Social Housing Bill [HL]

(Limited Text - Ministerial Extracts only)

Report stage
Monday 20th July 2026 Lords Chamber

[Baroness Thornhill (LD)]

I am not sure that it is quite as big, difficult and dramatic as that—we just did it.

We believe that the priority must be more social housing. We believe in better protections for existing stock and a housing system that works for those who need it most. We do not believe that these amendments help us to achieve that. I completely respect the views of the noble Lord, Lord Jamieson, and his team on this. I believe this is a legitimate political difference and we are just not going to agree on it, hence my short but sweet contribution. I hope to continue in that vein throughout the rest of the afternoon and evening—but not too late into the evening, I hope.

[The Parliamentary Under-Secretary of State, Ministry of Housing, Communities and Local Government (Baroness Taylor of Stevenage) (Lab)]

My Lords, it is probably every Minister’s worst nightmare to stand up in the House just a few minutes after the Secretary of State has announced that he is no longer part of the Government. I hope noble Lords will forgive me for thanking our Secretary of State, Steve Reed, for his service to housing, local government and communities. He has worked tirelessly in his time to ensure that our places and the people in them can achieve their full potential. I wish him well for the future. I know he will continue to serve from the Back Benches, or wherever else he ends up in government. Thank you very much, Steve.

It is a great pleasure to bring the Report stage of the Social Housing Bill before the House today. My town was built to house people from war-torn London in 1946, and my passionate belief that good homes are the foundation for people and places achieving their potential comes from that. Our Government are delivering the biggest increase in social and affordable housing in a generation. In July 2025 we set out a plan for a decade of renewal in social and affordable housing, including a reinvigoration of council house building, and we have since launched a new 10-year £39 billion social and affordable homes programme, with a focus on maximising delivery and increasing the supply of social rent homes.

The Bill supports councils to build more homes, alongside funding through the Council Housebuilding Support Fund, allowing councils to combine right to buy receipts with a social and affordable homes programme, extending preferential public works loan board borrowing and providing a 10-year rent settlement to give councils and providers greater certainty to invest in supply. Our new Prime Minister recently wrote:

“If you do not give people a good home, what chance have they got of having a good life?”,


which I agree with. His pledge this morning was not to end homelessness—although I am sure that is his ambition too—but to end rough sleeping, and I absolutely support that wish.

In Committee I stressed the narrow focus of the Bill on the three key issues that are its purpose: enabling local government to build new social housing while keeping alive the aspiration for those tenants who wish to do so to buy their home; supporting domestic abuse victims so that they are not re-victimised by the housing system; and removing some former social housing provisions that have never been enacted. I am grateful to noble Lords for discussions that have been broad and constructive, and, in order to assist your Lordships, I have provided details of two parallel pieces of work that I hope have assisted with the wider issues raised by Peers: the thoroughgoing review of statutory guidance on allocations, and the comprehensive review of stock management. I have also asked today for all sources of data on social housing to be circulated, which I understand has been done; I hope that those will be helpful.

Amendments 1, 2 and 3, tabled by the noble Baroness, Lady O’Neill of Bexley, and the noble Lord, Lord Jamieson, repeat amendments already made in Committee. As such, I have already set out the rationale for increasing the minimum eligibility period for right to buy and made it clear that Clause 1 should stand part of the Bill. I have also confirmed that we have no intention of applying this clause only to new tenancies. These amendments would undermine the chief aim of our right to buy reforms, which is to preserve existing social housing stock while ensuring that long-standing tenants continue to be able to buy their homes.

Three years hardly represents a significant period of investing in a property through rental payments. In consultation there was strong support—from 81% of respondents—for increasing the eligibility period, and indeed 10 years is the average tenancy length for someone buying under the scheme currently. Excluding existing tenancies would mean that the existing rules continued to apply to the great majority of council housing tenants, and we would continue to see homes being sold as early as three years after a tenancy was secured.

