Question to the HM Treasury:

To ask the Chancellor of the Exchequer, what plans he has to improve access to (a) life and (b) travel insurance for people who have survived cancer.

The Government continues to work closely with insurers and the Financial Conduct Authority (FCA), the independent regulator responsible for the conduct of the sector, to ensure people are supported to access the cover they need.

Under rules set by the FCA, insurers must treat customers fairly.

In 2020, the FCA found that some consumers with pre-existing medical conditions, including those affected by cancer, faced challenges navigating the travel insurance market. To address this, since 2021, the FCA requires firms offering retail travel insurance to signpost consumers to a directory of specialist providers if they are declined cover, offered cover with an exclusion, or charged a significantly higher premium due to a pre-existing medical condition.