Social Housing Bill [HL]

Lord Stoneham of Droxford Excerpts

2nd reading
Monday 1st June 2026 Lords Chamber

[Lord Stoneham of Droxford (LD)]

My Lords, I declare my registered interests in property and as a past chair of three housing associations. I am fully supportive of this Bill. It is very rare that you find a Bill that you are so enthusiastic about, but I am because it supports my current thinking.

I certainly appreciated the intellectual arguments from the noble Lord, Lord Young of Cookham, that the right to buy is not itself responsible for the diminution of our public housing stock; I accept that. But the fact is that it has led to a huge decline in public housing stock as politicians did not use the money that should have been used, and now we see the big social need for more social and public housing. It has also had unintended consequences. I think the noble Lord, Lord Young, did hint at those. There is a housing estate in Winchester, in Hampshire, where I live, which is now dominated by student rented accommodation, because 40% of the stock is now back in the private rented sector. That actually makes it more difficult to keep the appearance and the pride of the estate as they should be. So, it has had unintended consequences.

I also support the extra protection for victims of abuse in this Bill; that is long overdue.

One has to see this Bill in the context of the Government’s Delivering a Decade of Renewal for Social and Affordable Housing document. The first thing that is of benefit in that is the recognition that it is a 10-year plan. Five-year plans barely get off the ground before the five years are over. I think that is important, although it puts into question whether the Government are going to achieve 1.5 million homes in five years—I do not believe they will. A 10-year plan is much more sensible. Secondly, securing a firm, stable rental income increase policy to encourage investment is very important. I supported the comments of the noble Lord, Lord Lansley, on that. It provides the opportunity for alternative capital sources. Thirdly, the Government’s boost to housing numbers is not enough yet but, given the financial constraints, it is a start. The other important thing in the Government’s policy is the recognition that, to get housing numbers up, you need a big contribution from the public sector and from housing associations.

In the limited time I have, I want to concentrate on three issues, which I think are important in social housing and what is needed now in the social housing sector. The first thing is to recognise that the housing market is in the doldrums, and the Government’s policy depends on half the social houses coming through the work of developers. But there is the current state of the market; in London in the last financial year, only 6,325 homes were completed. They need over 80,000. Everywhere there are unviable housing schemes because of the big increase in housing costs, the uncertainty in the market and the dominance of the six major developers, whose business models still depend on house prices rising. It is not surprising the housing market is in the doldrums.

Are the Government looking at a contingency plan if the doldrums continue? Will they be prepared to step in and buy houses from the private sector if any of the private sector builders go into administration? Would they be prepared to accelerate investment? This does not necessarily mean the total spending over 10 years but, to get the housing market moving, they may need to accelerate the investment in social housing in the short term.

I share the concern of the noble Lord, Lord Best, who cautioned against concentrating solely on new build; improving stock is just as important. We have to remember that the tenants are actually helping to fund investment in the associations and through the council housing revenue accounts through their rents. They need to see some benefit in the stock they are living in, and we need to make sure that resources are going into this. What plans do the Government have for keeping housing providers up to the mark in improving their stock?

One final issue I would like to comment on, which is a concern to me, is the well-being of tenants and the sense of pride of community. Anyone who has been canvassing in social housing stock in recent years knows that they are also part of the alienated electorate. That is the strongest feeling you get when you go around social housing. Why is that? It is not surprising that a lot of these people are struggling to make ends meet. They are the most vulnerable in the jobs market and they are cynical of the management they experience. I have spent time in housing associations countering the view “It’s good enough for them”; it is not. They have to have the best quality of repair work and the best environment on their estates, which private estates could look up to. They also need some help and service: encouragement, through housing associations, with job training and training on IT and the use of facilities. That would actually help their housing management as well.

There is a danger in our social housing that alienation leads to non-participation and to people wanting to vote Reform. Regeneration is absolutely critical in some of these estates. So investment in improving estates must be made to show that the housing managers care. This can be done through improving landscaping, sorting out parking and reinstating support services, all of which we have accepted in the private sector but are not in public housing.

