Oral Answers to Questions
Debate between Mary Glindon and Lord Barker of Battle
Gregory Barker
We have taken it on board that, to date, and particularly under the last Government, people who live in park homes have had a very poor deal. We are doing two things. First, we are making the energy company obligation more applicable to people who live in park homes, accepting that there are challenges with insulating such properties. Secondly, we are exploring whether it is possible to pay the warm home discount to people who live in such homes. We understand that they do not receive that currently because they pay their bills through the site operator.
Mrs Mary Glindon (North Tyneside) (Lab)
Working men’s clubs, such as the Innisfree in my constituency, are struggling to stay open. They find, like many of their members, that energy bills take up a large chunk of their limited budgets. What can the Minister offer to improve their energy efficiency and so help these important community institutions to stay open?
Gregory Barker
We take all measures to improve energy efficiency extremely seriously. I would be very happy to hear more about the example that the hon. Lady has mentioned. If she will write to me or meet me, we will see what we can do to help.
Oral Answers to Questions
Debate between Mary Glindon and Lord Barker of Battle(11 years, 11 months ago)
Commons ChamberRead Full debate Read Hansard Text
Gregory Barker
I am delighted to say that making sure that our international climate fund benefits the UK low carbon sector is a key aim of our policy. That is why I took a trade mission—the largest ever green trade mission—to east Africa in October, and I will be going in the new year to the middle east, taking more of our renewables companies, to make sure that where we are supporting developing countries, UK industry gets the benefit of that, and in the long term, probably more than the total spend.
Mrs Mary Glindon (North Tyneside) (Lab)
7. What discussions he has had with the Chancellor of the Exchequer on the implications of the autumn statement for investment in new energy infrastructure.
Oral Answers to Questions
Debate between Mary Glindon and Lord Barker of Battle
Mrs Mary Glindon (North Tyneside) (Lab)
2. What assessment he has made of the potential effects on consumers of proposed changes to the Consumer Credit Act 1974 regarding early repayments and the green deal.
The Minister of State, Department of Energy and Climate Change (Gregory Barker)
The hon. Lady raises an important issue and we have taken a lot of care over it. Any green deal provider will be able to charge additional penalties only if it is genuinely able to prove that it will suffer a loss as a result of a consumer’s decision to repay early. In addition, all consumers will have the ability to challenge any additional penalties, with recourse to the Financial Ombudsman Service where necessary.
Mrs Glindon
Given that the Department’s own impact assessment predicts interest rates as high as 9.5% under the green deal, does the Minister think the added possibility of a hefty penalty for early repayment will help to present a compelling case to families hoping to bring their energy bills down?
Gregory Barker
I understand the hon. Lady’s worries, which are why we have considered the matter so carefully, but there is a balance to be struck. If there are not penalties for those who repay early, the rest of the market will bear the additional risk and lack of profit, pushing up the cost of green deal plans for everybody else. I hope the interest rates will be significantly lower than she said, but we think we have got the right balance between consumer protection and a dynamic market.