To respond to the points made by the noble Lord, Lord Jamieson, about numbers, the reduced maximum cash discount levels still offer tenants significant financial support to buy their own home. Updated modelling suggests that a long-run average of around 1,500 council tenants annually will be able to buy their homes under the new discounts. Under the previous baseline, the system was projected to deliver a loss of around 26,000 homes between 2026 and 2036. By contrast, following the reduction in maximum cash discounts in November 2024 and the implementation of the Bill, we expect to see a net gain of around 18,000 homes in the same period. Taken together, this approach ensures that the scheme remains accessible and fair and delivers better value for the public while supporting tenants into home ownership. For these reasons, we oppose those amendments.

Amendment 4 seeks to retain the existing statutory timescales for processing right to buy applications by removing Clause 4 from the Bill. The Government do not support that. We have heard from social landlords that additional time is needed to process more complex cases—for example, in relation to valuation issues or safeguarding concerns. Additional time will also help landlords to undertake appropriate checks and identify cases that may require further investigation before a sale can proceed. Importantly, these revised timescales are maximum periods, not targets. We expect landlords to continue to process applications as quickly as possible, and tenants will continue to benefit from the existing statutory protections where delays occur.

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16:52

Division 1

Amendment 1 disagreed.

Ayes: 162

Noes: 220

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[Baroness O'Neill of Bexley (Con)]

My Lords, I will continue with the brevity. I thank all noble Lords who have contributed to this thoughtful and constructive debate. Given it is my first time speaking this afternoon, I remind your Lordships of my interest as a part-owner of a rental property in Bexley and as a vice-president of London Councils.

We have heard a range of important contributions on how the disposal of social housing should be managed, and I am grateful to my noble friend Lady Coffey and to the noble Lords, Lord Stoneham of Droxford, Lord Cameron of Dillington and Lord Best, and of course the noble Baroness, Lady Jones of Moulsecoomb, for bringing forward these amendments for consideration.

First, there is the importance of transparency. Whether through the provision of additional information on sales notices, the establishment of a national register or post-disposal reporting requirements, noble Lords have rightly highlighted the need for greater visibility of what is being sold, to whom, and with what consequences for local housing provision.

Secondly, there has been a strong focus on ensuring that social housing assets remain within the sector, wherever reasonably practicable. Amendments concerning notification periods, opportunities for other registered providers to purchase properties and the development of a code of responsible disposal practice all seek to address that objective.

Thirdly, several amendments have recognised that not all social housing is the same. Homes adapted for people with disabilities, homes in rural communities and homes let at social rent all make a particularly valuable contribution to meeting local housing need. It is understandable that noble Lords wish to ensure that such properties are not lost without proper consideration of the consequences.

We have also heard persuasive arguments regarding the recycling of capital grant and the importance of replacing homes within communities from which they are lost, wherever possible. As housing pressures continue to be felt across the country, there is clear merit in ensuring that local areas benefit from local reinvestment. From these Benches, we believe that housing providers should have the flexibility to manage their stock effectively, but that must be balanced against the equally important objective of maintaining the supply of social housing and ensuring confidence in disposal decisions.

This has been a valuable debate which has explored how that balance might best be struck. I once again thank all noble Lords who have participated, and I look forward to the Minister’s response.

[Baroness Taylor of Stevenage (Lab)]

My Lords, I am grateful to all noble Lords who have taken part in the debate on these amendments. I will now address those amendments relating to the operation of the disposals measure in the Bill. This measure is simple: it will ensure that councils and other social housing providers in the local area are notified before social homes are sold. In doing so, we hope it will do what we all want it to do, which is to maximise opportunities for other social housing providers to buy and retain social homes.

The new requirement must of course be balanced against the need to ensure that private registered providers are free to make their own responsible decisions about how to manage their assets, so they can keep their homes safe and decent and continue to invest for the long term. I am pleased that noble Lords are largely supportive of the measure, and I have been grateful for the opportunity to discuss these issues raised in Committee with noble Lords ahead of this debate.

