt and Cookstown Excerpts

Tuesday 25th March 2014 Commons Chamber

[Jim Shannon (Strangford) (DUP)]

As the last Back Bencher to be called to speak in the debate, I am reminded of that biblical verse, “The first shall be last, the last shall be first”. I am more than pleased to make a contribution.

There are many things in the Budget that we should be applauding. Some of the good things include the reduction in air passenger duty, the changes to pensions and to corporation tax, the fact that unemployment is down and the £21 million for potholes in Northern Ireland.

[Dr William McCrea (South Antrim) (DUP)]

Although we welcome the reduction in APD that is recommended, it is important to remember that my constituency’s international airport competes with Dublin airport, which has no APD, whereas ours is still significant. I therefore want the Government to go further than they propose in this Budget.

[Jim Shannon]

I thank my hon. Friend and colleague for that intervention. He outlines the fact that although we have seen a lot of movement, we need to see more. It is always good to see such movement happening.

I also applaud the introduction of the married couples transferable tax allowance, which was in the Conservative manifesto and which the Democratic Unionist party has supported. I suspect that we may be the only party on the Opposition Benches that has done so, but we have, and we put that on record. The perplexing thing about it is that there is to be no child care element for those in the middle band, while a child care element is in place for the lower and higher bands. My party will continue to push for that, and I hope that we get some concessions. Having liaised with various bodies about the Budget, I would like to highlight a few issues, most of which are important health issues. On tobacco and alcohol duty, Professor Sheila Hollins, chair of the British Medical Association board of science, has said:

“The Government is giving with one hand and taking with another, with a step forward on measures to reduce smoking but backward on tackling alcohol related harm.”

I understand her viewpoint. The extension of the tobacco tax escalator is certainly welcome from a health perspective, as it will reduce the affordability of cigarettes, which is an essential component in deterring children from taking up smoking. That is the greatest concern. However, while Cancer Research UK welcomes the extension of the 2% above inflation annual tobacco tax rise for the whole of the next Parliament, it has been suggested to me that a one-off increase of 5% above inflation in this Budget would lead to a fall in the number of smokers by 334,000, or 0.7 percentage points. How can we go against those figures supplied by Cancer Research? That is a measure that should have been introduced.

Furthermore, Cancer Research suggests that considerable benefits would accrue to the public finances from a reduction in smoking—a total of £199 million in the first year and more than £1 billion over the next five years —never mind the direct health and disease reduction benefits. Perhaps a way of achieving that would have been to narrow the price gap between manufactured cigarettes and hand-rolling tobacco. I am aware that a submission to the Treasury in advance of the Budget by Action on Smoking and Health and the UK Centre for Tobacco Control Studies, endorsed by 80 health organisations including Cancer Research UK, urged the Chancellor to increase the tobacco tax escalator to 5% above inflation in order to reduce smoking, while at the same time raising much-needed revenue, and I again press the Government to consider that for the future. Perhaps the Minister can tell us when that might happen or what the Government’s intentions are.

I use this opportunity to ask the Government to continue to prioritise tackling tobacco and urge that we press ahead with standardised packaging once the independent review of the public health evidence has concluded.

Crisis Loan Funding

Lord McCrea of Magherafelt and Cookstown Excerpts

Tuesday 19th June 2012 Westminster Hall

[Dr Whiteford]

The hon. Gentleman’s point is well made. There are connections to be made across a wide range of policy agendas. His point is particularly important because it acknowledges that the prolonged economic stagnation we are experiencing has eroded the savings and assets of many, not only the unemployed or disabled. For the very poorest however, things have become a lot more precarious. I am sure that many MPs here today will have cases in their constituencies and can think of people who have been living an insecure, hand-to-mouth existence for some time, because work is so hard to find in the current circumstances.

The situation with crisis loans presents us with risks and challenges. Welfare organisations have expressed marked concerns about what will happen in practice when the social fund disappears. Their chief concerns relate to ring-fencing and whether set eligibility criteria and binding policy guidance will be attached to the funding allocations. They fear that without ring-fencing and clear guidance, big disparities could emerge in different parts of the UK and that, at a time of substantial cuts in the public sector, it will be all too easy for allocated funding to be absorbed into more general social work budgets or used to plug funding shortfalls elsewhere.