[Lord Lemos (Lab)]

Can I invite the noble Lord to finish?

[Lord Stoneham of Droxford (LD)]

I am just finishing. What plans will the Government bring forward to improve sink estates generally and restore the confidence, commitment and involvement of social tenants?

Social Housing Bill [HL]

Lord Stoneham of Droxford Excerpts

Committee stage
Wednesday 17th June 2026 Lords Chamber

[Lord Bird (CB)]

I will speak to my Amendment 116. The Government are charging us all with getting behind the idea that there will be 1.5 million new houses by the end of the Parliament. I suggest that one way you could achieve that is by being serious about the number of empty homes in the United Kingdom, particularly England. There are 250,000 empty homes in England and, at the same time, 164,000 children and 124,000 families are caught in temporary accommodation. I am not saying it would be easy, but you could be wise and do nationally what Manchester, Plymouth and Wales are trying to do: incorporate empty homes into the fabric of their housing strategies. If that could be done, it would be a real plus.

I was born in Notting Hill, which was full of empty homes in the post-war period, along with Bayswater and that area. The middle classes did not go off to the colonies any more; they went to Bayswater and to Notting Hill, and they started to convert these voids into precious homes. Environmentally and socially, it was wonderful. It got too wonderful: the house that I was born into, which was a slum, would now cost about £20 million—if they have not pulled it down because it was such a slum.

Overall, it would be a good idea for the Government to say that they are going to empty our temporary accommodation and look at new ways of doing that that incorporate buildings that are left empty for over six months. Some 250,000 houses are screaming out, in my opinion, for us to intervene. There would be all sorts of problems because some people would find it inappropriate, but, if the Government were serious about this, those homes could be put to much more use. You could start kicking a hole in that required 1.5 million.

What the noble Lord, Lord Young, said was wonderful. If we spend all the money on new houses, what are we going to do about those failing estates and the voids? What are we going to do about the fact that many local authorities and housing associations cannot afford to convert void houses that are boarded up? This Government have to have a strategy on empty homes. I do not see that in the strategy at the moment.

[Lord Stoneham of Droxford (LD)]

My Lords, I intervene briefly to say that the regeneration of some of our social estates is a high priority. The last Labour Government spent a lot of money regenerating city centres. I hope that, if they have long enough, this Labour Government will give a similar high priority to the regeneration of some of our social estates.

It has not been easy, and more difficult in some respects, given the right to buy. As the noble Baroness, Lady O’Neill, said, regeneration takes a long time— 10 or 20 years—so it is difficult to see easy or quick returns, and resources are a huge problem. To achieve the regeneration of these estates, often you need partnerships, not just the local authority but housing associations and private developers. There is obviously an important role for mayors in this as well as we progress.

The main experience that I have had is of the Rowner estate, in Gosport, which was a Royal Naval estate. It was in huge dereliction after the Navy left its responsibilities. The regeneration of that estate has taken 30 years, with a genuine partnership that involved quite difficult decisions, such as the decision that to regenerate it would require it to be turned into an estate that was one-third owner-occupied, one-third private rented and one-third social housing. The transformation has been remarkable. There are many estates up and down our land that are neglected and need an initiative from the Government. In the rush to get high numbers of new houses, we must not forget the regeneration of our older estates.

[Lord Evans of Guisborough (Con)]

My Lords, I will speak to Amendment 117D, which I have tabled. This is the first time that I have tabled an amendment in Committee, so it is a momentous occasion, for me at least.

I apologise for not having taken part in the Second Reading debate as I was unavailable. Clearly, I missed something because the debate so far on the Bill has been extremely well informed and knowledgeable. It is a privilege to contribute, and to follow the noble Lord, Lord Bird, who has done so much to help homeless people in London. As a former Deputy Mayor of London, I can say that we are very grateful for the work that he has done over the years. I am not sure whether I support his amendment, but I certainly support his efforts.

