Oral Answers to Questions

Debate between Patricia Gibson and Guy Opperman

Thursday 21st March 2024 Commons Chamber

[Patricia Gibson (North Ayrshire and Arran) (SNP)]

T9. Three years ago, levelling-up funding for the upgrade of the B714 in my constituency was announced. So far no funds have been forthcoming. If and when the funding is finally allocated, what support can the Secretary of State provide to help ensure that this funding is sufficient to fulfil the upgrade, given that the cost of labour and materials are now much higher than they were three years ago?

[The Parliamentary Under-Secretary of State for Transport (Guy Opperman)]

That is a matter for the Department for Levelling Up, Housing and Communities. I will take it up with the Department and make sure that it writes to the hon. Lady.

Social Security (Up-rating of Benefits) Bill

Debate between Patricia Gibson and Guy Opperman

Consideration of Lords amendments
Monday 15th November 2021 Commons Chamber

[Patricia Gibson]

I absolutely agree with my hon. Friend that one of the so-called Union dividends is a pension that is a pithy amount compared with those in other developed nations.

There is genuine fear that this abandonment of the triple lock will lead to permanent and more damaging actions against pensioner incomes. The state pension is by far the largest source of income for millions of UK pensioners, and the triple lock has kept that secure throughout the pandemic. To break it now, as inflation creeps up and the cost of living becomes increasingly challenging, is a shocking attack on pensioner incomes, and it is part of a wider and increasingly obvious narrative from this Government. It is crystal clear, because we have the evidence. We know that women born in the 1950s had their pension age increased with little or no notice; we have seen unacceptable state pension payment delays for new retirees, causing genuine financial hardship and suffering; we have more than 2 million older people living in poverty; and with the triple lock abandoned, many pensioners are set to be £520 less well off next year. All of that will do untold damage to pensioners.

I again urge the Government to stop attacking pensioner incomes and at least keep one of their promises to the electorate by retaining the triple lock and preventing more of our pensioners from suffering hardship in old age. There is an opportunity today to do the right thing. The Government must take this opportunity, and they must take it with good grace.

[Guy Opperman]

I thank all colleagues for their contributions. The factual reality of the situation is that this Government are spending £129 billion on pensioners. That is £105 billion on the state pension and £24 billion extra on the various add-ons for pensioners, including winter fuel; free eye tests; bus passes; free NHS, obviously; pension credit—I could go on in great detail. My hon. Friend the Member for North Norfolk (Duncan Baker) asked whether the triple lock will return. I can assure him that that is the case.

Oral Answers to Questions

Debate between Patricia Gibson and Guy Opperman

Monday 8th November 2021 Commons Chamber

[Ian Byrne (Liverpool, West Derby) (Lab)]

15. What recent assessment she has made of the effectiveness of the state pension in tackling levels of poverty among pensioners; and if she will make a statement.

[The Parliamentary Under-Secretary of State for Work and Pensions (Guy Opperman)]

Since 2010, the full yearly amount of the basic state pension has risen by more than £2,050. Latest figures show that 200,000 fewer pensioners are in absolute poverty after housing costs compared with 2009-10.

[Patricia Gibson]

With women born in the 1950s having their pension age increased with little or no notice, with state pension payments delayed, causing real financial distress, with more than 2 million older people living in poverty, and with the triple lock abandoned with many pensioners set to be £520 worse off next year, to what extent is the Minister proud of this Government’s record of standing up for pensioners?

[Guy Opperman]

The hon. Lady will be aware that the triple lock has raised the state pension and that this year’s decision is a temporary one, for one year only. In respect of her campaign for 1950s-born women, that matter was decided in both the High Court and the Court of Appeal. If Scotland wishes to take action on this, there are various sections of the Scotland 2016 that she could address herself to.

Social Security (Up-rating of Benefits) Bill

Debate between Patricia Gibson and Guy Opperman

2nd reading
Monday 20th September 2021 Commons Chamber

[Guy Opperman]

I am not going to repeat the points I have made, but I manifestly disagree with the right hon. Gentleman. I would point out that we could add on the £24 billion of top-ups that this Government put forward over and above the £105 billion of state pension, so with respect we are in disagreement. There is also a significant degree of support for winter fuel, NHS prescriptions, free eye tests, the over-75s free TV licence and a variety of other matters.