Those are legitimate, serious concerns. I hope that the Government will take the opportunity today to offer reassurance that they will put in place robust measures to ensure that there is good provision across the country and to prevent wide divergences emerging.

[Dr William McCrea (South Antrim) (DUP)]

I congratulate the hon. Lady on securing the debate. Does she agree that without appropriate crisis loans many of our constituents in crisis will be left hostage to high-cost and illegal lending, which will lead them into greater disaster?

[Dr Whiteford]

The hon. Gentleman makes a critical point and, incidentally, the Secretary of State has acknowledged that that is a risk.

The welfare system is different in Northern Ireland, where it is more fully devolved to the Assembly. I am conscious that a lot of my remarks today are not so pointedly directed there, but the general principle very much pertains. In Northern Ireland and Scotland, the risk of payday loans is real and causes untold misery in communities. MPs are presented with those stories, but are in many cases helpless. Once people are caught in a spiral of uncontrollable debt, it is difficult to get them out and reschedule those debts, particularly if they already have limited means. That is an issue for another day, but it is an important point that I hope I can come back to before I conclude my remarks.

I have some concerns about the way the changes will work in practice. We are less than 10 months from a substantial change to the welfare system, and it is not yet clear what resources will be available to the devolved Administrations and local authorities to help with set-up costs and administration associated with implementation, and whether those resources will be enough. I hope that the Minister will provide clarity about that this afternoon, and set out in more detail how the Government intend to proceed, and on what time scale. Given the substantial administration costs of the current arrangements, we must accept that there will be significant cost in setting up a new system. Local authorities and devolved Administrations need to be properly resourced to do that. I hope that a ministerial commitment will be set out today, with an explanation of what is being done and how far towards implementation the plans are.

A crucial underlying issue that cannot be ignored is the fact that, while demand for social fund support has risen dramatically since the start of the financial downturn, the budgets are not keeping pace with the growing need. For example, the community care grants budget has been frozen since 2005-06, so it has fallen in real terms in the past seven years. The 2012-13 community care grant budget in Scotland is 7% down on last year. I am sure that MPs, who work alongside their local authorities, will be aware of the increased strain on their budgets. I am sure I am not the only one who has met constituents who are waiting far too long for simple home adaptations or equipment that they could not otherwise afford, to enable them to live independently.

The budgetary constraints often prove to be a false economy. They put more pressure on local authority social services when they must step in with more intensive and usually more expensive interventions. The Government have made it clear that they aim to pull back crisis loan spending to its 2005-06 level, with the spend reduced from about £10 million in Scotland in 2009-10 to a projected £4.7 million in 2011-12. On the basis of the existing spend, that will create a funding gap in the region of £5 million to £10 million in Scotland alone next year. That is just one manifestation of problems that will arise in Scotland, England and Wales as the devolved Administrations and local authorities attempt to establish a fair and efficient way of distributing resources from a diminishing pot, against a background of increasing demand for support.

As the hon. Gentleman pointed out, the real losers will be people on very low incomes who turn to unscrupulous lenders and loan sharks who charge eye-watering levels of interest for modest loans. Googling the words “crisis loans” results in the search engine bringing up a range of sites offering very high-interest loans. Those are listed well before the Government website that makes it clear how to get access to Government crisis loans. In fact, crisisloans.co.uk is the website of one such high-interest lender. I am concerned that those lenders of last resort are becoming lenders of first resort. Increasingly, they are the only way people can obtain the money they need just to keep going. That often gets people into a downward spiral, and means that they get caught in debt. How on earth can someone on a limited income who is paying back four-figure interest ever hope to meet such debt servicing? Even people on modest incomes—or quite high incomes—get into trouble with credit cards and find it difficult to live within their means. We must take responsibility for the alternatives if we do not get crisis loans right.

