Universal Credit (Removal of Two Child Limit) Bill

Janet Daby Excerpts

Tuesday 3rd February 2026 Commons Chamber

[Janet Daby (Lewisham East) (Lab)]

It is a pleasure to follow the hon. Member for Torbay (Steve Darling). I appreciate the Liberal Democrats’ support for lifting the two-child limit.

I cannot express enough how delighted I am to speak in this debate, as these changes will make a real tangible difference to the lives of children and families across our country. The cost of living, standards of living and striving to live above the poverty line are a concern, and such a struggle for so many people and families. I campaigned to lift the two-child limit prior to being a Member, and I have done so since becoming a Member. I hear of families with a roof over their head, but no carpet under their feet; a window to look out of, but no thick curtains to keep out the draft. It is miserable when you are cold, poor and uncomfortable, and anything and everything the Government do to make life easier for communities is the right thing to do.

I recently spoke to a headteacher at a local school in my constituency that serves one of the most deprived areas. I found out that teachers are using their own money to buy children essential items, such as sanitary products, underwear and tights. Of course, they need to do that because the children need them. We on the Labour Benches are right: we are compassionate about children, compared with Members opposite. I love and applaud the teachers and the school for their kindness and for the discreet way in which they help children. I applaud all schools that do this for children, but children should not be in that situation in the first place. In Lewisham, we have a shop called the Bank of Things, where secondary school children can receive free essential items such as toiletry products, pens, paper and even school uniform.

At the heart of this issue, I know parents wish to provide for children, but some just do not have the means to do so. In fact, in my constituency, 65% of children living in poverty have at least one parent in work, so this is absolutely not about parents who do not want to work. It is why the broader child poverty strategy is so vital. Increases to the national living wage, strengthening workers’ rights through the Employment Rights Act 2025, expanded free childcare for working parents, reducing the cost of school uniforms, and building more council homes—these measures and more work together to ensure that work pays, and that parents and carers can provide for their families with dignity.

Teachers and school staff are also purchasing lunch for children whose parents cannot afford it, not because they want to but because the free school meals system put in place by this Government, including to all those on universal credit, still leaves some families behind.

This Government’s fair repayment rate policy also supports households with debts, by reducing the maximum amount that can be deducted from universal credit from 25% to 15%. The previous Conservative Government were despicable in their actions and what they launched at children. The two-child limit cap and universal credit payment deductions at 25% were wrong. The Joseph Rowntree Foundation has said that, as well removing the two-child limit cap, a protected minimum floor to universal credit is also needed. That will reverse declining living standards for families with children and get children out of poverty.

[Dame Meg Hillier]

My hon. Friend rightly highlights that this is partly about the wider structure, and it is also about the number of parents who are in work. Does she not agree that part of our strategy on child poverty is also about supporting parents into better-paid work, so they can continue to support their families and their children?

[Janet Daby]

My hon. Friend is absolutely correct; it is about supporting parents into better-paid work.

[Jim Shannon (Strangford) (DUP)]

I commend the hon. Lady. May I put on record my thanks to her for her words, the Secretary of State for his commitment and the Labour Government for bringing this change forward? Some 50,000 children in Northern Ireland, out of 13,000 households, will benefit—out of child poverty and into a better standard of living. That has to be good news. If anybody is against that, there is something wrong with them.

[Janet Daby]

I thank my hon. Friend—I call him that even though he sits on the other side of the House—for stating that so eloquently and accurately.

This means that the previous Conservative Government got it wrong. I would also add that with rents rising and mortgages increasing, they got it wrong. Who suffers? It is babies, toddlers, primary and secondary school children, and that is wrong. Unlike the previous Government, this Government accept the overwhelming scale of this challenge. I am sure that Ministers will agree that more still needs to be done.

To bring further reality to the situation, my own son has paid for a schoolfriend’s lunch on more than one occasion when they have not had enough money on their lanyard. I am sure that many other children also share food with their friends because they have compassion and do not want their friends to go hungry.

I welcome the Government’s decision to lift the two-child benefit cap, which will provide crucial support to an estimated 3,530 children across my constituency. It is a significant step and I commend the Government for taking it.

Breakfast clubs are absolutely fantastic, but they are limited to primary schools, meaning that secondary school children miss out. There could be three children from the same household where two children receive breakfast at primary school but the other goes hungry at secondary school. That is not right. Parents should not have to worry about their ability to feed their children and teachers should not have to subsidise parents or the state by feeding their pupils.

As I come to an end, I must mention the remarkable football player Marcus Rashford, who knew what it was like to go hungry as a child and is now dedicated to ensuring that it does not happen to other children. I respect his efforts to reduce child poverty. I ask this Government to make the necessary effort to keep children out of poverty and to support them to ensure they have a full stomach and reach their full potential in life.