[Patricia Gibson]

Will the Minister give way?

--- Later in debate ---

[Guy Opperman]

No, not for the moment.

SNP Members raised many points, and I want to address them. No mention was made, surprisingly, of the powers under sections 24, 26 and 28 of the Scotland Act 2016, which give the Scottish Government the ability to intervene on such matters, should they wish to do so, including the WASPI matters. No mention was made in answer to my hon. Friend the Member for Moray (Douglas Ross), who asked what currency an independent Scottish pension would be paid in. No mention was made of the ability to pay Scottish pensions upon independence, because of course answer there is none.

Reference was made to pension credit take-up, and I want to address the points made.

[Patricia Gibson]

rose—

[Guy Opperman]

I am about to answer the points the hon. Lady raised specifically, if she will bear with me.

Pension credit take-up was raised. We are doing a variety of things on that, including the pension credit awareness day in June, the engagement with the BBC—I met its chief executive only last week—the stakeholder roundtable in May, and the working group established with all the key partners in this matter, let alone the various other ways in which we have changed things and the over 11 million communications to pensioners up and down the country. The Government are proud of their record.

Gender Pension Gap

Debate between Patricia Gibson and Guy Opperman

Monday 19th April 2021 Commons Chamber

[Guy Opperman]

I am grateful to the hon. Gentleman for raising that point, because I am coming to that specific issue. He will be aware that we conducted a review of automatic enrolment and that we are committed to implementing its findings by the mid-2020s. We intend to remove the lower earnings limit, which will benefit low earners, and for the first time everyone will get an employer contribution from their very first pound of earnings if they are enrolled or opt in. That will improve the incentive to save, especially for women and those individuals working part-time in multiple jobs. In addition, the review also proposed extending eligibility to those aged 18, which will support younger people with the opportunity to start saving earlier for a more secure retirement. Clearly, there is a benefit in the hon. Gentleman’s constituency. In the constituency of the hon. Member for Strangford (Jim Shannon), for example, 7,000 people are currently automatically enrolled, and thanks are due to the thousands of employers who are supporting them in that process.

[Patricia Gibson]

While the Minister is talking about auto-enrolment, will he say whether he has any concerns about the issue I outlined about the employer using the net pay basis, instead of the relief at source scheme, so that tax relief can be earned?

[Guy Opperman]

The hon. Lady raised the RAS—relief at source—issue, which is a legitimate one. It is a matter governed by the Treasury. Obviously, I speak for all the Government, so I can try to address that point. She may have missed it, but in the Budget the Government announced a call for evidence on pensions tax relief administration, in line with the Conservative Government’s manifesto commitment to review comprehensively relief at source tax arrangements. The call for evidence is now closed and the Treasury is continuing to analyse the responses to it. The Treasury will, in the usual way, respond and publish its response shortly. Although the hon. Lady legitimately and rightly raises a matter that, to be fair, is also in the Conservative party manifesto as an issue to be addressed, the Treasury is addressing and has the matter in hand.

I will briefly touch on the very important issue of the self-employed. We remain committed to developing effective, durable retirement solutions for the self-employed. We commenced trialling a research programme in 2019-20 to test differing approaches aimed at improving retirement savings for self-employed people, looking at the role of behavioural messages and saving mechanisms using financial digital platforms. Some of those trials were paused during the covid pandemic for obvious reasons, but the work is done such that we hope to recommence trials this summer. We are also specifically working with Her Majesty’s Revenue and Customs to incorporate self-employed pension solutions into the Making Tax Digital programme that HMRC is rolling out, which I believe will genuinely assist the issue in relation to the self-employed.

Turning to the desire to make pensions simpler, more understandable and more practical, we are taking several measures to address that. In particular, the House will be aware of the pensions dashboard, which we took through in the Pension Schemes Act 2021. We are also driving forward the two-page annual pensions benefit statement, which will take the dozens of pages that were very hard to comprehend and make them into a simple two-page statement. We believe simplicity is key. We want all savers to be easily able to understand their pensions savings, so they can plan for the retirement they want. We believe that communications should be designed with savers’ needs in mind to encourage such engagement. Effective engagement will require a continued partnership between the various providers—the Government, the advisory community and the savers in the longer term.