I am grateful to my noble friend Lord Young, who reminded us of the housing action trusts, not least because one of those first trusts was in the London Borough of Waltham Forest. I can well remember the Chingford Hall estate, because it was in my ward, and the trust started its work in my first year as a newly elected councillor in 1990. I stayed in that ward for 12 years, so I was able to see the work continue and conclude. That estate has been transformed. There is clearly a lesson here for all of us.

I move to my amendment. As a former deputy mayor, I understand that housing is a challenging and complex issue for us to deal with, and many factors affect whether a mayor can achieve their targets. My noble friend Lady O’Neill reminded us that there are now 1.3 million households on the social housing waiting list. I am very much aware that the construction industry and the property sector in this country provide an underpinning for general economic activity. If we can get homes being built, we will provide jobs and skills for people, and we will feed more money into the economy. It is vital not just for providing homes for people but for growing the economy.

In London, I am afraid that the story recently has not been so good. In 2022-23, there were 26,000 starts, which was a pretty good performance, but, by 2023-24, that had fallen to just over 3,000. In response, the mayor has reduced the amount of social housing that he requires in developments from 35% to 20%; that will bring some developments within a range where it is profitable for the builders to build them, which was clearly not the case before, so it is a step forward, but even with that concession, London is still struggling. The most recent figures that we have, from the JLL Partners survey that took place earlier this year, was that in the first three months of 2026 only 7% of housing starts were achieved, which leaves London’s government with 93% to complete for the rest of the year, which I think noble Lords will agree is a challenging target.

It is against this background that I am promoting this amendment, which would provide a mechanism to ensure accountability not just for the Mayor of London but for mayors and authorities around the country. At this stage, we are just asking for a feasibility study, but I think the possibilities may range beyond housing targets: the results of the study could be applied to other targets and to democratic accountability for mayors in future. I place the idea before the Committee, and I very much look forward to the Minister’s response.

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[Lord Fuller (Con)]

As part of my ward work last month, I was surprised that a home in Brooke, in my ward where I live, under the Victory Housing banner, is actually owned by part of a much larger RSL headquartered in Gloucestershire. I mentioned it at Second Reading, and since then it has reached out to me to explain that it actually has a local team to manage these properties. That is reassuring, but the truth remains that the shots are called from miles away. It is a close-to-home example of the way in which the RSL landscape has consolidated, as small RSLs have bought up others and then in turn been taken over still further in the name of economies of scale.

I can understand why this has happened, but scale has not been good for tenants. Tenant reps have been excised from the landscape. There is a lack of local accountability, with national RSLs populating their boards with the great and good from out of town, the consequences being that a focus on local matters such as anti-social behaviour has been relegated to the subs’ bench—and I am conscious that the football starts in a minute.

At Second Reading, I suggested that the Bill could be stronger on anti-social behaviour to demonstrate that the Government are on the side of law-abiding residents, but it is not. That is one of the reasons that have prompted me to introduce Amendment 90 to mandate that and other desirable traits so that the social purpose of social providers is enshrined in law.

I explained how there has been a consolidation of actors in this space, but one of the reasons for liberalising certain financial powers in the Bill—which I do not oppose—is that it will drive financial engineering to new heights. It is the intended consequence of the Bill, but the liberalisation must come with strings attached. It should not be necessary, but it now has become so, to state what the social purpose of RSLs is, not least because there is £35 billion burning a hole in the Government’s pocket. Our job, it seems to me, is to ensure that there is conditionality attached to that largesse if RSLs are to be favoured with cheap money and government underwriting in a way that Berkeley, Norfolk Homes or Redrow—others are available—are not.

In too many cases, RSLs just do not grip the anti-social behaviour that blights the lives of neighbours. I know, because I have seen it myself, that others look away when the criminality is committed. We have the nonsense of community gardens left ungrown and untidy in the name of “No Mow May”, which lasts all year. It is lazy and slovenly, and impacts families miles away from the out-of-towners who sit on these boards.