It is not in anyone’s interest if the system is not fit for purpose, or if there are wide disparities within it between different parts of the country or local authority areas. There is pressure on us all to prevent that, and to avoid the avoidable. The people we are discussing are not, for the most part, the ones who caused the economic problems that we face, but they are being asked to carry a disproportionate share of the responsibility for them, and take a disproportionate part of the pain. I look forward to hearing how the Minister intends to tackle the funding shortfalls and the implementation budget, in particular, and, more generally, how she hopes the system can be made to work.

Parkinson’s Disease (Employment and Support Allowance)

Lord McCrea of Magherafelt and Cookstown Excerpts

Tuesday 19th June 2012 Westminster Hall

[Mrs Riordan]

I absolutely agree with my hon. Friend. That is the message I picked up from the visitors to my surgery. I will move on to when things changed and to show that they are already losing benefits.

That work-related activity group is for those people with Parkinson’s and other conditions and disabilities where it is recognised that the person cannot currently work but may, with considerable support over time, be able to move into employment, which is what the majority of those suffering with Parkinson’s want. Around 45% of people with Parkinson’s assessed for ESA are placed in that group. By common consent, far too many people are placed in that group because the process is very crude and simplistic—as my hon. Friends and I have outlined—and does not take into account the fluctuating and progressive nature of Parkinson’s. Indeed, I have heard of people with Parkinson’s being repeatedly reassessed in the WRAG.

[Dr William McCrea (South Antrim) (DUP)]

Bearing in mind how Parkinson’s effects can change from day to day, surely those making decisions on benefits for sufferers must have a more sympathetic and helpful approach, rather than giving a clinical and cold decision?

[Mrs Riordan]

I absolutely agree with the hon. Gentleman. As I said, people are reassessed in the WRAG with a computer-generated report churning out recommendations that the person should return to work in six, 12 or 18 months. To imply that someone with Parkinson’s will miraculously recover and get back to work is frankly insulting. The matter does not end there. The person then has to attend meetings with Jobcentre Plus, but the support that is meant to be offered to find work just is not there. Sometimes a person is told, quite bluntly, “Come back in six months or a year’s time; we know you’re not going to get a job.”

The final insult from the Welfare Reform Act 2012 is that many people with Parkinson’s in the work-related activity group are now losing their ESA after a year. That happened to my constituent, Ian Barraclough. Those who have paid their national insurance now have the safety net of the financial support from ESA whipped away from them. They have done the right thing yet have an uncertain future, and they now have to rely on a working partner or on eroding their modest savings because the state will no longer support them.

Herein lies the contradiction at the heart of the Government’s policy. They ruthlessly means-test people’s allowance and fail to have an adequate system in place to check the seriousness of a person’s Parkinson’s disease. When everything is finished, they tell people that they should recover and get back to work. For many people with Parkinson’s, this leads to a feeling of lack of worth and that they are not being listened to. A computer-generated system tells them that they are fit to work when that is not the case.

There are not many jobs to go to anyway. Even if a person feels they can, with support, do some work, many employers are not willing to take on people with Parkinson’s, as they know that the condition can change from day to day. Sadly, the Government fail to recognise that, and people with Parkinson’s do not get the welfare support they need and deserve. These cold-hearted, unnecessary and disgraceful reforms need to be looked at again.

Instead of being placed in the work-related group, it is my belief, and that of Parkinson’s UK, that many more people with Parkinson’s should be in the support group. That group is for those with the most severe functional impairment, where there is no expectation that they can return to work. However, currently only 27% of people with Parkinson’s are placed in that group. The Government need to extend the range of the criteria that allow people with severe and progressive neurological diseases to be placed in the support group. Yet again, the Government fail the compassion test with their dogmatic insistence on placing people in the work-related activity group. They fail to acknowledge that many people with Parkinson’s have reached a stage where they are not able to work again. Can it be right that someone whose tremor is so bad that they cannot hold a pen or do up their trousers is placed in the work-related activity group? Yet there are many examples of people affected by Parkinson’s who are being put into this group.

