Oral Answers to Questions

Jim Shannon Excerpts

Tuesday 9th September 2014 Commons Chamber

[Mr Vara]

The compensation culture to which my hon. Friend refers means that honest drivers are having to pay higher premiums because of abuses, especially in whiplash claims. That is why the Government have put in place measures to deter unnecessary speculative and exaggerated claims, while ensuring that genuine claimants can come forward and have proper redress. In the first phase of our measures, which will start next month, there will be fixed costs of £180 for medical reports, which in the past had been as high as £700.

[Jim Shannon (Strangford) (DUP)]

There have been many examples across the whole United Kingdom of scams being carried out by a number of individuals with different insurance companies. Is it not time that insurance companies exchanged ideas and ensured that they are forensically competent in dealing with fraud?

[Mr Vara]

The hon. Gentleman raises a good point. That exchange of ideas is happening, and we are encouraging it to happen more.