It is telling that in a briefing on the Bill by the National Housing Federation, which explained that it runs more than 2.5 million homes, supporting 6 million people living in 62% of all the social homes in England, there was not a single mention of social purpose, save to say that the federation was driven by it without explaining what it means. Front and centre it certainly was not.

I know why this has happened. Candidly, among RSLs in particular, there has been far too great a focus on development. That has led to the loss of social purpose. The truth is that as RSLs have become overleveraged, they have been caught out by increases in build, finance and land costs, and there is no financial space for the social purpose—an omission the Bill should correct.

We are in Committee, so I have had a stab at defining what the social purpose could be. It is duplicated in Amendment 110. For those organisations that want to take the Government’s shilling in a way that is not available to other private developers, we need to look at the strings attached. My amendment would enshrine six key principles—I will not list them, in the interests of time, but they are there in the amendment—and regulations to codify them, along with success factors, would follow.

Too many RSLs have taken the wrong path. They have strayed from their original purpose. They have lost sight of the social purpose. Instead, they have been hooked on speculation and property development, on the back of cheap government finance, so we need to bring them back on track. If you take the money, my amendment would provide the hair on the deal. It is not too much to ask. If they want to take the cash in a way that is not available to private operators, they need to take their social responsibilities seriously—and if they cannot, they can go to Barclays, NatWest or Lloyds, or any other bank, just like the others. I beg to move.

[Lord Stoneham of Droxford (LD)]

I am going to speak very briefly—there are matters of life and death about to start in 10 minutes, and I am not going to stand in the way of that—but I am surprised by these amendments. They have been tabled by Conservative Peers going for centralisation and more regulation. We want better people running housing associations; we want good chairs, good chief executives and effective boards. I have to ask: do you want social entrepreneurial spirit, creative drive and a commitment to efficiency in customer services to be suffocated by overregulation, interference and process? We need a balance. I do not believe these probing amendments aim to provide a balance.

[Baroness O’Neill of Bexley (Con)]

My Lords, I am grateful to noble Lords who have contributed to this group. Amendment 90, in the name of my noble friend Lord Fuller, seeks guidance on the social responsibilities and purposes of social housing providers. As we argued in our Amendment 108, we need to understand the other responsibilities that providers have towards tenants and the boundaries that exist. My noble friend’s amendment is very similar to our Amendment 109; it is clear that we are united in our priorities, but we can look at the drafting more closely ahead of Report.

Community engagement brings me to Amendment 103, in the name of my noble friend Lord Holmes of Richmond, which proposes tenant board representation of at least one-fifth, as well as mandatory tenant advisory panels for the codesign of allocation policies and a requirement to publish complaints data by protected characteristic. We agree that tenant voices should be heard, with their dreams and aspirations for the places and communities in which they live. That is admirable and we welcome the intention behind the amendment.

I turn to the amendments in my name and that of my noble friend Lord Jamieson. Amendment 110 seeks a wider review of governance arrangements for social housing providers. This includes board composition, tenant representation and the role of elected councillors, but also their accountability to local communities, scrutiny arrangements and performance information. This is crucial. Community engagement should not be a box-ticking exercise or tokenistic; it should be rooted in existing democratic structures.

Amendment 111 would enable local authorities to require senior housing association representatives to attend scrutiny committee meetings. In my experience, I could always rely on my good relationships with local housing association representatives, but we realise this is not the case for everyone. Although we have argued for the independence of housing associations to be recognised, this should not prevent associations being held accountable to local elected representatives and having constructive conversations.

Amendment 112 would require housing associations to publish quarterly performance information, including performance in relation to repairs, complaints, tackling anti-social behaviour, tenant satisfaction and void properties. This would be useful both for tenants and for local authorities, and for the associations themselves to help focus on areas for improvement.

Finally, Amendment 115 would empower social housing tenants to request an inspection from the Regulator of Social Housing. The Secretary of State could make regulations outlining the grounds on which this could be requested, including how many tenants would be required to support such a request and in what circumstances a request could be refused. We believe this is a balanced approach but one that is tenant-led. We hope that we can work together with noble Lords to finalise amendments to be brought forward on Report. I would be interested to hear the response of the Minister to those amendments.