The Government need to think again. They need to recognise that, by the time they are assessed, many people with Parkinson’s have given up work because it is making their condition worse. They are not scroungers. They have worked hard all their lives. My constituent Ian Barraclough has paid his tax and national insurance for four decades, since he was 17. They need to stop means-testing and put more people with Parkinson’s, who are clearly unable to work, in the support group. They need to stop the heartless treatment of people with this condition. I have heard story after story in my office from people about how they had been treated; none had many positive things to say. At a time when they need society to support them, they think the Government are walking by on the other side.

The independent review by Professor Harrington, who was mentioned earlier, made recommendations last year for what he calls a “gold standard review” of the validity of the tests for those with fluctuating conditions and mental health, intellect and cognitive issues. Only now has the Department seemingly woken up to the need to do that. The longer that people with Parkinson’s are subject to these unfair tests, the greater the stress on them and their families. I urge the Minister to make this his priority—both testing thoroughly the validity of the descriptors and those put forward by charities, and revising the claim form.

I secured this debate because I was moved by the countless stories of despair in people’s lives, when what they need is hope and support. I hope the Government recognise that they are wrong, and have the decency to look again at their approach to people with Parkinson’s. I hope that they put in place policies that are decent, fair and just, rather than the current system that, disgracefully, leaves people with Parkinson’s feeling like second-class citizens.

Women’s Aid

Lord McCrea of Magherafelt and Cookstown Excerpts

Wednesday 14th March 2012 Westminster Hall

[Mrs McGuire]

That is a good point, and I am glad that my hon. Friend has slotted it in.

There is a question about how the social fund will be delivered to the devolved Administrations. Will it go directly to them or to local authorities? Will the devolved Administrations be the intermediaries? The reason why I highlight that in the presence of my right hon. Friend the Member for Coatbridge, Chryston and Bellshill is that he has had bitter experience with an allocation of funding at a UK level for respite care for disabled children. As a proportion under the Barnett formula, it went to the Scottish Government, but then—I shall be generous—we could not quickly identify where the money went. It appeared to be wrapped up in other funding packages; it certainly did not appear to be delivered as my right hon. Friend’s Committee intended.

I will wind up with one or two general points. We have focused to a certain extent on the benefits side, but there are wider issues. Although I appreciate that the Minister does not have direct responsibility for those wider issues, I hope that she will take them on board in her discussions with her colleagues. It is fair to say that women’s support services feel that they are facing a precarious future out there, owing to the uncertainty of funding. It is widely recognised that domestic abuse accounts for between 16% and 25% of violent crime in this country. It is not disappearing. It is there, and our police forces are aware of it.

Cuts are being made to policing. We can debate how many and how much. Street lighting is under pressure, as are women’s support services, including refuges. All those factors affect the wider issue of women’s safety in this country. I hope that the Minister will allay some of our fears and give my right hon. Friend and me confidence that she understands the issues and is prepared to see how the Government, particularly the Department for Work and Pensions, can respond.

[Dr William McCrea (in the Chair)]

I am sure that we would all agree that the right hon. Member for Coatbridge, Chryston and Bellshill (Mr Clarke)had a distinguished career before first coming to the House. He will be happy to know that we do not need birth certificates to be produced to agree with those comments by the right hon. Member for Stirling (Mrs McGuire).

Welfare Reform Bill

Lord McCrea of Magherafelt and Cookstown Excerpts

Tuesday 21st February 2012 Commons Chamber

[Chris Grayling]

As we know, there are even people close to this place who still occupy social housing. It is our view that, where possible, social housing should be targeted at those on the lowest incomes, those who face the greatest challenges and those who are perhaps struggling in temporary accommodation. I think that those who are living in accommodation that is out of kilter with their financial circumstances might think about their personal circumstances, as was discussed when this matter was before the House previously.

The average weekly reduction will be £14. Nearly 80% of those affected are under-occupying their accommodation by just one bedroom and so are likely to see an average weekly reduction of £12. By comparison, for private sector tenants the average cost of an extra room is about £20 a week, based on local housing allowance rates. What we are doing is introducing fairness and consistency of treatment for social sector and private sector tenants alike.

[Dr William McCrea (South Antrim) (DUP)]

Can the Minister assure me that he and his Department are working closely with the devolved Administrations, especially the Minister for Social Development in Northern Ireland, on his proposed reforms?

