National Insurance Credits

(asked on 6th February 2025) - View Source

Question to the HM Treasury:

To ask the Chancellor of the Exchequer, if she will make it her policy to amend the definition of relevant carer in Section 23A of the Social Security Contributions and Benefits Act 1992 to include individuals unable to apply for Child Benefit due to (a) extenuating circumstances and (b) domestic abuse.


Answered by
James Murray Portrait
James Murray
Exchequer Secretary (HM Treasury)
This question was answered on 12th February 2025

Parents and carers who claim Child Benefit automatically receive National Insurance credits until their child turns twelve. These credits count towards future State Pension entitlement.

Where HMRC is made aware that a person is a victim of domestic abuse, consideration of their Child Benefit claim will be prioritised before other, standard claims.

The Government recognises that some individuals may have missed out on entitlement towards their State Pension if they were eligible to claim Child Benefit but were unable or chose not to. This is why the Government is introducing a new NI credit for people who missed out on National Insurance credits because they did not claim Child Benefit, where no other successful claim to Child Benefit was made for the same period. The credit will be available to claim from April 2026. Transitional arrangements will be in place to ensure those affected from 2013 will be able to claim retrospectively.

Information about the full range of National Insurance credits available, the criteria that must be met to be awarded them and guidance on how to apply for them, is provided on the Government website at: www.gov.uk/national-insurance-credits/eligibility.

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