Social Housing Bill [HL]

Lord Stoneham of Droxford Excerpts

Report stage
Monday 20th July 2026 Lords Chamber

Moved by

[Lord Stoneham of Droxford]

13: Clause 12, page 11, line 24, leave out “C” and insert “D”

[Lord Stoneham of Droxford (LD)]

My Lords, I am grateful for the advice of the Local Councils Network on a number of amendments that I have tabled in this group, and for the support of the noble Baroness, Lady Coffey, and, on one amendment, the noble Lord, Lord Best. The Bill’s objective is to provide more social housing and protect our existing stock from ongoing dilution. The previous Government built roughly 130,000 new affordable homes in their five-year period. However, during that period, 28,000 social houses were disposed of. In the first year of this Government, 28,000 affordable homes are being built, but 5,806 have been lost from the social housing stock through disposal.

The first group that we looked at this afternoon dealt with the right to buy. These amendments concentrate on three things. First, they address other leaks in the bucket where social rent homes are being disposed of through sale. The exact figures are not known, but we estimate that there are 5,000 a year. Secondly, they would strengthen the provision where social houses are disposed of, so that proceeds are used to provide replacement social rent housing. Thirdly, they try to improve information on what exactly is going on here by requiring the collection of relevant data so that affordable housing is distinguished from social rent housing—we do not do that currently.

In Committee, the Minister was concerned about my amendment compromising the categorisation of private registered housing providers with government debt. Therefore, on Report, I have abandoned giving local authorities the right of first refusal at existing use value when social rent housing is being disposed of. However, in Amendment 15, we have maintained the right of private registered providers to be informed of disposals, as well as local authority housing, which is already provided in the Bill.

I am worried about overregulation and bureaucracy—I suspect that the Minister might be as well—and the feasibility of how every housing provider can be informed in a local situation. That is why my Amendment 21 proposes that a national disposal register, with access to local authorities and housing associations, should be provided. It should not be difficult to do this, and it needs to be done anyway for local authorities. It can then be accessible to housing association private registered providers.

We are supportive of the amendment from the noble Lord, Lord Best, and I hope very much that the Government will respond positively to the concept that the time for notification should be increased from four to eight weeks when a housing sale is being contemplated. The local authority could then have a proper period to consider whether it could intervene to purchase the housing. I hope very much that the Government will accept that amendment.

My Amendment 17 would provide for notification content to assist decision-making, so that people can make decisions in a fairly limited period—even eight weeks is fairly limited. Therefore, it would require that tenure, EPC ratings, housing compliance, stock condition survey findings, accessibility adaptations, general funding data and compliance certifications should be included in every sale notice. Following discussions with the National Housing Federation, this amendment has been designed to remove anything that the providers do not already hold. They would therefore not need to commission anything specifically. It is not designed to create an additional burden; it would just ease the process of information so that decisions can be appropriately made about whether a local authority or registered provider could get involved in purchasing the property.

Since Committee, I have tabled two new amendments dealing with the Homes England funding framework. Currently, Homes England will be asked to develop a code of responsible development disposal practice to protect social housing, in consultation with the regulator and the sector. Compliance with it will be a condition of accessing funding. The code would recognise that not all disposals are irresponsible, and we do not want to deter appropriate regeneration.

Amendment 27 addresses a significant gap in the current framework. When a provider sells a grant-funded social home on the open market, it can comply by choosing to repay any grant to Homes England and then walk away with no obligation to provide any replacement house anywhere. The amendment would require that where a social rent home disposal involves public money, it should be invested in a replacement home in the same local authority area, with a slightly more flexible requirement for affordable rent disposals. The provider would still be allowed complete commercial freedom on the disposal itself.

Finally, Amendment 21 and a similar amendment from the noble Baroness, Lady Jones, Amendment 22, concern registered providers. At the moment, they already notify the regulator following the completion of the disposal, but the tenure is not currently included in that return, and the regulator has never published the resulting data that would tell us whether it is affordable or social and where the local authority is losing social housing. We simply do not know how many social rent homes are lost through disposal and where.