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[Lord Stoneham of Droxford (LD)]

My Lords, I do not see a particular need to wind up on these amendments. The concession that the Minister has made on Amendment 14 is pretty acceptable, given what is being asked. I was disappointed by her not moving on rural housing, but those are not really my amendments.

Generally, I can see why the Minister is worried about delay and overbureaucratisation, but I am disappointed that she has not been prepared to go further, particularly on the provision of information. Although the information is there, certain aspects are not being collected and it is not being publicised. The Government should have an interest in knowing exactly what is going on here and following through on it. However, having heard the Minister’s response, certainly to my amendments, I do not propose to press them.

[Baroness Taylor of Stevenage (Lab)]

The point I was trying to make was that the Regulator of Social Housing is undergoing a complete review of that subject at the moment. I think it is appropriate for us to feed all that into the regulator’s review and let it work out with the sector what information is appropriate.

[Lord Stoneham of Droxford (LD)]

I am very grateful to the Minister for suggesting that, certainly on Amendment 21. In other respects, I am prepared to withdraw my amendment.

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[Baroness O'Neill of Bexley (Con)]

My Lords, I thank all noble Lords who have contributed to this debate, particularly my noble friends Lord Young of Cookham and Lord Fuller, the noble Baronesses, Lady Thornhill and Lady Watkins of Tavistock, and the noble Lord, Lord Best. They have brought forward these amendments and highlighted the very real challenges faced by many shared owners. I thank Lucy and the many others who have shared their examples with us that have brought this to light.

This has been a valuable debate on an area of housing policy which was intended to provide a bridge to home ownership but which, for some households, has been increasingly difficult to navigate. We have heard concerns about affordability, rising service charges, the costs associated with staircasing and the difficulties faced by leaseholders whose homes may be difficult to sell or mortgage. We have also heard concerns about the loss of affordable housing stock, where shared ownership properties leave the sector altogether.

The amendments before us seek above all to shine a light on these issues. Amendment 23 focuses on gathering better evidence about unsaleable and unmortgageable homes and on understanding the extent to which affordable housing stock is being lost. Amendment 25 asks the Government to undertake a broader review of whether the shared ownership model is delivering the outcomes it was designed to achieve.

From these Benches, we continue to support the principle of shared ownership as a route into home ownership for those who might otherwise be excluded from the housing market. However, support for the principle should not prevent us from examining how the scheme operates in practice and where improvements are needed. A review of the sort proposed by my noble friend Lord Young would provide an opportunity to assess the evidence, understand the experiences of shared owners and identify any barriers preventing the scheme from fulfilling its original purpose. If my noble friend is minded to move his amendment, we shall support him. I look forward to the Minister’s response.

[Baroness Taylor of Stevenage (Lab)]

My Lords, I am grateful to the noble Lord, Lord Young of Cookham, for tabling Amendments 23 and 25, and to the noble Baronesses, Lady Watkins of Tavistock and Lady Thornhill, for their support. I recognise the constructive and persistent way in which the noble Lord has raised issues relating to shared ownership throughout the passage of the Bill and, indeed, in previous Bills. In my responses, I in no way want to undermine the difficulties of shared owners, which I understand have caused great anxiety and for which I am deeply sympathetic. In a moment, I will come on to the work that the department is doing to provide support for some of the issues the noble Lord raised.

I turn first to Amendment 23. Shared ownership landlords are independent bodies and decisions about the repurchase of individual homes sit with them. However, landlords already have the option to buy back homes, including where shared owners are unable to sell due to building safety issues. Landlords can already use their recycled capital grant funding to cover up to 100% of the cost of that.