[Chris Grayling]

I am happy to give the hon. Gentleman that assurance. My noble Friend Lord Freud, who has direct responsibility for housing benefit matters in the Department, is also responsible for liaising with the devolved Assemblies and so is having those kinds of discussions all the time.

Pensioners and Winter Fuel Payments

Lord McCrea of Magherafelt and Cookstown Excerpts

Tuesday 22nd November 2011 Commons Chamber

[Steve Webb]

What we have done is preserve the amount that was scheduled to be spent in Northern Ireland exactly as planned. Clearly, £50 a head in Northern Ireland is probably slightly more than the figure for the cold weather payment. I did some mental arithmetic while the right hon. Member for Belfast North was speaking and I suspect that that figure is slightly larger. The key choice was between doing nothing—taking our baseline and taking £70 billion or £80 billion out—and trying to reverse at least one of the cuts. I think that the right thing to do was address the cold weather payment.

Let me give a slightly cheeky example of why that was our priority. I checked the dates of birth of the hon. Members from Northern Ireland and found that at least one of them would, in principle, qualify for a winter fuel payment—I am not going to name names. [Hon. Members: “Go on.”] I am not even going to look in the direction of the person I am talking about.

[Dr William McCrea (South Antrim) (DUP)]

I hoped to catch your eye, Mr Speaker, and at the commencement of my speech I was going to make it very clear that I qualify for the winter fuel payment. When I have received it, I have always given it to a disabled family who do not get that allowance. I am happy even to give the names of the people who receive it.

[Steve Webb]

That is entirely the response that I expected. The point is that not everyone would perhaps respond in quite that way. Given the choice between spending the money on at least some folk gracious and generous enough to give it away, or on people who self-evidently desperately need it because they are on a low income or are disabled and it is freezing cold, the priority at a time when money is tight is obvious. This is one decision that I would defend.

--- Later in debate ---

[Dr William McCrea (South Antrim) (DUP)]

This debate has at least established something, because the Minister has acknowledged, as Hansard will clearly show, that we are talking about cuts—that what is being proposed, and what is actually happening, is a cut for pensioners. I appreciate his having forthrightly acknowledged that, for it is often painted in another fashion or covered up in some way.

It is true that we are living in financially difficult times and that hard choices have to be made. The Government have made a choice to cut pensioners’ winter fuel payment, and they must stand by their choice. We have often listened to the Government hiding behind things that the Opposition were going to do had they remained in power. They must stop doing that and face the fact that they are in government, so they carry the responsibility. What some other Government were going to do is not relevant; what is relevant is that this coalition Government have decided to cut money from the most vulnerable people in our society. The cost of living for the over-65s is increasing, as it has been for the past four years, and they are now faced with a cut. When I listened to the Minister’s speech, I wondered whether there was a prize for the quiz that he was holding, but we have not heard whether he will give some pensioners the prize of a reinstatement of this money.

Let us acknowledge that for many of our constituents in Northern Ireland, gas is not a possibility; they do not have that option. People are facing exorbitant, rocketing heating oil prices, and in many cases throughout the Province they have no alternative. Heating oil prices seem to keep going up. My constituents constantly tell me that it is amazing that just when the cheques for the winter fuel payment are about to come through the letterbox, the oil prices go up. Perhaps a review of this could be undertaken, because it has a serious impact on my constituents, who face great difficulties at this time of the year. I acknowledge that the energy stamps scheme run by some of our councils is of great help to our constituents in enabling them to face the heating bills that come in during the winter months.

[Sir Robert Smith]

There is an aspect of off-grid that I did not touch on, and I wonder whether the hon. Gentleman thinks that there is more mileage in it. As the renewable heat initiative comes in, does he agree that converting some off-grid domestic properties to heat pumps, particularly air source heat pumps, could make a difference?

[Dr McCrea]

With the greatest respect, many of the people who are losing the winter fuel payment—for example, those who are over 80—will not know about the scheme that the hon. Gentleman mentions. Let us deal with reality, because these are the people who are going to suffer as a result of the coalition Government’s proposal.

