Student Maintenance Grants

Huw Merriman Excerpts

Tuesday 19th January 2016 Commons Chamber

[Huw Merriman (Bexhill and Battle) (Con)]

I speak as a member of the Delegated Legislation Committee that discussed this issue last week. I draw Members’ attention to the remarks I made at the time and I welcome the fact that this debate is being held in this Chamber.

I want to refer to my own situation. I feel strongly that it is right for Conservative Members to dispel the myth coming from the Opposition that students from a background similar to mine will not be able to go to university as a result of the changes. I say that as someone who took out loans to get through my professional training.

To further illustrate my argument, I went to a secondary modern school and failed my 12-plus. I was advised by my teachers not to waste my time doing A-levels, but I am glad that I ignored that advice. I went to a sixth-form college and was then fortunate enough to study at university. Although my parents’ background was by no means one where money was readily available to us, I just missed out on a maintenance grant, so I understood straightaway how important it was to work during my time at university in order to fund myself and, therefore, to study hard. As a result, I worked through Christmas, Easter and the summer, and during term time at Durham.

When studying for the Bar in London, I had to take out loans and work outside my course to cover not just my maintenance but my fees. I therefore took out tens of thousands of pounds in debt, with no earnings threshold for repayment. That was incredibly daunting, but it made me determined to succeed in order to be able to pay those loans back.

Working around my studies was hard, but it gave me invaluable experience of the world of work. Most students do that as a matter of course now, so it is incredible to be told that working outside a degree makes it impossible to do a degree. That certainly was not the case for me.

Twenty years on, I regard the loans I took out to have been the best investment I have ever made in myself. I visit schools in my constituency and tell students to chase their dreams and not be put off going to university because they may not be able to afford it. It is the most incredible investment an individual can make for themselves, including in the form of a loan, which can, of course, be paid back.

Although Labour Members’ comments are well meaning, I find it patronising in the extreme to be told that the loans system will put off students in a similar situation to mine and stop young people chasing their dreams, and that it is not possible to work and study at the same time. Those who have aspiration and self-belief will make it a target to repay loans, and then they will use their degree to enjoy the successful careers afforded to them by university.

In an ideal situation, this country could afford to fund university students for their maintenance, but successive Governments have moved towards a model whereby we allow everyone who wants to go to university to go to university. Record numbers of students are studying at university, including record numbers from disadvantaged backgrounds. Students from backgrounds similar to mine are now going to university.

[Dr Blackman-Woods]

rose—

[Huw Merriman]

I will not give way, because of the time. Most students understand that we are moving towards a loans system. They are comfortable with that concept and do not want bleeding hearts. What they want is a job at the end of their university degree. By balancing the books, we are making it more likely that they will have a job, security and success, and that they will be able to pay their loans back and to enjoy the fruits of their labour.

It is important that this House sends a message that university is available to all, no matter their background, and that is something that has carried me through so far.

--- Later in debate ---

[Emma Reynolds]

There he goes again. This is a serious debate about the impact of the proposals on our poorest constituents. That debate should be taken seriously by the Minister and by Conservative Members. This is not just about participation; this is about fair access and about which university someone chooses to go to, if they have that first choice. Some of my constituents in Wolverhampton might not choose to apply to Oxford, Cambridge or even perhaps the University of Sussex, because it is too far away and will be too expensive. This is about the choices that the poorest children must now make, given the level of indebtedness that they will face.

[Huw Merriman]

The hon. Lady talks about the sons and daughters of those in poorer professions, such as dinner ladies and so on. Why can those people not take out loans, make a great success of themselves and pay them back? Why are they different? They should not be different because they are special people.

[Emma Reynolds]

The people we represent have the same ambitions and aspirations, and Government Members should not cast aspersions on what Labour Members think about that. They will be graduating with £53,000 of student debt. I hope they still will go to university. I hope that will not affect participation. However, I fear it will and I fear it will affect the choices they make. We will all be poorer for it, because the talent will not come through.

I say to the hon. Gentleman that this is part of a wider pattern under this Government: the problem of intergenerational inequality is worsening. I came into politics precisely because I want to live in a country where the background and income of someone’s parents should not determine how well they do in life and whether they fulfil their potential, but inequality is increasing. The Intergenerational Foundation calls this younger generation the packhorse generation, because the Government are burdening them with more and more debt. Yet they face more insecurity in the workplace and higher housing costs. Some have given up hope of ever owning their own home, because we are not building enough homes. To be fair, that is true of preceding Governments, too. The packhorse generation is taking on huge levels of debt and faces a much more insecure future. That is why I hope the Government will think again. Intergenerational unfairness and intergenerational inequality are growing problems.