Furthermore, allocating social and affordable homes programme grant funding for use on shared ownership buybacks would not be conducive to the core strategic objective of that new programme, which is to maximise supply, particularly of social rent homes. We expect landlords to set out any buyback policies, or confirm if they do not have one, on their websites. Ultimately, the solution for those struggling to sell their homes due to building safety issues is the remediation of unsafe buildings.

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18:21

Division 2

Amendment 25 agreed.

Ayes: 232

Noes: 146

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[Baroness O'Neill of Bexley (Con)]

My Lords, I am grateful to all noble Lords who have contributed to this debate. I begin by thanking the Minister for the constructive approach that she has taken throughout consideration of the Bill and for listening to concerns raised from across the House on the provisions relating to domestic abuse. I know that a number of noble Lords highlighted situations where abuse does not occur solely within a current or former intimate relationship but can also involve wider family members, including circumstances where children abuse parents, parents abuse children or other family members within the household are victims.

It is therefore welcome that the Government have reflected on those concerns and brought forward amendments which broaden the scope of these protections. The objective must always be to ensure that victims are protected and not left at a disadvantage, simply because their particular circumstances do not neatly fit within a narrower definition.

During Committee, we also raised concerns about the practical operation of these provisions and over the timescales involved in securing outcomes through the courts. While it is right that safeguards are in place, it is equally important that victims are able to obtain protection without unnecessary delay. I hope that the Government will continue to keep the implementation of these measures under review to ensure that they achieve their intended purpose in practice as well as in principle.

We have also heard valuable contributions on the amendments tabled by the noble Lord, Lord Best. The proposed duty to ensure continuity of tenancy for those forced to move because of threats of targeted youth or gang violence raises an important issue. Nobody should face the prospect of losing the security of their tenancy because they are compelled to move for the safety of their family.

Likewise, the amendment concerning access for registered providers to undertake essential safety inspections addresses a long-standing and very practical problem. Social landlords have a significant statutory duty in relation to gas safety, electrical safety and smoke and carbon monoxide alarms. Where access cannot be obtained despite reasonable efforts, there needs to be a proportionate mechanism that can protect both the rights of tenants and the safety of the residents. This amendment seeks to establish a clear framework for achieving that balance.

This debate is therefore united by a common theme of ensuring that the law provides appropriate protection, whether for victims of domestic abuse, tenants facing serious threats to their safety or residents whose well-being depends upon essential safety checks being carried out. I again thank all noble Lords for their contributions and the Minister for her engagement on these issues.

[Baroness Taylor of Stevenage (Lab)]

My Lords, I am grateful to all noble Lords who have taken part in this debate, including the noble Lord, Lord Best, the noble Baronesses, Lady Warwick, Lady Neate, Lady Lister, Lady Teather and Lady O’Neill. I will be moving government Amendments 30 to 75; noble Lords will be pleased to know that I will move them en bloc and not one at a time.

This Bill introduces important changes to give greater security and stability to social tenants who are victims of domestic abuse while giving landlords stronger powers to take action against perpetrators. While these protections have been warmly welcomed, we have listened closely to the legitimate concerns raised that the Bill’s protections, which focused on abuse involving a resident partner or that partner’s resident family member, are too narrow. They risk excluding victims of familial abuse in non-partner relationships, such as abuse between adult parents and adult children, siblings or other relatives. The government amendments close that gap. I especially thank my noble friend Lady Hyde for her engagement on this issue.

The amendments align the Bill’s provisions more closely with the Domestic Abuse Act 2021. by focusing on the victim who is personally connected to the perpetrator tenant and who occupies the home or has had to leave because of the abuse. They additionally make a number of consequential changes to who the court should consider when examining reasonableness under the discretionary ground or approving suitable alternative accommodation in joint tenancy cases. These amendments will deliver a fairer outcome for victims of familial domestic abuse. They demonstrate our Government’s commitment to engaging with the House and stakeholders, and to strengthening the Bill where there is a clear case to do so.

