Question to the Department for Transport:

To ask the Secretary of State for Transport, what recent discussions her Department has had with the insurance industry and relevant regulators on the rising cost of motor insurance in England.

Ministers and officials regularly engage with representatives from the insurance industry and regulatory bodies.

Furthermore, in order to fulfil the government’s commitment to tackling the soaring cost of motor insurance in the UK, the cross-government taskforce on motor insurance was formed in October 2024. The taskforce’s final report was published on 10 December 2025 and though the taskforce has now concluded, the government will continue its work to deliver against the actions set out in the report.

The annual average cost of cover in 2025 was £564, 9% (£58) lower than the average annual cost in 2024.