Question to the HM Treasury:

To ask the Chancellor of the Exchequer, whether he has made an assessment of the potential implications for his policies of the recommendations of Debt Justice's Together Against Debt Manifesto, published in March 2024.

The Government is committed to supporting people in problem debt. This is why at Spring Budget 2024 the Chancellor announced changes to make it easier to access a Debt Relief Order (DRO) in England and Wales.

In May 2021, the Government launched the Breathing Space scheme, providing a period of protections from creditor enforcement action for individuals in problem debt. The Government Debt Management Function (GDMF) have also recently developed and published a toolkit to help public sector creditors identity and support vulnerable individuals.

The Government provides a range of debt advice services through the Money and Pensions Service to meet the needs of individuals in problem debt, including national and community-based services.