Commenting now on Amendment 28, I am grateful to the noble Lord, Lord Best, for tabling this amendment. It raises the serious issue of how the housing system responds when an existing social housing tenant needs to move urgently for their or their household’s safety. I thank the noble Lord for his constructive engagement with me on this issue. I also thank Helen Hayes MP; it was truly shocking to hear of the circumstances of her constituent, Georgia, and the shocking murder of Georgia’s son, Damarie Roye.

I agree that social housing tenants should not have to choose between their personal safety and the security of their home. There are existing protections: the social housing allocations framework requires that, where people need to move on welfare grounds, they must be given reasonable preference for social housing. Statutory guidance encourages local authorities to give additional preference to those fleeing violence. The Renters’ Rights Act will strengthen security of tenure for social housing tenants on assured tenancies from October 2027. However, I recognise the importance of considering whether we can go further to ensure that those who need to move for safety do not lose the security and associated benefits of their tenancy, which may have been built up over a number of years.

We need to consider carefully how any new duties on landlords would operate, particularly in assessing whether there is a threat to safety and where a landlord does not have suitable accommodation. We believe that further work is needed before any solution to this policy issue can be put forward. I have asked officials to explore this matter at pace, and we are keen to continue discussions with the noble Lord, Lord Best, and stakeholders on possible solutions, ahead of the Bill moving to the other place. I hope the noble Lord will understand how committed I am to ensuring that nobody should have to choose between their safety and their tenancy.

I also thank the noble Lord, Lord Best, for Amendment 29, which seeks to introduce a statutory route for registered providers of social housing to gain access to homes to fulfil their statutory safety duties. Since he last introduced this amendment, we have had a helpful discussion about these issues and my officials have been working closely with sector bodies. I recognise that there is growing concern from the sector that a lack of legal clarity leaves it unable to conduct necessary tests and repairs, and risks tenant safety.

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Moved by

[Baroness Taylor of Stevenage]

30: Schedule 1, page 18, line 26, leave out “resident partner” and insert “victim”
Member’s explanatory statement
This is consequential on other amendments in my name which expand the grounds for possession of social housing where there is domestic abuse.

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[Lord Jamieson (Con)]

My Lords, I will not seek to elaborate on the excellent speech by my noble friend Lord Young of Cookham, who made a powerful case that, where we have an asset with a finite supply and excessive demand, we need to look at how we can use it effectively.

I say to the noble Lord, Lord Best, and the noble Baroness, Lady Thornhill, who spoke about the impact on the tenant: what about that person who is not able to access social housing because it is occupied by somebody who could comfortably afford their own private rented home or could afford a higher rent? I am not suggesting that everyone can but, where we have a finite resource, we need to use it efficiently. Ultimately, that is about fairness, not just to the existing tenant but to families, often in difficult circumstances, for whom the opportunity of a social home could turn their lives around—as it has turned around the life of somebody who has moved on and been successful. It is also about fairness to taxpayers. Why should someone who is struggling to pay their private rent see their taxes fund a subsidised home for someone earning more than they are? Again, I am not saying that they all are. This is about moving on.

I am pleased that the noble Lord, Lord Best, raised the issue of incentives and carrots, so I was surprised that, earlier on, he did not support the incentive of the ability to buy your own home under the right to buy. Surely that is a tremendous incentive for anyone who could afford to do it, thereby creating, through building, another social home for somebody in tremendous need.

With that, I very much support my noble friend Lord Young of Cookham’s amendment and the retention of the previous Conservative measure, because it is about fairness. It is about using stock wisely and about ensuring that it does the maximum amount of good for the maximum number of people.

[Baroness Taylor of Stevenage (Lab)]

My Lords, I thank the noble Lord, Lord Young of Cookham, for Amendment 77. I recognise that the intention is to ensure that social housing stock is being used as effectively as possible by requiring local housing authorities to review lifetime secure tenancies at least every five years. But the Government’s position is clear: we support secure tenancies because they provide stability and certainty for social housing tenants in the long term, and for the communities in which they live. This is especially important for families, older people, disabled people and other vulnerable households, who need a stable and secure home and the ability to put down roots in their communities that comes with the certainty that lifetime secure tenancies offer.

