Poverty and Welfare Policies

Rachael Maskell Excerpts

Tuesday 6th January 2026 Westminster Hall

[Neil Duncan-Jordan]

I absolutely agree—in fact, the hon. Member must have read part of my speech, because I will come on to that point a bit later.

There is now a wealth of evidence showing that there is a growing gap between what people have and what they need for a decent standard of living. Millions in the UK are falling well short of that standard, as costs continue to rise and our social security system fails to provide adequate and appropriate support.

[Rachael Maskell (York Central) (Lab/Co-op)]

I am grateful to my hon. Friend for today’s debate. The Joseph Rowntree Foundation’s essentials guarantee sets a minimum that people should receive through the social security system. For a single person, it is £120, which is £28 more than they are receiving; for a couple, it is £205, which is £60 more than they are receiving. That is to achieve a minimum standard. Does my hon. Friend agree that the Government should be looking at the work of the Joseph Rowntree Foundation to ensure that people are lifted out of poverty?

[Neil Duncan-Jordan]

Yes, and I cover the JRF’s demands for an essentials guarantee a bit later in my speech—it will be one of the key points I make when I sum up.

Short-term support measures are of course vital for people in need, but they will only go so far. What we need is a social security system that is fit for the future. As the hon. Member for Horsham (John Milne) pointed out, some have argued that our benefits system is too generous, compared with those in other European countries. However, the rate of our benefits, such as unemployment benefit and the basic state pension, is incredibly low. According to a recent report from the Public and Commercial Services Union, unemployed workers in countries such as Ireland, France and Germany are entitled to more than double what UK workers get if they lose their job. It is no wonder, then, that almost a third of adults say they are unable to keep their home at the recommended minimum temperature of 18°C; that more than one in 10 UK households experienced food insecurity last year; and that the amount the poorest households have left after the bills have been paid has fallen by 2.1% in the last 18 months.

However, the weight of the cost of living crisis will not be lifted by boxing clever on single policies. One of the major structural changes we need in order to move beyond sticking-plasters and towards lasting change is the introduction of a protective minimum floor in our social security system, as supported by the Joseph Rowntree Foundation, the Trussell Trust and others. The principle is simple: if our welfare state is meant to be relied on when people need it, it has to cover the essentials they need to survive. Right now, five in six low-income households on universal credit are going without essentials, and nearly 90% of people referred to food banks are receiving a means-tested social security payment.