These amendments attempt to underline the fact that there is a huge disparity between social and affordable rents, and therefore we must do all we can to prevent any reduction in the stock of social rented housing. The amendments seek to protect against inappropriate disposals without reinvestment and to improve information so that we can determine what exactly is happening.

[Lord Best (CB)]

My Lords, I support Amendment 17 from the noble Lord, Lord Stoneham of Droxford, and shall speak to my own Amendments 14 and 16 in this group. I declare my housing interests as on the register, not least as a vice-president of the Local Government Association, to which I am grateful for its help with this amendment.

The sale of social housing properties that have become expensive to repair and maintain, or are simply situated in an inconvenient location, has become a contentious issue for the housing association sector. The LGA has calculated that in 2024-25 alone, 5,250 social housing homes were sold to private buyers, often at auction and no doubt often to private landlords who will be less scrupulous about letting them in poor condition. These homes are lost to the social housing stock even where the properties may be among the only remaining social rented accommodation for less affluent people in the area. The financial case for these disposals may be clear, but disposals of hard-to-replace social housing are seldom in the public interest.

As the noble Lord, Lord Stoneham, noted, the Government recognise this issue, to the extent that the Bill introduces a requirement for a social landlord to notify the relevant council of their intentions to sell four weeks in advance. This provides at least a fleeting opportunity for intervention that could save the property from leaving the social housing sector. A local authority keen to preserve the accommodation as social housing could try to negotiate its retention, perhaps by making a grant towards its repairs, or even by the council making a bid for the property. However, this represents a somewhat lightweight response to what is becoming a major drain on much-needed stock: 28,585 homes have been sold out of the social housing sector in the last eight years. The response of a four-week window when councils will be notified is surely inadequate; this is too short a time for sensible decision-making, so my Amendment 14 seeks to improve this notification requirement by extending the timescale from four weeks in advance of a disposal, as the Bill specifies, to eight weeks generally, and to 12 weeks in designated rural areas, where there are special difficulties, as the noble Lord, Lord Cameron will explain. These changes would provide a wider window of opportunity for action to preserve the social housing.

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Homes England already sets a series of conditions on how recycled capital grant may be used. These include the expectation that providers deploy recycled grant in support of identified housing need and in line with investment priorities set out in local plans. These conditions seek to strike a balance between ensuring the provision of much-needed homes and not unduly restricting the use of grant in a way that may compromise the delivery of new social homes altogether. The varied circumstances that registered providers operate within—for example, some may be directly developing new homes whereas others may invest in the social housing sector through other means—supports a more flexible approach to the use of recycled grant. With this in mind, I am not persuaded by the value of introducing further restrictions on the use of recycled grant and kindly ask the noble Lord and noble Baroness not to press their amendment.

[Lord Stoneham of Droxford (LD)]

My Lords, I do not see a particular need to wind up on these amendments. The concession that the Minister has made on Amendment 14 is pretty acceptable, given what is being asked. I was disappointed by her not moving on rural housing, but those are not really my amendments.

Generally, I can see why the Minister is worried about delay and overbureaucratisation, but I am disappointed that she has not been prepared to go further, particularly on the provision of information. Although the information is there, certain aspects are not being collected and it is not being publicised. The Government should have an interest in knowing exactly what is going on here and following through on it. However, having heard the Minister’s response, certainly to my amendments, I do not propose to press them.

[Baroness Taylor of Stevenage (Lab)]

The point I was trying to make was that the Regulator of Social Housing is undergoing a complete review of that subject at the moment. I think it is appropriate for us to feed all that into the regulator’s review and let it work out with the sector what information is appropriate.

[Lord Stoneham of Droxford (LD)]

I am very grateful to the Minister for suggesting that, certainly on Amendment 21. In other respects, I am prepared to withdraw my amendment.

Amendment 13 withdrawn.