I also want to outline to the House—I believe it is relevant to this debate—the pilot projects that we are conducting up and down the country on the midlife MOT. This builds on the work of the private sector, in particular Aviva and others, looking particularly at interventions between the ages of 45 to 50. Effectively, it is looking at wealth, work and wellbeing. We have committed several hundred thousand pounds to a number of pilot projects from Cornwall to the north-east and all across the country to ensure that there is a piloting of particular interventions to try to get people engaged with their pensions at an earlier stage and to see whether real differences can be made. I thank the Financial Conduct Authority for meeting me on this issue today as we try to drive forward this innovative change.

The hon. Lady also raised the state pension and a number of issues in respect of it. She will be aware that the state pension has never been higher in this country. When we came into government, it was barely £66 billion in 2009-10. It is now approximately £100 billion-plus. There is a well over £1,000 real-terms increase by reason of the triple lock. Clearly, pension credit has increased as well. She will also be aware that our reforms have seen the gap reduced between the state pensions of men and women. The new state pension system, introduced by one of my predecessors, corrects some of the historic inequalities of the previous system. Over 3 million women stand to receive an average of £550 more per year by 2030. The state pension outcomes are expected to equalise more than a decade earlier than they would have under the old system. We believe that the new state pension, introduced from 2016, gives equal value to national insurance contributions and credits, providing access to the same level of entitlement for all. There is also a comprehensive framework of credits available when people are out of the workforce, for example caring for children or elderly relatives. This will protect people’s state pension position for those periods.

We have introduced the “Check your state pension forecast” service, which I strongly recommend. There is also a desire for everyone to find out whether filling any gaps will increase their payments when they reach state pension age. In particular, that should be done in respect of gaps since 2016, because filling in the gaps, by either receiving credits or making voluntary national insurance contributions, could increase state pension.

The hon. Lady raised a number of additional points that I want to try to address. She raised the campaign on the women’s state pension age increase. Clearly, these were decisions made in the early 1990s and then legislated for, fundamentally on grounds of equality, in 1995. The notice period, I suggest, was several decades. Whatever the hon. Lady’s views or mine, this matter was then taken to the courts, and both the High Court and the Court of Appeal rejected all legal claims of the state pension age campaigners comprehensively, in highly detailed judgments.

This Government, at the same time, have raised the living wage, increased the personal allowance to £12,570, introduced free childcare, introduced the returners programme and addressed shared parental leave, and spent record sums already on universal credit, disability support and, as I say, state pension.

I thank all hon. Members for participating in this debate and showing a clear passion for improving pension outcomes for women. I believe that this Government and previous Governments have made progress. I accept that there is more to do and that closing the gender pension gap remains a priority for all.

Question put and agreed to.

Access to Pension Credit

Debate between Patricia Gibson and Guy Opperman

Wednesday 24th July 2019 Westminster Hall

[Guy Opperman]

Much though I am urged to do so by the hon. Gentleman. The hon. Member for Glasgow South West (Chris Stephens) asked if my phone was turned on, but it is most definitely turned off—with respect and due deference to the Chair—and it is not for me to make new tax or incentives policy.

A perfectly legitimate point, however, can be made in two ways in answer to my hon. Friend the Member for Cheltenham (Alex Chalk) and several other speakers. Voluntary organisations do a fantastic job of explaining to our older community—some of whom are digitally challenged and some fully up to speed online—the opportunities to claim and the things out there that the Government will provide, and that applies to any Government down the years. Basically, those organisations should have all our support, and anything that individual Members of Parliament, local authorities and local organisations can do to assist their efforts is entirely right. In my constituency, I have visited the Men’s Shed in Hexham and various support organisations, such as Age Concern in Corbridge. I fully accept that they do a fantastic job, as similar organisations do in Cheltenham and as does my hon. Friend. If we have the ability to use them more, I am happy to take any suggestions on board.

I accept that Government actions are criticised and I understand that it is for us to make our case, but I make a further point that the pension credit toolkit that we reissued in April, with two versions this year, provides copious advice not only to the individual who wishes to claim but to the voluntary organisations out there. I urge any voluntary organisations without access to the pension credit toolkit—which gives guidance, advice, assistance and recommendations of how to disseminate vital information to our constituents—to take it up, because it is of great importance.

