Universal Credit (Removal of Two Child Limit) Bill

Manuela Perteghella Excerpts

2nd reading & Money resolution
Tuesday 3rd February 2026 Commons Chamber

[Manuela Perteghella (Stratford-on-Avon) (LD)]

The two-child limit has punished children for circumstances entirely beyond their control. For nearly a decade, families have been denied support simply because a child happened to be born as a third or a fourth child. That was a cruel choice made by policymakers, not one made in children’s best interests, and it really shows that a Government can get it wrong. This was a particularly callous policy because it was designed to punish children, and because of the harm done to generations of young people, who are the future of our country.

Today, 4.5 million children in the UK are growing up in poverty, including in my constituency of Stratford-on-Avon. This policy has been a major driver of deep poverty, pushing working families further into hardship at a time when food, energy and housing costs remain painfully high. In Stratford-on-Avon, I hear from parents who are working hard, often juggling insecure hours or caring responsibilities, yet are still struggling to afford basics such as heating, healthy food, transport and even furniture. Many live in privately rented homes where costs keep rising, while support has been cut or frozen. These families are doing everything that is asked of them, yet the system has been stacked against them.

I gently remind the shadow Secretary of State, the hon. Member for Faversham and Mid Kent (Helen Whately), that looking after five children as a single parent is a job—it is work. Raising a family is one of the most important jobs or contributions that a person can make to society. Research by the Social Market Foundation has made the wider point that when countries make it harder to have and raise children, birth rates tend to fall and populations age faster. That has real consequences for the long-term health of our economy and the public finances, because a smaller working-age population has to support a larger retired population, while demand, productivity and innovation can all suffer.

The same analysis also underlines something we should be honest about in this debate: in the UK, being a parent is too often tied to financial pressure. Where families feel supported through affordable, high-quality childcare and a safety net that does not penalise children, outcomes are better for parents and for children alike, and the whole society benefits. If we are serious about giving every child the best start in life, we should stop designing policy that makes it harder for families to get by.

Removing the two-child limit is the single most effective step this House can take to lift children out of poverty during this Parliament. It is backed by children’s charities, economists, educators and those working on the frontline. It will improve health, educational outcomes and life chances, while easing pressure on public services in the long term. A fair society does not balance its books by denying children support. It invests in them, protects them and gives every child the opportunity to thrive. That is why I and my Liberal Democrat colleagues support the removal of the shameful two-child limit and why I am proud to back the Bill’s Second Reading.