Bank Closures and Banking Hubs
Debate between Lewis Cocking and John Hayes(1 month ago)
Commons ChamberRead Full debate Read Hansard Text Read Debate Ministerial Extracts
Lewis Cocking (Broxbourne) (Con)
I commend the hon. Member for Blyth and Ashington (Ian Lavery) for securing this important debate.
Like so many places across the country, bank branches have closed at an alarming rate in my constituency. Not so long ago, residents could pop down to a branch of every major high street bank in the towns of Waltham Cross, Cheshunt and Hoddesdon. Just last week, Halifax became the latest bank branch to shut its doors in Waltham Cross, while in Hoddesdon the former site of the Barclays remains empty, a scar on an otherwise vibrant town centre. In my town of Cheshunt, a town of 40,000 people, not a single bank branch remains. That simply cannot be right.
The lack of in-person banking facilities is depriving people of access to vital services. For so many older and vulnerable people, it is causing huge difficulty and frustration, as they are forced to rely on digital services such as apps and smartphones.
Sir John Hayes (South Holland and The Deepings) (Con)
My hon. Friend makes a powerful point, and I particularly wish to draw his attention to the plight of blind people. Royal National Institute of Blind People research in 2023 found that 28% of blind and partially sighted people never used the internet, they struggle with ATMs, and they struggle too with travel to banks.
Lewis Cocking
I completely agree with my right hon. Friend. It is really important that we expand the rules to get banking hubs in more locations across the country. Not least of all, my nan does not do online banking. Every time I go and see her, she badgers me about it. She will specifically bank with someone where she can have face-to-face services, because she will not do online banking. It is a real struggle, because some banks say, “Well, you’ve got to telephone.” But even then, one has to have a smartphone to get a code on the app for security, so it is very difficult for our older and disabled constituents to access those vital services.
When Barclays went from the high street in Hoddesdon, it did a “Barclays local”. Through the good work of my Conservative-run Broxbourne council, we managed to get it into the Spotlight, our local theatre, but it is cashless. That is nonsense! Its bread and butter business as a high street bank is to deal with cash and get people access to its cash and banking services, but it wants to run a service that is now cashless. We tried in Cheshunt—as I said, a town of 40,000 people with no banking services—to get the NatWest banking van at the car park of our Laura Trott sports centre, but again it would only offer a cashless service. This is bread and butter to the high street banks. They should accept cash and we should bring forward legislation to ensure that our constituents across the country have access to banking services. We need to look at the rules, because waiting until the last bank is in our high street does not promote consumer choice or solve people’s banking and access to cash needs.
On buses, my constituents are lucky if the bus even turns up—we get one bus once an hour—so including public transport in analysis of banking hub locations is unreliable. We need to widen the criteria to enable more banking hubs to be opened up across the country.
Asylum Seeker Hotel Accommodation: Reopening
Debate between Lewis Cocking and John Hayes(5 months, 2 weeks ago)
Westminster HallRead Full debate Read Hansard Text Read Debate Ministerial Extracts
Westminster Hall is an alternative Chamber for MPs to hold debates, named after the adjoining Westminster Hall.
Each debate is chaired by an MP from the Panel of Chairs, rather than the Speaker or Deputy Speaker. A Government Minister will give the final speech, and no votes may be called on the debate topic.
This information is provided by Parallel Parliament and does not comprise part of the offical record
Lewis Cocking (Broxbourne) (Con)
It is a pleasure to serve under your chairmanship, Sir John. My comments today need to be viewed in the context of my interest as a local councillor.
My constituents in Broxbourne have borne the brunt of this policy in recent years. I hear loud and clear on the doorstep how angry they feel. The Home Office took control of the Marriott hotel in Cheshunt in 2022. It was just one of three hotels in my constituency at the time. In my general election campaign, I said I would fight daily to ensure that the hotel was closed to asylum seekers; and when I was leader of Broxbourne council, I fought tooth and nail to prevent another two sites within my constituency being used as asylum accommodation. The hotel in Cheshunt has since supported one of the highest numbers of asylum seekers in the east of England, while Hertfordshire as a whole was the individual council with the most hotels housing asylum seekers in 2023.
The situation we are discussing is plainly unsustainable, with millions of pounds a day being spent on these hotels across the country. My constituents have been feeling the impact on already overstretched public services. You cannot get your child into the school you want and you have to wait longer to see a GP locally.
I welcomed the actions that the last Government took to reduce reliance on asylum hotels, but there is no getting around the fact that my party made mistakes. However, it is definitely getting worse under this new Labour Government. Ultimately, it is only by deterring people from coming to the UK illegally in the first place that we will be able to get a grip on the asylum system and the immigration system. The Labour manifesto promised to end the use of hotels for asylum seekers, but the Government have been more focused on delivering promises that were not in their manifesto: increasing national insurance on business, imposing the family farm tax and stripping winter fuel payments from pensioners.
I am seriously disappointed that, in January 2025, we are discussing the reopening of hotels for asylum seeker accommodation. There were 35,651 people in hotel accommodation at the end of September, up 21% from the end of June 2024. That is a 21% increase since Labour was elected on a manifesto commitment to end the use of asylum hotels. The downward trend that was started by the last Government has been reversed, and since the general election, 14 more hotels have been taken over for the purpose. Hotels were supposed to be a temporary measure, but they are starting to feel anything but temporary to my residents in Broxbourne. The Minister has said that nine hotels are scheduled to close by March, but I have my doubts that the Government will meet that commitment.
The Government have failed to take the necessary steps to deter the number of asylum seekers coming to this country illegally in the first place. Small boat crossings are up since July, and so are the number of cases awaiting a decision in the asylum backlog. I urge the Minister to put the words “smash the gangs” into action by getting a proper deterrent in place, ensuring that every failed asylum seeker is removed, closing all the asylum hotels and significantly cutting immigration.
Sir John Hayes (in the Chair)
I should have said before the previous speaker that if Members wish to speak, they need to bob.