All those things having been said, I want to make it clear that part of our case is that we would love pension credit take-up levels to be higher. The benefit is specifically intended to provide support to some of the poorest and most vulnerable pensioners in our community, and there is no question but that we are already committed to ensuring economic security for people at every stage of their life, especially when they reach retirement.

We are forecast to spend more than £120 billion on benefits for pensioners in 2019-20, which includes £99 billion on the state pension. As a result of the triple lock, from April 2019 the full yearly amount of the basic state pension is about £675 higher than if it had been uprated just by earnings since April 2010. That is a rise of more than £1,600 in cash terms.

In respect of pension credit, the value of the standard minimum guarantee this year is the equivalent of more than £1,800 per year higher in cash terms for single people, and more than £2,700 for couples, than it was in 2010. As a Government, we also spend £2 billion a year on winter fuel payments, which are payable to all pensioners, including those on pension credit.

The overall trend in the percentage of pensioners living in poverty has been a dramatic fall over recent decades. Rates of material deprivation for pensioners are at a record low. In fact, between 2009-10 and 2017-18, material deprivation for pensioners has fallen from 10% to 7%, and rates of relative pensioner poverty before housing costs have halved since 1990. We want to maintain that achievement. It is important that hon. Members understand that more than 1.6 million people already claim pension credit. That equates to £5.4 billion of claims. Indeed, as of November 2018, there were 2,450 pension credit claimants in the constituency of the hon. Member for Ogmore, and over 100,000 in Wales as a whole.

Moving on to the point about the BBC—

[Patricia Gibson]

Will the Minister give way?

[Guy Opperman]

I am going to answer several of the hon. Lady’s points, but I will give way.

[Patricia Gibson]

Before the Minister talks about TV licences, will he tell us whether he will investigate the concerns brought to me by constituents about the claim line not being properly staffed?

[Guy Opperman]

I was going to come to that at a later stage, but I will address it now. I am told that there is no evidence that not enough people are manning the phone line, which is a freephone number. However, if the hon. Lady provides me with the specific information by letter, I will look into it and respond to her. She also raised the issue of the ability to communicate by post. Anybody can make an application by post; it is not restricted to Northern Ireland, as I think she seemed to suggest. There is a difference because Northern Ireland is a devolved Administration and is dealt with in a different way, but 20% of the population make a paper claim by post. As I understand, postal applications are possible—I will be corrected if I am wrong.

[Patricia Gibson]

rose—

[Guy Opperman]

I will not give way again, because I have a lot of points to cover.

I want to deal with the point that the hon. Lady and other Members made about the state pension age increase. The hon. Member for Birmingham, Erdington (Jack Dromey) is married to a former Minister, now Mother of House, the right hon. and learned Member for Camberwell and Peckham (Ms Harman), who was in favour of the state pension age in the dim distant past in 1997, when she was Secretary of State for Work and Pensions. Hon. Members will understand that I am the latest in a long line of Ministers who have continued the policy of successive Governments to increase the state pension age by reason of equality legislation and the increase in life expectancy, which is light years away from the three score years and ten of our grandparents.

The hon. Member for North Ayrshire and Arran (Patricia Gibson) raised the situation of the Scottish Government in answer to my hon. Friend the Member for Cheltenham; I refer the House to the letter of 22 June 2017 from my opposite number Jeane Freeman to my hon. Friend the Member for Watford (Richard Harrington), in which she explains the section 26, 28 and 24 powers under the Scotland Act 1998, which provide opportunities for the Scottish Government to intervene should they so choose, particularly in respect of the section 26 discretionary payments.

I now turn to the issue of the BBC. Its decision to limit free TV licences only to those aged 75 and over and in receipt of pension credit is disappointing. We expected it to continue the concession, and we want it to look at other options to help more elderly people who rely on TV to stay connected to the world. The BBC has indicated that it will write to all existing TV licence holders, advising them of how the new policy will work and when they need to act.

The Government look forward to hearing more from the BBC about its detailed plans for communicating and implementing that change. That is clearly a matter for the Department for Digital, Culture, Media and Sport; Government officials continue to engage with the BBC, but it would be wrong not to point out that in 2015, when the decision was made, the director-general at the time stated:

“I think we have a deal here which is a strong deal for the BBC. It gives us financial stability...The government’s decision here to put the cost of the over-75s on us has been more than matched by the deal coming back for the BBC…I think being in control of our income…is a very grown-up response for the BBC and a grown-up response for any organisation”.