Local housing authorities already have tools to manage their housing stock and to support tenants who wish to move to accommodation that better meets their needs. Local authorities can carry out checks to assure themselves that tenants are meeting the terms of their tenancies. I agree that social homes should be used as effectively as possible to support housing need and that we should support landlords to ensure that this is the case. That is why the Government have launched a review into how effectively social housing providers are using their properties. This work is considering how landlords understand tenants’ changing needs and support tenant movement, including where changes result in tenants underoccupying homes. I wrote to all noble Lords ahead of Report with further details of this review. It will report later this year and will be used to help inform future policy development. It is important that we let this work conclude to better understand current practices and challenges before taking action.

On the extensive social housebuilding programme, the answer to lack of supply and to the people on the waiting list is: build more social housing. We have an extensive social housebuilding programme. Inevitably, it had a lead-in time but, now that funding is being allocated, it will quickly accelerate—and I suspect it might accelerate even more quickly now we have new management in place, but that is to be seen later.

[Lord Jamieson (Con)]

I feel it is important to comment on that. That programme was announced over a year ago—I am pleased that the Minister has told me now that the allocations are available—and it will be interesting to see when the cash is out of the door. It will not deliver housing for at least another 18 months to two years. That is not making the step change that we need now.

[Baroness Taylor of Stevenage (Lab)]

But it is a programme that we started on, immediately we came into power, to fill the gap left by not building social homes for all those 14 years before we were in power. I appreciate that it takes a bit of time to get going, but we need to make a start on it, get the money out to those who will build the homes, and get them built.

I thank the noble Baroness, Lady O’Neill, and the noble Lord, Lord Jamieson, for Amendment 78. I understand that this amendment seeks to ensure that social housing is focused on those most in need. However, we do not believe that this is the right approach. As I outlined in Committee, the provisions on high-income tenants contained in the Housing and Planning Act 2016 have never been implemented. To provide regulatory certainty, Clause 17 repeals the provisions. The noble Lord, Lord Young, spoke about ducking tough decisions. These measures were never implemented by the previous Government due to concerns that administrative costs would likely outweigh the revenue raised. We also want to avoid creating disincentives for tenants to increase their earnings.

Furthermore, income should not be equated with housing need or indeed a lack of housing need. Some households earning higher incomes may have additional needs that mean that social housing is the only appropriate option for them. This is an important consideration. Social landlords already have flexibility to run discretionary schemes for higher-earning tenants if they wish to do so, and they will retain this flexibility. For those reasons, I ask that these amendments are not pressed.

[Lord Young of Cookham (Con)]

My Lords, I am grateful to all those who took part in this relatively short debate. I recognise that my proposition on Amendment 77 has not commanded the breadth of support needed to convince your Lordships to change the law. The noble Lord, Lord Best, mentioned the bedroom tax. I remember the hostility from the Labour Party when the coalition Government introduced what Steven Webb called the “spare room subsidy”. I note, however, that there are no plans to change it at all from the incoming Labour Government.

I will say a word in defence of Amendment 77, which did not propose that somebody’s rent should go up if their income went up—that is Amendment 78. It would also not be my proposition that, if somebody is on benefits, they should be made to forgo their tenancy. The gap between my proposition and what the Minister has just said is relatively small. I wanted a dialogue, with no compulsion, outlining the options available to somebody whose circumstances had improved, perhaps offering some help with a deposit or, as I said, with shared ownership. In response, the Minister said that social landlords can already do this.

You can give lifetime tenancies, but there are consequences: people in real need will not get access to a secure tenancy as fast as they might if there were more mobility through the social housing sector. Having said that, I beg leave to withdraw my amendment.