St David’s Day and Welsh Affairs

Debate between Nusrat Ghani and Ann Davies

Thursday 26th February 2026 Commons Chamber

[Ann Davies]

We are working closely with LINK and the FCA to get as much information as we can to secure a hub. That is what our communities need. They deserve to be able to get to their cash safely.

My community means everything to me. The interwoven history and heritage of Caerfyrddin run through my veins. As I have said before, I have moved only 4 miles in my entire life, and I have no intention of moving any further than that—I love where I live and I love the people there. It is a privilege to live there, and, like others, I want the best for my patch, so I was delighted when a new post office was opened in Whitland after a sustained period of absence.

When we consider access to cash, let us look for opportunities to place a post office within local shops, convenience stores and even pubs. That increases footfall and gives businesses an opportunity to increase turnover and expand naturally. A few villages in my constituency are currently looking for that opportunity. One of them is the township of Laugharne, which is of course famous for the Dylan Thomas boathouse—it is where he wrote “Under Milk Wood”, and he and his wife Caitlin are buried in the churchyard there. These are inevitably decisions for the local community, and I hope that they find a resolution soon.

As David’s last words were “Do the little things”—gwnewch y pethau bychain—I ask for large organisations, such as LINK, the FCA and the Post Office, to collaborate closely with our communities to ensure that access to cash is a reality for everyone. Rural communities are unique, and what works in a city or a large town does not automatically work there. There is no one-size-fits-all solution.

That brings me back to my community. Caerfyrddin is filled with castles, history and heritage, but it is also filled with talent, entrepreneurship and vision. Let us harness those qualities and work together to help the places that we are so proud of to thrive and prosper, in line with what our communities need, want and deserve. Let us do the “pethau bychain” together.

[Madam Deputy Speaker (Ms Nusrat Ghani)]

I do not want to disappoint you, Ms Davies, but I cannot sign your petition, because I have my own petition for a banking hub in the town of Crowborough, which colleagues are more than welcome to sign.

Public Authorities (Fraud, Error and Recovery) Bill

Debate between Nusrat Ghani and Ann Davies

Report stage
Tuesday 29th April 2025 Commons Chamber

[Ann Davies (Caerfyrddin) (PC)]

Over the past few months, it has been one thing after another for the vulnerable, the sick and disabled people. The recently announced cuts to welfare will affect 6% of the population in Wales, according to Policy in Practice, punishing the sick and disabled. This Bill adds to that punishment by increasing state financial surveillance of welfare recipients. It is full of intrusive measures, from granting access to three months of bank statements, to allowing direct deductions from bank accounts without court orders and providing police with powers under the Police and Criminal Evidence Act 1984 to enter and search a property. That is not just my opinion: numerous charities and organisations from Age UK to the Child Poverty Action Group support Big Brother Watch’s recommendation to oppose eligibility verification powers under clause 74, for example.

Similar powers were proposed by the previous Conservative Government and considered a potential breach of privacy under the Human Rights Act. Labour MPs at that time were among critics of those powers. It is disappointing to see so few Labour MPs here today, but I thank those who have once again spoken up. I am glad to see amendments, including amendments 8 and 9 tabled by the hon. Member for Liverpool Wavertree (Paula Barker) and amendment 11 tabled by the hon. Member for Poole (Neil Duncan-Jordan), that seek to address such concerns, including by limiting or removing powers to compel banks to provide sensitive financial information.

Even the thought of this provision is causing real anxiety and distress, such as for my constituent Simon Mead and his family. Mr Mead’s daughter, who receives PIP due to the long-term effects of brain cancer as a child, and his son, who suffers from psychosis and schizophrenia, are extremely worried about the Government accessing their private financial decisions. It is already affecting their day-to-day life and decisions. When I wrote to the Government outlining Mr Mead’s concerns before the Bill was published, I was told that the Bill is

“not designed to cause distress or to undertake covert surveillance of disabled people, or any benefit claimant”.

Well, that is obviously not the case, is it?

Combined with restricting winter fuel payments, the refusal to abolish the two-child cap and the sweeping welfare cuts, many vulnerable and disabled people genuinely feel that they are being disproportionately targeted. This is a reality that the Labour Government must accept and address. The Bill further stigmatises people who we are supposed to protect—those who are entitled to state support—who are already suffering following recent UK Government decisions. As Members of Parliament, it is our job to better people’s lives and ensure that everyone in our community feels supported. We are here to serve and to serve all our constituents, which includes the vulnerable, the elderly, the disabled and the infirm. We are not here to cause further distress and hardship. We need to ensure that constituents have access to the help and services they need. Sadly, this Bill does the opposite.

[Madam Deputy Speaker (Ms Nusrat Ghani)]

That is the end of the Back-Bench contributions. We come to the Front Benches and first the shadow Minister.

Warm Home Discount

Debate between Nusrat Ghani and Ann Davies

Tuesday 25th February 2025 Commons Chamber

[Ann Davies (Caerfyrddin) (PC)]

Extending the warm home discount to all households that receive means-tested benefits could make a difference to many, especially those who have not received their winter fuel payment this winter. However, £150 off will not go far enough to help the 56% of adults in Wales likely to ration their energy over the next three months, according to National Energy Action Cymru. With the energy price cap rising again in April, will the Minister admit that we need long-term solutions that ensure energy affordability, such as the social energy tariff, which I have asked for since I came to this House last July, in order to support—

[Madam Deputy Speaker (Ms Nusrat Ghani)]

Order.