The House can draw its own conclusions from what Lord Hall said in 2015 and the consequent decision that it has made. I hope that the BBC will think again once it has reflected on the comments that it made in 2015 and the nature of the pushback that there has been.

--- Later in debate ---

[Guy Opperman]

No; I was quoting what the BBC said about the fiscal settlement, which made it clear that it was a strong deal that gave the BBC financial stability, and that the decision to put the cost on the BBC had been

“more than matched by the deal coming back for the BBC”,

which it then decided to take a differing approach to. Officials will continue to monitor the position.

I want to talk briefly about historical activity. Successive Governments have tried to promote pension credit, yet the take-up has remained stubbornly at around 60% for some considerable time. When pension credit was launched in 2003 there were higher figures, of up to 74%, but the Office for Budget Responsibility’s fiscal risk report from May 2008 stated that

“experience from 2003 to 2008, suggests that very large increases in take-up are unlikely”.

The Department for Work and Pensions under the Labour Government commissioned and examined that report. Successive Governments have put forward a variety of innovative approaches, but research in 2010 indicated that the most common reason given by those identified as eligible, for not claiming pension credit was that they believed they would not be entitled, typically because they had savings or other sources of income.

[Patricia Gibson]

rose—

[Guy Opperman]

I will not give way because I only have a minute before the hon. Member for Ogmore will make his closing remarks. There are other reasons, and I urge hon. Members to publicise pension credit. I urge the voluntary organisations, which are the most trusted organisations in a community, to support the processes. We use a variety of channels to communicate information about benefits, whether pension credit or other benefits. People can check whether they are likely to be entitled using the online calculator on gov.uk, or they can make a claim by calling a freephone number.

We engage with people who may be eligible for benefits at pivotal stages, such as when they are approaching state pension age. An accompanying leaflet contains information about pension credit and advice on how to check eligibility, and a freephone telephone number if they wish to discuss their pension credit entitlement. We also target those who report a change of circumstances. We know that the best way to reach eligible customers is through trusted stakeholder organisations, which may be best placed to understand the local circumstances and needs in their communities. That is why I strongly recommend the online toolkit for the agencies and individuals, but I welcome the opportunity to discuss this matter.

The Government are committed to increasing the number if at all possible. I thank the hon. Gentleman for raising the debate, and I wish him very well in his future married life.

Oral Answers to Questions

Debate between Patricia Gibson and Guy Opperman

Monday 18th March 2019 Commons Chamber

[Patricia Gibson (North Ayrshire and Arran) (SNP)]

George Osborne said in his 2015 summer Budget that the welfare system should always support the elderly and the vulnerable. Does the Secretary of State agree? If so, why are we seeing stealth cuts to pension credit for mixed-age couples—a loss of £7,320 to some of our poorest and most vulnerable pensioners?

[Guy Opperman]

These changes were introduced in the Welfare Reform Act 2012. We have always made it clear that mixed-age couples already claiming pension credit or housing benefit for pensioners immediately before 15 May will not be affected for as long as they remain in receipt of either benefit after that date. Just to be clear, there is no impact or effect on their state pension.

State Pension: Women born in the 1950s

Debate between Patricia Gibson and Guy Opperman

Thursday 22nd November 2018 Westminster Hall

[Guy Opperman]

That is the debate that, clearly, has to be held. I return to the point that the decision was originally taken in 1993 by my—then very youthful— right hon. and learned Friend the Member for Rushcliffe (Mr Clarke) and was supported by a series of Governments and Ministers way more experienced than I am, who have been here over the past twenty-something years. I am merely continuing that debate and discussion about how we progress.

[Patricia Gibson]

I thought I heard the Minister say that there had been a fall in pensioner poverty. That leads me to question where he gets his information. The UN special rapporteur was clear: between 2012-13 and 2016-17 there was a 300,000 rise in pensioner poverty in the UK, which he specifically linked to the rise in state pension age. Is the special rapporteur wrong?

[Guy Opperman]

We may take some time to dissect the specific figures on that, but I will attempt to do so—[Interruption.]—if the hon. Lady bears with me.