[Kate Hoey (Vauxhall) (Lab)]

I congratulate the Democratic Unionist party on proposing this debate, and I presume that there will be a Division of some kind so that we can show our views. Does the hon. Gentleman think that the saddest part of this cut, made for the sake of such a minimal amount of money, no matter what the economic position, is that it is the people over 80 who are really going to suffer?

[Dr McCrea]

I thank the hon. Lady for her comments, with which I wholeheartedly agree.

When I looked at today’s Daily Mail, I saw that the editor’s comment says—[Hon. Members: “Daily Mail?”] With the greatest respect, let me deal with the issue. It says that at a time when our people are enduring cuts at home, including to the winter fuel payment, UK taxpayers are ploughing an extra £300 million into an organisation such as Europe, with increases of “only” 2%. The Minister asked where the money would come from; I think we have identified where some of it could come from. Instead of paying it to Europe, we could be paying it to our elderly people—those over 80 years of age who are facing a choice between eating and heating. My right hon. Friend the Member for Belfast North (Mr Dodds) mentioned the money wasted on the referendum on the voting system, which was held to placate the minor party in the coalition. That money could have been spent to assist the elderly. It ill behoves those in the coalition to ask where the money would come from to deal with this situation, as they can certainly find it for others rather than the citizens of the United Kingdom.

These past three years have been devastating for the fuel poor within our society. Last winter in Northern Ireland, we faced the coldest December for over 100 years, with energy prices continuing to escalate, and we are entering a situation where the choice between heating and eating is a sad reality for many of our elderly constituents. In my own constituency of South Antrim, it has been estimated that as many as 42.4% of the population are living in fuel poverty, at least half of whom are pensioner householders. That is a significant figure and a worrying statistic.

Behind the statistics are human beings—elderly people within our society—who are suffering. Research carried out by Help the Aged in 2006 suggested that in winter many older people cope with the cold by staying in bed longer or wearing outdoor clothes indoors. The charity’s opinion that it is unacceptable in this day and age that anyone should have to resort to such measures in order to minimise heating bills will surely find support across this House. In its impact report in 2006, it stated:

“Winter is a difficult time for many older people. The cold, dark winter months leave many confined to their homes and for too many older people, those homes are cold, damp and inhospitable. Each year, older people living on inadequate incomes regard the approach of winter with dread”.

This year, with the decrease in their winter fuel payment, will certainly be no exception.

Living in a cold, damp home can have devastating effects on the health and social well-being of the elderly, rendering them isolated and susceptible to what should be avoidable illnesses such as asthma and stroke. Between 2002 and 2009, the number of winter deaths in Northern Ireland increased by 366%, and they are now at the highest level in western Europe. Experts agree that one of the root causes of this shocking statistic is fuel poverty.

When the then Government first introduced the winter fuel payment in the winter of 1997-98, they threw a vital and welcome lifeline to many thousands of pensioners across the United Kingdom. The decision to cut the winter fuel payment this year is shocking and people have reacted bitterly to the news. Only last month, a group of older people from Age Sector Platform in Northern Ireland travelled to Westminster to present the Minister of State, Department for Work and Pensions, the hon. Member for Thornbury and Yate (Steve Webb), with a petition containing the signatures of almost 15,000 people who were united in opposition to the cut to the winter fuel payment this year. The Age Sector Platform campaign continues to receive support as each day passes, not only from elderly people but from younger people who are genuinely concerned about their parents and grandparents who had depended on this additional and welcome source of income. Never before has a lobby issue attracted such a high level of support in such a short space of time.

Members will be interested to know that in June, a Pensioners’ Parliament was held in Northern Ireland for the first time. There was overwhelming support for a motion calling on the Government to reverse their decision to cut the winter fuel payment this year and to look at ways of linking future payments to energy prices. A survey conducted in the run-up to the Pensioners’ Parliament also emphasised the need for action in this area. It showed that three out of four older people identified keeping warm in winter as a worry, making it the No. 1 concern. As politicians, we cannot fail to recognise that a strong message is being sent to us and to this House.