One starts with the basic principle that the figure used to be at 40% for relative poverty and is now down to 16%. The reason for the 300,000 increase is that more pensioners are in relative poverty after housing costs. That is the issue in relation to relative poverty, because in the past few years the housing costs of those of working age have reduced, because of lower mortgage rates. That reduction in housing costs increases income for those with mortgages, and that pushes median income up. That then feeds through to increase the number of pensioners who are below the 60% of median income poverty line, as the vast majority of pensioners do not have a mortgage and so do not see any benefit from lower mortgage rates. There can be a discussion about relative and absolute poverty and how to measure them, but the overall trend is dramatically down for such poverty, and I believe the explanation of what the rapporteur said is as I have just set out.

I have not addressed the specific point about the Scottish National party proposals and the vexed question of the Scotland Act 2016. As I understand it, various previous proposals—and specifically the one outlined today—would reverse the 2011 Act in its entirety. The SNP’s projected cost for that is £8 billion. We manifestly disagree and suggest it would be in the region of £30 billion, with further costs as long as women’s state pension age was below 66.

As to the Scotland Act powers, I accept that the hon. Members for North Ayrshire and Arran and for Paisley and Renfrewshire South (Mhairi Black) and I have had robust debate on many such occasions, but I would always say as I have previously, “Don’t take this from me.” I will read the letter from Jeane Freeman of 22 June 2017, in which she sets out what payments can potentially be made under sections 26, 28 and 24 of the Scotland Act 2016. Under the heading of section 26 she states:

“This power is limited to providing help with ‘short term needs’, and those needs must require to be met to avoid a risk to a person’s wellbeing… Their needs and the risks to their well-being would have to be assessed individually.”

Pension Equality for Women

Debate between Patricia Gibson and Guy Opperman

Thursday 14th December 2017 Commons Chamber

[Patricia Gibson]

Will the Minister give way?

[Guy Opperman]

If the hon. Lady will bear with me, I will answer her point.

In relation to specific areas of Scotland, the long and short of it is that I do not have the life expectancies for specific constituencies, as has been asked for, but in the Glasgow city area, for example, life expectancy at birth, according to the December 2017 ONS figures, has increased by more than four years for men. Life expectancy at 65 in Glasgow city is 15 years for men and 18 years for women, an increase on 2001 to 2003. [Interruption.] The hon. Member for Oldham East and Saddleworth (Debbie Abrahams) asserts from a sedentary position that I am using the wrong data. The data I am using is what the Office for National Statistics has said and from the Cridland report.

[Patricia Gibson]

rose—

[Guy Opperman]

I am conscious of your restrictions on the length of time available to me, Madam Deputy Speaker, so I will come back to the hon. Lady in a moment, if she will allow me.

The state pension was initially addressed in the 1995 Act. The need to do so arose because of life expectancy changes and the anticipated increase in the number of pensioners in the years to come. As I have said, the Labour Government introduced the Pensions Act 2007, which again increased the state pension age. I should point out that the Labour party has now resiled from that position and seeks to argue that both the Blair and Brown reforms were wrong.

The Government listened to concerned voices during the passage of the 2011 Act, as I indicated to the hon. Member for Easington. The proposed two-year acceleration was reduced to 18 months, benefiting more than a quarter of a million women, with the concession being worth more than £1 billion. Going as far as some campaigners have argued—he mentioned early-day motion 63 and what he described as “full compensation”—would represent a cost of more than £70 billion to the public purse. With respect, the requirements those changes would make in relation to taking into account the difference between men and women would require new legislation, meaning that an ongoing inequality would potentially be created between men and women.

[Patricia Gibson]

Perhaps the Minister could offer me some assistance. He talks about life expectancy increasing, and I do not want to argue the toss about whether it is or is not. I am curious about something, and I hope he will be able to explain this to me. Just because people are living longer, I do not understand why this particular generation of women should pay the price, given that they expected to receive their pensions at 60. The argument about life expectancy might be one about reforming pensions in the future, but we are talking about this particular group of women, who feel very let down and cheated because at 60 they have not got their pension.

[Guy Opperman]

I am conscious of Madam Deputy’s Speaker’s desire that I should end my speech speedily, so I will write to the hon. Lady with a detailed reply to the point she just raised.

I have barely had a chance to address the arguments made by my hon. Friends from Scotland, which include the point raised eloquently by my hon. Friend the Member for Moray (Douglas Ross) that Jeane Freeman, my opposite number as Pensions Minister in Scotland, has indicated that her Government have the powers to act under sections 24, 26 and 28 of the Scotland Act 2016. I stress the point strongly that there is no question but that they have this power, because this is not about dealing with pensioners as such; the provisions we are dealing with concern people who are of working age, according to the law. I rely strongly upon the words not of this Government but of the Scottish Government, as set out in her letter of 22 June.

The issue of notification was raised, and I can answer the points on that briefly. Clearly, there was massive parliamentary debate, on repeated occasions, in 1995. Thereafter, we saw multiple articles in the press and media; the distribution of a huge number of leaflets; a campaign in 2004 to educate people about their state pensions; adverts in a variety of ways; correspondence in two different ways, both prior to 2010 and after 2011; and state pension forecasts sent to 19 million people over the past 17 years.

I wish to make a couple of final points. We recognise that some men and women are forced to reduce their working hours or cannot work for reasons of sickness, disability or caring responsibilities. The Government are committed to supporting the vulnerable, and we spend about £50 billion a year on benefits to support disabled people, those with health conditions and carers, as my hon. Friend the Member for Eastleigh (Mims Davies) particularly mentioned. That equates to 6% of all Government spending. With increased financial pressures, we cannot change a policy that was implemented over 22 years ago and supported by all three political parties.

I finish with a point about life expectancy, as the hon. Member for Easington and I are good examples of that—we have both suffered from cancer. I am delighted to see that he has made a recovery from lymphatic cancer. I have made a recovery from a brain tumour. Those illnesses would have killed us both 30 to 40 years ago. There is no question but that the life expectancy changes are what has driven this approach on the part of successive Governments. With increased financial pressures, it would be unaffordable and not right, in the light of the changes we have had, to place an unfair financial burden on future generations.

State Pension Age

Debate between Patricia Gibson and Guy Opperman

Tuesday 21st November 2017 Westminster Hall

[Guy Opperman]

I want to make a little bit of progress.

I turn to the legislation passed over the last 22 years, during which time Labour, the coalition and the Conservatives have all been in government. Back in 1995, after two years of debate and consultation, the Government legislated to equalise the state pension age to eliminate gender inequalities in state pensions. That was a result of welcome increases in life expectancy, combined with the anticipated increase in the number of pensioners in the years to come.

[Patricia Gibson]

The Minister has talked about the number of people who are living longer, getting telegrams from the Queen on their 100th birthday and so on. That is fantastic, and I am sure that we are all happy about it, but can he not see that it does not help the women who have been told, with very little notice, that they will not get the pension they thought they would get at age 60? Telling them that they will live longer does not ease their hardship now.

[Guy Opperman]

Over the past 22 years, the Government have gone to significant lengths to both communicate and mitigate the nature of the state pension age changes, and that included a campaign in 2004 to educate people about their state pensions and extensive debates in the House of Commons on a multitude of occasions under a number of different Governments.

Oral Answers to Questions

Debate between Patricia Gibson and Guy Opperman

Monday 9th October 2017 Commons Chamber

[Patricia Gibson (North Ayrshire and Arran) (SNP)]

14. What recent discussions he has had with the Chancellor of the Exchequer on improving pension transition arrangements for women born in the 1950s.

[The Parliamentary Under-Secretary of State for Work and Pensions (Guy Opperman)]

The Secretary of State has regular discussions with the Chancellor, but the Government will not be revisiting the state pension age arrangements for women born in the 1950s that are affected by the Pensions Acts of 1995, 2007 and 2011.

[Guy Opperman]

I can only repeat the answer I just gave: the Government do not intend to revisit the state pension age arrangements for women born in the 1950s who are affected by the Pensions Acts of 1995, 2007 and 2011. The cost would be in excess of £70 billion.

[Patricia Gibson]

The Minister will be aware that, following the Brexit vote, bond yields dropped by 30%, increasing the public sector pensions bill by a hefty 30% to £1.8 trillion over the last year. Is this latest example of Government ineptitude the real reason WASPI women are being ignored, penalised and denied their pensions?