The proportion of homes in fuel poverty in Northern Ireland is three times greater than that in England. Households in Northern Ireland spend 43% more on energy than the UK average. Electricity prices in Northern Ireland are 29% higher than in January 2008 and 11% higher than in the rest of the UK. The price of home heating oil increased by more than 150% between 2003 and 2010, with 23% of that increase occurring in just the last year.

It is inconceivable that once again this winter our elderly will have to choose between heating their homes and putting food on the table. The Government, through their current course of action, are condemning many pensioners in my constituency to a winter of hardship and suffering. As the National Energy Action group has said:

“Fuel Poverty is killing those most vulnerable in our society annually.”

It goes on to say that it is a basic essential that

“all householders in Northern Ireland have access to affordable warmth.”

Unfortunately, without urgent action from the Government on this matter, that entitlement will be denied to many.

I will finish because I realise that many right hon. and hon. Members want to speak. I will leave Members with a direct quotation from a lady known simply as Mrs P, who contributed to the Help the Aged impact report:

“When I get up, because I can’t sleep and I come down, I put an old quilt round me, and I sit here for as long as I can, reading, until I get absolutely frozen. Then I have to put the fire on and I think to myself ‘Look at me wasting all this fuel.’”

Let us not waste a moment longer. I appeal to the Minister to ensure that the appropriate action is taken to prevent people such as Mrs P from falling even deeper into fuel poverty.

--- Later in debate ---

[Jackie Doyle-Price]

The broader point is that many of the issues that face us in later life have been parked for too long. I congratulate the Government on gripping them, and in the ongoing debate we will have to ensure that we have good provision for people in their later years. I believe that will occupy the House’s attention for quite some time, because we cannot afford to get it wrong. We all need to get behind the Government and help to tackle the matter.

[Dr McCrea]

I accept all the hon. Lady’s points, but this is not an either/or situation. Surely the winter fuel payments complement what she has described. As the Minister has acknowledged today, the Government are proposing cuts. Many of our pensioners are asset-rich but income-poor, and they fall into the means-testing trap. The winter fuel payment is one way to help them.

[Jackie Doyle-Price]

I was just about to come on to means-testing, because that is where problems have arisen. I completely take the hon. Gentleman’s point that many pensioners are asset-rich and cash-poor, and that is why they find it difficult to make ends meet and pay all their bills. However, the biggest problem with pension credit and the move to means-tested benefits is that a number of people are not claiming what they are entitled to, for a number of reasons. It is partly because of the complexity of the system, but probably one of the biggest reasons is pride. Those of us who were familiar with my grandparents’ generation know that they really did not want to ask for what they were entitled to. We have tried to strike a balance between universal payment and means-testing, to direct support to those who need it. Ultimately, that will work only if we make it easier, and less of a stigma, for people to claim what they are entitled to.

I am quite confident that we have got the balance right, but I am not confident that we are doing enough to encourage people to make claims. The National Audit Office has pointed out that of the one third of people who are entitled to pension credit who do not claim it, many are in the poorest households. All of us could do our bit by highlighting the fact that support is available to people and encouraging them to claim it if they are entitled to it.

We want to ensure that older people receive the help to which they are entitled, and we need to satisfy ourselves that we are putting enough measures in place to support our pensioners. I am grateful to Democratic Unionist party Members for initiating this debate, which has given us the opportunity to ask ourselves whether we are doing enough, and I congratulate the Government on all that they are doing in this area.

Youth Unemployment

Lord McCrea of Magherafelt and Cookstown Excerpts

Wednesday 9th November 2011 Commons Chamber

[Chris Grayling]

My hon. Friend has made a good point. To be honest, I do not know why any of us listens to this lot. They were a disaster in Government, and the country is well rid of them. What we are trying to do now is repair the damage caused by 13 years of mismanagement.

[Dr William McCrea (South Antrim) (DUP)]

Will the Minister give way?

[Chris Grayling]

I want to make a bit progress first.

Let me now deal with the second element of our strategy: how we will deal with long-term youth unemployment, a problem that has become much more acute now that we have stopped massaging the figures and hiding the real picture. I believe that the Work programme will make a real difference to those young people. It has been up and running for four months—